Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Dec. 31, 2009. Dollars in thousands.
Published June 8, 2010

Rank   Credit card loans Total loans
and leases
Dec. 31 Year earlier Change
1 Bank of America Corp. Charlotte $71,108,309 $81,273,997 -12.5% $960,866,925
2 JPMorgan Chase & Co. New York 68,133,000 94,051,000 -27.6 650,815,000
3 Citigroup Inc. New York 65,991,000 79,722,000 -17.2 619,634,000
4 Discover Financial Services Riverwoods, Ill. 48,232,468 NA NA 52,367,683
5 HSBC North America Holdings Inc. New York 40,642,579 47,894,489 -15.1 204,640,729
6 American Express Co. New York 32,772,187 NA NA 66,018,845
7 Wells Fargo & Co. San Francisco 24,228,000 23,960,000 1.1 827,597,000
8 U.S. Bancorp Minneapolis 16,819,000 13,520,000 24.4 199,527,000
9 Capital One Financial Corp. McLean, Va. 14,437,122 19,828,039 -27.2 91,412,435
10 Barclays Group US Inc. Wilmington, Del. 10,993,313 10,844,375 1.4 19,170,519
11 Citizens Financial Group Inc. Providence, R.I. 2,202,343 2,396,488 -8.1 96,074,607
12 PNC Financial Services Group Inc. Pittsburgh 2,140,360 1,805,521 18.5 160,139,214
13 Fifth Third Bancorp Cincinnati 1,969,335 1,791,399 9.9 78,845,858
14 BB&T Corp. Winston-Salem, N.C. 1,691,322 1,255,816 34.7 106,207,386
15 Popular Inc. Hato Rey, Puerto Rico 1,137,000 1,149,000 -1.0 23,804,000
16 Commerce Bancshares Inc. Kansas City, Mo. 800,022 781,192 2.4 10,490,798
17 TD Bank US Holding Co. Portland, Maine 697,944 641,494 8.8 53,413,536
18 United National Corp. Sioux Falls, S.D. 658,035 599,013 9.9 1,265,240
19 SunTrust Banks Inc. Atlanta 575,867 516,221 11.6 118,344,667
20 BBVA USA Bancshares Inc. Houston 487,301 472,312 3.2 42,777,077
21 BancWest Corp. San Francisco 410,459 388,927 5.5 52,491,121
22 First Citizens BancShares Inc. Raleigh 313,044 290,504 7.8 12,870,900
23 Synovus Financial Corp. Columbus, Ga. 294,125 295,056 -0.3 25,557,940
24 Marshall & Ilsley Corp. Milwaukee 292,810 280,559 4.4 44,217,626
25 Harris Financial Corp. Wilmington, Del. 280,479 2,060 13,515.5 30,859,187
26 Santander BanCorp Guaynabo, Puerto Rico 236,966 261,646 -9.4 5,470,403
27 UMB Financial Corp. Kansas City, Mo. 231,254 194,965 18.6 4,332,228
28 RBC Bancorp. USA Raleigh 192,791 164,080 17.5 20,136,525
29 Simmons First National Corp. Pine Bluff, Ark. 189,154 169,615 11.5 1,883,386
30 First Horizon National Corp. Memphis 159,790 159,627 0.1 18,577,107
31 FirstMerit Corp. Akron 153,681 149,903 2.5 6,940,475
32 Intrust Financial Corp. Wichita 131,235 128,703 2.0 2,433,045
33 Arvest Bank Group Inc. Bentonville, Ark. 130,524 106,644 22.4 7,972,770
34 Zions Bancorp. Salt Lake City 126,035 119,740 5.3 40,469,024
35 BancorpSouth Inc. Tupelo, Miss. 95,254 93,761 1.6 9,857,446
36 Independent Bankers Financial Corp. Irving, Texas 78,579 75,190 4.5 839,343
37 FirstBank Holding Co. Lakewood, Colo. 73,949 65,442 13.0 4,324,193
38 Capitol Bancorp. Inc. Britton, S.D. 71,918 82,083 -12.4 486,713
39 Amalgamated Investments Co. Chicago 67,354 66,891 0.7 420,944
40 Armed Forces Benefit Association Alexandria, Va. 66,455 NA NA 140,317
41 First Interstate BancSystem Inc. Billings, Mont. 59,113 72,223 -18.2 4,525,689
42 Wilmington Trust Corp. Del. 58,468 60,005 -2.6 9,207,878
43 BBVA PR Holding Corp. San Juan, Puerto Rico 58,295 63,306 -7.9 3,872,121
44 First Citizens Bancorp. Inc. Columbia, S.C. 55,145 53,796 2.5 5,578,049
45 Western Alliance Bancorp. Las Vegas 50,232 33,807 48.6 4,079,638
46 Lauritzen Corp. Omaha 50,000 50,000 0.0 656,890
47 Trustmark Corp. Jackson, Miss. 43,476 42,927 1.3 6,546,022
48 Iberiabank Corp. Lafayette, La. 42,157 38,014 10.9 5,851,659
49 Whitney Holding Corp. New Orleans 38,320 36,328 5.5 8,437,188
50 Central Bancompany Inc. Jefferson City, Mo. 37,199 34,347 8.3 5,806,526
51 First Financial Bancorp. Cincinnati 30,810 27,538 11.9 4,831,091
52 Hopkins Financial Corp. Mitchell, S.D. 24,676 NA NA 437,493
53 City National Corp. Los Angeles 24,160 21,353 13.1 13,998,729
54 Doral GP Ltd. San Juan, Puerto Rico 22,725 25,914 -12.3 5,689,744
55 S&T Bancorp Inc. Indiana, Pa. 18,324 17,445 5.0 3,404,407
56 Franklin Resources Inc. San Mateo, Calif. 17,810 18,632 -4.4 440,301
57 Union First Market Bankshares Corp. Richmond, Va. 17,743 15,723 12.8 1,928,504
58 Banner Corp. Walla Walla, Wash. 16,440 13,129 25.2 3,790,121
59 W.T.B. Financial Corp. Spokane 15,696 13,622 15.2 3,006,545
60 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 14,324 9,693 47.8 3,324,497
61 Palmetto Bancshares Inc. Greenville, S.C. 13,214 12,416 6.4 1,044,196
62 Coppermark Bancshares Inc. Oklahoma City 12,870 13,779 -6.6 945,928
63 Trinity Capital Corp. Los Alamos, N.M. 12,829 10,668 20.3 1,249,032
64 United Bankshares Inc. Charleston, W.Va. 12,230 12,126 0.9 5,742,093
65 QCR Holdings Inc. Moline, Ill. 11,715 10,930 7.2 1,244,320
66 CU Bank Shares Inc. Dallas 10,434 306,506 -96.6 354,405
67 Valley National Bancorp Wayne, N.J. 10,025 9,916 1.1 9,395,563
68 First Security Bancorp Searcy, Ark. 10,004 9,788 2.2 1,559,524
69 West Suburban Bancorp Inc. Lombard, Ill. 9,874 10,484 -5.8 1,193,601
70 Pinnacle Bancorp Inc. Central City, Neb. 9,125 8,598 6.1 3,889,092
71 Hancock Holding Co. Gulfport, Miss. 8,899 71 12,433.8 5,150,287
72 Watford City Bancshares Inc. N.D. 8,859 8,264 7.2 712,095
73 Merchants Financial Group Inc. Winona, Minn. 8,727 7,421 17.6 715,180
74 Hills Bancorp. Iowa 8,604 7,780 10.6 1,541,117
75 First Bancorp Troy, N.C. 8,370 7,561 10.7 2,657,609
76 Republic Bancorp Inc. Louisville $8,066 $6,682 20.7 $2,273,677
77 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,907 8,191 -3.5 564,749
78 Dickinson Financial Corp. II Kansas City, Mo. 7,808 7,680 1.7 3,202,868
79 MidSouth Bancorp Inc. Lafayette, La. 7,623 6,582 15.8 585,042
80 American State Financial Corp. Lubbock 7,586 7,418 2.3 1,060,580
81 NewBridge Bancorp Greensboro, N.C. 7,416 6,703 10.6 1,463,094
82 Central Bancshares Inc. Lexington, Ky. 7,415 7,755 -4.4 1,737,764
83 Bremer Financial Corp. St. Paul 7,203 7,178 0.3 5,542,253
84 Johnson Financial Group Inc. Racine, Wis. 7,192 6,563 9.6 4,553,530
85 Sunflower Financial Inc. Salina, Kan. 7,144 5,549 28.7 967,583
86 Fishback Financial Corp. Brookings, S.D. 6,987 6,844 2.1 1,240,712
87 International Bancshares Corp. Laredo, Texas 6,680 6,972 -4.2 5,667,261
88 Villages Bancorp. Inc. The Villages, Fla. 6,645 6,233 6.6 434,245
89 Yadkin Valley Financial Corp. Elkin, N.C. 6,616 5,324 24.3 1,726,164
90 Commerce Bank and Trust Holding Co. Topeka, Kan. 6,607 6,224 6.2 809,165
91 National Bankshares Inc. Blacksburg, Va. 6,569 6,192 6.1 590,073
92 DCB Financial Corp. Lewis Center, Ohio 6,408 6,123 4.7 491,924
93 Park Bancorp. Inc. Madison, Wis. 6,050 5,216 16.0 728,076
94 Longview Financial Corp. Texas 6,030 5,192 16.1 959,248
95 Cashmere Valley Financial Corp. Cashmere, Wash. 5,872 5,064 16.0 522,846
96 Bank of Kentucky Financial Corp. Crestview Hills 5,503 4,504 22.2 1,161,782
97 Comerica Inc. Dallas 5,456 3,518 55.1 42,189,723
98 Tampa Banking Co. 5,265 4,865 8.2 649,198
99 Skagit State Bancorp Inc. Burlington, Wash. 5,130 3,892 31.8 394,106
100 Utrecht-America Holdings Inc. New York 4,987 4,310 15.7 14,021,529
101 Fidelity Bancshares N.C. Inc. Fuquay-Varina 4,940 4,573 8.0 886,801
102 National Americas Holdings LLC New York 4,931 4,467 10.4 3,511,683
103 Neighbor Insurance Agency Inc. Marion, Iowa 4,647 3,810 22.0 383,984
104 German American Bancorp Inc. Jasper, Ind. 4,624 4,206 9.9 883,528
105 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,517 4,978 -9.3 658,521
106 Farmers and Merchants Investment Inc. Lincoln, Neb. 4,442 4,032 10.2 2,096,011
107 Southern National Banks Inc. Fort Walton Beach, Fla. 4,433 4,359 1.7 182,902
108 CM Florida Holdings Inc. Coral Gables 4,295 0 NA 2,092,049
109 Cascade Bancorp Bend, Ore. 4,210 4,616 -8.8 1,547,676
110 Central Bancorp. Provo, Utah 4,079 3,594 13.5 380,054
111 Univest Corp. of Pennsylvania Souderton 3,891 2,969 31.1 1,427,673
112 Emprise Financial Corp. Wichita 3,770 3,259 15.7 800,413
113 Southern Utah Bancorp. Cedar City 3,704 3,512 5.5 453,224
114 Cascade Financial Corp. Everett, Wash. 3,661 3,033 20.7 1,199,113
115 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,600 3,371 6.8 569,919
116 Palos Bancshares Inc. Palos Heights, Ill. 3,591 3,483 3.1 342,506
117 ATBancorp Dubuque, Iowa 3,583 3,033 18.1 753,045
118 CNB Financial Corp. Clearfield, Pa. 3,560 3,098 14.9 716,360
119 American Bancor Ltd. Dickinson, N.D. 3,556 3,539 0.5 410,998
120 Hometown Community Bancorp Inc. Morton, Ill. 3,554 3,056 16.3 1,518,837
121 D.L. Evans Bancorp Burley, Idaho 3,541 3,183 11.2 641,171
122 First National Bank Group Inc. Edinburg, Texas 3,532 3,929 -10.1 2,694,116
123 Liberty Shares Inc. Hinesville, Ga. 3,493 3,033 15.2 701,484
124 Penseco Financial Services Corp. Scranton, Pa. 3,365 3,272 2.8 603,970
125 TCF Financial Corp. Wayzata, Minn. 3,180 3,334 -4.6 14,590,744
126 People’s Utah Bancorp American Fork 3,131 2,882 8.6 651,739
127 Solvay Bank Corp. N.Y. 3,071 NA NA 368,003
128 CNB Corp. Conway, S.C. 3,000 2,919 2.8 579,796
129 Texas Independent Bancshares Inc. Texas City 2,987 2,580 15.8 313,200
130 Wilson Bank Holding Co. Lebanon, Tenn. 2,973 2,903 2.4 1,120,288
131 Washington Banking Co. Oak Harbor 2,966 2,986 -0.7 817,084
132 Community Bancshares Inc. McArthur, Ohio 2,928 3,083 -5.0 490,029
133 1867 Western Financial Corp. Stockton, Calif. 2,911 2,987 -2.5 1,203,444
134 First Paragould Bankshares Inc. Ark. 2,877 2,701 6.5 479,818
135 Hanmi Financial Corp. Los Angeles 2,821 3,440 -18.0 2,819,060
136 Whitman Bancorp. Inc. Colfax, Wash. 2,789 2,668 4.5 634,022
137 Eastern Virginia Bankshares Inc. Tappahannock 2,768 3,041 -9.0 853,063
138 Home BancShares Inc. Conway, Ark. 2,763 2,596 6.4 1,950,285
139 First Guaranty Bancshares Inc. Hammond, La. 2,754 2,249 22.5 589,902
140 ServisFirst Bancshares Inc. Birmingham, Ala. 2,659 2,044 30.1 1,213,286
141 Southside Bancshares Inc. Tyler, Texas 2,597 2,311 12.4 1,036,433
142 Town Financial Corp. Hartford City, Ind. 2,589 2,591 -0.1 204,433
143 Commonwealth Bancshares Inc. Louisville 2,522 2,543 -0.8 666,137
144 United Bankers’ Bancorp. Inc. Bloomington, Minn. 2,483 NA NA 319,307
145 Ambank Holdings Inc. Davenport, Iowa 2,459 2,573 -4.4 478,425
146 Mountain National Bancshares Inc. Sevierville, Tenn. 2,411 2,195 9.8 407,702
147 F&M Bank Corp. Timberville, Va. 2,356 1,940 21.4 465,571
148 Omni Bancshares Inc. Metairie, La. 2,269 2,270 0.0 565,896
149 BTC Financial Corp. Des Moines 2,255 2,107 7.0 2,010,142
150 One American Corp. Vacherie, La. 2,220 2,007 10.6 505,619
151 North American Bancshares Inc. Sherman, Texas 2,194 2,061 6.5 1,356,807
152 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,158 1,971 9.5 537,289
153 Chemung Financial Corp. Elmira, N.Y. 2,155 2,373 -9.2 596,053
154 Illinois National Bancorp Inc. Springfield 2,153 2,226 -3.3 367,588
155 SouthCrest Financial Group Inc. Fayetteville, Ga. 2,148 2,212 -2.9 380,381
156 Mid Illinois Bancorp Inc. Peoria 2,147 1,968 9.1 363,476
157 Four Oaks Fincorp Inc. N.C. 2,128 2,060 3.3 715,133
158 First Volunteer Corp. Chattanooga, Tenn. 2,104 1,933 8.8 483,089
159 Woodforest Financial Group Inc. The Woodlands, Texas 2,096 3,335 -37.2 1,802,512
160 WesBanco Inc. Wheeling, W.Va. 2,090 2,166 -3.5 3,484,434
161 1st Summit Bancorp of Johnstown Inc. Pa. 2,013 NA NA 342,217
162 Arthur Financial Corp. Union, S.C. 2,005 1,918 4.5 535,250
163 Intermountain Community Bancorp Sandpoint, Idaho 1,991 1,797 10.8 678,727
164 FMB Bancshares Inc. Lakeland, Ga. 1,987 NA NA 511,571
165 Security National Corp. Omaha 1,948 1,816 7.3 424,712
166 Whitaker Bank Corp. of Kentucky Lexington 1,938 1,796 7.9 1,171,221
167 Lone Star National Bancshares-Texas Inc. McAllen 1,922 1,701 13.0 1,184,708
168 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 1,893 NA NA 307,958
169 First Community Bancshares Inc. Batesville, Ark. 1,891 1,421 33.1 494,218
170 Bank of Southside Virginia Corp. Carson 1,886 NA NA 323,050
171 Baylake Corp. Sturgeon Bay, Wis. 1,867 1,627 14.8 654,461
172 First Bank Corp. Fort Smith, Ark. 1,861 1,625 14.5 1,067,093
173 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,860 1,825 1.9 433,729
174 National Bank of Indianapolis Corp. 1,849 1,771 4.4 863,578
175 First National Security Co. Hot Springs, Ark. 1,832 1,909 -4.0 650,266
176 NEB Corp. Fond Du Lac, Wis. 1,827 1,694 7.9 950,343
177 Pacific Financial Corp. Aberdeen, Wash. 1,805 1,720 4.9 493,658
178 Eastwood Financial Corp. Rochester, Minn. 1,698 1,499 13.3 350,330
179 Diboll State Bancshares Inc. Texas 1,681 1,635 2.8 485,261
180 Bankfirst Capital Corp. Macon, Miss. 1,672 1,546 8.2 503,639
181 Highlands Bankshares Inc. Abingdon, Va. 1,641 1,482 10.7 486,119
182 Southwest Missouri Bancorp. Inc. Carthage 1,633 1,691 -3.4 417,355
183 Ohio Valley Banc Corp. Gallipolis, Ohio 1,623 1,022 58.8 651,356
184 Plumas Bancorp Quincy, Calif. 1,614 1,557 3.7 332,977
185 Bankmanagers Corp. Milwaukee 1,568 1,556 0.8 662,092
186 Tennessee State Bancshares Inc. Pigeon Forge 1,543 1,557 -0.9 553,214
187 Ambank Co. Inc. Sioux Center, Iowa 1,533 1,382 10.9 619,536
188 Kentucky Bancshares Inc. Paris 1,528 1,486 2.8 425,609
189 First Trust Corp. New Orleans 1,517 1,202 26.2 669,009
190 First Internet Bancorp Indianapolis 1,473 1,605 -8.2 322,707
191 Westbrand Inc. Minot, N.D. 1,458 NA NA 317,119
192 Community Bank of South Florida Inc. Homestead 1,440 1,404 2.6 429,320
193 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,430 1,243 15.0 512,750
194 Home State Bancorp Loveland, Colo. 1,358 NA NA 360,146
195 American Bancorp. Inc. Sapulpa, Okla. 1,318 1,218 8.2 320,467
196 Klein Financial Inc. Chaska, Minn. 1,280 1,151 11.2 1,032,884
197 MB Financial Inc. Chicago 1,267 1,285 -1.4 6,524,547
198 CVB Financial Corp. Ontario, Calif. 1,262 0 NA 4,080,452
199 Bridge Capital Holdings San Jose 1,260 981 28.4 574,989
200 Summit Financial Group Inc. Moorefield, W.Va. 1,258 1,046 20.3 1,154,329


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of May 15, 2010.
Source:

SNL Financial
, Charlottesville, Va.
© 2010 American Banker