Bank Holding Companies with Largest Credit Card Loan Portfolios
February 27, 2009, 10:08 a.m. EST 1 Min Read
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Bank Holding Companies with Largest Credit Card Loan Portfolios
Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Sept. 30, 2008. Dollars in thousands. | |||||
|---|---|---|---|---|---|
| Rank | | Total loans and leases | |||
| Sept. 30 | | | |||
| 1 | JPMorgan Chase & Co. New York | $82,194,000 | $71,510,000 | 14.9% | $785,434,000 |
| 2 | Citigroup Inc. New York | 81,946,000 | 78,625,000 | 4.2 | 786,358,000 |
| 3 | Bank of America Corp. Charlotte | 81,331,320 | 71,701,820 | 13.4 | 967,736,912 |
| 4 | HSBC North America Holdings Inc. Mettawa, Ill. | 47,491,316 | 48,708,422 | -2.5 | 262,452,153 |
| 5 | Wells Fargo & Co. San Francisco | 20,764,000 | 18,045,000 | 15.1 | 430,423,000 |
| 6 | Capital One Financial Corp. McLean, Va. | 15,776,657 | 14,088,026 | 12.0 | 98,434,621 |
| 7 | U.S. Bancorp Minneapolis | 12,501,000 | 10,251,000 | 21.9 | 172,979,000 |
| 8 | Barclays Group US Inc. Wilmington, Del. | 11,866,441 | 5,384,402 | 120.4 | 32,395,599 |
| 9 | Citizens Financial Group Inc. Providence, R.I. | 2,281,208 | 2,322,123 | -1.8 | 112,914,434 |
| 10 | Fifth Third Bancorp Cincinnati | 1,667,852 | 1,440,373 | 15.8 | 86,495,930 |
| 11 | BB&T Corp. Winston-Salem, N.C. | 1,175,767 | 1,013,993 | 16.0 | 96,681,655 |
| 12 | Popular Inc. Hato Rey, Puerto Rico | 1,143,000 | 1,088,000 | 5.1 | 27,207,000 |
| 13 | Commerce Bancshares Inc. Kansas City, Mo. | 806,145 | 702,065 | 14.8 | 11,383,905 |
| 14 | TD Banknorth Inc. Portland, Maine | 632,134 | 502,659 | 25.8 | 49,634,375 |
| 15 | United National Corp. Sioux Falls, S.D. | 591,536 | 603,809 | -2.0 | 1,139,392 |
| 16 | SunTrust Banks Inc. Atlanta | 511,465 | 263,460 | 94.1 | 131,478,156 |
| 17 | BBVA USA Bancshares Inc. The Woodlands, Tex. | 471,530 | 446,673 | 5.6 | 37,858,332 |
| 18 | BancWest Corp. Honolulu | 367,112 | 327,828 | 12.0 | 54,437,141 |
| 19 | CU Bank Shares Inc. Dallas | 299,735 | 256,432 | 16.9 | 807,223 |
| 20 | Synovus Financial Corp. Columbus, Ga. | 291,162 | 280,192 | 3.9 | 27,766,605 |
| 21 | First Citizens BancShares Inc. Raleigh | 286,516 | 277,225 | 3.4 | 11,627,635 |
| 22 | Marshall & Ilsley Corp. Milwaukee | 270,797 | 259,944 | 4.2 | 50,417,242 |
| 23 | Santander BanCorp San Juan, Puerto Rico | 261,180 | 231,885 | 12.6 | 6,415,575 |
| 24 | PNC Financial Services Group Inc. Pittsburgh | 223,182 | 211,877 | 5.3 | 77,146,593 |
| 25 | UMB Financial Corp. Kansas City, Mo. | 189,650 | 156,095 | 21.5 | 4,244,328 |
| 26 | Simmons First National Corp. Pine Bluff, Ark. | 162,861 | 149,184 | 9.2 | 1,940,656 |
| 27 | First Horizon National Corp. Memphis | 155,755 | 161,031 | -3.3 | 22,320,675 |
| 28 | RBC Bancorp. USA Raleigh | 152,206 | 122,604 | 24.1 | 21,272,579 |
| 29 | FirstMerit Corp. Akron | 148,316 | 143,135 | 3.6 | 7,390,854 |
| 30 | Intrust Financial Corp. Wichita | 126,552 | 125,144 | 1.1 | 2,468,717 |
| 31 | Zions Bancorp. Salt Lake City | 115,791 | 109,651 | 5.6 | 41,930,195 |
| 32 | Arvest Bank Group Inc. Bentonville, Ark. | 105,398 | 90,896 | 16.0 | 7,478,866 |
| 33 | BancorpSouth Inc. Tupelo, Miss. | 90,218 | 87,180 | 3.5 | 9,788,782 |
| 34 | R&G Financial Corp. Hato Rey, Puerto Rico | 89,113 | 90,264 | -1.3 | 6,193,992 |
| 35 | Silverton Financial Services Inc. Atlanta | 83,043 | 67,082 | 23.8 | 2,118,814 |
| 36 | Capitol Bancorp. Inc. Britton, S.D. | 80,992 | 78,538 | 3.1 | 481,414 |
| 37 | Independent Bankers Financial Corp. Irving, Tex. | 73,905 | 63,632 | 16.1 | 855,223 |
| 38 | First Interstate BancSystem Inc. Billings, Mont. | 72,724 | 66,610 | 9.2 | 4,741,353 |
| 39 | Amalgamated Investments Co. Chicago | 65,414 | 68,424 | -4.4 | 413,374 |
| 40 | FirstBank Holding Co. Lakewood, Colo. | 62,090 | 56,173 | 10.5 | 3,938,562 |
| 41 | BBVA PR Holding Corp. San Juan, Puerto Rico | 61,561 | 52,001 | 18.4 | 4,331,308 |
| 42 | First Citizens Bancorp. Inc. Columbia, S.C. | 55,471 | 47,815 | 16.0 | 4,558,288 |
| 43 | Wilmington Trust Corp. Del. | 55,255 | 52,742 | 4.8 | 9,685,791 |
| 44 | Lauritzen Corp. Omaha | 50,000 | 50,000 | 0.0 | 734,700 |
| 45 | W Holding Co. Inc. Mayaguez, Puerto Rico | 47,412 | 47,601 | -0.4 | 9,210,350 |
| 46 | Trustmark Corp. Jackson, Miss. | 41,819 | 41,928 | -0.3 | 6,894,892 |
| 47 | Iberiabank Corp. Lafayette, La. | 35,845 | 53,706 | -33.3 | 3,691,014 |
| 48 | Central Banco. Inc. Jefferson City, Mo. | 34,008 | 25,392 | 33.9 | 5,889,976 |
| 49 | Whitney Holding Corp. New Orleans | 30,470 | 27,367 | 11.3 | 8,085,726 |
| 50 | Park National Corp. Newark, Ohio | 28,583 | 29,897 | -4.4 | 4,466,671 |
| 51 | Western Alliance Bancorp. Las Vegas | 28,378 | 4,557 | 522.7 | 3,948,054 |
| 52 | First Financial Bancorp. Cincinnati | 27,047 | 24,904 | 8.6 | 2,675,694 |
| 53 | Doral GP Ltd. San Juan, Puerto Rico | 25,738 | 19,479 | 32.1 | 5,463,178 |
| 54 | Rainier Pacific Financial Group Inc. Tacoma | 21,396 | 21,281 | 0.5 | 664,247 |
| 55 | City National Corp. Beverly Hills | 21,085 | 18,421 | 14.5 | 12,278,517 |
| 56 | Franklin Resources Inc. San Mateo, Calif. | 18,442 | 19,312 | -4.5 | 460,760 |
| 57 | S&T Bancorp Inc. Indiana, Pa. | 16,082 | 16,561 | -2.9 | 3,578,587 |
| 58 | Union Bankshares Corp. Bowling Green, Va. | 14,853 | 11,794 | 25.9 | 1,888,650 |
| 59 | Coppermark Bancshares Inc. Oklahoma City | 14,001 | 14,609 | -4.2 | 964,183 |
| 60 | Columbia Bancorp The Dalles, Ore. | 13,945 | 6,907 | 101.9 | 923,327 |
| 61 | Banner Corp. Walla Walla, Wash. | 13,404 | 11,466 | 16.9 | 3,999,179 |
| 62 | First Financial Corp. Terre Haute, Ind. | 12,965 | 13,614 | -4.8 | 1,490,763 |
| 63 | W.T.B. Financial Corp. Spokane | 12,793 | 10,895 | 17.4 | 3,201,227 |
| 64 | Palmetto Bancshares Inc. Laurens, S.C. | 12,174 | 11,841 | 2.8 | 1,134,556 |
| 65 | United Bankshares Inc. Charleston, W.Va. | 11,706 | 11,234 | 4.2 | 5,912,336 |
| 66 | QCR Holdings Inc. Moline, Ill. | 11,353 | 9,728 | 16.7 | 1,260,095 |
| 67 | Trinity Capital Corp. Los Alamos, N.M. | 10,872 | 10,131 | 7.3 | 1,213,962 |
| 68 | West Suburban Bancorp Inc. Lombard, Ill. | 10,538 | 9,805 | 7.5 | 1,247,164 |
| 69 | Valley National Bancorp Wayne, N.J. | 9,872 | 9,290 | 6.3 | 10,059,648 |
| 70 | First Security Bancorp Searcy, Ark. | 9,686 | 8,745 | 10.8 | 1,533,448 |
| 71 | Mercantil Commercebank Holding Corp. Coral Gables, Fla. | 9,247 | 5,755 | 60.7 | 3,347,505 |
| 72 | Frontier Financial Corp. Everett, Wash. | 8,711 | 8,930 | -2.5 | 3,832,053 |
| 73 | Pinnacle Bancorp Inc. Central City, Neb. | 8,578 | 5,979 | 43.5 | 3,756,540 |
| 74 | S.B.C.P. Bancorp Inc. Cross Plains, Wis. | 8,250 | 8,297 | -0.6 | 529,718 |
| 75 | Watford City Bancshares Inc. N.D. | 8,212 | 8,104 | 1.3 | 717,652 |
| 76 | American State Financial Corp. Lubbock | 7,811 | 7,490 | 4.3 | 1,006,693 |
| 77 | Bremer Financial Corp. St. Paul | 7,787 | 7,686 | 1.3 | 5,658,558 |
| 78 | Central Bancshares Inc. Lexington, Ky. | 7,594 | 7,868 | -3.5 | 1,510,819 |
| 79 | Dickinson Financial Corp. II Kansas City, Mo. | 7,499 | 7,286 | 2.9 | 4,480,280 |
| 80 | Hills Bancorp. Iowa | 7,480 | 7,148 | 4.6 | 1,456,915 |
| 81 | First Bancorp Troy, N.C. | 7,443 | 6,482 | 14.8 | 2,215,209 |
| 82 | Utrecht-America Holdings Inc. New York | 7,209 | 6,517 | 10.6 | 14,158,577 |
| 83 | Merchants Financial Group Inc. Winona, Minn. | 7,164 | 5,939 | 20.6 | 677,629 |
| 84 | International Bancshares Corp. Laredo, Tex. | 7,087 | 7,590 | -6.6 | 5,740,715 |
| 85 | Fishback Financial Corp. Brookings, S.D. | 6,833 | 7,279 | -6.1 | 1,186,018 |
| 86 | NewBridge Bancorp Greensboro, N.C. | 6,747 | 6,401 | 5.4 | 1,626,504 |
| 87 | Johnson Financial Group Inc. Racine, Wis. | 6,573 | 5,908 | 11.3 | 4,354,031 |
| 88 | Republic Bancorp Inc. Louisville | 6,385 | 4,270 | 49.5 | 2,325,131 |
| 89 | National Bankshares Inc. Blacksburg, Va. | 6,369 | 6,088 | 4.6 | 546,934 |
| 90 | DCB Financial Corp Lewis Center, Ohio | 6,243 | 5,655 | 10.4 | 516,470 |
| 91 | MidSouth Bancorp Inc. Lafayette, La. | 6,147 | 4,934 | 24.6 | 579,454 |
| 92 | Villages Bancorp. Inc. The Villages, Fla. | 6,118 | 6,755 | -9.4 | 454,956 |
| 93 | Commerce Bank and Trust Holding Co. Topeka, Kan. | 6,025 | 6,164 | -2.3 | 809,360 |
| 94 | Sunflower Financial Inc. Salina, Kan. | 5,767 | 5,230 | 10.3 | 931,907 |
| 95 | KeyCorp Cleveland | 5,600 | 0 | NA | 78,179,813 |
| 96 | Longview Financial Corp. Tex. | 5,565 | 5,137 | 8.3 | 856,479 |
| 97 | Comerica Inc. Dallas | 5,480 | 5,973 | -8.3 | 51,629,088 |
| 98 | Yadkin Valley Financial Corp. Elkin, N.C. | 5,436 | 4,681 | 16.1 | 1,163,460 |
| 99 | Cashmere Valley Financial Corp. Wash. | 5,372 | 5,410 | -0.7 | 545,330 |
| 100 | EuroBancshares Inc. San Juan, Puerto Rico | 5,116 | 5,093 | 0.5 | 1,808,788 |
| Park Bancorp. Inc. Madison, Wis. | 5,116 | 4,475 | 14.3 | 680,916 | |
| 102 | Appalachian Bancshares Inc. Ellijay, Ga. | 4,868 | 5,007 | -2.8 | 896,492 |
| 103 | Fidelity Bancshares N.C. Inc. Fuquay-Varina | 4,796 | 4,312 | 11.2 | 999,492 |
| 104 | Mesaba Bancshares Inc. Grand Rapids, Minn. | 4,741 | 4,106 | 15.5 | 676,661 |
| 105 | Cascade Bancorp Bend, Ore. | 4,724 | 4,818 | -2.0 | 2,049,695 |
| 106 | National Americas Holdings LLC New York | 4,708 | NA | NA | 2,701,039 |
| 107 | Tampa Banking Co. | 4,684 | 4,377 | 7.0 | 653,557 |
| 108 | Southern National Banks Inc. Fort Walton Beach, Fla. | 4,633 | 4,655 | -0.5 | 202,019 |
| 109 | Farmers and Merchants Investment Inc. Lincoln, Neb. | 4,447 | 3,847 | 15.6 | 1,414,303 |
| 110 | Bank of Kentucky Financial Corp. Crestview Hills | 4,379 | 3,535 | 23.9 | 1,000,284 |
| 111 | German American Bancorp Inc. Jasper, Ind. | 4,219 | 4,011 | 5.2 | 891,800 |
| 112 | First National Bank Group Inc. Edinburg, Tex. | 3,942 | 1,150 | 242.8 | 2,874,814 |
| 113 | AmericanWest Bancorp. Spokane | 3,910 | 3,485 | 12.2 | 1,730,834 |
| 114 | Woodforest Financial Group Inc. The Woodlands, Tex. | 3,866 | 0 | NA | 1,917,407 |
| 115 | Skagit State Bancorp Inc. Burlington, Wash. | 3,784 | 3,300 | 14.7 | 393,358 |
| 116 | Neighbor Insurance Agency Inc. Marion, Iowa | 3,760 | 3,634 | 3.5 | 375,617 |
| 117 | FBOP Corp. Oak Park, Ill. | 3,727 | 0 | NA | 13,772,915 |
| 118 | Palos Bancshares Inc. Palos Heights, Ill. | 3,499 | 3,511 | -0.3 | 380,627 |
| 119 | Farmers and Merchants Bancorp Inc. Archbold, Ohio | 3,492 | 3,432 | 1.7 | 547,873 |
| 120 | TCF Financial Corp. Wayzata, Minn. | 3,444 | 3,795 | -9.2 | 13,105,237 |
| 121 | Central Bancorp. Provo, Utah | 3,421 | 3,173 | 7.8 | 451,385 |
| 122 | American Bancor Ltd. Dickinson, N.D. | 3,407 | 3,383 | 0.7 | 377,254 |
| 123 | Hanmi Financial Corp. Los Angeles | 3,394 | 3,606 | -5.9 | 3,345,048 |
| 124 | Southern Utah Bancorp. Cedar City | 3,367 | 3,267 | 3.1 | 441,670 |
| 125 | D.L. Evans Bancorp Burley, Idaho | 3,353 | 3,075 | 9.0 | 647,497 |
| 126 | Irwin Financial Corp. Columbus, Ind. | 3,350 | 1,357 | 146.9 | 4,695,149 |
| 127 | Cascade Financial Corp. Everett, Wash. | 3,265 | 3,252 | 0.4 | 1,209,798 |
| 128 | Penseco Financial Services Corp. Scranton, Pa. | 3,189 | 3,249 | -1.8 | 432,980 |
| 129 | Community Bancshares Inc. McArthur, Ohio | 3,078 | 3,296 | -6.6 | 483,579 |
| 130 | ATBancorp Dubuque, Iowa | 3,037 | 2,564 | 18.4 | 776,904 |
| 131 | CNB Financial Corp. Clearfield, Pa. | 2,981 | 2,953 | 0.9 | 674,086 |
| 132 | Washington Banking Co. Oak Harbor | 2,972 | 3,027 | -1.8 | 824,084 |
| 133 | Peoples Utah Bancorp American Fork | 2,967 | 2,540 | 16.8 | 736,399 |
| 134 | Eastern Virginia Bankshares Inc. Tappahannock | 2,920 | 2,705 | 7.9 | 804,733 |
| 135 | Univest Corp. of Pennsylvania Souderton | 2,900 | 2,494 | 16.3 | 1,441,899 |
| 136 | Emprise Financial Corp. Wichita | 2,894 | 2,668 | 8.5 | 802,565 |
| 137 | Liberty Shares Inc. Hinesville, Ga. | 2,831 | 2,090 | 35.5 | 521,749 |
| 138 | Wilson Bank Holding Co. Lebanon, Tenn. | 2,806 | 2,632 | 6.6 | 1,093,006 |
| 139 | Texas Independent Bancshares Inc. Texas City | 2,771 | 2,210 | 25.4 | 271,654 |
| 140 | CNB Corp. Conway, S.C. | 2,754 | 2,661 | 3.5 | 588,371 |
| 141 | 1867 Western Financial Corp. Stockton, Calif. | 2,745 | 2,774 | -1.0 | 1,264,805 |
| 142 | First Paragould Bankshares Inc. Ark. | 2,670 | 2,587 | 3.2 | 466,950 |
| 143 | Whitman Bancorp. Inc. Colfax, Wash. | 2,638 | 2,447 | 7.8 | 617,967 |
| 144 | First Midwest Bancorp Inc. Itasca, Ill. | 2,600 | 2,009 | 29.4 | 5,217,008 |
| 145 | Ambank Holdings Inc. Davenport, Iowa | 2,591 | 2,240 | 15.7 | 537,969 |
| Home BancShares Inc. Conway, Ark. | 2,591 | 2,604 | -0.5 | 1,967,923 | |
| 147 | Illinois National Bancorp Inc. Springfield | 2,581 | NA | NA | 409,446 |
| 148 | Town Financial Corp. Hartford City, Ind. | 2,574 | 2,600 | -1.0 | 205,769 |
| 149 | Hometown Community Bancorp Inc. Morton, Ill. | 2,561 | 2,372 | 8.0 | 1,264,533 |
| 150 | Harris Financial Corp. Wilmington, Del. | 2,432 | 0 | NA | 38,911,115 |
Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed.
Source: SNL Financial, Charlottesville, Va.
© 2009 American Banker