Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

September 05, 2011, 7:22 p.m. EDT 1 Min Read

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn March 31, 2011. Dollars in thousands Published September 6, 2011
Rank		Parent company	Type of institution	Adjusted nonperforming loan ratio*		Nonperformers**	Net chargeoffs†	Assets
Rank		Parent company	Type of institution	March 31	Year earlier	Nonperformers**	Net chargeoffs†	Assets
1	Eastern Savings Bank FSB Hunt Valley, Md.		thrift	50.57%	51.51%	$232,660	3.55%	$696,982
2	Wilton Bank Conn.		bank	38.65	47.48	18,703	5.48	83,832
3	First Security Bank of Nevada Las Vegas		bank	37.36	28.79	26,469	2.74	106,069
4	Builders Financial Corp. Chicago		BHC	34.16	31.80	62,203	-0.26	301,463
5	Dickinson Financial Corp. II Kansas City, Mo.		BHC	33.64	23.14	408,357	0.26	2,375,794
6	First Guaranty Bank and Trust Co. of Jacksonville Fla.		bank	33.54	26.17	102,256	4.67	409,608
7	First National Bank of Florida Milton		bank	33.47	30.82	64,039	15.27	305,212
8	OptimumBank Fort Lauderdale, Fla.	OptimumBank Holdings Inc.	bank	32.81	26.15	35,943	0.78	183,601
9	Brooklyn Federal Savings Bank MHC N.Y.	BFS Bancorp MHC	thrift	32.41	14.15	109,705	-3.95	477,865
10	Heritage Bank of North Florida Orange Park	Heritage Bancshares Inc.	bank	32.20	11.70	34,983	1.15	136,208
11	CenTrust Bank Northbrook, Ill.	Commercial Bancshares Corp.	bank	30.92	30.58	23,542	0.72	104,528
12	Capmark Bank Midvale, Utah	KKR Millennium Fund LP	bank	30.55	19.90	1,510,219	0.69	7,998,524
13	CreekSide Bank Woodstock, Ga.		bank	30.09	16.88	19,761	-0.86	103,924
14	Providence Bank Alpharetta, Ga.		bank	29.99	23.45	24,394	0.00	123,313
15	Community Federal Savings Bank Woodhaven, N.Y.	Community FSB Holding Co.	thrift	29.75	15.45	8,622	0.00	51,775
	Friends Bank New Smyrna Beach, Fla.		bank	29.75	5.95	33,116	4.09	141,388
17	WestSide Bank Hiram, Ga.		bank	29.62	28.84	28,799	0.22	141,117
18	TransCapital Bank Sunrise, Fla.		bank	28.27	10.06	51,197	2.02	244,993
19	Bank of Coral Gables Fla.		bank	28.26	24.35	26,476	2.06	145,320
20	Home Federal Bank of Hollywood Hallandale Beach, Fla.	Home Bancgroup Inc.	thrift	26.75	24.40	14,138	-0.42	81,082
21	North Texas Bancshares Inc. Dallas		BHC	26.60	11.05	132,159	4.65	728,974
22	Mid City Bank Inc. Omaha, Neb.	304 Corp.	bank	26.54	5.88	21,898	5.69	141,790
23	Carolina Federal Savings Bank Charleston, S.C.		thrift	26.18	15.21	12,667	1.43	58,618
24	Premier Bank Wilmette, Ill.	Premier Bancorp Inc.	bank	25.86	4.14	45,916	-0.89	293,991
	Westside Community Bank University Place, Wash.	Westside Banking Co.	bank	25.86	7.57	28,286	-0.23	141,741
26	First Federal Bank Harrison, Ark.	First Federal Bancshares of Arkansas Inc.	thrift	25.62	17.56	99,324	-0.38	576,747
27	Henry County Bancshares Inc. Stockbridge, Ga.		BHC	25.47	21.93	94,231	2.74	574,870
28	Business Bank Burlington, Wash.		bank	25.31	11.42	15,784	2.72	81,445
29	First Commercial Bank Bloomington, Minn.	Commercial Bancshares Inc.	bank	25.19	14.38	53,732	2.81	256,423
30	Community Capital Bank Jonesboro, Ga.	CCB Financial Corp.	bank	25.15	10.27	35,489	-0.25	185,123
31	Security Bank North Lauderdale, Fla.	Faro Bancorp Inc.	bank	24.86	29.59	23,033	0.96	113,404
32	Douglas County Bank Douglasville, Ga.	Thornton Holding Co. Inc.	bank	24.81	15.43	56,240	0.17	333,821
33	Gulf Coast Community Bank Pensacola, Fla.		bank	24.44	22.21	40,792	5.54	235,866
34	FNB United Corp. Asheboro, N.C.		BHC	24.33	13.84	292,275	14.05	1,827,890
35	Piedmont Community Bank Gray, Ga.	Piedmont Community Bank Group Inc.	bank	24.30	12.94	34,668	1.87	217,281
36	Montgomery Bank and Trust Ailey, Ga.	PFGBI LLC	bank	24.23	19.63	31,265	2.60	227,576
37	Mountain National Bancshares Inc. Sevierville, Tenn.		BHC	24.15	19.84	88,196	2.72	535,374
38	Central Progressive Bank Lacombe, La.	Blossman Bancshares Inc.	bank	23.91	19.22	58,161	0.14	414,803
39	American Metro Bank Chicago	American Metro Bancorp Inc.	bank	23.20	19.84	15,262	2.11	93,149
40	Community Bank of Oak Park River Forest Oak Park, Ill.	Oak Park River Forest Bankshares Inc.	bank	23.16	12.42	59,605	-0.03	349,044
41	Beach Community Bancshares Inc. Fort Walton Beach, Fla.		BHC	23.03	15.41	108,582	0.74	634,358
42	Independent Bankers' Bank of Florida Lake Mary	Bankers' Bancorp. of Florida Inc.	bank	22.84	13.88	41,259	-0.15	282,719
43	Putnam State Bank Palatka, Fla.	Neighborhood Bank Corp.	bank	22.82	20.20	26,881	6.99	178,955
44	Patriot Bank of Georgia Cumming		bank	22.65	5.57	25,385	0.36	160,979
45	Doral Financial Corp. San Juan, Puerto Rico		BHC	22.53	NA	1,316,604	0.41	8,464,096
46	Blue Ridge Savings Bank Inc. Asheville, N.C.		savings bank	22.34	6.06	24,131	3.26	165,564
47	Fidelity Bank of Florida Merritt Island		bank	22.22	18.62	64,595	4.84	378,059
48	First Olathe Bancshares Inc. Kan.		BHC	22.14	15.68	166,874	3.53	1,084,619
49	Great Florida Bank Miami Lakes		bank	22.11	20.76	221,424	1.22	1,516,057
50	BankMeridian Columbia, S.C.		bank	21.83	13.99	38,436	5.13	239,824
51	Bank of the Eastern Shore Cambridge, Md.		bank	21.80	16.24	33,832	6.58	190,468
52	Lydian Private Bank Palm Beach, Fla.	Lydian Holding Co.	thrift	21.79	20.19	264,078	-0.01	1,660,627
53	Americana Community Bank Sleepy Eye, Minn.	Midwest Bancshares Inc.	bank	21.28	10.25	18,908	1.35	133,028
54	Global Commerce Bank Doraville, Ga.		bank	21.23	7.92	18,847	10.59	147,560
55	FirsTier Bank Kimball, Neb.	FirsTier II Bancorp	bank	21.07	19.24	39,578	5.32	251,826
56	Pikes Peak National Bank Colorado Springs, Colo.	Pikes Peak National Co.	bank	20.94	18.54	9,467	4.24	77,954
57	Greystone Bank Raleigh, N.C.		bank	20.86	5.42	26,296	1.40	173,702
58	Second Federal Savings and Loan Association of Chicago		thrift	20.84	16.87	33,953	0.00	213,318
59	All American Bank Des Plaines, Ill.		bank	20.83	26.46	5,584	15.17	38,055
	Banks of Wisconsin Kenosha	Wisconsin Bancshares Inc.	bank	20.83	11.97	31,368	2.10	195,979
61	Town and Country Bank Las Vegas	West Point Bancorp Inc.	bank	20.79	9.79	28,908	-0.01	178,559
62	Eagle Community Bank Maple Grove, Minn.	Eagle Community Bancshares Inc.	bank	20.73	6.72	3,743	1.43	25,570
63	Home Loan Investment Bank FSB Warwick, R.I.	Prospect Financial Corp.	thrift	20.56	10.72	30,626	16.80	210,612
64	Citizens State Bank Kingsland, Ga.	South Banking Co.	bank	20.52	13.82	10,315	0.77	74,559
65	Peoples Bank of Deer Lodge Mont.	Sandquist Corp.	bank	20.45	9.61	2,837	-0.96	27,710
66	Dearborn Bancorp Inc. Mich.		BHC	20.43	13.88	147,504	0.76	896,994
67	Bank of Choice Holding Co. Greeley, Colo.		BHC	19.93	10.03	128,584	1.53	1,069,027
68	Citizens Commerce National Bank Versailles, Ky.	Citizens Commerce Bancshares Inc.	bank	19.89	13.47	35,512	2.21	275,267
69	Country Bank Aledo, Ill.	CB Holding Corp.	bank	19.83	0.92	32,092	0.02	211,927
70	Liberty Bank FSB West Des Moines, Iowa	Liberty Banshares Iowa Inc.	thrift	19.78	10.68	174,207	0.58	1,038,424
71	Citizens Bank of Northern California Nevada City	Citizens Bancorp	bank	19.71	14.94	48,392	2.35	312,113
72	Gateway Bank FSB San Francisco	SK and LL Wang LLC	thrift	19.67	11.56	28,018	0.00	277,256
73	Village Bank St. Francis, Minn.	Village Bancshares Inc.	bank	19.66	5.25	37,648	2.30	232,551
74	Bank of Shorewood Ill.	Will County Bancorp Inc.	bank	19.62	10.01	14,640	6.04	120,259
75	Capitol City Bancshares Inc. Atlanta		BHC	19.47	10.40	45,519	0.23	304,982
76	Central Bank of Georgia Ellaville	Middle Georgia Corp.	bank	19.46	8.71	38,899	5.85	279,548
77	Commonwealth Bankshares Inc. Norfolk, Va.		BHC	19.38	15.91	174,011	9.52	1,032,341
78	Columbia Bank Lake City, Fla.	First Columbia Bancorp Inc.	bank	19.08	8.73	31,563	1.33	229,412
79	Northern States Financial Corp. Waukegan, Ill.		BHC	19.01	17.21	70,939	1.06	529,785
80	SunFirst Bank St. George, Utah	SunFirst Corp.	bank	18.96	16.52	25,790	0.82	220,552
81	GreenChoice Bank FSB Cicero, Ill.	GreenChoice Holding Co. Inc.	thrift	18.90	31.21	7,669	0.02	60,188
82	Cecil Bancorp Inc. Elkton, Md.		BHC	18.87	10.53	69,481	0.22	482,531
83	First Capital Bank Kingfisher, Okla.	FCB Holdings Inc.	bank	18.87	4.01	20,525	0.04	118,959
	First International Bank Plano, Texas	First International Bancorp Texas Inc.	bank	18.85	10.89	45,426	-0.32	320,663
85	Metro Phoenix Bank		bank	18.83	16.18	10,106	-0.66	69,441
86	Sunstate Bank Miami		bank	18.80	12.85	18,427	1.92	172,956
87	MBank Gresham, Ore.	Merchants Bancorp	bank	18.79	14.85	26,055	1.71	206,694
88	First Choice Bank Geneva, Ill.	First Choice Bancorp	bank	18.76	10.48	21,112	3.12	149,627
89	National Bank of Cambridge Md.	Delmarva Bancshares Inc.	bank	18.75	8.65	23,690	1.24	213,232
90	Pilsen State Bank Lincolnville Kan.		bank	18.74	6.36	1,453	-0.14	12,282
91	First Alliance Bank Cordova, Tenn.	First Alliance Bancshares Inc.	bank	18.70	3.64	17,928	0.85	129,159
	Old Harbor Bank Clearwater, Fla.		bank	18.70	11.82	31,457	6.21	220,468
93	First South Bank Spartanburg, S.C.	First South Bancorp Inc.	bank	18.61	17.09	51,278	6.85	451,861
94	Georgia Trust Bank Buford	Georgia Trust Bancshares Inc.	bank	18.51	7.74	16,258	0.69	139,621
95	First National Bank of Brookfield Ill.	1st Brookfield Inc.	bank	18.37	13.76	22,012	1.83	174,112
96	1st Regents Bank Andover, Minn.	Alliance Bank Shares Corp.	bank	18.30	10.47	9,203	0.57	70,022
97	Benchmark Bank Gahanna, Ohio	Benchmark Bancorp Inc.	savings bank	18.29	13.24	17,702	0.14	121,706
98	Columbia Savings Bank Cincinnati	Columbia Bancorp Inc	savings bank	18.27	11.25	7,802	0.61	54,371
99	LandMark Bank of Florida Sarasota	LandMark Financial Holding Co.	bank	18.21	8.13	42,824	8.25	274,978
100	SBC Inc. Countryside, Ill.		BHC	17.94	17.92	90,473	2.08	806,139
101	Stonebridge Bank West Chester, Pa.	Stonebridge Financial Corp.	bank	17.88	11.33	45,805	1.34	365,396
102	First Citizens Bank of Polson Mont.	Flathead Lake Bancorp. Inc.	bank	17.87	10.91	3,026	3.60	25,826
103	Hometown Community Bank Braselton, Ga.	Hometown Community Bancshares Inc.	bank	17.85	13.32	12,677	0.20	133,083
104	American Enterprise Bank Buffalo Grove, Ill.	A. E. Bancorp Inc.	bank	17.83	18.70	41,113	0.09	344,292
	Florida Capital Group Inc. Jacksonville		BHC	17.83	11.16	84,936	1.48	892,707
	Metropolitan Bank Group Inc. Chicago		BHC	17.83	11.88	393,608	3.50	2,961,436
107	Central Florida State Bank Belleview		bank	17.78	17.14	9,848	14.83	85,024
108	Centennial Bank Fountain Valley, Calif.		bank	17.71	13.51	114,560	0.18	750,365
109	U.S. Century Bank Doral, Fla.		bank	17.69	14.10	251,997	3.30	1,720,866
110	Inland Bancorp Inc. Oak Brook, Ill.		BHC	17.66	12.64	141,584	0.41	1,228,022
111	Security State Bank Iron River, Wis.	Security Bank Shares Inc.	bank	17.48	16.35	11,341	-0.93	89,260
112	Regal Financial Bank Seattle	Regal Financial Bancorp Inc.	bank	17.42	14.16	14,649	0.90	105,909
113	American Patriot Bank Greeneville, Tenn.	American Patriot Financial Group Inc.	bank	17.41	8.51	12,368	1.67	98,097
114	Bank of Rio Vista Calif.		bank	17.38	8.00	15,137	0.55	173,119
	Flagler Bank West Palm Beach, Fla.		bank	17.38	10.79	13,281	-0.05	124,592
116	Union National Bank Elgin, Ill.	Elgin Bancshares Inc.	bank	17.35	7.26	64,897	1.43	468,592
117	First United Bank Crete, Ill.	Crete Bancorp. Inc.	bank	17.31	16.25	39,671	1.03	389,593
118	Northpointe Bank Grand Rapids, Mich.	Northpointe Bancshares Inc.	bank	17.29	17.59	35,293	1.23	258,765
119	Brand Group Holdings Inc. Lawrenceville, Ga.		BHC	17.18	4.98	143,444	0.22	1,186,924
120	AztecAmerica Bank Berwyn, Ill.	AztecAmerica Bancorp Inc.	bank	17.05	12.96	11,749	0.39	91,222
121	First Citizens Bank of Georgia Dawsonville	First Citizens Financial Corp.	bank	17.04	12.01	11,849	3.85	119,451
122	TFC Holding Co. Alhambra, Calif.		BHC	17.02	11.80	62,163	0.44	434,180
123	One World Bank Dallas	One World Holding Inc.	bank	17.01	3.85	11,839	0.19	95,502
124	Ripley Federal Savings Bank Ohio		thrift	17.00	9.06	9,616	-0.06	74,970
125	HarVest Bank of Maryland Gaithersburg	HarVest Bancorp Inc.	bank	16.91	8.39	18,884	1.62	153,785
126	Bank of Versailles Mo.	BOV Holding Co.	bank	16.89	4.31	38,288	0.44	294,741
127	Cornerstone Bank Wilson, N.C.	CB Financial Corp.	bank	16.82	10.07	16,231	0.87	161,194
128	City National Bank of New Jersey Newark	City National Bancshares Corp.	bank	16.71	8.19	39,341	1.28	399,234
129	Community Bank of Rockmart Ga.		bank	16.70	12.60	7,136	-0.06	62,087
130	Golden State Bank Upland, Calif.		bank	16.67	4.28	16,054	1.27	115,314
131	Devon Bank Chicago	Devon Bancorp Inc.	bank	16.64	11.93	29,817	0.00	281,455
132	1st Advantage Bank St. Peters, Mo.	1st Advantage Bancshares Inc.	bank	16.63	13.91	11,677	0.61	93,579
133	Sevier County Bank Sevierville, Tenn.	Sevier County Bancshares Inc.	bank	16.52	11.17	36,840	0.18	354,441
134	First CornerStone Bank King of Prussia, Pa.		bank	16.51	11.19	20,923	0.10	180,113
135	Tri State Bank of Memphis Tenn.		bank	16.50	8.55	13,672	1.40	125,267
136	Merchants Bank of California Carson		bank	16.49	8.10	7,286	1.63	86,546
137	Tennessee Central Bancshares Inc. Parsons		BHC	16.48	11.78	83,469	1.50	658,464
138	Plantation Federal Bank Pawleys Island, S.C.	Plantation Financial Corp.	thrift	16.47	14.07	70,434	0.91	591,975
139	Jasper Banking Co. Ga.	JBC Bancshares Inc.	bank	16.46	5.50	19,219	1.30	225,224
140	Monarch Community Bank Coldwater, Mich.	Monarch Community Bancorp Inc.	bank	16.46	14.02	30,210	1.28	255,119
	Security Savings Bank SSB Southport, N.C.		savings bank	16.37	19.04	39,900	0.87	345,863
142	Bank of North Las Vegas		bank	16.30	12.54	8,527	1.50	80,797
143	Rogers Bancshares Inc. Little Rock, Ark.		BHC	16.29	20.34	120,201	0.19	1,228,858
144	Reliance Bancshares Inc. Frontenac, Mo.		BHC	16.25	6.78	145,974	2.28	1,268,853
145	First Southern National Bank Statesboro, Ga.	First Southern Bancorp	bank	16.15	6.81	19,558	4.72	174,636
146	American Heartland Bank and Trust Sugar Grove, Ill.	American Heartland Bancshares Inc.	bank	16.12	9.87	11,780	0.36	87,421
147	State Central Bank Keokuk, Iowa	Logan Investment Corp.	bank	16.11	8.74	26,604	10.53	233,206
148	Northside Bank Adairsville, Ga.	Northside Bancshares Inc.	bank	16.10	12.18	13,335	0.32	131,251
149	NewDominion Bank Charlotte, N.C.		bank	16.04	5.22	45,991	4.18	445,593
150	International Finance Bank Miami		bank	15.98	16.94	52,652	2.11	473,874
151	Community Financial Holding Co. Inc. Duluth, Ga.		BHC	15.88	23.03	55,713	-1.88	523,064
152	Idaho Banking Co. Boise	Idaho Bancorp	bank	15.82	13.35	19,350	3.81	174,087
153	Independent Southern Bancshares Inc. Brownsville, Tenn.		BHC	15.80	14.17	33,652	1.09	350,065
	Pan American Bank Los Angeles		bank	15.80	18.31	5,733	0.00	42,919
	Pinnacle Bank Orange City, Fla.	Pinnacle Bank Holding Co. Inc.	bank	15.80	8.52	21,861	0.47	205,485
156	Premier Bank Tallahassee, Fla.	Premier Bank Holding Co.	bank	15.78	8.71	37,669	4.23	343,545
157	Southwest Florida Community Bancorp Inc. Fort Myers		BHC	15.66	7.62	35,691	1.26	335,498
158	Beal Bank SSB Plano, Texas	Beal Financial Corp.	savings bank	15.64	12.57	347,820	2.25	3,617,839
159	Premier Community Bank of the Emerald Coast Crestview, Fla.		bank	15.63	4.72	16,861	2.52	152,341
160	Bank of George Las Vegas		bank	15.34	16.02	12,066	-0.01	120,486
161	Pueblo Bank and Trust Co. Colo.	Pueblo Bancorp.	bank	15.31	19.93	29,648	2.58	331,631
162	Lakeview Bank Minn.	Lakeview Bancorp. Inc.	bank	15.29	11.93	6,356	0.82	53,231
163	First State Bank Wrens, Ga.	CSRA Bank Corp.	bank	15.14	9.45	8,766	0.60	87,020
164	Palmetto Bancshares Inc. Greenville, S.C.	CapGen Capital Group V LLC	BHC	15.09	12.27	124,430	2.59	1,333,512
165	Shamrock Bank of Florida Naples		bank	15.06	14.63	8,096	2.29	82,031
166	Landmark Bank Fort Lauderdale, Fla.	Giant Holdings Inc.	bank	15.05	11.73	37,633	0.79	316,166
167	Oxford Bank Corp. Mich.		BHC	15.03	15.66	27,170	1.28	277,493
168	Triumph Savings Bank SSB Dallas	Triumph Consolidated Cos. LLC	savings bank	14.99	14.93	21,587	0.16	259,851
169	Putnam-Greene Financial Corp. Eatonton, Ga.		BHC	14.98	6.07	39,789	0.34	515,520
170	Surety Bank Deland, Fla.		bank	14.97	13.87	13,665	2.53	119,207
171	Bank of Commerce Sarasota, Fla.	Bank of Commerce Holdings Inc.	bank	14.94	11.34	31,576	0.16	284,944
	GulfSouth Private Bank Destin, Fla.		bank	14.94	9.46	21,671	3.26	197,551
173	Mission Oaks National Bank Temecula, Calif.	Mission Oaks Bancorp	bank	14.90	11.67	15,990	2.23	155,207
174	Patriot Bank Minnesota Forest Lake	Lino Lakes Banc Shares Inc.	bank	14.86	12.85	14,155	-0.02	117,389
175	First State Bank Cranford, N.J.		bank	14.85	4.96	25,575	2.33	222,797
176	State Bank of India California Los Angeles	State Bank of India	foreign bank	14.78	2.51	93,754	6.94	804,456
177	American Bank Bethesda, Md.	American Bank Holdings Inc.	thrift	14.73	8.19	49,433	2.61	521,398
178	Merchants Commercial Bank St. Thomas, V.I.		bank	14.72	8.88	10,532	0.02	87,585
179	Independence National Bank Greenville, S.C.	Independence Bancshares Inc.	bank	14.70	11.49	13,294	3.48	120,635
180	Southport Bank Kenosha, Wis.	Southport Financial Corp.	bank	14.68	11.77	38,872	6.73	322,276
181	Excel National Bank Beverly Hills, Calif.		bank	14.67	5.92	22,260	3.67	192,142
182	Community First Bank Pikesville, Md.	Berman Family Trust	thrift	14.66	7.70	4,283	0.00	52,770
183	Parkway Bank Lenoir, N.C.		bank	14.65	7.60	12,583	0.04	115,278
	Public Savings Bank Huntingdon Valley, Pa.	Gelt Holdings Inc.	savings bank	14.65	5.09	5,423	0.38	48,579
185	AnchorBank FSB Madison, Wis.	Anchor BanCorp Wisconsin Inc.	thrift	14.61	16.19	391,259	0.15	3,403,415
186	First Sound Bank Seattle		bank	14.60	19.57	15,766	10.55	145,875
187	Nantahala Bank and Trust Co. Franklin, N.C.		bank	14.59	9.92	19,279	0.12	181,803
188	Mohave State Bank Lake Havasu City, Ariz.	State Bank Corp.	bank	14.58	7.36	30,787	0.48	310,338
189	Broadway Federal Bank FSB Los Angeles	Broadway Financial Corp.	thrift	14.56	9.53	58,831	0.00	476,508
190	Grand Mountain Bank FSB Granby, Colo.	Grand Mountain Bancshares Inc.	thrift	14.55	9.52	11,694	2.16	119,915
191	SouthShore Community Bank Apollo Beach, Fla.		bank	14.52	9.20	4,551	0.00	46,342
192	Integra Bank Corp. Evansville, Ind.		BHC	14.51	11.31	186,429	5.98	2,179,960
193	BankEast Knoxville, Tenn.	BankEast Corp.	bank	14.48	10.10	28,171	0.43	281,884
	Proficio Bank Salt Lake City	NHB Holdings Inc.	bank	14.48	11.73	16,305	-0.01	146,266
195	Boundary Waters Bank Ely, Minn.	BW Bancorp	bank	14.47	9.27	12,586	5.23	115,756
196	Citizens Bank of Pagosa Springs Colo.	Southern Colorado Corp.	bank	14.46	9.00	6,457	1.22	74,667
197	Mutual Federal Bank Chicago	Mutual Federal Bancorp MHC	thrift	14.44	10.47	6,413	0.16	82,358
198	Bank of Elk River Minn.	Metro North Bancshares Inc.	bank	14.43	5.69	43,521	0.94	398,147
199	RiverBank Wyoming, Minn.	Osceola Bancorp. Inc.	bank	14.40	17.18	45,683	0.32	436,779
	Washington Savings Bank FSB Bowie, Md.	WSB Holdings Inc.	thrift	14.40	12.50	33,772	0.75	407,728

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of April 20, 2011.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of July 22, 2011.

Source:

<small>SNL Financial</small>