Bank Holding Companies with Largest Credit Card Loan Portfolios

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Bank Holding Companies with Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Sept. 30, 2007. Dollars in thousands.
Published February 27, 2008

Related Table: Leaders in Card-Loan Concentration and Growth
Rank   Card loans Total loans
and leases
Sept. 30 Year earlier Change
1 Citigroup Inc. New York $78,625,000 $69,333,000 13.4% $854,724,000
2 Bank of America Corp. Charlotte 71,701,820 70,068,986 2.3 821,988,217
3 JPMorgan Chase & Co. New York 71,510,000 73,203,000 -2.3 519,715,000
4 HSBC North America Holdings Inc. Prospect Heights, Ill. 48,708,422 44,916,944 8.4 291,766,568
5 Wells Fargo & Co. San Francisco 18,045,000 14,359,000 25.7 393,632,000
6 Capital One Financial Corp. McLean, Va. 14,088,026 19,460,534 -27.6 97,267,047
7 U.S. Bancorp Minneapolis 10,251,000 7,881,000 30.1 153,640,000
8 Barclays Group U.S. Inc. Wilmington, Del. 5,384,402 3,336,932 61.4 38,279,460
9 Taunus Corp. New York 2,474,000 NA NA 59,863,000
10 Citizens Financial Group Inc. Providence, R.I. 2,322,123 2,491,102 -6.8 110,873,479
11 Wachovia Corp. Charlotte 1,703,000 387,000 340.1 475,627,000
12 Fifth Third Bancorp Cincinnati 1,440,373 858,318 67.8 79,013,651
13 National City Corp. Cleveland 1,204,872 777,666 54.9 123,987,829
14 Popular Inc. Hato Rey, Puerto Rico 1,088,000 1,020,000 6.7 33,321,000
15 BB&T Corp. Winston-Salem, N.C. 1,013,993 917,795 10.5 90,059,466
16 Commerce Bancshares Inc. Kansas City, Mo. 702,065 615,450 14.1 10,761,827
17 United National Corp. Sioux Falls, S.D. 603,809 541,096 11.6 1,076,339
18 TD Banknorth Inc. Portland, Maine 502,659 449,728 11.8 26,666,788
19 BBVA USA Bancshares Inc. The Woodlands, Tex. 446,673 507,677 -12 25,645,839
20 BancWest Corp. Honolulu 327,828 279,727 17.2 48,161,055
21 Synovus Financial Corp. Columbus, Ga. 280,192 266,206 5.3 25,940,493
22 First Citizens BancShares Inc. Raleigh 277,225 266,504 4 10,763,158
23 SunTrust Banks Inc. Atlanta 263,460 512 51357 129,423,840
24 Marshall & Ilsley Corp. Milwaukee 259,944 248,971 4.4 44,972,764
25 CU Bank Shares Inc. Dallas 256,432 119,208 115.1 617,462
26 Santander BanCorp San Juan, Puerto Rico 231,885 215,401 7.7 7,041,830
27 PNC Financial Services Group Inc. Pittsburgh 211,877 18,117 1069.5 68,790,260
28 First Horizon National Corp. Memphis 161,031 162,662 -1 25,440,342
29 UMB Financial Corp. Kansas City, Mo. 156,095 146,008 6.9 3,966,792
30 Simmons First National Corp. Pine Bluff, Ark. 149,184 133,607 11.7 1,883,479
31 FirstMerit Corp. Akron 143,135 140,314 2 7,064,284
32 Intrust Financial Corp. Wichita 125,144 130,588 -4.2 2,431,822
33 RBC Centura Banks Inc. Raleigh 122,604 110,151 11.3 15,641,741
34 Commerce Bancorp Inc. Cherry Hill, N.J. 112,004 61,407 82.4 17,108,395
35 Zions Bancorp. Salt Lake City 109,651 109,393 0.2 37,846,124
36 Arvest Bank Group Inc. Bentonville, Ark. 90,896 78,882 15.2 6,448,588
37 R&G Financial Corp. Hato Rey, Puerto Rico 90,264 87,940 2.6 8,204,952
38 BancorpSouth Inc. Tupelo, Miss. 87,180 88,534 -1.5 9,163,622
39 Capitol BanCorp. Inc. Britton, S.D. 78,538 66,535 18 457,738
40 Amalgamated Investments Co. Chicago 68,424 70,994 -3.6 368,043
41 Silverton Financial Services Inc. Atlanta 67,082 61,706 8.7 1,533,893
42 First Interstate BancSystem Inc. Billings, Mont. 66,610 58,175 14.5 3,524,590
43 Independent Bankers Financial Corp. Irving, Tex. 63,632 61,423 3.6 707,646
44 Fulton Financial Corp. Lancaster, Pa. 60,838 49,708 22.4 11,104,758
45 FirstBank Holding Co. Lakewood, Colo. 56,173 47,840 17.4 3,264,116
46 IberiaBank Corp. Lafayette, La. 53,706 8,387 540.3 3,370,226
47 Wilmington Trust Corp. Del. 52,742 61,429 -14.1 8,365,609
48 BBVAPR Holding Corp. San Juan, Puerto Rico 52,001 50,991 2 4,218,460
49 Lauritzen Corp. Omaha 50,000 50,000 0 596,522
50 First Citizens Bancorp. Inc. Columbia, S.C. 47,815 38,405 24.5 4,094,546
51 W Holding Co. Mayaguez, Puerto Rico 47,601 48,227 -1.3 9,404,761
52 Trustmark Corp. Jackson, Miss. 41,928 40,999 2.3 7,051,234
53 Park National Corp. Newark, Ohio 29,897 28,074 6.5 4,174,652
54 Whitney Holding Corp. New Orleans 27,367 23,558 16.2 7,471,590
55 Central Banco. Inc. Jefferson City, Mo. 25,392 19,432 30.7 5,449,421
56 First Financial Bancorp. Cincinnati 24,904 23,083 7.9 2,597,641
57 Rainier Pacific Financial Group Inc. Tacoma 21,281 20,838 2.1 633,319
58 Doral GP Ltd. San Juan, Puerto Rico 19,479 NA NA 4,961,131
59 Franklin Resources Inc. San Mateo, Calif. 19,312 21,176 -8.8 772,023
60 City National Corp. Beverly Hills 18,421 17,465 5.5 11,190,080
61 S&T Bancorp Inc. Indiana, Pa. 16,561 20,049 -17.4 2,751,564
62 Coppermark Bancshares Inc. Oklahoma City 14,609 18,643 -21.6 811,214
63 First Financial Corp. Terre Haute, Ind. 13,614 13,968 -2.5 1,428,577
64 Palmetto Bancshares Inc. Laurens, S.C. 11,841 11,223 5.5 1,007,307
65 Union Bankshares Corp. Bowling Green, Va. 11,794 8,944 31.9 1,704,459
66 Banner Corp. Walla Walla, Wash. 11,466 4,973 130.6 3,621,251
67 United Bankshares Inc. Charleston, W.Va. 11,234 11,712 -4.1 5,587,280
68 ANB Bancshares Inc. Rogers, Ark. 11,134 10,342 7.7 1,778,251
69 W.T.B. Financial Corp. Spokane 10,895 9,741 11.8 2,886,994
70 Oxford Bank Corp. Mich. 10,720 1,753 511.5 347,179
71 Trinity Capital Corp. Los Alamos, N.M. 10,131 9,138 10.9 1,187,888
72 West Suburban Bancorp Inc. Lombard, Ill. 9,805 9,673 1.4 1,194,449
73 QCR Holdings Inc. Moline, Ill. 9,728 8,936 8.9 1,052,949
74 Valley National Bancorp Wayne, N.J. 9,290 8,490 9.4 8,373,530
75 Frontier Financial Corp. Everett, Wash. 8,930 7,988 11.8 3,318,236
76 First Security Bancorp Searcy, Ark. 8,745 7,780 12.4 1,410,838
77 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 8,297 6,687 24.1 476,687
78 Watford City Bancshares Inc. N.D. 8,104 7,017 15.5 661,264
79 Central Bancshares Inc. Lexington, Ky. 7,868 8,048 -2.2 1,436,698
80 Bremer Financial Corp. St. Paul 7,686 7,163 7.3 5,299,207
81 International Bancshares Corp. Laredo, Tex. 7,590 7,621 -0.4 5,235,304
82 American State Financial Corp. Lubbock 7,490 7,097 5.5 856,932
83 Dickinson Financial Corp. II Kansas City, Mo. 7,286 7,497 -2.8 4,162,685
84 Fishback Financial Corp. Brookings, S.D. 7,279 7,987 -8.9 1,064,130
85 Hills BanCorp. Iowa 7,148 6,669 7.2 1,348,283
86 Columbia Bancorp The Dalles, Ore. 6,907 6,058 14 873,477
87 Villages BanCorp. Inc. The Villages, Fla. 6,755 6,266 7.8 442,878
88 Utrecht-America Holding Inc. New York 6,517 8,424 -22.6 16,597,843
89 First Bancorp Troy, N.C. 6,482 5,890 10.1 1,842,979
90 NewBridge Bancorp Greensboro, N.C. 6,401 6,489 -1.4 1,440,172
91 Meta Financial Group Inc. Storm Lake, Iowa 6,254 NA NA 369,842
92 Commerce Bank and Trust Holding Co. Topeka, Kan. 6,164 6,026 2.3 735,598
93 National Bankshares Inc. Blacksburg, Va. 6,088 5,615 8.4 514,624
94 Pinnacle Bancorp Inc. Central City, Neb. 5,979 5,641 6 3,351,920
95 Comerica Inc. Dallas 5,973 8,591 -30.5 49,695,520
96 Merchants Financial Group Inc. Winona, Minn. 5,939 4,589 29.4 626,151
97 Heartland Financial USA Inc. Dubuque, Iowa 5,917 5,262 12.4 2,288,968
98 Johnson Financial Group Inc. Racine, Wis. 5,908 3,434 72 3,510,278
99 Alabama National BanCorp. Birmingham 5,761 5,524 4.3 5,784,015
100 Commercebank Holding Corp. Coral Gables, Fla. 5,755 4,591 25.4 2,795,225
101 DCB Financial Corp Lewis Center, Ohio 5,655 5,601 1 528,359
102 Cashmere Valley Financial Corp. Wash. 5,410 4,659 16.1 526,925
103 Farmers and Merchants Bancorp Lodi, Calif. 5,276 5,351 -1.4 1,122,515
104 Sunflower Banks Inc. Salina, Kan. 5,230 3,969 31.8 892,698
105 Longview Financial Corp. Tex. 5,137 4,662 10.2 748,391
106 EuroBancshares Inc. San Juan, Puerto Rico 5,093 5,300 -3.9 1,844,640
107 Merchants and Manufacturers BanCorp. Inc. New Berlin, Wis. 5,039 4,705 7.1 1,186,505
108 Appalachian Bancshares Inc. Ellijay, Ga. 5,007 4,909 2 757,175
109 Great Western Bancorp. Inc. Omaha 4,941 4,294 15.1 2,587,095
110 MidSouth Bancorp Inc. Lafayette, La. 4,934 3,588 37.5 553,048
111 First State Bancorp. Albuquerque 4,898 4,826 1.5 2,478,983
112 Cascade Bancorp Bend, Ore. 4,818 5,485 -12.2 2,041,534
113 Yadkin Valley Financial Corp. Elkin, N.C. 4,681 2,028 130.8 887,580
114 Southern National Banks Inc. Fort Walton Beach, Fla. 4,655 4,299 8.3 212,055
115 Western Alliance Bancorp. Las Vegas 4,557 1,175 287.8 3,546,527
116 Park BanCorp. Inc. Madison, Wis. 4,475 3,505 27.7 595,455
117 Tampa Banking Co. 4,377 3,749 16.8 619,265
118 Fidelity Bancshares N.C. Inc. Fuquay-Varina 4,312 4,296 0.4 995,922
119 Republic Bancorp Inc. Louisville 4,270 2,911 46.7 2,399,014
120 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,106 2,911 41.1 602,213
121 German American Bancorp Inc. Jasper, Ind. 4,011 3,804 5.4 869,552
122 Parish National Corp. Covington, La. 3,905 3,501 11.5 564,250
123 Farmers and Merchants Investment Inc. Lincoln, Neb. 3,847 3,429 12.2 1,269,181
124 TCF Financial Corp. Wayzata, Minn. 3,795 4,046 -6.2 12,028,067
125 Neighbor Insurance Agency Inc. Marion, Iowa 3,634 3,317 9.6 353,738
126 Hanmi Financial Corp. Los Angeles 3,606 3,144 14.7 3,219,850
127 Bank of Kentucky Financial Corp. Crestview Hills 3,535 3,098 14.1 922,882
128 Palos Bancshares Inc. Palos Heights, Ill. 3,511 NA NA 335,271
129 AmericanWest Bancorp. Spokane 3,485 NA NA 1,732,542
130 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,432 3,172 8.2 506,603
131 American Bancor Ltd. Dickinson, N.D. 3,383 3,250 4.1 378,941
132 Skagit State Bancorp Inc. Burlington, Wash. 3,300 3,267 1 348,279
133 Community Bancshares Inc. McArthur, Ohio 3,296 3,119 5.7 461,603
134 Southern Utah BanCorp. Cedar City 3,267 2,842 15 393,668
135 Cascade Financial Corp. Everett, Wash. 3,252 3,110 4.6 1,071,726
136 Penseco Financial Services Corp. Scranton, Pa. 3,249 3,112 4.4 396,035
137 Central BanCorp. Provo, Utah 3,173 3,071 3.3 408,115
138 D.L. Evans Bancorp Burley, Idaho 3,075 2,904 5.9 588,541
139 Washington Banking Co. Oak Harbor 3,027 2,652 14.1 783,599
140 CNB Financial Corp. Clearfield, Pa. 2,953 2,912 1.4 588,327
141 1867 Western Financial Corp. Stockton, Calif. 2,774 2,647 4.8 1,282,127
142 National Bank of Indianapolis Corp. 2,757 2,547 8.2 787,219
143 Eastern Virginia Bankshares Inc. Tappahannock 2,705 2,771 -2.4 697,283
144 Eagle Financial Services Inc. Berryville, Va. 2,681 2,508 6.9 387,039
145 Emprise Financial Corp. Wichita 2,668 2,499 6.8 702,712
146 CNB Corp. Conway, S.C. 2,661 2,398 11 562,457
147 Horizon Financial Corp. Bellingham, Wash. 2,647 2,408 9.9 1,165,008
148 Wilson Bank Holding Co. Lebanon, Tenn. 2,632 2,406 9.4 979,040
149 Home Bancshares Inc. Conway, Ark. 2,604 1,114 133.8 1,560,374
150 Town Financial Corp. Hartford City, Ind. 2,600 2,604 -0.2 200,078


Note: Top-tier bank holding companies only, based on Y9C filings with the Fed.
Source:

SNL Financial
, Charlottesville, Va.
© 2008 American Banker