Bank Holding Companies with Largest Credit Card Loan Portfolios

View Table
Printer Friendly Version
Bank Holding Companies with Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn June 30, 2012. Dollars in thousands.
Published November 28, 2012

Rank   Credit card loans Total loans
and leases
June 30 Year earlier Change
1 Citigroup Inc. New York $142,101,000 $149,103,000 -4.7% $674,271,000
2 JPMorgan Chase & Co. New York 113,947,000 114,960,000 -0.9 747,922,000
3 Bank of America Corp. Charlotte, N.C. 107,980,651 130,696,256 -17.4 935,216,282
4 Capital One Financial Corp. McLean, Va. 83,321,406 55,169,548 51.0 204,215,323
5 American Express Co. New York 52,420,000 58,749,000 -10.8 101,777,000
6 Discover Financial Services Riverwoods, Ill. 46,648,134 45,064,146 3.5 57,454,727
7 Wells Fargo & Co. San Francisco 22,747,000 21,280,000 6.9 826,514,000
8 U.S. Bancorp Minneapolis 16,910,000 16,116,000 4.9 222,344,000
9 United States Automobile Association San Antonio 14,790,902 NA NA 39,021,368
10 Barclays Delaware Holdings LLC Wilmington 12,596,640 9,648,177 30.6 12,733,778
11 First National of Nebraska Inc. Omaha 3,787,445 3,293,291 15.0 10,157,124
12 PNC Financial Services Group Inc. Pittsburgh 3,638,926 3,316,832 9.7 183,872,439
13 Fifth Third Bancorp Cincinnati 1,931,200 1,844,019 4.7 84,221,766
14 BB&T Corp. Winston-Salem, N.C. 1,656,300 1,649,986 0.4 113,810,649
15 RBS Citizens Financial Group Inc. Providence, R.I. 1,464,721 1,423,310 2.9 88,276,628
16 Popular Inc. Hato Rey, Puerto Rico 1,210,000 1,114,000 8.6 25,046,000
17 TD Bank US Holding Co. Portland, Maine 1,036,050 855,503 21.1 87,295,701
18 Regions Financial Corp. Birmingham, Ala. 921,672 NA NA 77,389,265
19 HSBC North America Holdings Inc. Buffalo, N.Y. 845,236 30,357,366 -97.2 100,435,551
20 Commerce Bancshares Inc. Kansas City, Mo. 733,020 765,475 -4.2 9,394,872
21 United National Corp. Sioux Falls, S.D. 628,982 634,413 -0.9 1,290,578
22 BBVA USA Bancshares Inc. Houston 589,785 544,005 8.4 44,510,589
23 SunTrust Banks Inc. Atlanta 565,515 407,346 38.8 127,733,109
24 BMO Financial Corp. Wilmington, Del. 442,481 223,901 97.6 54,060,815
25 First BanCorp. San Juan, Puerto Rico 368,946 424 86,915.6 10,343,411
26 BancWest Corp. San Francisco 368,290 384,422 -4.2 53,034,807
27 UMB Financial Corp. 10 Kansas City, Mo. 310,376 312,656 -0.7 5,326,636
28 First Niagara Financial Group Inc. Buffalo, N.Y. 305,219 19,601 1,457.2 18,865,963
29 M&T Bank Corp. Buffalo, N.Y. 244,762 129,600 88.9 62,851,272
30 First Citizens BancShares Inc. Raleigh, N.C. 230,524 238,255 -3.2 13,538,183
31 Ameriprise Financial Inc. Minneapolis 219,593 NA NA 10,022,626
32 Santander BanCorp San Juan, Puerto Rico 203,486 218,813 -7.0 5,447,743
33 Synovus Financial Corp. Columbus, Ga. 191,740 271,641 -29.4 19,845,288
34 Santander Holdings USA Inc. Boston 189,498 NA NA 52,922,468
35 Simmons First National Corp. Pine Bluff, Ark. 176,325 181,216 -2.7 1,744,420
36 Arvest Bank Group Inc. Bentonville, Ark. 164,671 152,930 7.7 7,890,006
37 FirstMerit Corp. Akron, Ohio 142,751 144,071 -0.9 9,236,635
38 Zions Bancorp. Salt Lake City 136,831 140,626 -2.7 37,102,478
39 First Horizon National Corp. Memphis, Tenn. 134,655 145,297 -7.3 16,611,420
40 FB Bancorp San Antonio 126,791 NA NA 509,073
41 Intrust Financial Corp. Wichita, Kan. 116,211 119,391 -2.7 2,225,200
42 BancorpSouth Inc. Tupelo, Miss. 84,288 86,511 -2.6 8,846,410
43 Capitol Bancorp. Inc. Britton, S.D. 81,276 62,271 30.5 476,246
44 Independent Bankers Financial Corp. Irving, Texas 75,274 75,523 -0.3 608,304
45 FirstBank Holding Co. Lakewood, Colo. 71,446 72,790 -1.8 5,688,995
46 Hancock Holding Co. Gulfport, Miss. 59,749 54,538 9.6 11,131,321
47 BBVA PR Holding Corp. San Juan, Puerto Rico 58,402 53,755 8.6 3,705,814
48 First Interstate BancSystem Inc. Billings, Mont. 58,166 59,655 -2.5 4,169,174
49 Amalgamated Investments Co. Chicago 57,636 61,857 -6.8 345,026
50 First Arkansas Bancshares Inc. Jacksonville 53,750 NA NA 424,591
51 First Citizens Bancorp. Inc. Columbia, S.C. 51,804 52,986 -2.2 4,453,292
52 Iberiabank Corp. Lafayette, La. 46,519 45,461 2.3 7,917,081
53 E-Trade Financial Corp. New York 42,156 NA NA 17,672,395
54 Trustmark Corp. Jackson, Miss. 40,155 40,281 -0.3 6,096,797
55 First Command Financial Services Inc. Fort Worth, Texas 37,971 NA NA 282,249
56 Central Banco. Inc. Jefferson City, Mo. 35,669 31,938 11.7 6,092,469
57 Western Alliance Bancorp. Phoenix 34,624 40,873 -15.3 5,171,164
58 First Financial Bancorp. Cincinnati 25,241 24,279 4.0 3,937,443
59 Hawaiian Electric Industrials Inc. Honolulu 22,953 NA NA 3,759,751
60 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 19,768 16,644 18.8 4,234,587
61 Union First Market Bankshares Corp. Bowling Green, Va. 19,717 17,334 13.7 2,987,856
62 First Financial Holdings Inc. Charleston, S.C. 18,494 NA NA 2,702,771
63 W.T.B. Financial Corp. Spokane, Wash. 18,294 17,608 3.9 2,844,568
64 S&T Bancorp Inc. Indiana, Pa. 17,069 17,836 -4.3 3,197,722
65 Hopkins Financial Corp. Mitchell, S.D. 15,002 16,444 -8.8 359,467
66 Northwest Bancshares Inc. Warren, Pa. 13,697 NA NA 5,675,956
67 City National Corp. Los Angeles 13,145 10,522 24.9 14,767,345
68 BankGuam Holding Co. Hagatna 12,412 NA NA 755,121
69 Banner Corp. Walla Walla, Wash. 12,004 11,492 4.5 3,221,913
70 Coppermark Bancshares Inc. Oklahoma City 11,924 11,987 -0.5 880,738
71 QCR Holdings Inc. Moline, Ill. 11,918 12,170 -2.1 1,213,304
72 Doral Financial Corp. San Juan, Puerto Rico 11,462 16,252 -29.5 6,486,623
73 Trinity Capital Corp. Los Alamos, N.M. 11,069 11,033 0.3 1,210,891
74 United Bankshares Inc. Charleston, W.Va. 10,764 11,224 -4.1 6,324,195
75 First Security Bancorp Searcy, Ark. 10,666 10,505 1.5 1,670,462
76 Merchants Financial Group Inc. Winona, Minn. 9,686 9,650 0.4 823,595
77 Watford City Bancshares Inc. N.D. 9,355 9,089 2.9 777,462
78 Johnson Financial Group Inc. Racine, Wis. 8,793 8,033 9.5 2,777,550
79 MB Financial Inc. Chicago 8,642 1,209 614.8 5,725,539
80 West Suburban Bancorp Inc. Lombard, Ill. 8,494 9,097 -6.6 1,000,322
81 Valley National Bancorp Wayne, N.J. 8,487 8,952 -5.2 11,455,026
82 Hills Bancorp. Iowa 8,428 8,298 1.6 1,697,585
83 Sunflower Financial Inc. Salina, Kan. 8,420 7,960 5.8 844,153
84 Republic Bancorp Inc. Louisville, Ky. 8,401 8,066 4.2 2,444,487
85 First Bancorp Troy, N.C. 8,310 8,405 -1.1 2,442,550
86 National Americas Holdings LLC New York 8,082 6,215 30.0 5,936,297
87 American State Financial Corp. Lubbock, Texas 7,981 7,500 6.4 1,252,604
88 Liberty Financial Services Inc. New Orleans 7,978 NA NA 232,085
89 Pinnacle Bancorp Inc. Central City, Neb. 7,597 8,876 -14.4 4,149,228
90 Central Bancshares Inc. Lexington, Ky. 7,529 7,604 -1.0 1,666,080
91 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,519 7,751 -3.0 583,119
92 Fishback Financial Corp. Brookings, S.D. 7,312 6,964 5.0 1,168,017
93 NewBridge Bancorp Greensboro, N.C. 7,289 7,507 -2.9 1,168,371
94 Anchor Bancorp Wisconsin Inc. Madison 7,105 NA NA 2,088,020
95 Utrecht-America Holdings Inc. New York 7,000 8,000 -12.5 27,231,000
96 Dickinson Financial Corp. II Kansas City, Mo. 6,852 4,004 71.1 779,404
97 Cashmere Valley Financial Corp. Cashmere, Wash. 6,577 6,222 5.7 614,807
98 Travelers Rest Bancshares Inc. S.C. 6,385 5,989 6.6 301,761
99 National Bankshares Inc. Blacksburg, Va. 6,360 6,398 -0.6 587,618
100 The Bank of Kentucky Financial Corp. Crestview Hills 6,327 6,171 2.5 1,159,215
101 Farmers and Merchants Investment Inc. Lincoln, Neb. 6,010 5,453 10.2 1,936,081
102 Discount Bancorp Inc. New York 5,930 6,276 -5.5 3,844,341
103 Villages Bancorp. Inc. The Villages, Fla. 5,654 5,808 -2.7 335,990
104 Tampa Bay Banking Co. Tampa, Fla. 5,634 5,432 3.7 641,393
105 Univest Corp. of Pennsylvania Souderton 5,603 4,774 17.4 1,466,782
106 Park Bancorp. Inc. Madison, Wis. 5,579 5,782 -3.5 595,559
107 DCB Financial Corp Lewis Center, Ohio 5,559 6,646 -16.4 322,777
108 Fidelity Bancshares N.C. Inc. Fuquay-Varina 5,353 5,286 1.3 784,014
109 Commerce Bank and Trust Holding Co. Topeka, Kan. 5,204 5,524 -5.8 569,970
110 MidSouth Bancorp Inc. Lafayette, La. 5,188 5,003 3.7 751,603
111 Anchor Bancorp Inc. Lacey, Wash. 5,177 5,671 -8.7 295,764
112 German American Bancorp Inc. Jasper, Ind. 5,149 5,175 -0.5 1,152,565
113 Skagit State Bancorp Inc. Burlington, Wash. 5,112 5,143 -0.6 352,708
114 Longview Financial Corp. Texas 4,771 4,432 7.6 1,116,325
115 Neighbor Insurance Agency Inc. Marion, Iowa 4,732 4,622 2.4 397,976
116 International Bancshares Corp. Laredo, Texas 4,699 3,793 23.9 4,878,322
117 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,446 4,562 -2.5 556,804
118 Bank Mutual Corp. Brown Deer, Wis. 4,412 NA NA 1,386,308
119 Emprise Financial Corp. Wichita, Kan. 4,336 4,121 5.2 762,448
120 CNB Financial Corp. Clearfield, Pa. 4,305 4,095 5.1 908,305
121 Oriental Financial Group Inc. San Juan, Puerto Rico 3,853 4,610 -16.4 1,716,387
122 D.L. Evans Bancorp Burley, Idaho 3,757 3,680 2.1 571,159
123 Liberty Shares Inc. Hinesville, Ga. 3,737 3,659 2.1 493,472
124 American Bancor Ltd. Dickinson, N.D. 3,728 3,619 3.0 502,353
125 National Bank Holdings Corp. Greenwood Village, Mass. 3,726 3,867 -3.6 1,977,071
126 Central Bancorp. Provo, Utah 3,611 3,862 -6.5 375,713
127 CU Bank Shares Inc. Farmers Branch, Texas 3,565 5,326 -33.1 329,065
128 Southern Utah Bancorp. Cedar City 3,498 3,857 -9.3 392,682
129 Everbank Financial Corp. Jacksonville, Fla. 3,399 NA NA 10,964,028
130 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,355 3,343 0.4 498,482
131 Cascade Bancorp Bend, Ore. 3,322 3,639 -8.7 847,463
132 Washington Banking Co. Oak Harbor 3,181 3,263 -2.5 1,070,073
133 CNB Corp. Conway, S.C. 3,172 3,084 2.9 467,961
134 Uwharrie Capital Corp Albemarle, N.C. 3,065 2,945 4.1 344,394
135 Penseco Financial Services Corp. Scranton, Pa. 3,051 3,195 -4.5 638,970
136 Liberty Bancshares Iowa Inc. West Des Moines 3,042 NA NA 309,429
137 First Bank Lubbock Bancshares Inc. Texas 2,991 NA NA 387,620
138 TCF Financial Corp. Wayzata, Minn. 2,980 3,176 -6.2 15,244,168
139 Community Bancshares Inc. McArthur, Ohio 2,976 2,905 2.4 471,104
140 Wilson Bank Holding Co. Lebanon, Tenn. 2,959 3,060 -3.3 1,143,013
141 Somerset Trust Holding Co. Pa. 2,940 2,864 2.7 418,499
142 First Paragould Bankshares Inc. Ark. 2,854 2,854 0.0 536,468
143 ATBancorp Dubuque, Iowa 2,734 2,771 -1.3 898,248
144 People's Utah Bancorp American Fork 2,703 2,781 -2.8 616,814
145 Town Financial Corp. Hartford City, Ind. 2,693 2,597 3.7 200,215
146 Metro Bancorp Inc. Camp Hill, Pa. 2,670 1,403 90.3 1,506,934
147 F&M Bank Corp. Timberville, Va. 2,655 2,672 -0.6 491,524
148 Solvay Bank Corp. N.Y. 2,594 2,701 -4.0 377,542
149 Croghan Bancshares Inc. Fremont, Ohio 2,556 NA NA 312,429
150 First National Bank Group Inc. Edinburg, Texas 2,523 2,979 -15.3 2,153,084
151 1st Summit Bancorp of Johnstown Inc. Pa. 2,496 2,253 10.8 390,049
152 1867 Western Financial Corp. Stockton, Calif. 2,476 2,715 -8.8 1,035,855
153 Hometown Community Bancorp Inc. Morton, Ill. 2,475 2,660 -7.0 1,650,796
154 Ohio Valley Banc Corp. Gallipolis, Ohio 2,454 2,038 20.4 564,074
155 National Bank of Indianapolis Corp. 2,428 2,189 10.9 958,865
156 Texas Independent Bancshares Inc. Texas City 2,406 2,496 -3.6 335,873
157 Heartland BancCorp Gahanna, Ohio 2,365 2,060 14.8 391,876
158 First Volunteer Corp. Chattanooga, Tenn. 2,358 2,308 2.2 609,108
159 Bankmanagers Corp. Milwaukee 2,318 2,325 -0.3 597,174
160 Eastern Virginia Bankshares Inc. Tappahannock 2,314 3,308 -30.0 714,827
161 Commonwealth Bancshares Inc. Shelbyville, Ky. 2,302 2,492 -7.6 607,645
162 Trust No. 3 Under the Will of Charles Henderson Troy, Ala. 2,291 2,078 10.3 468,458
163 Whitaker Bank Corp. of Kentucky Lexington 2,285 2,225 2.7 1,119,142
164 First Community Bancshares Inc. Batesville, Ark. 2,281 2,081 9.6 569,521
165 Mid Illinois Bancorp Inc. Peoria 2,264 2,382 -5.0 335,086
166 Security Federal Corp. Aiken, S.C. 2,261 NA NA 425,750
167 FMB Bancshares Inc. Lakeland, Ga. 2,243 2,121 5.8 443,891
168 First Guaranty Bancshares Inc. Hammond, La. 2,232 2,464 -9.4 597,992
169 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,199 2,061 6.7 371,106
170 One American Corp. Vacherie, La. 2,191 2,115 3.6 444,710
171 Arthur Financial Corp. Union, S.C. 2,130 2,049 4.0 362,867
172 NEB Corp. Fond du Lac, Wis. 2,125 2,006 5.9 803,377
173 Intermountain Community Bancorp Sandpoint, Idaho 2,092 2,049 2.1 528,188
174 Hanmi Financial Corp. Los Angeles 2,087 2,426 -14.0 2,095,397
175 SouthCrest Financial Group Inc. Thomaston, Ga. 2,084 2,097 -0.6 280,881
176 First Bank Corp Fort Smith, Ark. 2,017 1,928 4.6 1,053,548
177 Four Oaks Fincorp Inc. N.C. 1,973 1,936 1.9 553,790
178 North American Bancshares Inc. Sherman, Texas 1,961 2,149 -8.7 1,153,468
179 Mountain National Bancshares Inc. Sevierville, Tenn. 1,893 2,243 -15.6 290,434
180 Southside Bancshares Inc. Tyler, Texas 1,870 1,996 -6.3 1,184,647
181 Pacific Financial Corp. Aberdeen, Wash. 1,852 2,071 -10.6 480,033
182 BankFirst Capital Corp. Macon, Miss. 1,799 1,825 -1.4 545,762
183 Eastwood Financial Corp. Rochester, Minn. 1,783 1,770 0.7 350,286
184 Chemung Financial Corp. Elmira, N.Y. 1,780 1,873 -5.0 857,568
185 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,741 1,933 -9.9 474,665
186 The Bank of Southside Virginia Corp. Carson 1,723 1,930 -10.7 268,854
187 BNC Bancorp Thomasville, N.C. 1,718 1,989 -13.6 1,779,113
188 First NBC Bank Holding Co. New Orleans 1,692 731 131.5 1,768,006
189 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,677 1,579 6.2 538,229
190 Alliance Bancshares Inc. Sulphur Springs, Texas 1,661 NA NA 296,248
191 First National Security Co. DeQueen, Ark. 1,652 1,634 1.1 586,697
192 Diboll State Bancshares Inc. Texas 1,635 1,589 2.9 488,394
193 Lone Star National Bancshares-Texas Inc. McAllen 1,625 1,819 -10.7 1,267,145
194 Kentucky Bancshares Inc. Paris 1,601 1,607 -0.4 421,491
195 Baylake Corp. Sturgeon Bay, Wis. 1,589 1,688 -5.9 635,748
196 Old Line Bancshares Inc. Bowie, Md. 1,580 1,485 6.4 577,255
197 First Trust Corp. New Orleans 1,571 1,563 0.5 584,534
198 Home State Bancorp Loveland, Colo. 1,553 1,495 3.9 335,244
199 Clayton Bancorp Inc. Knoxville, Tenn. 1,547 673 129.9 743,465
200 MutualFirst Financial Inc. Muncie, Ind. 1,535 NA NA 963,801


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 30, 2012. Thrifts figures for 2011 are not available due to revised reporting standards.
Source:

Financial Information Systems LLC

© 2012 American Banker