Bank Holding Companies with Highest Concentration in Home Equity Loans
August 15, 2007, 10:08 a.m. EDT 1 Min Read
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Bank Holding Companies with Highest Concentration in Home Equity Loans
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Published August 15, 2007 | ||||||
Related Table: Biggest Increases from Year Earlier | ||||||
Concentration* | Home equity loans | & leases | ||||
| | | Change | |||
1 | Evolve Financial Group Inc. Cordova, Tenn. | 66.00% | 2.80% | $38,069 | 117.20% | $57,653 |
2 | First American Bank Corp. Elk Grove Village, Ill. | 35.4 | 36.2 | 709,889 | 6 | 2,008,129 |
3 | Harleysville National Corp. Pa. | 31.4 | 32.6 | 647,936 | -0.7 | 2,065,777 |
4 | Irwin Financial Corp. Columbus, Ind. | 29.3 | 32.8 | 1,600,610 | -5.5 | 5,459,352 |
5 | First Horizon National Corp. Memphis | 26.7 | 29.3 | 6,717,182 | -7.4 | 25,191,757 |
6 | RCB Corp. Sacramento, Calif. | 26.5 | 25.3 | 136,343 | 20 | 514,551 |
7 | Harleysville Savings Financial Corp. Pa. | 24.5 | 25.8 | 98,893 | 2.6 | 403,445 |
8 | Fremont Bancorp. Calif. | 24.1 | 28.6 | 395,345 | -6.9 | 1,642,694 |
9 | Alliance Bankshares Corp. Chantilly, Va. | 23.2 | 19.6 | 90,845 | 34.3 | 392,186 |
10 | Provident Bankshares Corp. Baltimore | 22.7 | 22.5 | 886,734 | 5.9 | 3,902,091 |
11 | Citizens Financial Group Inc. Providence, R.I. | 22.6 | 20.6 | 24,419,443 | 13.9 | 107,954,529 |
12 | Wells Fargo & Co. San Francisco | 22.2 | 19.7 | 79,431,000 | 14.7 | 358,602,000 |
13 | West Suburban Bancorp Inc. Lombard, Ill. | 21.4 | 22 | 249,916 | 0.2 | 1,169,431 |
14 | Riverside Gulf Coast Banking Co. Cape Coral, Fla. | 21.3 | 21 | 87,799 | 1.1 | 412,467 |
15 | TriCo Bancshares Chico, Calif. | 21.3 | 22.7 | 317,834 | 0.1 | 1,495,613 |
16 | National City Corp. Cleveland | 20.5 | 24.9 | 22,658,950 | -20.1 | 110,271,145 |
17 | Webster Financial Corp. Waterbury, Conn. | 20.4 | 16.6 | 2,605,447 | 23 | 12,759,281 |
18 | TCF Financial Corp. Wayzata, Minn. | 20.2 | 19.8 | 2,347,351 | 9.7 | 11,626,067 |
19 | Hampden Bancorp MHC Springfield, Mass. | 19.4 | 19.7 | 61,198 | 3 | 314,727 |
20 | Gorham Bancorp MHC Maine | 19.3 | NA | 104,414 | NM | 539,677 |
21 | Union National Financial Corp. Lancaster, Pa. | 18.9 | NA | 66,655 | NM | 352,379 |
22 | Huntington Bancshares Inc. Columbus, Ohio | 18.8 | 19.9 | 4,995,844 | -5 | 26,543,537 |
23 | Bridge Bancorp Inc. Bridgehampton, N.Y. | 18.4 | 19.4 | 61,849 | 5.8 | 336,263 |
24 | Encore Bancshares Inc. Naples, Fla. | 18.2 | NA | 178,136 | NM | 978,806 |
25 | Sky Financial Group Inc. Bowling Green, Ohio | 17.8 | 15.3 | 2,284,568 | 34.6 | 12,855,092 |
26 | CIB Marine Bancshares Inc. Pewaukee, Wis. | 17.7 | 3.5 | 105,392 | 509 | 595,357 |
27 | Commonwealth Bancshares Inc. Louisville, Ky. | 17.4 | 18.4 | 86,184 | 1.8 | 496,115 |
28 | Bryn Mawr Bank Corp. Pa. | 17.2 | 19.5 | 120,354 | 1.1 | 698,997 |
29 | PNC Financial Services Group Inc. Pittsburgh | 16.9 | 20 | 11,043,816 | 6.5 | 65,337,147 |
30 | NVE Bancorp MHC Englewood, N.J. | 16.6 | 18 | 41,152 | -11.2 | 247,762 |
31 | F.N.B.C. of La Grange Inc. Ill. | 16.6 | 18.5 | 49,340 | -6.5 | 297,273 |
32 | JPMorgan Chase & Co. New York | 16.4 | 13.8 | 77,427,000 | 21.5 | 473,144,000 |
33 | Rockville Financial MHC Inc. Vernon Rockville, Conn. | 16.1 | 14.6 | 170,118 | 25.3 | 1,056,072 |
34 | Washington Trust Bancorp Inc. Westerly, R.I. | 16.1 | 16.5 | 237,069 | 1.4 | 1,472,322 |
S&C Banco Inc. New Richmond, Wis. | 16.1 | 16.3 | 48,514 | -2.7 | 301,304 | |
36 | NBT Bancorp Inc. Norwich, N.Y. | 15.9 | 14.7 | 541,352 | 13.4 | 3,395,476 |
37 | Leesport Financial Corp. Wyomissing, Pa. | 15.9 | 18.3 | 123,438 | -1.6 | 775,678 |
38 | Commerce Bancorp Inc. Cherry Hill, N.J. | 15.8 | 15.5 | 2,530,061 | 20.8 | 16,004,076 |
39 | Sandy Spring Bancorp Inc. Olney, Md. | 15.6 | 16.6 | 319,729 | 9.8 | 2,045,842 |
40 | SunTrust Banks Inc. Atlanta | 15.6 | 14.4 | 20,455,908 | 11.7 | 130,980,347 |
41 | RBC Centura Banks Inc. Raleigh | 15.5 | 14.9 | 2,468,023 | 29.7 | 15,873,003 |
42 | Camco Financial Corp. Cambridge, Ohio | 15.5 | 14.6 | 129,553 | 4.8 | 836,854 |
43 | LSB Bancshares Inc. Lexington, N.C. | 15.4 | 16.1 | 119,137 | -1.8 | 772,848 |
44 | Home Federal Bancorp Columbus, Ind. | 15.2 | 15.2 | 106,554 | 12.6 | 702,705 |
Norway Bancorp MHC Maine | 15.2 | 14.9 | 102,882 | 13.3 | 678,547 | |
46 | OceanPoint Financial Partners MHC Newport, R.I. | 15 | 12.2 | 98,052 | 34.8 | 652,709 |
First of Long Island Corp. Glen Head, N.Y. | 15 | 14.7 | 68,733 | 15.8 | 457,699 | |
48 | Fifth Third Bancorp Cincinnati | 15 | 16.3 | 11,415,833 | -3 | 76,202,482 |
49 | Florida Bank Group Inc. Tampa | 15 | 17.6 | 59,589 | 8.1 | 398,003 |
50 | Bancorp Rhode Island Inc. Providence | 15 | 14.9 | 150,714 | 5.6 | 1,007,448 |
51 | Cambridge Bancorp Mass. | 14.7 | 16.7 | 53,337 | -5.1 | 363,220 |
52 | MSB Mutual Holding Co. Manasquan, N.J. | 14.7 | 14.3 | 61,909 | 7.9 | 422,531 |
City Holding Co. Charleston, W.Va. | 14.7 | 18.3 | 247,868 | -16.6 | 1,691,712 | |
54 | LNB Bancorp Inc. Lorain, Ohio | 14.6 | 13.6 | 91,847 | 14.4 | 627,921 |
55 | Columbia Financial Corp. Bloomsburg, Pa. | 14.6 | 9.4 | 23,419 | 80.1 | 160,799 |
56 | KNBT Bancorp Inc. Bethlehem, Pa. | 14.5 | 15.7 | 249,281 | 6.5 | 1,721,134 |
57 | Independent Bank Corp. Rockland, Mass. | 14.4 | 13 | 287,795 | 8.5 | 1,995,757 |
58 | West Tennessee Bancshares Inc. Bartlett | 14.4 | 15.1 | 46,483 | 10.6 | 323,439 |
59 | Republic Bancorp Inc. Louisville, Ky. | 14.3 | 15.4 | 331,336 | 1.7 | 2,322,035 |
60 | Klein Financial Inc. Chaska, Minn. | 14.1 | 14.8 | 121,133 | -2.8 | 856,374 |
61 | Fidelity D and D Bancorp Inc. Dunmore, Pa. | 14.1 | 13.4 | 59,643 | 6.9 | 422,998 |
62 | Bank of Hawaii Corp. Honolulu | 14 | 14.2 | 914,899 | 2.4 | 6,526,390 |
63 | FNB Financial Services Corp. Greensboro, N.C. | 13.8 | 11.7 | 95,463 | 8.1 | 689,332 |
64 | F and M Financial Corp. Granite Quarry, N.C. | 13.8 | 13.3 | 63,244 | 7.3 | 457,314 |
65 | Financial Institutions Inc. Warsaw, N.Y. | 13.8 | 14.8 | 127,930 | -10.5 | 930,328 |
66 | Prosperity Banking Co. St. Augustine, Fla. | 13.7 | 12.7 | 97,811 | 15 | 713,035 |
National Bank of Indianapolis Corp. Indianapolis | 13.7 | 12.7 | 102,248 | 19.1 | 745,445 | |
68 | Associated Banc-Corp Green Bay, Wis. | 13.7 | 13.6 | 2,044,149 | -3.7 | 14,948,306 |
69 | First Citizens Bancorp. Inc. Columbia, S.C. | 13.6 | 13.5 | 526,904 | 7.3 | 3,876,863 |
70 | First Citizens BancShares Inc. Raleigh | 13.5 | 14.6 | 1,384,986 | -3.5 | 10,221,578 |
71 | Alpine Banks of Colorado Glenwood Springs | 13.5 | 16.6 | 199,611 | -2.4 | 1,475,503 |
72 | First Banking Center Inc. Burlington, Wis. | 13.4 | 12.5 | 81,285 | 19.2 | 607,439 |
73 | QNB Corp. Quakertown, Pa. | 13.3 | 14.1 | 48,491 | 8.4 | 363,520 |
74 | TD Banknorth Inc. Portland, Maine | 13.3 | 14.2 | 3,550,138 | -2.7 | 26,704,439 |
Sun Bancorp Inc. Vineland, N.J. | 13.3 | 12 | 320,926 | 20.3 | 2,414,494 | |
76 | First Indiana Corp. Indianapolis | 13.30 | 16.90 | 222,538 | -16.10 | 1,675,780 |
77 | Florence Bancorp MHC Mass. | 13.1 | 13 | 78,445 | 12.6 | 597,742 |
78 | Penseco Financial Services Corp. Scranton, Pa. | 13.1 | 12.6 | 48,961 | 18.3 | 374,472 |
79 | Citizens Republic Bancorp Inc. Flint, Mich. | 13 | 13.4 | 1,209,932 | 60.7 | 9,282,121 |
80 | ABN AMRO North America Holding Co. Chicago | 13 | 13.2 | 8,761,588 | -5.1 | 67,322,026 |
81 | Town and Country Financial Corp. Springfield, Ill. | 13 | 14.6 | 32,831 | -10 | 252,984 |
82 | First Chester County Corp. West Chester, Pa. | 12.9 | 14.6 | 90,656 | -9.3 | 701,549 |
83 | Harris Financial Corp. Wilmington, Del. | 12.8 | 13.8 | 4,200,370 | 9.2 | 32,753,369 |
84 | First Waterloo Bancshares Inc. Waterloo, Ill. | 12.7 | 12.6 | 18,986 | -3.1 | 149,364 |
85 | Regions Financial Corp. Birmingham, Ala. | 12.7 | 9.6 | 12,112,711 | 109 | 95,568,197 |
86 | Anchor Bancorp Inc. Wayzata, Minn. | 12.7 | 13.7 | 109,160 | -2.4 | 862,304 |
87 | Center Bancorp Inc. Union, N.J. | 12.6 | 11.8 | 66,982 | 13.4 | 530,573 |
88 | Northfield MHC Vt. | 12.5 | 11.8 | 50,354 | 10.2 | 401,249 |
89 | KeyCorp Cleveland | 12.5 | 13.6 | 8,748,282 | -9.1 | 69,886,330 |
90 | Trinity Capital Corp. Los Alamos,NM | 12.5 | 13 | 146,007 | 5.3 | 1,170,300 |
91 | Tri City Bankshares Corp. Oak Creek, Wis. | 12.5 | 12.2 | 66,268 | 8.2 | 531,169 |
92 | First Mariner Bancorp Baltimore | 12.4 | 10.7 | 113,611 | 11.4 | 914,324 |
93 | Bremer Financial Corp. St. Paul | 12.4 | 13.7 | 618,313 | -3.9 | 4,977,652 |
94 | First Charter Corp. Charlotte | 12.4 | 16.4 | 439,695 | -11 | 3,543,560 |
95 | Princeton National Bancorp Inc. Princeton | 12.4 | 8.6 | 81,335 | 64.9 | 658,325 |
96 | NewAlliance Bancshares Inc. New Haven | 12.2 | 14.7 | 551,221 | 5.2 | 4,502,063 |
FirstMerit Corp. Akron | 12.2 | 13.7 | 856,998 | -7.1 | 7,000,119 | |
98 | Marquette National Corp. Chicago | 12.2 | 11.6 | 121,608 | 21.8 | 998,184 |
99 | Tampa Banking Co. Tampa | 12.1 | 12.8 | 71,534 | 0.7 | 588,999 |
100 | United Bankshares Inc. Charleston, W.Va. | 12.1 | 13.6 | 572,287 | -10.6 | 4,718,528 |
101 | Palos Bancshares Inc. Palos Heights, Ill. | 12.1 | NA | 38,131 | NM | 314,614 |
Eagle Financial Services Inc. Berryville, Va. | 12 | 12.2 | 46,186 | 5 | 384,392 | |
103 | Peoples Bancorp of North Carolina Inc. Newton | 12 | 13.1 | 77,308 | -0.6 | 644,992 |
104 | Bank of America Corp. Charlotte | 12 | 11.4 | 90,778,849 | 24.5 | 757,811,820 |
105 | ACNB Corp. Gettysburg, Pa. | 11.9 | 11.2 | 64,194 | 10.1 | 537,227 |
106 | National Penn Bancshares Inc. Boyertown, Pa. | 11.9 | 11.6 | 437,467 | 10.6 | 3,676,967 |
107 | Southern Bancshares Inc. Mount Olive, N.C. | 11.9 | 11.1 | 83,663 | 10.7 | 704,268 |
108 | FSB Mutual Holdings Inc. Perkasie, Pa. | 11.8 | 12.1 | 71,870 | 15.3 | 606,870 |
109 | Pennsylvania Commerce Bancorp Inc. Harrisburg | 11.8 | 13.8 | 126,011 | 3 | 1,066,370 |
110 | Suffolk Bancorp Riverhead, N.Y. | 11.8 | 11.8 | 106,473 | -2.1 | 902,399 |
111 | S.Y. Bancorp Inc. Louisville | 11.8 | 12.8 | 136,115 | -0.4 | 1,155,647 |
112 | First Litchfield Financial Corp. Conn. | 11.8 | 11.9 | 35,680 | 21.7 | 303,617 |
113 | Macon Bancorp Franklin, N.C. | 11.7 | 12.9 | 93,975 | -1.7 | 800,926 |
114 | New Century Bancorp Inc. Dunn, N.C. | 11.7 | 6.1 | 52,280 | 152.4 | 448,209 |
115 | Yadkin Valley Financial Corp. Elkin, N.C. | 11.7 | NA | 100,247 | NM | 860,317 |
116 | First Volunteer Corp. Chattanooga, Tenn. | 11.6 | 13.7 | 45,732 | -9.3 | 392,567 |
117 | First Bancorp Troy, N.C. | 11.6 | 11.4 | 206,751 | 16.8 | 1,780,616 |
118 | Central Jersey Bancorp Long Branch, N.J. | 11.5 | 12.5 | 36,869 | -7.6 | 320,909 |
119 | Great Lakes Financial Resources Inc. Matteson, Ill. | 11.5 | 11.8 | 55,422 | 4 | 483,446 |
120 | Abington MHC Jenkintown, Pa. | 11.3 | 13.2 | 70,940 | 1.1 | 630,552 |
121 | Franklin Financial Services Corp. Chambersburg, Pa. | 11.2 | 9.5 | 60,853 | 56.1 | 541,305 |
122 | ISB Financial Corp. Iowa City | 11.2 | 9.7 | 43,373 | 16.2 | 386,018 |
123 | Wintrust Financial Corp. Lake Forest, Ill. | 11.2 | 11.9 | 748,543 | 13.5 | 6,685,934 |
124 | Glacier Bancorp Inc. Kalispell, Mont. | 11.2 | 12.1 | 358,891 | 15.1 | 3,207,683 |
125 | Integra Bank Corp. Evansville, Ind. | 11.2 | 11.7 | 199,826 | -2.7 | 1,791,371 |
126 | First State Financial Corp. Eastpointe, Mich. | 11.1 | 13.1 | 50,328 | -9.5 | 452,622 |
127 | Foster Bankshares Inc. Chicago | 11.1 | 12.1 | 48,517 | 3.9 | 437,575 |
128 | Palm Bancorp Palmerton, Pa. | 11.1 | 10 | 32,592 | 18.8 | 294,101 |
129 | Lakeland Bancorp Inc. Oak Ridge, N.J. | 11 | 12.8 | 182,945 | 6.4 | 1,655,851 |
130 | First Midwest Bancorp Inc. Itasca, Ill. | 11 | 11.8 | 550,501 | -7.5 | 4,989,952 |
131 | Nicolet Bankshares Inc. Green Bay, Wis. | 11 | 11.9 | 44,323 | 7.1 | 404,228 |
132 | First National Lincoln Corp. Damariscotta, Maine | 10.9 | 11.8 | 92,633 | -1.1 | 846,774 |
133 | Fulton Financial Corp. Lancaster, Pa. | 10.9 | 11.5 | 1,162,534 | 1.8 | 10,654,597 |
Provident Financial Services Inc. Jersey City | 10.9 | 9.9 | 410,662 | 10.9 | 3,765,204 | |
135 | First Bancshares Inc. Whiting, Ind. | 10.9 | 11.3 | 120,972 | 3.8 | 1,110,802 |
136 | M&T Bank Corp. Buffalo | 10.8 | 11.4 | 4,711,619 | 1.5 | 43,507,176 |
137 | Alpine Bancorp. Inc. Belvidere, Ill. | 10.7 | 11.8 | 52,217 | 1.9 | 490,145 |
Voyager Financial Services Corp. Eden Prairie, Minn. | 10.7 | 11.9 | 43,504 | -10.8 | 408,472 | |
Fidelity Bancorp Inc. Pittsburgh, Pa. | 10.6 | 19.1 | 48,731 | -35.5 | 457,585 | |
140 | Community Banks Inc. Harrisburg, Pa. | 10.6 | 9.9 | 258,730 | 14.1 | 2,442,318 |
141 | Park Bancorp. Inc. Madison, Wis. | 10.6 | 10.8 | 60,985 | 12.9 | 576,248 |
142 | Fidelity Bancshares Inc. Fuquay-Varina, N.C. | 10.6 | 11.4 | 107,284 | 1.7 | 1,014,676 |
143 | Northwest Suburban Bancorp Inc. Mount Prospect, Ill. | 10.5 | 12.2 | 44,742 | -4 | 424,414 |
144 | Cardinal Financial Corp. McLean, Va. | 10.5 | 11.1 | 124,666 | 9.5 | 1,185,149 |
145 | Commercial Holding Co. Paris, Tenn. | 10.5 | 11.1 | 36,306 | 1.7 | 346,357 |
146 | U.S. Bancorp Minneapolis | 10.4 | 10.6 | 15,551,000 | 4.3 | 148,920,000 |
147 | Codorus Valley Bancorp Inc. York, Pa. | 10.4 | 10.1 | 44,466 | 17.2 | 426,516 |
148 | Carolina Financial Corp. Charleston, S.C. | 10.4 | 6 | 75,878 | 99.8 | 728,061 |
149 | Merchants Financial Group Inc. Winona, Minn. | 10.4 | 11.7 | 57,419 | -5.6 | 551,782 |
150 | IBT Bancorp Inc. Irwin, Pa. | 10.4 | 10.9 | 48,948 | -1 | 471,018 |
* Home equity loans outstanding as a percentage of total loans. Top tier bank holding companies. Based on FR Y9C filed with Federal Reserve. NM=Not Meaningful
Source: <font size="2">SNL Financial</font>, Charlottesville, Va.
© 2007 American Banker