Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn March 31, 2012. Dollars in thousands
Published September 24, 2012

Rank   Parent
company
Type
of institution
Adjusted nonperforming
loan ratio*
Nonperformers** Net
chargeoffs†
Assets
March 31 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md. savings bank 54.46% 50.57% $204,096 2.38% $574,523
2 First Commercial Bank Bloomington, Minn. Commercial Bancshares Inc. commercial bank 44.04 25.19 80,312 0.53 222,036
3 Providence Bank Alpharetta, Ga. commercial bank 41.05 29.99 26,176 0.00 114,924
4 Eastside Commercial Bank Conyers, Ga. Eastside Commercial Bancshares Inc. commercial bank 35.70 10.35 47,215 0.70 199,864
5 OptimumBank Fort Lauderdale, Fla. OptimumBank Holdings Inc. commercial bank 33.61 32.81 30,322 1.77 152,751
6 WestSide Bank Hiram, Ga. commercial bank 32.43 29.62 28,842 0.19 135,387
7 Hometown Community Bank Braselton, Ga. Hometown Community Bancshares Inc. commercial bank 32.17 19.82 23,284 0.85 136,821
8 Heritage Bank of North Florida Orange Park Heritage Bancshares Inc. commercial bank 31.27 32.20 30,449 2.72 134,862
9 CenTrust Bank Northbrook, Ill. United Community Bancshares Inc. commercial bank 30.04 30.92 17,183 9.96 94,718
10 North Texas Bancshares Inc. Dallas BHC 29.35 26.60 98,771 0.23 588,414
11 Valley Bank of Nevada North Las Vegas commercial bank 28.77 16.30 15,392 0.99 81,370
12 Independent Bankers' Bank of Florida Lake Mary Bankers' Bancorp. of Florida Inc. commercial bank 28.04 22.84 41,645 12.26 241,946
13 Liberty Bank Salt Lake City commercial bank 27.70 0.53 1,994 0.00 11,507
14 Town and Country Bank Las Vegas West Point Bancorp Inc. commercial bank 27.06 20.32 28,928 0.00 159,855
15 Citizens State Bank Kingsland, Ga. South Banking Co. commercial bank 26.89 20.52 11,773 1.01 69,588
16 Wilton Bank Conn. commercial bank 26.68 38.65 10,391 0.28 73,276
17 Bank of Coral Gables Fla. commercial bank 26.45 28.26 19,015 0.41 111,076
18 Douglas County Bank Douglasville, Ga. Thornton Holding Co. commercial bank 25.77 24.81 56,832 0.01 330,132
19 Community Bank of the Ozarks Sunrise Beach, Mo. Community Bancshares of the Ozarks Inc. commercial bank 25.74 7.96 7,448 3.03 47,408
20 State Central Bank Keokuk, Iowa Logan Investment Corp. commercial bank 25.32 16.11 27,631 6.85 179,976
21 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial bank 25.21 19.08 35,927 6.25 211,101
22 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. commercial bank 25.15 15.80 32,658 2.54 198,634
23 Great Florida Bank Miami Lakes commercial bank 24.80 22.11 217,921 0.19 1,266,562
24 Brand Group Holdings Inc. Lawrenceville, Ga. BHC 23.72 17.18 236,515 0.64 1,280,200
25 1st Regents Bank Andover, Minn. Alliance Bank Shares Corp. commercial bank 23.64 18.30 9,731 -0.45 56,189
26 Americana Community Bank Sleepy Eye, Minn. Midwest Bancshares Inc. commercial bank 23.51 21.28 17,921 0.54 122,555
27 Wilmington Savings Bank Ohio savings bank 23.43 16.91 37,877 1.43 183,839
28 Banks of Wisconsin Kenosha Wisconsin Bancshares Inc. commercial bank 23.41 20.83 26,030 0.99 160,933
29 Truman Bank St. Louis Truman Bancorp Inc. commercial bank 23.33 19.08 48,626 9.90 307,267
30 Champion Bank Parker, Colo. commercial bank 23.21 13.28 10,200 3.43 63,799
31 Northern States Financial Corp. Waukegan, Ill. BHC 23.18 19.01 73,455 1.70 452,952
32 U.S. Century Bank Doral, Fla. commercial bank 22.99 17.69 260,883 -0.14 1,356,033
33 Signature Bank of Georgia Sandy Springs Signature Bancshares Inc. commercial bank 22.83 12.05 19,099 2.53 160,533
34 Tennessee Central Bancshares Inc. Parsons BHC 22.81 16.48 89,903 -0.01 553,500
35 Beach Community Bancshares Inc. Fort Walton Beach, Fla. BHC 22.76 23.03 105,165 0.17 611,273
36 Home Federal Bank of Hollywood Hallandale Beach, Fla. Home Bancgroup Inc. savings bank 22.59 26.75 12,351 -0.04 73,171
37 Patterson Bank Ga. Patterson Bankshares Inc. commercial bank 21.98 12.79 19,358 1.44 120,104
38 Community Financial Holding Co. Inc. Duluth, Ga. BHC 21.97 17.03 68,469 2.85 485,809
39 GulfSouth Private Bank Destin, Fla. commercial bank 21.85 14.94 26,337 7.97 173,552
40 City National Bank of New Jersey Newark City National Bancshares Corp. commercial bank 21.66 16.63 43,757 0.75 359,366
41 TransCapital Bank Sunrise, Fla. commercial bank 21.48 28.27 35,788 0.87 223,039
42 American Metro Bank Chicago American Metro Bancorp Inc. commercial bank 21.47 23.20 11,524 1.10 82,324
43 International Finance Bank Miami commercial bank 21.44 15.98 55,395 1.24 367,666
44 First National Bank of Winnsboro Texas Etex Banco Inc. commercial bank 21.38 12.95 17,890 0.21 147,332
45 Georgia Bancshares Inc. Peachtree City BHC 21.34 9.15 50,826 0.36 348,491
46 First Tuskegee Bank Ala. Birthright Inc. commercial bank 21.27 10.28 7,801 -0.26 65,234
47 Decatur State Bank Ark. Peterson Holding Co. commercial bank 20.94 11.01 23,308 6.78 143,607
48 Metropolitan Bank Group Inc. Chicago BHC 20.85 17.83 389,572 5.03 2,903,100
49 Mutual Federal Bank MHC Chicago Mutual Federal Bancorp MHC savings bank 20.65 14.44 10,726 7.26 75,966
50 Fidelity Bank of Florida Merritt Island commercial bank 20.35 22.22 50,375 3.78 333,805
51 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings bank 20.07 20.56 28,326 3.20 190,079
52 Excel Bank Sedalia, Mo. Investors Financial Corp. of Pettis County Inc. commercial bank 19.98 8.48 33,135 0.31 218,540
53 Carver Bancorp Inc. New York BHC 19.81 NA 87,674 3.97 641,230
54 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial bank 19.63 16.10 15,420 -0.03 129,376
55 American Enterprise Bank Buffalo Grove, Ill. A. E. Bancorp Inc. commercial bank 19.58 17.83 36,658 -0.09 277,070
56 First National Bank Group Inc. Edinburg, Texas BHC 19.49 11.26 443,668 2.26 3,550,568
57 Westside Community Bank University Place, Wash. Westside Banking Co. commercial bank 19.45 24.18 16,681 7.05 113,074
58 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial bank 19.44 17.87 3,044 0.46 23,781
59 Anchor Commercial Bank Juno Beach, Fla. commercial bank 19.21 12.55 18,334 2.86 126,565
60 Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial bank 19.00 17.88 39,375 3.23 280,606
61 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial bank 18.99 18.61 46,652 0.53 378,745
62 Capitol Bancorp Ltd. Lansing, Mich. BHC 18.93 13.35 297,767 1.73 2,058,724
63 HCSB Financial Corp. Loris, S.C. BHC 18.86 10.92 66,156 2.02 536,744
64 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial bank 18.80 17.48 11,308 0.01 82,837
65 First Mountain Bank Big Bear Lake, Calif. First Mountain Bancorp commercial bank 18.69 10.96 18,538 -0.03 139,144
66 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial bank 18.65 15.05 41,488 0.29 275,438
67 First Federal of South Carolina MHC Walterboro First Carolina Bancshares MHC savings bank 18.60 7.64 11,667 1.62 115,447
68 Georgia Primary Bank Atlanta commercial bank 18.22 10.76 40,756 2.89 280,246
69 First Citizens Bank of Georgia Dawsonville First Citizens Financial Corp. commercial bank 18.19 17.04 11,717 -0.16 95,910
70 First CornerStone Bank King of Prussia, Pa. commercial bank 18.16 16.51 19,337 0.00 161,269
71 First United Bank Crete, Ill. Crete Bancorp. Inc. commercial bank 18.04 17.31 33,510 1.22 349,166
72 Mountain National Bancshares Inc. Sevierville, Tenn. BHC 18.00 24.15 56,424 0.55 516,707
73 Bay Bank Green Bay, Wis. Bay Bancorp. commercial bank 17.98 7.27 12,253 -0.18 101,175
74 Bridgeview Bancorp Inc. Ill. BHC 17.93 12.08 154,494 2.73 1,251,267
75 Golden State Bank Upland, Calif. commercial bank 17.68 16.67 13,366 2.37 104,437
76 Pikes Peak National Bank Colorado Springs, Colo. Pikes Peak National Co. commercial bank 17.67 20.94 6,974 -0.07 74,673
77 Mid State Banks Inc. Hawkinsville, Ga. BHC 17.66 13.29 32,897 3.00 301,981
78 Inland Bancorp Inc. Oak Brook, Ill. BHC 17.42 17.66 136,821 0.86 1,286,755
79 Interamerican Bank FSB Miami Voting Trust-Ferrera, Fuentes, Pacheco savings bank 17.31 13.61 34,754 17.17 247,193
80 First Federal Bank Lexington, Ky. savings bank 17.14 7.70 14,911 2.76 118,906
Liberty Shares Inc. Hinesville, Ga. BHC 17.14 11.34 88,667 2.62 859,553
82 Neighborhood National Bank San Diego Neighborhood Bancorp commercial bank 17.06 11.18 13,917 8.45 103,679
83 Broadway Federal Bank Los Angeles Broadway Financial Corp. savings bank 16.93 14.56 57,903 1.30 413,398
Business Bank Burlington, Wash. commercial bank 16.93 25.31 10,847 5.68 87,822
85 Community Bank of Pickens County Jasper, Ga. Community Banks of Georgia Inc. commercial bank 16.85 9.57 36,649 0.50 302,164
Liberty First Bank Monroe, Ga. commercial bank 16.85 9.44 10,842 0.00 100,433
87 Oconee State Bank Watkinsville, Ga. Oconee Financial Corp. commercial bank 16.82 10.65 23,840 0.34 277,196
88 Doral Financial Corp. San Juan, Puerto Rico BHC 16.81 22.53 1,068,358 3.24 8,092,501
89 Princeton National Bancorp Inc. Ill. BHC 16.78 14.12 96,028 0.51 1,021,221
90 Savoy Bank New York commercial bank 16.74 5.80 9,207 -0.45 79,971
91 Northern Bankshares Inc. McFarland, Wis. BHC 16.69 NA 63,784 0.05 459,215
92 Village Bank and Trust Financial Corp. Midlothian, Va. BHC 16.62 9.64 71,311 3.17 556,059
93 Mesaba Bancshares Inc. Grand Rapids, Minn. BHC 16.57 12.54 91,386 0.26 738,164
94 National Bank of Cambridge Md. Delmarva Bancshares Inc. commercial bank 16.55 18.75 19,953 0.16 202,751
95 Cecil Bancorp Inc. Elkton, Md. BHC 16.52 18.60 55,822 2.67 476,066
96 Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial bank 16.47 6.35 8,569 0.00 89,383
Premier Bank Tallahassee, Fla. Premier Bank Holding Co. commercial bank 16.47 15.78 31,733 0.52 295,004
98 Centennial Bank Fountain Valley, Calif. commercial bank 16.40 17.71 89,647 1.08 676,661
99 FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial bank 16.39 12.76 8,172 5.51 64,511
NewDominion Bank Charlotte, N.C. commercial bank 16.39 16.04 37,904 -0.78 375,673
101 Guaranty Financial MHC Brown Deer, Wis. BHC 16.38 NA 135,683 1.93 1,227,952
102 Geauga Savings Bank Newbury, Ohio Maple Leaf Financial Inc. savings bank 16.35 13.96 34,671 0.82 409,202
103 Capitol City Bancshares Inc. Atlanta BHC 16.30 18.65 36,286 0.01 299,289
104 South Carolina Community Bank Columbia SCCB Financial Corp. commercial bank 16.26 14.38 8,794 0.06 86,684
105 American Heartland Bank and Trust Sugar Grove, Ill. American Heartland Bancshares Inc. commercial bank 16.24 16.12 11,890 5.19 93,545
106 Citizens Building and Loan Association Greer, S.C. savings bank 16.13 7.94 12,746 2.00 120,300
107 NBRS Financial Bank Rising Sun, Md. Rising Sun Bancorp commercial bank 16.12 10.70 28,817 4.82 237,393
108 New Frontier Bank St. Charles, Mo. New Frontier Bancshares Inc. commercial bank 16.11 4.85 15,357 2.43 138,645
109 State Bank of Herscher Ill. Hershare Financial Corp. commercial bank 16.10 10.68 20,626 0.25 191,361
110 AztecAmerica Bank Berwyn, Ill. AztecAmerica Bancorp Inc. commercial bank 16.06 15.26 10,192 1.76 85,488
111 Texas Community Bank The Woodlands TCB Holding Co. commercial bank 15.99 10.54 29,634 5.53 260,553
112 Merchants Commercial Bank St. Thomas, V.I. commercial bank 15.93 14.72 12,146 1.93 102,046
113 Golden Eagle Community Bank Woodstock, Ill. Golden Eagle Bancorp Inc. commercial bank 15.84 10.01 16,746 0.88 153,033
114 Advantage Bank Loveland, Colo. Advantage Bancorp Inc. commercial bank 15.81 9.92 36,462 1.62 340,375
Sevier County Bank Sevierville, Tenn. Sevier County Bancshares Inc. commercial bank 15.81 16.63 31,211 6.70 323,402
116 Bank of Camilla Ga. Camilla Bancshares Inc. commercial bank 15.80 7.02 9,168 -0.71 102,650
117 Idaho Independent Bank Coeur D'Alene commercial bank 15.67 12.16 37,186 5.13 451,839
118 Flagler Bank West Palm Beach, Fla. commercial bank 15.64 17.38 11,178 1.58 116,455
119 Security Savings Bank SSB Southport, N.C. savings bank 15.60 16.37 30,548 3.92 294,530
120 Bank of the Carolinas Corp. Mocksville, N.C. BHC 15.36 10.42 45,475 1.78 479,758
Porter Bancorp Inc. Louisville BHC 15.36 7.36 168,771 0.85 1,389,623
122 Community Bank of Broward Dania Beach, Fla. commercial bank 15.30 9.24 59,627 0.81 464,010
123 Park State Bank and Trust Woodland Park, Colo. commercial bank 15.27 5.23 7,169 -0.08 84,139
124 Washington Savings Bank FSB Bowie, Md. WSB Holdings Inc. savings bank 15.24 14.40 31,715 4.54 375,630
125 First BanCorp. San Juan, Puerto Rico BHC 15.23 13.43 1,572,822 1.72 13,085,623
Tidelands Bancshares Inc. Mount Pleasant, S.C. BHC 15.23 7.17 56,923 1.65 547,660
127 Benchmark Bank Gahanna, Ohio Benchmark Bancorp Inc. savings bank 15.20 18.29 13,748 1.00 112,636
Millennium Bankshares Corp. Sterling, Va. BHC 15.20 11.81 16,142 0.57 171,298
129 BankAtlantic Fort Lauderdale, Fla. BFC Financial Corp. savings bank 15.14 12.63 371,274 12.78 3,821,152
130 Pinnacle Bank Rogers, Ark. Pinnacle Bancshares Inc. commercial bank 15.10 12.82 8,572 -0.01 87,494
131 Covenant Bank Chicago Covenant Bancshares Inc. commercial bank 15.04 7.94 6,444 2.47 61,107
Mutual Savings Association Leavenworth, Kan. savings bank 15.04 13.99 18,060 0.43 215,861
133 Lincoln County Bancorp Inc. Troy, Mo. BHC 15.03 6.82 56,504 3.22 665,711
134 JJR Holding Co. Inc. Brick, N.J. BHC 14.98 8.10 69,297 0.52 575,258
135 Grand Bankshares Inc. West Palm Beach, Fla. BHC 14.97 10.61 32,153 0.74 318,895
Regal Financial Bank Seattle commercial bank 14.97 17.42 11,200 0.82 93,845
137 Citizens Commerce National Bank Versailles, Ky. Citizens Commerce Bancshares Inc. commercial bank 14.93 19.89 18,030 0.85 235,103
138 Bank of Alma Wis. Dairyland Bank Holding Corp. commercial bank 14.90 8.90 18,123 1.10 198,517
139 1st Advantage Bank St. Peters, Mo. 1st Advantage Bancshares Inc. commercial bank 14.89 16.63 9,086 -0.69 78,506
140 Community First Bank Pikesville, Md. CFH Holdings LLC savings bank 14.87 14.66 3,536 1.21 36,146
North Side Federal Savings and Loan Association of Chicago savings bank 14.87 10.05 4,424 0.00 41,787
142 Rogers Bancshares Inc. Little Rock, Ark. BHC 14.82 16.29 90,579 -0.42 1,034,999
143 Ripley Federal Savings Bank Ohio savings bank 14.79 17.00 7,383 0.05 71,535
144 Loomis Federal Savings and Loan Association Chicago savings bank 14.74 2.52 8,044 0.37 96,506
Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial bank 14.74 14.32 13,531 0.89 126,328
146 Boundary Waters Bank Ely, Minn. BW Bancorp commercial bank 14.70 14.47 12,054 1.42 108,095
147 DuPage National Bank West Chicago F.F. Holding Corp. commercial bank 14.67 9.83 6,055 2.64 76,646
148 Gulf Coast Community Bank Pensacola, Fla. commercial bank 14.56 24.44 19,454 -1.02 197,682
149 North Milwaukee State Bank Milwaukee North Milwaukee Bancshares Inc. commercial bank 14.53 10.46 8,952 0.01 94,093
150 Harrington Bank FSB Chapel Hill, N.C. Community First Financial Group Inc. savings bank 14.48 9.26 33,262 2.92 302,167
151 Pacific International Bank Seattle Pacific International Bancorp Inc. commercial bank 14.43 13.16 26,355 6.48 213,989
152 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial bank 14.36 9.59 23,152 7.45 218,717
Idaho Banking Co. Boise Idaho Bancorp commercial bank 14.36 15.82 12,958 1.57 120,202
154 Chambers Bancshares Inc. Danville, Ark. BHC 14.27 8.23 79,451 1.03 722,588
155 Tennessee State Bancshares Inc. Pigeon Forge BHC 14.19 11.01 67,355 0.58 760,305
156 FirsTier Bank Kimball, Neb. FirsTier II Bancorp. commercial bank 14.16 21.07 23,233 1.57 250,292
157 First Intercontinental Bank Doraville, Ga. commercial bank 14.15 9.57 27,495 3.14 270,982
Independent Southern Bancshares Inc. Brownsville, Tenn. BHC 14.15 15.80 25,837 2.55 298,588
159 Metro Phoenix Bank Ariz. commercial bank 14.14 18.83 6,242 2.31 67,696
160 FCB Financial Corp. Savannah, Ga. BHC 14.05 6.10 49,365 -0.18 506,152
161 First Community Holdings Santa Rosa, Calif. BHC 14.04 11.65 69,721 2.68 629,797
162 Bank of Versailles Mo. BOV Holding Co. commercial bank 13.97 16.89 27,834 2.21 255,276
163 Grand Mountain Bank FSB Granby, Colo. Grand Mountain Bancshares Inc. savings bank 13.92 14.55 9,598 1.56 101,793
164 Washington Investment Co. Yuma, Colo. BHC 13.91 3.13 55,103 0.67 532,235
165 Community Pride Bank Isanti, Minn. Community Pride Bank Corp. commercial bank 13.90 9.52 8,478 1.64 86,236
166 Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc. commercial bank 13.88 16.46 20,985 1.63 215,069
167 First National Bank of Brookfield Ill. 1st Brookfield Inc. commercial bank 13.82 18.37 13,954 2.60 158,578
168 Columbia Savings Bank Cincinnati Columbia Bancorp Inc. savings bank 13.74 18.02 4,886 3.42 47,505
169 Pineland State Bank Metter, Ga. South Banking Co. commercial bank 13.72 8.69 4,428 0.45 58,298
170 Country Bank New York Country Bank Holding Co. commercial bank 13.70 13.46 40,660 0.06 450,051
State Bank of Geneva Ill. Geneva Bancshares Inc. commercial bank 13.70 9.05 6,111 0.90 87,133
172 Heritage Bank Jonesboro, Ga. CCF Holding Co. commercial bank 13.67 11.76 33,552 0.59 359,776
173 EH National Bank Beverly Hills, Calif. commercial bank 13.66 14.67 19,837 3.64 187,392
Oxford Bank Corp. Mich. BHC 13.66 15.03 23,707 0.34 275,792
175 Liberty Capital Inc. Wilmington, Ohio BHC 13.63 NA 52,183 2.10 705,259
176 Florida Capital Group Inc. Jacksonville BHC 13.55 17.83 62,863 9.16 770,838
177 Chipola Community Bank Marianna, Fla. commercial bank 13.47 9.78 2,950 0.51 40,116
178 Friends Bank New Smyrna Beach, Fla. commercial bank 13.46 29.75 12,352 1.60 124,408
179 State Bank of Georgia Fayetteville commercial bank 13.43 13.45 8,320 4.74 88,504
180 Central Bank Savannah, Tenn. commercial bank 13.41 0.29 19,007 0.47 168,666
181 Anchor BanCorp Wisconsin Inc. Madison BHC 13.38 NA 295,462 4.25 2,799,008
CornerstoneBank Atlanta Cornerstone Bancshares savings bank 13.38 13.59 32,898 5.73 385,880
183 FNBH Bancorp Inc. Howell, Mich. BHC 13.35 14.01 27,245 2.19 285,898
184 Rocky Mountain Bank Jackson, Wyo. Teton Financial Services LLC commercial bank 13.33 15.06 17,003 0.00 231,680
185 First Bank of the Palm Beaches West Palm Beach, Fla. commercial bank 13.30 7.82 7,808 -0.12 81,363
186 TruPoint Bank Grundy, Va. Miners and Merchants Bancorp Inc. commercial bank 13.26 14.89 33,979 0.06 456,621
187 Northpointe Bank Grand Rapids, Mich. Northpointe Bancshares Inc. commercial bank 13.25 17.29 33,900 0.94 292,239
Peoples Bank Lyons, Ga. South Georgia Bankshares Corp. commercial bank 13.25 11.86 4,153 0.20 50,615
189 Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial bank 13.22 10.23 23,372 0.34 295,203
190 American Bank of Baxter Springs Kan. American Bancshares Inc. commercial bank 13.21 6.83 8,196 -0.02 108,634
191 Bank of Vernon Ala. First Vernon Bancshares Inc. commercial bank 13.15 9.78 14,926 1.06 152,140
192 Central Virginia Bankshares Inc. Powhatan BHC 13.12 13.67 27,949 1.43 391,228
State Bank of India California Los Angeles Government of India foreign bank 13.12 14.78 74,319 1.45 789,744
194 Parke Bancorp Inc. Sewell, N.J. BHC 13.03 11.34 79,895 2.57 774,604
195 Farmers State Bank Mountain City, Tenn. Farmers State Bancshares Inc. commercial bank 13.02 13.66 10,789 1.68 140,384
196 SBC Inc. Countryside, Ill. BHC 13.00 17.94 57,462 2.82 719,605
197 Cornerstone Bank Wilson, N.C. CB Financial Corp. commercial bank 12.98 15.69 10,721 2.20 145,373
198 First National Community Bank Chatsworth, Ga. First Chatsworth Bankshares Inc. commercial bank 12.95 8.38 9,214 -0.03 129,408
199 Commerce National Bank and Trust Winter Park, Fla. Commerce National Bankshares of Florida Inc. commercial bank 12.94 4.91 9,567 3.71 88,256
200 ProBank Tallahassee, Fla. Pro Financial Holdings Inc. commercial bank 12.92 7.68 5,996 -0.08 74,831

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of July 27, 2012.

Source:

SNL Financial
, Charlottesville, Va.
© 2011 American Banker