Banking Companies with the Highest Multiples of Net Income to Salary, Benefits

May 02, 2016, 1:52 p.m. EDT 1 Min Read

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Banking Companies with the Highest Multiples of Net Income to Salary, BenefitsYear to date through Dec. 31, 2015. Dollars in thousands Published May 2, 2016
Rank		Multiple	Net income	Salary and benefits	Return on average assets
1	Briscoe Ranch Inc. Uvalde, Texas	5.34	$43,259	$8,106	2.78
2	Northern States Financial Corp. Waukegan, Ill.	3.17	23,129	7,290	5.16
3	Stearns Financial Services Inc. St. Cloud, Minn.	3.16	84,102	26,606	4.33
4	Clayton HC Inc. Knoxville, Tenn.	2.66	39,070	14,703	3.75
5	Lauritzen Corp. Omaha, Neb.	2.63	80,063	30,465	7.51
6	First National Community Bancorp Inc. Dunmore, Pa.	2.60	35,840	13,810	3.57
7	Merchants Bancorp Carmel, Ind.	2.40	28,383	11,838	1.32
8	First NBC Bank Holding Co. New Orleans	2.14	67,296	31,473	1.58
9	Hampton Roads Bankshares Inc. Virginia Beach, Va.	2.08	96,593	46,430	4.82
10	Bank of the Ozarks Inc. Little Rock, Ark.	2.07	182,253	87,953	2.12
11	United National Corp. Sioux Falls, S.D.	2.01	306,290	152,381	13.06
12	Lakeside Bancorp Inc. Chicago	1.93	24,646	12,755	1.96
13	Olney Bancshares of Texas Inc.	1.92	64,855	33,754	2.26
14	Inwood Bancshares Inc. Dallas	1.90	39,507	20,821	1.94
15	Popular Inc. Hato Rey, Puerto Rico	1.84	896,000	487,000	2.55
16	Cathay General Bancorp Los Angeles	1.79	161,109	89,960	1.34
17	Villages Bancorp. Inc. The Villages, Fla.	1.72	18,904	10,959	1.04
18	Educational Services of America Inc. Farragut, Tenn.	1.68	30,321	18,098	0.90
	Discover Financial Services Riverwoods, Ill.	1.68	2,297,176	1,371,268	2.70
20	ServisFirst Bancshares Inc. Birmingham, Ala.	1.63	63,540	38,913	1.39
	Entegra Financial Corp. Franklin, N.C.	1.63	23,826	14,625	2.51
22	CIT Group Inc. New York	1.62	1,056,550	652,713	1.90
23	Home BancShares Inc. Conway, Ark.	1.58	138,199	87,512	1.68
24	Industry Bancshares Inc. Texas	1.51	39,438	26,065	1.27
25	Manhattan Banking Corp. Kan.	1.50	30,047	19,965	2.18
26	ConnectOne Bancorp Inc. Englewood Cliffs, N.J.	1.49	41,311	27,685	1.13
	Traditional Bancorp. Inc. Mount Sterling, Ky.	1.49	21,989	14,773	1.85
	Prosperity Bancshares Inc. Houston	1.49	286,647	192,872	1.33
29	PacWest Bancorp Beverly Hills, Calif.	1.47	299,619	203,914	1.71
30	East West Bancorp Inc. Pasadena, Calif.	1.46	384,677	263,046	1.27
31	Ambank Co. Inc. Sioux Center, Iowa	1.43	19,083	13,330	1.85
32	Independence Bancshares Inc. Owensboro, Ky.	1.41	30,211	21,466	1.81
	First Security Bancorp Searcy, Ark.	1.41	105,809	75,234	2.15
34	WestStar Bank Holding Co. Inc. El Paso, Texas	1.37	22,837	16,610	2.10
35	Eagle Bancorp Inc. Bethesda, Md.	1.36	84,082	61,749	1.49
	Stockman Financial Corp. Miles City, Mont.	1.36	57,646	42,339	1.87
37	West Bancorp. Inc. West Des Moines, Iowa	1.35	21,742	16,065	1.30
38	Ally Financial Inc. Detroit	1.34	1,289,000	965,000	0.84
39	Ida Grove Bancshares Inc. Iowa	1.33	22,004	16,508	1.70
	Choice Financial Holdings Inc. Fargo, N.D.	1.33	23,987	18,017	2.34
41	Washington Federal Inc. Seattle	1.32	157,007	118,517	1.08
	Hometown Community Bancorp Inc. Morton, Ill.	1.32	42,900	32,549	1.45
43	Pinnacle Bancorp Inc. Omaha, Neb.	1.31	146,021	111,079	1.68
44	Western Alliance Bancorp. Phoenix	1.30	194,244	149,828	1.51
45	Amarillo National Bancorp Inc. Texas	1.29	67,997	52,522	1.77
46	Lakeland Financial Corp. Warsaw, Ind.	1.27	46,354	36,387	1.29
	Central Community Corp. Temple, Texas	1.27	23,239	18,369	1.61
48	National Bankshares Inc. Blacksburg, Va.	1.26	15,833	12,522	1.37
	Northern Bancorp Inc. Woburn, Mass.	1.26	19,005	15,053	1.43
	CVB Financial Corp. Ontario, Calif.	1.26	99,145	78,878	1.32
51	First Financial Bankshares Inc. Abilene, Texas	1.23	100,381	81,356	1.63
52	NEB Corp. Fond du Lac, Wis.	1.22	25,849	21,178	1.43
53	First-West Texas Bancshares Inc. Midland, Texas	1.21	13,087	10,794	1.22
54	BankUnited Inc. Miami Lakes, Fla.	1.20	251,660	209,415	1.19
	United Bankshares Inc. Charleston, W.Va.	1.20	137,959	115,209	1.13
	Peoples Bancorp Inc. Prairie Du Chien, Wis.	1.20	9,986	8,352	1.55
57	United Community Bancorp Inc. Chatham, Ill.	1.18	28,685	24,346	1.63
58	Hometown Banc Corp. Grand Island, Neb.	1.17	16,499	14,096	1.38
59	Wilshire Bancorp Inc. Los Angeles	1.14	61,405	53,891	1.36
	First Citizens Financial Corp. Mason City, Iowa	1.14	17,761	15,594	1.50
61	City Holding Co. Charleston, W.Va.	1.13	54,097	47,923	1.52
	Westamerica Bancorp. San Rafael, Calif.	1.13	58,753	52,192	1.16
	Blackhawk Bancorp. Inc. Milan, Ill.	1.13	13,159	11,693	1.14
64	Republic Bancorp Co. Oak Brook, Ill.	1.11	25,414	22,810	1.52
	Great Western Bancorp Inc. Sioux Falls, S.D.	1.11	112,829	101,530	NA
66	Bank First National Corp. Manitowoc, Wis.	1.10	13,395	12,193	1.14
	North American Bancshares Inc. Sherman, Texas	1.10	30,066	27,393	1.36
68	International Bancshares Corp. Laredo, Texas	1.09	136,726	125,135	1.13
69	First Bancorp Inc. Damariscotta, Maine	1.08	16,206	15,047	1.07
70	BBCN Bancorp Inc. Los Angeles	1.07	92,258	86,098	1.25
	Watford City Bancshares Inc. N.D.	1.07	38,851	36,313	1.89
72	Heartland Bancorp Inc. Bloomington, Ill.	1.06	48,684	45,978	1.87
	Amboy Bancorp. Old Bridge, N.J.	1.06	21,274	20,107	0.95
74	Royal Bancshares of Pennsylvania Inc. Bala Cynwyd	1.05	10,993	10,460	1.48
	Plains Bancorp Inc. Dimmitt, Texas	1.05	17,321	16,558	1.53
76	Hills Bancorp. Iowa	1.04	28,418	27,376	1.19
	American Express Co. New York	1.04	5,151,000	4,976,000	3.26
78	Magnolia Banking Corp. Ark.	1.02	18,200	17,855	1.47
	County Bancorp Inc. Manitowoc, Wis.	1.02	10,974	10,769	1.35
	Crews Banking Corp. Wauchula, Fla.	1.02	20,330	19,956	1.60
81	Starion Bancorp. Bismarck, N.D.	1.01	18,620	18,486	1.59
82	Customers Bancorp Inc. Wyomissing, Pa.	1.00	58,583	58,777	0.81
83	Ames National Corp. Iowa	0.98	15,015	15,268	1.14
	U.S. Bancorp Minneapolis	0.98	5,879,000	5,979,000	1.44
	FirstBank Holding Co. Lakewood, Colo.	0.98	177,878	181,788	1.19
	S&T Bancorp Inc. Indiana, Pa.	0.98	67,081	68,660	1.13
87	First of Long Island Corp. Glen Head, N.Y.	0.97	25,890	26,701	0.90
	First Fidelity Bancorp Inc. Oklahoma City	0.97	21,287	21,971	1.47
	Investors Bancorp Inc. Short Hills, N.J.	0.97	181,506	187,661	0.92
90	American Chartered Bancorp Inc. Schaumburg, Ill.	0.96	31,989	33,471	1.14
91	1st Summit Bancorp of Johnstown Inc. Johnstown, Pa.	0.95	9,910	10,455	1.08
92	First Bancorp Inc. Lebanon, Va.	0.94	19,212	20,499	1.36
	First Guaranty Bancshares Inc. Hammond, La.	0.94	14,506	15,496	0.98
94	Parkway Bancorp Inc. Harwood Heights, Ill.	0.93	15,800	17,074	0.71
95	CBX Corp. Carrollton, Ill.	0.92	13,709	14,870	1.14
	Fifth Third Bancorp Cincinnati	0.92	1,712,512	1,867,515	1.23
97	Bank of Highland Park Financial Corp. Ill.	0.92	11,326	12,367	0.85
98	Cardinal Financial Corp. McLean, Va.	0.91	47,334	51,844	1.29
	Summit Financial Group Inc. Moorefield, W.Va.	0.91	16,102	17,637	1.10
	Citizens Financial Services Inc. Mansfield, Pa.	0.91	11,626	12,781	NA
101	PrivateBancorp Inc. Chicago	0.90	185,311	205,019	1.13
	Pinnacle Financial Partners Inc. Nashville, Tenn.	0.90	95,509	105,929	1.34
103	Glacier Bancorp Inc. Kalispell, Mont.	0.88	116,127	132,565	1.36
104	Moody Bancshares Inc. Galveston, Texas	0.87	12,770	14,656	1.09
105	Citizens & Northern Corp. Wellsboro, Pa.	0.86	16,471	19,102	1.33
	American National Corp. Omaha, Neb.	0.86	38,107	44,375	1.34
	German American Bancorp Inc. Jasper, Ind.	0.86	30,064	35,042	1.33
	Hanmi Financial Corp. Los Angeles	0.86	53,823	62,864	1.32
109	Flushing Financial Corp. Uniondale, N.Y.	0.85	46,209	54,096	0.86
	First Community Financial Partners Inc. Joliet, Ill.	0.85	9,819	11,512	0.99
	USAmeriBancorp Inc. Clearwater, Fla.	0.85	34,927	40,996	1.03
	Community Trust Bancorp Inc. Pikeville, Ky.	0.85	46,432	54,563	1.23
	Ironhorse Financial Group Inc. Muskogee, Okla.	0.85	24,223	28,526	1.90
	PNC Financial Services Group Inc. Pittsburgh	0.85	4,105,901	4,844,653	1.16
	Bar Harbor Bankshares Maine	0.85	15,153	17,884	0.98
	Auburn National Bancorp. Inc. Ala.	0.85	7,858	9,292	0.98
117	Southern Missouri Bancorp Inc. Poplar Bluff,	0.84	14,775	17,593	1.13
	Provident Financial Services Inc. Iselin, N.J.	0.84	83,721	99,689	0.96
	First Keystone Corp. Berwick, Pa.	0.84	9,172	10,967	0.96
	Enterprise Financial Services Corp Clayton, Mo.	0.84	38,450	46,041	1.14
121	First York Ban Corp. Neb.	0.83	19,415	23,262	1.39
	Peoples Financial Services Corp. Scranton, Pa.	0.83	17,723	21,267	0.98
	Bank of Hawaii Corp. Honolulu	0.83	160,704	194,350	1.06
	Stock Yards Bancorp Inc. Louisville, Ky.	0.83	37,189	45,006	1.45
	Texas Independent Bancshares Inc. Texas City	0.83	16,019	19,401	1.71
	United Bank Corp. Barnesville, Ga.	0.83	17,845	21,628	1.58
127	Paragon Commercial Corp. Raleigh, N.C.	0.82	11,233	13,651	0.87
	AFNB Holdings Inc. Houston	0.82	13,603	16,606	1.22
	1867 Western Financial Corp. Stockton, Calif.	0.82	30,443	37,259	1.30
	Penns Woods Bancorp Inc. Williamsport, Pa.	0.82	13,898	17,023	1.08
	JPMorgan Chase & Co. New York	0.82	24,442,000	29,966,000	0.99
132	Great Southern Bancorp Inc. Springfield, Mo.	0.80	46,501	58,308	1.14
133	Isabella Bank Corp. Mount Pleasant, Mich.	0.79	15,130	19,068	0.95
	Citigroup Inc. New York	0.79	17,242,000	21,769,000	0.95
	F.N.B. Corp. Pittsburgh	0.79	159,649	202,068	0.96
	Heartland BancCorp Gahanna, Ohio	0.79	8,126	10,328	1.19
137	Southern National Bancorp of Virginia Inc. McLean	0.78	9,289	11,860	0.95
	FCB Financial Holdings Inc. Weston, Fla.	0.78	53,391	68,192	0.81
	BOU Bancorp Inc. Ogden, Utah	0.78	15,516	19,883	1.69
	Capital One Financial Corp. McLean, Va.	0.78	4,049,703	5,198,317	1.29
	LegacyTexas Financial Group Inc. Plano	0.78	70,935	91,106	1.10
142	WesBanco Inc. Wheeling, W.Va.	0.77	80,762	104,236	0.99
	FirstPerryton Bancorp Inc. Perryton, Texas	0.77	9,827	12,696	1.01
	Grandpoint Capital Inc. Los Angeles	0.77	29,744	38,719	1.01
145	Texas Capital Bancshares Inc. Dallas	0.76	144,854	191,220	0.79
	Citizens National Banc Corp. Meridian, Miss.	0.76	15,705	20,758	1.37
	Valley View Bancshares Inc. Overland Park, Kan.	0.76	28,392	37,571	0.88
	Frandsen Financial Corp. Arden Hills, Minn.	0.76	21,730	28,773	1.40
149	RCB Holding Co. Inc. Claremore, Okla.	0.75	30,462	40,352	1.22
	First Bank Corp Fort Smith, Ark.	0.75	23,202	30,747	1.44
	Park National Corp. Newark, Ohio	0.75	81,012	107,485	1.11
	CNB Financial Corp. Clearfield, Pa.	0.75	22,197	29,563	0.99
	Citizens Bancorp Investment Inc. Lafayette, Tenn.	0.75	8,226	10,960	1.01
	Wilson Bank Holding Co. Lebanon, Tenn.	0.75	23,863	31,897	1.23
	Westbrand Inc. Minot, N.D.	0.75	11,366	15,214	1.18
	Foresight Financial Group Inc. Rockford, Ill.	0.75	10,544	14,131	1.05
	Arrow Financial Corp. Glens Falls, N.Y.	0.75	24,662	33,064	1.06
	Falcon Bancshares Inc. Laredo, Texas	0.75	11,117	14,921	1.16
159	Citizens Union Bancorp of Shelbyville Inc. Ky.	0.74	9,678	13,006	1.50
	Wells Fargo & Co. San Francisco	0.74	22,894,000	30,932,000	1.32
	215 Holding Co. Minneapolis	0.74	8,796	11,925	1.28
	Security National Corp. Dakota Dunes, S.D.	0.74	15,686	21,295	1.15
	United Financial Bancorp Inc. Glastonbury, Conn.	0.74	49,640	67,469	0.87
	Southeastern Bank Financial Corp. Augusta, Ga.	0.74	19,395	26,385	1.08
165	Premier Financial Bancorp Inc. Huntington, W.Va.	0.73	12,446	16,949	0.98
	First Farmers Financial Corp. Converse, Ind.	0.73	16,807	22,928	1.18
	SVB Financial Group Santa Clara, Calif.	0.73	343,904	471,732	0.84
	Sierra Bancorp Porterville, Calif.	0.73	18,067	24,871	1.07
169	Arbor Bancorp Inc. Ann Arbor, Mich.	0.72	14,160	19,535	1.24
	Cullen/Frost Bankers Inc. San Antonio	0.72	279,328	385,412	1.00
	American National Bankshares Inc. Danville, Va.	0.72	15,039	20,865	0.99
	Community Bank System Inc. DeWitt, N.Y.	0.72	91,239	126,892	1.18
	Intrust Financial Corp. Wichita, Kan.	0.72	48,573	67,747	1.07
	Bank of Marin Bancorp Novato, Calif.	0.72	18,441	25,764	0.98
175	Farmers & Merchants Bancorp Inc. Archbold, Ohio	0.71	10,340	14,462	1.08
	Sturm Financial Group Inc. Denver	0.71	24,485	34,426	1.00
	Broadway Bancshares Inc. San Antonio	0.71	36,568	51,785	1.14
178	Longview Financial Corp. Texas	0.70	21,363	30,510	1.03
	Brookline Bancorp Inc. Boston	0.70	49,782	71,272	0.85
	M&T Bank Corp. Buffalo, N.Y.	0.70	1,079,667	1,549,530	1.06
	Webster Financial Corp. Waterbury, Conn.	0.70	206,340	296,456	0.88
182	Yadkin Financial Corp. Raleigh, N.C.	0.69	44,627	64,369	1.04
	Montecito Bancorp Santa Barbara, Calif.	0.69	15,156	21,896	1.25
	First Artesia Bancshares Inc. N.M.	0.69	12,699	18,388	1.18
	Central Pacific Financial Corp. Honolulu	0.69	45,868	66,429	0.93
	Landmark Bancorp Inc. Manhattan, Kan.	0.69	10,506	15,230	1.21
	Washington Trust Bancorp Inc. Westerly, R.I.	0.69	43,465	63,024	1.19
188	Timberland Bancorp Inc. Hoquiam, Wash.	0.68	9,093	13,275	1.14
	Pacific Continental Corp. Eugene, Ore.	0.68	18,751	27,501	1.06
	River Valley Bancorp. Inc. Wausau, Wis.	0.68	13,411	19,670	1.29
	QNB Corp. Quakertown, Pa.	0.68	8,233	12,076	0.83
192	First Financial Northwest Inc. Renton, Wash.	0.67	9,160	13,597	0.96
	Jefferson Bancshares Inc. San Antonio	0.67	19,610	29,128	1.30
	First Financial Bancorp. Cincinnati	0.67	75,063	111,792	1.00
	Guaranty Bancorp Denver	0.67	22,454	33,447	1.01
	Chemical Financial Corp. Midland, Mich.	0.67	86,830	129,763	1.02
	Franklin Financial Network Inc. Tenn.	0.67	16,080	24,040	0.92
	Unity Bancorp Inc. Clinton, N.J.	0.67	9,557	14,295	0.96
	Ohnward Bancshares Inc. Maquoketa, Iowa	0.67	10,110	15,139	0.98
	Lakeland Bancorp Inc. Oak Ridge, N.J.	0.67	32,481	48,640	0.89

Only domestic holding companies that file Y-9C reports are included. Based on Y-9C filings by top-tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of April 29, 2016.

Source:

SNL Financial