Bank Holding Companies with Largest Credit Card Loan Portfolios

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Bank Holding Companies with Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn March 31, 2007. Dollars in thousands.
Published September 26, 2007

Related Table: Leaders in Card-Loan Concentration and Growth
Card loans
March 31 Year earlier Change Total loans and leases
1 JPMorgan Chase & Co. New York $71,805,000 $68,617,000 4.60% $473,144,000
2 Citigroup Inc. New York 68,930,000 64,858,000 6.3 739,770,000
3 Bank of America Corp. Charlotte 65,919,794 72,698,165 -9.3 757,811,820
4 HSBC North America Holdings Inc. Prospect Heights, Ill. 46,939,047 40,131,442 17 282,739,685
5 Wells Fargo & Co. San Francisco 15,593,000 12,590,000 23.9 358,602,000
6 Capital One Financial Corp. McLean, Va. 15,481,560 17,294,744 -10.5 96,051,403
7 U.S. Bancorp Minneapolis 8,741,000 6,978,000 25.3 148,920,000
8 Barclays Group US Inc. Wilmington, Del. 4,207,111 2,423,122 73.6 27,092,822
9 Citizens Financial Group Inc. Providence, R.I. 2,355,251 2,461,989 -4.3 107,954,529
10 Wachovia Corp. Charlotte 1,485,000 36,000 4,025.00 441,643,000
11 Fifth Third Bancorp Cincinnati 1,093,270 744,694 46.8 76,202,482
12 Popular Inc. Hato Rey, Puerto Rico 1,029,000 987,000 4.3 32,881,000
13 BB&T Corp. Winston-Salem, N.C. 928,289 879,053 5.6 85,320,094
14 National City Corp. Cleveland 887,772 689,466 28.8 110,271,145
15 Commerce Bancshares Inc. Kansas City 641,614 578,373 10.9 10,267,337
16 United National Corp. Sioux Falls, S.D. 535,995 490,818 9.2 976,703
17 Compass Bancshares Inc. Birmingham, Ala. 485,650 518,691 -6.4 24,981,351
18 TD Banknorth Inc. Portland, Maine 441,514 375,955 17.4 26,704,439
19 BancWest Corp. Honolulu 299,083 262,465 14 46,335,649
20 Synovus Financial Corp. Columbus, Ga. 273,464 256,461 6.6 25,404,947
21 First Citizens BancShares Inc. Raleigh 267,374 249,901 7 10,221,578
22 Marshall & Ilsley Corp. Milwaukee 240,131 226,428 6.1 42,256,869
23 Santander BanCorp San Juan, Puerto Rico 205,449 166,303 23.5 7,044,307
24 CU Bank Shares Inc. Dallas 195,105 107,644 81.3 539,399
25 PNC Financial Services Group Inc. Pittsburgh 171,729 1,389 12,263.50 65,337,147
26 First Horizon National Corp. Memphis 154,911 162,865 -4.9 25,191,757
27 UMB Financial Corp. Kansas City, Mo. 143,488 136,889 4.8 3,909,807
28 FirstMerit Corp. Akron 138,382 136,069 1.7 7,000,119
29 Simmons First National Corp. Pine Bluff, Ark. 133,511 129,833 2.8 1,806,952
30 Intrust Financial Corp. Wichita 123,370 136,728 -9.8 2,360,832
31 RBC Centura Banks Inc. Raleigh 113,840 103,059 10.5 15,873,003
32 Zions Bancorp. Salt Lake City 106,052 107,337 -1.2 35,971,601
33 R & G Financial Corp. Hato Rey, Puerto Rico 88,261 83,786 5.3 7,761,970
34 Commerce Bancorp Inc. Cherry Hill, N.J. 84,899 42,299 100.7 16,004,076
35 BancorpSouth Inc. Tupelo, Miss. 83,747 82,348 1.7 8,808,037
36 Arvest Bank Group Inc. Bentonville, Ark. 75,846 71,010 6.8 6,294,934
37 Amalgamated Investments Co. Chicago 68,457 70,243 -2.5 365,608
38 Capitol Bancorp. Inc. Britton, S.D. 68,167 54,597 24.9 420,973
39 Wilmington Trust Corp. Del. 63,382 58,237 8.8 8,102,930
40 Community Financial Services Inc. Atlanta 61,542 59,319 3.7 1,389,461
41 Independent Bankers Financial Corp. Irving, Tex. 61,014 62,967 -3.1 674,126
42 First Interstate BancSystem Inc. Billings, Mont. 58,504 51,225 14.2 3,361,015
43 Fulton Financial Corp. Lancaster, Pa. 56,309 47,082 19.6 10,654,597
44 BBVAPR Holding Corp. San Juan, Puerto Rico 50,332 45,984 9.5 4,106,443
45 Lauritzen Corp. Omaha 50,000 50,000 0 567,773
46 FirstBank Holding Co. Lakewood, Colo. 49,078 42,921 14.3 2,917,021
47 W Holding Co. Inc. Mayaguez, Puerto Rico 47,694 48,601 -1.9 9,073,434
48 Iberiabank Corp. Lafayette, La. 47,411 7,705 515.3 3,119,251
49 First Citizens Bancorp. Inc. Columbia, S.C. 41,820 31,379 33.3 3,876,863
50 Trustmark Corp. Jackson, Miss. 40,903 39,499 3.6 6,752,413
51 Palmetto Bancshares Inc. Laurens, S.C. 37,471 11,087 238 958,432
52 Park National Corp. Newark, Ohio 28,117 26,074 7.8 4,088,683
53 Whitney Holding Corp. New Orleans 24,318 21,585 12.7 7,270,994
54 First Financial Bancorp. Hamilton, Ohio 23,678 21,647 9.4 2,501,733
55 Central Bancompany Inc. Jefferson City, Mo. 21,047 17,209 22.3 4,677,079
56 Rainier Pacific Financial Group Inc. Tacoma 20,689 19,566 5.7 638,500
57 Doral Financial Corp. San Juan, Puerto Rico 20,024 19,382 3.3 5,094,354
58 S&T Bancorp Inc. Indiana, Pa. 19,789 18,979 4.3 2,734,550
59 Franklin Resources Inc. San Mateo, Calif. 18,990 21,190 -10.4 681,975
60 City National Corp. Beverly Hills 17,476 15,478 12.9 10,649,598
61 Coppermark Bancshares Inc. Oklahoma City 15,289 19,566 -21.9 770,092
62 First Financial Corp. Terre Haute, Ind. 13,104 13,505 -3 1,392,472
63 United Bankshares Inc. Charleston, W.Va. 11,281 11,852 -4.8 4,718,528
64 ANB Bancshares Inc. Rogers, Ark. 10,371 9,398 10.4 1,658,504
65 Union Bankshares Corp. Bowling Green, Va. 10,023 8,698 15.2 1,622,986
66 Comerica Inc. Detroit 9,695 5,748 68.7 48,083,296
67 West Suburban Bancorp Inc. Lombard, Ill. 9,593 9,827 -2.4 1,169,431
68 W.T.B. Financial Corp. Spokane 9,397 9,389 0.1 2,728,619
69 Trinity Capital Corp. Los Alamos, N.M. 8,869 8,704 1.9 1,170,300
70 QCR Holdings Inc. Moline, Ill. 8,684 7,746 12.1 990,865
71 Frontier Financial Corp. Everett, Wash. 8,640 7,523 14.8 3,018,263
72 Valley National Bancorp Wayne, N.J. 8,498 8,061 5.4 8,283,527
73 Sierra Bancorp Porterville, Calif. 8,189 8,162 0.3 901,484
74 First Security Bancorp Searcy, Ark. 7,846 7,240 8.4 1,318,394
75 Central Bancshares Inc. Lexington, Ky. 7,839 7,977 -1.7 1,415,703
76 Bremer Financial Corp. St. Paul $7,453 $7,259 2.70% $4,977,652
77 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,422 6,312 17.6 473,300
78 Watford City Bancshares Inc. N.D. 7,406 6,752 9.7 648,656
79 Fishback Financial Corp. Brookings, S.D. 7,346 8,349 -12 1,056,542
80 Hills Bancorp. Hills, Iowa 7,315 6,956 5.2 1,307,121
81 American State Financial Corp. Lubbock, Tex. 7,302 6,464 13 783,616
82 Dickinson Financial Corp. II Kansas City, Mo. 7,123 7,148 -0.3 3,742,521
83 International Bancshares Corp. Laredo, Tex. 6,957 7,600 -8.5 5,197,226
84 U.S.B. Holding Co. Inc. Orangeburg, N.Y. 6,863 6,380 7.6 1,615,895
85 Villages Bancorp. Inc. The Villages, Fla. 6,471 6,040 7.1 404,861
86 LSB Bancshares Inc. Lexington, N.C. 6,297 6,482 -2.9 772,848
87 Columbia Bancorp The Dalles, Ore. 6,130 5,581 9.8 845,787
88 First Bancorp Troy, N.C. 6,079 5,469 11.2 1,780,616
89 Utrecht-America Holdings Inc. New York 5,963 5,937 0.4 22,523,153
90 Pinnacle Bancorp Inc. Central City, Neb. 5,835 5,485 6.4 3,193,160
91 Commerce Financial Corp. Topeka, Kan. 5,778 5,716 1.1 690,622
92 Heartland Financial USA Inc. Dubuque, Iowa 5,645 5,293 6.7 2,285,203
93 DCB Financial Corp Lewis Center, Ohio 5,528 5,315 4 548,230
94 Alabama National BanCorp. Birmingham 5,446 5,728 -4.9 5,634,344
95 National Bankshares Inc. Blacksburg, Va. 5,409 5,315 1.8 504,479
96 Cascade Bancorp Bend, Ore. 5,393 3,835 40.6 1,931,893
97 Farmers and Merchants Bancorp Lodi, Calif. 5,311 5,239 1.4 1,058,476
98 Oxford Bank Corp. Oxford, Mich. 5,292 1,211 337 370,933
99 Merchants Financial Group Inc. Winona, Minn. 5,186 4,075 27.3 551,782
100 PSB Bancorp Inc. Philadelphia 5,144 5,336 -3.6 418,695
101 Johnson Financial Group Inc. Racine, Wis. 5,065 3,506 44.5 3,323,271
102 Cashmere Valley Financial Corp. Cashmere, Wash. 5,048 4,511 11.9 501,279
103 EuroBancshares Inc. San Juan, Puerto Rico 4,973 5,081 -2.1 1,761,488
104 Appalachian Bancshares Inc. Ellijay, Ga. 4,870 4,758 2.4 672,668
105 First State Bancorp. Albuquerque 4,809 4,698 2.4 2,405,127
106 Merchants and Manufacturers Bancorp. Inc. New Berlin, Wis. 4,739 4,277 10.8 1,182,076
107 Yadkin Valley Financial Corp. Elkin, N.C. 4,709 NA NA 860,317
108 Commercebank Holding Corp. Coral Gables, Fla. 4,640 3,664 26.6 2,694,659
109 Longview Financial Corp. Longview, Tex. 4,616 4,436 4.1 734,678
110 Banner Corp. Walla Walla, Wash. 4,319 2,866 50.7 3,011,821
111 Southern National Banks Inc. Fort Walton Beach, Fla. 4,182 4,302 -2.8 216,124
112 Sunflower Banks Inc. Salina, Kan. 4,057 3,768 7.7 860,017
113 Fidelity Bancshares Inc. Fuquay-Varina, N.C. 4,031 3,978 1.3 1,014,676
114 Great Western Bancorp. Inc. Omaha 3,979 3,844 3.5 2,454,343
115 MidSouth Bancorp Inc. Lafayette, La. 3,897 3,054 27.6 510,561
116 Tampa Banking Co. 3,888 3,391 14.7 588,999
117 BBVA USA Bancshares Inc. Laredo, Tex. 3,829 659 481 2,277,709
118 Park Bancorp. Inc. Madison, Wis. 3,811 3,405 11.9 576,248
119 Farmers and Merchants Investment Inc. Lincoln, Neb. 3,702 3,006 23.2 1,196,031
120 TCF Financial Corp. Wayzata, Minn. 3,594 3,763 -4.5 11,626,067
121 German American Bancorp Inc. Jasper, Ind. 3,577 3,122 14.6 812,798
122 Parish National Corp. Covington, La. 3,565 3,221 10.7 543,674
123 Neighbor Insurance Agency Inc. Marion, Iowa 3,488 3,089 12.9 335,943
124 Palos Bancshares Inc. Palos Heights, Ill. 3,469 NA NA 314,614
125 Mesaba Bancshares Inc. Grand Rapids, Minn. 3,434 2,470 39 503,431
126 Hanmi Financial Corp. Los Angeles 3,418 2,789 22.6 2,917,182
127 FNB United Corp. Asheboro, N.C. 3,405 2,767 23.1 1,339,665
128 Cascade Financial Corp. Everett, Wash. 3,277 3,068 6.8 1,037,437
129 Republic Bancorp Inc. Louisville 3,271 2,698 21.2 2,322,035
130 Skagit State Bancorp Inc. Burlington, Wash. 3,237 NA NA 323,540
131 Community Bancshares Inc. McArthur, Ohio 3,167 2,937 7.8 429,247
132 Bank of Kentucky Financial Corp. Crestview Hills, Ky. 3,129 2,864 9.3 821,707
133 Central Bancorp. Provo, Utah 3,113 2,858 8.9 378,556
134 Penseco Financial Services Corp. Scranton, Pa. 3,108 3,008 3.3 374,472
135 American Bancor Ltd. Dickinson, N.D. 3,097 2,806 10.4 369,645
136 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,079 2,999 2.7 513,757
137 Southern Utah Bancorp. Cedar City, Utah 2,978 2,547 16.9 370,893
138 Eastern Virginia Bankshares Inc. Tappahannock, Va. 2,962 2,496 18.7 660,732
139 D. L. Evans Bancorp Burley, Idaho 2,947 2,706 8.9 540,297
140 CNB Financial Corp. Clearfield, Pa. 2,837 2,937 -3.4 544,789
141 Washington Banking Co. Oak Harbor, Wash. 2,727 2,558 6.6 736,612
142 Sterling Financial Corp. Spokane 2,658 NA NA 8,530,042
143 Mellon Financial Corp. Pittsburgh 2,634 3,314 -20.5 6,123,197
144 Citizens Bancshares of Batesville Inc. Ark. 2,618 2,611 0.3 318,615
145 1867 Western Financial Corp. Stockton, Calif. 2,585 2,471 4.6 1,329,653
146 Wilson Bank Holding Co. Lebanon, Tenn. 2,566 2,395 7.1 914,330
147 Town Financial Corp. Hartford City, Ind. 2,539 2,633 -3.6 193,883
148 First Paragould Bankshares Inc. Paragould, Ark. 2,513 2,534 -0.8 379,486
149 Chemung Financial Corp. Elmira, N.Y. 2,496 2,743 -9 496,289
150 CNB Corp. Conway, S.C. 2,487 2,326 6.9 564,435


Note: Top tier bank holding companies only, based on Y9C filings with the Fed
Source:

SNL Financial
, Charlottesville, Va.
© 2007 American Banker