Bank Holding Companies with the Largest Credit Card Loan Portfolios

View Table
Printer Friendly Version
Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Sept. 30, 2011. Dollars in thousands.
Published February 21, 2012

Rank   Credit card loans Total loans
and leases
Sept. 30 Year earlier Change
1 Citigroup Inc. New York $145,956,000 $156,616,000 -6.8% $666,205,000
2 Bank of America Corp. Charlotte, N.C. 126,408,288 140,871,024 -10.3 978,108,776
3 JPMorgan Chase & Co. New York 116,378,000 126,919,000 -8.3 723,481,000
4 American Express Co. New York 58,207,000 57,210,123 1.7 97,270,000
5 Capital One Financial Corp. McLean, Va. 55,043,965 51,729,263 6.4 130,568,160
6 Discover Financial Services Riverwoods, Ill. 45,476,264 44,468,208 2.3 56,206,739
7 HSBC North America Holdings Inc. Buffalo, N.Y. 29,180,406 32,580,343 -10.4 132,412,819
8 Wells Fargo & Co. San Francisco 21,728,000 22,033,000 -1.4 803,553,000
9 U.S. Bancorp Minneapolis 16,337,000 16,495,000 -1.0 207,703,000
10 Barclays Delaware Holdings LLC Wilmington 9,904,335 0 NA 9,992,851
11 First National of Nebraska Inc. Omaha 3,368,480 3,384,562 -0.5 9,914,198
12 PNC Financial Services Group Inc. Pittsburgh 3,346,619 3,414,746 -2.0 157,113,896
13 Fifth Third Bancorp Cincinnati 1,866,030 1,820,791 2.5 81,055,383
14 BB&T Corp. Winston-Salem, N.C. 1,651,939 1,709,615 -3.4 107,448,901
15 Citizens Financial Group Inc. Providence, R.I. 1,427,012 1,511,194 -5.6 87,163,471
16 Popular Inc. Hato Rey, Puerto Rico 1,230,000 1,146,000 7.3 25,555,000
17 Regions Financial Corp. Birmingham, Ala. 1,023,569 0 NA 80,532,266
18 TD Bank US Holding Co. Portland, Maine 888,004 783,030 13.4 77,618,545
19 Commerce Bancshares Inc. Kansas City, Mo. 753,031 791,957 -4.9 9,114,472
20 United National Corp. Sioux Falls, S.D. 625,108 612,961 2.0 1,258,958
21 BBVA USA Bancshares Inc. Houston 556,436 515,695 7.9 41,593,408
22 SunTrust Banks Inc. Atlanta 497,366 502,636 -1.0 119,742,316
23 Harris Financial Corp. Wilmington, Del. 471,816 250,288 88.5 55,126,153
24 BancWest Corp. San Francisco 379,546 399,658 -5.0 51,260,806
25 UMB Financial Corp. Kansas City, Mo. 312,864 312,103 0.2 4,787,634
26 Synovus Financial Corp. Columbus, Ga. 267,810 280,898 -4.7 20,289,375
27 First Citizens BancShares Inc. Raleigh, N.C. 235,336 327,288 -28.1 14,239,154
28 Santander BanCorp San Juan, Puerto Rico 218,748 234,359 -6.7 5,678,607
29 Simmons First National Corp. Pine Bluff, Ark. 182,886 181,773 0.6 1,824,972
30 Arvest Bank Group Inc. Bentonville, Ark. 156,077 145,950 6.9 7,284,212
31 First Horizon National Corp. Memphis, Tenn. 145,358 147,141 -1.2 16,628,844
32 M&T Bank Corp. Buffalo, N.Y. 145,278 28,951 401.8 58,401,264
33 Zions Bancorp. Salt Lake City 144,388 130,154 10.9 36,993,538
34 FirstMerit Corp. Akron, Ohio 142,892 144,946 -1.4 9,096,599
35 Intrust Financial Corp. Wichita, Kan. 118,873 122,880 -3.3 2,154,263
36 BancorpSouth Inc. Tupelo, Miss. 87,230 88,200 -1.1 9,161,826
37 Independent Bankers Financial Corp. Irving, Texas 76,318 73,949 3.2 627,289
38 FirstBank Holding Co. Lakewood, Colo. 72,732 73,474 -1.0 4,991,694
39 Capitol Bancorp. Inc. Britton, S.D. 69,263 57,268 20.9 462,934
40 Amalgamated Investments Co. Chicago 61,926 63,752 -2.9 366,535
41 First Interstate BancSystem Inc. Billings, Mont. 60,283 59,222 1.8 4,274,900
42 Hancock Holding Co. Gulfport, Miss. 55,915 10,253 445.4 11,179,262
43 BBVA PR Holding Corp. San Juan, Puerto Rico 55,138 54,613 1.0 3,517,811
44 First Citizens Bancorp. Inc. Columbia, S.C. 52,894 53,643 -1.4 4,614,679
45 Iberiabank Corp. Lafayette, La. 46,369 39,695 16.8 7,360,396
46 Trustmark Corp. Jackson, Miss. 40,169 40,448 -0.7 6,073,045
47 Western Alliance Bancorp. Phoenix 39,192 46,118 -15.0 4,533,042
48 Central Banco. Inc. Jefferson City, Mo. 34,962 28,906 21.0 5,949,166
49 First Financial Bancorp. Cincinnati 24,993 26,650 -6.2 4,102,986
50 First Niagara Financial Group Inc. Buffalo, N.Y. 23,448 11,596 102.2 16,445,193
51 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 19,861 15,806 25.7 3,957,293
52 W.T.B. Financial Corp. Spokane, Wash. 17,878 17,133 4.3 2,708,915
53 Union First Market Bankshares Corp. Bowling Green, Va. 17,835 15,190 17.4 2,880,128
54 S&T Bancorp Inc. Indiana, Pa. 17,543 17,543 0.0 3,136,142
55 Hopkins Financial Corp. Mitchell, S.D. 16,325 18,727 -12.8 371,029
56 Doral Financial Corp. San Juan, Puerto Rico 15,436 18,682 -17.4 6,110,786
57 Franklin Resources Inc. San Mateo, Calif. 12,439 15,251 -18.4 658,908
58 QCR Holdings Inc. Moline, Ill. 12,365 11,754 5.2 1,197,582
59 Coppermark Bancshares Inc. Oklahoma City 11,948 12,965 -7.8 894,213
60 Banner Corp. Walla Walla, Wash. 11,659 11,266 3.5 3,235,479
61 United Bankshares Inc. Charleston, W.Va. 11,201 11,542 -3.0 6,266,606
62 Trinity Capital Corp. Los Alamos, N.M. 11,181 11,322 -1.2 1,208,999
63 City National Corp. Los Angeles 10,756 9,942 8.2 13,776,066
64 First Security Bancorp Searcy, Ark. 10,407 10,398 0.1 1,652,996
65 Merchants Financial Group Inc. Winona, Minn. 10,140 9,223 9.9 771,194
66 Watford City Bancshares Inc. N.D. 9,276 8,884 4.4 724,884
67 West Suburban Bancorp Inc. Lombard, Ill. 9,053 9,553 -5.2 983,170
68 Valley National Bancorp Wayne, N.J. 9,006 9,462 -4.8 9,642,325
69 Hills Bancorp. Iowa 8,642 8,178 5.7 1,689,817
70 First Bancorp Troy, N.C. 8,512 8,141 4.6 2,437,064
71 Sunflower Financial Inc. Salina, Kan. 8,269 7,552 9.5 856,681
72 Johnson Financial Group Inc. Racine, Wis. 8,194 7,599 7.8 3,020,660
73 Republic Bancorp Inc. Louisville 7,858 7,961 -1.3 2,224,637
74 Pinnacle Bancorp Inc. Central City, Neb. 7,843 8,276 -5.2 4,018,556
75 American State Financial Corp. Lubbock 7,810 7,628 2.4 1,222,019
76 Central Bancshares Inc. Lexington, Ky. 7,780 7,828 -0.6 1,679,188
77 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,655 7,705 -0.6 591,510
78 National Americas Holdings LLC New York 7,339 5,735 28.0 5,199,084
79 NewBridge Bancorp Greensboro, N.C. 7,315 7,420 -1.4 1,223,952
80 Fishback Financial Corp. Brookings, S.D. 7,257 7,284 -0.4 1,168,421
81 Utrecht-America Holdings Inc. New York 7,000 8,198 -14.6 26,713,000
82 DCB Financial Corp Lewis Center, Ohio 6,601 6,080 8.6 380,701
83 National Bankshares Inc. Blacksburg, Va. 6,504 6,228 4.4 597,525
84 Discount Bancorp Inc. New York 6,239 5,589 11.6 4,056,784
85 Cashmere Valley Financial Corp. Cashmere, Wash. 6,202 6,271 -1.1 589,748
86 Travelers Rest Bancshares Inc. S.C. 6,149 0 NA 308,131
87 The Bank of Kentucky Financial Corp. Crestview Hills 6,100 5,643 8.1 1,126,448
88 Villages Bancorp. Inc. The Villages, Fla. 5,826 6,084 -4.2 363,980
89 Park Bancorp. Inc. Madison, Wis. 5,798 5,870 -1.2 618,967
90 Commerce Bank and Trust Holding Co. Topeka, Kan. 5,705 6,236 -8.5 608,030
91 The Tampa Banking Co. Fla. 5,640 5,420 4.1 606,126
92 Anchor Bancorp Inc. Lacey, Wash. 5,546 0 NA 324,376
93 Farmers and Merchants Investment Inc. Lincoln, Neb. 5,522 5,282 4.5 1,931,926
94 Fidelity Bancshares N.C. Inc. Fuquay-Varina 5,408 5,077 6.5 831,274
95 German American Bancorp Inc. Jasper, Ind. 5,224 4,750 10.0 1,122,563
96 Skagit State Bancorp Inc. Burlington, Wash. 5,201 5,361 -3.0 355,764
97 Univest Corp. of Pennsylvania Souderton 4,943 4,385 12.7 1,438,135
98 MidSouth Bancorp Inc. Lafayette, La. 4,892 4,922 -0.6 673,571
99 CU Bank Shares Inc. Farmers Branch, Texas 4,879 7,432 -34.4 296,231
100 Neighbor Insurance Agency Inc. Marion, Iowa 4,834 4,515 7.1 393,084
101 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,561 4,498 1.4 586,745
102 Oriental Financial Group Inc. San Juan, Puerto Rico 4,537 4,092 10.9 1,756,988
103 Dickinson Financial Corp. II Kansas City, Mo. 4,405 7,529 -41.5 956,476
104 Longview Financial Corp. Texas 4,401 6,231 -29.4 1,100,300
105 Emprise Financial Corp. Wichita, Kan. 4,239 3,870 9.5 744,903
106 ServisFirst Bancshares Inc. Birmingham, Ala. 4,213 3,165 33.1 1,704,590
107 Columbia Banking System Inc. Tacoma, Wash. 4,186 1,998 109.5 2,843,186
108 CNB Financial Corp. Clearfield, Pa. 4,102 3,774 8.7 836,715
109 International Bancshares Corp. Laredo, Texas 4,002 4,058 -1.4 5,122,199
110 NBH Holdings Corp. Boston 3,898 0 NA 1,598,127
111 Central Bancorp. Provo, Utah 3,762 3,818 -1.5 362,548
112 Liberty Shares Inc. Hinesville, Ga. 3,739 3,637 2.8 583,462
113 D.L. Evans Bancorp Burley, Idaho 3,705 3,414 8.5 564,803
114 American Bancor Ltd. Dickinson, N.D. 3,694 3,759 -1.7 472,896
115 Southern National Banks Inc. Fort Walton Beach, Fla. 3,682 4,023 -8.5 154,828
116 Cascade Bancorp Bend, Ore. 3,618 3,894 -7.1 931,647
117 Southern Utah Bancorp. Cedar City 3,442 3,399 1.3 399,665
118 Washington Banking Co. Oak Harbor 3,430 3,267 5.0 1,109,438
119 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,351 3,231 3.7 505,599
120 Penseco Financial Services Corp. Scranton, Pa. 3,087 3,259 -5.3 637,842
Uwharrie Capital Corp Albemarle, N.C. 3,087 0 NA 382,615
122 CNB Corp. Conway, S.C. 3,068 3,003 2.2 494,014
123 Wilson Bank Holding Co. Lebanon, Tenn. 3,024 2,862 5.7 1,129,843
124 People's Utah Bancorp American Fork 2,921 2,861 2.1 584,501
125 Community Bancshares Inc. McArthur, Ohio 2,913 2,889 0.8 464,634
TCF Financial Corp. Wayzata, Minn. 2,913 3,125 -6.8 14,339,715
127 MB Financial Inc. Chicago 2,890 1,195 141.8 5,813,737
128 First National Bank Group Inc. Edinburg, Texas 2,879 3,210 -10.3 2,485,252
129 First Paragould Bankshares Inc. Ark. 2,869 2,888 -0.7 539,916
130 Somerset Trust Holding Co. Pa. 2,852 2,596 9.9 370,144
131 Solvay Bank Corp. N.Y. 2,798 2,919 -4.1 370,680
132 BTC Financial Corp. Des Moines, Iowa 2,790 2,631 6.0 2,130,871
133 ATBancorp Dubuque, Iowa 2,715 2,665 1.9 738,159
134 F&M Bank Corp. Timberville, Va. 2,710 2,560 5.9 517,711
135 Hometown Community Bancorp Inc. Morton, Ill. 2,700 2,512 7.5 1,577,421
136 Town Financial Corp. Hartford City, Ind. 2,602 2,367 9.9 200,526
137 Eastern Virginia Bankshares Inc. Tappahannock 2,560 2,561 0.0 744,105
138 1867 Western Financial Corp. Stockton, Calif. 2,507 2,563 -2.2 1,059,947
139 First Guaranty Bancshares Inc. Hammond, La. 2,464 3,069 -19.7 607,262
140 Hanmi Financial Corp. Los Angeles 2,448 2,761 -11.3 2,029,527
141 Commonwealth Bancshares Inc. Shelbyville, Ky. 2,420 2,380 1.7 627,475
142 First Volunteer Corp. Chattanooga, Tenn. 2,388 2,247 6.3 464,868
143 Texas Independent Bancshares Inc. Texas City 2,385 3,009 -20.7 340,055
144 Mid Illinois Bancorp Inc. Peoria 2,340 2,307 1.4 355,662
145 1st Summit Bancorp of Johnstown Inc. Pa. 2,314 2,049 12.9 369,444
146 FMB Bancshares Inc. Lakeland, Ga. 2,243 1,981 13.2 456,876
147 Bankmanagers Corp. Milwaukee 2,232 1,701 31.2 607,478
148 One American Corp. Vacherie, La. 2,227 2,144 3.9 447,275
149 National Bank of Indianapolis Corp. 2,224 2,067 7.6 945,822
150 Heartland BancCorp Gahanna, Ohio 2,198 1,988 10.6 392,390
151 North American Bancshares Inc. Sherman, Texas 2,186 2,127 2.8 1,086,401
152 Whitaker Bank Corp. of Kentucky Lexington 2,186 2,106 3.8 1,144,077
153 Arthur Financial Corp. Union, S.C. 2,173 2,000 8.7 420,404
154 First Community Bancshares Inc. Batesville, Ark. 2,139 2,053 4.2 551,587
155 Ohio Valley Banc Corp. Gallipolis, Ohio 2,094 1,906 9.9 614,901
156 Trust No. 3 Under the Will of Charles Henderson Troy, Ala. 2,079 2,098 -0.9 500,181
157 NEB Corp. Fond du Lac, Wis. 2,073 1,953 6.1 839,318
158 Intermountain Community Bancorp Sandpoint, Idaho 2,068 1,988 4.0 542,815
159 SouthCrest Financial Group Inc. Thomaston, Ga. 2,042 2,126 -4.0 310,444
160 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,035 1,851 9.9 349,827
161 Four Oaks Fincorp Inc. N.C. 2,032 1,996 1.8 620,395
162 Southside Bancshares Inc. Tyler, Texas 2,030 1,979 2.6 1,045,962
163 Community and Southern Holdings Inc. Carrollton, Ga. 2,003 4,707 -57.4 960,137
164 First Bank Corp Fort Smith, Ark. 1,984 1,899 4.5 1,071,516
165 Pacific Financial Corp. Aberdeen, Wash. 1,974 1,823 8.3 487,176
166 Mountain National Bancshares Inc. Sevierville, Tenn. 1,953 2,184 -10.6 334,735
167 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,927 1,876 2.7 456,978
168 The Bank of Southside Virginia Corp. Carson 1,923 1,924 -0.1 291,877
169 BNC Bancorp Thomasville, N.C. 1,874 1,902 -1.5 1,579,955
170 Chemung Financial Corp. Elmira, N.Y. 1,853 1,949 -4.9 789,579
171 Lone Star National Bancshares-Texas Inc. McAllen 1,848 1,798 2.8 1,238,780
172 Eastwood Financial Corp. Rochester, Minn. 1,821 1,753 3.9 336,791
173 Metro Bancorp Inc. Camp Hill, Pa. 1,779 47 3,685.1 1,453,408
174 Ambank Co. Inc. Sioux Center, Iowa 1,741 1,637 6.4 646,748
175 First National Security Co. DeQueen, Ark. 1,726 1,717 0.5 603,096
176 BankFirst Capital Corp. Macon, Miss. 1,725 1,701 1.4 528,339
177 Baylake Corp. Sturgeon Bay, Wis. 1,633 1,741 -6.2 639,341
178 Diboll State Bancshares Inc. Texas 1,617 1,633 -1.0 484,089
179 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,614 1,475 9.4 524,351
180 First Trust Corp. New Orleans 1,604 1,461 9.8 520,780
181 Plumas Bancorp Quincy, Calif. 1,599 1,580 1.2 295,810
182 Highlands Bankshares Inc. Abingdon, Va. 1,552 1,493 4.0 416,215
183 Home State Bancorp Loveland, Colo. 1,547 1,473 5.0 344,707
184 Ironhorse Financial Group Inc. Muskogee, Okla. 1,544 1,493 3.4 602,662
185 Kentucky Bancshares Inc. Paris 1,532 1,552 -1.3 409,164
186 Tennessee State Bancshares Inc. Pigeon Forge 1,531 1,629 -6.0 492,783
187 Southwest Missouri Bancorp. Inc. Carthage 1,518 1,526 -0.5 380,794
188 Westbrand Inc. Minot, N.D. 1,508 1,449 4.1 331,735
189 Bridge Capital Holdings San Jose, Calif. 1,494 1,314 13.7 719,785
Old Line Bancshares Inc. Bowie, Md. 1,494 0 NA 518,765
191 Summit Financial Group Inc. Moorefield, W.Va. 1,337 1,327 0.8 982,592
192 Community Bank of South Florida Inc. Homestead 1,321 1,324 -0.2 354,825
193 CNB Bancshares Inc. Sevierville, Tenn. 1,319 1,245 5.9 577,822
194 Security National Corp. Omaha, Neb. 1,305 1,335 -2.2 390,960
195 American Bancorp. Inc. Sapulpa, Okla. 1,302 1,316 -1.1 319,995
196 Citizens Bankshares Inc. Farmington, N.M. 1,288 1,252 2.9 200,512
197 SNBNY Holdings Ltd. New York 1,280 1,258 1.7 1,717,844
198 Hawthorn Bancshares Inc. Lee's Summit, Mo. 1,279 1,142 12.0 849,801
199 Newfield Bancorp Inc. N.J. 1,275 1,180 8.1 331,895
200 Morrill Bancshares Inc. Merriam, Kan. 1,271 1,088 16.8 299,350


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 30, 2011.
Source:

Financial Information Systems LLC

© 2012 American Banker