Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

June 19, 2017, 2:19 p.m. EDT 1 Min Read

On March 31, 2017. Dollars in thousands

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Rank	Name	City	State	Parent Name	Company Type	Adjusted nonperforming loan ratio*		Nonperformers**	Net chargeoffs***	Assets
Rank	Name	City	State	Parent Name	Company Type	March 31	Year earlier	Nonperformers**	Net chargeoffs***	Assets
1	State Central Bank	Bonaparte	Iowa	Logan Investment Corp.	commercial	$36.98	$35.36	$8,925	-0.35	$42,078
2	South Carolina Community Bank	Columbia	S.C.	SCCB Financial Corp.	commercial	31.51	28.88	10,027	0.09	52,853
3	Eastern Savings Bank FSB	Hunt Valley	Md.		savings	28.20	41.07	62,235	0.43	338,330
4	Lafayette State Bank	Mayo	Fla.		commercial	27.85	23.02	14,820	-0.01	78,653
5	West Texas State Bank	Snyder	Texas	WTSB Bancorp Inc.	commercial	26.84	4.09	20,020	-0.02	121,703
6	Beach Community Bank	Fort Walton Beach	Fla.	Beach Community Bancshares Inc.	commercial	24.32	25.55	80,464	0.31	505,599
7	First State Bank of Healy	Healy	Kan.		commercial	23.25	0.99	11,092	0.01	79,864
8	Heartland Bank	Little Rock	Ark.	Rock Bancshares Inc.	commercial	17.81	17.65	23,208	29.39	199,757
9	First State Bank	Barboursville	W.Va.	First Bankshares Inc.	commercial	17.58	15.71	24,911	0.13	198,778
10	First City Bank of Florida	Fort Walton Beach	Fla.	Florida First City Banks Inc.	commercial	16.52	16.98	20,924	0.22	213,089
11	Farmers and Merchants State Bank of Argonia	Argonia	Kan.	Farmers & Merchants Financial Corp.	commercial	16.46	2.03	5,048	1.11	36,404
12	Stonebridge Bank	West Chester	Pa.	Stonebridge Financial Corp.	commercial	14.49	18.13	8,264	-0.93	79,376
13	Liberty Bank Inc.	Salt Lake City	Utah		commercial	14.37	15.95	1,101	-0.05	11,713
14	Markesan State Bank	Markesan	Wis.	Markesan Bancshares Inc.	commercial	13.93	6.26	17,578	2.51	157,438
15	WestSide Bank	Hiram	Ga.		commercial	13.64	20.63	9,095	0.30	122,180
16	Interamerican Bank FSB	Miami	Fla.		savings	13.10	17.11	20,628	0.01	202,367
17	Bank of Hazlehurst	Hazlehurst	Ga.	Hazlehurst Investors Inc.	commercial	12.83	3.69	10,354	4.83	142,010
18	Leaders Bank	Oak Brook	Ill.		commercial	12.81	15.26	32,528	0.33	310,028
19	First State Bank of Swanville	Swanville	Minn.	Swanville Bancshares Inc.	commercial	12.72	8.72	2,109	0.00	24,124
20	State Bank & Trust Co.	Golden Meadow	La.	SBT Bancshares Inc.	commercial	12.60	12.17	11,574	-0.24	121,766
21	Gateway Bank FSB	Oakland	Calif.		savings	11.93	12.67	9,254	0.00	131,784
22	Fidelity Bank of Florida	Merritt Island	Fla.		commercial	11.83	14.11	14,885	-0.12	176,157
23	Beal Financial Corp.	Plano	Texas		savings	11.67	11.50	631,502	0.18	7,371,501
24	HomePride Bank	Mansfield	Mo.	Banc 60 Inc.	commercial	11.03	10.60	8,998	0.00	99,903
25	Peoples Bank & Trust Co. of Hazard	Hazard	Ky.	Hazard Bancorp	commercial	10.92	5.68	21,800	0.55	262,174
26	Lake City Federal Bank	Lake City	Minn.		savings	10.88	7.15	5,824	-0.06	70,584
27	South Lafourche Bank & Trust Co.	Larose	La.	Lafourche Bancshares Inc.	commercial	10.78	10.53	14,463	4.67	162,267
28	Valley Bank of Nevada	North Las Vegas	Nev.		commercial	10.67	13.43	8,087	0.00	109,773
29	Baxter State Bank	Baxter Springs	Kan.	Baxter Bancshares Inc.	commercial	10.62	3.42	1,627	0.24	30,059
30	Wilmington Savings Bank	Wilmington	Ohio		savings	10.24	14.39	11,727	0.03	139,064
31	Security State Bank of Kenyon	Kenyon	Minn.	Ellingson Corp.	commercial	10.18	8.74	4,388	0.00	54,681
32	Bank of Washington	Washington	Mo.	Diamond Bancorp Inc.	commercial	9.80	7.83	48,088	0.02	619,125
33	First BanCorp.	San Juan	Puerto Rico		BHC	9.63	10.71	853,190	1.22	11,890,398
	Peoples Bank	Eatonton	Ga.	Peoples Bankshares Inc.	commercial	9.63	8.68	7,146	0.22	124,183
35	St. Landry Homestead Federal Savings Bank	Opelousas	La.		savings	9.24	7.48	15,554	0.11	229,746
36	Security State Bank	Iron River	Wis.	Security Bank Shares Inc.	commercial	9.19	9.00	5,603	0.05	87,272
37	Crown Bank	Elizabeth	N.J.		commercial	9.12	9.29	33,072	0.03	521,788
38	Morganton Savings Bank SSB	Morganton	N.C.		savings	8.92	10.12	3,663	0.00	79,392
39	Farmers & Merchants Bank	Lakeland	Ga.	FMB Bancshares Inc.	commercial	8.88	8.44	36,070	0.29	541,418
40	Brickyard Bank	Lincolnwood	Ill.	Brickyard Bancorp Inc.	commercial	8.83	11.21	6,836	0.00	104,090
41	Columbia Bank	Lake City	Fla.	First Columbia Bancorp Inc.	commercial	8.72	9.24	12,362	1.46	208,384
42	Ripley Federal Savings Bank	Ripley	Ohio		savings	8.65	10.17	4,471	-0.05	66,691
43	First South Bank	Spartanburg	S.C.	First South Bancorp Inc.	commercial	8.61	10.17	14,269	0.01	234,190
44	Scotiabank de Puerto Rico	San Juan	Puerto Rico	Bank of Nova Scotia	commercial	8.59	8.05	273,890	0.42	4,221,112
45	First Credit Bank	Los Angeles	Calif.		commercial	8.52	11.37	33,487	0.00	502,619
46	Citizens Savings Bank	Bogalusa	La.		savings	8.50	8.70	14,233	0.05	216,537
47	Community State Bank	Brook	Ind.		commercial	8.42	7.44	3,724	-0.03	59,644
48	Community Bank of Trenton	Trenton	Ill.	CBT Bancorp Inc.	commercial	8.41	6.02	4,608	1.61	79,072
49	Citizens Savings Bank and Trust Co.	Nashville	Tenn.	CSB&T Bancorp Inc.	commercial	8.32	2.40	7,613	0.29	104,492
50	Champion Bank	Parker	Colo.		commercial	8.28	11.34	2,618	-3.43	54,191
51	Urban Partnership Bank	Chicago	Ill.		commercial	8.26	8.41	30,656	-0.85	526,232
52	United Bank of Philadelphia	Philadelphia	Pa.	United Bancshares Inc.	commercial	8.25	8.46	3,100	-0.02	54,309
53	Hometown Bank of the Hudson Valley MHC	Walden	N.Y.	Hometown Bancorp MHC	savings	8.20	9.39	8,539	-0.01	118,429
54	Horry County State Bank	Loris	S.C.	HCSB Financial Corp.	commercial	8.15	14.15	18,674	0.06	384,186
55	International Bank of Chicago	Chicago	Ill.	IBC Bancorp Inc.	commercial	8.14	3.77	28,897	3.81	515,934
56	Frontier State Bank	Oklahoma City	Okla.		commercial	8.10	7.31	33,645	0.36	641,121
57	Liberty Federal Savings Bank	Enid	Okla.		savings	8.09	8.51	4,368	-0.20	81,984
58	Central Bank	Savannah	Tenn.		commercial	7.90	7.43	4,448	0.19	98,172
59	Commercial Bank of Oak Grove	Oak Grove	Mo.	Country Agencies & Investments Inc.	commercial	7.84	9.54	3,433	-0.33	70,201
60	Columbia Savings and Loan Association	Milwaukee	Wis.		savings	7.83	13.65	1,474	0.00	24,217
	Home Loan Investment Bank FSB	Warwick	R.I.	Prospect Financial Corp.	savings	7.83	10.20	17,672	0.31	265,542
62	Martinsville First Savings Bank	Martinsville	Va.		savings	7.81	8.66	1,708	0.00	43,230
63	American Founders Bank Inc.	Louisville	Ky.		commercial	7.79	10.87	6,283	0.23	106,966
64	Farmers State Bank	Mountain City	Tenn.	Farmers State Bancshares Inc.	commercial	7.75	7.11	6,465	0.13	143,518
65	ABC Bank	Chicago	Ill.	Greater Chicago Financial Corp.	commercial	7.67	8.46	18,671	0.69	340,847
66	Texas Champion Bank	Corpus Christi	Texas	Mesquite Financial Services Inc.	commercial	7.65	6.29	18,912	-0.45	351,298
67	F&M Bank and Trust Co.	Manchester	Ga.	F&M Holding Co. Inc.	commercial	7.62	10.67	3,846	0.23	81,524
68	Farmers-Merchants Bank & Trust Co.	Breaux Bridge	La.		commercial	7.55	4.96	15,121	0.00	287,897
69	Synergy Bank	Houma	La.	Synergy Bancshares Inc.	commercial	7.54	3.77	27,047	0.00	512,458
70	First National Bank of Barry	Barry	Ill.	FNB Barry Bancorp Inc.	commercial	7.49	2.79	5,185	0.50	105,623
71	Freedom Bank Inc.	Belington	W.Va.	Freedom Bancshares Inc.	commercial	7.47	6.31	9,575	0.10	165,395
72	Civis Bank	Rogersville	Tenn.	Volunteer Bancorp Inc.	commercial	7.39	6.61	5,163	0.80	106,265
73	Santander Holdings USA Inc.	Boston	Mass.	Banco Santander SA	BHC	7.38	5.84	6,333,003	2.88	135,109,476
74	Seamen's Bank	Provincetown	Mass.		savings	7.26	7.74	16,996	0.00	341,572
75	Northern Michigan Bank & Trust	Escanaba	Mich.	First Bancshares Corp.	commercial	7.25	7.19	12,119	0.08	252,483
76	Citizens Bank of Newburg	Rolla	Mo.	Newburg Insurance Agency Inc.	commercial	7.24	7.23	7,378	0.39	157,785
	Normangee State Bank	Normangee	Texas	Normangee Bancshares Inc.	commercial	7.24	1.98	5,933	0.09	121,306
78	Bank of Kaukauna	Kaukauna	Wis.	Brogan Bankshares Inc.	commercial	7.22	8.34	5,597	-0.01	91,905
79	Alma Bank	Astoria	N.Y.		commercial	7.17	2.88	66,567	-0.01	1,073,343
80	Anna-Jonesboro National Bank	Anna	Ill.	Union County Bancshares Inc.	commercial	7.15	4.71	8,539	1.30	229,731
81	Grand Timber Bank	McGregor	Minn.	McGregor Banco Inc.	commercial	7.13	10.34	1,893	-0.11	41,953
82	Farmers State Bank	Markesan	Wis.	FS BancShares Inc.	commercial	7.08	10.82	3,730	0.44	77,882
83	Citizens State Bank of Hayfield	Hayfield	Minn.	Country Bankers Inc.	commercial	7.02	4.16	4,944	0.00	92,879
	Community State Bank	Union Grove	Wis.	Union Bancorp. Inc.	commercial	7.02	7.35	13,823	0.00	340,017
	First Federal Savings and Loan Association of Lorain	Lorain	Ohio		savings	7.02	7.81	18,692	-0.12	420,028
86	First Community National Bank	Cuba	Mo.	Steelville Community Banc-Shares Inc.	commercial	6.99	10.31	8,864	1.21	179,694
87	West Pointe Bank	Oshkosh	Wis.	West Pointe Bancshares Inc.	commercial	6.92	11.80	15,265	-0.03	268,985
88	1st Equity Bank	Skokie	Ill.	First Equity Corp.	commercial	6.89	2.17	5,680	-0.33	90,596
89	Conway Bank	Conway Springs	Kan.	Norcon Financial Corp.	commercial	6.85	2.36	3,428	-0.07	71,873
90	Colonial Co-operative Bank	Gardner	Mass.		savings	6.84	5.50	4,079	0.39	70,041
91	Central Federal Savings and Loan Association	Cicero	Ill.		savings	6.83	9.25	6,994	0.27	177,267
92	Tri-State Bank of Memphis	Memphis	Tenn.		commercial	6.81	9.61	4,401	0.47	93,949
93	First Bank and Trust of Childress	Childress	Texas	Childress Bancshares Inc.	commercial	6.75	5.85	3,522	0.01	103,455
	Huron National Bank	Rogers City	Mich.	Huron National Bancorp Inc.	commercial	6.75	5.41	2,931	7.15	61,223
	Whitaker Bank Corp. of Kentucky	Lexington	Ky.		BHC	6.75	7.65	59,638	0.09	1,764,009
96	Grant County Bank	Ulysses	Kan.	Resource One Inc.	commercial	6.73	3.16	9,261	-0.43	217,897
97	Mutual Savings Association FSA	Leavenworth	Kan.		savings	6.72	7.88	7,568	-0.15	203,765
	Providence Bank	Alpharetta	Ga.		commercial	6.72	6.64	4,575	-0.06	106,555
99	American Bank of the North	Nashwauk	Minn.	Mesaba Bancshares Inc.	commercial	6.69	5.67	30,434	0.14	554,917
100	Gwinnett Community Bank	Duluth	Ga.	Community Financial Holding Co. Inc.	commercial	6.67	12.16	11,339	-0.09	313,982
101	West Texas State Bank	Odessa	Texas		commercial	6.65	0.39	13,699	-0.43	389,017
102	Persons Banking Co.	Forsyth	Ga.	Persons Banking Co. Inc.	commercial	6.64	6.28	13,755	0.15	328,809
103	Eitzen State Bank	Caledonia	Minn.	Eitzen Independents Inc.	commercial	6.61	2.47	4,521	0.05	96,241
104	Central Savings Bank	Sault St.e Marie	Mich.	Central Bank Corp.	commercial	6.60	7.10	9,286	0.09	252,565
105	Community Shores Bank	Muskegon	Mich.	Community Shores Bank Corp.	commercial	6.59	6.40	9,201	-0.02	202,148
106	First National Bank of Wauchula	Wauchula	Fla.	First Hardee Holding Corp.	commercial	6.58	7.71	2,932	-0.01	76,667
107	Hebron Savings Bank	Hebron	Md.	HSB Bancorp Inc.	commercial	6.56	8.83	31,862	0.31	570,657
108	Hatboro Federal Savings FA	Hatboro	Pa.		savings	6.55	6.10	20,221	0.39	506,583
109	Mechanics and Farmers Bank	Durham	N.C.	M&F Bancorp Inc.	commercial	6.53	16.18	10,197	0.03	267,730
110	Unity National Bank of Houston	Houston	Texas		commercial	6.52	4.46	4,831	0.01	99,200
111	North Side Federal Savings and Loan Association of Chicago	Chicago	Ill.		savings	6.47	8.57	1,528	0.00	46,996
112	First State Bank	Tahlequah	Okla.	Maxlou Bancshares Inc.	commercial	6.45	2.71	2,401	-0.01	64,368
113	Bank of Grandin	Grandin	Mo.		commercial	6.37	6.15	5,488	1.25	152,447
	First National Bank	Waupaca	Wis.	Waupaca Bancorp. Inc.	commercial	6.37	17.88	23,730	-0.51	473,082
	Trinity Capital Corp.	Los Alamos	N.M.		BHC	6.37	9.43	49,564	0.10	1,356,076
116	Bay Bank	Green Bay	Wis.	Bay Bancorp. Inc.	commercial	6.35	10.30	3,522	-0.09	87,525
117	First State Bank	Rice	Texas	Rice Bancshares Inc.	commercial	6.31	1.48	5,570	0.57	142,660
	Friends Bank	New Smyrna Beach	Fla.		commercial	6.31	8.11	4,364	-0.03	106,345
119	Enterprise Bank of South Carolina	Ehrhardt	S.C.		commercial	6.28	7.57	11,220	-0.17	332,007
120	Bank of Fincastle	Fincastle	Va.		commercial	6.27	7.30	7,717	0.01	212,919
	Popular Inc.	Hato Rey	Puerto Rico		BHC	6.27	6.21	1,447,000	0.64	40,259,000
122	Prairie Community Bank	Marengo	Ill.	Marengo Bancshares Inc.	commercial	6.21	10.51	4,820	-0.01	109,618
123	First National Bank of Hope	Hope	Kan.	Hope Bancshares Inc.	commercial	6.12	3.94	3,255	1.06	83,866
124	Lake Country Community Bank	Morristown	Minn.	Morristown Holding Co.	commercial	6.06	2.13	1,026	0.66	27,852
125	Rosedale Federal Savings and Loan Association	Baltimore	Md.		savings	6.05	6.61	33,401	0.25	831,247
126	First National Bank and Trust Co.	Chickasha	Okla.	First Independent Bancorp Inc.	commercial	5.99	2.48	19,546	0.10	541,713
127	New York Private Bank & Trust Corp.	New York	N.Y.		BHC	5.96	6.64	260,587	0.04	6,329,749
128	Century Bank of Kentucky Inc.	Lawrenceburg	Ky.	Century Bancshares Inc.	commercial	5.94	7.49	5,796	-0.38	121,749
129	Ashton State Bank	Ashton	Neb.		commercial	5.93	3.31	965	-0.13	21,578
	Citizens Bank & Trust Co. of Jackson	Jackson	Ky.	John R Turner Holding Co.	commercial	5.93	2.10	6,936	0.20	155,490
131	Bank of Madison	Madison	Ga.	Madison Bank Corp.	commercial	5.92	4.64	7,342	0.04	224,681
132	State Bank of Newburg	Newburg	Wis.	SBN Community Bancorp Inc.	commercial	5.91	6.73	7,927	-0.01	174,263
133	Putnam County Bank	Hurricane	W.Va.	Putnam Bancshares Inc.	commercial	5.90	6.42	25,419	0.27	666,246
134	Kentland Federal Savings and Loan Association	Kentland	Ind.		savings	5.86	6.29	234	0.00	4,798
135	Ladysmith Federal Savings and Loan Association	Ladysmith	Wis.		savings	5.82	6.73	1,928	0.00	49,488
136	Home National Bank	Racine	Ohio		commercial	5.79	5.16	2,356	0.50	58,001
137	Peoples Bank & Trust Co.	Troy	Mo.	Lincoln County Bancorp Inc.	commercial	5.78	6.52	14,693	-0.23	446,944
138	Today's Bank	Huntsville	Ark.	Mathias Bancshares Inc.	commercial	5.76	3.65	7,220	0.07	186,718
139	Medallion Bank	Salt Lake City	Utah	Medallion Financial Corp.	commercial	5.74	3.55	53,190	8.25	1,083,931
140	County Bank	Rehoboth Beach	Del.	CB Financial Corp.	commercial	5.71	7.77	14,460	-0.04	339,524
141	Independence State Bank	Independence	Wis.	Northern Financial Corp.	commercial	5.69	5.79	2,880	-0.02	65,165
142	Gunnison Valley Bank	Gunnison	Utah	GV Bancorp Inc.	commercial	5.68	4.54	3,910	-0.08	86,040
143	First Federal Savings and Loan Association of Bath	Bath	Maine		savings	5.67	6.47	5,967	0.06	126,712
144	Southern Bank Co.	Gadsden	Ala.	Southern Banc Co. Inc.	commercial	5.66	2.57	3,272	1.38	94,521
145	First Central Savings Bank	Glen Cove	N.Y.		savings	5.63	2.73	26,031	-0.08	568,516
146	Peoples Bank Mt. Washington	Mount Washington	Ky.	Crossroads Bancorp Inc.	commercial	5.59	5.03	2,989	-0.01	87,146
147	North Alabama Bank	Hazel Green	Ala.	North Alabama Bancshares Inc.	commercial	5.58	4.98	3,266	-0.15	94,341
148	Bank of Prescott	Prescott	Ark.	Prescott Bancshares Inc.	commercial	5.56	7.36	2,578	0.18	80,913
149	McHenry Savings Bank	McHenry	Ill.	McHenry Bancorp Inc.	savings	5.55	6.08	8,638	0.05	238,772
150	First Commercial Bank	Dexter	Mo.	Gideon Bancshares Co.	commercial	5.53	2.46	8,662	0.00	234,606
	Peoples State Bank	Lake City	Fla.	PSB BancGroup Inc.	commercial	5.53	9.61	3,317	0.00	84,215
152	Citizens Bank of Chatsworth	Chatsworth	Ill.		commercial	5.48	5.16	1,226	-0.22	33,666
153	Lumbee Guaranty Bank	Pembroke	N.C.		commercial	5.41	5.13	9,476	0.02	333,706
154	First Federal Savings Bank	Rochester	Ind.	American Midwest Financial Corp.	savings	5.39	5.92	15,130	0.01	372,379
	First National Bank of Scott City	Scott City	Kan.	First National Bancshares of Scott City Ltd.	commercial	5.39	2.57	3,901	0.09	123,660
156	American Metro Bank	Chicago	Ill.	American Metro Bancorp Inc.	commercial	5.37	9.96	2,817	-0.05	65,712
	Landmark Bank	Clinton	La.	Clinton Bancshares Inc.	commercial	5.37	3.55	4,220	-0.01	115,678
158	Carver State Bank	Savannah	Ga.	Carver Financial Corp.	commercial	5.34	7.48	1,424	0.00	39,942
159	Citizens Bank	Nashville	Ga.	Nashville Holding Co.	commercial	5.33	5.47	8,449	0.13	256,797
160	Fowler State Bank	Fowler	Kan.	FSB Bankshares Inc.	commercial	5.32	0.06	2,623	0.05	72,857
	Gladewater National Bank	Gladewater	Texas	East Texas Financial Corp.	commercial	5.32	4.95	1,547	0.00	41,044
162	Stockgrowers State Bank	Ashland	Kan.	Stockgrowers Banc Corp.	commercial	5.31	0.00	3,905	-0.01	130,132
163	Plains Commerce Bank	Hoven	S.D.		commercial	5.28	1.86	26,752	0.31	624,820
164	Adams County Building and Loan Co.	West Union	Ohio		savings	5.27	6.32	752	0.00	23,000
	First National Bank of Winnsboro	Winnsboro	Texas	Etex Banco Inc.	commercial	5.27	7.79	4,678	-0.15	139,241
166	Bank of Bartlett	Bartlett	Tenn.	West Tennessee Bancshares Inc.	commercial	5.26	4.59	10,379	0.12	363,873
	Blue Grass Valley Bank	Blue Grass	Va.		commercial	5.26	3.03	1,432	0.29	42,273
168	First Central Bank McCook	McCook	Neb.	Central Bancshares Inc.	commercial	5.24	4.57	4,519	0.53	103,649
	Madison Bank of Maryland	Forest Hill	Md.	MB Bancorp Inc.	savings	5.24	5.72	4,421	0.10	138,396
170	Citizens Bank & Trust Co. of Vivian	Vivian	La.	CB&T Bancshares Inc.	commercial	5.22	2.70	4,044	0.62	135,499
171	State Exchange Bank	Lamont	Okla.	State Exchange Bancshares Inc.	commercial	5.20	2.14	2,658	5.32	60,018
	United Community Bank	Raceland	La.	Community Bancorp of Louisiana Inc.	commercial	5.20	2.28	22,244	3.63	540,988
173	Security Bank	Springfield	Ill.		savings	5.18	4.07	5,094	0.12	128,425
174	Blue Ridge Bank	Walhalla	S.C.	Blue Ridge Financial Corp.	commercial	5.14	4.29	3,230	0.67	115,932
175	Homestead Savings Bank	Albion	Mich.		savings	5.10	4.93	2,548	0.15	69,722
	Lake Bank	Two Harbors	Minn.	Mesaba Bancshares Inc.	commercial	5.10	7.08	5,211	0.11	128,978
177	First National Bank of Ava	Ava	Ill.	Headquarters Holding Co. Inc.	commercial	5.09	3.55	1,912	-1.08	65,654
178	First Capital Bank	Laurinburg	N.C.	First Capital Bancshares Inc.	commercial	5.08	6.33	2,221	0.22	54,273
179	Kopernik Bank	Baltimore	Md.		savings	5.06	9.89	4,220	0.03	91,974
	Presidential Bank FSB	Bethesda	Md.	Presidential Holdings Inc.	savings	5.06	5.00	19,235	-0.18	573,680
181	Harrison Building and Loan Association	Harrison	Ohio		savings	5.05	5.59	5,811	0.00	228,059
182	Delanco Federal Savings Bank	Delanco	N.J.	Delanco Bancorp Inc.	savings	5.02	5.09	4,291	0.07	127,031
	Rolette State Bank	Rolette	N.D.		commercial	5.02	4.78	1,519	0.00	40,198
184	Century Bank of Florida	Tampa	Fla.	Century Bancshares of Florida Inc.	commercial	5.01	7.34	2,331	0.40	77,307
	Pineland Bank	Alma	Ga.	South Banking Co.	commercial	5.01	1.75	9,215	0.05	282,012
186	Farmers State Bank	Bolivar	Mo.	Farmers Financial Corp.	commercial	5.00	0.21	2,227	-0.03	66,555
187	American Enterprise Bank	Buffalo Grove	Ill.	A.E. Bancorp Inc.	commercial	4.99	5.87	7,625	-0.11	213,428
	Bank of Romney	Romney	W.Va.	Romney Bankshares Inc.	commercial	4.99	4.92	8,784	0.18	266,320
	Union Bank & Trust Co.	Monticello	Ark.	First Union Financial Corp.	commercial	4.99	4.92	7,625	0.05	208,945
190	First State Bank	Three Rivers	Texas	County Bancshares Inc.	commercial	4.98	0.49	3,906	0.11	146,112
191	Peoples Bank	Taylorsville	Ky.	Lake Valley Bancorp Inc.	commercial	4.97	4.45	3,086	-0.08	111,806
	Peoples State Bank of Commerce	Nolensville	Tenn.	Commerce Bancshares Inc.	commercial	4.97	3.53	4,783	0.05	162,529
193	Maple Bank	Champlin	Minn.	Maple Financial Holding Co.	commercial	4.96	3.35	1,918	-0.04	51,433
194	Planters First Bank	Hawkinsville	Ga.	Planters First Bancorp	commercial	4.93	6.15	9,457	0.06	305,033
195	Citizens Bank	Mukwonago	Wis.	Citizens Bank Holding Inc.	commercial	4.92	8.19	22,029	0.00	710,107
	Mountain Valley Bank	Dunlap	Tenn.	Sequatchie County Bancorp Inc.	commercial	4.92	4.76	3,089	0.00	95,271
197	Securant Bank & Trust	Milwaukee	Wis.	Capital Commerce Bancorp Inc.	commercial	4.91	6.46	7,795	-0.03	203,068
198	Bank of Galesville	Galesville	Wis.	Gale Bank Holding Co. Inc.	commercial	4.90	3.39	3,540	-0.01	92,308
	First National Bank of Hereford	Hereford	Texas	La Plata Bancshares Inc.	commercial	4.90	2.35	4,909	6.12	153,017
	Georgia Primary Bank	Atlanta	Ga.		commercial	4.90	7.97	6,101	-0.08	172,412

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 16, 2017.
© 2017 American Banker
Source: SNL Financial, Charlottesville, Va. (

www.snl.com

)