Bank Holding Companies with Largest Credit Card Loan Portfolios

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Bank Holding Companies with Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Sept. 30, 2009. Dollars in thousands.
Published February 19, 2010

Rank   Credit card loans Total loans
and leases
Sept. 30 Year earlier Change
1 Bank of America Corp. Charlotte $70,206,074 $81,331,320 -13.7% $963,624,252
2 Citigroup Inc. New York 69,779,000 81,946,000 -14.8 650,660,000
3 JPMorgan Chase & Co. New York 67,354,000 82,194,000 -18.1 667,924,000
4 HSBC North America Holdings Inc. New York 40,705,513 47,491,316 -14.3 215,225,674
5 American Express Co. New York 31,474,690 NA NA 63,092,812
6 Wells Fargo & Co. San Francisco 23,833,000 20,764,000 14.8 841,336,000
7 Discover Financial Services Riverwoods, Ill. 19,990,424 NA NA 23,527,443
8 Capital One Financial Corp. McLean, Va. 16,977,676 15,776,657 7.6 97,462,212
9 U.S. Bancorp Minneapolis 16,402,000 12,501,000 31.2 188,776,000
10 Barclays Group US Inc. Wilmington, Del. 10,653,961 11,866,441 -10.2 20,604,306
11 Citizens Financial Group Inc. Providence, R.I. 2,244,973 2,281,208 -1.6 99,577,333
12 PNC Financial Services Group Inc. Pittsburgh 2,070,874 223,182 827.9 164,166,602
13 Fifth Third Bancorp Cincinnati 1,952,478 1,667,852 17.1 80,479,431
14 BB&T Corp. Winston-Salem, N.C. 1,566,650 1,175,767 33.2 107,027,357
15 Popular Inc. Hato Rey, Puerto Rico 1,132,000 1,143,000 -1.0 24,472,000
16 Commerce Bancshares Inc. Kansas City, Mo. 766,090 806,145 -5.0 10,601,315
17 TD Bank US Holding Co. Portland, Maine 670,271 632,134 6.0 53,193,210
18 United National Corp. Sioux Falls, S.D. 621,433 591,536 5.1 1,235,519
19 SunTrust Banks Inc. Atlanta 474,750 511,465 -7.2 121,065,487
20 BBVA USA Bancshares Inc. Houston 467,289 471,530 -0.9 44,295,042
21 BancWest Corp. San Francisco 389,500 367,112 6.1 53,058,555
22 First Citizens BancShares Inc. Raleigh 297,819 286,516 3.9 12,856,646
23 Synovus Financial Corp. Columbus, Ga. 288,147 291,162 -1.0 26,524,799
24 Marshall & Ilsley Corp. Milwaukee 277,902 270,797 2.6 46,106,314
25 Santander BanCorp Guaynabo, Puerto Rico 243,397 261,180 -6.8 5,563,216
26 UMB Financial Corp. Kansas City, Mo. 208,498 189,650 9.9 4,334,387
27 Simmons First National Corp. Pine Bluff, Ark. 175,493 162,861 7.8 1,938,456
28 RBC Bancorp. USA Raleigh 170,263 152,206 11.9 20,509,734
29 First Horizon National Corp. Memphis 151,268 155,755 -2.9 19,028,148
30 FirstMerit Corp. Akron 147,907 148,316 -0.3 7,042,305
31 Arvest Bank Group Inc. Bentonville, Ark. 123,900 105,398 17.6 7,656,378
32 Intrust Financial Corp. Wichita 122,391 126,552 -3.3 2,484,605
33 Zions Bancorp. Salt Lake City 117,792 115,791 1.7 41,536,022
34 BancorpSouth Inc. Tupelo, Miss. 90,109 90,218 -0.1 9,839,106
35 R&G Financial Corp. Hato Rey, Puerto Rico 82,705 89,113 -7.2 5,721,623
36 Independent Bankers Financial Corp. Irving, Texas 74,801 73,905 1.2 855,976
37 Capitol Bancorp. Inc. Britton, S.D. 73,244 80,992 -9.6 491,162
38 FirstBank Holding Co. Lakewood, Colo. 68,776 62,090 10.8 4,296,158
39 Amalgamated Investments Co. Chicago 63,971 65,414 -2.2 417,505
40 Armed Forces Benefit Association Alexandria, Va. 63,878 NA NA 133,575
41 Wilmington Trust Corp. Del. 58,712 55,255 6.3 9,154,942
42 BBVA PR Holding Corp. San Juan, Puerto Rico 58,493 61,561 -5.0 4,151,495
43 First Interstate BancSystem Inc. Billings, Mont. 56,346 72,724 -22.5 4,603,849
44 First Citizens Bancorp. Inc. Columbia, S.C. 53,417 55,471 -3.7 5,738,286
45 W Holding Co. Inc. Mayaguez, Puerto Rico 50,104 47,412 5.7 8,753,696
46 Lauritzen Corp. Omaha 50,000 50,000 0.0 657,631
47 Western Alliance Bancorp. Las Vegas 46,720 28,378 64.6 3,967,962
48 Iberiabank Corp. Lafayette, La. 42,527 35,845 18.6 4,351,906
49 Trustmark Corp. Jackson, Miss. 41,449 41,819 -0.9 6,619,592
50 Central Bancompany Inc. Jefferson City, Mo. 35,462 34,008 4.3 5,850,863
51 Whitney Holding Corp. New Orleans 34,714 30,470 13.9 8,500,815
52 First Financial Bancorp. Cincinnati 29,143 27,047 7.7 4,937,547
53 Hopkins Financial Corp. Mitchell, S.D. 26,251 NA NA 454,882
54 City National Corp. Los Angeles 23,600 21,085 11.9 12,168,490
55 Doral GP Ltd. San Juan, Puerto Rico 23,481 25,738 -8.8 5,556,152
56 Franklin Resources Inc. San Mateo, Calif. 17,062 18,442 -7.5 391,127
57 S&T Bancorp Inc. Indiana, Pa. 16,851 16,082 4.8 3,446,347
58 Union First Market Bankshares Corp. Richmond, Va. 16,517 14,853 11.2 1,927,170
59 Banner Corp. Walla Walla, Wash. 15,314 13,404 14.2 3,896,194
60 W.T.B. Financial Corp. Spokane 14,918 12,793 16.6 3,152,516
61 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 13,175 9,247 42.5 3,092,712
62 Coppermark Bancshares Inc. Oklahoma City 12,906 14,001 -7.8 965,040
63 Palmetto Bancshares Inc. Greenville, S.C. 12,566 12,174 3.2 1,082,313
64 First Financial Corp. Terre Haute, Ind. 12,370 12,965 -4.6 1,639,916
65 United Bankshares Inc. Charleston, W.Va. 11,496 11,706 -1.8 5,794,414
66 CU Bank Shares Inc. Dallas 11,381 299,735 -96.2 350,434
67 QCR Holdings Inc. Moline, Ill. 11,263 11,353 -0.8 1,241,738
68 Valley National Bancorp Wayne, N.J. 9,916 9,872 0.4 9,525,631
69 West Suburban Bancorp Inc. Lombard, Ill. 9,872 10,538 -6.3 1,220,667
70 First Security Bancorp Searcy, Ark. 9,669 9,686 -0.2 1,588,215
71 Trinity Capital Corp. Los Alamos, N.M. 9,074 10,872 -16.5 1,237,518
72 Watford City Bancshares Inc. Watford City, N.D. 8,478 8,212 3.2 689,681
73 Pinnacle Bancorp Inc. Central City, Neb. 8,366 8,578 -2.5 3,873,295
74 Merchants Financial Group Inc. Winona, Minn. 8,259 7,164 15.3 713,231
75 First Bancorp Troy, N.C. 8,065 7,443 8.4 2,706,407
76 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,918 8,250 -4.0 552,974
77 Hills Bancorp. Iowa 7,676 7,480 2.6 1,515,820
78 Dickinson Financial Corp. II Kansas City, Mo. 7,619 7,499 1.6 3,568,726
79 American State Financial Corp. Lubbock 7,522 7,811 -3.7 1,063,726
80 Republic Bancorp Inc. Louisville 7,517 6,385 17.7 2,301,510
81 Central Bancshares Inc. Lexington, Ky. 7,282 7,594 -4.1 1,657,203
82 Bremer Financial Corp. St. Paul 7,147 7,787 -8.2 5,618,215
83 MidSouth Bancorp Inc. Lafayette, La. 7,140 6,147 16.2 588,589
84 Johnson Financial Group Inc. Racine, Wis. 7,042 6,573 7.1 4,477,210
85 International Bancshares Corp. Laredo, Texas 6,849 7,087 -3.4 5,742,356
86 NewBridge Bancorp Greensboro, N.C. 6,840 6,747 1.4 1,495,966
87 Fishback Financial Corp. Brookings, S.D. 6,748 6,833 -1.2 1,247,936
88 Sunflower Financial Inc. Salina, Kan. 6,577 5,767 14.0 951,794
89 National Bankshares Inc. Blacksburg, Va. 6,417 6,369 0.8 582,269
90 Yadkin Valley Financial Corp. Elkin, N.C. 6,314 5,436 16.2 1,693,237
91 Commerce Bank and Trust Holding Co. Topeka, Kan. 6,290 6,025 4.4 807,119
92 DCB Financial Corp Lewis Center, Ohio 6,240 6,243 0.0 498,511
93 Villages Bancorp. Inc. The Villages, Fla. 6,103 6,118 -0.2 449,287
94 Longview Financial Corp. Texas 5,657 5,565 1.7 933,229
95 Cashmere Valley Financial Corp. Cashmere, Wash. 5,563 5,372 3.6 540,233
96 Park Bancorp. Inc. Madison, Wis. 5,562 5,116 8.7 725,608
97 KeyCorp Cleveland 5,199 5,600 -7.2 66,808,571
98 Comerica Inc. Dallas 5,107 5,480 -6.8 43,599,689
99 Bank of Kentucky Financial Corp. Crestview Hills 5,017 4,379 14.6 1,113,128
100 Appalachian Bancshares Inc. Ellijay, Ga. 5,013 4,868 3.0 802,782
101 Tampa Banking Co. 4,935 4,684 5.4 673,503
102 Fidelity Bancshares N.C. Inc. Fuquay-Varina 4,880 4,796 1.8 907,475
103 Utrecht-America Holdings Inc. New York 4,843 7,209 -32.8 14,201,331
104 Skagit State Bancorp Inc. Burlington, Wash. 4,725 3,784 24.9 382,814
105 Frontier Financial Corp. Everett, Wash. 4,651 8,711 -46.6 3,151,004
106 National Americas Holdings LLC New York 4,591 4,708 -2.5 3,419,040
107 Southern National Banks Inc. Fort Walton Beach, Fla. 4,459 4,633 -3.8 191,203
108 EuroBancshares Inc. San Juan, Puerto Rico 4,444 5,116 -13.1 1,618,743
109 German American Bancorp Inc. Jasper, Ind. 4,439 4,219 5.2 895,554
110 Neighbor Insurance Agency Inc. Marion, Iowa 4,283 3,760 13.9 386,409
111 Cascade Bancorp Bend, Ore. 4,220 4,724 -10.7 1,675,740
112 Farmers and Merchants Investment Inc. Lincoln, Neb. 4,173 4,447 -6.2 2,100,008
113 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,162 4,741 -12.2 663,297
114 Central Bancorp. Provo, Utah 3,812 3,421 11.4 391,968
115 First National Bank Group Inc. Edinburg, Texas 3,643 3,942 -7.6 2,722,266
116 Cascade Financial Corp. Everett, Wash. 3,591 3,265 10.0 1,227,517
117 Univest Corp. of Pennsylvania Souderton 3,574 2,900 23.2 1,452,567
118 American Bancor Ltd. Dickinson, N.D. 3,460 3,407 1.6 417,697
119 Liberty Shares Inc. Hinesville, Ga. 3,415 2,831 20.6 716,811
120 Palos Bancshares Inc. Palos Heights, Ill. 3,407 3,499 -2.6 360,308
121 Emprise Financial Corp. Wichita 3,393 2,894 17.2 816,914
122 ATBancorp Dubuque, Iowa 3,390 3,037 11.6 755,636
123 Southern Utah Bancorp. Cedar City 3,371 3,367 0.1 449,280
124 Hometown Community Bancorp Inc. Morton, Ill. 3,356 2,561 31.0 1,492,356
125 D.L. Evans Bancorp Burley, Idaho 3,321 3,353 -1.0 653,070
126 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,281 3,492 -6.0 560,761
127 Penseco Financial Services Corp. Scranton, Pa. 3,272 3,189 2.6 597,564
128 CNB Financial Corp. Clearfield, Pa. 3,227 2,981 8.3 696,346
129 Hanmi Financial Corp. Los Angeles 2,967 3,394 -12.6 2,977,504
130 People's Utah Bancorp American Fork 2,941 2,967 -0.9 685,623
131 Solvay Bank Corp. N.Y. 2,895 NA NA 368,569
132 TCF Financial Corp. Wayzata, Minn. 2,861 3,444 -16.9 14,329,264
133 First Paragould Bankshares Inc. Ark. 2,857 2,670 7.0 492,667
134 CNB Corp. Conway, S.C. 2,838 2,754 3.1 586,947
135 Washington Banking Co. Oak Harbor 2,796 2,972 -5.9 819,267
136 Community Bancshares Inc. McArthur, Ohio 2,728 3,078 -11.4 496,220
137 Wilson Bank Holding Co. Lebanon, Tenn. 2,708 2,806 -3.5 1,125,835
138 Whitman Bancorp. Inc. Colfax, Wash. 2,691 2,638 2.0 675,629
139 Texas Independent Bancshares Inc. Texas City 2,690 2,771 -2.9 310,755
140 United Bankers' Bancorp. Inc Bloomington, Minn. 2,681 NA NA 337,671
141 Eastern Virginia Bankshares Inc. Tappahannock 2,610 2,920 -10.6 844,113
142 First Guaranty Bancshares Inc. Hammond, La. 2,557 2,212 15.6 595,152
143 Southside Bancshares Inc. Tyler, Texas 2,556 2,372 7.8 1,020,041
144 1867 Western Financial Corp. Stockton, Calif. 2,501 2,745 -8.9 1,233,083
145 Home BancShares Inc. Conway, Ark. 2,490 2,591 -3.9 1,971,039
146 Commonwealth Bancshares Inc. Louisville 2,462 2,426 1.5 671,676
147 Town Financial Corp. Hartford City, Ind. 2,458 2,574 -4.5 211,726
148 Ambank Holdings Inc. Davenport, Iowa 2,413 2,591 -6.9 506,509
149 Mountain National Bancshares Inc. Sevierville, Tenn. 2,344 2,116 10.8 413,155
150 Beach First National Bancshares Inc. Myrtle Beach, S.C. 2,287 2,037 12.3 526,712
151 ServisFirst Bancshares Inc. Birmingham, Ala. 2,264 1,960 15.5 1,159,177
152 Woodforest Financial Group Inc. The Woodlands, Texas 2,248 3,866 -41.9 1,883,213
153 Chemung Financial Corp. Elmira, N.Y. 2,137 2,327 -8.2 605,399
154 BTC Financial Corp. Des Moines 2,136 2,323 -8.0 1,982,120
155 Omni Bancshares Inc. Metairie, La. 2,120 2,399 -11.6 565,005
156 F&M Bank Corp. Timberville, Va. 2,116 1,900 11.4 448,978
157 Illinois National Bancorp Inc. Springfield, Ill. 2,095 2,581 -18.8 379,215
158 StellarOne Corp. Charlottesville, Va. 2,093 0 NA 2,268,662
159 Mid Illinois Bancorp Inc. Ill. 2,063 1,963 5.1 364,647
160 First Volunteer Corp. Chattanooga, Tenn. 2,046 2,057 -0.5 488,661
161 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,042 1,933 5.6 535,626
162 One American Corp. Vacherie, La. 2,041 2,049 -0.4 508,906
163 WesBanco Inc. Wheeling, W.Va. 2,028 2,397 -15.4 3,512,584
164 North American Bancshares Inc. Sherman, Texas 2,017 2,232 -9.6 1,359,989
165 SouthCrest Financial Group Inc. Fayetteville, Ga. 2,016 2,218 -9.1 390,817
166 Intermountain Community Bancorp Sandpoint, Idaho 1,993 1,969 1.2 720,701
167 Four Oaks Fincorp Inc. N.C. 1,925 2,271 -15.2 719,147
168 Whitaker Bank Corp. of Kentucky Lexington 1,925 1,962 -1.9 1,181,407
169 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,913 1,994 -4.1 417,160
170 Arthur Financial Corp. Union, S.C. 1,911 1,939 -1.4 542,832
171 FMB Bancshares Inc. Lakeland, Ga. 1,904 NA NA 519,036
172 Baylake Corp. Sturgeon Bay, Wis. 1,857 1,611 15.3 675,634
173 Bank of Southside Virginia Corp. Carson 1,856 NA NA 330,902
174 Lone Star National Bancshares-Texas Inc. McAllen 1,835 1,716 6.9 1,170,146
175 Security National Corp. Omaha 1,823 1,917 -4.9 433,088
176 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 1,764 NA NA 329,861
177 NEB Corp. Fond Du Lac, Wis. 1,762 1,691 4.2 977,074
178 1st Summit Bancorp of Johnstown Inc. Johnstown, Pa. 1,754 NA NA 335,780
179 First National Security Co. Hot Springs, Ark. 1,747 1,844 -5.3 479,411
180 Pacific Financial Corp. Aberdeen, Wash. 1,733 1,700 1.9 493,436
181 First Community Bancshares Inc. Batesville, Ark. 1,681 1,244 35.1 477,030
182 Diboll State Bancshares Inc. Texas 1,667 1,524 9.4 485,598
183 Bankfirst Capital Corp. Macon, Miss. 1,660 1,648 0.7 526,954
184 National Bank of Indianapolis Corp. 1,655 1,594 3.8 881,808
185 Highlands Bankshares Inc. Abingdon, Va. 1,646 1,566 5.1 491,418
186 First Bank Corp Fort Smith, Ark. 1,640 1,600 2.5 1,062,262
187 Bankmanagers Corp. Milwaukee 1,612 1,940 -16.9 680,448
188 Eastwood Financial Corp. Rochester, Minn. 1,588 1,424 11.5 349,052
189 Plumas Bancorp Quincy, Calif. 1,575 1,503 4.8 344,188
190 Southwest Missouri Bancorp. Inc. Carthage 1,553 1,707 -9.0 413,343
191 Tennessee State Bancshares Inc. Pigeon Forge 1,536 1,521 1.0 561,344
192 Ambank Co. Inc. Sioux Center, Iowa 1,514 1,497 1.1 618,703
193 Kentucky Bancshares Inc. Paris 1,453 1,508 -3.6 427,921
194 Community Bank of South Florida Inc. Homestead 1,438 1,465 -1.8 422,804
195 First Internet Bancorp Indianapolis 1,434 1,646 -12.9 337,746
196 Westbrand Inc. Minot, N.D. 1,365 NA NA 314,433
197 Platte Valley Financial Service Companies Inc. Scottsbluff, Neb. 1,356 1,328 2.1 522,603
198 Home State Bancorp Loveland, Colo. 1,336 NA NA 370,684
199 First Trust Corp. New Orleans 1,319 1,291 2.2 673,067
200 MB Financial Inc. Chicago 1,312 1,410 -7.0 6,498,745

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Feb. 11, 2010.

Source:

SNL Financial
, Charlottesville, Va.
© 2010 American Banker