Banking Companies with the Highest Multiples of Net Income to Salary, Benefits
July 10, 2013, 3:38 p.m. EDT 1 Min Read
View Table
Printer Friendly Version
Banking Companies with the Highest Multiples of Net Income to Salary, Benefits
Banking Companies with the Highest Multiples of Net Income to Salary, BenefitsYear to date through Dec. 31, 2012. Dollars in thousands | |||||
---|---|---|---|---|---|
Rank | Multiple | Net income | Salary and benefits | Return on average assets | |
1 | Briscoe Ranch Inc. Uvalde, Texas | 43.14 | $332,978 | $7,718 | 30.65% |
2 | East Asia Holding Co. Inc. New York | 30.18 | 7,214 | 239 | -0.61 |
3 | Beal Financial Corp. Plano, Texas | 7.12 | 459,112 | 64,445 | 6.06 |
4 | CM Florida Holdings Inc. Coral Gables | 4.03 | 189,884 | 47,138 | 4.39 |
5 | SBT Bancshares Inc. Dallas | 3.79 | 13,689 | 3,612 | 2.66 |
6 | Educational Services of America Inc. Knoxville, Tenn. | 3.62 | 20,787 | 5,744 | 1.14 |
7 | Luther Burbank Corp. Santa Rosa, Calif. | 2.96 | 64,245 | 21,678 | 2.17 |
8 | Villages Bancorp. Inc. The Villages, Fla. | 2.85 | 26,589 | 9,342 | 1.83 |
9 | Citizens Republic Bancorp Inc. Flint, Mich. | 2.80 | 372,275 | 133,176 | 3.88 |
10 | Stearns Financial Services Inc. St. Cloud, Minn. | 2.75 | 59,735 | 21,752 | 4.08 |
11 | Wilshire Bancorp Inc. Los Angeles | 2.70 | 92,305 | 34,202 | 3.47 |
12 | Olney Bancshares of Texas Inc.. | 2.38 | 47,246 | 19,829 | 2.54 |
13 | Hanmi Financial Corp. Los Angeles | 2.37 | 90,374 | 38,207 | 3.21 |
14 | Synovus Financial Corp. Columbus, Ga. | 2.21 | 830,209 | 375,872 | 3.12 |
15 | Discover Financial Services Riverwoods, Ill. | 2.20 | 2,351,281 | 1,067,701 | 3.24 |
16 | Rockhold Bancorp Kirksville, Mo. | 2.17 | 7,203 | 3,318 | 1.38 |
17 | Sterling Financial Corp. Spokane, Wash. | 2.06 | 385,721 | 187,507 | 4.09 |
18 | Malaga Financial Corp. Palos Verdes Estates, Calif. | 2.05 | 11,689 | 5,700 | 1.74 |
19 | Industry Bancshares Inc. Texas | 1.97 | 37,170 | 18,875 | 1.82 |
Republic Bancorp Inc. Louisville, Ky. | 1.97 | 119,339 | 60,633 | 3.54 | |
21 | Fidelity Holding Co. Minnetonka, Minn. | 1.96 | 8,826 | 4,513 | 2 |
22 | Heartland Bancorp Inc. Bloomington, Ill. | 1.94 | 64,722 | 33,365 | 2.96 |
23 | Hudson City Bancorp Inc. Paramus, N.J. | 1.92 | 249,143 | 129,645 | 0.73 |
United National Corp. Sioux Falls, S.D. | 1.92 | 240,088 | 125,252 | 12.68 | |
25 | Silver Queen Financial Services Inc. Englewood, Colo. | 1.91 | 5,899 | 3,081 | 0.44 |
26 | Clayton Bancorp Inc. Knoxville, Tenn. | 1.89 | 22,288 | 11,762 | 2.27 |
27 | FCT Bancshares Inc. Waco, Texas | 1.88 | 13,473 | 7,157 | 2.57 |
28 | Heritage Group Inc. Wood River, Neb. | 1.86 | 11,015 | 5,927 | 1.98 |
29 | Charter Bankshares Inc. Eau Claire, Wis. | 1.84 | 14,086 | 7,663 | 1.98 |
30 | Barclays Delaware Holdings LLC Wilmington | 1.83 | 273,208 | 149,561 | 1.62 |
31 | Washington Federal Inc. Seattle | 1.81 | 140,047 | 77,350 | 1.33 |
32 | Manhattan Banking Corp. Kan. | 1.80 | 20,094 | 11,158 | 2.35 |
33 | Capitol Bancorp. Inc. Britton, S.D. | 1.78 | 14,195 | 7,953 | 1.96 |
34 | Lauritzen Corp. Omaha, Neb. | 1.69 | 61,053 | 36,073 | 3.7 |
New York Community Bancorp Inc. Westbury | 1.69 | 501,106 | 296,875 | 1.16 | |
36 | East West Bancorp Inc. Pasadena, Calif. | 1.64 | 281,650 | 171,838 | 1.28 |
First-West Texas Bancshares Inc. Midland | 1.64 | 12,855 | 7,846 | 1.67 | |
38 | Inwood Bancshares Inc. Dallas | 1.63 | 25,273 | 15,470 | 1.72 |
39 | Capitol Federal Financial Inc. Topeka, Kan. | 1.61 | 73,287 | 45,457 | 0.97 |
40 | Ambank Co. Inc. Sioux Center, Iowa | 1.60 | 17,240 | 10,756 | 2.08 |
41 | Amarillo National Bancorp Inc. Texas | 1.59 | 75,164 | 47,141 | 2.3 |
42 | WNB Bancshares Inc. Odessa, Texas | 1.57 | 25,488 | 16,195 | 2.03 |
43 | Midland Financial Co. Oklahoma City | 1.56 | 263,292 | 168,456 | 3.32 |
44 | BNCCORP Inc. Bismarck, N.D. | 1.55 | 26,624 | 17,143 | 3.73 |
First Financial Banc Corp. El Dorado, Ark. | 1.55 | 26,978 | 17,375 | 3.35 | |
Macatawa Bank Corp. Holland, Mich. | 1.55 | 35,490 | 22,968 | 2.33 | |
47 | WestStar Bank Holding Co. Inc. El Paso, Texas | 1.54 | 22,448 | 14,539 | 2.17 |
48 | Franklin Resources Inc. San Mateo, Calif. | 1.52 | 1,966,666 | 1,290,131 | 14.19 |
ServisFirst Bancshares Inc. Birmingham, Ala. | 1.52 | 34,445 | 22,587 | 1.3 | |
50 | Citizens Bankshares Inc. Farmington, N.M. | 1.51 | 10,501 | 6,933 | 1.55 |
51 | Cathay General Bancorp El Monte, Calif. | 1.50 | 117,438 | 78,377 | 1.1 |
Lakeside Bancorp Inc. Chicago | 1.50 | 14,168 | 9,449 | 1.26 | |
53 | BOFI Holdings Inc. San Diego | 1.48 | 35,040 | 23,596 | 1.72 |
National Bankshares Inc. Blacksburg, Va. | 1.48 | 17,747 | 12,005 | 1.64 | |
55 | Intervest Bancshares Corp. New York | 1.47 | 12,222 | 8,317 | 0.67 |
56 | BBCN Bancorp Inc. Los Angeles | 1.45 | 83,224 | 57,360 | 1.58 |
Prosperity Bancshares Inc. Houston | 1.45 | 167,901 | 115,505 | 1.4 | |
United Community Bancorp Inc. Chatham, Ill. | 1.45 | 23,604 | 16,242 | 1.85 | |
59 | Ida Grove Bancshares Inc. Iowa | 1.43 | 20,816 | 14,580 | 1.76 |
60 | Choice Financial Holdings Inc. Grafton, N.D. | 1.42 | 13,874 | 9,757 | 2.21 |
61 | Westamerica Bancorp. San Rafael, Calif. | 1.41 | 81,127 | 57,388 | 1.63 |
62 | Ameri-National Corp. Overland Park, Kan. | 1.40 | 50,764 | 36,290 | 4.54 |
63 | Blackhawk Bancorp. Inc. Milan, Ill. | 1.39 | 15,308 | 11,009 | 1.42 |
Center Bancorp Inc. Union, N.J. | 1.39 | 17,507 | 12,571 | 1.14 | |
First Bemidji Holding Co. Minn. | 1.39 | 8,830 | 6,375 | 1.55 | |
Magnolia Banking Corp. Ark. | 1.39 | 13,336 | 9,627 | 1.77 | |
67 | First NBC Bank Holding Co. New Orleans | 1.37 | 28,940 | 21,182 | 1.19 |
68 | Stockman Financial Corp. Miles City, Mont. | 1.36 | 44,801 | 33,030 | 2.02 |
69 | Centrabanc Corp. Waco, Texas | 1.35 | 9,733 | 7,202 | 1.58 |
First Security Bancorp Searcy, Ark. | 1.35 | 103,051 | 76,521 | 2.39 | |
71 | Home BancShares Inc. Conway, Ark. | 1.33 | 63,022 | 47,289 | 1.58 |
Oritani Financial Corp. Township of Washington, N.J. | 1.33 | 34,646 | 26,117 | 1.59 | |
The Bank of Southside Virginia Corp. Carson | 1.33 | 9,413 | 7,083 | 1.67 | |
74 | Sinopac Bancorp Los Angeles | 1.32 | 26,518 | 20,072 | 2.2 |
75 | Bank of the Ozarks Inc. Little Rock, Ark. | 1.31 | 77,044 | 59,028 | 2.01 |
Peoples Financial Services Corp. Hallstead, Pa. | 1.31 | 9,120 | 6,945 | 1.42 | |
77 | Pinnacle Bancorp Inc. Central City, Neb. | 1.30 | 117,025 | 90,346 | 1.73 |
78 | Citizens Financial Services Inc. Mansfield, Pa. | 1.29 | 14,215 | 11,019 | 1.61 |
79 | First Financial Bankshares Inc. Abilene, Texas | 1.27 | 74,225 | 58,556 | 1.73 |
80 | Citizens Bancshares Inc. Bluffton, Ohio | 1.26 | 12,357 | 9,825 | 2.01 |
First National Bancshares Inc. Goodland, Kan. | 1.26 | 5,159 | 4,097 | 2.1 | |
NRBC Holding Corp. Chicago | 1.26 | 6,527 | 5,172 | 0.51 | |
83 | Parke Bancorp Inc. Swell, N.J. | 1.25 | 7,313 | 5,866 | 0.94 |
Planters Financial Group Inc. Hopkinsville, Tenn. | 1.25 | 10,087 | 8,082 | 1.46 | |
85 | Hometown Banc Corp Grand Island, Neb. | 1.24 | 15,673 | 12,663 | 1.59 |
86 | BankUnited Inc. Miami Lakes, Fla. | 1.22 | 211,260 | 172,763 | 2.12 |
87 | First Nebraska Bancs Inc. Sidney | 1.21 | 10,016 | 8,260 | 1.88 |
Nodaway Valley Bancshares Inc. Maryville, Mo. | 1.21 | 13,444 | 11,113 | 1.7 | |
89 | Citizens and Northern Corp. Wellsboro, Pa. | 1.20 | 22,705 | 18,867 | 1.73 |
Trustco Bank Corp NY Glenville | 1.20 | 37,534 | 31,276 | 1.07 | |
91 | Penns Wood Bancorp Inc. Jersey Shore, Pa. | 1.18 | 13,850 | 11,762 | 1.7 |
Waupaca Bancorp. Inc. Wis. | 1.18 | 12,115 | 10,284 | 1.55 | |
93 | Cardinal Financial Corp. McLean, Va. | 1.15 | 45,297 | 39,370 | 1.62 |
Hills Bancorp. Iowa | 1.15 | 26,833 | 23,401 | 1.3 | |
95 | Ames National Corp. Iowa | 1.14 | 14,182 | 12,465 | 1.25 |
Hometown Community Bancorp Inc. Morton, Ill. | 1.14 | 35,271 | 31,019 | 1.3 | |
Starion Bancorp. Bismarck, N.D. | 1.14 | 18,303 | 16,066 | 1.93 | |
98 | CVB Financial Corp. Ontario, Calif. | 1.13 | 77,280 | 68,496 | 1.2 |
99 | CBX Corp. Carrollton, Ill. | 1.12 | 13,659 | 12,142 | 1.31 |
100 | West Bancorp. Inc. West Des Moines, Iowa | 1.10 | 16,011 | 14,532 | 1.2 |
101 | Berkshire Bancorp Inc New York | 1.09 | 10,683 | 9,795 | 1.24 |
Paducah Bank Shares Inc. Ky. | 1.09 | 10,739 | 9,850 | 1.97 | |
103 | American National Corp. Omaha | 1.08 | 37,622 | 34,682 | 1.77 |
Cashmere Valley Financial Corp. Cashmere, Wash. | 1.08 | 13,344 | 12,304 | 1.11 | |
First Paragould Bankshares Inc. Ark. | 1.08 | 10,181 | 9,453 | 1.44 | |
Honat Bancorp Inc. Honesdale, Pa. | 1.08 | 7,832 | 7,269 | 1.37 | |
107 | Apple Financial Holdings Inc. New York | 1.07 | 58,601 | 54,632 | 0.67 |
Lakeland Financial Corp. Warsaw, Ind. | 1.07 | 35,381 | 33,195 | 1.19 | |
SNBNY Holdings Ltd. New York | 1.07 | 46,772 | 43,857 | 0.85 | |
U.S. Bancorp Minneapolis | 1.07 | 5,647,000 | 5,280,000 | 1.62 | |
111 | Dime Community Bancshares Inc. New York | 1.06 | 40,308 | 38,060 | 1.28 |
Independence Bancshares Inc. Owensboro, Ky. | 1.06 | 17,356 | 16,311 | 1.46 | |
113 | SKBHC Holdings LLC Seattle | 1.05 | 70,085 | 66,887 | 2.88 |
Traditional Bancorp. Inc. Mount Sterling, Ky. | 1.05 | 13,713 | 13,096 | 1.28 | |
115 | Northern Bancorp Inc. Woburn, Mass. | 1.04 | 10,300 | 9,906 | 1.3 |
116 | FirstBank Holding Co. Lakewood, Colo. | 1.03 | 161,633 | 156,965 | 1.32 |
Fremont Bancorp. Calif. | 1.03 | 75,573 | 73,364 | 3.09 | |
Security Star Bancshares Inc. Odessa, Texas | 1.03 | 12,533 | 12,174 | 1.77 | |
119 | AFNB Holdings Inc. Houston | 1.02 | 15,185 | 14,938 | 1.74 |
First Citizens Financial Corp. Mason City, Iowa | 1.02 | 15,635 | 15,365 | 1.34 | |
Southern Missouri Bancorp Inc. Poplar Bluff | 1.02 | 9,645 | 9,477 | 1.28 | |
Whitcorp Financial Co. Garden City, Kan. | 1.02 | 9,688 | 9,528 | 1.41 | |
123 | North Jersey Community Bancorp Inc. Englewood Cliffs, N.J. | 1.01 | 8,420 | 8,352 | 1.02 |
Virginia Commerce Bancorp Inc. Arlington | 1.01 | 30,100 | 29,923 | 1.02 | |
125 | Customers Bancorp Inc. Wyomissing, Pa. | 1.00 | 23,818 | 23,846 | 0.98 |
First Bancorp Inc. Damariscotta, Maine | 1.00 | 12,688 | 12,691 | 0.9 | |
IMB Holdco LLC Pasadena, Calif. | 1.00 | 303,751 | 303,082 | 1.49 | |
Norwood Financial Corp., Honesdale, Pa. | 1.00 | 8,403 | 8,403 | 1.23 | |
Plains Bancorp Inc. Dimmit, Texas | 1.00 | 15,228 | 15,285 | 1.37 | |
Texas Capital Bancshares Inc. Dallas | 1.00 | 120,672 | 120,893 | 1.3 | |
131 | 1st Summit Bancorp of Johnstown Inc. Pa. | 0.99 | 8,512 | 8,601 | 1.08 |
Embassy Bancorp Inc. Bethlehem, Pa. | 0.99 | 5,743 | 5,780 | 1.14 | |
133 | First Keystone Corp. Berwick, Pa. | 0.98 | 10,171 | 10,413 | 1.25 |
134 | CB&T Holding Corp. New Orleans | 0.97 | 28,733 | 29,529 | 4.06 |
Guaranty Bancshares Inc. Mount Pleasant, Texas | 0.97 | 15,476 | 15,980 | 1.38 | |
Pacific Premier Bancorp Inc. Costa Mesa, Calif. | 0.97 | 15,776 | 16,281 | 1.5 | |
137 | Cache Valley Banking Co. Logan, Utah | 0.96 | 9,828 | 10,199 | 4.7 |
Merchants Bancorp Inc. Hillsboro, Ohio | 0.96 | 7,005 | 7,293 | 1.22 | |
Sabine Bancshares Inc. Many, La. | 0.96 | 14,561 | 15,190 | 2.09 | |
140 | 215 Holding Co. Minneapolis | 0.95 | 9,877 | 10,372 | 1.59 |
Banner Corp. Walla Walla, Wash. | 0.95 | 64,882 | 68,292 | 1.53 | |
Leackco Bank Holding Co. Inc. Wolsey, S.D. | 0.95 | 6,995 | 7,390 | 2.11 | |
Southern Utah Bancorp. Cedar City | 0.95 | 8,921 | 9,386 | 1.27 | |
The First of Long Island Corp. Glen Head, N.Y. | 0.95 | 20,393 | 21,395 | 0.99 | |
145 | First Arkansas Bancshares Inc. Jacksonville | 0.94 | 13,074 | 13,953 | 1.87 |
First Bancorp Inc. Lebanon, Va. | 0.94 | 16,001 | 17,051 | 1.28 | |
Planters Holding Co. Indianola, Miss. | 0.94 | 8,556 | 9,105 | 1.23 | |
148 | First Illinois Bancorp Inc. East St. Louis | 0.93 | 5,519 | 5,928 | 0.99 |
First York Ban Corp. Neb. | 0.93 | 19,972 | 21,407 | 1.7 | |
150 | Coppermark Bancshares Inc. Oklahoma City | 0.92 | 15,884 | 17,236 | 1.22 |
Midland Financial Corp. Casper, Wyo. | 0.92 | 9,248 | 10,061 | 1.52 | |
NEB Corp. Fond du Lac, Wis. | 0.92 | 16,156 | 17,468 | 1.07 | |
Sunflower Financial Inc. Salina, Kan. | 0.92 | 21,607 | 23,480 | 1.25 | |
Watford City Bancshares Inc. N.D. | 0.92 | 19,855 | 21,679 | 1.68 | |
155 | Ally Financial Inc. Detroit | 0.91 | 1,242,000 | 1,367,000 | 0.31 |
CNB Financial Corp. Clearfield, Pa. | 0.91 | 17,136 | 18,893 | 1.01 | |
International Bancshares Corp. Laredo, Texas | 0.91 | 107,835 | 118,041 | 0.91 | |
158 | Bank of Hawaii Corp. Honolulu | 0.89 | 166,076 | 186,851 | 1.21 |
Bar Harbor Bankshares Maine | 0.89 | 12,466 | 14,027 | 1 | |
First Manitowoc Bancorp Inc. Wis. | 0.89 | 10,420 | 11,698 | 1.1 | |
United Bankshares Inc. Charleston, W.Va. | 0.89 | 82,607 | 92,580 | 0.98 | |
162 | First American International Corp. Brooklyn, N.Y. | 0.88 | 9,304 | 10,550 | 1.75 |
First Citizens Bancshares Inc. Waxahachie, Texas | 0.88 | 10,259 | 11,662 | 1.73 | |
First Guaranty Bancshares Inc. Hammond, La. | 0.88 | 12,059 | 13,667 | 0.88 | |
Liberty Bancshares Inc. Springfield, Mo. | 0.88 | 14,107 | 16,023 | 1.33 | |
Middlefield Banc Corp Ohio | 0.88 | 6,281 | 7,103 | 0.95 | |
Neighbor Insurance Agency Inc. Marion, Iowa | 0.88 | 9,122 | 10,372 | 1.4 | |
Pinnacle Financial Corp. Elberton, Ga. | 0.88 | 8,135 | 9,238 | 1.41 | |
QNB Corp. Quakertown, Pa. | 0.88 | 9,175 | 10,403 | 1.02 | |
Town & Country Bancshares Inc. Salem, Mo. | 0.88 | 7,717 | 8,749 | 1.86 | |
171 | CCFNB Bancorp Inc. Bloomsburg, Pa. | 0.87 | 7,153 | 8,243 | 1.15 |
City Holding Co. Cross Lanes, W.Va. | 0.87 | 38,945 | 44,530 | 1.36 | |
Dimeco Inc. Honesdale, Pa. | 0.87 | 6,614 | 7,644 | 1.11 | |
ESB Financial Corp. Ellwood City, Pa. | 0.87 | 14,903 | 17,118 | 0.95 | |
First Western Mortgage Corp. Fort Worth, Texas | 0.87 | 63,645 | 73,512 | 7.42 | |
Great Southern Bancorp Inc. Springfield, Mo. | 0.87 | 48,707 | 55,863 | 1.1 | |
Mackinac Financial Corp. Manistique, Mich. | 0.87 | 7,087 | 8,157 | 1.35 | |
Orange County Bancorp Inc. Middletown, N.Y. | 0.87 | 7,779 | 8,946 | 1.18 | |
179 | Community Trust Bancorp Inc. Pikeville, Ky. | 0.86 | 44,862 | 51,888 | 1.23 |
Community Trust Financial Corp. Ruston, La. | 0.86 | 24,910 | 29,010 | 0.91 | |
First New Mexico Financial Corp. Deming | 0.86 | 4,483 | 5,204 | 1.14 | |
182 | Community Bankers Inc. Granbury, Texas | 0.85 | 7,852 | 9,289 | 1.81 |
Farmers and Merchants Bankshares Inc. Stuttgart, Ark. | 0.85 | 8,247 | 9,749 | 1.31 | |
First Southern Bancorp Inc. Stanford, Ky. | 0.85 | 9,166 | 10,767 | 1.27 | |
Midland Bancshares Inc. Texas | 0.85 | 8,788 | 10,380 | 0.96 | |
Santander Holdings USA Inc. Boston | 0.85 | 561,235 | 656,932 | 0.83 | |
Security National Corp. Omaha, Neb. | 0.85 | 10,961 | 12,952 | 1.54 | |
188 | Bank of Marin Bancorp Novato, Calif. | 0.84 | 17,817 | 21,139 | 1.26 |
Capital One Financial Corp. McLean, Va. | 0.84 | 3,516,964 | 4,171,881 | 1.32 | |
Financial Corp. of Louisiana Crowley | 0.84 | 8,676 | 10,319 | 1.84 | |
First Farmers Financial Corp. Converse, Ind. | 0.84 | 13,406 | 16,012 | 1.28 | |
T. Rowe Price Group Inc. Baltimore | 0.84 | 883,645 | 1,046,778 | 26.3 | |
193 | American National Bankshares Inc. Danville, Va. | 0.83 | 16,006 | 19,389 | 1.23 |
Banterra Corp Eldorado, Ill. | 0.83 | 16,686 | 20,095 | 1.47 | |
Chambers Bancshares Inc. Danville, Ark. | 0.83 | 6,611 | 7,974 | 0.85 | |
First Fidelity Bancorp Inc. Oklahoma City | 0.83 | 15,459 | 18,621 | 1.33 | |
German American Bancorp Inc. Jasper, Ind. | 0.83 | 24,055 | 29,086 | 1.24 | |
Ouachita Bancshares Corp. Monroe, La. | 0.83 | 10,036 | 12,136 | 2.05 | |
Provident Financial Services Inc. Jersey City, N.J. | 0.83 | 67,267 | 80,874 | 0.94 | |
RCB Holding Co. Inc. Claremore, Okla. | 0.83 | 28,154 | 33,850 | 1.38 |
Only domestic holding companies that file Y-9C reports are included. Based on Y-9C filings by top tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Dec. 31, 2012.
Source:
Financial Information Systems LLC
© 2013 American Banker