Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn June 30, 2010. Dollars in thousands.
Published December 3, 2010

Rank   Credit card loans Total loans
and leases
June 30 Year earlier Change
1 Citigroup Inc. New York $159,055,000 $69,961,000 127.3% $727,574,000
2 Bank of America Corp. Charlotte, N.C. 143,130,158 69,377,530 106.3 1,008,813,426
3 JPMorgan Chase & Co. New York 139,780,000 74,859,000 86.7 724,067,000
4 American Express Co. New York 57,272,537 32,457,549 76.5 91,302,561
5 Capital One Financial Corp. McLean, Va. 51,391,114 17,982,244 185.8 127,748,267
6 Discover Financial Services Riverwoods, Ill. 44,631,866 25,314,515 76.3 49,729,614
7 HSBC North America Holdings Inc. New York 33,549,502 42,010,539 -20.1 151,375,491
8 Wells Fargo & Co. San Francisco 22,250,000 23,406,000 -4.9 812,245,000
9 U.S. Bancorp Minneapolis 16,767,000 14,874,000 12.7 192,662,000
10 Barclays Group US Inc. Wilmington, Del. 9,986,000 10,400,825 -4.0 21,767,000
11 PNC Financial Services Group Inc. Pittsburgh 3,546,869 1,804,960 96.5 157,176,316
12 Fifth Third Bancorp Cincinnati 1,829,736 1,895,044 -3.4 78,382,363
13 BB&T Corp. Winston-Salem, N.C. 1,691,799 1,439,121 17.6 104,718,522
14 Citizens Financial Group Inc. Providence, R.I. 1,535,863 2,289,724 -32.9 91,663,951
15 Popular Inc. Hato Rey, Puerto Rico 1,160,000 1,130,000 2.7 26,646,000
16 Commerce Bancshares Inc. Kansas City, Mo. 776,346 709,820 9.4 10,225,512
17 TD Bank US Holding Co. Portland, Maine 752,344 649,071 15.9 56,623,840
18 United National Corp. Sioux Falls, S.D. 625,204 595,906 4.9 1,250,251
19 SunTrust Banks Inc. Atlanta 507,267 480,300 5.6 116,110,134
20 BBVA USA Bancshares Inc. Houston 506,092 460,999 9.8 41,596,351
21 BancWest Corp. San Francisco 402,297 385,350 4.4 51,670,443
22 UMB Financial Corp. Kansas City, Mo. 311,580 198,702 56.8 4,458,857
23 Synovus Financial Corp. Columbus, Ga. 284,152 288,350 -1.5 23,537,858
24 Marshall & Ilsley Corp. Milwaukee 278,615 275,287 1.2 41,317,486
25 Harris Financial Corp. Chicago 250,724 24 1,044,583.3 29,192,117
26 Santander BanCorp Guaynabo, Puerto Rico 238,354 249,933 -4.6 5,222,964
27 First Citizens BancShares Inc. Raleigh, N.C. 236,963 291,737 -18.8 14,080,660
28 RBC Bancorp. USA Raleigh, N.C. 184,922 176,415 4.8 19,269,396
29 Simmons First National Corp. Pine Bluff, Ark. 180,591 168,897 6.9 1,879,672
30 First Horizon National Corp. Memphis, Tenn. 150,965 151,596 -0.4 17,659,936
31 FirstMerit Corp. Akron, Ohio 146,446 148,270 -1.2 9,405,163
32 Arvest Bank Group Inc. Bentonville, Ark. 142,674 113,471 25.7 7,660,308
33 Zions Bancorp. Salt Lake City 127,271 118,903 7.0 38,264,753
34 Intrust Financial Corp. Wichita, Kan. 124,464 121,199 2.7 2,281,845
35 BancorpSouth Inc. Tupelo, Miss. 87,955 89,593 -1.8 9,748,996
36 Independent Bankers Financial Corp. Irving, Texas 75,191 72,588 3.6 780,479
37 FirstBank Holding Co. Lakewood, Colo. 73,632 65,649 12.2 4,410,350
38 Amalgamated Investments Co. Chicago 63,648 64,168 -0.8 396,676
39 Capitol Bancorp. Inc. Britton, S.D. 59,329 75,182 -21.1 463,755
40 First Interstate BancSystem Inc. Billings, Mont. 58,574 53,326 9.8 4,560,068
41 Wilmington Trust Corp. Del. 56,417 56,182 0.4 8,384,802
42 BBVA PR Holding Corp. San Juan, Puerto Rico 56,099 63,849 -12.1 3,532,300
43 First Citizens Bancorp. Inc. Columbia, S.C. 54,158 52,988 2.2 5,154,977
44 Western Alliance Bancorp. Phoenix 47,631 40,819 16.7 4,129,950
45 Whitney Holding Corp. New Orleans 43,144 34,079 26.6 8,007,841
46 Trustmark Corp. Jackson, Miss. 40,981 41,509 -1.3 6,273,364
47 Iberiabank Corp. Lafayette, La. 39,644 40,403 -1.9 5,877,982
48 Central Bancompany Inc. Jefferson City, Mo. 29,230 34,639 -15.6 5,741,797
49 First Financial Bancorp. Cincinnati 26,773 27,024 -0.9 4,518,524
50 City National Corp. Los Angeles 25,528 22,380 14.1 13,563,890
51 Hopkins Financial Corp. Mitchell, S.D. 19,799 27,134 -27.0 400,756
52 S&T Bancorp Inc. Indiana, Pa. 17,338 16,395 5.8 3,396,729
53 W.T.B. Financial Corp. Spokane, Wash. 16,601 13,637 21.7 2,918,438
54 Franklin Resources Inc. San Mateo, Calif. 15,784 17,068 -7.5 462,545
55 Union First Market Bankshares Corp. Richmond, Va. 14,828 16,011 -7.4 2,894,373
56 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 13,876 10,432 33.0 3,686,298
57 Palmetto Bancshares Inc. Greenville, S.C. 12,433 12,256 1.4 969,142
58 Hancock Holding Co. Gulfport, Miss. 11,803 0 NA 5,014,971
59 QCR Holdings Inc. Moline, Ill. 11,597 11,407 1.7 1,210,801
60 Coppermark Bancshares Inc. Oklahoma City 11,572 12,889 -10.2 955,706
61 United Bankshares Inc. Charleston, W.Va. 11,551 11,279 2.4 5,464,426
62 Trinity Capital Corp. Los Alamos, N.M. 11,348 10,477 8.3 1,195,994
63 Banner Corp. Walla Walla, Wash. 11,195 14,186 -21.1 3,631,504
64 First Security Bancorp Searcy, Ark. 10,167 9,431 7.8 1,570,197
65 Valley National Bancorp Wayne, N.J. 9,572 9,956 -3.9 9,438,313
66 West Suburban Bancorp Inc. Lombard, Ill. 9,424 9,757 -3.4 1,156,031
67 Watford City Bancshares Inc. N.D. 8,799 8,139 8.1 686,255
68 Merchants Financial Group Inc. Winona, Minn. 8,627 7,649 12.8 685,134
69 Pinnacle Bancorp Inc. Central City, Neb. 8,533 8,323 2.5 3,879,530
70 CU Bank Shares Inc. Dallas 8,264 12,591 -34.4 319,432
71 First Bancorp Troy, N.C. 8,220 7,712 6.6 2,558,729
72 Hills Bancorp. Iowa 7,934 7,415 7.0 1,551,315
73 Republic Bancorp Inc. Louisville, Ky. 7,893 6,910 14.2 2,207,304
74 American State Financial Corp. Lubbock, Texas 7,861 7,693 2.2 1,085,016
75 First Niagara Financial Group Inc. Buffalo, N.Y. 7,626 NA NA 10,041,093
76 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,613 7,885 -3.4 602,676
77 Central Bancshares Inc. Lexington, Ky. 7,491 7,262 3.2 1,772,170
78 Dickinson Financial Corp. II Kansas City, Mo. 7,371 7,243 1.8 2,645,222
79 Johnson Financial Group Inc. Racine, Wis. 7,307 6,733 8.5 4,285,682
80 Sunflower Financial Inc. Salina, Kan. 7,301 6,244 16.9 940,045
81 NewBridge Bancorp Greensboro, N.C. 7,274 6,526 11.5 1,418,701
82 Fishback Financial Corp. Brookings, S.D. 7,007 6,694 4.7 1,236,247
83 Bremer Financial Corp. St. Paul, Minn. 6,892 6,945 -0.8 5,504,336
84 National Bankshares Inc. Blacksburg, Va. 6,677 6,627 0.8 585,116
85 Comerica Inc. Dallas 6,527 6,054 7.8 40,631,298
86 Longview Financial Corp. Texas 6,288 5,375 17.0 1,001,400
87 DCB Financial Corp Lewis Center, Ohio 6,229 6,276 -0.7 465,699
88 Park Bancorp. Inc. Madison, Wis. 6,179 5,349 15.5 711,395
89 Commerce Bank and Trust Holding Co. Topeka, Kan. 6,163 5,447 13.1 768,601
90 Cashmere Valley Financial Corp. Cashmere, Wash. 6,150 5,143 19.6 521,520
91 Villages Bancorp. Inc. The Villages, Fla. 6,135 5,955 3.0 416,936
92 Skagit State Bancorp Inc. Burlington, Wash. 5,406 4,600 17.5 383,516
93 Tampa Banking Co. Fla. 5,400 4,732 14.1 638,527
94 Bank of Kentucky Financial Corp. Crestview Hills 5,383 4,886 10.2 1,129,759
95 National Americas Holdings LLC New York 5,357 4,356 23.0 5,428,036
96 Utrecht-America Holdings Inc. New York 5,190 4,248 22.2 26,363,020
97 Fidelity Bancshares N.C. Inc. Fuquay-Varina 5,144 4,712 9.2 849,478
98 MidSouth Bancorp Inc. Lafayette, La. 5,010 6,848 -26.8 586,062
99 Community and Southern Holdings Inc. Carrollton, Ga. 4,927 NA NA 822,306
100 Farmers and Merchants Investment Inc. Lincoln, Neb. 4,873 4,098 18.9 2,037,188
101 German American Bancorp Inc. Jasper, Ind. 4,760 4,224 12.7 923,706
102 Oriental Financial Group Inc. San Juan, Puerto Rico 4,668 820 469.3 1,975,004
103 Neighbor Insurance Agency Inc. Marion, Iowa 4,467 3,766 18.6 380,344
104 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,349 5,036 -13.6 667,363
105 Southern National Banks Inc. Fort Walton Beach, Fla. 4,278 4,551 -6.0 171,821
106 International Bancshares Corp. Laredo, Texas 4,175 6,469 -35.5 5,538,623
107 Univest Corp. of Pennsylvania Souderton 4,161 3,070 35.5 1,451,632
108 Cascade Bancorp Bend, Ore. 4,041 4,397 -8.1 1,348,933
109 M&T Bank Corp. Buffalo, N.Y. 3,956 0 NA 51,061,286
110 Central Bancorp. Provo, Utah 3,898 3,623 7.6 370,941
111 American Bancor Ltd. Dickinson, N.D. 3,801 3,302 15.1 447,083
112 Cascade Financial Corp. Everett, Wash. 3,730 3,418 9.1 1,105,865
113 Emprise Financial Corp. Wichita, Kan. 3,685 3,259 13.1 766,965
114 CNB Financial Corp. Clearfield, Pa. 3,662 3,050 20.1 741,210
115 D.L. Evans Bancorp Burley, Idaho 3,502 3,285 6.6 623,939
116 Liberty Shares Inc. Hinesville, Ga. 3,487 3,222 8.2 690,345
117 Southern Utah Bancorp. Cedar City 3,451 3,336 3.4 426,806
118 TCF Financial Corp. Wayzata, Minn. 3,364 3,271 2.8 14,639,893
119 Penseco Financial Services Corp. Scranton, Pa. 3,282 3,235 1.5 609,736
120 First National Bank Group Inc. Edinburg, Texas 3,253 3,614 -10.0 2,663,938
121 ServisFirst Bancshares Inc. Birmingham, Ala. 3,235 2,230 45.1 1,292,872
122 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,176 3,236 -1.9 546,017
123 Yadkin Valley Financial Corp. Elkin, N.C. 3,056 6,004 -49.1 1,697,317
124 People's Utah Bancorp American Fork 3,049 2,958 3.1 615,063
125 CNB Corp. Conway, S.C. 3,043 2,860 6.4 564,004
126 Texas Independent Bancshares Inc. Texas City 3,014 2,657 13.4 328,152
127 First Guaranty Bancshares Inc. Hammond, La. 3,009 2,372 26.9 622,646
128 Solvay Bank Corp. N.Y. 3,009 2,866 5.0 368,249
129 Washington Banking Co. Oak Harbor, Wash. 2,998 2,867 4.6 1,125,097
130 Community Bancshares Inc. McArthur, Ohio 2,873 2,796 2.8 479,019
131 First Paragould Bankshares Inc. Ark. 2,840 2,723 4.3 508,649
132 Wilson Bank Holding Co. Lebanon, Tenn. 2,682 2,747 -2.4 1,107,671
133 Hanmi Financial Corp. Los Angeles 2,643 3,173 -16.7 2,503,426
134 ATBancorp Dubuque, Iowa 2,629 3,040 -13.5 753,025
135 Whitman Bancorp. Inc. Colfax, Wash. 2,620 2,725 -3.9 587,452
136 Eastern Virginia Bankshares Inc. Tappahannock 2,616 2,653 -1.4 844,120
137 UnionBanCal Corp. San Francisco 2,586 0 NA 48,362,889
138 1867 Western Financial Corp. Stockton, Calif. 2,529 2,408 5.0 1,152,630
139 F&M Bank Corp. Timberville, Va. 2,475 1,956 26.5 477,864
140 Mountain National Bancshares Inc. Sevierville, Tenn. 2,460 2,470 -0.4 396,457
141 Somerset Trust Holding Co. Pa. 2,435 NA NA 351,937
142 Hometown Community Bancorp Inc. Morton, Ill. 2,396 3,107 -22.9 1,516,593
143 Town Financial Corp. Hartford City, Ind. 2,366 2,480 -4.6 206,764
144 BTC Financial Corp. Des Moines, Iowa 2,353 2,020 16.5 2,059,547
145 Commonwealth Bancshares Inc. Louisville, Ky. 2,343 2,500 -6.3 649,301
146 Omni Bancshares Inc. Metairie, La. 2,187 2,100 4.1 544,371
147 First Volunteer Corp. Chattanooga, Tenn. 2,155 1,927 11.8 493,195
148 Mid Illinois Bancorp Inc. Peoria 2,153 2,019 6.6 365,771
149 One American Corp. Vacherie, La. 2,105 1,962 7.3 495,067
150 SouthCrest Financial Group Inc. Fayetteville, Ga. 2,094 2,033 3.0 393,133
151 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,088 1,992 4.8 531,788
152 Southside Bancshares Inc. Tyler, Texas 2,054 2,371 -13.4 1,020,990
153 National Bank of Indianapolis Corp. 2,049 1,759 16.5 887,776
154 BNC Bancorp High Point, N.C. 2,046 0 NA 1,471,366
155 Whitaker Bank Corp. of Kentucky Lexington 2,043 1,904 7.3 1,168,809
156 FMB Bancshares Inc. Lakeland, Ga. 2,026 1,875 8.1 485,397
157 Intermountain Community Bancorp Sandpoint, Idaho 1,994 1,897 5.1 640,695
158 1st Summit Bancorp of Johnstown Inc. Pa. 1,986 1,795 10.6 351,595
159 North American Bancshares Inc. Sherman, Texas 1,986 2,069 -4.0 1,289,686
160 First Community Bancshares Inc. Batesville, Ark. 1,974 1,481 33.3 526,312
161 Heartland BancCorp Gahanna, Ohio 1,970 NA NA 400,015
162 Chemung Financial Corp. Elmira, N.Y. 1,962 2,091 -6.2 588,818
163 Arthur Financial Corp. Union, S.C. 1,961 1,877 4.5 513,460
164 Four Oaks Fincorp Inc. N.C. 1,949 1,880 3.7 710,626
165 Illinois National Bancorp Inc. Springfield 1,949 2,073 -6.0 344,215
166 Bank of Southside Virginia Corp. Carson 1,933 1,939 -0.3 312,011
167 NEB Corp. Fond Du Lac, Wis. 1,924 1,679 14.6 920,953
168 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,914 1,795 6.6 440,928
169 Pacific Financial Corp. Aberdeen, Wash. 1,866 1,659 12.5 481,830
170 First Bank Corp Fort Smith, Ark. 1,855 1,682 10.3 1,075,194
171 Ohio Valley Banc Corp. Gallipolis, Ohio 1,846 1,005 83.7 652,886
172 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 1,803 1,727 4.4 345,925
173 Baylake Corp. Sturgeon Bay, Wis. 1,783 1,817 -1.9 641,145
174 Eastwood Financial Corp. Rochester, Minn. 1,778 1,544 15.2 350,013
175 Bankfirst Capital Corp. Macon, Miss. 1,759 1,581 11.3 494,009
176 First National Security Co. Hot Springs, Ark. 1,740 1,803 -3.5 631,231
177 Woodforest Financial Group Inc. The Woodlands, Texas 1,739 2,451 -29.0 1,706,914
178 Lone Star National Bancshares-Texas Inc. McAllen 1,728 1,751 -1.3 1,212,384
179 Highlands Bankshares Inc. Abingdon, Va. 1,722 1,520 13.3 482,013
180 Bankmanagers Corp. Milwaukee 1,697 1,571 8.0 656,125
181 United Bancorp. of Alabama Inc. Atmore 1,669 NA NA 281,889
182 Diboll State Bancshares Inc. Texas 1,651 1,614 2.3 480,907
183 Plumas Bancorp Quincy, Calif. 1,596 1,555 2.6 324,472
184 First Trust Corp. New Orleans 1,540 1,254 22.8 674,717
185 Kentucky Bancshares Inc. Paris, Ky. 1,535 1,454 5.6 416,770
186 Mercantile Bank Corp. Grand Rapids, Mich. 1,524 545 179.6 1,410,711
187 Tennessee State Bancshares Inc. Pigeon Forge 1,524 1,516 0.5 538,250
188 Southwest Missouri Bancorp. Inc. Carthage 1,517 1,547 -1.9 412,458
189 Ambank Co. Inc. Sioux Center, Iowa 1,459 1,368 6.7 619,010
190 Westbrand Inc. Minot, N.D. 1,428 1,419 0.6 323,639
191 Ironhorse Financial Group Inc. Muskogee, Okla. 1,425 1,240 14.9 625,469
192 Community Bank of South Florida Inc. Homestead 1,413 1,408 0.4 407,576
193 First Internet Bancorp Indianapolis 1,408 1,427 -1.3 308,257
194 Home State Bancorp Loveland, Colo. 1,385 1,240 11.7 341,568
195 Platte Valley Financial Service Companies Inc. Scottsbluff, Neb. 1,378 1,347 2.3 505,322
196 Summit Financial Group Inc. Moorefield, W.Va. 1,370 1,147 19.4 1,086,390
197 Security National Corp. Omaha, Neb. 1,360 1,769 -23.1 428,614
198 SNBNY Holdings Ltd. Gibraltar, N.Y. 1,302 1,041 25.1 1,295,345
199 CNB Bancshares Inc. Sevierville, Tenn. 1,294 1,213 6.7 593,899
200 American Bancorp. Inc. Sapulpa, Okla. 1,287 1,164 10.6 322,368


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Nov. 11, 2010.
Source:

SNL Financial
, Charlottesville, Va.
© 2010 American Banker