Bank Holding Companies with Largest Credit Card Loan Portfolios

View Table
Printer Friendly Version
Bank Holding Companies with Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Dec. 31, 2008. Dollars in thousands.
Published June 4, 2009

Rank   Card loans Total loans and leases
Dec. 31 Year earlier Change Dec. 31 Year earlier Change
1 JPMorgan Chase & Co. New York $94,051,000 $75,690,000 24.3% $761,186,000 $555,524,000 37.0%
2 Bank of America Corp. Charlotte 81,273,997 80,723,705 0.7 960,802,761 908,519,184 5.8
3 Citigroup Inc. New York 79,722,000 86,692,000 -8.0 723,696,000 858,438,000 -15.7
4 HSBC North America Holdings Inc. Mettawa, Ill. 47,894,489 51,388,250 -6.8 246,258,942 291,343,534 -15.5
5 Wells Fargo & Co. San Francisco 23,960,000 19,533,000 22.7 891,156,000 409,958,000 117.4
6 Capital One Financial Corp. McLean, Va. 19,828,039 15,934,604 24.4 101,654,123 102,908,785 -1.2
7 U.S. Bancorp Minneapolis 13,520,000 10,956,000 23.4 188,165,000 158,646,000 18.6
8 Barclays Group US Inc. Wilmington, Del. 10,844,375 6,458,352 67.9 25,854,758 31,184,448 -17.1
9 Citizens Financial Group Inc. Providence, R.I. 2,396,488 2,335,560 2.6 111,195,501 111,762,690 -0.5
10 PNC Financial Services Group Inc. Pittsburgh 1,805,521 210,345 758.4 179,903,595 72,300,257 148.8
11 Fifth Third Bancorp Cincinnati 1,791,399 1,571,390 14.0 85,592,670 84,580,053 1.2
12 First National of Nebraska Inc. Omaha 1,674,275 1,820,919 -8.1 11,659,401 11,027,035 5.7
13 BB&T Corp. Winston-Salem, N.C. 1,255,816 1,080,565 16.2 98,668,626 91,685,699 7.6
14 Popular Inc. San Juan, Puerto Rico 1,149,000 1,128,000 1.9 26,276,000 29,911,000 -12.2
15 Commerce Bancshares Inc. Kansas City, Mo. 781,192 781,160 0.0 11,644,491 10,844,795 7.4
16 TD Banknorth Inc. Portland, Maine 641,494 486,773 31.8 51,226,520 27,026,848 89.5
17 United National Corp. Sioux Falls, S.D. 599,013 611,815 -2.1 1,166,617 1,107,266 5.4
18 SunTrust Banks Inc. Atlanta 516,221 350,166 47.4 131,030,571 131,170,689 -0.1
19 BBVA USA Bancshares Inc. Houston 472,312 478,236 -1.2 38,648,776 34,188,086 13.0
20 BancWest Corp. Honolulu 388,927 355,771 9.3 55,113,942 50,290,804 9.6
21 CU Bank Shares Inc. Dallas 306,506 285,532 7.3 720,166 729,062 -1.2
22 Synovus Financial Corp. Columbus, Ga. 295,056 291,171 1.3 28,057,341 26,652,022 5.3
23 First Citizens BancShares Inc. Raleigh 290,504 294,658 -1.4 11,719,285 10,963,904 6.9
24 Marshall & Ilsley Corp. Milwaukee 280,559 268,939 4.3 49,984,544 46,296,952 8.0
25 Santander BanCorp San Juan, Puerto Rico 261,646 240,774 8.7 6,159,882 7,075,308 -12.9
26 UMB Financial Corp. Kansas City, Mo. 194,965 169,756 14.9 4,410,034 3,929,365 12.2
27 Simmons First National Corp. Pine Bluff, Ark. 169,615 166,044 2.2 1,943,410 1,861,551 4.4
28 RBC Bancorp. USA Raleigh 164,080 139,671 17.5 21,633,146 15,860,974 36.4
29 First Horizon National Corp. Memphis 159,627 172,974 -7.7 21,845,504 25,856,817 -15.5
30 FirstMerit Corp. Akron 149,903 153,925 -2.6 7,436,911 7,055,827 5.4
31 Intrust Financial Corp. Wichita 128,703 135,123 -4.8 2,602,116 2,518,141 3.3
32 Zions Bancorp. Salt Lake City 119,740 120,497 -0.6 41,912,188 39,128,486 7.1
33 Arvest Bank Group Inc. Bentonville, Ark. 106,644 94,177 13.2 7,706,682 6,831,203 12.8
34 BancorpSouth Inc. Tupelo, Miss. 93,761 93,560 0.2 9,881,339 9,315,168 6.1
35 Silverton Financial Services Inc. Atlanta 93,438 73,442 27.2 2,089,897 1,538,234 35.9
36 R&G Financial Corp. San Juan, Puerto Rico 89,295 92,293 -3.2 6,141,139 5,868,662 4.6
37 Capitol Bancorp. Inc. Britton, S.D. 82,083 83,986 -2.3 487,576 479,071 1.8
38 Independent Bankers Financial Corp. Irving, Texas 75,190 79,006 -4.8 922,429 787,697 17.1
39 First Interstate BancSystem Inc. Billings, Mont. 72,223 68,136 6.0 4,769,216 3,555,817 34.1
40 Amalgamated Investments Co. Chicago 66,891 72,265 -7.4 421,598 379,133 11.2
41 FirstBank Holding Co. Lakewood, Colo. 65,442 60,642 7.9 4,058,817 3,367,847 20.5
42 BBVA PR Holding Corp. San Juan, Puerto Rico 63,306 52,580 20.4 4,240,343 4,369,483 -3.0
43 Wilmington Trust Corp. Del. 60,005 57,254 4.8 9,725,127 8,530,020 14.0
44 First Citizens Bancorp. Inc. Columbia, S.C. 53,796 51,507 4.4 5,026,848 4,205,277 19.5
45 Lauritzen Corp. Omaha 50,000 50,000 0.0 736,510 610,646 20.6
46 W Holding Co. Inc. Mayaguez, Puerto Rico 49,165 47,973 2.5 9,015,937 9,569,785 -5.8
47 Trustmark Corp. Jackson, Miss. 42,927 44,704 -4.0 6,960,668 7,188,300 -3.2
48 Iberiabank Corp. Lafayette, La. 38,014 58,790 -35.3 3,807,905 3,487,734 9.2
49 Whitney Holding Corp. New Orleans 36,328 30,729 18.2 9,102,623 7,642,276 19.1
50 Central Bancompany Inc. Jefferson City, Mo. 34,347 27,169 26.4 5,985,820 5,529,159 8.3
51 Western Alliance Bancorp. Las Vegas 33,807 5,583 505.5 4,095,915 3,633,009 12.7
52 First Financial Bancorp. Cincinnati 27,538 26,610 3.5 2,687,114 2,600,602 3.3
53 Doral GP Ltd. San Juan, Puerto Rico 25,914 18,977 36.6 5,471,951 5,284,525 3.5
54 Rainier Pacific Financial Group Inc. Tacoma 21,786 21,793 0.0 672,281 637,000 5.5
55 City National Corp. Beverly Hills 21,353 21,320 0.2 12,444,259 11,630,638 7.0
56 Franklin Resources Inc. San Mateo, Calif. 18,632 19,925 -6.5 440,524 883,483 -50.1
57 S&T Bancorp Inc. Indiana, Pa. 17,445 17,277 1.0 3,568,716 2,796,939 27.6
58 Union Bankshares Corp. Bowling Green, Va. 15,723 13,108 19.9 1,903,511 1,773,068 7.4
59 Coppermark Bancshares Inc. Oklahoma City 13,779 14,937 -7.8 984,810 857,821 14.8
60 W.T.B. Financial Corp. Spokane 13,622 11,709 16.3 3,252,578 2,915,787 11.6
61 Banner Corp. Walla Walla, Wash. 13,129 12,598 4.2 3,961,408 3,809,617 4.0
62 First Financial Corp. Terre Haute, Ind. 12,820 14,294 -10.3 1,471,327 1,443,065 2.0
63 Palmetto Bancshares Inc. Laurens, S.C. 12,416 11,978 3.7 1,165,895 1,049,776 11.1
64 United Bankshares Inc. Charleston, W.Va. 12,126 12,475 -2.8 6,015,023 5,794,754 3.8
65 QCR Holdings Inc. Moline, Ill. 10,930 10,160 7.6 1,214,690 1,106,900 9.7
66 Trinity Capital Corp. Los Alamos, N.M. 10,668 10,781 -1.0 1,239,137 1,181,278 4.9
67 West Suburban Bancorp Inc. Lombard, Ill. 10,484 11,190 -6.3 1,249,179 1,235,898 1.1
68 Valley National Bancorp Wayne, N.J. 9,916 10,077 -1.6 10,148,232 8,499,205 19.4
69 First Security Bancorp Searcy, Ark. 9,788 9,163 6.8 1,560,957 1,426,947 9.4
70 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 9,693 6,407 51.3 3,107,439 3,034,818 2.4
71 Pinnacle Bancorp Inc. Central City, Neb. 8,598 7,918 8.6 3,835,529 3,448,325 11.2
72 Watford City Bancshares Inc. N.D. 8,264 8,428 -1.9 714,155 644,905 10.7
73 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 8,191 8,771 -6.6 537,411 483,399 11.2
74 Hills Bancorp. Iowa 7,780 7,503 3.7 1,505,990 1,379,096 9.2
75 Central Bancshares Inc. Lexington, Ky. 7,755 8,056 -3.7 1,558,312 1,462,086 6.6
76 Dickinson Financial Corp. II Kansas City, Mo. 7,680 7,666 0.2 4,311,260 4,472,173 -3.6
77 First Bancorp Troy, N.C. 7,561 7,264 4.1 2,212,716 1,896,847 16.7
78 Merchants Financial Group Inc. Winona, Minn. 7,421 6,671 11.2 700,883 636,196 10.2
79 American State Financial Corp. Lubbock 7,418 7,803 -4.9 997,651 873,056 14.3
80 Bremer Financial Corp. St. Paul 7,178 7,641 -6.1 5,773,100 5,290,434 9.1
81 International Bancshares Corp. Laredo, Texas 6,972 7,908 -11.8 5,872,834 5,536,628 6.1
82 Fishback Financial Corp. Brookings, S.D. 6,844 7,385 -7.3 1,209,718 1,078,564 12.2
83 NewBridge Bancorp Greensboro, N.C. 6,703 6,555 2.3 1,604,525 1,490,085 7.7
84 Republic Bancorp Inc. Louisville 6,682 4,587 45.7 2,315,155 2,401,351 -3.6
85 MidSouth Bancorp Inc. Lafayette, La. 6,582 5,613 17.3 608,956 569,506 6.9
86 Johnson Financial Group Inc. Racine, Wis. 6,563 5,978 9.8 4,520,817 3,821,206 18.3
87 Villages Bancorp. Inc. The Villages, Fla. 6,233 6,964 -10.5 464,581 442,692 4.9
88 Commerce Bank and Trust Holding Co. Topeka, Kan. 6,224 6,471 -3.8 818,618 764,371 7.1
89 National Bankshares Inc. Blacksburg, Va. 6,192 6,327 -2.1 575,905 523,874 9.9
90 DCB Financial Corp. Lewis Center, Ohio 6,123 5,893 3.9 514,408 520,801 -1.2
91 Sunflower Financial Inc. Salina, Kan. 5,549 5,325 4.2 963,458 914,669 5.3
92 First Chester County Corp. West Chester, Pa. 5,338 3,219 65.8 1,031,023 743,440 38.7
93 Yadkin Valley Financial Corp. Elkin, N.C. 5,324 4,928 8.0 1,237,499 951,707 30.0
94 Park Bancorp. Inc. Madison, Wis. 5,220 4,777 9.3 726,648 603,865 20.3
95 Longview Financial Corp. Texas 5,192 5,490 -5.4 835,623 772,850 8.1
96 Cashmere Valley Financial Corp. Wash. 5,064 5,293 -4.3 551,211 532,774 3.5
97 EuroBancshares Inc. San Juan, Puerto Rico 5,063 5,141 -1.5 1,784,051 1,858,579 -4.0
98 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,978 4,412 12.8 682,485 625,210 9.2
99 Tampa Banking Co. 4,865 4,518 7.7 673,707 628,496 7.2
100 Appalachian Bancshares Inc. Ellijay, Ga. 4,840 5,077 -4.7 888,157 814,025 9.1
101 FBOP Corp. Oak Park, Ill. 4,745 784 505.2 13,914,638 10,843,330 28.3
102 Cascade Bancorp Bend, Ore. 4,616 4,796 -3.8 1,979,066 2,046,804 -3.3
103 Fidelity Bancshares N.C. Inc. Fuquay-Varina 4,573 4,566 0.2 984,366 998,942 -1.5
104 Bank of Kentucky Financial Corp. Crestview Hills 4,504 3,799 18.6 1,029,182 952,387 8.1
105 Southern National Banks Inc. Fort Walton Beach, Fla. 4,359 4,309 1.2 199,388 210,329 -5.2
106 Utrecht-America Holdings Inc. New York 4,310 7,311 -41.0 13,945,147 17,068,686 -18.3
107 German American Bancorp Inc. Jasper, Ind. 4,206 4,306 -2.3 893,602 873,418 2.3
108 Farmers and Merchants Investment Inc. Lincoln, Neb. 4,032 4,353 -7.4 2,095,488 1,300,202 61.2
109 First National Bank Group Inc. Edinburg, Texas 3,929 2,416 62.6 2,838,846 2,877,553 -1.3
110 Skagit State Bancorp Inc. Burlington, Wash. 3,892 3,302 17.9 399,575 355,198 12.5
111 Neighbor Insurance Agency Inc. Marion, Iowa 3,810 3,736 2.0 385,244 365,058 5.5
112 Central Bancorp. Provo, Utah 3,594 3,356 7.1 439,016 423,176 3.7
113 American Bancor Ltd. Dickinson, N.D. 3,539 3,449 2.6 376,352 371,644 1.3
114 Comerica Inc. Dallas 3,518 3,914 -10.1 50,539,921 50,960,854 -0.8
115 Southern Utah Bancorp. Cedar City 3,512 3,507 0.1 446,498 413,618 7.9
116 Palos Bancshares Inc. Palos Heights, Ill. 3,483 3,657 -4.8 378,056 365,376 3.5
117 Hanmi Financial Corp. Los Angeles 3,440 3,803 -9.5 3,362,112 3,284,699 2.4
118 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,371 3,616 -6.8 567,833 529,396 7.3
119 Woodforest Financial Group Inc. The Woodlands, Texas 3,335 2,009 66.0 1,974,884 1,643,499 20.2
120 TCF Financial Corp. Wayzata, Minn. 3,334 4,371 -23.7 13,345,890 12,494,371 6.8
121 Penseco Financial Services Corp. Scranton, Pa. 3,272 3,324 -1.6 441,148 404,639 9.0
122 Emprise Financial Corp. Wichita 3,259 2,911 12.0 841,075 743,340 13.1
123 D.L. Evans Bancorp Burley, Idaho 3,183 3,211 -0.9 648,572 599,704 8.1
124 CNB Financial Corp. Clearfield, Pa. 3,098 3,114 -0.5 674,888 601,433 12.2
125 Community Bancshares Inc. McArthur, Ohio 3,083 3,336 -7.6 493,104 464,099 6.2
126 Hometown Community Bancorp Inc. Morton, Ill. 3,056 2,463 24.1 1,294,081 1,149,146 12.6
127 Eastern Virginia Bankshares Inc. Tappahannock 3,041 3,001 1.3 819,265 708,817 15.6
128 Liberty Shares Inc. Hinesville, Ga. 3,033 2,424 25.1 541,041 437,184 23.8
Cascade Financial Corp. Everett, Wash. 3,033 3,394 -10.6 1,255,173 1,104,429 13.6
ATBancorp Dubuque, Iowa 3,033 2,810 7.9 789,972 743,654 6.2
131 1867 Western Financial Corp. Stockton, Calif. 2,987 3,088 -3.3 1,296,177 1,238,316 4.7
132 Washington Banking Co. Oak Harbor 2,986 3,083 -3.1 825,964 808,209 2.2
133 Univest Corp. of Pennsylvania Souderton 2,969 2,692 10.3 1,450,436 1,355,442 7.0
134 CNB Corp. Conway, S.C. 2,919 2,900 0.7 598,281 573,430 4.3
135 Wilson Bank Holding Co. Lebanon, Tenn. 2,903 2,916 -0.4 1,092,726 1,003,560 8.9
136 People’s Utah Bancorp American Fork 2,882 2,570 12.1 752,028 724,385 3.8
137 First Paragould Bankshares Inc. Ark. 2,701 2,683 0.7 457,690 410,464 11.5
138 Whitman Bancorp. Inc. Colfax, Wash. 2,668 2,476 7.8 636,667 521,426 22.1
139 Home BancShares Inc. Conway, Ark. 2,596 2,814 -7.7 1,956,232 1,606,994 21.7
140 Town Financial Corp. Hartford City, Ind. 2,591 2,626 -1.3 207,840 198,802 4.5
141 Texas Independent Bancshares Inc. Texas City 2,580 2,434 6.0 276,420 264,262 4.6
142 Ambank Holdings Inc. Davenport, Iowa 2,573 2,420 6.3 550,427 491,727 11.9
143 Commonwealth Bancshares Inc. Louisville 2,543 2,510 1.3 664,344 562,552 18.1
144 First Midwest Bancorp Inc. Itasca, Ill. 2,432 2,169 12.1 5,357,999 4,959,510 8.0
145 Horizon Financial Corp. Bellingham, Wash. 2,415 2,577 -6.3 1,214,550 1,211,091 0.3
146 Irwin Financial Corp. Columbus, Ind. 2,395 1,560 53.5 4,490,728 5,701,922 -21.2
147 Chemung Financial Corp. Elmira, N.Y. 2,373 2,611 -9.1 565,265 539,561 4.8
148 Liberty Bancshares Inc. Jonesboro, Ark. 2,359 2,315 1.9 1,831,001 1,703,664 7.5
149 Beach First National Bancshares Inc. Myrtle Beach, S.C. 2,327 771 201.8 558,367 509,908 9.5
150 Southside Bancshares Inc. Tyler, Tex. 2,311 2,227 3.8 1,023,060 964,591 6.1

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed.

Source: PaymentsSource.com
© 2009 American Banker