Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn March 31, 2014. Dollars in thousands.
Published October 8, 2014

Rank   Credit card loans Total loans
and leases
March 31 Year earlier Change
1 Citigroup Inc. New York $139,393,000 $138,935,000 0.3% $676,529,000
2 JPMorgan Chase & Co. New York 110,831,000 111,061,000 -0.2 757,288,000
3 Bank of America Corp. Charlotte, N.C. 99,979,000 100,817,000 -0.8 950,277,000
4 Capital One Financial Corp. McLean, Va. 71,091,773 79,542,895 -10.6 193,494,460
5 General Electric Capital Corp. Norwalk, Conn. 57,191,609 53,749,894 6.4 259,326,551
6 American Express Co. New York 54,971,000 53,680,000 2.4 109,330,000
7 Discover Financial Services Riverwoods, Ill. 50,682,112 48,448,664 4.6 63,852,930
8 Wells Fargo & Co. San Francisco 26,073,000 24,131,000 8.0 840,915,000
9 U.S. Bancorp Minneapolis 17,134,000 16,234,000 5.5 238,738,000
10 Barclays Delaware Holdings LLC Wilmington, Del. 16,879,244 13,670,125 23.5 17,156,709
11 United Services Automobile Association San Antonio 16,284,581 15,266,631 6.7 41,134,990
12 TD Bank US Holding Co. Cherry Hill, N.J. 6,662,345 6,422,980 3.7 108,126,718
13 First National of Nebraska Inc. Omaha 4,342,917 4,082,242 6.4 11,630,306
14 PNC Financial Services Group Inc. Pittsburgh 3,782,923 3,588,395 5.4 200,474,966
15 Fifth Third Bancorp Cincinnati 2,158,617 2,030,172 6.3 90,485,340
16 BB&T Corp. Winston-Salem, N.C. 1,667,402 1,617,165 3.1 117,632,473
17 Citizens Financial Group Inc. Providence, R.I. 1,501,349 1,455,923 3.1 88,489,669
18 Popular Inc. Hato Rey, Puerto Rico 1,164,000 1,170,000 -0.5 24,438,000
19 Regions Financial Corp. Birmingham, Ala. 916,641 847,374 8.2 76,079,852
20 Commerce Bancshares Inc. Kansas City, Mo. 775,820 751,351 3.3 11,222,089
21 United National Corp. Sioux Falls, S.D. 716,491 651,566 10.0 1,485,094
22 SunTrust Banks Inc. Atlanta 710,580 613,562 15.8 130,695,828
23 KeyCorp Cleveland 697,985 693,216 0.7 60,200,376
24 HSBC North America Holdings Inc. New York 682,316 746,074 -8.5 93,859,909
25 BBVA Compass Bancshares Inc. Houston 634,266 640,768 -1.0 52,795,787
26 BMO Financial Corp. Chicago 440,460 422,775 4.2 57,283,412
27 BancWest Corp. San Francisco 367,331 356,709 3.0 57,534,921
28 John Deere Capital Corp. Reno, Nev. 323,170 329,646 -2.0 29,632,982
29 M&T Bank Corp. Buffalo, N.Y. 313,940 269,708 16.4 64,135,078
30 First Niagara Financial Group Inc. Buffalo, N.Y. 306,374 298,896 2.5 21,786,016
31 First BanCorp. San Juan, Puerto Rico 304,213 345,147 -11.9 9,630,294
32 UMB Financial Corp. Kansas City, Mo. 300,296 304,628 -1.4 6,760,197
33 Santander BanCorp Guaynabo, Puerto Rico 230,015 205,593 11.9 5,247,218
34 First Citizens BancShares Inc. Raleigh, N.C. 227,402 231,455 -1.8 13,524,405
35 Santander Holdings USA Inc. Boston 213,653 201,994 5.8 74,313,076
36 Synovus Financial Corp. Columbus, Ga. 183,842 183,216 0.3 20,240,774
37 Simmons First National Corp. Pine Bluff, Ark. 179,458 171,599 4.6 2,384,494
38 Arvest Bank Group Inc. Bentonville, Ark. 176,641 166,870 5.9 8,296,185
39 Zions Bancorp. Salt Lake City 152,476 140,468 8.5 39,326,246
40 FirstMerit Corp. Akron, Ohio 148,207 140,911 5.2 14,561,046
41 First Horizon National Corp. Memphis, Tenn. 132,233 132,459 -0.2 15,482,272
42 FB BanCorp San Antonio 120,434 123,683 -2.6 590,225
43 Intrust Financial Corp. Wichita, Kan. 108,400 111,731 -3.0 2,321,505
44 First Arkansas BancShares Inc. Jacksonville 106,836 116,925 -8.6 394,991
45 Capitol Bancorp. Inc. Britton, S.D. 103,875 88,544 17.3 547,362
46 BancorpSouth Inc. Tupelo, Miss. 88,029 82,120 7.2 9,133,695
47 Independent Bankers Financial Corp. Irving, Texas 80,340 74,493 7.8 646,972
48 FirstBank Holding Co. Lakewood, Colo. 68,975 67,910 1.6 7,446,702
49 Hancock Holding Co. Gulfport, Miss. 67,604 59,748 13.1 12,543,852
50 OFG Bancorp San Juan, Puerto Rico 63,840 66,791 -4.4 5,113,195
51 Huntington Bancshares Inc. Columbus, Ohio 60,859 17 357,894.1 44,643,322
52 First Interstate BancSystem Inc. Billings, Mont. 58,310 56,633 3.0 4,364,696
53 Amalgamated Investments Co. Chicago 52,979 54,340 -2.5 384,422
54 Iberiabank Corp. Lafayette, La. 52,771 44,932 17.4 9,772,772
55 First Citizens Bancorp. Inc. Columbia, S.C. 47,172 54,026 -12.7 4,500,611
56 Central Bancompany Inc. Jefferson City, Mo. 45,357 36,389 24.6 6,388,851
57 Trustmark Corp. Jackson, Miss. 37,979 38,640 -1.7 6,790,529
58 First Command Financial Services Inc. Fort Worth, Texas 35,525 36,566 -2.8 266,814
59 First Financial Bancorp. Cincinnati 25,165 25,229 -0.3 4,029,779
60 Union Bankshares Corp. Richmond, Va. 22,316 21,204 5.2 5,322,954
61 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 22,280 22,198 0.4 4,885,934
62 E-Trade Financial Corp. New York 20,352 33,266 -38.8 15,739,371
63 City National Corp. Los Angeles 19,588 13,410 46.1 18,424,679
64 Bank of Hawaii Corp. Honolulu 19,108 2,039 837.1 6,219,939
65 Northwest Bancshares Inc. Warren, Pa. 18,503 15,795 17.1 5,867,926
66 MB Financial Inc. Chicago 17,778 13,101 35.7 5,569,117
67 First Financial Holdings Inc. Columbia, S.C. 17,610 0 NA 5,674,167
68 S&T Bancorp Inc. Indiana, Pa. 16,846 16,611 1.4 3,629,029
69 National Americas Holdings LLC New York 16,390 11,209 46.2 6,537,431
70 W.T.B. Financial Corp. Spokane, Wash. 15,913 17,312 -8.1 3,237,730
71 BankGuam Holding Co. Hagatna 15,149 12,967 16.8 897,111
72 Banner Corp. Walla Walla, Wash. 14,682 12,823 14.5 3,531,081
73 Prosperity Bancshares Inc. Houston 14,044 7,321 91.8 7,752,400
74 Hopkins Financial Corp. Mitchell, S.D. 12,818 13,869 -7.6 488,957
75 Merchants Financial Group Inc. Winona, Minn. 11,581 10,187 13.7 985,059
76 Watford City Bancshares Inc. N.D. 11,187 10,061 11.2 1,149,257
77 First Security Bancorp Searcy, Ark. 10,476 10,501 -0.2 1,834,412
78 Trinity Capital Corp. Los Alamos, N.M. 10,405 10,842 -4.0 1,023,070
79 United Bankshares Inc. Charleston, W.Va. 10,139 10,373 -2.3 8,771,891
80 Johnson Financial Group Inc. Racine, Wis. 9,694 8,850 9.5 2,921,055
81 First Bancorp Southern Pines, N.C. 9,688 8,647 12.0 2,452,639
82 Hills Bancorp. Iowa 9,226 8,899 3.7 1,852,689
83 Republic Bancorp Inc. Louisville, Ky. 8,869 8,270 7.2 2,576,748
84 Sunflower Financial Inc. Salina, Kan. 8,790 8,705 1.0 1,018,227
85 Doral Financial Corp. San Juan, Puerto Rico 8,393 9,390 -10.6 6,580,579
86 Liberty Financial Services Inc. New Orleans 8,142 7,921 2.8 285,229
87 Bank Mutual Corp. Brown Deer, Wis. 8,068 4,352 85.4 1,531,057
88 Farmers & Merchants Investment Inc. Lincoln, Neb. 8,004 6,425 24.6 2,234,090
89 Valley National Bancorp Wayne, N.J. 7,602 7,952 -4.4 11,733,066
90 NewBridge Bancorp Greensboro, N.C. 7,549 7,289 3.6 1,447,327
91 West Suburban Bancorp Inc. Lombard, Ill. 7,542 7,888 -4.4 1,053,041
92 Fishback Financial Corp. Brookings, S.D. 7,479 7,132 4.9 1,346,608
93 Central Bancshares Inc. Lexington, Ky. 7,252 7,299 -0.6 1,623,842
94 Dickinson Financial Corp. II Kansas City, Mo. 7,200 7,117 1.2 785,472
95 Travelers Rest Bancshares Inc. S.C. 7,158 6,506 10.0 318,826
96 Pinnacle Bancorp Inc. Central City, Neb. 7,087 7,243 -2.2 5,014,153
97 Bank of Kentucky Financial Corp. Crestview Hills 6,855 6,659 2.9 1,269,637
98 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 6,850 7,133 -4.0 484,962
99 Discount Bancorp Inc. New York 6,378 6,681 -4.5 4,843,841
100 Anchor BanCorp Wisconsin Inc. Madison 6,316 6,940 -9.0 1,570,159
101 German American Bancorp Inc. Jasper, Ind. 6,240 5,144 21.3 1,374,349
102 Fidelity BancShares N.C. Inc. Fuquay-Varina 5,967 5,500 8.5 854,471
103 MidSouth Bancorp Inc. Lafayette, La. 5,858 5,921 -1.1 1,184,409
104 Park Bancorp. Inc. Fitchburg, Wis. 5,531 5,291 4.5 622,664
105 National Bankshares Inc. Blacksburg, Va. 5,154 6,292 -18.1 589,048
106 CNB Financial Corp. Clearfield, Pa. 4,879 4,604 6.0 1,294,486
107 Amarillo National Bancorp Inc. Texas 4,754 600 692.3 2,836,405
108 Univest Corp. of Pennsylvania Souderton 4,584 6,677 -31.3 1,562,302
109 Neighbor Insurance Agency Inc. Marion, Iowa 4,553 4,645 -2.0 445,705
110 DCB Financial Corp Lewis Center, Ohio 4,523 4,704 -3.8 354,459
111 Commerce Bank and Trust Holding Co. Topeka, Kan. 4,409 4,747 -7.1 529,711
112 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,380 4,335 1.0 504,266
113 Longview Financial Corp. Texas 4,328 4,519 -4.2 1,454,413
114 Emprise Financial Corp. Wichita, Kan. 4,287 4,219 1.6 915,760
115 Skagit Bancorp Inc. Burlington, Wash. 4,264 4,233 0.7 373,219
116 First Bank Lubbock Bancshares Inc. Texas 4,192 3,710 13.0 483,072
117 People's Utah Bancorp American Fork 4,074 2,755 47.9 832,014
118 Ohio Valley Banc Corp. Gallipolis 3,942 2,923 34.9 574,327
119 American Bancor, Ltd. Dickinson, N.D. 3,822 3,753 1.8 637,625
120 D.L. Evans Bancorp Burley, Idaho 3,695 3,490 5.9 634,756
121 Anchor Bancorp Lacey, Wash. 3,675 4,769 -22.9 281,043
122 National Bank Holdings Corp. Greenwood Village, Colo. 3,618 3,702 -2.3 1,963,736
123 Southern Utah Bancorp. Cedar City 3,507 2,853 22.9 451,868
124 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,497 3,340 4.7 583,170
125 Central Bancorp. Provo, Utah 3,447 3,373 2.2 407,796
126 ATBancorp Dubuque, Iowa 3,390 2,894 17.1 992,571
127 EverBank Financial Corp Jacksonville, Fla. 3,321 3,625 -8.4 14,460,838
128 Somerset Trust Holding Co. Pa. 3,307 3,095 6.8 511,325
129 Cascade Bancorp Bend, Ore. 3,276 3,342 -2.0 1,011,752
130 Croghan Bancshares Inc. Fremont, Ohio 3,241 2,698 20.1 471,906
131 Baker Boyer Bancorp Walla Walla, Wash. 3,209 3,150 1.9 270,990
132 Tampa Bay Banking Co. Tampa, Fla. 3,149 2,961 6.3 734,698
133 International Bancshares Corp. Laredo, Texas 3,125 4,035 -22.6 5,286,499
134 CNB Corp. Conway, S.C. 3,101 3,062 1.3 430,684
135 Liberty Shares Inc. Hinesville, Ga. 3,071 3,504 -12.4 335,488
136 1st Summit Bancorp of Johnstown Inc. Pa. 3,028 2,583 17.2 444,843
137 Wilson Bank Holding Co. Lebanon, Tenn. 2,959 2,955 0.1 1,225,321
138 Peoples Financial Services Corp. Scranton, Pa. 2,910 0 NA 1,178,938
139 Town Financial Corp. Hartford City, Ind. 2,905 2,702 7.5 225,273
140 First Paragould Bankshares Inc. Ark. 2,854 2,767 3.1 598,067
141 Community Bancshares Inc. McArthur, Ohio 2,796 2,907 -3.8 502,638
142 Forstrom Bancorp. Inc. Clara City, Minn. 2,792 NA NA 376,372
143 Hometown Community Bancorp Inc. Morton, Ill. 2,645 2,490 6.2 1,930,456
144 Whitaker Bank Corp. of Kentucky Lexington 2,568 2,395 7.2 1,005,447
145 First Volunteer Corp. Chattanooga, Tenn. 2,510 2,603 -3.6 580,539
146 Heartland BancCorp Gahanna, Ohio 2,482 2,373 4.6 434,376
147 Solvay Bank Corp. N.Y. 2,479 2,539 -2.4 417,115
148 Bankmanagers Corp. Milwaukee 2,460 2,251 9.3 580,942
149 Hilltop Holdings Inc. Dallas 2,458 0 NA 5,446,595
150 Clayton Bancorp, Inc Knoxville, Tenn. 2,427 1,985 22.3 760,467
151 F & M Bank Corp. Timberville, Va. 2,406 2,541 -5.3 491,905
152 TCF Financial Corp. Wayzata, Minn. 2,391 2,415 -1.0 16,330,482
153 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,381 2,289 4.0 453,747
154 National Bank of Indianapolis Corp. 2,372 2,369 0.1 1,046,556
155 Texas Independent Bancshares Inc. Texas City 2,331 2,513 -7.2 412,199
156 NEB Corp. Fond Du Lac, Wis. 2,279 2,167 5.2 808,487
157 Security Federal Corp. Aiken, S.C. 2,274 2,218 2.5 364,827
158 SVB Financial Group Santa Clara, Calif. 2,243 983 128.2 10,920,483
159 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,234 2,348 -4.9 397,739
160 Mid Illinois Bancorp Inc. Peoria 2,214 2,141 3.4 359,416
161 One American Corp. Vacherie, La. 2,203 2,216 -0.6 452,468
162 FMB Bancshares Inc. Lakeland, Ga. 2,196 2,285 -3.9 403,150
163 First Community Bancshares Inc. Bluefield, Va. 2,189 0 NA 1,733,607
164 Four Oaks Fincorp Inc. N.C. 2,188 2,200 -0.5 483,690
165 Commonwealth Bancshares Inc. Louisville, Ky. 2,181 2,143 1.8 491,731
166 1867 Western Financial Corp. Stockton, Calif. 2,163 2,323 -6.9 1,147,539
167 First Guaranty Bancshares Inc. Hammond, La. 2,160 2,114 2.2 711,648
168 Ironhorse Financial Group Inc. Muskogee, Okla. 2,159 1,515 42.5 734,135
169 Pacific Financial Corp. Aberdeen, Wash. 2,153 1,900 13.3 527,630
170 QCR Holdings Inc. Moline, Ill. 2,150 1,707 26.0 1,492,579
171 SouthCrest Financial Group Inc. Peachtree City, Ga. 2,125 2,120 0.2 263,802
172 North American Bancshares Inc. Sherman, Texas 2,116 2,026 4.4 1,274,434
173 First Bank Corp Fort Smith, Ark. 2,080 2,031 2.4 970,165
174 Heartland Bancorp Inc. Bloomington, Ill. 2,069 238 769.3 1,553,868
175 Heritage Financial Group Inc. Albany, Ga. 2,065 689 199.7 936,464
176 Intermountain Community Bancorp Sandpoint, Idaho 2,018 2,353 -14.2 515,738
177 Southside Bancshares Inc. Tyler, Texas 2,017 1,854 8.8 1,370,600
178 BankFirst Capital Corp. Columbus, Miss. 1,990 1,798 10.7 533,419
179 Eastwood Financial Corp. Rochester, Minn. 1,975 1,669 18.3 397,800
180 SNBNY Holdings Ltd. New York 1,956 1,321 48.1 2,325,644
181 Arthur Financial Corp. Union, S.C. 1,943 2,013 -3.5 342,913
182 Pinnacle Financial Partners Inc. Nashville, Tenn. 1,917 734 161.2 4,195,658
183 Central Valley Community Bancorp Fresno, Calif. 1,886 1,331 41.7 514,537
184 First NBC Bank Holding Co. New Orleans 1,861 1,668 11.6 2,713,947
185 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,815 1,517 19.6 598,975
186 Signature Bancorp Inc. Toledo, Ohio 1,798 1,717 4.7 511,728
187 Home State Bancorp Loveland, Colo. 1,786 1,655 7.9 419,886
188 First Community Bancshares Inc. Batesville, Ark. 1,761 2,534 -30.5 632,225
189 Bank of Southside Virginia Corp. Carson 1,742 1,674 4.1 240,192
190 ServisFirst Bancshares Inc. Birmingham, Ala. 1,712 1,411 21.3 2,944,501
191 Uwharrie Capital Corp Albemarle, N.C. 1,710 2,927 -41.6 305,099
192 Old Line Bancshares Inc. Bowie, Md. 1,689 1,635 3.3 855,958
193 Manhattan Banking Corp. Kan. 1,661 1,340 24.0 844,269
194 F.N.B. Corp. Hermitage, Pa. 1,636 1,266 29.2 9,947,076
195 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,616 1,836 -12.0 591,940
  United Bank Corp. Barnesville, Ga. 1,616 736 119.6 492,138
197 Westbrand Inc. Minot, N.D. 1,603 1,465 9.4 440,493
198 First Trust Corp. New Orleans 1,592 1,554 2.4 619,603
199 Southwest Missouri Bancorp. Inc. Carthage 1,587 1,488 6.7 374,308
200 Kentucky Bancshares Inc. Paris 1,586 1,396 13.6 474,161


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 27, 2014.
Source:

SNL Financial
, Charlottesville, Va.
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