Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Sept. 30, 2010. Dollars in thousands.
Published February 25, 2011

Rank   Credit card loans Total loans
and leases
Sept. 30 Year earlier Change
1 Citigroup Inc. New York $156,616,000 $69,779,000 124.4% $717,243,000
2 Bank of America Corp. Charlotte, N.C. 140,871,024 70,206,074 100.7 981,393,278
3 JPMorgan Chase & Co. New York 126,919,000 67,354,000 88.4 717,567,000
4 American Express Co. New York 57,210,123 31,474,690 81.8 91,700,622
5 Capital One Financial Corp. McLean, Va. 51,729,263 16,977,676 204.7 127,039,223
6 Discover Financial Services Riverwoods, Ill. 44,468,208 19,990,424 122.4 48,311,872
7 HSBC North America Holdings Inc. New York 32,580,343 40,705,513 -20.0 144,157,151
8 Wells Fargo & Co. San Francisco 22,033,000 23,833,000 -7.6 803,628,000
9 U.S. Bancorp Minneapolis 16,495,000 16,402,000 0.6 199,553,000
10 PNC Financial Services Group Inc. Pittsburgh 3,414,746 2,070,874 64.9 153,461,410
11 Fifth Third Bancorp Cincinnati 1,820,791 1,952,478 -6.7 78,741,558
12 BB&T Corp. Winston-Salem, N.C. 1,709,615 1,566,650 9.1 106,013,878
13 Citizens Financial Group Inc. Providence, R.I. 1,511,194 2,244,973 -32.7 89,034,061
14 Popular Inc. Hato Rey, Puerto Rico 1,146,000 1,132,000 1.2 26,264,000
15 Commerce Bancshares Inc. Kansas City, Mo. 791,957 766,090 3.4 9,955,164
16 TD Bank US Holding Co. Portland, Maine 783,030 670,271 16.8 64,509,716
17 United National Corp. Sioux Falls, S.D. 612,961 621,433 -1.4 1,223,870
18 BBVA USA Bancshares Inc. Houston 515,695 467,289 10.4 40,897,110
19 SunTrust Banks Inc. Atlanta 502,636 474,750 5.9 118,168,722
20 BancWest Corp. San Francisco 399,658 389,500 2.6 51,548,152
21 First Citizens BancShares Inc. Raleigh, N.C. 327,288 297,819 9.9 13,847,822
22 UMB Financial Corp. Kansas City, Mo. 312,103 208,498 49.7 4,594,818
23 Synovus Financial Corp. Columbus, Ga. 280,898 288,147 -2.5 22,872,691
24 Marshall & Ilsley Corp. Milwaukee 277,776 277,902 0.0 39,723,134
25 Harris Financial Corp. Chicago 250,288 1 25,028,700.0 28,785,351
26 Santander BanCorp Guaynabo, Puerto Rico 234,359 243,397 -3.7 5,298,539
27 Simmons First National Corp. Pine Bluff, Ark. 181,773 175,493 3.6 1,803,097
28 First Horizon National Corp. Memphis, Tenn. 147,141 151,268 -2.7 17,474,368
29 Arvest Bank Group Inc. Bentonville, Ark. 145,950 123,900 17.8 7,610,654
30 FirstMerit Corp. Akron, Ohio 144,946 147,907 -2.0 8,956,068
31 Zions Bancorp. Salt Lake City 130,154 117,792 10.5 37,849,933
32 Intrust Financial Corp. Wichita, Kan. 122,880 122,391 0.4 2,266,985
33 BancorpSouth Inc. Tupelo, Miss. 88,200 90,109 -2.1 9,647,864
34 Independent Bankers Financial Corp. Irving, Texas 73,949 74,801 -1.1 752,393
35 FirstBank Holding Co. Lakewood, Colo. 73,474 68,776 6.8 4,442,469
36 Amalgamated Investments Co. Chicago 63,752 63,971 -0.3 386,240
37 First Interstate BancSystem Inc. Billings, Mont. 59,222 56,346 5.1 4,450,105
38 Capitol Bancorp. Inc. Britton, S.D. 57,268 73,244 -21.8 457,791
39 Wilmington Trust Corp. Del. 55,463 58,712 -5.5 8,120,281
40 BBVA PR Holding Corp. San Juan, Puerto Rico 54,613 58,493 -6.6 3,570,983
41 First Citizens Bancorp. Inc. Columbia, S.C. 53,643 53,417 0.4 5,069,217
42 Whitney Holding Corp. New Orleans 46,596 34,714 34.2 7,783,094
43 Western Alliance Bancorp. Phoenix 46,118 46,720 -1.3 4,173,480
44 Trustmark Corp. Jackson, Miss. 40,448 41,449 -2.4 6,266,841
45 Iberiabank Corp. Lafayette, La. 39,695 42,527 -6.7 5,966,727
46 M&T Bank Corp. Buffalo, N.Y. 28,951 23 125,773.9 50,791,558
47 Central Bancompany Inc. Jefferson City, Mo. 28,906 35,462 -18.5 5,906,073
48 First Financial Bancorp. Cincinnati 26,650 29,143 -8.6 4,393,868
49 Hopkins Financial Corp. Mitchell, S.D. 18,727 26,251 -28.7 387,758
50 Doral Financial Corp. San Juan, Puerto Rico 18,682 NA NA 5,959,974
51 S&T Bancorp Inc. Indiana, Pa. 17,543 16,851 4.1 3,370,983
52 W.T.B. Financial Corp. Spokane, Wash. 17,133 14,918 14.8 2,857,143
53 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 15,806 13,175 20.0 3,677,653
54 Franklin Resources Inc. San Mateo, Calif. 15,251 17,062 -10.6 451,758
55 Union First Market Bankshares Corp. Richmond, Va. 15,190 16,517 -8.0 2,926,648
56 Coppermark Bancshares Inc. Oklahoma City 12,965 12,906 0.5 954,299
57 Palmetto Bancshares Inc. Greenville, S.C. 12,472 12,566 -0.7 919,844
58 QCR Holdings Inc. Moline, Ill. 11,754 11,263 4.4 1,189,978
59 First Niagara Financial Group Inc. Buffalo, N.Y. 11,596 NA NA 10,123,588
60 United Bankshares Inc. Charleston, W.Va. 11,542 11,496 0.4 5,325,806
61 Trinity Capital Corp. Los Alamos, N.M. 11,322 9,074 24.8 1,205,745
62 Banner Corp. Walla Walla, Wash. 11,266 15,314 -26.4 3,498,102
63 First Security Bancorp Searcy, Ark. 10,398 9,669 7.5 1,574,838
64 Hancock Holding Co. Gulfport, Miss. 10,253 0 NA 4,961,898
65 City National Corp. Los Angeles 9,942 23,600 -57.9 13,378,816
66 West Suburban Bancorp Inc. Lombard, Ill. 9,553 9,872 -3.2 1,135,408
67 Valley National Bancorp Wayne, N.J. 9,462 9,916 -4.6 9,540,152
68 Merchants Financial Group Inc. Winona, Minn. 9,223 8,259 11.7 695,021
69 Watford City Bancshares Inc. N.D. 8,884 8,478 4.8 701,218
70 Pinnacle Bancorp Inc. Central City, Neb. 8,276 8,366 -1.1 3,881,600
71 Utrecht-America Holdings Inc. New York 8,198 4,843 69.3 27,336,211
72 Hills Bancorp. Iowa 8,178 7,676 6.5 1,554,455
73 First Bancorp Troy, N.C. 8,141 8,065 0.9 2,514,307
74 Republic Bancorp Inc. Louisville, Ky. 7,961 7,517 5.9 2,163,113
75 Central Bancshares Inc. Lexington, Ky. 7,828 7,282 7.5 1,768,355
76 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,705 7,918 -2.7 615,042
77 American State Financial Corp. Lubbock, Texas 7,628 7,522 1.4 1,107,712
78 Johnson Financial Group Inc. Racine, Wis. 7,599 7,042 7.9 4,183,236
79 Sunflower Financial Inc. Salina, Kan. 7,552 6,577 14.8 913,865
80 Dickinson Financial Corp. II Kansas City, Mo. 7,529 7,619 -1.2 2,424,097
81 CU Bank Shares Inc. Dallas 7,432 11,381 -34.7 313,517
82 NewBridge Bancorp Greensboro, N.C. 7,420 6,840 8.5 1,373,427
83 Fishback Financial Corp. Brookings, S.D. 7,284 6,748 7.9 1,210,223
84 Bremer Financial Corp. St. Paul, Minn. 6,960 7,147 -2.6 5,436,511
85 Cashmere Valley Financial Corp. Cashmere, Wash. 6,271 5,563 12.7 576,842
86 Commerce Bank and Trust Holding Co. Topeka, Kan. 6,236 6,290 -0.9 729,816
87 Longview Financial Corp. Texas 6,231 5,657 10.1 1,046,096
88 National Bankshares Inc. Blacksburg, Va. 6,228 6,417 -2.9 584,365
89 Villages Bancorp. Inc. The Villages, Fla. 6,084 6,103 -0.3 403,544
90 DCB Financial Corp. Lewis Center, Ohio 6,080 6,240 -2.6 454,319
91 Park Bancorp. Inc. Madison, Wis. 5,870 5,562 5.5 687,858
92 National Americas Holdings LLC New York 5,735 4,591 24.9 5,409,393
93 Bank of Kentucky Financial Corp. Crestview Hills 5,643 5,017 12.5 1,142,071
94 Discount Bancorp Inc. New York 5,589 538 938.8 3,993,407
95 Tampa Banking Co. Fla. 5,420 4,935 9.8 626,749
96 Skagit State Bancorp Inc. Burlington, Wash. 5,361 4,725 13.5 385,109
97 Farmers and Merchants Investment Inc. Lincoln, Neb. 5,282 4,173 26.6 2,026,044
98 Fidelity Bancshares N.C. Inc. Fuquay-Varina 5,077 4,880 4.0 828,942
99 MidSouth Bancorp Inc. Lafayette, La. 4,922 7,140 -31.1 598,311
100 German American Bancorp Inc. Jasper, Ind. 4,750 4,439 7.0 927,250
101 Community and Southern Holdings Inc. Carrollton, Ga. 4,707 NA NA 1,133,654
102 Neighbor Insurance Agency Inc. Marion, Iowa 4,515 4,283 5.4 384,626
103 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,498 4,162 8.1 644,163
104 Univest Corp. of Pennsylvania Souderton 4,385 3,574 22.7 1,471,183
105 Oriental Financial Group Inc. San Juan, Puerto Rico 4,092 1,049 290.1 1,891,272
106 International Bancshares Corp. Laredo, Texas 4,058 6,849 -40.8 5,497,419
107 Southern National Banks Inc. Fort Walton Beach, Fla. 4,023 4,459 -9.8 164,774
108 Cascade Bancorp Bend, Ore. 3,894 4,220 -7.7 1,276,687
109 Emprise Financial Corp. Wichita, Kan. 3,870 3,393 14.1 750,030
110 Central Bancorp. Provo, Utah 3,818 3,812 0.2 365,870
111 CNB Financial Corp. Clearfield, Pa. 3,774 3,227 17.0 756,896
112 American Bancor Ltd. Dickinson, N.D. 3,759 3,460 8.6 459,537
113 Cascade Financial Corp. Everett, Wash. 3,730 3,591 3.9 1,052,421
114 Liberty Shares Inc. Hinesville, Ga. 3,637 3,415 6.5 676,088
115 First Midwest Bancorp Inc. Itasca, Ill. 3,472 0 NA 5,564,866
116 D.L. Evans Bancorp Burley, Idaho 3,414 3,321 2.8 593,893
117 Southern Utah Bancorp. Cedar City 3,399 3,371 0.8 420,557
118 Washington Banking Co. Oak Harbor, Wash. 3,267 2,796 16.8 1,238,164
119 Penseco Financial Services Corp. Scranton, Pa. 3,259 3,272 -0.4 620,553
120 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,231 3,281 -1.5 546,814
121 First National Bank Group Inc. Edinburg, Texas 3,210 3,643 -11.9 2,658,812
122 ServisFirst Bancshares Inc. Birmingham, Ala. 3,165 2,264 39.8 1,354,210
123 TCF Financial Corp. Wayzata, Minn. 3,125 2,861 9.2 14,896,601
124 First Guaranty Bancshares Inc. Hammond, La. 3,069 2,557 20.0 607,556
125 Texas Independent Bancshares Inc. Texas City 3,009 2,690 11.9 333,066
126 CNB Corp. Conway, S.C. 3,003 2,838 5.8 548,041
127 Solvay Bank Corp. N.Y. 2,919 2,895 0.8 368,616
128 Alliance Financial Corp. Syracuse, N.Y. 2,915 0 NA 903,242
129 Community Bancshares Inc. McArthur, Ohio 2,889 2,728 5.9 474,988
130 First Paragould Bankshares Inc. Ark. 2,888 2,857 1.1 520,660
131 Wilson Bank Holding Co. Lebanon, Tenn. 2,862 2,708 5.7 1,114,151
132 People's Utah Bancorp American Fork, Utah 2,861 2,941 -2.7 601,151
133 Hanmi Financial Corp. Los Angeles 2,761 2,967 -6.9 2,394,291
134 UnionBanCal Corp. San Francisco 2,737 0 NA 47,911,110
135 Whitman Bancorp. Inc. Colfax, Wash. 2,670 2,691 -0.8 563,544
136 ATBancorp Dubuque, Iowa 2,665 3,390 -21.4 753,426
137 BTC Financial Corp. Des Moines, Iowa 2,631 2,136 23.2 2,031,458
138 Somerset Trust Holding Co. Pa. 2,596 NA NA 351,048
139 1867 Western Financial Corp. Stockton, Calif. 2,563 2,501 2.5 1,143,330
140 Eastern Virginia Bankshares Inc. Tappahannock 2,561 2,610 -1.9 803,397
141 F&M Bank Corp. Timberville, Va. 2,560 2,116 21.0 481,092
142 Hometown Community Bancorp Inc. Morton, Ill. 2,512 3,356 -25.1 1,534,865
143 Commonwealth Bancshares Inc. Louisville, Ky. 2,380 2,462 -3.3 657,133
144 Town Financial Corp. Hartford City, Ind. 2,367 2,458 -3.7 203,293
145 Mid Illinois Bancorp Inc. Peoria 2,307 2,063 11.8 367,428
146 First Volunteer Corp. Chattanooga, Tenn. 2,247 2,046 9.8 487,414
147 Mountain National Bancshares Inc. Sevierville, Tenn. 2,184 2,344 -6.8 392,394
148 One American Corp. Vacherie, La. 2,144 2,041 5.0 476,836
149 Omni Bancshares Inc. Metairie, La. 2,132 2,120 0.6 546,380
150 North American Bancshares Inc. Sherman, Texas 2,127 2,017 5.5 1,223,127
151 SouthCrest Financial Group Inc. Peachtree City, Ga. 2,126 2,016 5.5 380,245
152 Whitaker Bank Corp. of Kentucky Lexington 2,106 1,925 9.4 1,169,076
153 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,098 2,042 2.7 533,440
154 National Bank of Indianapolis Corp. 2,067 1,655 24.9 910,712
155 First Community Bancshares Inc. Batesville, Ark. 2,053 1,681 22.1 541,971
156 1st Summit Bancorp of Johnstown Inc. Pa. 2,049 1,754 16.8 355,736
157 Arthur Financial Corp. Union, S.C. 2,000 1,911 4.7 501,062
158 Columbia Banking System Inc. Tacoma, Wash. 1,998 0 NA 2,496,806
159 Four Oaks Fincorp Inc. N.C. 1,996 1,925 3.7 695,150
160 Heartland BancCorp Gahanna, Ohio 1,988 NA NA 398,483
161 Intermountain Community Bancorp Sandpoint, Idaho 1,988 1,993 -0.3 610,135
162 FMB Bancshares Inc. Lakeland, Ga. 1,981 1,904 4.0 477,862
163 Southside Bancshares Inc. Tyler, Texas 1,979 2,556 -22.6 1,043,306
164 NEB Corp. Fond Du Lac, Wis. 1,953 1,762 10.8 943,661
165 Chemung Financial Corp. Elmira, N.Y. 1,949 2,137 -8.8 591,063
166 Bank of Southside Virginia Corp. Carson 1,924 1,856 3.7 311,795
167 Ohio Valley Banc Corp. Gallipolis, Ohio 1,906 1,109 71.9 644,524
168 BNC Bancorp High Point, N.C. 1,902 0 NA 1,479,049
169 First Bank Corp. Fort Smith, Ark. 1,899 1,640 15.8 1,068,394
170 Illinois National Bancorp Inc. Springfield 1,881 2,095 -10.2 326,419
171 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,876 1,913 -1.9 441,197
172 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 1,851 1,764 4.9 357,122
173 Pacific Financial Corp. Aberdeen, Wash. 1,823 1,733 5.2 486,924
174 Lone Star National Bancshares-Texas Inc. McAllen 1,798 1,835 -2.0 1,222,755
175 Eastwood Financial Corp. Rochester, Minn. 1,753 1,588 10.4 351,944
176 Baylake Corp. Sturgeon Bay, Wis. 1,741 1,857 -6.2 637,728
177 United Bancorp. of Alabama Inc. Atmore 1,720 NA NA 279,032
178 First National Security Co. Hot Springs, Ark. 1,717 1,747 -1.7 620,310
179 Bankfirst Capital Corp. Macon, Miss. 1,701 1,660 2.5 504,715
180 Bankmanagers Corp. Milwaukee 1,701 1,612 5.5 647,559
181 Ambank Co. Inc. Sioux Center, Iowa 1,637 1,514 8.1 635,068
182 Diboll State Bancshares Inc. Texas 1,633 1,667 -2.0 479,867
183 Tennessee State Bancshares Inc. Pigeon Forge 1,629 1,536 6.1 534,887
184 Plumas Bancorp Quincy, Calif. 1,580 1,575 0.3 320,142
185 Mercantile Bank Corp. Grand Rapids, Mich. 1,554 553 181.0 1,329,157
186 Kentucky Bancshares Inc. Paris 1,552 1,453 6.8 415,566
187 Southwest Missouri Bancorp. Inc. Carthage 1,526 1,553 -1.7 412,642
188 Highlands Bankshares Inc. Abingdon, Va. 1,493 1,646 -9.3 468,578
189 Ironhorse Financial Group Inc. Muskogee, Okla. 1,493 1,290 15.7 629,629
190 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,475 1,356 8.8 515,064
191 Home State Bancorp Loveland, Colo. 1,473 1,336 10.3 340,127
192 First Trust Corp. New Orleans 1,461 1,319 10.8 632,015
193 Westbrand Inc. Minot, N.D. 1,449 1,365 6.2 317,664
194 Heritage Financial Corp. Olympia, Wash. 1,440 281 412.5 891,287
195 First Internet Bancorp Indianapolis 1,356 1,434 -5.4 306,171
196 Security National Corp. Omaha, Neb. 1,335 1,823 -26.8 412,713
197 Summit Financial Group Inc. Moorefield, W.Va. 1,327 1,246 6.5 1,038,218
198 Community Bank of South Florida Inc. Homestead 1,324 1,438 -7.9 397,939
199 American Bancorp. Inc. Sapulpa, Okla. 1,316 1,254 4.9 318,966
200 Bridge Capital Holdings San Jose, Calif. 1,314 1,252 5.0 603,698


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Jan. 27, 2010.
Source:

SNL Financial
, Charlottesville, Va.
© 2011 American Banker