Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Dec. 31, 2010. Dollars in thousands.
Published June 3, 2011

Rank   Credit card loans Total loans
and leases
Dec. 31 Year earlier Change
1 Citigroup Inc. New York $159,104,000 $65,392,000 143.3% $680,992,000
2 Bank of America Corp. Charlotte, N.C. 141,250,473 71,108,309 98.6 993,149,151
3 JPMorgan Chase & Co. New York 128,391,000 68,125,000 88.5 726,922,000
4 American Express Co. New York 60,850,475 32,772,187 85.7 97,519,780
5 Capital One Financial Corp. McLean, Va. 52,525,837 14,437,122 263.8 126,582,733
6 Discover Financial Services Riverwoods, Ill. 46,231,088 48,232,468 -4.1 53,325,688
7 HSBC North America Holdings Inc. New York 33,582,899 40,642,579 -17.4 141,917,020
8 Wells Fargo & Co. San Francisco 22,384,000 24,228,000 -7.6 811,320,000
9 U.S. Bancorp Minneapolis 16,808,000 16,819,000 -0.1 202,295,000
10 Barclays Delaware Holdings LLC Wilmington 10,234,851 NA NA 10,379,572
11 PNC Financial Services Group Inc. Pittsburgh 3,474,407 2,140,360 62.3 154,262,887
12 Fifth Third Bancorp Cincinnati 1,885,840 1,969,335 -4.2 79,707,598
13 BB&T Corp. Winston-Salem, N.C. 1,758,155 1,691,322 4.0 107,263,604
14 Citizens Financial Group Inc. Providence, R.I. 1,525,900 2,202,343 -30.7 87,770,357
15 Popular Inc. Hato Rey, Puerto Rico 1,135,000 1,137,000 -0.2 26,459,000
16 Commerce Bancshares Inc. Kansas City, Mo. 831,603 800,022 3.9 9,475,712
17 TD Bank US Holding Co. Portland, Maine 806,427 697,944 15.5 66,642,482
18 United National Corp. Sioux Falls, S.D. 645,598 658,035 -1.9 1,248,024
19 BBVA USA Bancshares Inc. Houston 534,375 487,301 9.7 40,441,825
20 SunTrust Banks Inc. Atlanta 514,585 575,867 -10.6 119,475,313
21 BancWest Corp. San Francisco 410,619 410,459 0.0 51,392,340
22 UMB Financial Corp. Kansas City, Mo. 322,208 231,254 39.3 4,598,097
23 Marshall & Ilsley Corp. Milwaukee 289,554 292,810 -1.1 36,999,357
24 Harris Financial Corp. Chicago 285,089 280,479 1.6 27,549,245
25 Synovus Financial Corp. Columbus, Ga. 284,971 294,125 -3.1 21,952,118
26 First Citizens BancShares Inc. Raleigh, N.C. 264,660 313,044 -15.5 13,576,961
27 Santander BanCorp Guaynabo, Puerto Rico 230,505 236,966 -2.7 5,312,951
28 RBC USA Holdco Corp. New York 214,525 NA NA 21,112,681
29 Simmons First National Corp. Pine Bluff, Ark. 190,329 189,154 0.6 1,932,301
30 First Horizon National Corp. Memphis, Tenn. 155,550 159,790 -2.7 17,158,912
31 FirstMerit Corp. Akron, Ohio 149,739 153,681 -2.6 8,922,221
32 Arvest Bank Group Inc. Bentonville, Ark. 148,327 130,524 13.6 7,394,965
33 Zions Bancorp. Salt Lake City 139,983 126,035 11.1 37,037,033
34 Intrust Financial Corp. Wichita, Kan. 130,275 131,235 -0.7 2,337,644
35 BancorpSouth Inc. Tupelo, Miss. 92,459 95,254 -2.9 9,434,681
36 Independent Bankers Financial Corp. Irving, Texas 77,895 78,579 -0.9 726,805
37 FirstBank Holding Co. Lakewood, Colo. 76,942 73,949 4.0 4,630,517
38 Amalgamated Investments Co. Chicago 66,181 67,354 -1.7 383,034
39 First Interstate BancSystem Inc. Billings, Mont. 60,891 59,113 3.0 4,367,327
40 Capitol Bancorp. Inc. Britton, S.D. 59,170 71,918 -17.7 463,561
41 Wilmington Trust Corp. Del. 57,205 58,468 -2.2 7,574,907
42 First Citizens Bancorp. Inc. Columbia, S.C. 55,037 55,145 -0.2 4,909,684
43 BBVA PR Holding Corp. San Juan, Puerto Rico 54,444 58,295 -6.6 3,562,181
44 Whitney Holding Corp. New Orleans 51,946 38,320 35.6 7,441,331
45 M&T Bank Corp. Buffalo 50,564 64 78,906.3 51,990,382
46 Western Alliance Bancorp. Phoenix 45,600 50,232 -9.2 4,246,581
47 Trustmark Corp. Jackson, Miss. 42,013 43,476 -3.4 6,213,286
48 Iberiabank Corp. Lafayette, La. 40,998 42,157 -2.7 6,123,194
49 Central Bancompany Inc. Jefferson City, Mo. 33,505 37,199 -9.9 6,005,538
50 First Financial Bancorp. Cincinnati 28,000 30,810 -9.1 4,326,878
51 S&T Bancorp Inc. Indiana, Pa. 18,325 18,324 0.0 3,363,927
52 Hopkins Financial Corp. Mitchell, S.D. 18,016 24,676 -27.0 384,458
53 W.T.B. Financial Corp. Spokane, Wash. 17,737 15,696 13.0 2,733,963
54 Doral Financial Corp. San Juan, Puerto Rico 17,719 NA NA 5,907,840
55 Union First Market Bankshares Corp. Richmond, Va. 17,119 17,743 -3.5 2,911,227
56 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 16,201 14,324 13.1 3,756,560
57 First Niagara Financial Group Inc. Buffalo, N.Y. 15,455 NA NA 10,521,402
58 Franklin Resources Inc. San Mateo, Calif. 15,305 17,810 -14.1 767,112
59 Coppermark Bancshares Inc. Oklahoma City 13,124 12,870 2.0 932,260
60 United Bankshares Inc. Charleston, W.Va. 12,025 12,230 -1.7 5,267,195
61 QCR Holdings Inc. Moline, Ill. 11,810 11,715 0.8 1,172,539
62 Banner Corp. Walla Walla, Wash. 11,731 16,440 -28.6 3,413,642
63 Trinity Capital Corp. Los Alamos, N.M. 11,554 12,829 -9.9 1,217,305
64 First Security Bancorp Searcy, Ark. 10,739 10,004 7.3 1,604,739
65 City National Corp. Los Angeles 10,639 24,160 -56.0 13,244,150
66 Valley National Bancorp Wayne, N.J. 9,732 10,025 -2.9 9,434,044
67 West Suburban Bancorp Inc. Lombard, Ill. 9,614 9,874 -2.6 1,036,347
68 Merchants Financial Group Inc. Winona, Minn. 9,580 8,727 9.8 718,862
69 Pinnacle Bancorp Inc. Central City, Neb. 9,250 9,125 1.4 4,052,343
70 Hancock Holding Co. Gulfport, Miss. 9,186 8,899 3.2 4,985,840
71 Watford City Bancshares Inc. N.D. 8,971 8,859 1.3 700,085
72 Hills Bancorp. Iowa 8,692 8,604 1.0 1,601,050
73 First Bancorp Troy, N.C. 8,650 8,370 3.3 2,458,930
74 Utrecht-America Holdings Inc. New York 8,368 4,987 67.8 27,115,246
75 Republic Bancorp Inc. Louisville 8,213 8,066 1.8 2,190,468
76 Central Bancshares Inc. Lexington, Ky. 7,995 7,415 7.8 1,771,362
77 Sunflower Financial Inc. Salina, Kan. 7,938 7,144 11.1 893,502
78 NewBridge Bancorp Greensboro, N.C. 7,749 7,416 4.5 1,337,580
79 American State Financial Corp. Lubbock, Texas 7,695 7,586 1.4 1,100,027
80 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,655 7,907 -3.2 609,528
81 Johnson Financial Group Inc. Racine, Wis. 7,567 7,192 5.2 3,966,267
82 Fishback Financial Corp. Brookings, S.D. 7,533 6,987 7.8 1,183,446
83 National Americas Holdings LLC New York 7,067 4,931 43.3 5,289,681
84 CU Bank Shares Inc. Dallas 6,761 10,434 -35.2 338,678
85 Bremer Financial Corp. St. Paul, Minn. 6,611 7,203 -8.2 5,314,822
86 Longview Financial Corp. Texas 6,497 6,030 7.7 1,087,718
87 Villages Bancorp. Inc. The Villages, Fla. 6,490 6,645 -2.3 393,670
88 National Bankshares Inc. Blacksburg, Va. 6,470 6,569 -1.5 578,902
89 Commerce Bank and Trust Holding Co. Topeka, Kan. 6,420 6,607 -2.8 673,009
90 DCB Financial Corp. Lewis Center, Ohio 6,317 6,408 -1.4 425,617
91 Cashmere Valley Financial Corp. Cashmere, Wash. 6,309 5,872 7.4 579,976
92 Park Bancorp. Inc. Madison, Wis. 6,064 6,050 0.2 676,660
93 Bank of Kentucky Financial Corp. Crestview Hills 6,037 5,503 9.7 1,122,467
94 Discount Bancorp Inc. New York 5,696 458 1,143.7 3,932,194
95 Skagit State Bancorp Inc. Burlington, Wash. 5,421 5,130 5.7 366,158
96 Tampa Banking Co. Fla. 5,327 5,265 1.2 613,802
97 MidSouth Bancorp Inc. Lafayette, La. 5,318 7,623 -30.2 580,972
98 Fidelity Bancshares N.C. Inc. Fuquay-Varina 5,265 4,940 6.6 818,524
99 Farmers and Merchants Investment Inc. Lincoln, Neb. 5,140 4,442 15.7 1,990,429
100 Neighbor Insurance Agency Inc. Marion, Iowa 4,925 4,647 6.0 387,586
101 German American Bancorp Inc. Jasper, Ind. 4,920 4,624 6.4 929,086
102 Univest Corp. of Pennsylvania Souderton 4,661 3,891 19.8 1,475,364
103 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,646 4,517 2.9 632,250
104 Oriental Financial Group Inc. San Juan, Puerto Rico 4,342 1,134 282.9 1,853,286
105 International Bancshares Corp. Laredo, Texas 4,273 6,680 -36.0 5,410,003
106 Community and Southern Holdings Inc. Carrollton, Ga. 4,181 NA NA 1,068,928
107 Southern National Banks Inc. Fort Walton Beach, Fla. 4,162 4,433 -6.1 157,822
108 Emprise Financial Corp. Wichita, Kan. 4,123 3,770 9.4 760,440
109 CNB Financial Corp. Clearfield, Pa. 4,106 3,560 15.3 799,013
110 NBH Holdings Corp. Boston 4,076 NA NA 1,633,624
111 Cascade Bancorp Bend, Ore. 3,934 4,210 -6.6 1,226,357
112 Central Bancorp. Provo, Utah 3,932 4,079 -3.6 363,831
113 American Bancor Ltd. Dickinson, N.D. 3,886 3,556 9.3 459,829
114 Cascade Financial Corp. Everett, Wash. 3,862 3,661 5.5 993,979
115 Liberty Shares Inc. Hinesville, Ga. 3,804 3,493 8.9 640,727
116 First Midwest Bancorp Inc. Itasca, Ill. 3,724 0 NA 5,475,436
117 Dickinson Financial Corp. II Kansas City, Mo. 3,719 7,808 -52.4 1,320,276
118 TCF Financial Corp. Wayzata, Minn. 3,659 3,180 15.1 14,788,304
119 Southern Utah Bancorp. Cedar City 3,645 3,704 -1.6 427,355
120 D.L. Evans Bancorp Burley, Idaho 3,625 3,541 2.4 575,872
121 ServisFirst Bancshares Inc. Birmingham, Ala. 3,592 2,659 35.1 1,402,693
122 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,559 3,600 -1.1 527,671
123 Washington Banking Co. Oak Harbor, Wash. 3,359 2,966 13.3 1,212,943
124 Penseco Financial Services Corp. Scranton, Pa. 3,327 3,365 -1.1 615,106
125 CNB Corp. Conway, S.C. 3,225 3,000 7.5 534,186
126 First National Bank Group Inc. Edinburg, Texas 3,223 3,532 -8.7 2,661,624
127 Wilson Bank Holding Co. Lebanon, Tenn. 3,160 2,973 6.3 1,104,460
128 Texas Independent Bancshares Inc. Texas City 3,064 2,987 2.6 342,734
129 First Paragould Bankshares Inc. Ark. 3,036 2,877 5.5 504,820
130 ATBancorp Dubuque, Iowa 2,990 3,583 -16.6 750,919
131 Community Bancshares Inc. McArthur, Ohio 2,965 2,928 1.3 466,849
132 Solvay Bank Corp. N.Y. 2,933 3,071 -4.5 365,448
133 Somerset Trust Holding Co. Pa. 2,911 NA NA 361,624
134 People's Utah Bancorp American Fork 2,880 3,131 -8.0 592,710
135 Hometown Community Bancorp Inc. Morton, Ill. 2,791 3,554 -21.5 1,571,760
136 Whitman Bancorp. Inc. Colfax, Wash. 2,789 2,789 0.0 524,559
137 F&M Bank Corp. Timberville, Va. 2,771 2,356 17.6 468,911
138 Eastern Virginia Bankshares Inc. Tappahannock 2,694 2,768 -2.7 774,776
139 1867 Western Financial Corp. Stockton, Calif. 2,599 2,911 -10.7 1,107,019
140 BTC Financial Corp. Des Moines 2,547 2,255 12.9 2,065,297
141 Commonwealth Bancshares Inc. Louisville 2,544 2,522 0.9 649,419
142 Hanmi Financial Corp. Los Angeles 2,494 2,821 -11.6 2,267,692
143 UnionBanCal Corp. San Francisco 2,491 0 NA 48,111,769
144 Town Financial Corp. Hartford City, Ind. 2,486 2,589 -4.0 205,380
145 First Guaranty Bancshares Inc. Hammond, La. 2,458 2,754 -10.7 576,339
146 First Volunteer Corp. Chattanooga, Tenn. 2,451 2,104 16.5 478,348
147 Mid Illinois Bancorp Inc. Peoria 2,347 2,147 9.3 361,943
148 Bank of Commerce Holdings Redding, Calif. 2,303 0 NA 643,791
149 SouthCrest Financial Group Inc. Peachtree City, Ga. 2,282 2,148 6.2 363,116
150 Mountain National Bancshares Inc. Sevierville, Tenn. 2,275 2,411 -5.6 378,028
151 1st Summit Bancorp of Johnstown Inc. Pa. 2,269 2,013 12.7 355,576
152 One American Corp. Vacherie, La. 2,241 2,220 0.9 466,601
153 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,216 2,158 2.7 526,851
154 National Bank of Indianapolis Corp. 2,202 1,849 19.1 901,744
155 Whitaker Bank Corp. of Kentucky Lexington 2,167 1,938 11.8 1,163,801
156 Omni Bancshares Inc. Metairie, La. 2,156 2,269 -5.0 524,874
157 First Community Bancshares Inc. Batesville, Ark. 2,154 1,891 13.9 545,220
158 NEB Corp. Fond Du Lac, Wis. 2,151 1,827 17.7 906,675
159 North American Bancshares Inc. Sherman, Texas 2,146 2,194 -2.2 1,214,487
160 Arthur Financial Corp. Union, S.C. 2,094 2,005 4.4 480,948
161 Ohio Valley Banc Corp. Gallipolis, Ohio 2,069 1,623 27.5 641,322
162 Intermountain Community Bancorp Sandpoint, Idaho 2,068 1,991 3.9 579,207
163 Southside Bancshares Inc. Tyler, Texas 2,058 2,597 -20.8 1,084,503
164 Four Oaks Fincorp Inc. N.C. 2,048 2,128 -3.8 680,729
165 FMB Bancshares Inc. Lakeland, Ga. 2,045 1,987 2.9 467,669
166 Heartland BancCorp Gahanna, Ohio 2,032 NA NA 391,738
167 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,025 1,893 7.0 340,707
168 Chemung Financial Corp. Elmira, N.Y. 2,020 2,155 -6.3 614,736
169 Illinois National Bancorp Inc. Springfield 1,983 2,153 -7.9 312,598
170 Columbia Banking System Inc. Tacoma, Wash. 1,978 0 NA 2,443,114
171 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,964 1,860 5.6 446,453
172 BNC Bancorp High Point, N.C. 1,956 0 NA 1,515,121
173 First Bank Corp Fort Smith, Ark. 1,903 1,861 2.3 1,070,154
174 Pacific Financial Corp. Aberdeen, Wash. 1,893 1,805 4.9 476,652
175 Bank of Southside Virginia Corp. Carson 1,877 1,886 -0.5 308,422
176 United Bancorp. of Alabama Inc. Atmore 1,842 NA NA 261,779
177 Eastwood Financial Corp. Rochester, Minn. 1,813 1,698 6.8 343,046
178 First National Security Co. Hot Springs, Ark. 1,802 1,832 -1.6 609,145
179 Bankfirst Capital Corp. Macon, Miss. 1,778 1,672 6.3 505,214
180 Diboll State Bancshares Inc. Diboll, Texas 1,753 1,681 4.3 482,279
181 Lone Star National Bancshares-Texas Inc. McAllen 1,746 1,922 -9.2 1,227,398
182 Baylake Corp. Sturgeon Bay, Wis. 1,662 1,867 -11.0 636,624
183 Southwest Missouri Bancorp. Inc. Carthage 1,660 1,633 1.7 406,103
184 Plumas Bancorp Quincy, Calif. 1,622 1,614 0.5 314,475
185 Ambank Co. Inc. Sioux Center, Iowa 1,590 1,533 3.7 658,175
186 Tennessee State Bancshares Inc. Pigeon Forge 1,586 1,543 2.8 521,182
187 Westbrand Inc. Minot, N.D. 1,584 1,458 8.6 317,303
188 Highlands Bankshares Inc. Abingdon, Va. 1,564 1,641 -4.7 451,191
189 Kentucky Bancshares Inc. Paris, Ky. 1,560 1,528 2.1 411,830
190 Mercantile Bank Corp. Grand Rapids, Mich. 1,546 618 150.2 1,262,631
191 First Trust Corp. New Orleans 1,532 1,517 1.0 564,756
192 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,516 1,430 6.0 514,914
193 Home State Bancorp Loveland, Colo. 1,496 1,358 10.2 338,202
194 Bankmanagers Corp. Milwaukee 1,484 1,568 -5.4 629,953
195 Security National Corp. Omaha, Neb. 1,467 1,948 -24.7 393,729
196 Summit Financial Group Inc. Moorefield, W.Va. 1,431 1,258 13.8 1,012,830
197 Community Bank of South Florida Inc. Homestead 1,412 1,440 -1.9 403,268
198 Heritage Financial Corp. Olympia, Wash. 1,410 287 391.3 1,002,546
199 Ironhorse Financial Group Inc. Muskogee, Okla. 1,356 1,195 13.5 623,290
200 First Internet Bancorp Indianapolis 1,355 1,473 -8.0 311,402


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of May 12, 2011.
Source:

SNL Financial
, Charlottesville, Va.
© 2011 American Banker