Banking Companies with the Highest Multiples of Net Income to Salary, Benefits
February 05, 2013, 5:59 p.m. EST 1 Min Read
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Banking Companies with the Highest Multiples of Net Income to Salary, Benefits
Banking Companies with the Highest Multiples of Net Income to Salary, BenefitsYear to date through June 30, 2012. Dollars in thousands | |||||
---|---|---|---|---|---|
Rank | Multiple | Net income | Salary and benefits | Return on average assets | |
1 | Briscoe Ranch Inc. Uvalde, Texas | 26.33 | $101,060 | $3,838 | 19.98% |
2 | Beal Financial Corp. Plano, Texas | 8.11 | 234,937 | 28,963 | 7.36 |
3 | Educational Services of America Inc. Knoxville, Tenn. | 5.73 | 14,990 | 2,616 | 1.77 |
4 | NRBC Holding Corp. Chicago | 4.97 | 12,806 | 2,576 | 1.96 |
5 | Citizens Republic Bancorp Inc. Flint, Mich. | 4.95 | 328,037 | 66,221 | 6.85 |
6 | SBT Bancshares Inc. Dallas | 4.20 | 6,655 | 1,585 | 2.48 |
7 | Sterling Financial Corp. Spokane, Wash. | 3.58 | 334,177 | 93,229 | 7.07 |
8 | Hanmi Financial Corp. Los Angeles | 3.28 | 63,116 | 19,242 | 4.53 |
9 | Stearns Financial Services Inc. St. Cloud, Minn. | 3.17 | 28,143 | 8,871 | 4.06 |
10 | Republic Bancorp Inc. Louisville, Ky. | 2.94 | 92,050 | 31,284 | 5.50 |
11 | Luther Burbank Corp. Santa Rosa, Calif. | 2.93 | 31,023 | 10,584 | 2.50 |
12 | Villages Bancorp. Inc. The Villages, Fla. | 2.88 | 13,244 | 4,602 | 1.86 |
13 | Rockhold Bancorp Kirksville, Mo. | 2.72 | 4,473 | 1,645 | 1.73 |
14 | Olney Bancshares of Texas Inc.. | 2.40 | 23,380 | 9,754 | 2.51 |
15 | CU Bank Shares Inc. Farmers Branch, Texas | 2.39 | 6,070 | 2,537 | 1.77 |
16 | Silver Queen Financial Services Inc. Englewood, Colo. | 2.34 | 3,266 | 1,396 | 0.65 |
Barclays Delaware Holdings LLC Wilmington | 2.34 | 173,352 | 74,201 | 2.19 | |
18 | JJR Holding Co. Inc. Brick, N.J. | 2.33 | 7,337 | 3,152 | 2.59 |
Discover Financial Services Riverwoods, Ill. | 2.33 | 1,174,998 | 505,117 | 3.30 | |
20 | Hudson City Bancorp Inc. Paramus, N.J. | 2.32 | 145,263 | 62,543 | 1.00 |
21 | Wilshire Bancorp Inc. Los Angeles | 2.26 | 38,626 | 17,075 | 2.91 |
22 | Industry Bancshares Inc. Texas | 2.21 | 19,726 | 8,916 | 2.01 |
23 | Malaga Financial Corp. Palos Verdes Estates, Calif. | 2.19 | 6,171 | 2,814 | 2.22 |
24 | Hamilton State Bancshares Inc. Hoschton, Ga. | 2.09 | 22,578 | 10,792 | 3.40 |
25 | FCT Bancshares Inc. Waco, Texas | 2.06 | 7,294 | 3,541 | 3.52 |
26 | United National Corp. Sioux Falls, S.D. | 2.05 | 127,290 | 61,967 | 13.88 |
27 | Charter Bankshares Inc. Eau Claire, Wis. | 1.98 | 7,035 | 3,559 | 2.01 |
28 | Lauritzen Corp. Omaha, Neb. | 1.88 | 33,312 | 17,731 | 4.10 |
29 | Heartland Bancorp Inc. Bloomington, Ill. | 1.85 | 26,553 | 14,369 | 2.68 |
30 | Heritage Group Inc. Wood River, Neb. | 1.81 | 5,286 | 2,915 | 1.92 |
Washington Federal Inc. Seattle | 1.81 | 69,233 | 38,182 | 1.54 | |
32 | Capitol Bancorp. Inc. Britton, S.D. | 1.74 | 6,951 | 3,993 | 1.95 |
33 | Capitol Federal Financial Inc. Topeka, Kan. | 1.73 | 37,988 | 22,009 | 1.20 |
34 | AFNB Holdings Inc. Houston | 1.71 | 11,019 | 6,448 | 2.54 |
35 | New York Community Bancorp Inc. Westbury | 1.69 | 249,465 | 147,208 | 1.16 |
Manhattan Banking Corp. Kan. | 1.69 | 8,498 | 5,015 | 2.11 | |
WNB Bancshares Inc. Odessa, Texas | 1.69 | 12,770 | 7,549 | 2.11 | |
Inwood Bancshares Inc. Dallas | 1.69 | 12,202 | 7,224 | 1.69 | |
39 | Lakeside Bancorp Inc. Chicago | 1.68 | 7,752 | 4,611 | 1.37 |
40 | Choice Financial Holdings Inc. Grafton, N.D. | 1.64 | 7,521 | 4,578 | 2.46 |
41 | First Bemidji Holding Co. Minn. | 1.63 | 5,022 | 3,079 | 1.79 |
42 | ServisFirst Bancshares Inc. Birmingham, Ala. | 1.59 | 16,587 | 10,413 | 1.32 |
43 | Prosperity Bancshares Inc. Houston | 1.57 | 73,459 | 46,823 | 1.40 |
44 | Clayton Bancorp Inc. Knoxville, Tenn. | 1.56 | 8,274 | 5,310 | 1.71 |
45 | BOFI Holdings Inc. San Diego | 1.55 | 16,283 | 10,473 | 2.09 |
46 | East West Bancorp Inc. Pasadena, Calif. | 1.54 | 138,640 | 89,929 | 1.27 |
Amarillo National Bancorp Inc. Texas | 1.54 | 35,963 | 23,338 | 2.28 | |
Citizens Bankshares Inc. Farmington, N.M. | 1.54 | 5,374 | 3,488 | 1.61 | |
United Community Bancorp Inc. Chatham, Ill. | 1.54 | 12,356 | 8,044 | 1.94 | |
50 | Ambank Co. Inc. Sioux Center, Iowa | 1.51 | 7,906 | 5,252 | 1.94 |
51 | Franklin Resources Inc. San Mateo, Calif. | 1.50 | 958,485 | 637,594 | 14.23 |
52 | National Bankshares Inc. Blacksburg, Va. | 1.48 | 8,769 | 5,910 | 1.62 |
First Financial Banc Corp. El Dorado, Ark. | 1.48 | 12,373 | 8,358 | 3.11 | |
BBCN Bancorp Inc. Los Angeles | 1.48 | 43,298 | 29,318 | 1.69 | |
55 | Cathay General Bancorp El Monte, Calif. | 1.47 | 58,774 | 39,975 | 1.11 |
56 | First-West Texas Bancshares Inc. Midland | 1.46 | 5,668 | 3,871 | 1.54 |
Fidelity Holding Co. Minnetonka, Minn. | 1.46 | 3,117 | 2,141 | 1.56 | |
58 | Midland Financial Co. Oklahoma City | 1.45 | 120,976 | 83,424 | 3.67 |
Intervest Bancshares Corp. New York | 1.45 | 6,014 | 4,149 | 0.63 | |
60 | WestStar Bank Holding Co. Inc. El Paso, Texas | 1.44 | 10,794 | 7,505 | 2.13 |
61 | Mountain National Bancshares Inc. Sevierville, Tenn. | 1.43 | 2,726 | 1,905 | 1.07 |
62 | Westamerica Bancorp. San Rafael, Calif. | 1.42 | 41,969 | 29,540 | 1.67 |
Citizens Bancshares Inc. Bluffton, Ohio | 1.42 | 6,585 | 4,646 | 2.20 | |
64 | Stockman Financial Corp. Miles City, Mont. | 1.41 | 21,075 | 14,938 | 1.97 |
65 | First Illinois Bancorp Inc. East St. Louis | 1.40 | 4,359 | 3,115 | 1.58 |
66 | Center Bancorp Inc. Union, N.J. | 1.39 | 8,584 | 6,173 | 1.17 |
67 | Centrabanc Corp. Waco, Texas | 1.38 | 4,888 | 3,536 | 1.62 |
CVB Financial Corp. Ontario, Calif. | 1.38 | 45,887 | 33,367 | 1.41 | |
69 | Peoples Financial Services Corp. Hallstead, Pa. | 1.37 | 4,704 | 3,439 | 1.49 |
70 | Ida Grove Bancshares Inc. Iowa | 1.36 | 9,761 | 7,155 | 1.67 |
Hills Bancorp. Iowa | 1.36 | 15,970 | 11,773 | 1.55 | |
72 | The Bank of Southside Virginia Corp. Carson | 1.34 | 4,535 | 3,391 | 1.62 |
73 | First Security Bancorp Searcy, Ark. | 1.33 | 51,526 | 38,611 | 2.42 |
Citizens Financial Services Inc. Mansfield, Pa. | 1.33 | 7,202 | 5,421 | 1.62 | |
75 | Oritani Financial Corp. Washington, N.J. | 1.32 | 16,689 | 12,682 | 1.87 |
76 | Pinnacle Bancorp Inc. Central City, Neb. | 1.31 | 58,494 | 44,812 | 1.78 |
77 | Bank of the Ozarks Inc. Little Rock, Ark. | 1.30 | 37,102 | 28,626 | 1.95 |
78 | Nodaway Valley Bancshares Inc. Maryville, Mo. | 1.29 | 7,051 | 5,446 | 1.82 |
Home BancShares Inc. Conway, Ark. | 1.29 | 29,988 | 23,289 | 1.52 | |
80 | Blackhawk Bancorp. Inc. Milan, Ill. | 1.28 | 7,120 | 5,568 | 1.35 |
Mackinac Financial Corp. Manistique, Mich. | 1.28 | 4,993 | 3,913 | 1.96 | |
82 | Parke Bancorp Inc. Swell, N.J. | 1.27 | 3,636 | 2,852 | 0.93 |
Santander Holdings USA Inc. Boston | 1.27 | 412,714 | 324,795 | 1.49 | |
Hometown Banc Corp Grand Island, Neb. | 1.27 | 7,833 | 6,182 | 1.66 | |
First NBC Bank Holding Co. New Orleans | 1.27 | 13,701 | 10,826 | 1.18 | |
86 | First Financial Bankshares Inc. Abilene, Texas | 1.26 | 36,106 | 28,564 | 1.71 |
87 | Whitcorp Financial Co. Garden City, Kan. | 1.25 | 5,790 | 4,618 | 1.69 |
Planters Financial Group Inc. Hopkinsville, Tenn. | 1.25 | 4,862 | 3,879 | 1.44 | |
89 | First Nebraska Bancs Inc. Sidney | 1.22 | 4,969 | 4,086 | 1.88 |
90 | First Paragould Bankshares Inc. Ark. | 1.21 | 4,850 | 3,992 | 1.38 |
Penns Wood Bancorp Inc. Jersey Shore, Pa. | 1.21 | 7,087 | 5,867 | 1.79 | |
92 | Magnolia Banking Corp. Ark. | 1.20 | 5,956 | 4,983 | 1.60 |
93 | Trustco Bank Corp. NY Glenville | 1.18 | 17,975 | 15,262 | 1.22 |
94 | Citizens and Northern Corp. Wellsboro, Pa. | 1.17 | 11,272 | 9,616 | 1.70 |
CBX Corp. Carrollton, Ill. | 1.17 | 6,901 | 5,891 | 1.34 | |
Oriental Financial Group Inc. San Juan, Puerto Rico | 1.17 | 25,610 | 21,863 | 0.79 | |
97 | Yadkin Valley Financial Corp. Elkin, N.C. | 1.16 | 14,468 | 12,464 | 1.47 |
West Bancorp. Inc. West Des Moines, Iowa | 1.16 | 8,360 | 7,207 | 1.27 | |
Honat Bancorp Inc. Honesdale, Pa. | 1.16 | 4,128 | 3,568 | 1.45 | |
100 | Pacific Premier Bancorp Inc. Costa Mesa, Calif. | 1.13 | 8,503 | 7,557 | 1.69 |
101 | American National Corp. Omaha, Neb. | 1.12 | 18,464 | 16,418 | 1.81 |
102 | Dime Community Bancshares Inc. New York | 1.11 | 21,778 | 19,668 | 1.65 |
Cashmere Valley Financial Corp. Cashmere, Wash. | 1.11 | 6,725 | 6,079 | 1.14 | |
Ames National Corp. Iowa | 1.11 | 6,853 | 6,196 | 1.25 | |
105 | First Manitowoc Bancorp Inc. Wis. | 1.10 | 6,186 | 5,625 | 1.34 |
BankUnited Inc. Miami Lakes, Fla. | 1.10 | 99,201 | 90,576 | 2.42 | |
107 | First Citizens Financial Corp. Mason City, Iowa | 1.09 | 8,199 | 7,534 | 1.41 |
First Arkansas Bancshares Inc. Jacksonville | 1.09 | 7,543 | 6,941 | 2.17 | |
109 | Midland Financial Corp. Casper, Wyo. | 1.08 | 4,974 | 4,615 | 1.67 |
110 | Chambers Bancshares Inc. Danville, Ark. | 1.07 | 3,773 | 3,510 | 1.05 |
Apple Financial Holdings Inc. New York | 1.07 | 29,270 | 27,286 | 0.71 | |
Southern National Bancorp of Virginia Inc. McLean | 1.07 | 4,058 | 3,795 | 1.26 | |
113 | Norwood Financial Corp., Honesdale, Pa. | 1.06 | 4,444 | 4,198 | 1.31 |
Park National Corp. Newark, Ohio | 1.06 | 50,361 | 47,636 | 1.48 | |
115 | Paducah Bank Shares Inc. Ky. | 1.05 | 5,214 | 4,949 | 1.92 |
Waupaca Bancorp. Inc. Wis. | 1.05 | 5,342 | 5,071 | 1.40 | |
Heartland BancCorp Gahanna, Ohio | 1.05 | 4,501 | 4,295 | 1.57 | |
Independence Bancshares Inc. Owensboro, Ky. | 1.05 | 8,500 | 8,113 | 1.46 | |
U.S. Bancorp Minneapolis | 1.05 | 2,753,000 | 2,629,000 | 1.60 | |
American Central Bancorp. Inc. Mount Zion, Ill. | 1.05 | 6,332 | 6,055 | 1.92 | |
121 | FirstBank Holding Co. Lakewood, Colo. | 1.04 | 81,589 | 78,236 | 1.37 |
Lakeland Financial Corp. Warsaw, Ind. | 1.04 | 17,432 | 16,748 | 1.19 | |
Citco Community Bancshares Inc. Elizabethton, Tenn. | 1.04 | 4,854 | 4,671 | 1.56 | |
Starion Bancorp. Bismarck, N.D. | 1.04 | 8,290 | 7,980 | 1.77 | |
Hudson Valley Holding Corp. Yonkers, N.Y. | 1.04 | 22,974 | 22,136 | 1.64 | |
126 | Security Star Bancshares Inc. Odessa, Texas | 1.03 | 6,037 | 5,877 | 1.78 |
CB&T Holding Corp. New Orleans | 1.03 | 15,000 | 14,604 | 4.44 | |
Great Southern Bancorp Inc. Springfield, Mo. | 1.03 | 29,153 | 28,398 | 1.47 | |
IMB Holdco LLC Pasadena, Calif. | 1.03 | 158,420 | 154,491 | 1.90 | |
130 | Guaranty Bancshares Inc. Mount Pleasant, Texas | 1.02 | 7,845 | 7,666 | 1.41 |
Banner Corp. Walla Walla, Wash. | 1.02 | 34,574 | 33,903 | 1.64 | |
Wood and Huston Bancorp. Inc. Marshall, Mo. | 1.02 | 4,266 | 4,187 | 1.71 | |
133 | Traditional Bancorp. Inc. Mount Sterling, Ky. | 1.01 | 6,540 | 6,451 | 1.21 |
First Keystone Corp. Berwick, Pa. | 1.01 | 5,234 | 5,192 | 1.28 | |
First Bancorp Inc. Damariscotta, Maine | 1.01 | 6,236 | 6,186 | 0.89 | |
136 | 1st Summit Bancorp of Johnstown Inc. Pa. | 1.00 | 4,264 | 4,248 | 1.12 |
The First of Long Island Corp. Glen Head, N.Y. | 1.00 | 10,555 | 10,607 | 1.04 | |
138 | First Bancorp Inc. Lebanon, Va. | 0.99 | 8,398 | 8,451 | 1.35 |
Southern Missouri Bancorp Inc. Poplar Bluff | 0.99 | 4,573 | 4,628 | 1.21 | |
140 | American State Financial Corp. Lubbock, Texas | 0.98 | 31,623 | 32,134 | 2.02 |
SNBNY Holdings Ltd. New York | 0.98 | 21,897 | 22,372 | 0.81 | |
142 | Sabine Bancshares Inc. Many, La. | 0.97 | 7,300 | 7,497 | 2.11 |
Merchants Bancorp Inc. Hillsboro, Ohio | 0.97 | 3,482 | 3,596 | 1.20 | |
Bar Harbor Bankshares Maine | 0.97 | 6,268 | 6,491 | 1.03 | |
145 | Planters Holding Co. Indianola, Miss. | 0.96 | 4,165 | 4,324 | 1.21 |
University Financial Corp. Inc. dba Sunrise Community Banks St. Paul, Minn. | 0.96 | 7,265 | 7,550 | 1.73 | |
QNB Corp. Quakertown, Pa. | 0.96 | 4,976 | 5,174 | 1.13 | |
PeoplesSouth Bancshares Inc. Colquitt, Ga. | 0.96 | 2,990 | 3,109 | 1.15 | |
Texas Capital Bancshares Inc. Dallas | 0.96 | 56,707 | 59,063 | 1.32 | |
First York Ban Corp. Neb. | 0.96 | 9,756 | 10,175 | 1.73 | |
Community Trust Bancorp Inc. Pikeville, Ky. | 0.96 | 24,101 | 25,215 | 1.33 | |
152 | Hometown Community Bancorp Inc. Morton, Ill. | 0.95 | 14,218 | 14,923 | 1.05 |
Sunflower Financial Inc. Salina, Kan. | 0.95 | 11,154 | 11,731 | 1.29 | |
Integrity Bancshares Inc. Camp Hill, Pa. | 0.95 | 2,924 | 3,083 | 0.94 | |
155 | International Bancshares Corp. Laredo, Texas | 0.94 | 56,237 | 59,611 | 0.96 |
215 Holding Co. Minneapolis | 0.94 | 4,928 | 5,232 | 1.62 | |
Fremont Bancorp. Calif. | 0.94 | 33,359 | 35,566 | 2.79 | |
Camden National Corp. Maine | 0.94 | 12,995 | 13,880 | 1.11 | |
159 | CNB Financial Corp. Clearfield, Pa. | 0.93 | 8,683 | 9,344 | 1.04 |
North Jersey Community Bancorp Inc. Englewood Cliffs, N.J. | 0.93 | 3,920 | 4,228 | 1.02 | |
161 | Virginia Commerce Bancorp Inc. Arlington | 0.92 | 13,862 | 15,025 | 0.93 |
Tennessee State Bancshares Inc. Pigeon Forge | 0.92 | 4,719 | 5,115 | 1.27 | |
OceanFirst Financial Corp. Toms River, N.J. | 0.92 | 11,020 | 11,960 | 1.45 | |
NEB Corp. Fond du Lac, Wis. | 0.92 | 8,069 | 8,769 | 1.09 | |
Northern Bancorp Inc. Woburn, Mass. | 0.92 | 4,375 | 4,756 | 1.17 | |
Pacific City Financial Corp. Los Angeles | 0.92 | 4,604 | 5,012 | 1.60 | |
United States Automobile Association San Antonio | 0.92 | 1,473,080 | 1,607,713 | 4.03 | |
Bank of Hawaii Corp. Honolulu | 0.92 | 84,557 | 92,295 | 1.22 | |
169 | Neighbor Insurance Agency Inc. Marion, Iowa | 0.91 | 4,697 | 5,157 | 1.46 |
Community Trust Financial Corp. Ruston, La. | 0.91 | 12,078 | 13,270 | 0.93 | |
Farmers Enterprises I nc. Great Bend, Kan. | 0.91 | 8,999 | 9,903 | 2.72 | |
Clifton MHC N.J. | 0.91 | 3,386 | 3,734 | 0.94 | |
Plains Bancorp Inc. Dimmit, Texas | 0.91 | 6,935 | 7,654 | 1.27 | |
Bank of Marin Bancorp Novato, Calif. | 0.91 | 9,891 | 10,918 | 1.41 | |
Liberty Capital Inc. Wilmington, Ohio | 0.91 | 6,473 | 7,150 | 2.97 | |
176 | County Bancorp Inc. Manitowoc, Wis. | 0.90 | 3,902 | 4,318 | 1.13 |
Liberty Bancshares Inc. Springfield, Mo. | 0.90 | 7,189 | 7,985 | 1.34 | |
Security National Corp. Omaha, Neb. | 0.90 | 5,793 | 6,438 | 1.66 | |
United Bankshares Inc. Charleston, W.Va. | 0.90 | 42,059 | 46,887 | 0.99 | |
Chinatrust Capital Corp. Torrance, Calif. | 0.90 | 10,210 | 11,406 | 1.32 | |
181 | First Guaranty Bancshares Inc. Hammond, La. | 0.89 | 6,015 | 6,736 | 0.89 |
First Western Mortgage Corp. Fort Worth, Texas | 0.89 | 30,309 | 34,052 | 8.74 | |
Middlefield Banc Corp. Ohio | 0.89 | 3,162 | 3,553 | 0.96 | |
Farmers and Merchants Bankshares Inc. Stuttgart, Ark. | 0.89 | 4,063 | 4,590 | 1.30 | |
185 | ESB Financial Corp. Ellwood City, Pa. | 0.88 | 7,466 | 8,451 | 1.13 |
Town and Country Bancshares Inc. Salem, Mo. | 0.88 | 3,871 | 4,400 | 2.21 | |
Southern Utah Bancorp. Cedar City | 0.88 | 4,200 | 4,785 | 1.21 | |
First Southern Bancorp Inc. Stanford, Ky. | 0.88 | 4,731 | 5,394 | 1.32 | |
Commercial Holding Co. Paris, Tenn. | 0.88 | 4,704 | 5,364 | 1.43 | |
190 | Cardinal Financial Corp. McLean, Va. | 0.87 | 17,804 | 20,384 | 1.35 |
First New Mexico Financial Corp. Deming | 0.87 | 2,250 | 2,581 | 1.16 | |
Central Bancshares Inc. Golden Valley, Minn. | 0.87 | 9,234 | 10,616 | 1.69 | |
Crews Banking Corp. Wauchula, Fla. | 0.87 | 7,475 | 8,606 | 1.27 | |
Customers Bancorp Inc. Wyomissing, Pa. | 0.87 | 9,616 | 11,094 | 0.91 | |
195 | Community Bankers Inc. Granbury, Texas | 0.86 | 4,046 | 4,691 | 2.26 |
American National Bankshares Inc. Danville, Va. | 0.86 | 8,449 | 9,797 | 1.29 | |
American Bancorp of Oklahoma Inc. Edmond | 0.86 | 2,926 | 3,393 | 1.04 | |
CCFNB Bancorp Inc. Bloomsburg, Pa. | 0.86 | 3,697 | 4,317 | 1.19 | |
BBVA PR Holding Corp. San Juan, Puerto Rico | 0.86 | 19,951 | 23,316 | 0.79 | |
200 | Dimeco Inc. Honesdale, Pa. | 0.85 | 3,250 | 3,826 | 1.10 |
Only domestic holding companies that file Y-9C reports are included. Based on Y-9C filings by top tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 30, 2012.
Source:
Financial Information Systems LLC
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