Bank Holding Companies with Largest Credit Card Loan Portfolios

View Table
Printer Friendly Version
Bank Holding Companies with Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn June 30, 2009. Dollars in thousands.
Published December 1, 2009

Rank   Card loans Total loans
and leases
June 30 Year earlier Change
1 JPMorgan Chase & Co. New York $74,859,000 $65,945,000 13.5% $694,045,000
2 Citigroup Inc. New York 69,961,000 81,947,000 -14.6 672,440,000
3 Bank of America Corp. Charlotte 69,377,530 78,613,595 -11.7 1,001,372,926
4 HSBC North America Holdings Inc. Mettawa, Ill. 42,010,539 47,922,857 -12.3 222,012,684
5 American Express Co. New York 32,457,549 NA NA 63,421,214
6 Discover Financial Services Riverwoods, Ill. 25,314,515 NA NA 28,009,458
7 Wells Fargo & Co. San Francisco 23,406,000 19,921,000 17.5 869,018,000
8 Capital One Financial Corp. McLean, Va. 17,982,244 14,333,852 25.5 101,956,314
9 U.S. Bancorp Minneapolis 14,874,000 11,930,000 24.7 189,368,000
10 Barclays Group US Inc. Wilmington, Del. 10,400,825 9,303,188 11.8 21,279,046
11 Citizens Financial Group Inc. Providence, R.I. 2,289,724 2,235,635 2.4 104,136,866
12 Fifth Third Bancorp Cincinnati 1,895,044 1,694,123 11.9 84,768,267
13 PNC Financial Services Group Inc. Pittsburgh 1,804,960 201,541 795.6 169,708,016
14 BB&T Corp. Winston-Salem, N.C. 1,439,121 1,117,296 28.8 100,334,283
15 Popular Inc. Hato Rey, Puerto Rico 1,130,000 1,131,000 -0.1 24,850,000
16 Commerce Bancshares Inc. Kansas City, Mo. 709,820 821,244 -13.6 11,090,330
17 TD Banknorth Inc. Portland, Maine 649,071 623,814 4.0 52,825,771
18 United National Corp. Sioux Falls, S.D. 595,906 575,005 3.6 1,189,592
19 SunTrust Banks Inc. Atlanta 480,300 390,519 23.0 130,847,290
20 BBVA USA Bancshares Inc. Houston 460,999 490,616 -6.0 37,725,424
21 BancWest Corp. San Francisco 385,350 351,532 9.6 54,259,763
22 First Citizens BancShares Inc. Raleigh 291,737 284,044 2.7 11,638,965
23 Synovus Financial Corp. Columbus, Ga. 288,350 299,850 -3.8 27,933,298
24 Marshall & Ilsley Corp. Milwaukee 275,287 262,820 4.7 48,183,144
25 Santander BanCorp Guaynabo, Puerto Rico 249,933 255,092 -2.0 5,707,429
26 UMB Financial Corp. Kansas City, Mo. 198,702 186,842 6.3 4,369,947
27 RBC Bancorp. USA Raleigh 176,415 149,079 18.3 21,106,334
28 Simmons First National Corp. Pine Bluff, Ark. 168,897 162,103 4.2 1,958,328
29 First Horizon National Corp. Memphis 151,596 158,014 -4.1 20,067,782
30 FirstMerit Corp. Akron 148,270 146,897 0.9 7,166,094
31 Intrust Financial Corp. Wichita 121,199 128,890 -6.0 2,536,009
32 Zions Bancorp. Salt Lake City 118,903 112,741 5.5 41,682,623
33 Arvest Bank Group Inc. Bentonville, Ark. 113,471 98,687 15.0 7,640,572
34 BancorpSouth Inc. Tupelo, Miss. 89,593 90,282 -0.8 9,857,575
35 R&G Financial Corp. Hato Rey, Puerto Rico 85,795 89,941 -4.6 5,839,920
36 Capitol Bancorp. Inc. Britton, S.D. 75,182 79,926 -5.9 492,606
37 Independent Bankers Financial Corp. Irving, Texas 72,588 74,649 -2.8 907,493
38 FirstBank Holding Co. Lakewood, Colo. 65,649 59,897 9.6 4,215,272
39 Armed Forces Benefit Association Alexandria, Va. 64,384 NA NA 125,202
40 Amalgamated Investments Co. Chicago 64,168 66,795 -3.9 418,870
41 BBVA PR Holding Corp. San Juan, Puerto Rico 63,849 59,166 7.9 4,101,376
42 Wilmington Trust Corp. Del. 56,182 56,918 -1.3 9,246,178
43 First Interstate BancSystem Inc. Billings, Mont. 53,326 72,929 -26.9 4,662,745
44 First Citizens Bancorp. Inc. Columbia, S.C. 52,988 54,467 -2.7 4,859,286
45 W Holding Co. Inc. Mayaguez, Puerto Rico 50,109 47,518 5.5 8,883,437
46 Lauritzen Corp. Omaha 50,000 50,000 0.0 674,980
47 Trustmark Corp. Jackson, Miss. 41,509 42,122 -1.5 6,851,557
48 Western Alliance Bancorp. Las Vegas 40,819 20,878 95.5 4,028,867
49 Iberiabank Corp. Lafayette, La. 40,403 32,578 24.0 3,919,695
50 Central Bancompany Inc. Jefferson City, Mo. 34,639 30,586 13.3 5,878,850
51 Whitney Holding Corp. New Orleans 34,079 29,794 14.4 8,860,670
52 Hopkins Financial Corp. Mitchell, S.D. 27,134 NA NA 408,482
53 First Financial Bancorp. Cincinnati 27,024 26,399 2.4 2,899,147
54 Doral GP Ltd. San Juan, Puerto Rico 24,519 25,147 -2.5 5,538,456
55 City National Corp. Los Angeles 22,380 21,279 5.2 12,421,342
56 Franklin Resources Inc. San Mateo, Calif. 17,068 18,603 -8.3 363,468
57 S&T Bancorp Inc. Indiana, Pa. 16,395 15,726 4.3 3,459,771
58 Union Bankshares Corp. Bowling Green, Va. 16,011 14,041 14.0 1,935,575
59 Banner Corp. Walla Walla, Wash. 14,186 13,672 3.8 3,913,081
60 W.T.B. Financial Corp. Spokane 13,637 12,053 13.1 3,260,144
61 Coppermark Bancshares Inc. Oklahoma City 12,889 14,595 -11.7 985,833
62 CU Bank Shares Inc. Dallas 12,591 294,475 -95.7 431,686
63 Palmetto Bancshares Inc. Laurens, S.C. 12,256 12,258 0.0 1,138,832
64 First Financial Corp. Terre Haute, Ind. 11,944 13,516 -11.6 1,545,070
65 QCR Holdings Inc. Moline, Ill. 11,407 11,408 0.0 1,225,850
66 United Bankshares Inc. Charleston, W.Va. 11,279 11,609 -2.8 5,902,347
67 Trinity Capital Corp. Los Alamos, N.M. 10,477 10,590 -1.1 1,271,134
68 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 10,432 7,224 44.4 3,107,689
69 Valley National Bancorp Wayne, N.J. 9,956 9,459 5.3 9,645,973
70 West Suburban Bancorp Inc. Lombard, Ill. 9,757 10,560 -7.6 1,233,083
71 First Security Bancorp Searcy, Ark. 9,431 8,872 6.3 1,566,855
72 Pinnacle Bancorp Inc. Central City, Neb. 8,323 7,903 5.3 3,862,277
73 Watford City Bancshares Inc. N.D. 8,139 8,093 0.6 691,599
74 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,885 7,830 0.7 545,390
75 First Bancorp Troy, N.C. 7,712 7,363 4.7 2,711,876
76 American State Financial Corp. Lubbock 7,693 7,838 -1.8 1,026,370
77 Merchants Financial Group Inc. Winona, Minn. 7,649 6,620 15.5 717,563
78 Hills Bancorp. Iowa 7,415 7,114 4.2 1,498,711
79 Central Bancshares Inc. Lexington, Ky. 7,262 7,569 -4.1 1,625,879
80 Dickinson Financial Corp. II Kansas City, Mo. 7,243 7,418 -2.4 3,907,806
81 Bremer Financial Corp. St. Paul 6,945 7,551 -8.0 5,704,145
82 Republic Bancorp Inc. Louisville 6,910 5,546 24.6 2,320,465
83 MidSouth Bancorp Inc. Lafayette, La. 6,848 5,966 14.8 596,114
84 Johnson Financial Group Inc. Racine, Wis. 6,733 6,552 2.8 4,608,892
85 Fishback Financial Corp. Brookings, S.D. 6,694 6,800 -1.6 1,246,684
86 National Bankshares Inc. Blacksburg, Va. 6,627 6,244 6.1 577,626
87 NewBridge Bancorp Greensboro, N.C. 6,526 6,238 4.6 1,526,550
88 International Bancshares Corp. Laredo, Texas 6,469 7,188 -10.0 5,741,663
89 DCB Financial Corp. Lewis Center, Ohio 6,276 6,039 3.9 505,613
90 Sunflower Financial Inc. Salina, Kan. 6,244 5,764 8.3 953,653
91 Comerica Inc. Dallas 6,054 5,924 2.2 46,589,042
92 Yadkin Valley Financial Corp. Elkin, N.C. 6,004 5,287 13.6 1,762,239
93 Villages Bancorp. Inc. The Villages, Fla. 5,955 6,394 -6.9 453,564
94 Commerce Bank and Trust Holding Co. Topeka, Kan. 5,447 6,026 -9.6 804,656
95 Longview Financial Corp. Texas 5,375 5,289 1.6 901,044
96 Park Bancorp. Inc. Madison, Wis. 5,349 4,806 11.3 730,558
97 Cashmere Valley Financial Corp. Wash. 5,143 5,408 -4.9 551,510
98 Mesaba Bancshares Inc. Grand Rapids 5,036 4,484 12.3 672,740
99 Frontier Financial Corp. Everett, Wash. 4,908 8,363 -41.3 3,416,220
100 Bank of Kentucky Financial Corp. Crestview Hills 4,886 4,111 18.9 1,064,022
101 Appalachian Bancshares Inc. Ellijay, Ga. 4,878 4,951 -1.5 859,734
102 KeyCorp Cleveland 4,791 6,271 -23.6 71,711,747
103 Tampa Banking Co. 4,732 4,789 -1.2 684,846
104 Fidelity Bancshares N.C. Inc. Fuquay-Varina 4,712 4,857 -3.0 919,839
105 EuroBancshares Inc. San Juan, Puerto Rico 4,659 5,151 -9.6 1,698,924
106 Skagit State Bancorp Inc. Burlington, Wash. 4,600 3,601 27.7 390,933
107 Southern National Banks Inc. Fort Walton Beach, Fla. 4,551 4,492 1.3 197,389
108 Cascade Bancorp Bend, Ore. 4,397 4,531 -3.0 1,802,713
109 National Americas Holdings LLC New York 4,356 4,796 -9.2 3,269,752
110 Utrecht-America Holdings Inc. New York 4,248 6,970 -39.1 14,146,002
111 German American Bancorp Inc. Jasper, Ind. 4,224 4,168 1.3 907,697
112 Farmers and Merchants Investment Inc. Lincoln, Neb. 4,098 4,242 -3.4 2,107,806
113 Neighbor Insurance Agency Inc. Marion, Iowa 3,766 3,743 0.6 377,606
114 Central Bancorp. Provo, Utah 3,623 3,521 2.9 402,342
115 First National Bank Group Inc. Edinburg, Texas 3,614 3,602 0.3 2,801,731
116 F.N.B.C. of La Grange Inc. Hinsdale, Ill. 3,503 872 301.7 290,300
117 Cascade Financial Corp. Everett, Wash. 3,418 3,262 4.8 1,223,516
118 Palos Bancshares Inc. Palos Heights, Ill. 3,375 3,489 -3.3 366,635
119 Southern Utah Bancorp. Cedar City 3,336 3,236 3.1 448,374
120 American Bancor Ltd. Dickinson, N.D. 3,302 3,193 3.4 406,048
121 D.L. Evans Bancorp Burley, Idaho 3,285 3,160 4.0 656,814
122 TCF Financial Corp. Wayzata, Minn. 3,271 3,883 -15.8 13,962,656
123 Emprise Financial Corp. Wichita 3,259 2,723 19.7 825,970
124 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,236 3,546 -8.7 560,758
125 Penseco Financial Services Corp. Scranton, Pa. 3,235 3,114 3.9 586,693
126 Liberty Shares Inc. Hinesville, Ga. 3,222 2,684 20.0 700,639
127 Hanmi Financial Corp. Los Angeles 3,173 3,447 -7.9 3,157,948
128 Hometown Community Bancorp Inc. Morton, Ill. 3,107 2,469 25.8 1,491,820
129 Univest Corp. of Pennsylvania Souderton 3,070 2,832 8.4 1,466,005
130 CNB Financial Corp. Clearfield, Pa. 3,050 2,897 5.3 681,631
131 ATBancorp Dubuque, Iowa 3,040 2,956 2.8 769,772
132 People's Utah Bancorp American Fork 2,958 2,956 0.1 734,113
133 Washington Banking Co. Burlington 2,867 3,014 -4.9 825,161
134 Solvay Bank Corp. N.Y. 2,866 NA NA 364,758
135 CNB Corp. Conway, S.C. 2,860 2,833 1.0 596,426
136 Community Bancshares Inc. McArthur, Ohio 2,796 3,218 -13.1 493,515
137 Wilson Bank Holding Co. Lebanon, Tenn. 2,747 2,814 -2.4 1,107,553
138 Whitman Bancorp. Inc. Colfax, Wash. 2,725 2,525 7.9 674,041
139 First Paragould Bankshares Inc. Ark. 2,723 2,599 4.8 472,728
140 Texas Independent Bancshares Inc. Texas City 2,657 2,416 10.0 299,144
141 First Midwest Bancorp Inc. Itasca, Ill. 2,654 2,529 4.9 5,340,771
142 Eastern Virginia Bankshares Inc. Tappahannock 2,653 2,965 -10.5 832,771
143 Beach First National Bancshares Inc. Myrtle Beach, S.C. 2,610 2,039 28.0 558,822
144 Commonwealth Bancshares Inc. Louisville 2,500 2,403 4.0 673,384
145 Town Financial Corp. Hartford City, Ind. 2,480 2,515 -1.4 210,950
146 Mountain National Bancshares Inc. Sevierville, Tenn. 2,470 2,029 21.7 413,072
147 Woodforest Financial Group Inc. The Woodlands, Texas 2,451 4,528 -45.9 1,957,980
148 United Bankers' Bancorp. Inc. Bloomington, Minn. 2,418 NA NA 328,842
149 1867 Western Financial Corp. Stockton, Calif. 2,408 2,710 -11.1 1,265,195
150 Ambank Holdings Inc. Davenport, Iowa 2,405 2,562 -6.1 533,769

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Nov. 4, 2009.

Source:

SNL Financial
, Charlottesville, Va.
© 2009 American Banker