On Dec. 31, 2018. Dollars in thousands.
Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Adjusted nonperforming loan ratio* | ||||||||||
Rank | Name | City | State | Parent Name | Company Type | Dec. 31 | Year earlier | Nonperformers** | Net chargeoffs*** | Assets |
1 | State Central Bank | Bonaparte | Iowa | Logan Investment Corporation | Commercial Bank | $35.86 | $37.17 | $7,492 | -0.65 | $37,985 |
2 | Markesan State Bank | Markesan | Wis. | Markesan Bancshares, Inc. | Commercial Bank | 28.04 | 27.47 | 24,710 | 2.07 | 126,766 |
3 | Jackson County Bank | Black River Falls | Wis. | Wisconsin Bank Services, Inc. | Commercial Bank | 24.93 | 6.85 | 32,790 | 6.57 | 216,148 |
4 | DeWitt Bank and Trust Company | De Witt | Ark. | DBT Financial Corporation | Commercial Bank | 21.59 | 2.96 | 5,795 | -0.22 | 94,375 |
5 | Beal Financial Corporation | Plano | Tex. | Savings & Loan HC | 21.09 | 8.38 | 986,643 | 0.20 | 7,429,465 | |
6 | Cleo State Bank | Cleo Springs | Okla. | Cleo Bancshares, Inc. | Commercial Bank | 20.38 | 24.22 | 6,442 | 0.26 | 87,360 |
7 | Bank of Brewton | Brewton | Ala. | Commercial Bank | 19.52 | 5.10 | 3,837 | 0.16 | 48,227 | |
8 | First State Bank | Barboursville | W.Va. | First Bankshares, Inc. | Commercial Bank | 18.70 | 16.40 | 19,561 | -0.09 | 155,145 |
9 | First State Bank of Healy | Healy | Kan. | Commercial Bank | 18.27 | 10.03 | 7,816 | 0.82 | 77,194 | |
10 | First City Bank of Florida | Fort Walton Beach | Fla. | Florida First City Banks, Inc. | Commercial Bank | 15.76 | 15.95 | 15,737 | 0.14 | 157,934 |
11 | Louisa Community Bank | Louisa | Ky. | Commercial Bank | 14.89 | 7.60 | 3,534 | 3.19 | 32,369 | |
12 | Karnes County National Bank of Karnes City | Karnes City | Tex. | Commercial Bank | 13.50 | 16.28 | 7,782 | -0.50 | 413,629 | |
13 | Bank of Hazlehurst | Hazlehurst | Ga. | Hazlehurst Investors, Inc. | Commercial Bank | 12.36 | 13.53 | 8,293 | 1.33 | 136,764 |
14 | Security State Bank of Kenyon | Kenyon | Minn. | Ellingson Corporation | Commercial Bank | 11.83 | 6.64 | 5,512 | 0.00 | 57,496 |
15 | State Exchange Bank | Lamont | Okla. | State Exchange Bancshares, Inc. | Commercial Bank | 11.56 | 7.03 | 5,939 | 1.64 | 65,002 |
16 | Farmers & Merchants Bank | Eatonton | Ga. | Putnam-Greene Financial Corporation | Commercial Bank | 11.49 | 14.78 | 10,198 | -0.04 | 185,617 |
17 | United Bank of Philadelphia | Philadelphia | Pa. | United Bancshares, Inc. | Commercial Bank | 11.29 | 7.31 | 4,158 | 0.05 | 51,057 |
18 | Freeland State Bank | Freeland | Mich. | Commercial Bank | 11.26 | 12.59 | 878 | -0.32 | 50,566 | |
19 | Martinsville First Savings Bank | Martinsville | Va. | Savings & Loan Assoc | 11.21 | 9.70 | 2,435 | 0.00 | 39,634 | |
20 | City National Bank of New Jersey | Newark | N.J. | City National Bancshares Corporation | Commercial Bank | 10.92 | 6.25 | 10,424 | 0.67 | 167,570 |
21 | Union State Bank | Clay Center | Kan. | Union State Banc Holding Corporation | Commercial Bank | 10.87 | 10.44 | 6,494 | 0.63 | 144,718 |
22 | Bank, The | Oberlin | Kan. | Decatur Investment, Inc. | Commercial Bank | 10.68 | 8.21 | 26,792 | 0.12 | 360,050 |
23 | West Texas State Bank | Snyder | Tex. | WTSB Bancorp, Inc. | Commercial Bank | 10.43 | 14.75 | 6,870 | 0.51 | 134,505 |
24 | Merchants Commercial Bank | Saint Thomas | V.I. | Commercial Bank | 10.10 | 10.57 | 9,455 | 0.12 | 240,949 | |
25 | Citizens State Bank | Okemah | Okla. | Citizens Bankshares, Inc. | Commercial Bank | 10.05 | 1.62 | 2,738 | 0.23 | 87,951 |
26 | Gateway Bank, F.S.B. | Oakland | Calif. | Savings & Loan Assoc | 9.84 | 10.12 | 6,862 | 0.12 | 109,396 | |
27 | Mitchell Bank | Milwaukee | Wis. | Mitchell Bank Holding Corporation | Commercial Bank | 9.83 | 10.47 | 1,628 | -0.02 | 46,847 |
28 | First State Bank of Malta | Malta | Mont. | FS Banco, Inc. | Commercial Bank | 9.61 | 3.10 | 9,047 | 0.08 | 140,729 |
29 | Tri-State Bank of Memphis | Memphis | Tenn. | Commercial Bank | 9.38 | 8.31 | 4,803 | 0.02 | 82,336 | |
30 | Farmers Savings Bank | Spencer | Ohio | Commercial Bank | 9.34 | 9.85 | 7,774 | 0.04 | 280,355 | |
31 | Zapata National Bank | Zapata | Tex. | Zapata Bancshares, Inc. | Commercial Bank | 9.10 | 9.25 | 2,997 | -2.17 | 83,885 |
32 | Commonwealth National Bank | Mobile | Ala. | CNB Bancorp, Inc. | Commercial Bank | 9.07 | 10.13 | 1,576 | 2.80 | 47,588 |
33 | First BanCorp. | San Juan | P.R. | Bank Holding Company | 9.07 | 9.40 | 806,835 | 1.09 | 12,243,561 | |
34 | First National Bank of Hope | Hope | Kan. | Hope Bancshares, Inc. | Commercial Bank | 8.56 | 5.34 | 4,977 | 1.06 | 83,568 |
35 | Interamerican Bank, A FSB | Miami | Fla. | Savings & Loan Assoc | 8.40 | 10.86 | 13,647 | -0.46 | 201,914 | |
36 | Civis Bank | Rogersville | Tenn. | Volunteer Bancorp, Inc. | Commercial Bank | 8.32 | 7.40 | 4,954 | 0.31 | 92,781 |
37 | Peoples Bank & Trust Company of Hazard | Hazard | Ky. | Hazard Bancorp | Commercial Bank | 8.27 | 9.41 | 13,453 | 4.47 | 249,160 |
38 | Baxter State Bank | Baxter Springs | Kan. | Baxter Bancshares, Inc. | Commercial Bank | 8.26 | 9.35 | 1,120 | 0.20 | 26,488 |
39 | Allied First Bank,sb | Oswego | Ill. | Allied First Bancorp, Inc. | Savings Bank | 8.10 | 5.09 | 4,365 | -0.09 | 85,222 |
40 | Valley Bank of Ronan | Ronan | Mont. | Valley Holding Company | Commercial Bank | 8.00 | 1.99 | 4,656 | -0.05 | 106,901 |
41 | First Credit Bank | Los Angeles | Calif. | Commercial Bank | 7.99 | 9.27 | 22,037 | 0.00 | 476,271 | |
42 | Marquette Farmers State Bank of Marquette | Marquette | Kan. | Commercial Bank | 7.98 | 2.03 | 1,241 | 0.98 | 29,920 | |
43 | Valley Bank of Nevada | North Las Vegas | Nev. | Commercial Bank | 7.82 | 8.51 | 6,254 | 0.05 | 134,537 | |
44 | Andes State Bank | Lake Andes | S.D. | Randall Bancshares, Inc. | Commercial Bank | 7.77 | 5.23 | 885 | 0.95 | 26,567 |
45 | Carroll County Trust Company of Carrollton, Missouri | Carrollton | Mo. | Carroll County Bancshares, Inc. | Commercial Bank | 7.76 | 7.21 | 5,498 | 0.20 | 161,096 |
46 | First State Bank of Mobeetie | Mobeetie | Tex. | Commercial Bank | 7.65 | 5.63 | 930 | -0.38 | 75,402 | |
47 | First State Bank of Randolph County | Cuthbert | Ga. | Commercial Bank | 7.56 | 2.10 | 2,258 | 0.13 | 79,323 | |
Resolute Bank | Maumee | Ohio | Princeton Capital Holdings LLC | Savings & Loan Assoc | 7.52 | 4.41 | 1,245 | -0.20 | 26,287 | |
49 | Putnam County National Bank of Carmel | Carmel | N.Y. | Commercial Bank | 7.49 | 8.15 | 6,050 | 0.00 | 164,724 | |
50 | Farmers Bank | Parsons | Tenn. | Townsend Financial Corporation | Commercial Bank | 7.41 | 4.01 | 1,444 | 0.11 | 36,969 |
51 | Integrity Bank Plus | Wabasso | Minn. | Wabasso Bancshares, Inc. | Commercial Bank | 7.39 | 3.21 | 3,163 | -0.91 | 60,880 |
52 | Citizens Bank and Trust Company of Grainger County | Rutledge | Tenn. | Citizens of Grainger County Corporation | Commercial Bank | 7.35 | 8.74 | 4,682 | 0.02 | 207,823 |
53 | Loomis Federal Savings and Loan Association | Chicago | Ill. | Savings & Loan Assoc | 7.26 | 9.30 | 2,083 | -0.02 | 66,957 | |
Amboy Bancorporation | Old Bridge | N.J. | Bank Holding Company | 7.25 | 5.64 | 122,892 | -0.13 | 2,317,856 | ||
55 | Geauga Savings Bank | Newbury | Ohio | Maple Leaf Financial, Inc. | Savings & Loan Assoc | 7.24 | 7.92 | 13,467 | -0.39 | 278,103 |
56 | Lake Country Community Bank | Morristown | Minn. | Morristown Holding Company | Commercial Bank | 7.11 | 9.66 | 994 | 0.20 | 27,077 |
57 | Ergo Bank | Markesan | Wis. | FS BancShares, Inc. | Commercial Bank | 7.02 | 5.46 | 4,471 | -0.03 | 86,784 |
Citizens State Bank of Ontonagon | Ontonagon | Mich. | Citizens Bancshares, Inc. | Commercial Bank | 7.01 | 5.51 | 993 | 0.63 | 55,012 | |
Farmers & Merchants Bank | Lakeland | Ga. | FMB Bancshares, Inc. | Commercial Bank | 7.01 | 7.94 | 26,187 | 1.03 | 488,016 | |
60 | Fort Gibson State Bank | Fort Gibson | Okla. | Three Rivers Bankshares, Inc. | Commercial Bank | 6.95 | 0.00 | 3,460 | 0.02 | 61,482 |
61 | AllNations Bank | Calumet | Okla. | AllNations Bancorporation, Inc. | Commercial Bank | 6.94 | 1.68 | 1,840 | 0.53 | 47,321 |
62 | First Federal Savings and Loan Association of Lorain | Lorain | Ohio | Savings & Loan Assoc | 6.86 | 7.99 | 18,703 | -0.13 | 442,459 | |
63 | State Bank & Trust Company | Golden Meadow | La. | SBT Bancshares, Inc. | Commercial Bank | 6.86 | 14.92 | 6,032 | 0.65 | 116,125 |
64 | Columbia Savings and Loan Association | Milwaukee | Wis. | Savings & Loan Assoc | 6.85 | 7.57 | 1,243 | 0.12 | 23,194 | |
65 | St. Landry Homestead Federal Savings Bank | Opelousas | La. | Savings & Loan Assoc | 6.81 | 8.81 | 11,097 | 0.30 | 221,620 | |
66 | Citizens State Bank of Hayfield | Hayfield | Minn. | Country Bankers, Inc. | Commercial Bank | 6.78 | 8.00 | 4,837 | 0.86 | 94,730 |
67 | First National Bank of Gillette | Gillette | Wyo. | First National Bank of Gillette Holding Company | Commercial Bank | 6.77 | 6.44 | 8,966 | 0.63 | 535,315 |
68 | North Side Federal Savings and Loan Association of Chicago | Chicago | Ill. | Savings & Loan Assoc | 6.73 | 7.02 | 1,558 | 0.00 | 40,859 | |
69 | Santander Holdings USA, Inc. | Boston | Mass. | Banco Santander, SA | Bank Holding Company | 6.67 | 8.83 | 5,894,086 | 2.87 | 135,634,285 |
70 | Holmes County Bank & Trust Company | Lexington | Miss. | Holmes County Capital Corporation | Commercial Bank | 6.66 | 8.69 | 2,995 | 0.16 | 116,784 |
71 | State Bank of Ceylon | Ceylon | Minn. | Ceylon Bancorporation, Inc. | Commercial Bank | 6.65 | 6.58 | 213 | 0.25 | 11,773 |
Lafayette State Bank | Mayo | Fla. | Commercial Bank | 6.64 | 10.32 | 4,146 | 0.02 | 99,687 | ||
73 | GN Bank | Chicago | Ill. | Groupe Nduom | Savings & Loan Assoc | 6.62 | 9.18 | 3,517 | -0.05 | 139,918 |
74 | Iowa State Bank | Clarksville | Iowa | Clarkel, Inc. | Commercial Bank | 6.59 | 1.51 | 17,777 | 1.58 | 366,591 |
Farmers & Merchants Bank | Waterloo | Ala. | Commercial Bank | 6.57 | 6.01 | 456 | 3.85 | 85,913 | ||
76 | Dickinson County Bank | Enterprise | Kan. | Commercial Bank | 6.55 | 2.03 | 784 | 0.15 | 15,020 | |
77 | Whitaker Bank, Inc. | Lexington | Ky. | Whitaker Bank Corporation of Kentucky | Commercial Bank | 6.53 | 6.18 | 41,589 | 0.41 | 1,216,056 |
78 | Colonial Savings, F.A. | Fort Worth | Tex. | First Western Mortgage Corporation | Savings & Loan Assoc | 6.52 | 7.47 | 31,501 | -0.03 | 1,011,136 |
79 | Community Trust Bank | Irvington | Ill. | Community Bancshares, Inc. | Commercial Bank | 6.48 | 3.30 | 2,608 | 0.05 | 86,289 |
80 | McIntosh County Bank | Ashley | N.D. | McIntosh County Bank Holding Company, Inc. | Commercial Bank | 6.47 | 3.91 | 3,921 | 0.00 | 86,228 |
81 | Enterprise Bank of South Carolina | Ehrhardt | S.C. | Commercial Bank | 6.40 | 8.36 | 12,043 | 0.13 | 328,585 | |
82 | Corydon State Bank | Corydon | Iowa | Dentel Bancorporation | Commercial Bank | 6.39 | 1.24 | 5,829 | 0.79 | 116,246 |
83 | First Farmers and Commercial Bank | Pikeville | Tenn. | First Pikeville Bancshares, Inc. | Commercial Bank | 6.39 | 4.65 | 3,616 | 0.60 | 115,681 |
84 | Blue Grass Valley Bank | Blue Grass | Va. | Commercial Bank | 6.36 | 5.38 | 1,793 | 0.08 | 45,504 | |
85 | FMB Bank | Wright City | Mo. | Farmers & Merchants Bancshares, Inc. | Commercial Bank | 6.35 | 5.42 | 1,118 | 0.56 | 36,519 |
86 | Peoples Bank | Eatonton | Ga. | Peoples Bankshares, Inc. | Commercial Bank | 6.35 | 8.10 | 5,268 | 0.25 | 119,968 |
87 | New Frontier Bank | Saint Charles | Mo. | Lincoln County Bancorp, Inc. | Commercial Bank | 6.24 | 5.17 | 3,791 | -0.04 | 83,419 |
Popular, Inc. | Hato Rey | P.R. | Bank Holding Company | 6.24 | 5.93 | 1,641,000 | 1.14 | 47,605,000 | ||
89 | Bennington State Bank | Salina | Kan. | Berco, Inc. | Commercial Bank | 6.23 | 5.40 | 30,529 | 0.21 | 699,960 |
90 | Citizens Savings Bank | Bogalusa | La. | Savings Bank | 6.23 | 8.82 | 11,610 | 0.17 | 231,395 | |
91 | State Bank of Downs | Downs | Kan. | B Bank, Inc. | Commercial Bank | 6.22 | 6.28 | 4,292 | 0.20 | 88,233 |
Bank of Washington | Washington | Mo. | Diamond Bancorp, Inc. | Commercial Bank | 6.21 | 8.15 | 35,542 | 0.09 | 687,333 | |
93 | Lisle Savings Bank | Lisle | Ill. | Savings Bank | 6.21 | 7.33 | 14,366 | 0.14 | 508,802 | |
94 | Security State Bank | Iron River | Wis. | Security Bank Shares, Inc. | Commercial Bank | 6.20 | 9.45 | 4,172 | 1.18 | 95,320 |
95 | Cornerstone Bank | Atlanta | Ga. | Cornerstone Bancshares, Inc. | Savings & Loan Assoc | 6.19 | 4.33 | 9,271 | 0.49 | 224,730 |
96 | Central Bank | Savannah | Tenn. | Commercial Bank | 6.16 | 7.47 | 3,716 | 0.13 | 94,170 | |
97 | Rosedale Federal Savings and Loan Association | Baltimore | Md. | Savings & Loan Assoc | 6.14 | 7.19 | 42,897 | 0.04 | 953,855 | |
98 | Wilmington Savings Bank | Wilmington | Ohio | Commercial Bank | 6.13 | 7.05 | 8,490 | -0.13 | 155,589 | |
Farmers and Merchants Bank of South Carolina | Holly Hill | S.C. | FMB of S.C. Bancshares, Inc. | Commercial Bank | 6.10 | 5.34 | 5,639 | 0.03 | 382,303 | |
100 | Garfield County Bank | Jordan | Mont. | Garfield County Bancshares, Inc. | Commercial Bank | 6.10 | 3.42 | 4,045 | 0.26 | 92,225 |
101 | Seamen's Bank | Provincetown | Mass. | Savings Bank | 6.07 | 6.17 | 17,349 | 0.00 | 384,568 | |
102 | Merchants & Planters Bank | Clarendon | Ark. | Clarendon Holding Company | Commercial Bank | 6.06 | 0.86 | 515 | 0.11 | 44,977 |
103 | 1st Equity Bank | Skokie | Ill. | First Equity Corp. | Commercial Bank | 6.05 | 7.73 | 5,105 | 0.00 | 100,338 |
Granger National Bank | Granger | Tex. | Granger Bancshares, Inc. | Commercial Bank | 6.04 | 0.57 | 479 | 0.00 | 32,140 | |
105 | Farmers and Merchants Bank of Kendall | Kendall | Wis. | Commercial Bank | 6.03 | 3.95 | 4,051 | 0.10 | 75,269 | |
106 | Bank of Louisiana | Louisiana | Mo. | Lincoln County Bancorp, Inc. | Commercial Bank | 6.02 | 1.56 | 2,076 | 0.09 | 51,495 |
107 | Alma Bank | Astoria | N.Y. | Commercial Bank | 6.01 | 7.40 | 61,006 | 0.28 | 1,142,209 | |
108 | Thayer County Bank | Hebron | Neb. | Thayer Agency, Inc. | Commercial Bank | 6.00 | 7.86 | 2,366 | 1.28 | 63,541 |
Clinton Bank | Clinton | Ky. | Clinton Bancorp, Inc. | Commercial Bank | 5.99 | 1.76 | 2,182 | 0.00 | 62,463 | |
110 | Talbot State Bank | Woodland | Ga. | TSB Bancorp, Inc. | Commercial Bank | 5.98 | 7.26 | 1,636 | -0.01 | 61,425 |
111 | Camp Grove State Bank | Camp Grove | Ill. | Camp Grove Bancorp, Inc. | Commercial Bank | 5.95 | 5.67 | 527 | 1.22 | 19,342 |
112 | Conway Bank | Conway Springs | Kan. | Norcon Financial Corp. | Commercial Bank | 5.95 | 6.30 | 4,343 | 0.06 | 99,992 |
ANZ Guam, Inc. | Hagatna | Guam | Australia and New Zealand Banking Group Ltd. | Commercial Bank | 5.94 | 5.51 | 5,206 | -0.18 | 317,502 | |
114 | Alamerica Bank | Birmingham | Ala. | Alamerica BancCorp, Inc. | Commercial Bank | 5.93 | 3.10 | 884 | 0.25 | 23,879 |
115 | Gerber State Bank | Argenta | Ill. | Gerber Bancshares, Inc. | Commercial Bank | 5.92 | 3.45 | 2,173 | 0.19 | 78,586 |
116 | Columbia Bank | Lake City | Fla. | First Columbia Bancorp, Inc. | Commercial Bank | 5.90 | 7.69 | 9,112 | -0.28 | 205,055 |
117 | Grundy National Bank | Grundy | Va. | GNB Bankshares Corporation | Commercial Bank | 5.90 | 7.32 | 8,794 | 0.27 | 306,087 |
118 | F & M Bank and Trust Company | Manchester | Ga. | F & M Holding Company, Inc. | Commercial Bank | 5.86 | 6.80 | 2,658 | 0.09 | 68,078 |
119 | Washita State Bank | Burns Flat | Okla. | Commercial Bank | 5.86 | 7.87 | 2,422 | 0.01 | 106,129 | |
Community State Bank | Brook | Ind. | Commercial Bank | 5.85 | 6.88 | 2,867 | 0.07 | 59,516 | ||
121 | EvaBank | Cullman | Ala. | Commercial Bank | 5.83 | 6.47 | 16,897 | 0.42 | 371,717 | |
122 | Bank of Grandin | Grandin | Mo. | Commercial Bank | 5.82 | 6.37 | 5,642 | 0.39 | 159,344 | |
123 | Grand Timber Bank | McGregor | Minn. | McGregor Banco, Inc. | Commercial Bank | 5.81 | 8.57 | 1,623 | 0.15 | 43,279 |
124 | Concordia Bank | Concordia | Mo. | Northern Missouri Bancshares, Inc. | Commercial Bank | 5.79 | 4.45 | 3,090 | -0.01 | 74,151 |
125 | Community State Bank | Hennessey | Okla. | Warrior Bank Corporation, Inc. | Commercial Bank | 5.78 | 4.89 | 1,333 | 0.39 | 70,966 |
126 | First Federal Savings and Loan Association of Bath | Bath | Maine | Savings & Loan Assoc | 5.78 | 6.47 | 6,654 | 0.07 | 134,013 | |
127 | Farmers Savings Bank | Wever | Iowa | FSB Bancorp | Commercial Bank | 5.77 | 3.24 | 5,622 | 0.56 | 123,094 |
Princeville State Bank | Princeville | Ill. | Main Street Bancorp, Inc. | Commercial Bank | 5.77 | 7.96 | 2,228 | 0.34 | 79,978 | |
129 | First National Bank of Moody | Moody | Tex. | Reynolds, Teague, Thurman Financial Corp. | Commercial Bank | 5.76 | 2.17 | 1,274 | 0.01 | 47,076 |
130 | Putnam County Bank | Hurricane | W.Va. | Putnam Bancshares, Inc. | Commercial Bank | 5.76 | 7.84 | 20,062 | 1.75 | 588,177 |
131 | Home National Bank | Racine | Ohio | Commercial Bank | 5.70 | 5.63 | 2,630 | 0.44 | 65,136 | |
Farmers-Merchants Bank & Trust Company | Breaux Bridge | La. | Commercial Bank | 5.62 | 5.48 | 13,716 | 0.05 | 314,264 | ||
133 | Grant County Bank | Ulysses | Kan. | Resource One, Inc. | Commercial Bank | 5.60 | 5.84 | 8,052 | 0.19 | 235,229 |
134 | State National Bank of Groom | Groom | Tex. | Groom Bancshares, Inc. | Commercial Bank | 5.58 | 3.34 | 1,318 | 0.01 | 35,898 |
135 | Home Loan Investment Bank, F.S.B. | Warwick | R.I. | Prospect Financial Corporation | Savings & Loan Assoc | 5.57 | 6.82 | 15,038 | 0.35 | 302,006 |
136 | First Central Bank McCook | McCook | Neb. | Central Bancshares, Inc. | Commercial Bank | 5.56 | 6.03 | 5,343 | 0.43 | 120,274 |
South Lafourche Bank & Trust Company | Larose | La. | Lafourche Bancshares, Inc. | Commercial Bank | 5.53 | 6.38 | 6,380 | 0.84 | 145,361 | |
138 | Farmers State Bank | Mountain City | Tenn. | Farmers State Bancshares, Inc. | Commercial Bank | 5.43 | 5.27 | 4,970 | 0.08 | 141,875 |
Huron National Bank | Rogers City | Mich. | Huron National Bancorp, Inc. | Commercial Bank | 5.39 | 6.25 | 2,067 | 0.51 | 63,279 | |
140 | First State Bank of Swanville | Swanville | Minn. | Swanville Bancshares, Inc. | Commercial Bank | 5.37 | 11.27 | 938 | -0.02 | 25,796 |
First State Bank | Shallowater | Tex. | South Texas Bancshares, Inc. | Commercial Bank | 5.34 | 2.27 | 4,416 | 0.16 | 112,292 | |
142 | Odin State Bank | Odin | Minn. | Odin Bancshares, Inc. | Commercial Bank | 5.33 | 1.50 | 1,873 | 1.14 | 47,788 |
143 | Bank of Chestnut | Chestnut | Ill. | Commercial Bank | 5.30 | 3.12 | 795 | 0.08 | 18,262 | |
144 | Peoples Savings Bank | Wellsburg | Iowa | PSB Corporation | Commercial Bank | 5.28 | 1.49 | 3,642 | 1.07 | 98,964 |
Eastern Savings Bank, FSB | Hunt Valley | Md. | Savings & Loan Assoc | 5.27 | 7.11 | 12,920 | 0.11 | 323,768 | ||
146 | Peoples State Bank of Hallettsville | Hallettsville | Tex. | Commercial Bank | 5.27 | 6.20 | 3,853 | 0.00 | 274,037 | |
147 | Rolette State Bank | Rolette | N.D. | Commercial Bank | 5.26 | 4.81 | 1,652 | 0.02 | 39,737 | |
148 | Johnson County Bank | Mountain City | Tenn. | Commercial Bank | 5.22 | 4.77 | 3,386 | 0.12 | 119,136 | |
Johnson State Bank | Johnson | Kan. | Johnson State Bancshares, Inc. | Commercial Bank | 5.18 | 1.31 | 1,732 | 0.02 | 82,718 | |
Plains Commerce Bank | Hoven | S.D. | Commercial Bank | 5.17 | 5.32 | 26,785 | 0.38 | 656,158 | ||
151 | Cass County Bank, Inc. | Plattsmouth | Neb. | Citizens National Corporation | Commercial Bank | 5.15 | 4.70 | 2,638 | 0.21 | 68,769 |
First National Bank in Trinidad | Trinidad | Colo. | Republic Trinidad Corporation | Commercial Bank | 5.14 | 5.25 | 4,848 | 0.03 | 214,621 | |
153 | Our Community Bank | Spencer | Ind. | Home Financial Bancorp | Commercial Bank | 5.12 | 2.64 | 2,702 | 0.03 | 72,394 |
154 | Town & Country Bank | Las Vegas | Nev. | West Point Bancorp, Inc. | Commercial Bank | 5.12 | 0.00 | 5,937 | -1.64 | 172,757 |
155 | First National Community Bank | New Richmond | Wis. | One Corporation | Commercial Bank | 5.11 | 3.80 | 6,971 | -0.17 | 203,815 |
156 | First Security Bank & Trust Company | Charles City | Iowa | Cedar Valley Bankshares, Ltd. | Commercial Bank | 5.11 | 3.48 | 14,870 | 0.18 | 499,538 |
157 | New York Private Bank & Trust Corporation | New York | N.Y. | Bank Holding Company | 5.11 | 4.46 | 200,581 | 0.01 | 5,806,579 | |
Citizens Bank of Fayette | Fayette | Ala. | F.B.H. Corporation | Commercial Bank | 5.10 | 3.97 | 2,224 | -0.44 | 184,971 | |
159 | Green Dot Bank | Provo | Utah | Green Dot Corporation | Commercial Bank | 5.06 | 9.10 | 1,686 | 10.02 | 1,490,135 |
160 | First Commerce Bank | Lakewood | N.J. | Commercial Bank | 5.04 | 2.39 | 38,901 | 0.14 | 962,299 | |
161 | Sallie Mae Bank | Salt Lake City | Utah | SLM Corporation | Commercial Bank | 5.01 | 4.76 | 1,133,394 | 0.74 | 26,585,576 |
162 | International Bank of Chicago | Chicago | Ill. | IBC Bancorp, Inc. | Commercial Bank | 4.99 | 6.26 | 22,521 | 0.23 | 636,817 |
163 | Pennsville National Bank | Pennsville | N.J. | Penn Bancshares, Inc. | Commercial Bank | 4.99 | 4.22 | 3,310 | 0.43 | 199,921 |
164 | New Buffalo Savings Bank | New Buffalo | Mich. | New Bancorp, Inc. | Savings & Loan Assoc | 4.98 | 4.55 | 4,546 | 0.00 | 119,502 |
165 | VISIONBank | Fargo | N.D. | Vision Bank Holdings, Inc. | Commercial Bank | 4.98 | 4.79 | 8,948 | 0.06 | 195,536 |
166 | MNB Bank | McCook | Neb. | Graff Family, Inc. | Commercial Bank | 4.96 | 5.60 | 11,778 | 1.85 | 353,961 |
167 | Hatboro Federal Savings, FA | Hatboro | Pa. | Savings & Loan Assoc | 4.95 | 6.54 | 18,015 | 0.00 | 499,635 | |
168 | Bank of Kaukauna | Kaukauna | Wis. | Brogan Bankshares, Inc. | Commercial Bank | 4.94 | 6.11 | 3,340 | 0.60 | 103,916 |
169 | Bank of the Federated States of Micronesia | Pohnpei | #N/A | Commercial Bank | 4.94 | 5.41 | 2,478 | 0.70 | 164,292 | |
170 | Security State Bank of Warroad | Warroad | Minn. | Warroad Bancshares, Inc. | Commercial Bank | 4.94 | 7.87 | 2,417 | 1.72 | 95,273 |
171 | Vermont State Bank | Vermont | Ill. | Commercial Bank | 4.94 | 2.28 | 1,182 | 0.41 | 28,520 | |
172 | First Central Savings Bank | Glen Cove | N.Y. | Savings Bank | 4.93 | 5.40 | 23,082 | 3.94 | 584,165 | |
First State Bank | Ness City | Kan. | Beutler, Inc. | Commercial Bank | 4.92 | 0.00 | 1,285 | 0.03 | 66,120 | |
174 | Peoples State Bank | Prairie Du Chien | Wis. | Peoples Bancorp, Inc. | Commercial Bank | 4.92 | 2.24 | 27,600 | 0.01 | 786,355 |
175 | Quail Creek Bank, National Association | Oklahoma City | Okla. | Quail Creek Bancshares, Inc. | Commercial Bank | 4.92 | 2.30 | 25,033 | 0.21 | 688,425 |
176 | Central Savings Bank | Sault Sainte Marie | Mich. | Central Bank Corporation | Commercial Bank | 4.91 | 7.84 | 7,497 | 0.04 | 250,470 |
Central Federal Savings and Loan Association | Cicero | Ill. | Savings & Loan Assoc | 4.90 | 5.97 | 5,472 | 0.05 | 177,364 | ||
178 | Latimer State Bank | Wilburton | Okla. | First Latimer Corporation | Commercial Bank | 4.90 | 3.94 | 703 | 0.40 | 68,915 |
Mills County State Bank | Goldthwaite | Tex. | Goldthwaite Bancshares, Inc. | Commercial Bank | 4.90 | 2.46 | 6,477 | 0.33 | 315,242 | |
180 | Bank of Edmonson County | Brownsville | Ky. | Edmonson Bancshares, Inc | Commercial Bank | 4.89 | 3.43 | 7,876 | 0.07 | 212,294 |
Treynor State Bank | Treynor | Iowa | Treynor Bancshares, Inc. | Commercial Bank | 4.89 | 9.00 | 5,336 | 2.32 | 389,928 | |
Citizens Savings Bank and Trust Company | Nashville | Tenn. | CSB&T Bancorp, Inc. | Commercial Bank | 4.88 | 5.86 | 4,095 | 0.37 | 103,080 | |
Heritage State Bank | Lawrenceville | Ill. | HBancorporation, Inc. | Commercial Bank | 4.88 | 0.00 | 4,052 | 1.14 | 92,440 | |
184 | Randall State Bank | Randall | Minn. | Randall Bancorp, Inc. | Commercial Bank | 4.87 | 3.30 | 1,707 | 0.49 | 46,018 |
185 | Continental Bank | Salt Lake City | Utah | Continental Bancorporation | Commercial Bank | 4.84 | 3.24 | 6,683 | 0.31 | 165,317 |
186 | Citizens State Bank of Glenville | Glenville | Minn. | Citizens Investment Co., Inc. | Commercial Bank | 4.82 | 1.27 | 715 | 0.06 | 41,162 |
187 | Lumbee Guaranty Bank | Pembroke | N.C. | Commercial Bank | 4.82 | 4.90 | 8,818 | 0.06 | 336,770 | |
188 | Farmers and Merchants Bank | Caldwell | Ohio | FarmMerc, Inc. | Commercial Bank | 4.80 | 3.51 | 3,903 | 0.54 | 111,071 |
Great Plains Bank | Eureka | S.D. | Great Plains Bank Corporation | Commercial Bank | 4.80 | 3.63 | 4,537 | 0.73 | 109,868 | |
22nd State Bank | Louisville | Ala. | FEB Bancshares, Inc. | Commercial Bank | 4.78 | 3.00 | 4,818 | 0.17 | 142,815 | |
191 | MCNB Bank and Trust Co. | Welch | W.Va. | MCNB Banks, Inc. | Commercial Bank | 4.78 | 5.03 | 9,396 | 0.26 | 294,188 |
192 | American Bank of the North | Nashwauk | Minn. | Park Financial Group, Inc. | Commercial Bank | 4.76 | 6.89 | 19,231 | -0.07 | 540,407 |
193 | First National Bank | Rotan | Tex. | Rotan Bancshares, Inc. | Commercial Bank | 4.76 | 6.68 | 1,380 | 0.03 | 79,543 |
194 | Bank of Halls | Halls | Tenn. | Security Bancorp of Tennessee, Inc. | Commercial Bank | 4.71 | 4.67 | 2,060 | 0.06 | 89,298 |
Gifford State Bank | Gifford | Ill. | Gifford Bancorp, Inc. | Commercial Bank | 4.71 | 2.69 | 6,199 | 0.39 | 153,651 | |
Peoples Bank of Moniteau County | Jamestown | Mo. | Jamestown Bancshares, Inc. | Commercial Bank | 4.69 | 3.42 | 1,778 | 1.77 | 57,974 | |
197 | Community Shores Bank | Muskegon | Mich. | Community Shores Bank Corporation | Commercial Bank | 4.66 | 5.80 | 6,861 | 0.11 | 184,473 |
198 | Scotiabank de Puerto Rico | San Juan | P.R. | Bank of Nova Scotia | Commercial Bank | 4.65 | 3.83 | 115,245 | 0.32 | 4,043,091 |
Colorado National Bank | Palisade | Colo. | Commercial Bank | 4.64 | 0.00 | 1,058 | 2.68 | 53,654 | ||
Bank of Gueydan | Gueydan | La. | Gueydan Bancshares, Inc. | Commercial Bank | 4.63 | 2.83 | 956 | 1.40 | 78,037 |
Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Apr. 2, 2018.
© 2018 American Banker
Source: SNL Financial, Charlottesville, Va. (