Bank Holding Companies with Largest Credit Card Loan Portfolios
June 04, 2009, 10:08 a.m. EDT 1 Min Read
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Bank Holding Companies with Largest Credit Card Loan Portfolios
Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Dec. 31, 2008. Dollars in thousands. | |||||||
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Rank | | | |||||
Dec. 31 | | | Dec. 31 | | | ||
1 | JPMorgan Chase & Co. New York | $94,051,000 | $75,690,000 | 24.3% | $761,186,000 | $555,524,000 | 37.0% |
2 | Bank of America Corp. Charlotte | 81,273,997 | 80,723,705 | 0.7 | 960,802,761 | 908,519,184 | 5.8 |
3 | Citigroup Inc. New York | 79,722,000 | 86,692,000 | -8.0 | 723,696,000 | 858,438,000 | -15.7 |
4 | HSBC North America Holdings Inc. Mettawa, Ill. | 47,894,489 | 51,388,250 | -6.8 | 246,258,942 | 291,343,534 | -15.5 |
5 | Wells Fargo & Co. San Francisco | 23,960,000 | 19,533,000 | 22.7 | 891,156,000 | 409,958,000 | 117.4 |
6 | Capital One Financial Corp. McLean, Va. | 19,828,039 | 15,934,604 | 24.4 | 101,654,123 | 102,908,785 | -1.2 |
7 | U.S. Bancorp Minneapolis | 13,520,000 | 10,956,000 | 23.4 | 188,165,000 | 158,646,000 | 18.6 |
8 | Barclays Group US Inc. Wilmington, Del. | 10,844,375 | 6,458,352 | 67.9 | 25,854,758 | 31,184,448 | -17.1 |
9 | Citizens Financial Group Inc. Providence, R.I. | 2,396,488 | 2,335,560 | 2.6 | 111,195,501 | 111,762,690 | -0.5 |
10 | PNC Financial Services Group Inc. Pittsburgh | 1,805,521 | 210,345 | 758.4 | 179,903,595 | 72,300,257 | 148.8 |
11 | Fifth Third Bancorp Cincinnati | 1,791,399 | 1,571,390 | 14.0 | 85,592,670 | 84,580,053 | 1.2 |
12 | First National of Nebraska Inc. Omaha | 1,674,275 | 1,820,919 | -8.1 | 11,659,401 | 11,027,035 | 5.7 |
13 | BB&T Corp. Winston-Salem, N.C. | 1,255,816 | 1,080,565 | 16.2 | 98,668,626 | 91,685,699 | 7.6 |
14 | Popular Inc. San Juan, Puerto Rico | 1,149,000 | 1,128,000 | 1.9 | 26,276,000 | 29,911,000 | -12.2 |
15 | Commerce Bancshares Inc. Kansas City, Mo. | 781,192 | 781,160 | 0.0 | 11,644,491 | 10,844,795 | 7.4 |
16 | TD Banknorth Inc. Portland, Maine | 641,494 | 486,773 | 31.8 | 51,226,520 | 27,026,848 | 89.5 |
17 | United National Corp. Sioux Falls, S.D. | 599,013 | 611,815 | -2.1 | 1,166,617 | 1,107,266 | 5.4 |
18 | SunTrust Banks Inc. Atlanta | 516,221 | 350,166 | 47.4 | 131,030,571 | 131,170,689 | -0.1 |
19 | BBVA USA Bancshares Inc. Houston | 472,312 | 478,236 | -1.2 | 38,648,776 | 34,188,086 | 13.0 |
20 | BancWest Corp. Honolulu | 388,927 | 355,771 | 9.3 | 55,113,942 | 50,290,804 | 9.6 |
21 | CU Bank Shares Inc. Dallas | 306,506 | 285,532 | 7.3 | 720,166 | 729,062 | -1.2 |
22 | Synovus Financial Corp. Columbus, Ga. | 295,056 | 291,171 | 1.3 | 28,057,341 | 26,652,022 | 5.3 |
23 | First Citizens BancShares Inc. Raleigh | 290,504 | 294,658 | -1.4 | 11,719,285 | 10,963,904 | 6.9 |
24 | Marshall & Ilsley Corp. Milwaukee | 280,559 | 268,939 | 4.3 | 49,984,544 | 46,296,952 | 8.0 |
25 | Santander BanCorp San Juan, Puerto Rico | 261,646 | 240,774 | 8.7 | 6,159,882 | 7,075,308 | -12.9 |
26 | UMB Financial Corp. Kansas City, Mo. | 194,965 | 169,756 | 14.9 | 4,410,034 | 3,929,365 | 12.2 |
27 | Simmons First National Corp. Pine Bluff, Ark. | 169,615 | 166,044 | 2.2 | 1,943,410 | 1,861,551 | 4.4 |
28 | RBC Bancorp. USA Raleigh | 164,080 | 139,671 | 17.5 | 21,633,146 | 15,860,974 | 36.4 |
29 | First Horizon National Corp. Memphis | 159,627 | 172,974 | -7.7 | 21,845,504 | 25,856,817 | -15.5 |
30 | FirstMerit Corp. Akron | 149,903 | 153,925 | -2.6 | 7,436,911 | 7,055,827 | 5.4 |
31 | Intrust Financial Corp. Wichita | 128,703 | 135,123 | -4.8 | 2,602,116 | 2,518,141 | 3.3 |
32 | Zions Bancorp. Salt Lake City | 119,740 | 120,497 | -0.6 | 41,912,188 | 39,128,486 | 7.1 |
33 | Arvest Bank Group Inc. Bentonville, Ark. | 106,644 | 94,177 | 13.2 | 7,706,682 | 6,831,203 | 12.8 |
34 | BancorpSouth Inc. Tupelo, Miss. | 93,761 | 93,560 | 0.2 | 9,881,339 | 9,315,168 | 6.1 |
35 | Silverton Financial Services Inc. Atlanta | 93,438 | 73,442 | 27.2 | 2,089,897 | 1,538,234 | 35.9 |
36 | R&G Financial Corp. San Juan, Puerto Rico | 89,295 | 92,293 | -3.2 | 6,141,139 | 5,868,662 | 4.6 |
37 | Capitol Bancorp. Inc. Britton, S.D. | 82,083 | 83,986 | -2.3 | 487,576 | 479,071 | 1.8 |
38 | Independent Bankers Financial Corp. Irving, Texas | 75,190 | 79,006 | -4.8 | 922,429 | 787,697 | 17.1 |
39 | First Interstate BancSystem Inc. Billings, Mont. | 72,223 | 68,136 | 6.0 | 4,769,216 | 3,555,817 | 34.1 |
40 | Amalgamated Investments Co. Chicago | 66,891 | 72,265 | -7.4 | 421,598 | 379,133 | 11.2 |
41 | FirstBank Holding Co. Lakewood, Colo. | 65,442 | 60,642 | 7.9 | 4,058,817 | 3,367,847 | 20.5 |
42 | BBVA PR Holding Corp. San Juan, Puerto Rico | 63,306 | 52,580 | 20.4 | 4,240,343 | 4,369,483 | -3.0 |
43 | Wilmington Trust Corp. Del. | 60,005 | 57,254 | 4.8 | 9,725,127 | 8,530,020 | 14.0 |
44 | First Citizens Bancorp. Inc. Columbia, S.C. | 53,796 | 51,507 | 4.4 | 5,026,848 | 4,205,277 | 19.5 |
45 | Lauritzen Corp. Omaha | 50,000 | 50,000 | 0.0 | 736,510 | 610,646 | 20.6 |
46 | W Holding Co. Inc. Mayaguez, Puerto Rico | 49,165 | 47,973 | 2.5 | 9,015,937 | 9,569,785 | -5.8 |
47 | Trustmark Corp. Jackson, Miss. | 42,927 | 44,704 | -4.0 | 6,960,668 | 7,188,300 | -3.2 |
48 | Iberiabank Corp. Lafayette, La. | 38,014 | 58,790 | -35.3 | 3,807,905 | 3,487,734 | 9.2 |
49 | Whitney Holding Corp. New Orleans | 36,328 | 30,729 | 18.2 | 9,102,623 | 7,642,276 | 19.1 |
50 | Central Bancompany Inc. Jefferson City, Mo. | 34,347 | 27,169 | 26.4 | 5,985,820 | 5,529,159 | 8.3 |
51 | Western Alliance Bancorp. Las Vegas | 33,807 | 5,583 | 505.5 | 4,095,915 | 3,633,009 | 12.7 |
52 | First Financial Bancorp. Cincinnati | 27,538 | 26,610 | 3.5 | 2,687,114 | 2,600,602 | 3.3 |
53 | Doral GP Ltd. San Juan, Puerto Rico | 25,914 | 18,977 | 36.6 | 5,471,951 | 5,284,525 | 3.5 |
54 | Rainier Pacific Financial Group Inc. Tacoma | 21,786 | 21,793 | 0.0 | 672,281 | 637,000 | 5.5 |
55 | City National Corp. Beverly Hills | 21,353 | 21,320 | 0.2 | 12,444,259 | 11,630,638 | 7.0 |
56 | Franklin Resources Inc. San Mateo, Calif. | 18,632 | 19,925 | -6.5 | 440,524 | 883,483 | -50.1 |
57 | S&T Bancorp Inc. Indiana, Pa. | 17,445 | 17,277 | 1.0 | 3,568,716 | 2,796,939 | 27.6 |
58 | Union Bankshares Corp. Bowling Green, Va. | 15,723 | 13,108 | 19.9 | 1,903,511 | 1,773,068 | 7.4 |
59 | Coppermark Bancshares Inc. Oklahoma City | 13,779 | 14,937 | -7.8 | 984,810 | 857,821 | 14.8 |
60 | W.T.B. Financial Corp. Spokane | 13,622 | 11,709 | 16.3 | 3,252,578 | 2,915,787 | 11.6 |
61 | Banner Corp. Walla Walla, Wash. | 13,129 | 12,598 | 4.2 | 3,961,408 | 3,809,617 | 4.0 |
62 | First Financial Corp. Terre Haute, Ind. | 12,820 | 14,294 | -10.3 | 1,471,327 | 1,443,065 | 2.0 |
63 | Palmetto Bancshares Inc. Laurens, S.C. | 12,416 | 11,978 | 3.7 | 1,165,895 | 1,049,776 | 11.1 |
64 | United Bankshares Inc. Charleston, W.Va. | 12,126 | 12,475 | -2.8 | 6,015,023 | 5,794,754 | 3.8 |
65 | QCR Holdings Inc. Moline, Ill. | 10,930 | 10,160 | 7.6 | 1,214,690 | 1,106,900 | 9.7 |
66 | Trinity Capital Corp. Los Alamos, N.M. | 10,668 | 10,781 | -1.0 | 1,239,137 | 1,181,278 | 4.9 |
67 | West Suburban Bancorp Inc. Lombard, Ill. | 10,484 | 11,190 | -6.3 | 1,249,179 | 1,235,898 | 1.1 |
68 | Valley National Bancorp Wayne, N.J. | 9,916 | 10,077 | -1.6 | 10,148,232 | 8,499,205 | 19.4 |
69 | First Security Bancorp Searcy, Ark. | 9,788 | 9,163 | 6.8 | 1,560,957 | 1,426,947 | 9.4 |
70 | Mercantil Commercebank Holding Corp. Coral Gables, Fla. | 9,693 | 6,407 | 51.3 | 3,107,439 | 3,034,818 | 2.4 |
71 | Pinnacle Bancorp Inc. Central City, Neb. | 8,598 | 7,918 | 8.6 | 3,835,529 | 3,448,325 | 11.2 |
72 | Watford City Bancshares Inc. N.D. | 8,264 | 8,428 | -1.9 | 714,155 | 644,905 | 10.7 |
73 | S.B.C.P. Bancorp Inc. Cross Plains, Wis. | 8,191 | 8,771 | -6.6 | 537,411 | 483,399 | 11.2 |
74 | Hills Bancorp. Iowa | 7,780 | 7,503 | 3.7 | 1,505,990 | 1,379,096 | 9.2 |
75 | Central Bancshares Inc. Lexington, Ky. | 7,755 | 8,056 | -3.7 | 1,558,312 | 1,462,086 | 6.6 |
76 | Dickinson Financial Corp. II Kansas City, Mo. | 7,680 | 7,666 | 0.2 | 4,311,260 | 4,472,173 | -3.6 |
77 | First Bancorp Troy, N.C. | 7,561 | 7,264 | 4.1 | 2,212,716 | 1,896,847 | 16.7 |
78 | Merchants Financial Group Inc. Winona, Minn. | 7,421 | 6,671 | 11.2 | 700,883 | 636,196 | 10.2 |
79 | American State Financial Corp. Lubbock | 7,418 | 7,803 | -4.9 | 997,651 | 873,056 | 14.3 |
80 | Bremer Financial Corp. St. Paul | 7,178 | 7,641 | -6.1 | 5,773,100 | 5,290,434 | 9.1 |
81 | International Bancshares Corp. Laredo, Texas | 6,972 | 7,908 | -11.8 | 5,872,834 | 5,536,628 | 6.1 |
82 | Fishback Financial Corp. Brookings, S.D. | 6,844 | 7,385 | -7.3 | 1,209,718 | 1,078,564 | 12.2 |
83 | NewBridge Bancorp Greensboro, N.C. | 6,703 | 6,555 | 2.3 | 1,604,525 | 1,490,085 | 7.7 |
84 | Republic Bancorp Inc. Louisville | 6,682 | 4,587 | 45.7 | 2,315,155 | 2,401,351 | -3.6 |
85 | MidSouth Bancorp Inc. Lafayette, La. | 6,582 | 5,613 | 17.3 | 608,956 | 569,506 | 6.9 |
86 | Johnson Financial Group Inc. Racine, Wis. | 6,563 | 5,978 | 9.8 | 4,520,817 | 3,821,206 | 18.3 |
87 | Villages Bancorp. Inc. The Villages, Fla. | 6,233 | 6,964 | -10.5 | 464,581 | 442,692 | 4.9 |
88 | Commerce Bank and Trust Holding Co. Topeka, Kan. | 6,224 | 6,471 | -3.8 | 818,618 | 764,371 | 7.1 |
89 | National Bankshares Inc. Blacksburg, Va. | 6,192 | 6,327 | -2.1 | 575,905 | 523,874 | 9.9 |
90 | DCB Financial Corp. Lewis Center, Ohio | 6,123 | 5,893 | 3.9 | 514,408 | 520,801 | -1.2 |
91 | Sunflower Financial Inc. Salina, Kan. | 5,549 | 5,325 | 4.2 | 963,458 | 914,669 | 5.3 |
92 | First Chester County Corp. West Chester, Pa. | 5,338 | 3,219 | 65.8 | 1,031,023 | 743,440 | 38.7 |
93 | Yadkin Valley Financial Corp. Elkin, N.C. | 5,324 | 4,928 | 8.0 | 1,237,499 | 951,707 | 30.0 |
94 | Park Bancorp. Inc. Madison, Wis. | 5,220 | 4,777 | 9.3 | 726,648 | 603,865 | 20.3 |
95 | Longview Financial Corp. Texas | 5,192 | 5,490 | -5.4 | 835,623 | 772,850 | 8.1 |
96 | Cashmere Valley Financial Corp. Wash. | 5,064 | 5,293 | -4.3 | 551,211 | 532,774 | 3.5 |
97 | EuroBancshares Inc. San Juan, Puerto Rico | 5,063 | 5,141 | -1.5 | 1,784,051 | 1,858,579 | -4.0 |
98 | Mesaba Bancshares Inc. Grand Rapids, Minn. | 4,978 | 4,412 | 12.8 | 682,485 | 625,210 | 9.2 |
99 | Tampa Banking Co. | 4,865 | 4,518 | 7.7 | 673,707 | 628,496 | 7.2 |
100 | Appalachian Bancshares Inc. Ellijay, Ga. | 4,840 | 5,077 | -4.7 | 888,157 | 814,025 | 9.1 |
101 | FBOP Corp. Oak Park, Ill. | 4,745 | 784 | 505.2 | 13,914,638 | 10,843,330 | 28.3 |
102 | Cascade Bancorp Bend, Ore. | 4,616 | 4,796 | -3.8 | 1,979,066 | 2,046,804 | -3.3 |
103 | Fidelity Bancshares N.C. Inc. Fuquay-Varina | 4,573 | 4,566 | 0.2 | 984,366 | 998,942 | -1.5 |
104 | Bank of Kentucky Financial Corp. Crestview Hills | 4,504 | 3,799 | 18.6 | 1,029,182 | 952,387 | 8.1 |
105 | Southern National Banks Inc. Fort Walton Beach, Fla. | 4,359 | 4,309 | 1.2 | 199,388 | 210,329 | -5.2 |
106 | Utrecht-America Holdings Inc. New York | 4,310 | 7,311 | -41.0 | 13,945,147 | 17,068,686 | -18.3 |
107 | German American Bancorp Inc. Jasper, Ind. | 4,206 | 4,306 | -2.3 | 893,602 | 873,418 | 2.3 |
108 | Farmers and Merchants Investment Inc. Lincoln, Neb. | 4,032 | 4,353 | -7.4 | 2,095,488 | 1,300,202 | 61.2 |
109 | First National Bank Group Inc. Edinburg, Texas | 3,929 | 2,416 | 62.6 | 2,838,846 | 2,877,553 | -1.3 |
110 | Skagit State Bancorp Inc. Burlington, Wash. | 3,892 | 3,302 | 17.9 | 399,575 | 355,198 | 12.5 |
111 | Neighbor Insurance Agency Inc. Marion, Iowa | 3,810 | 3,736 | 2.0 | 385,244 | 365,058 | 5.5 |
112 | Central Bancorp. Provo, Utah | 3,594 | 3,356 | 7.1 | 439,016 | 423,176 | 3.7 |
113 | American Bancor Ltd. Dickinson, N.D. | 3,539 | 3,449 | 2.6 | 376,352 | 371,644 | 1.3 |
114 | Comerica Inc. Dallas | 3,518 | 3,914 | -10.1 | 50,539,921 | 50,960,854 | -0.8 |
115 | Southern Utah Bancorp. Cedar City | 3,512 | 3,507 | 0.1 | 446,498 | 413,618 | 7.9 |
116 | Palos Bancshares Inc. Palos Heights, Ill. | 3,483 | 3,657 | -4.8 | 378,056 | 365,376 | 3.5 |
117 | Hanmi Financial Corp. Los Angeles | 3,440 | 3,803 | -9.5 | 3,362,112 | 3,284,699 | 2.4 |
118 | Farmers and Merchants Bancorp Inc. Archbold, Ohio | 3,371 | 3,616 | -6.8 | 567,833 | 529,396 | 7.3 |
119 | Woodforest Financial Group Inc. The Woodlands, Texas | 3,335 | 2,009 | 66.0 | 1,974,884 | 1,643,499 | 20.2 |
120 | TCF Financial Corp. Wayzata, Minn. | 3,334 | 4,371 | -23.7 | 13,345,890 | 12,494,371 | 6.8 |
121 | Penseco Financial Services Corp. Scranton, Pa. | 3,272 | 3,324 | -1.6 | 441,148 | 404,639 | 9.0 |
122 | Emprise Financial Corp. Wichita | 3,259 | 2,911 | 12.0 | 841,075 | 743,340 | 13.1 |
123 | D.L. Evans Bancorp Burley, Idaho | 3,183 | 3,211 | -0.9 | 648,572 | 599,704 | 8.1 |
124 | CNB Financial Corp. Clearfield, Pa. | 3,098 | 3,114 | -0.5 | 674,888 | 601,433 | 12.2 |
125 | Community Bancshares Inc. McArthur, Ohio | 3,083 | 3,336 | -7.6 | 493,104 | 464,099 | 6.2 |
126 | Hometown Community Bancorp Inc. Morton, Ill. | 3,056 | 2,463 | 24.1 | 1,294,081 | 1,149,146 | 12.6 |
127 | Eastern Virginia Bankshares Inc. Tappahannock | 3,041 | 3,001 | 1.3 | 819,265 | 708,817 | 15.6 |
128 | Liberty Shares Inc. Hinesville, Ga. | 3,033 | 2,424 | 25.1 | 541,041 | 437,184 | 23.8 |
Cascade Financial Corp. Everett, Wash. | 3,033 | 3,394 | -10.6 | 1,255,173 | 1,104,429 | 13.6 | |
ATBancorp Dubuque, Iowa | 3,033 | 2,810 | 7.9 | 789,972 | 743,654 | 6.2 | |
131 | 1867 Western Financial Corp. Stockton, Calif. | 2,987 | 3,088 | -3.3 | 1,296,177 | 1,238,316 | 4.7 |
132 | Washington Banking Co. Oak Harbor | 2,986 | 3,083 | -3.1 | 825,964 | 808,209 | 2.2 |
133 | Univest Corp. of Pennsylvania Souderton | 2,969 | 2,692 | 10.3 | 1,450,436 | 1,355,442 | 7.0 |
134 | CNB Corp. Conway, S.C. | 2,919 | 2,900 | 0.7 | 598,281 | 573,430 | 4.3 |
135 | Wilson Bank Holding Co. Lebanon, Tenn. | 2,903 | 2,916 | -0.4 | 1,092,726 | 1,003,560 | 8.9 |
136 | Peoples Utah Bancorp American Fork | 2,882 | 2,570 | 12.1 | 752,028 | 724,385 | 3.8 |
137 | First Paragould Bankshares Inc. Ark. | 2,701 | 2,683 | 0.7 | 457,690 | 410,464 | 11.5 |
138 | Whitman Bancorp. Inc. Colfax, Wash. | 2,668 | 2,476 | 7.8 | 636,667 | 521,426 | 22.1 |
139 | Home BancShares Inc. Conway, Ark. | 2,596 | 2,814 | -7.7 | 1,956,232 | 1,606,994 | 21.7 |
140 | Town Financial Corp. Hartford City, Ind. | 2,591 | 2,626 | -1.3 | 207,840 | 198,802 | 4.5 |
141 | Texas Independent Bancshares Inc. Texas City | 2,580 | 2,434 | 6.0 | 276,420 | 264,262 | 4.6 |
142 | Ambank Holdings Inc. Davenport, Iowa | 2,573 | 2,420 | 6.3 | 550,427 | 491,727 | 11.9 |
143 | Commonwealth Bancshares Inc. Louisville | 2,543 | 2,510 | 1.3 | 664,344 | 562,552 | 18.1 |
144 | First Midwest Bancorp Inc. Itasca, Ill. | 2,432 | 2,169 | 12.1 | 5,357,999 | 4,959,510 | 8.0 |
145 | Horizon Financial Corp. Bellingham, Wash. | 2,415 | 2,577 | -6.3 | 1,214,550 | 1,211,091 | 0.3 |
146 | Irwin Financial Corp. Columbus, Ind. | 2,395 | 1,560 | 53.5 | 4,490,728 | 5,701,922 | -21.2 |
147 | Chemung Financial Corp. Elmira, N.Y. | 2,373 | 2,611 | -9.1 | 565,265 | 539,561 | 4.8 |
148 | Liberty Bancshares Inc. Jonesboro, Ark. | 2,359 | 2,315 | 1.9 | 1,831,001 | 1,703,664 | 7.5 |
149 | Beach First National Bancshares Inc. Myrtle Beach, S.C. | 2,327 | 771 | 201.8 | 558,367 | 509,908 | 9.5 |
150 | Southside Bancshares Inc. Tyler, Tex. | 2,311 | 2,227 | 3.8 | 1,023,060 | 964,591 | 6.1 |
Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed.
Source: PaymentsSource.com© 2009 American Banker