Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

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Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

Bank Holding Companies with the Largest U.S. Consumer Loan PortfoliosOn Dec. 31, 2011. Dollars in thousands
Published May 2, 2012

Rank   Total consumer loans % of total loans Credit card loans Other revolving credit loans All other consumer loans Total loans and leases
4Q 2011 4Q 2010 vs. 4Q 2010 4Q 2011 4Q 2010 4Q 2011 4Q 2010 vs. 4Q 2010 4Q 2011 4Q 2010 vs. 4Q 2010 4Q 2011 4Q 2010 vs. 4Q 2010 4Q 2011 4Q 2010
1 Bank of America Corp. Charlotte, N.C. $203,218,001 $238,205,499 -14.7% 21.1% 24.0% $117,035,121 $141,250,473 -17.1% $27,533,146 $35,763,093 -23.0% $58,649,734 $61,191,933 -4.2% $961,825,565 $993,149,151
2 Citigroup Inc. New York 202,914,000 227,512,000 -10.8 30.0 33.5 151,478,000 159,104,000 -4.8 6,129,000 7,462,000 -17.9 45,307,000 60,946,000 -25.7 676,030,000 678,662,000
3 JPMorgan Chase & Co. New York 182,248,000 189,783,000 -4.0 24.5 26.1 121,699,000 128,391,000 -5.2 3,103,000 2,478,000 25.2 57,446,000 58,914,000 -2.5 742,373,000 726,922,000
4 Wells Fargo & Co. San Francisco 103,845,000 105,109,000 -1.2 12.7 13.0 22,905,000 22,384,000 2.3 8,009,000 7,065,000 13.4 72,931,000 75,660,000 -3.6 819,326,000 811,320,000
5 Capital One Financial Corp. McLean, Va. 82,519,856 74,359,022 11.0 60.5 58.8 58,590,523 52,525,837 11.5 278,689 239,440 16.4 23,650,644 21,593,745 9.5 136,484,163 126,550,123
6 American Express Co. New York 62,932,000 61,255,768 2.7 61.2 62.8 62,621,000 60,850,475 2.9 289,000 349,175 -17.2 22,000 56,118 -60.8 102,886,000 97,519,780
7 Discover Financial Services Riverwoods, Ill. 58,526,827 53,048,880 10.3 99.6 99.5 47,773,150 46,231,088 3.3 0 0 NA 10,753,677 6,817,792 57.7 58,762,498 53,325,688
8 Ally Financial Inc. Detroit 57,843,000 45,433,000 27.3 46.9 39.9 0 0 NA 0 0 NA 57,843,000 45,433,000 27.3 123,312,000 113,824,000
9 U.S. Bancorp Minneapolis 42,404,000 41,695,000 1.7 19.8 20.6 17,366,000 16,808,000 3.3 3,344,000 3,472,000 -3.7 21,694,000 21,415,000 1.3 214,465,000 202,295,000
10 HSBC North America Holdings Inc. Buffalo, N.Y. 37,064,940 41,807,040 -11.3 27.6 29.5 30,912,865 33,582,899 -8.0 246,355 277,931 -11.4 5,905,720 7,946,210 -25.7 134,391,513 141,917,020
11 PNC Financial Services Group Inc. Pittsburgh 22,509,112 20,237,002 11.2 13.9 13.1 3,536,436 3,474,407 1.8 900,536 919,736 -2.1 18,072,140 15,842,859 14.1 162,161,084 154,199,719
12 SunTrust Banks Inc. Atlanta 20,104,793 16,443,840 22.3 16.1 13.8 540,236 514,585 5.0 877,855 926,182 -5.2 18,686,702 15,003,073 24.6 124,876,476 119,475,313
13 Fifth Third Bancorp Cincinnati 14,100,746 13,259,805 6.3 16.8 16.6 1,966,566 1,885,840 4.3 341,387 423,928 -19.5 11,792,793 10,950,037 7.7 83,971,659 79,707,598
14 BB&T Corp. Winston-Salem, N.C. 13,987,009 13,107,119 6.7 12.6 12.2 1,723,875 1,758,155 -1.9 608,600 600,939 1.3 11,654,534 10,748,025 8.4 111,204,569 107,263,604
15 Citizens Financial Group Inc. Providence, R.I. 13,364,542 14,974,453 -10.8 15.3 17.1 1,493,490 1,525,900 -2.1 338,530 347,796 -2.7 11,532,522 13,100,757 -12.0 87,381,176 87,770,357
16 TD Bank US Holding Co. Portland, Maine 12,586,076 5,227,083 140.8 15.6 7.8 938,758 806,427 16.4 122,448 140,191 -12.7 11,524,870 4,280,465 169.2 80,706,029 66,642,348
17 Barclays Delaware Holdings LLC Wilmington 12,037,830 10,234,864 17.6 99.0 98.6 12,037,818 10,234,851 17.6 0 0 NA 12 13 -7.7 12,163,911 10,379,572
18 BancWest Corp. San Francisco 11,870,856 11,302,939 5.0 22.8 22.0 393,606 410,619 -4.1 133,719 131,511 1.7 11,343,531 10,760,809 5.4 52,063,947 51,392,340
19 KeyCorp Cleveland 8,895,494 10,027,854 -11.3 15.9 17.6 0 0 NA 716,218 722,660 -0.9 8,179,276 9,305,194 -12.1 56,115,176 57,039,330
20 CIT Group Inc. New York 6,349,843 8,477,925 -25.1 28.9 33.0 0 0 NA 0 99 -100.0 6,349,843 8,477,826 -25.1 21,960,198 25,722,263
21 Huntington Bancshares Inc. Columbus, Ohio 6,288,271 6,268,523 0.3 15.5 16.1 0 0 NA 207,455 270,373 -23.3 6,080,816 5,998,150 1.4 40,527,471 38,879,737
22 BMO Financial Corp. Wilmington, Del. 5,961,120 5,017,062 18.8 10.9 18.2 483,470 285,089 69.6 292,636 127,640 129.3 5,185,014 4,604,333 12.6 54,842,713 27,542,879
23 M&T Bank Corp. Buffalo, N.Y. 5,336,497 4,925,321 8.3 8.9 9.5 170,957 50,564 238.1 133,127 132,071 0.8 5,032,413 4,742,686 6.1 60,096,005 51,990,382
24 Morgan Stanley New York 5,106,000 3,975,000 28.5 10.6 9.9 0 0 NA 0 0 NA 5,106,000 3,975,000 28.5 48,005,000 40,216,000
25 First National of Nebraska Inc. Omaha 4,062,381 3,689,339 10.1 39.1 34.4 3,882,412 3,453,343 12.4 68,658 76,882 -10.7 111,311 159,114 -30.0 10,389,464 10,727,520
26 Regions Financial Corp. Birmingham, Ala. 3,985,444 2,703,368 47.4 5.1 3.2 986,610 0 NA 295,450 282,803 4.5 2,703,384 2,420,565 11.7 78,882,840 84,415,006
27 Popular Inc. Hato Rey, Puerto Rico 2,945,000 2,904,000 1.4 11.6 11.0 1,230,000 1,135,000 8.4 157,000 145,000 8.3 1,558,000 1,624,000 -4.1 25,314,000 26,459,000
28 BBVA USA Bancshares Inc. Houston 2,474,944 2,556,625 -3.2 5.9 6.3 582,244 534,375 9.0 213,206 178,007 19.8 1,679,494 1,844,243 -8.9 42,113,035 40,441,825
29 Commerce Bancshares Inc. Kansas City, Mo. 1,675,589 1,821,985 -8.0 18.2 19.2 789,285 831,603 -5.1 21,820 24,719 -11.7 864,484 965,663 -10.5 9,211,004 9,475,712
30 Wintrust Financial Corp. Lake Forest, Ill. 1,536,889 1,323,579 16.1 13.3 12.8 165 858 -80.8 7,442 5,431 37.0 1,529,282 1,317,290 16.1 11,521,194 10,330,235
31 First BanCorp. San Juan, Puerto Rico 1,275,230 1,389,596 -8.2 12.1 11.6 198 450 -56.0 13,838 18,283 -24.3 1,261,194 1,370,863 -8.0 10,557,404 11,935,703
32 Educational Services of America Inc. Knoxville, Tenn. 1,260,530 1,065,149 18.3 96.9 93.9 0 0 NA 232 911 -74.5 1,260,298 1,064,238 18.4 1,300,265 1,134,170
33 FirstMerit Corp. Akron, Ohio 1,245,345 1,240,627 0.4 13.7 13.9 144,395 149,739 -3.6 0 0 NA 1,100,950 1,090,888 0.9 9,059,901 8,922,221
34 Taunus Corp. New York 1,216,000 1,111,000 9.5 2.8 2.4 0 0 NA 0 0 NA 1,216,000 1,111,000 9.5 44,134,000 46,944,000
35 BBVA PR Holding Corp. San Juan, Puerto Rico 1,146,274 1,125,840 1.8 31.0 31.6 57,954 54,444 6.4 5,221 6,370 -18.0 1,083,099 1,065,026 1.7 3,697,314 3,557,422
36 Bank of New York Mellon Corp. 1,019,000 985,000 3.5 2.3 2.6 0 0 NA 4,000 7,000 -42.9 1,015,000 978,000 3.8 44,269,000 38,238,000
37 Citizens Republic Bancorp Inc. Flint, Mich. 961,879 922,731 4.2 17.4 14.7 11 12 -8.3 8,509 17,222 -50.6 953,359 905,497 5.3 5,539,937 6,256,949
38 NBT Bancorp Inc. Norwich, N.Y. 936,923 871,478 7.5 24.7 24.1 0 0 NA 20,681 21,796 -5.1 916,242 849,682 7.8 3,800,203 3,610,006
39 Valley National Bancorp Wayne, N.J. 907,115 937,665 -3.3 9.2 9.9 9,122 9,732 -6.3 123,490 77,100 60.2 774,503 850,833 -9.0 9,824,810 9,424,753
40 Fidelity Southern Corp. Atlanta 865,931 723,333 19.7 49.3 44.8 0 0 NA 850 1,057 -19.6 865,081 722,276 19.8 1,757,720 1,613,270
41 United National Corp. Sioux Falls, S.D. 858,573 827,229 3.8 68.0 66.3 631,729 645,598 -2.1 3,179 3,328 -4.5 223,665 178,303 25.4 1,262,176 1,248,024
42 Santander BanCorp San Juan, Puerto Rico 824,697 828,171 -0.4 14.5 15.6 215,011 230,505 -6.7 22,082 32,209 -31.4 587,604 565,457 3.9 5,679,533 5,312,951
43 F.N.B. Corp. Hermitage, Pa. 774,869 728,699 6.3 11.3 11.9 0 0 NA 72,499 63,492 14.2 702,370 665,207 5.6 6,870,942 6,100,855
44 Arvest Bank Group Inc. Bentonville, Ark. 735,117 803,399 -8.5 9.9 10.9 160,392 148,326 8.1 24,412 24,141 1.1 550,313 630,932 -12.8 7,398,539 7,389,470
45 Susquehanna Bancshares Inc. Lititz, Pa. 722,329 603,084 19.8 6.9 6.3 0 0 NA 18,754 17,624 6.4 703,575 585,460 20.2 10,447,930 9,633,197
46 Community Bank System Inc. DeWitt, N.Y. 702,734 634,706 10.7 20.2 20.9 0 0 NA 12,401 12,798 -3.1 690,333 621,908 11.0 3,471,857 3,030,653
47 Hancock Holding Co. Gulfport, Miss. 701,027 480,836 45.8 6.2 9.7 60,097 9,186 554.2 83,661 16,104 419.5 557,269 455,546 22.3 11,249,404 4,979,029
48 Park National Corp. Newark, Ohio 620,479 666,871 -7.0 13.2 14.1 0 0 NA 5,780 6,065 -4.7 614,699 660,806 -7.0 4,685,893 4,732,685
49 First Interstate BancSystem Inc. Billings, Mont. 613,258 640,746 -4.3 14.7 14.7 60,933 60,891 0.1 18,939 17,957 5.5 533,386 561,898 -5.1 4,183,684 4,365,326
50 Farmers and Merchants Investment Inc. Lincoln, Neb. 591,921 675,949 -12.4 30.2 34.0 5,797 5,140 12.8 1,881 1,895 -0.7 584,243 668,914 -12.7 1,958,951 1,990,429
51 Brookline Bancorp Inc. Mass. 579,058 0 NA 21.2 NA 0 0 NA 0 0 NA 579,058 0 NA 2,726,081 0
52 First Commonwealth Financial Corp. Indiana, Pa. 565,849 561,442 0.8 13.9 13.3 0 0 NA 38,331 37,684 1.7 527,518 523,758 0.7 4,057,055 4,218,083
53 Associated Banc-Corp Green Bay, Wis. 557,782 695,383 -19.8 3.9 5.4 0 0 NA 47,450 42,132 12.6 510,332 653,251 -21.9 14,280,266 12,761,543
54 Comerica Inc. Dallas 557,675 513,050 8.7 1.3 1.3 0 0 NA 233,979 211,233 10.8 323,696 301,817 7.2 42,713,012 40,258,275
55 East West Bancorp Inc. Pasadena, Calif. 557,150 661,106 -15.7 3.7 4.8 568 548 3.6 13,674 21,519 -36.5 542,908 639,039 -15.0 14,962,259 13,694,826
56 Zions Bancorp. Salt Lake City 554,702 573,996 -3.4 1.5 1.5 157,775 139,983 12.7 156,816 178,662 -12.2 240,111 255,351 -6.0 37,459,498 37,035,830
57 Independent Holdings Inc. Memphis, Tenn. 532,841 528,835 0.8 76.0 77.3 0 0 NA 9 17 -47.1 532,832 528,818 0.8 700,947 683,776
58 First Citizens Bancorp. Inc. Columbia, S.C. 531,920 512,710 3.7 11.6 10.4 54,410 55,037 -1.1 17,858 19,255 -7.3 459,652 438,418 4.8 4,573,254 4,909,684
59 Old National Bancorp Evansville, Ind. 530,988 537,168 -1.2 11.1 14.3 0 0 NA 15,542 14,170 9.7 515,446 522,998 -1.4 4,772,317 3,747,766
60 Financial Institutions Inc. Warsaw, N.Y. 511,611 443,893 15.3 34.4 32.9 0 0 NA 2,714 2,928 -7.3 508,897 440,965 15.4 1,487,186 1,349,128
61 Eastern Bank Corp. Boston 510,322 559,163 -8.7 12.9 14.2 0 3 -100.0 8,749 8,000 9.4 501,573 551,160 -9.0 3,957,147 3,934,107
62 First Citizens BancShares Inc. Raleigh, N.C. 502,181 666,392 -24.6 3.6 4.9 245,303 264,660 -7.3 52,337 45,923 14.0 204,541 355,809 -42.5 14,036,328 13,576,961
63 Westamerica Bancorp. San Rafael, Calif. 489,108 490,853 -0.4 19.4 16.8 0 0 NA 24,734 19,011 30.1 464,374 471,842 -1.6 2,523,806 2,922,084
64 Chemical Financial Corp. Midland, Mich. 486,656 470,447 3.4 12.6 12.7 0 0 NA 6,604 6,802 -2.9 480,052 463,645 3.5 3,850,103 3,702,141
65 Synovus Financial Corp. Columbus, Ga. 476,485 523,579 -9.0 2.4 2.4 273,098 284,971 -4.2 43,679 43,769 -0.2 159,708 194,839 -18.0 20,271,478 21,945,967
66 CB&T Holding Corp. New Orleans 473,702 428,057 10.7 85.1 86.1 0 0 NA 0 0 NA 473,702 428,057 10.7 556,617 497,187
67 Central Bancompany Inc. Jefferson City, Mo. 472,023 457,967 3.1 7.9 7.6 34,843 33,505 4.0 33,932 24,363 39.3 403,248 400,099 0.8 5,954,829 6,003,302
68 Community Trust Bancorp Inc. Pikeville, Ky. 464,330 494,221 -6.0 18.2 19.0 0 0 NA 4,140 4,141 0.0 460,190 490,080 -6.1 2,557,084 2,605,635
69 Iberiabank Corp. Lafayette, La. 458,245 405,565 13.0 6.1 6.6 49,866 40,998 21.6 26,810 14,565 84.1 381,569 350,002 9.0 7,541,050 6,123,194
70 Northern Trust Corp. Chicago 454,605 2,869,589 -84.2 1.6 10.2 0 0 NA 26,870 14,953 79.7 427,735 2,854,636 -85.0 29,069,723 28,137,450
71 City National Corp. Los Angeles 448,802 422,253 6.3 3.3 3.2 11,823 10,639 11.1 3,392 4,128 -17.8 433,587 407,486 6.4 13,791,239 13,244,150
72 Amarillo National Bancorp Inc. Texas 445,168 433,253 2.8 20.1 20.8 0 0 NA 843 0 NA 444,325 433,253 2.6 2,218,746 2,078,831
73 BOK Financial Corp. Tulsa, Okla. 408,644 562,693 -27.4 3.6 5.2 0 0 NA 13,340 16,267 -18.0 395,304 546,426 -27.7 11,426,503 10,875,862
74 Goldman Sachs Group Inc. New York 396,000 231,000 71.4 0.7 0.5 0 0 NA 0 0 NA 396,000 231,000 71.4 53,677,000 47,083,000
75 UMB Financial Corp. Kansas City, Mo. 390,405 439,469 -11.2 7.9 9.6 326,882 322,208 1.5 6,765 10,849 -37.6 56,758 106,412 -46.7 4,970,558 4,598,097
76 Franklin Resources Inc. San Mateo, Calif. 389,189 541,829 -28.2 62.8 70.6 173 15,305 -98.9 60,523 56,202 7.7 328,493 470,322 -30.2 619,999 767,055
77 The Bessemer Group Inc. Woodbridge, N.J. 385,378 372,231 3.5 72.8 74.2 0 0 NA 0 0 NA 385,378 372,231 3.5 529,398 501,902
78 BancorpSouth Inc. Tupelo, Miss. 361,881 394,425 -8.3 4.0 4.2 90,278 92,459 -2.4 15,926 20,395 -21.9 255,677 281,571 -9.2 8,957,905 9,434,681
79 Bank of Hawaii Corp. Honolulu 357,938 366,339 -2.3 6.4 6.8 0 0 NA 111,695 129,923 -14.0 246,243 236,416 4.2 5,557,261 5,353,356
80 Simmons First National Corp. Pine Bluff, Ark. 346,652 370,778 -6.5 19.7 19.2 189,970 190,329 -0.2 785 768 2.2 155,897 179,681 -13.2 1,760,820 1,932,301
81 American National Corp. Omaha, Neb. 340,539 391,293 -13.0 28.6 33.5 0 0 NA 1,823 3,661 -50.2 338,716 387,632 -12.6 1,190,201 1,166,349
82 Arrow Financial Corp. Glens Falls, N.Y. 328,693 341,138 -3.6 29.1 29.8 0 0 NA 1,040 1,018 2.2 327,653 340,120 -3.7 1,131,457 1,145,508
83 Fulton Financial Corp. Lancaster, Pa. 310,712 344,773 -9.9 2.6 2.9 9 13 -30.8 42,921 48,001 -10.6 267,782 296,759 -9.8 12,015,979 12,017,247
84 Cullen/Frost Bankers Inc. San Antonio 306,277 320,078 -4.3 3.8 3.9 0 0 NA 147,748 149,035 -0.9 158,529 171,043 -7.3 7,995,779 8,126,180
85 First Financial Corp. Terre Haute, Ind. 289,500 307,265 -5.8 15.3 18.7 0 0 NA 135 0 NA 289,365 307,265 -5.8 1,894,881 1,640,146
86 Bremer Financial Corp. St. Paul, Minn. 284,526 283,096 0.5 5.1 5.3 0 6,611 -100.0 42,921 48,791 -12.0 241,605 227,694 6.1 5,593,026 5,314,822
87 United Bankshares Inc. Charleston, W.Va. 277,584 254,296 9.2 4.4 4.8 11,519 12,025 -4.2 9,656 5,212 85.3 256,409 237,059 8.2 6,240,612 5,267,195
88 First Niagara Financial Group Inc. Buffalo, N.Y. 267,853 269,303 -0.5 1.6 2.6 27,288 15,455 76.6 65,686 62,631 4.9 174,879 191,217 -8.5 16,567,073 10,521,402
89 Stifel Financial Corp. St. Louis 265,224 208,548 27.2 20.0 21.8 0 0 NA 0 0 NA 265,224 208,548 27.2 1,329,211 955,930
90 First Horizon National Corp. Memphis, Tenn. 264,477 294,465 -10.2 1.6 1.7 148,726 155,550 -4.4 1,168 1,496 -21.9 114,583 137,419 -16.6 16,811,720 17,158,312
91 Union First Market Bankshares Corp. Bowling Green, Va. 260,759 296,493 -12.1 9.0 10.2 19,006 17,119 11.0 5,901 10,492 -43.8 235,852 268,882 -12.3 2,893,406 2,911,227
92 Canandaigua National Corp. N.Y. 260,096 213,316 21.9 20.1 17.7 0 0 NA 3,348 3,131 6.9 256,748 210,185 22.2 1,292,521 1,204,856
93 BancFirst Corp. Oklahoma City 252,330 273,277 -7.7 8.4 9.7 0 0 NA 5,062 5,203 -2.7 247,268 268,074 -7.8 3,013,498 2,811,964
94 C&F Financial Corp. West Point, Va. 251,176 225,194 11.5 35.1 32.2 0 0 NA 84 80 5.0 251,092 225,114 11.5 714,817 699,329
95 Trustmark Corp. Jackson, Miss. 244,046 402,165 -39.3 4.0 6.5 41,691 42,013 -0.8 14,312 14,227 0.6 188,043 345,925 -45.6 6,150,841 6,213,286
96 WesBanco Inc. Wheeling, W.Va. 238,514 242,452 -1.6 7.3 7.3 0 0 NA 13,550 13,290 2.0 224,964 229,162 -1.8 3,249,159 3,303,175
97 Independent Bank Corp. Ionia, Mich. 235,804 330,141 -28.6 14.5 17.7 0 0 NA 298 339 -12.1 235,506 329,802 -28.6 1,623,128 1,865,608
98 MB Financial Inc. Chicago 224,948 223,639 0.6 3.8 3.4 4,741 109 4,249.54 574 734 -21.8 219,633 222,796 -1.4 5,955,722 6,617,811
99 PrivateBancorp Inc. Chicago 218,796 259,837 -15.8 2.4 2.8 0 0 NA 109,116 128,718 -15.2 109,680 131,119 -16.4 9,278,914 9,444,998
100 First Financial Bankshares Inc. Abilene, Texas 212,348 188,724 12.5 11.9 11.2 694 667 4.0 7,317 3,970 84.3 204,337 184,087 11.0 1,786,544 1,690,346
101 National Penn Bancshares Inc. Boyertown, Pa. 209,082 236,107 -11.4 4.0 4.4 0 0 NA 70,179 87,146 -19.5 138,903 148,961 -6.8 5,188,101 5,326,723
102 RBC USA Holdco Corp. New York 194,776 410,105 -52.5 1.0 1.9 0 214,525 -100.0 89,870 94,626 -5.0 104,906 100,954 3.9 18,824,944 21,112,681
103 LNB Bancorp Inc. Lorain, Ohio 194,299 164,962 17.8 23.0 20.2 0 0 NA 923 0 NA 193,376 164,962 17.2 846,536 817,683
104 Capital City Bank Group Inc. Tallahassee, Fla. 188,640 202,826 -7.0 11.6 11.5 0 0 NA 2,338 1,735 34.8 186,302 201,091 -7.4 1,628,683 1,758,671
105 Community West Bancshares Goleta, Calif. 187,745 194,530 -3.5 34.4 32.8 0 0 NA 0 0 NA 187,745 194,530 -3.5 546,325 593,883
106 Intrust Financial Corp. Wichita, Kan. 184,418 194,945 -5.4 8.5 8.3 125,520 130,275 -3.6 584 613 -4.7 58,314 64,057 -9.0 2,161,578 2,337,644
107 Beacon Bancorp Taunton, Mass. 182,406 187,338 -2.6 19.3 21.0 0 0 NA 127 126 0.8 182,279 187,212 -2.6 943,897 894,077
108 UnionBanCal Corp. San Francisco 181,465 179,941 0.8 0.3 0.4 0 2,491 -100.0 161,282 144,958 11.3 20,183 32,492 -37.9 53,617,793 48,111,769
109 Alliance Financial Corp. Cortland, N.Y. 171,249 189,792 -9.8 19.6 21.1 0 0 NA 3,112 2,978 4.5 168,137 186,814 -10.0 873,938 901,477
110 Southside Bancshares Inc. Tyler, Texas 169,943 196,445 -13.5 15.6 18.1 2,085 2,058 1.3 1,656 2,630 -37.0 166,202 191,757 -13.3 1,090,782 1,084,503
111 UFS Bancorp Whitinsville, Mass. 166,341 139,803 19.0 26.4 26.3 0 0 NA 200 311 -35.7 166,141 139,492 19.1 630,243 530,692
112 First Fidelity Bancorp Inc. Oklahoma City 159,466 144,843 10.1 25.4 22.5 0 0 NA 727 591 23.0 158,739 144,252 10.0 626,948 644,787
113 Great Southern Bancorp Inc. Springfield, Mo. 158,938 151,802 4.7 7.2 7.8 0 0 NA 1,095 1,705 -35.8 157,843 150,097 5.2 2,194,313 1,940,873
114 SVB Financial Group Santa Clara, Calif. 157,407 169,508 -7.1 2.3 3.1 345 0 NA 98,661 108,766 -9.3 58,401 60,742 -3.9 6,970,082 5,521,737
115 State Street Corp. Boston 146,601 128,199 14.4 1.5 1.1 0 0 NA 0 0 NA 146,601 128,199 14.4 10,053,509 11,956,905
116 The Bancorp Inc. Wilmington, Del. 146,228 129,028 13.3 8.4 8.0 0 0 NA 145,614 128,432 13.4 614 596 3.0 1,744,828 1,619,195
117 First Internet Bancorp Indianapolis 145,889 175,205 -16.7 38.4 56.3 1,178 1,355 -13.1 434 472 -8.1 144,277 173,378 -16.8 380,321 311,402
118 Sterling Financial Corp. Spokane, Wash. 145,567 161,781 -10.0 2.5 2.8 0 0 NA 13,474 35,905 -62.5 132,093 125,876 4.9 5,792,448 5,848,638
119 Horizon Bancorp Michigan City, Ind. 144,471 147,261 -1.9 14.5 16.3 0 0 NA 1,089 1,213 -10.2 143,382 146,048 -1.8 997,283 901,710
120 Boston Private Financial Holdings Inc. 136,244 119,324 14.2 2.9 2.7 640 651 -1.7 7,360 9,081 -19.0 128,244 109,592 17.0 4,662,297 4,489,492
121 Farmers National Banc Corp. Canfield, Ohio 131,732 132,665 -0.7 23.0 22.5 636 595 6.9 824 828 -0.5 130,272 131,242 -0.7 572,356 590,323
122 Cummins-American Corp. Glenview, Ill. 130,397 121,642 7.2 31.3 30.6 0 0 NA 545 617 -11.7 129,852 121,025 7.3 415,961 397,862
123 Central Bancshares Inc. Lexington, Ky. 129,091 151,313 -14.7 7.7 8.5 8,023 7,995 0.4 612 974 -37.2 120,456 142,344 -15.4 1,673,133 1,769,985
124 Pinnacle Bancorp Inc. Central City, Neb. 124,946 142,332 -12.2 3.1 3.5 8,386 9,250 -9.3 6,682 7,117 -6.1 109,878 125,965 -12.8 4,077,216 4,051,839
125 North American Financial Holdings Inc. Miami 124,768 43,054 189.8 2.9 2.5 0 0 NA 1,862 3,708 -49.8 122,906 39,346 212.4 4,319,934 1,753,359
126 Star Financial Group Inc. Fort Wayne, Ind. 124,603 146,565 -15.0 11.3 12.7 0 0 NA 5,899 7,612 -22.5 118,704 138,953 -14.6 1,102,128 1,154,465
127 BankGuam Holding Co. Hagatna 122,894 0 NA 16.6 NA 12,192 0 NA 409 0 NA 110,293 0 NA 739,304 0
128 Rhinebeck Bancorp MHC Poughkeepsie, N.Y. 121,296 0 NA 31.3 NA 0 0 NA 583 0 NA 120,713 0 NA 387,659 0
129 Banterra Corp Eldorado, Ill. 121,259 106,213 14.2 16.2 14.0 0 0 NA 0 0 NA 121,259 106,213 14.2 748,608 756,459
130 SNBNY Holdings Ltd. New York 118,364 118,419 0.0 6.8 7.8 1,407 1,283 9.7 0 0 NA 116,957 117,136 -0.2 1,739,698 1,520,309
131 1867 Western Financial Corp. Stockton, Calif. 117,568 152,263 -22.8 11.7 13.8 2,753 2,599 5.9 1,918 1,956 -1.9 112,897 147,708 -23.6 1,008,697 1,107,019
132 International Bancshares Corp. Laredo, Texas 116,774 152,738 -23.5 2.3 2.8 5,413 4,273 26.7 0 0 NA 111,361 148,465 -25.0 5,053,475 5,410,003
133 United Community Banks Inc. Blairsville, Ga. 112,665 131,007 -14.0 2.7 2.8 0 0 NA 8,767 10,245 -14.4 103,898 120,762 -14.0 4,187,977 4,708,229
134 Chemung Financial Corp. Elmira, N.Y. 112,238 114,205 -1.7 14.1 18.6 1,955 2,020 -3.2 1,024 931 10.0 109,259 111,254 -1.8 797,310 614,170
135 Glacier Bancorp Inc. Kalispell, Mont. 109,235 115,916 -5.8 3.1 3.0 0 0 NA 15,476 15,414 0.4 93,759 100,502 -6.7 3,561,591 3,825,501
136 Central Pacific Financial Corp. Honolulu 108,810 112,950 -3.7 5.1 5.0 0 0 NA 34,505 34,396 0.3 74,305 78,554 -5.4 2,114,737 2,239,192
137 Community First Bancshares Inc. Sharon, Tenn. 107,980 117,739 -8.3 11.5 12.0 0 0 NA 1,960 2,758 -28.9 106,020 114,981 -7.8 942,159 981,917
138 FirstBank Holding Co. Lakewood, Colo. 105,070 107,131 -1.9 2.0 2.3 75,465 76,942 -1.9 20,716 20,219 2.5 8,889 9,970 -10.8 5,197,192 4,602,146
139 Washington Banking Co. Oak Harbor 101,032 114,922 -12.1 9.1 9.5 3,399 3,359 1.2 3,810 4,956 -23.1 93,823 106,607 -12.0 1,104,332 1,212,943
140 SCBT Financial Corp. Columbia, S.C. 98,429 83,877 17.3 3.4 3.2 0 0 NA 5,045 4,586 10.0 93,384 79,291 17.8 2,918,575 2,659,942
141 TriState Capital Holdings Inc. Pittsburgh 96,565 85,526 12.9 6.9 6.7 0 0 NA 76,688 67,969 12.8 19,877 17,557 13.2 1,406,995 1,283,745
142 Austin Bancorp Inc. Jacksonville, Texas 96,441 103,035 -6.4 9.8 11.1 0 0 NA 3,139 2,124 47.8 93,302 100,911 -7.5 985,951 925,713
143 The Bank of Southside Virginia Corp. Carson 96,303 110,887 -13.2 34.2 36.0 1,929 1,877 2.8 328 345 -4.9 94,046 108,665 -13.5 281,802 307,630
144 National Americas Holdings LLC New York 95,891 135,359 -29.2 1.8 2.6 6,229 7,067 -11.9 5,225 5,966 -12.4 84,437 122,326 -31.0 5,436,368 5,284,781
145 W.T.B. Financial Corp. Spokane, Wash. 92,531 89,905 2.9 3.5 3.3 19,195 17,737 8.2 44,063 37,555 17.3 29,273 34,613 -15.4 2,641,312 2,727,073
146 Heartland Financial USA Inc. Dubuque, Iowa 88,548 83,732 5.8 3.5 3.5 0 0 NA 5,368 2,352 128.2 83,180 81,380 2.2 2,548,159 2,388,691
147 Broadway Bancshares Inc. San Antonio 88,327 89,142 -0.9 8.0 8.0 0 0 NA 37,647 40,431 -6.9 50,680 48,711 4.0 1,107,371 1,108,912
148 Peoples Bancorp Inc. Marietta, Ohio 87,908 83,746 5.0 9.3 8.7 0 0 NA 377 422 -10.7 87,531 83,324 5.0 941,777 965,473
149 Community Bancshares of Mississippi Inc. Brandon 87,198 86,797 0.5 5.7 5.5 0 0 NA 2,168 1,211 79.0 85,030 85,586 -0.6 1,540,767 1,578,530
150 Capitol Bancorp. Inc. Britton, S.D. 87,106 70,214 24.1 18.8 15.1 76,605 59,170 29.5 405 440 -8.0 10,096 10,604 -4.8 464,052 463,561
151 Cashmere Valley Financial Corp. Cashmere, Wash. 86,620 86,665 -0.1 14.8 14.9 6,393 6,309 1.3 2,696 3,640 -25.9 77,531 76,716 1.1 587,013 579,976
152 Commerce Bank and Trust Holding Co. Topeka, Kan. 86,400 103,821 -16.8 14.3 15.4 5,704 6,420 -11.2 1,690 1,864 -9.3 79,006 95,537 -17.3 604,125 673,009
153 Ohio Valley Banc Corp. Gallipolis, Ohio 86,372 100,808 -14.3 14.4 15.7 2,591 2,069 25.2 3,296 4,024 -18.1 80,485 94,715 -15.0 598,308 641,322
154 Durant Bancorp Inc. Okla. 84,237 93,395 -9.8 6.3 6.3 840 971 -13.5 156 134 16.4 83,241 92,290 -9.8 1,330,035 1,493,160
155 First Merchants Corp. Muncie, Ind. 84,172 115,295 -27.0 3.1 4.0 0 0 NA 3,212 8,250 -61.1 80,960 107,045 -24.4 2,731,279 2,857,152
156 Independent Bankers Financial Corp. Irving, Texas 82,615 81,136 1.8 12.6 11.2 81,621 77,895 4.8 0 0 NA 994 3,241 -69.3 655,062 726,805
157 Peoples Bancorp Lynden, Wash. 82,612 83,967 -1.6 8.6 9.0 471 532 -11.5 1,993 2,177 -8.5 80,148 81,258 -1.4 957,246 937,033
158 South Plains Financial Inc. Lubbock, Texas 81,960 78,756 4.1 5.6 5.0 0 0 NA 428 316 35.4 81,532 78,440 3.9 1,458,166 1,565,762
159 Community Bancshares Inc. McArthur, Ohio 80,273 85,740 -6.4 17.5 18.4 3,053 2,965 3.0 2,894 2,878 0.6 74,326 79,897 -7.0 458,428 466,849
160 Diboll State Bancshares Inc. Texas 80,231 81,053 -1.0 16.2 16.8 1,666 1,753 -5.0 0 0 NA 78,565 79,300 -0.9 493,735 482,279
161 Banner Corp. Walla Walla, Wash. 80,053 80,430 -0.5 2.4 2.4 12,539 11,731 6.9 9,757 10,718 -9.0 57,757 57,981 -0.4 3,296,338 3,403,116
162 American Bancor Ltd. Dickinson, N.D. 79,904 71,919 11.1 17.1 15.6 3,798 3,886 -2.3 587 807 -27.3 75,519 67,226 12.3 467,117 459,829
163 Longview Financial Corp. Texas 78,849 80,993 -2.6 7.1 7.4 4,893 6,497 -24.7 5,558 4,030 37.9 68,398 70,466 -2.9 1,117,032 1,087,241
164 Prosperity Bancshares Inc. Houston 78,187 87,978 -11.1 2.1 2.5 0 0 NA 4,528 5,173 -12.5 73,659 82,805 -11.0 3,765,906 3,485,023
165 RCB Holding Co. Inc. Claremore, Okla. 76,549 73,036 4.8 8.8 8.6 0 0 NA 152 168 -9.5 76,397 72,868 4.8 871,190 853,688
166 Dacotah Banks Inc. Aberdeen, S.D. 74,263 83,575 -11.1 5.4 6.1 0 0 NA 4,959 6,670 -25.7 69,304 76,905 -9.9 1,384,010 1,361,009
167 South Dakota Bancshares Inc. Pierre 73,602 72,664 1.3 13.3 13.0 0 0 NA 1,210 1,175 3.0 72,392 71,489 1.3 554,098 559,797
168 First Security Bancorp Searcy, Ark. 73,248 82,115 -10.8 4.4 5.1 11,001 10,739 2.4 2,098 2,697 -22.2 60,149 68,679 -12.4 1,678,008 1,604,739
169 Customers Bancorp Inc. Wyomissing, Pa. 73,190 0 NA 4.8 NA 0 0 NA 60 0 NA 73,130 0 NA 1,517,512 0
170 Clayton Bancorp Inc. Knoxville, Tenn. 72,923 77,658 -6.1 10.3 10.5 807 577 39.9 289 532 -45.7 71,827 76,549 -6.2 706,328 743,087
171 First National Community Bancorp Inc. Dunmore, Pa. 72,155 72,691 -0.7 10.6 9.5 0 0 NA 493 400 23.3 71,662 72,291 -0.9 681,405 765,005
172 FVNB Corp. Victoria, Texas 70,685 70,244 0.6 5.3 5.4 0 0 NA 1,221 1,283 -4.8 69,464 68,961 0.7 1,327,800 1,295,322
173 MidSouth Bancorp Inc. Lafayette, La. 69,991 62,286 12.4 9.4 10.7 5,200 5,318 -2.2 2,356 5,079 -53.6 62,435 51,889 20.3 746,305 580,812
174 First Financial Bancorp. Cincinnati 69,941 79,249 -11.7 1.7 1.8 26,188 28,000 -6.5 3,906 4,216 -7.4 39,847 47,033 -15.3 4,046,525 4,326,878
175 First Bancorp Troy, N.C. 69,344 74,454 -6.9 2.8 3.0 8,556 8,650 -1.1 20,396 23,182 -12.0 40,392 42,622 -5.2 2,437,227 2,458,930
176 BSB Bancorp MHC Belmont, Mass. 69,225 5,268 1214.1 13.0 1.5 0 0 NA 0 31 -100.0 69,225 5,237 1221.8 530,617 343,600
177 Discount Bancorp Inc. New York 67,217 72,333 -7.1 1.8 1.8 6,752 5,696 18.5 1,496 1,380 8.4 58,969 65,257 -9.6 3,825,446 3,923,714
178 S&T Bancorp Inc. Indiana, Pa. 67,131 74,780 -10.2 2.1 2.2 18,387 18,325 0.3 9,508 9,519 -0.1 39,236 46,936 -16.4 3,132,609 3,363,927
179 First Community Bancshares Inc. Bluefield, Va. 67,129 63,475 5.8 4.8 4.6 0 0 NA 8,108 7,643 6.1 59,021 55,832 5.7 1,401,888 1,390,901
180 United Security Bancshares Inc. Thomasville, Ala. 64,842 63,024 2.9 16.1 15.4 232 228 1.8 36 36 0.0 64,574 62,760 2.9 403,351 408,414
181 Sequatchie Valley Bancshares Inc. Dunlap, Tenn. 64,494 67,400 -4.3 20.8 21.4 496 438 13.2 0 0 NA 63,998 66,962 -4.4 309,779 314,257
182 Amalgamated Investments Co. Chicago 64,446 68,895 -6.5 17.8 18.0 62,814 66,181 -5.1 67 227 -70.5 1,565 2,487 -37.1 361,951 382,768
183 NBH Holdings Corp. Boston 63,711 28,964 120.0 2.8 1.8 3,991 4,076 -2.1 5,898 2,856 106.5 53,822 22,032 144.3 2,290,476 1,609,168
184 Tompkins Financial Corp. Ithaca, N.Y. 62,828 73,431 -14.4 3.2 3.8 0 0 NA 9,276 10,786 -14.0 53,552 62,645 -14.5 1,981,849 1,910,358
185 Landrum Co. Columbia, Mo. 62,578 65,277 -4.1 5.5 5.8 0 0 NA 1,795 2,064 -13.0 60,783 63,213 -3.8 1,146,799 1,117,109
186 Watford City Bancshares Inc. N.D. 62,018 53,845 15.2 8.7 7.7 10,184 8,971 13.5 2,498 2,737 -8.7 49,336 42,137 17.1 715,360 700,085
187 Firstbank Corp. Alma, Mich. 61,618 59,236 4.0 6.3 5.7 63 46 37.0 4,617 4,738 -2.6 56,938 54,452 4.6 984,527 1,033,773
188 Bangor Bancorp MHC Maine 61,601 114,250 -46.1 3.5 6.9 0 0 NA 3,953 4,027 -1.8 57,648 110,223 -47.7 1,736,913 1,666,204
189 Provident Financial Services Inc. Jersey City, N.J. 60,651 78,860 -23.1 1.3 1.8 0 0 NA 2,077 1,677 23.9 58,574 77,183 -24.1 4,653,509 4,409,813
190 Renasant Corp. Tupelo, Miss. 60,168 64,225 -6.3 2.3 2.5 0 0 NA 2,061 2,620 -21.3 58,107 61,605 -5.7 2,609,306 2,552,294
191 Columbia Banking System Inc. Tacoma, Wash. 59,381 58,682 1.2 2.1 2.4 983 1,978 -50.3 32,350 34,622 -6.6 26,048 22,082 18.0 2,887,392 2,436,278
192 Olney Bancshares of Texas Inc. 57,812 60,060 -3.7 3.9 4.4 298 302 -1.3 0 11 -100.0 57,514 59,747 -3.7 1,466,697 1,378,397
193 Teche Holding Co. New Iberia, La. 57,561 0 NA 9.1 NA 0 0 NA 59 0 NA 57,502 0 NA 633,005 0
194 State Bankshares Inc. Fargo, N.D. 57,344 62,870 -8.8 2.9 3.5 0 0 NA 6,339 6,809 -6.9 51,005 56,061 -9.0 1,978,807 1,792,389
195 Western Alliance Bancorp. Phoenix 57,254 68,746 -16.7 1.2 1.6 38,907 45,600 -14.7 5,349 7,479 -28.5 12,998 15,667 -17.0 4,780,069 4,240,542
196 Whitaker Bank Corp. of Kentucky Lexington 56,745 60,522 -6.2 5.0 5.2 2,312 2,167 6.7 427 578 -26.1 54,006 57,777 -6.5 1,140,048 1,163,800
197 1st Source Corp. South Bend, Ind. 56,742 56,371 0.7 1.8 1.8 0 0 NA 7,738 4,884 58.4 49,004 51,487 -4.8 3,103,187 3,103,222
198 Monticello Bankshares Inc. Ky. 56,479 56,062 0.7 15.8 14.3 0 0 NA 0 0 NA 56,479 56,062 0.7 357,786 390,881
199 Commerce Bancshares Corp. Worcester, Mass. 56,244 36,408 54.5 6.9 5.1 0 0 NA 683 741 -7.8 55,561 35,667 55.8 819,001 715,595
200 First Western Financial Inc. Denver 55,359 54,843 0.9 10.1 10.9 184 781 -76.4 22,382 20,889 7.1 32,793 33,173 -1.1 548,354 501,885

Note: Based on data from FRY9C filed by top-tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Dec. 31, 2011.

Source:

Financial Information Systems LLC

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