Banking Companies with the Highest Multiples of Net Income to Salary, Benefits
August 09, 2010, 3:53 p.m. EDT 1 Min Read
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Banking Companies with the Highest Multiples of Net Income to Salary, Benefits
Banking Companies with Highest Multiples of Net Income to Salary, BenefitsOn March 31, 2010. Dollars in thousands | |||||
---|---|---|---|---|---|
Rank | Multiple | Net income | Salary and benefits | Return on average assets | |
1 | Bond Street Holdings LLC Miami | 10.37 | $23,314 | $2,248 | 6.35% |
2 | NRBC Holding Corp. Chicago | 9.66 | 8,922 | 924 | 2.81 |
3 | Briscoe Ranch Inc. Uvalde, Texas | 6.55 | 14,289 | 2,183 | 8.10 |
4 | SBT Bancshares Inc. Dallas | 5.64 | 3,686 | 654 | 2.35 |
5 | Henry County Bancshares Inc. Stockbridge, Ga. | 3.11 | 4,169 | 1,339 | 2.75 |
6 | SCBT Financial Corp. Columbia, S.C. | 3.00 | 48,961 | 16,307 | 5.63 |
7 | United National Corp. Sioux Falls, S.D. | 2.58 | 104,229 | 40,342 | 24.34 |
8 | Republic Bancorp Inc. Louisville | 2.57 | 44,628 | 17,378 | 4.04 |
9 | Capitol Bancorp. Inc. Britton, S.D. | 2.46 | 4,855 | 1,977 | 3.05 |
10 | First Internet Bancorp Indianapolis | 2.20 | 2,300 | 1,045 | 1.83 |
11 | Mackinac Financial Corp. Manistique, Mich. | 2.18 | 3,711 | 1,703 | 2.93 |
12 | JJR Holding Co. Inc. Brick, N.J. | 2.17 | 3,691 | 1,701 | 2.75 |
First Illinois Bancorp Inc. East St. Louis | 2.17 | 3,387 | 1,561 | 2.29 | |
14 | Bank of the Ozarks Inc. Little Rock | 1.93 | 15,954 | 8,275 | 2.29 |
15 | Hometown Community Bancorp Inc. Morton, Ill. | 1.92 | 11,283 | 5,868 | 1.88 |
16 | New York Community Bancorp Inc. Westbury | 1.86 | 124,149 | 66,900 | 1.16 |
17 | SouthCrest Financial Group Inc. Fayetteville, Ga. | 1.71 | 4,634 | 2,709 | 2.91 |
18 | Home BancShares Inc. Conway, Ark. | 1.68 | 14,374 | 8,534 | 2.09 |
19 | Olney Bancshares of Texas Inc. | 1.63 | 7,276 | 4,459 | 1.80 |
20 | Citizens Bankshares Inc. Farmington, N.M. | 1.61 | 2,876 | 1,789 | 2.02 |
21 | Ambank Co. Inc. Sioux Center, Iowa | 1.57 | 3,361 | 2,134 | 1.87 |
22 | Hyde Park Bancorp MHC Mass. | 1.55 | 2,107 | 1,358 | 0.97 |
23 | Industry Bancshares Inc. Texas | 1.51 | 4,873 | 3,220 | 1.70 |
24 | Parke Bancorp Inc. Sewell, N.J. | 1.50 | 1,792 | 1,193 | 1.09 |
25 | Amarillo National Bancorp Inc. Texas | 1.49 | 14,644 | 9,850 | 2.11 |
26 | Westamerica Bancorp. San Rafael, Calif. | 1.48 | 23,576 | 15,892 | 1.96 |
Bank of Southside Virginia Corp. Carson | 1.48 | 2,475 | 1,674 | 1.85 | |
28 | Prosperity Bancshares Inc. Houston | 1.47 | 30,997 | 21,112 | 1.40 |
29 | Oriental Financial Group Inc. San Juan, Puerto Rico | 1.43 | 11,936 | 8,321 | 0.72 |
30 | Whitman Bancorp. Inc. Colfax, Wash. | 1.39 | 2,766 | 1,983 | 1.34 |
31 | First Citizens Financial Corp. Mason City, Iowa | 1.37 | 4,489 | 3,270 | 1.71 |
32 | American Bank Inc. Allentown, Pa. | 1.36 | 1,063 | 783 | 0.89 |
Mesaba Bancshares Inc. Grand Rapids, Minn. | 1.36 | 2,954 | 2,179 | 1.53 | |
34 | Lakeside Bancorp Inc. Chicago | 1.35 | 2,811 | 2,080 | 1.04 |
35 | Stockman Financial Corp. Miles City, Mont. | 1.34 | 7,771 | 5,797 | 1.71 |
36 | Ida Grove Bancshares Inc. Iowa | 1.33 | 4,147 | 3,124 | 1.51 |
37 | National Bankshares Inc. Blacksburg, Va. | 1.32 | 3,769 | 2,856 | 1.55 |
Central Bancshares Inc. Golden Valley, Minn. | 1.32 | 5,352 | 4,065 | 2.52 | |
Franklin Resources Inc. San Mateo, Calif. | 1.32 | 356,685 | 271,041 | 15.25 | |
40 | Manhattan Banking Corp. Kan. | 1.31 | 2,511 | 1,913 | 1.48 |
Herky Hawk Financial Corp. Monticello, Iowa | 1.31 | 2,099 | 1,605 | 1.59 | |
42 | United Community Bancorp Inc. Chatham, Ill. | 1.29 | 3,681 | 2,846 | 1.56 |
West Bancorp. Inc. West Des Moines | 1.29 | 3,339 | 2,592 | 0.82 | |
First Breckinridge Bancshares Inc. Irvington, Ky. | 1.29 | 3,183 | 2,474 | 1.99 | |
45 | WNB Bancshares Inc. Odessa, Texas | 1.27 | 3,701 | 2,912 | 1.48 |
NB&T Financial Group Inc. Wilmington, Ohio | 1.27 | 5,605 | 4,412 | 3.38 | |
47 | Ames National Corp. Iowa | 1.26 | 3,270 | 2,598 | 1.43 |
Inwood Bancshares Inc. Dallas | 1.26 | 4,895 | 3,900 | 1.53 | |
49 | Waupaca Bancorp. Inc. Wis. | 1.25 | 2,610 | 2,094 | 1.50 |
50 | Lauritzen Corp. Omaha | 1.23 | 10,405 | 8,460 | 2.63 |
CentraBanc Corp. Waco, Texas | 1.23 | 2,060 | 1,675 | 1.50 | |
52 | Putnam Bancshares Inc. Hurricane, W.Va. | 1.21 | 1,314 | 1,082 | 1.01 |
53 | Charter Bankshares Inc. Eau Claire, Wis. | 1.19 | 1,933 | 1,622 | 1.06 |
First Citizens BancShares Inc. Raleigh | 1.19 | 107,614 | 90,471 | 2.16 | |
American National Corp. Omaha | 1.19 | 7,252 | 6,114 | 1.77 | |
56 | Hometown Banc Corp Grand Island, Neb. | 1.17 | 2,626 | 2,246 | 1.46 |
Bank of Hawaii Corp. Honolulu | 1.17 | 52,736 | 45,180 | 1.70 | |
58 | Country Bank Holding Co. Inc. New York | 1.15 | 1,571 | 1,363 | 1.32 |
ServisFirst Bancshares Inc. Birmingham, Ala. | 1.15 | 4,013 | 3,482 | 1.05 | |
60 | Carbon County Holding Co. Rawlins, Wyo. | 1.13 | 1,085 | 960 | 2.57 |
61 | Citizens Financial Services Inc. Mansfield, Pa. | 1.12 | 2,746 | 2,442 | 1.50 |
62 | Norwood Financial Corp. Honesdale, Pa. | 1.11 | 1,797 | 1,615 | 0.69 |
63 | Heartland Bancorp Inc. Bloomington, Ill. | 1.10 | 6,213 | 5,623 | 1.66 |
Citizens and Northern Corp. Wellsboro, Pa. | 1.10 | 4,438 | 4,017 | 1.34 | |
Palm Bancorp Palmerton, Pa. | 1.10 | 1,919 | 1,751 | 1.21 | |
66 | Foresight Financial Group Inc. Rockford, Ill. | 1.09 | 2,590 | 2,379 | 1.28 |
67 | Weststar Bank Holding Co. Inc. El Paso | 1.08 | 3,940 | 3,636 | 1.92 |
Fidelity Holding Co. Minnetonka, Minn. | 1.08 | 1,049 | 973 | 1.42 | |
First Financial Bankshares Inc. Abilene, Texas | 1.08 | 13,717 | 12,731 | 1.69 | |
70 | American State Financial Corp. Lubbock | 1.07 | 9,607 | 9,019 | 1.58 |
71 | Southside Bancshares Inc. Tyler, Texas | 1.06 | 11,645 | 10,942 | 1.60 |
Nodaway Valley Bancshares Inc. Maryville, Mo. | 1.06 | 2,480 | 2,334 | 1.44 | |
First Paragould Bankshares Inc. Ark. | 1.06 | 1,943 | 1,834 | 1.24 | |
Cummins-American Corp. Glenview, Ill. | 1.06 | 3,584 | 3,392 | 1.40 | |
75 | CBX Corp. Carrollton, Ill. | 1.05 | 2,291 | 2,191 | 1.09 |
76 | Wood and Huston Bancorp. Inc. Marshall, Mo. | 1.04 | 2,092 | 2,013 | 1.71 |
Bar Harbor Bankshares Maine | 1.04 | 3,051 | 2,943 | 1.15 | |
78 | FirstBank Holding Co. Lakewood, Colo. | 1.03 | 35,165 | 34,174 | 1.40 |
Cameron Bancshares Inc. Lake Charles, La. | 1.03 | 2,650 | 2,581 | 1.46 | |
80 | Citizens Bancshares Inc. Bluffton, Ohio | 1.02 | 1,943 | 1,899 | 1.40 |
81 | International Bancshares Corp. Laredo, Texas | 1.01 | 32,046 | 31,663 | 1.14 |
Choice Financial Holdings Inc. Grafton, N.D. | 1.01 | 2,105 | 2,090 | 1.52 | |
83 | First Financial Banc Corp. El Dorado, Ark. | 1.00 | 3,317 | 3,304 | 2.10 |
Midland Financial Corp. Casper, Wyo. | 1.00 | 2,208 | 2,210 | 1.87 | |
Hills Bancorp. Iowa | 1.00 | 5,385 | 5,399 | 1.18 | |
86 | First Keystone Corp. Berwick, Pa. | 0.99 | 2,187 | 2,209 | 1.11 |
87 | First Bancorp Inc. Damariscotta, Maine | 0.98 | 2,684 | 2,743 | 0.81 |
88 | First Bancorp Inc. Lebanon, Va. | 0.97 | 3,930 | 4,049 | 1.39 |
Capital One Financial Corp. McLean, Va. | 0.97 | 636,263 | 657,694 | 1.23 | |
County Bancorp Inc. Manitowoc, Wis. | 0.97 | 1,553 | 1,608 | 0.95 | |
91 | Republic Bancorp Co. Oak Brook, Ill. | 0.96 | 3,677 | 3,825 | 1.03 |
Merchants Bancorp Inc. Hillsboro, Ohio | 0.96 | 1,639 | 1,707 | 1.20 | |
City Holding Co. Charleston, W.Va. | 0.96 | 9,313 | 9,748 | 1.42 | |
94 | United Security Bancshares Inc. Thomasville, Ala. | 0.95 | 3,285 | 3,461 | 1.93 |
95 | Traditional Bancorp. Inc. Mount Sterling, Ky. | 0.94 | 2,499 | 2,650 | 1.00 |
Penseco Financial Services Corp. Scranton, Pa. | 0.94 | 2,981 | 3,173 | 1.35 | |
American Central Bancorp. Inc. Springfield, Ill. | 0.94 | 2,192 | 2,341 | 1.60 | |
AFNB Holdings Inc. Houston | 0.94 | 2,077 | 2,219 | 1.12 | |
99 | Pinnacle Bancorp Inc. Central City, Neb. | 0.92 | 18,743 | 20,263 | 1.36 |
Plains Bancorp Inc. Dimmitt, Texas | 0.92 | 3,067 | 3,326 | 1.36 | |
CVB Financial Corp. Ontario, Calif. | 0.92 | 16,554 | 18,073 | 0.97 | |
First Manitowoc Bancorp Inc. Wis. | 0.92 | 2,155 | 2,354 | 1.03 | |
Orange County Bancorp Inc. Middletown, N.Y. | 0.92 | 1,741 | 1,902 | 1.29 | |
104 | First New Mexico Financial Corp. Deming | 0.91 | 1,083 | 1,187 | 1.19 |
NEB Corp. Fond Du Lac, Wis. | 0.91 | 3,832 | 4,200 | 1.01 | |
Farmers and Merchants Bankshares Inc. Stuttgart, Ark. | 0.91 | 1,840 | 2,021 | 1.34 | |
107 | S&T Bancorp Inc. Indiana, Pa. | 0.90 | 11,304 | 12,565 | 1.10 |
Planters Holding Co. Indianola, Miss. | 0.90 | 1,754 | 1,951 | 1.21 | |
United Bankshares Inc. Charleston, W.Va. | 0.90 | 17,422 | 19,395 | 0.91 | |
110 | Penns Woods Bancorp Inc. Williamsport, Pa. | 0.89 | 2,448 | 2,737 | 1.41 |
First Guaranty Bancshares Inc. Hammond, La. | 0.89 | 2,582 | 2,892 | 1.08 | |
First of Long Island Corp. Glen Head, N.Y. | 0.89 | 4,605 | 5,178 | 1.12 | |
113 | Rockhold Bancorp Kirksville, Mo. | 0.88 | 701 | 793 | 0.58 |
Lone Star National Bancshares-Texas Inc. McAllen | 0.88 | 5,219 | 5,906 | 1.11 | |
Blackhawk Bancorp. Inc. Milan, Ill. | 0.88 | 2,192 | 2,482 | 1.04 | |
Sword Financial Corp. Horicon, Wis. | 0.88 | 1,444 | 1,645 | 1.06 | |
First Security Bancorp Searcy, Ark. | 0.88 | 16,334 | 18,645 | 2.03 | |
118 | Guaranty Bancshares Inc. Mount Pleasant, Texas | 0.87 | 2,919 | 3,344 | 1.31 |
119 | MetLife Inc. New York | 0.86 | 862,935 | 999,748 | 0.62 |
1st Summit Bancorp of Johnstown Inc. Pa. | 0.86 | 1,561 | 1,811 | 1.00 | |
Tri City Bankshares Corp. Oak Creek, Wis. | 0.86 | 4,697 | 5,487 | 1.73 | |
122 | QNB Corp. Quakertown, Pa. | 0.85 | 1,826 | 2,137 | 0.97 |
Camden National Corp. Maine | 0.85 | 5,313 | 6,225 | 0.95 | |
Magnolia Banking Corp. Ark. | 0.85 | 1,802 | 2,115 | 1.09 | |
LSB Corp. North Andover, Mass. | 0.85 | 1,546 | 1,816 | 0.76 | |
Auburn National Bancorp. Inc. Ala. | 0.85 | 1,617 | 1,905 | 0.82 | |
127 | Security National Corp. Omaha | 0.84 | 2,610 | 3,092 | 1.65 |
American Bancorp. Inc. Sapulpa, Okla. | 0.84 | 2,422 | 2,883 | 1.43 | |
FirstPerryton Bancorp Inc. Texas | 0.84 | 2,396 | 2,857 | 1.37 | |
130 | Park National Corp. Newark, Ohio | 0.83 | 20,779 | 25,171 | 1.17 |
131 | Porter Bancorp Inc. Louisville | 0.82 | 3,256 | 3,947 | 0.71 |
Stockmens Financial Corp. Rapid City, S.D. | 0.82 | 2,397 | 2,906 | 1.26 | |
Lakeland Financial Corp. Warsaw, Ind. | 0.82 | 6,021 | 7,306 | 0.94 | |
Independence Bancshares Inc. Owensboro, Ky. | 0.82 | 2,735 | 3,319 | 1.19 | |
RCB Holding Co. Inc. Claremore, Okla. | 0.82 | 4,975 | 6,063 | 1.43 | |
Arrow Financial Corp. Glens Falls, N.Y. | 0.82 | 5,415 | 6,602 | 1.18 | |
Farmers and Merchants Bancorp Lodi, Calif. | 0.82 | 6,051 | 7,423 | 1.37 | |
138 | Whitcorp Financial Co. Leoti, Kan. | 0.81 | 1,809 | 2,241 | 1.22 |
139 | Neighbor Insurance Agency Inc. Marion, Iowa | 0.80 | 1,873 | 2,332 | 1.30 |
140 | Cashmere Valley Financial Corp. Cashmere, Wash. | 0.78 | 2,242 | 2,866 | 0.87 |
141 | First Southern Bancorp Inc. Stanford, Ky. | 0.77 | 2,139 | 2,775 | 1.27 |
Merchants Bancshares Inc. South Burlington, Vt. | 0.77 | 3,830 | 4,989 | 1.09 | |
143 | 215 Holding Co. Minneapolis | 0.76 | 1,378 | 1,803 | 1.28 |
Security National Corp. Dakota Dunes, S.D. | 0.76 | 3,203 | 4,237 | 1.21 | |
145 | CCFNB Bancorp Inc. Bloomsburg, Pa. | 0.75 | 1,540 | 2,046 | 1.02 |
Virginia Commerce Bancorp Inc. Arlington | 0.75 | 4,469 | 5,994 | 0.64 | |
147 | Liberty Bancshares Inc Springfield, Mo. | 0.74 | 2,854 | 3,846 | 1.21 |
Mid Illinois Bancorp Inc. Peoria | 0.74 | 1,527 | 2,058 | 1.01 | |
Sabine Bancshares Inc. Many, La. | 0.74 | 2,621 | 3,552 | 1.56 | |
First Community Bancshares Inc. Batesville, Ark. | 0.74 | 1,583 | 2,147 | 1.00 | |
NewAlliance Bancshares Inc. New Haven | 0.74 | 16,433 | 22,315 | 0.78 | |
152 | LCNB Corp. Lebanon, Ohio | 0.73 | 2,212 | 3,033 | 1.20 |
Northern Bancorp Inc. Woburn, Mass. | 0.73 | 1,459 | 2,007 | 1.00 | |
154 | Midland States Bancorp Inc. Effingham, Ill. | 0.72 | 3,025 | 4,195 | 1.03 |
Eagle Financial Services Inc. Berryville, Va. | 0.72 | 1,578 | 2,189 | 1.17 | |
Summit Bancorp Inc. Arkadelphia, Ark. | 0.72 | 2,740 | 3,804 | 1.00 | |
Midwest Banc Holding Co. Pierce, Neb. | 0.72 | 1,335 | 1,856 | 1.27 | |
American National Bankshares Inc. Danville, Va. | 0.72 | 2,185 | 3,038 | 1.08 | |
Southern Bancorp Inc. Arkadelphia, Ark. | 0.72 | 3,089 | 4,303 | 1.17 | |
160 | Citigroup Inc. New York | 0.71 | 4,428,000 | 6,195,000 | 0.88 |
St. Louis Bancshares Inc. Town And Country, Mo. | 0.71 | 795 | 1,113 | 0.54 | |
Independent Alliance Banks Inc. Fort Wayne, Ind. | 0.71 | 2,078 | 2,915 | 0.94 | |
Apple Financial Holdings Inc. New York | 0.71 | 9,360 | 13,152 | 0.56 | |
First NBC Bank Holding Co. New Orleans | 0.71 | 1,699 | 2,388 | 0.61 | |
Community Bank Shares of Indiana Inc. New Albany | 0.71 | 1,805 | 2,546 | 0.91 | |
PNC Financial Services Group Inc. Pittsburgh | 0.71 | 677,001 | 956,841 | 1.01 | |
167 | Orrstown Financial Services Inc. Shippensburg, Pa. | 0.70 | 3,406 | 4,832 | 1.10 |
Jeff Davis Bancshares Inc. Jennings, La. | 0.70 | 1,528 | 2,176 | 1.24 | |
Longview Financial Corp. Texas | 0.70 | 3,406 | 4,872 | 1.13 | |
Reliable Community Bancshares Inc. Perryville, Mo. | 0.70 | 2,064 | 2,953 | 1.07 | |
Central Banco. Inc. Jefferson City, Mo. | 0.70 | 26,537 | 37,996 | 1.15 | |
Sunflower Financial Inc. Salina, Kan. | 0.70 | 5,119 | 7,334 | 1.15 | |
Cortland Bancorp Ohio | 0.70 | 894 | 1,283 | 0.73 | |
174 | National Bancorp Inc. Schaumburg, Ill. | 0.69 | 1,429 | 2,069 | 1.01 |
ESB Bancorp MHC Easthampton, Mass. | 0.69 | 1,710 | 2,481 | 0.83 | |
176 | First Bancorp of Durango Inc. Inverness, Ill. | 0.68 | 1,144 | 1,687 | 0.96 |
Broadway Bancshares Inc. San Antonio | 0.68 | 7,149 | 10,547 | 1.28 | |
Coppermark Bancshares Inc. Oklahoma City | 0.68 | 2,731 | 4,045 | 0.92 | |
FNB Bancorp Inc. Newtown, Pa. | 0.68 | 1,888 | 2,797 | 1.10 | |
180 | Falcon Bancshares Inc. Laredo, Texas | 0.67 | 2,268 | 3,362 | 1.00 |
CIT Group Inc. New York | 0.67 | 97,313 | 145,520 | 0.66 | |
Independent Holdings Inc. Memphis | 0.67 | 1,855 | 2,782 | 0.95 | |
American Express Co. New York | 0.67 | 884,644 | 1,327,490 | 2.56 | |
First Community Bancshares Inc. Bluefield, Va. | 0.67 | 5,279 | 7,934 | 0.94 | |
185 | Evangeline Bancshares Inc. Ville Platte, La. | 0.66 | 1,203 | 1,824 | 0.86 |
First Co Bancorp Inc. Collinsville, Ill. | 0.66 | 2,320 | 3,533 | 0.97 | |
Harleysville Savings Financial Corp. Pa. | 0.66 | 1,160 | 1,768 | 0.56 | |
188 | Community Capital Corp. Greenwood, S.C. | 0.65 | 1,600 | 2,444 | 0.85 |
First Bankers Trustshares Inc. Quincy, Ill. | 0.65 | 1,568 | 2,396 | 1.02 | |
Jefferson Bancshares Inc. San Antonio | 0.65 | 2,419 | 3,697 | 1.42 | |
USAmeriBancorp Inc. Clearwater, Fla. | 0.65 | 1,592 | 2,438 | 0.75 | |
Commercial Holding Co. Paris, Tenn. | 0.65 | 1,651 | 2,533 | 1.08 | |
First York Ban Corp. Neb. | 0.65 | 2,860 | 4,393 | 1.35 | |
Security Bancorp of Tennessee Inc. Halls | 0.65 | 1,115 | 1,719 | 1.17 | |
Financial Institutions Inc. Warsaw, N.Y. | 0.65 | 5,328 | 8,247 | 1.01 | |
196 | Diamond Bancorp Inc Washington, Mo. | 0.64 | 1,238 | 1,920 | 0.62 |
First Artesia Bancshares Inc. N.M. | 0.64 | 2,348 | 3,648 | 1.34 | |
Bank of Marin Bancorp Novato, Calif. | 0.64 | 2,947 | 4,606 | 1.03 | |
U.S. Bancorp Minneapolis | 0.64 | 669,000 | 1,047,000 | 0.95 | |
Carroll County Bancshares Inc. Carroll, Iowa | 0.64 | 1,258 | 1,971 | 0.98 |
Note: Only domestic holding companies that file Y-9C reports are included. Based on Y9C filings by top-tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of July 30, 2010.
Source:
SNL Financial
, Charlottesville, Va. © 2010 American Banker