Banking Companies with the Highest Multiples of Net Income to Salary, Benefits

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Banking Companies with the Highest Multiples of Net Income to Salary, Benefits

 

Banking Companies with Highest Multiples of Net Income to Salary, BenefitsYear to date through Dec. 31, 2011. Dollars in thousands
Published May 30, 2012

Rank Multiple Net income Salary and
benefits
Return on
average assets
1 Briscoe Ranch Inc. Uvalde, Texas 17.60 $129,764 $7,375 15.08%
2 NRBC Holding Corp. Chicago 6.93 32,890 4,748 2.56
3 Berkshire Bancorp Inc New York 5.21 49,538 9,517 5.77
4 AFNB Holdings Inc. Houston 2.93 34,252 11,677 4.32
5 Educational Services of America Inc. Knoxville, Tenn. 2.92 14,999 5,136 1.11
6 JJR Holding Co. Inc. Brick, N.J. 2.76 16,999 6,160 3.12
7 Blue Ridge Holdings Inc. Atlanta 2.48 58,606 23,618 5.35
8 Discover Financial Services Riverwoods, Ill. 2.41 2,260,057 939,603 3.42
9 Rockhold Bancorp Kirksville, Mo. 2.40 8,074 3,364 1.70
10 Barclays Delaware Holdings LLC Wilmington 2.24 271,540 121,400 1.86
11 Mercantile Bank Corp. Grand Rapids, Mich. 2.02 36,142 17,927 2.36
12 Capitol Bancorp. Inc. Britton, S.D. 2.00 14,676 7,331 2.16
13 Chinatrust Capital Corp. Torrance, Calif. 1.92 45,306 23,595 2.94
14 Industry Bancshares Inc. Texas 1.90 30,751 16,210 1.83
15 United National Corp. Sioux Falls, S.D. 1.84 247,426 134,339 13.91
16 Bank of the Ozarks Inc. Little Rock, Ark. 1.80 101,321 56,262 2.75
17 WestStar Bank Holding Co. Inc. El Paso, Texas 1.74 23,041 13,275 2.47
18 Republic Bancorp Inc. Louisville, Ky. 1.71 94,149 54,966 2.83
Heritage Group Inc. Wood River, Neb. 1.71 10,752 6,287 2.45
Charter Bankshares Inc. Eau Claire, Wis. 1.71 11,829 6,922 1.64
21 First Bemidji Holding Co. Minn. 1.69 9,978 5,916 2.30
22 Lauritzen Corp. Omaha, Neb. 1.65 57,215 34,717 3.64
23 Heartland Bancorp Inc. Bloomington, Ill. 1.64 46,862 28,511 2.60
New York Community Bancorp Inc. Westbury 1.64 480,037 293,345 1.16
25 Intervest Bancshares Corp. New York 1.62 11,246 6,945 0.56
26 Olney Bancshares of Texas Inc.. 1.60 30,289 18,884 1.73
27 Avenue Financial Holdings Inc. Nashville, Tenn. 1.58 13,656 8,626 2.88
28 Ida Grove Bancshares Inc. Iowa 1.57 20,873 13,285 1.84
29 National Bankshares Inc. Blacksburg, Va. 1.55 17,638 11,357 1.70
30 Prosperity Bancshares Inc. Houston 1.54 141,749 92,057 1.47
Manhattan Banking Corp. Kan. 1.54 13,216 8,605 1.79
Franklin Resources Inc. San Mateo, Calif. 1.54 1,903,209 1,239,232 14.64
33 Inwood Bancshares Inc. Dallas 1.53 21,876 14,302 1.62
34 East West Bancorp Inc. Pasadena, Calif. 1.52 245,234 161,174 1.14
35 Amarillo National Bancorp Inc. Texas 1.51 66,858 44,203 2.28
36 Westamerica Bancorp. San Rafael, Calif. 1.50 87,888 58,501 1.78
Ambank Co. Inc. Sioux Center, Iowa 1.50 15,496 10,331 1.99
38 First Financial Banc Corp. El Dorado, Ark. 1.48 23,322 15,767 3.06
39 Citizens Bankshares Inc. Farmington, N.M. 1.45 10,085 6,941 1.64
40 Herky Hawk Financial Corp. Monticello, Iowa 1.41 6,033 4,272 1.95
Taylor Capital Group Inc. Rosemont, Ill. 1.41 91,115 64,736 2.04
First NBC Bank Holding Co. New Orleans 1.41 19,970 14,206 1.15
43 WNB Bancshares I nc. Odessa, Texas 1.40 19,919 14,209 1.72
44 Cathay General Bancorp El Monte, Calif. 1.39 100,150 71,849 0.94
45 United Community Bancorp Inc. Chatham, Ill. 1.36 19,636 14,386 1.62
46 The Bank of Southside Virginia Corp. Carson 1.35 9,468 6,999 1.71
Stearns Financial Services Inc. St. Cloud, Minn. 1.35 24,411 18,075 1.80
48 Fidelity Holding Co. Minnetonka, Minn. 1.34 5,522 4,118 1.50
Southern Bancshares N.C. Inc. Mount Olive 1.34 37,157 27,763 2.25
50 Parke Bancorp Inc. Swell, N.J. 1.29 7,272 5,639 0.96
51 Citizens Financial Services Inc. Mansfield, Pa. 1.28 12,832 9,996 1.51
Planters Financial Group Inc. Hopkinsville, Tenn. 1.28 9,767 7,617 1.93
Citizens and Northern Corp. Wellsboro, Pa. 1.28 23,368 18,273 1.78
Home BancShares Inc. Conway, Ark. 1.28 54,741 42,825 1.49
55 Centrabanc Corp. Waco, Texas 1.26 8,632 6,863 1.45
56 Hometown Community Bancorp Inc. Morton, Ill. 1.25 35,601 28,384 1.32
Waupaca Bancorp. Inc. Wis. 1.25 12,008 9,576 1.58
First Security Bancorp Searcy, Ark. 1.25 93,543 75,129 2.39
59 Blackhawk Bancorp. Inc. Milan, Ill. 1.24 12,080 9,720 1.34
Villages Bancorp. Inc. The Villages, Fla. 1.24 11,281 9,080 0.87
American National Corp. Omaha, Neb. 1.24 36,740 29,601 2.04
Stockman Financial Corp. Miles City, Mont. 1.24 35,436 28,667 1.75
63 Citizens Bancshares Inc. Bluffton, Ohio 1.23 10,877 8,836 1.90
64 First Financial Bankshares Inc. Abilene, Texas 1.21 68,369 56,539 1.75
Center Bancorp Inc. Union, N.J. 1.21 13,926 11,527 1.05
66 ServisFirst Bancshares Inc. Birmingham, Ala. 1.20 23,438 19,518 1.11
Ames National Corp. Iowa 1.20 13,921 11,631 1.39
Pinnacle Bancorp Inc. Central City, Neb. 1.20 103,192 86,334 1.66
69 Hills Bancorp. Iowa 1.19 26,777 22,420 1.35
Magnolia Banking Corp. Ark. 1.19 9,977 8,406 1.42
71 Northern Bancorp Inc. Woburn, Mass. 1.18 10,023 8,489 1.44
Penns Wood Bancorp Inc. Jersey Shore, Pa. 1.18 12,362 10,479 1.69
Peoples Financial Services Corp. Hallstead, Pa. 1.18 7,817 6,649 1.64
74 CVB Financial Corp. Ontario, Calif. 1.17 81,733 69,993 1.26
MetLife Inc. New York 1.17 6,963,869 5,969,399 0.90
76 First Citizens Financial Corp. Mason City, Iowa 1.16 15,743 13,515 1.40
West Bancorp. Inc. West Des Moines, Iowa 1.16 15,268 13,194 1.20
78 CBX Corp. Carrollton, Ill. 1.15 12,199 10,647 1.24
79 First Paragould Bankshares Inc. Ark. 1.13 10,072 8,952 1.51
80 Southern Missouri Bancorp Inc. Poplar Bluff 1.12 10,116 8,993 1.75
81 Hometown Banc Corp Grand Island, Neb. 1.11 13,009 11,717 1.54
82 Oxford Bank Corp. Mich. 1.10 4,033 3,658 1.47
First Nebraska Bancs Inc. Sidney 1.10 8,311 7,540 4.00
84 Honat Bancorp Inc. Honesdale, Pa. 1.09 7,776 7,164 1.79
85 American State Financial Corp. Lubbock, Texas 1.07 42,118 39,534 1.48
86 First Arkansas Bancshares Inc. Jacksonville 1.06 12,017 11,301 1.75
Paducah Bank Shares Inc. Ky. 1.06 10,597 9,986 2.50
88 Neighbor Insurance Agency Inc. Marion, Iowa 1.05 10,405 9,873 1.73
First Keystone Corp. Berwick, Pa. 1.05 9,907 9,480 1.22
90 Plains Bancorp Inc. Dimmit, Texas 1.04 14,872 14,246 1.46
Capital One Financial Corp. McLean, Va. 1.04 3,146,547 3,018,936 1.62
92 Central Bancshares Inc. Golden Valley, Minn. 1.03 17,852 17,265 2.12
FirstBank Holding Co. Lakewood, Colo. 1.03 158,926 154,161 1.43
Nodaway Valley Bancshares Inc. Maryville, Mo. 1.03 11,338 11,060 1.55
95 Independence Bancshares Inc. Owensboro, Ky. 1.01 15,757 15,527 1.46
First Bancorp Inc. Damariscotta, Maine 1.01 12,364 12,226 0.88
Cashmere Valley Financial Corp. Cashmere, Wash. 1.01 12,261 12,136 1.07
International Bancshares Corp. Laredo, Texas 1.01 127,149 126,003 1.07
99 Virginia Commerce Bancorp Inc. Arlington 1.00 27,090 27,087 0.95
First Breckinridge Bancshares Inc. Irvington, Ky. 1.00 9,186 9,206 1.34
City Holding Co. Cross Lanes, W.Va. 1.00 40,678 40,795 1.50
U.S. Bancorp Minneapolis 1.00 4,872,000 4,887,000 1.51
103 Traditional Bancorp. Inc. Mount Sterling, Ky. 0.99 11,755 11,928 1.11
104 Cardinal Financial Corp. McLean, Va. 0.98 27,998 28,707 1.22
105 Lakeland Financial Corp. Warsaw, Ind. 0.97 30,649 31,465 1.10
Sunflower Financial Inc. Salina, Kan. 0.97 22,785 23,504 1.27
107 North Jersey Community Bancorp Inc. Englewood Cliffs, N.J. 0.96 6,665 6,911 1.23
108 Norwood Financial Corp., Honesdale, Pa. 0.94 7,356 7,848 1.18
109 The First of Long Island Corp. Glen Head, N.Y. 0.93 19,457 20,851 1.05
American Bank Holding Corp. Corpus Christi 0.93 16,216 17,389 1.60
S&T Bancorp Inc. Indiana, Pa. 0.93 47,264 51,078 1.15
1st Summit Bancorp of Johnstown Inc. Pa. 0.93 7,406 8,004 1.04
113 United Bankshares Inc. Charleston, W.Va. 0.92 75,610 81,969 0.98
Midland Financial Corp. Casper, Wyo. 0.92 8,495 9,252 1.59
115 Camden National Corp. Maine 0.91 26,177 28,627 1.13
Brookline Bancorp Inc. Mass. 0.91 27,600 30,248 1.09
Liberty Bancshares Inc. Springfield, Mo. 0.91 13,796 15,152 1.30
NEB Corp. Fond du Lac, Wis. 0.91 15,568 17,155 1.01
119 Starion Bancorp. Bismarck, N.D. 0.90 12,261 13,552 1.49
Wood and Huston Bancorp. Inc. Marshall, Mo. 0.90 7,758 8,582 1.60
Planters Holding Co. Indianola, Miss. 0.90 7,956 8,817 1.23
Palm Bancorp Palmerton, Pa. 0.90 6,936 7,692 1.01
QNB Corp. Quakertown, Pa. 0.90 8,880 9,860 1.05
Orange County Bancorp Inc. Middletown, N.Y. 0.90 7,601 8,452 1.25
215 Holding Co. Minneapolis 0.90 8,966 9,983 1.50
126 Southside Bancshares Inc. Tyler, Texas 0.89 40,582 45,421 1.29
Whitcorp Financial Co. Garden City, Kan. 0.89 8,296 9,296 1.29
Merchants Bancorp Inc. Hillsboro, Ohio 0.89 6,269 7,049 1.08
State Bank Financial Corp. Atlanta 0.89 43,006 48,392 1.57
130 Guaranty Bancshares Inc. Mount Pleasant, Texas 0.88 14,257 16,127 1.39
First New Mexico Financial Corp. Deming 0.88 4,415 5,004 1.18
First California Financial Group Inc. Los Angeles 0.88 23,382 26,509 1.33
Coppermark Bancshares Inc. Oklahoma City 0.88 14,614 16,623 1.17
134 CNB Financial Corp. Clearfield, Pa. 0.87 15,104 17,285 1.00
First Bancorp Inc. Lebanon, Va. 0.87 13,617 15,737 1.13
136 Bank of Hawaii Corp. Honolulu 0.86 160,043 185,395 1.20
Choice Financial Holdings Inc. Grafton, N.D. 0.86 7,608 8,822 1.27
Bar Harbor Bankshares Maine 0.86 11,043 12,814 0.96
139 Sabine Bancshares Inc. Many, La. 0.85 12,505 14,661 1.81
Nara Bancorp Inc. Los Angeles 0.85 27,116 31,995 0.80
141 Security National Corp. Omaha 0.84 10,464 12,393 1.65
First Artesia Bancshares Inc. N.M. 0.84 13,027 15,450 1.58
Banterra Corp Eldorado, Ill. 0.84 15,381 18,275 1.39
First Farmers Financial Corp. Converse, Ind. 0.84 10,646 12,714 1.22
145 FirstPerryton Bancorp Inc. Texas 0.83 9,056 10,877 1.17
Park National Corp. Newark, Ohio 0.83 84,740 102,068 1.18
Integrity Bancshares Inc. Camp Hill, Pa. 0.83 4,809 5,801 1.05
Santander BanCorp San Juan, Puerto Rico 0.83 94,360 114,220 1.35
American Central Bancorp. Inc. Mount Zion, Ill. 0.83 9,916 12,005 1.58
County Bancorp Inc. Manitowoc, Wis. 0.83 6,258 7,582 0.92
151 CCFNB Bancorp Inc. Bloomsburg, Pa. 0.82 6,776 8,214 1.10
First Financial Corp. Terre Haute, Ind. 0.82 37,195 45,308 1.44
First Citizens Bancshares Inc. Waxahachie, Texas 0.82 9,061 11,047 2.08
American Bancorp. Inc. Sapulpa, Okla. 0.82 9,361 11,463 1.29
The Bank of Kentucky Financial Corp. Crestview Hills 0.82 16,489 20,194 1.00
156 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 0.81 7,471 9,181 1.23
Southern National Bancorp of Virginia Inc. McLean 0.81 5,522 6,787 1.15
SBT Bancshares Inc. Dallas 0.81 3,052 3,774 0.50
CNB Bancshares Inc. Sevierville, Tenn. 0.81 8,228 10,189 0.97
160 RCB Holding Co. Inc. Claremore, Okla. 0.80 25,733 32,135 1.31
Commercial Holding Co. Paris, Tenn. 0.80 8,542 10,682 1.35
First York Ban Corp. Neb. 0.80 16,096 20,211 1.60
Community Trust Bancorp Inc. Pikeville, Ky. 0.80 38,827 48,795 1.11
Lone Star National Bancshares-Texas Inc. McAllen 0.80 21,519 27,062 0.98
165 ESB Bancorp MHC Easthampton, Mass. 0.79 8,517 10,767 0.93
American Express Co. New York 0.79 4,935,000 6,252,000 3.33
Pacific Premier Bancorp Inc. Costa Mesa, Calif. 0.79 10,572 13,399 1.14
CM Florida Holdings Inc. Coral Gables 0.79 36,891 46,978 0.94
169 Penseco Financial Services Corp. Scranton, Pa. 0.78 10,705 13,687 1.15
Apple Financial Holdings Inc. New York 0.78 41,831 53,614 0.60
Longview Financial Corp. Texas 0.78 16,110 20,732 1.16
172 Bank of Marin Bancorp Novato, Calif. 0.77 15,564 20,211 1.18
Putnam Bancshares Inc. Hurricane, W.Va. 0.77 3,812 4,958 0.67
PNC Financial Services Group Inc. Pittsburgh 0.77 3,056,284 3,979,966 1.15
American National Bankshares Inc. Danville, Va. 0.77 11,571 15,090 1.13
Provident Financial Services Inc. Jersey City 0.77 57,344 74,904 0.83
177 Dimeco Inc. Honesdale, Pa. 0.76 5,336 6,981 1.18
Hanmi Financial Corp. Los Angeles 0.76 28,147 36,829 1.01
Ironhorse Financial Group Inc. Muskogee, Okla. 0.76 16,869 22,180 1.80
Texas Capital Bancshares Inc. Dallas 0.76 75,976 100,185 1.08
Valley National Bancorp Wayne, N.J. 0.76 133,653 176,307 0.94
First American Bancorp Athens, Ga. 0.76 4,997 6,598 1.46
183 Farmers and Merchants Bancorp Lodi, Calif. 0.75 22,209 29,535 1.19
Commerce Bancshares Inc. Kansas City, Mo. 0.75 256,343 341,038 1.30
Summit Bancorp Inc. Arkadelphia, Ark. 0.75 12,807 17,090 1.15
186 BBVA PR Holding Corp. San Juan, Puerto Rico 0.74 33,501 44,971 0.68
Oriental Financial Group Inc. San Juan, Puerto Rico 0.74 34,450 46,290 0.49
SNBNY Holdings Ltd. New York 0.74 30,307 40,825 0.67
Cummins-American Corp. Glenview, Ill. 0.74 11,176 15,058 0.98
Security National Corp. Sioux City, S.D. 0.74 13,503 18,238 1.24
Red River Bancshares Inc. Alexandria, La. 0.74 10,101 13,697 1.06
Eagle Bancorp Inc. Bethesda, Md. 0.74 25,417 34,518 1.00
193 Citizens Bancorp Investment Inc. Lafayette, Tenn. 0.73 5,849 7,991 1.02
Harleysville Savings Financial Corp. Pa. 0.73 5,542 7,586 0.65
First Manitowoc Bancorp Inc. Wis. 0.73 8,547 11,754 0.99
Pacific Capital Bancorp Santa Barbara, Calif. 0.73 70,522 97,042 1.19
Arrow Financial Corp. Glens Falls, N.Y. 0.73 21,933 30,205 1.13
198 German American Bancorp Inc. Jasper, Ind. 0.72 20,249 27,992 1.16
Southeast Bancshares Inc. Chanute, Kan. 0.72 2,639 3,663 0.95
CBM Florida Holding Co. Bradenton 0.72 5,552 7,725 1.25

Only domestic holding companies that file Y-9C reports are included. Based on Y-9C filings by top tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Dec. 31, 2011.

Source:

Financial Information Systems LLC

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