Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn March 31, 2012. Dollars in thousands | ||||||||
|---|---|---|---|---|---|---|---|---|
| Rank | Parent company | Type of institution | Adjusted nonperforming loan ratio* | Nonperformers** | Net chargeoffs† | Assets | ||
| March 31 | Year earlier | |||||||
| 1 | Eastern Savings Bank FSB Hunt Valley, Md. | savings bank | 54.46% | 50.57% | $204,096 | 2.38% | $574,523 | |
| 2 | First Commercial Bank Bloomington, Minn. | Commercial Bancshares Inc. | commercial bank | 44.04 | 25.19 | 80,312 | 0.53 | 222,036 |
| 3 | Providence Bank Alpharetta, Ga. | commercial bank | 41.05 | 29.99 | 26,176 | 0.00 | 114,924 | |
| 4 | Eastside Commercial Bank Conyers, Ga. | Eastside Commercial Bancshares Inc. | commercial bank | 35.70 | 10.35 | 47,215 | 0.70 | 199,864 |
| 5 | OptimumBank Fort Lauderdale, Fla. | OptimumBank Holdings Inc. | commercial bank | 33.61 | 32.81 | 30,322 | 1.77 | 152,751 |
| 6 | WestSide Bank Hiram, Ga. | commercial bank | 32.43 | 29.62 | 28,842 | 0.19 | 135,387 | |
| 7 | Hometown Community Bank Braselton, Ga. | Hometown Community Bancshares Inc. | commercial bank | 32.17 | 19.82 | 23,284 | 0.85 | 136,821 |
| 8 | Heritage Bank of North Florida Orange Park | Heritage Bancshares Inc. | commercial bank | 31.27 | 32.20 | 30,449 | 2.72 | 134,862 |
| 9 | CenTrust Bank Northbrook, Ill. | United Community Bancshares Inc. | commercial bank | 30.04 | 30.92 | 17,183 | 9.96 | 94,718 |
| 10 | North Texas Bancshares Inc. Dallas | BHC | 29.35 | 26.60 | 98,771 | 0.23 | 588,414 | |
| 11 | Valley Bank of Nevada North Las Vegas | commercial bank | 28.77 | 16.30 | 15,392 | 0.99 | 81,370 | |
| 12 | Independent Bankers' Bank of Florida Lake Mary | Bankers' Bancorp. of Florida Inc. | commercial bank | 28.04 | 22.84 | 41,645 | 12.26 | 241,946 |
| 13 | Liberty Bank Salt Lake City | commercial bank | 27.70 | 0.53 | 1,994 | 0.00 | 11,507 | |
| 14 | Town and Country Bank Las Vegas | West Point Bancorp Inc. | commercial bank | 27.06 | 20.32 | 28,928 | 0.00 | 159,855 |
| 15 | Citizens State Bank Kingsland, Ga. | South Banking Co. | commercial bank | 26.89 | 20.52 | 11,773 | 1.01 | 69,588 |
| 16 | Wilton Bank Conn. | commercial bank | 26.68 | 38.65 | 10,391 | 0.28 | 73,276 | |
| 17 | Bank of Coral Gables Fla. | commercial bank | 26.45 | 28.26 | 19,015 | 0.41 | 111,076 | |
| 18 | Douglas County Bank Douglasville, Ga. | Thornton Holding Co. | commercial bank | 25.77 | 24.81 | 56,832 | 0.01 | 330,132 |
| 19 | Community Bank of the Ozarks Sunrise Beach, Mo. | Community Bancshares of the Ozarks Inc. | commercial bank | 25.74 | 7.96 | 7,448 | 3.03 | 47,408 |
| 20 | State Central Bank Keokuk, Iowa | Logan Investment Corp. | commercial bank | 25.32 | 16.11 | 27,631 | 6.85 | 179,976 |
| 21 | Columbia Bank Lake City, Fla. | First Columbia Bancorp Inc. | commercial bank | 25.21 | 19.08 | 35,927 | 6.25 | 211,101 |
| 22 | Pinnacle Bank Orange City, Fla. | Pinnacle Bank Holding Co. | commercial bank | 25.15 | 15.80 | 32,658 | 2.54 | 198,634 |
| 23 | Great Florida Bank Miami Lakes | commercial bank | 24.80 | 22.11 | 217,921 | 0.19 | 1,266,562 | |
| 24 | Brand Group Holdings Inc. Lawrenceville, Ga. | BHC | 23.72 | 17.18 | 236,515 | 0.64 | 1,280,200 | |
| 25 | 1st Regents Bank Andover, Minn. | Alliance Bank Shares Corp. | commercial bank | 23.64 | 18.30 | 9,731 | -0.45 | 56,189 |
| 26 | Americana Community Bank Sleepy Eye, Minn. | Midwest Bancshares Inc. | commercial bank | 23.51 | 21.28 | 17,921 | 0.54 | 122,555 |
| 27 | Wilmington Savings Bank Ohio | savings bank | 23.43 | 16.91 | 37,877 | 1.43 | 183,839 | |
| 28 | Banks of Wisconsin Kenosha | Wisconsin Bancshares Inc. | commercial bank | 23.41 | 20.83 | 26,030 | 0.99 | 160,933 |
| 29 | Truman Bank St. Louis | Truman Bancorp Inc. | commercial bank | 23.33 | 19.08 | 48,626 | 9.90 | 307,267 |
| 30 | Champion Bank Parker, Colo. | commercial bank | 23.21 | 13.28 | 10,200 | 3.43 | 63,799 | |
| 31 | Northern States Financial Corp. Waukegan, Ill. | BHC | 23.18 | 19.01 | 73,455 | 1.70 | 452,952 | |
| 32 | U.S. Century Bank Doral, Fla. | commercial bank | 22.99 | 17.69 | 260,883 | -0.14 | 1,356,033 | |
| 33 | Signature Bank of Georgia Sandy Springs | Signature Bancshares Inc. | commercial bank | 22.83 | 12.05 | 19,099 | 2.53 | 160,533 |
| 34 | Tennessee Central Bancshares Inc. Parsons | BHC | 22.81 | 16.48 | 89,903 | -0.01 | 553,500 | |
| 35 | Beach Community Bancshares Inc. Fort Walton Beach, Fla. | BHC | 22.76 | 23.03 | 105,165 | 0.17 | 611,273 | |
| 36 | Home Federal Bank of Hollywood Hallandale Beach, Fla. | Home Bancgroup Inc. | savings bank | 22.59 | 26.75 | 12,351 | -0.04 | 73,171 |
| 37 | Patterson Bank Ga. | Patterson Bankshares Inc. | commercial bank | 21.98 | 12.79 | 19,358 | 1.44 | 120,104 |
| 38 | Community Financial Holding Co. Inc. Duluth, Ga. | BHC | 21.97 | 17.03 | 68,469 | 2.85 | 485,809 | |
| 39 | GulfSouth Private Bank Destin, Fla. | commercial bank | 21.85 | 14.94 | 26,337 | 7.97 | 173,552 | |
| 40 | City National Bank of New Jersey Newark | City National Bancshares Corp. | commercial bank | 21.66 | 16.63 | 43,757 | 0.75 | 359,366 |
| 41 | TransCapital Bank Sunrise, Fla. | commercial bank | 21.48 | 28.27 | 35,788 | 0.87 | 223,039 | |
| 42 | American Metro Bank Chicago | American Metro Bancorp Inc. | commercial bank | 21.47 | 23.20 | 11,524 | 1.10 | 82,324 |
| 43 | International Finance Bank Miami | commercial bank | 21.44 | 15.98 | 55,395 | 1.24 | 367,666 | |
| 44 | First National Bank of Winnsboro Texas | Etex Banco Inc. | commercial bank | 21.38 | 12.95 | 17,890 | 0.21 | 147,332 |
| 45 | Georgia Bancshares Inc. Peachtree City | BHC | 21.34 | 9.15 | 50,826 | 0.36 | 348,491 | |
| 46 | First Tuskegee Bank Ala. | Birthright Inc. | commercial bank | 21.27 | 10.28 | 7,801 | -0.26 | 65,234 |
| 47 | Decatur State Bank Ark. | Peterson Holding Co. | commercial bank | 20.94 | 11.01 | 23,308 | 6.78 | 143,607 |
| 48 | Metropolitan Bank Group Inc. Chicago | BHC | 20.85 | 17.83 | 389,572 | 5.03 | 2,903,100 | |
| 49 | Mutual Federal Bank MHC Chicago | Mutual Federal Bancorp MHC | savings bank | 20.65 | 14.44 | 10,726 | 7.26 | 75,966 |
| 50 | Fidelity Bank of Florida Merritt Island | commercial bank | 20.35 | 22.22 | 50,375 | 3.78 | 333,805 | |
| 51 | Home Loan Investment Bank FSB Warwick, R.I. | Prospect Financial Corp. | savings bank | 20.07 | 20.56 | 28,326 | 3.20 | 190,079 |
| 52 | Excel Bank Sedalia, Mo. | Investors Financial Corp. of Pettis County Inc. | commercial bank | 19.98 | 8.48 | 33,135 | 0.31 | 218,540 |
| 53 | Carver Bancorp Inc. New York | BHC | 19.81 | NA | 87,674 | 3.97 | 641,230 | |
| 54 | Northside Bank Adairsville, Ga. | Northside Bancshares Inc. | commercial bank | 19.63 | 16.10 | 15,420 | -0.03 | 129,376 |
| 55 | American Enterprise Bank Buffalo Grove, Ill. | A. E. Bancorp Inc. | commercial bank | 19.58 | 17.83 | 36,658 | -0.09 | 277,070 |
| 56 | First National Bank Group Inc. Edinburg, Texas | BHC | 19.49 | 11.26 | 443,668 | 2.26 | 3,550,568 | |
| 57 | Westside Community Bank University Place, Wash. | Westside Banking Co. | commercial bank | 19.45 | 24.18 | 16,681 | 7.05 | 113,074 |
| 58 | First Citizens Bank of Polson Mont. | Flathead Lake Bancorp. Inc. | commercial bank | 19.44 | 17.87 | 3,044 | 0.46 | 23,781 |
| 59 | Anchor Commercial Bank Juno Beach, Fla. | commercial bank | 19.21 | 12.55 | 18,334 | 2.86 | 126,565 | |
| 60 | Stonebridge Bank West Chester, Pa. | Stonebridge Financial Corp. | commercial bank | 19.00 | 17.88 | 39,375 | 3.23 | 280,606 |
| 61 | First South Bank Spartanburg, S.C. | First South Bancorp Inc. | commercial bank | 18.99 | 18.61 | 46,652 | 0.53 | 378,745 |
| 62 | Capitol Bancorp Ltd. Lansing, Mich. | BHC | 18.93 | 13.35 | 297,767 | 1.73 | 2,058,724 | |
| 63 | HCSB Financial Corp. Loris, S.C. | BHC | 18.86 | 10.92 | 66,156 | 2.02 | 536,744 | |
| 64 | Security State Bank Iron River, Wis. | Security Bank Shares Inc. | commercial bank | 18.80 | 17.48 | 11,308 | 0.01 | 82,837 |
| 65 | First Mountain Bank Big Bear Lake, Calif. | First Mountain Bancorp | commercial bank | 18.69 | 10.96 | 18,538 | -0.03 | 139,144 |
| 66 | Landmark Bank Fort Lauderdale, Fla. | Giant Holdings Inc. | commercial bank | 18.65 | 15.05 | 41,488 | 0.29 | 275,438 |
| 67 | First Federal of South Carolina MHC Walterboro | First Carolina Bancshares MHC | savings bank | 18.60 | 7.64 | 11,667 | 1.62 | 115,447 |
| 68 | Georgia Primary Bank Atlanta | commercial bank | 18.22 | 10.76 | 40,756 | 2.89 | 280,246 | |
| 69 | First Citizens Bank of Georgia Dawsonville | First Citizens Financial Corp. | commercial bank | 18.19 | 17.04 | 11,717 | -0.16 | 95,910 |
| 70 | First CornerStone Bank King of Prussia, Pa. | commercial bank | 18.16 | 16.51 | 19,337 | 0.00 | 161,269 | |
| 71 | First United Bank Crete, Ill. | Crete Bancorp. Inc. | commercial bank | 18.04 | 17.31 | 33,510 | 1.22 | 349,166 |
| 72 | Mountain National Bancshares Inc. Sevierville, Tenn. | BHC | 18.00 | 24.15 | 56,424 | 0.55 | 516,707 | |
| 73 | Bay Bank Green Bay, Wis. | Bay Bancorp. | commercial bank | 17.98 | 7.27 | 12,253 | -0.18 | 101,175 |
| 74 | Bridgeview Bancorp Inc. Ill. | BHC | 17.93 | 12.08 | 154,494 | 2.73 | 1,251,267 | |
| 75 | Golden State Bank Upland, Calif. | commercial bank | 17.68 | 16.67 | 13,366 | 2.37 | 104,437 | |
| 76 | Pikes Peak National Bank Colorado Springs, Colo. | Pikes Peak National Co. | commercial bank | 17.67 | 20.94 | 6,974 | -0.07 | 74,673 |
| 77 | Mid State Banks Inc. Hawkinsville, Ga. | BHC | 17.66 | 13.29 | 32,897 | 3.00 | 301,981 | |
| 78 | Inland Bancorp Inc. Oak Brook, Ill. | BHC | 17.42 | 17.66 | 136,821 | 0.86 | 1,286,755 | |
| 79 | Interamerican Bank FSB Miami | Voting Trust-Ferrera, Fuentes, Pacheco | savings bank | 17.31 | 13.61 | 34,754 | 17.17 | 247,193 |
| 80 | First Federal Bank Lexington, Ky. | savings bank | 17.14 | 7.70 | 14,911 | 2.76 | 118,906 | |
| Liberty Shares Inc. Hinesville, Ga. | BHC | 17.14 | 11.34 | 88,667 | 2.62 | 859,553 | ||
| 82 | Neighborhood National Bank San Diego | Neighborhood Bancorp | commercial bank | 17.06 | 11.18 | 13,917 | 8.45 | 103,679 |
| 83 | Broadway Federal Bank Los Angeles | Broadway Financial Corp. | savings bank | 16.93 | 14.56 | 57,903 | 1.30 | 413,398 |
| Business Bank Burlington, Wash. | commercial bank | 16.93 | 25.31 | 10,847 | 5.68 | 87,822 | ||
| 85 | Community Bank of Pickens County Jasper, Ga. | Community Banks of Georgia Inc. | commercial bank | 16.85 | 9.57 | 36,649 | 0.50 | 302,164 |
| Liberty First Bank Monroe, Ga. | commercial bank | 16.85 | 9.44 | 10,842 | 0.00 | 100,433 | ||
| 87 | Oconee State Bank Watkinsville, Ga. | Oconee Financial Corp. | commercial bank | 16.82 | 10.65 | 23,840 | 0.34 | 277,196 |
| 88 | Doral Financial Corp. San Juan, Puerto Rico | BHC | 16.81 | 22.53 | 1,068,358 | 3.24 | 8,092,501 | |
| 89 | Princeton National Bancorp Inc. Ill. | BHC | 16.78 | 14.12 | 96,028 | 0.51 | 1,021,221 | |
| 90 | Savoy Bank New York | commercial bank | 16.74 | 5.80 | 9,207 | -0.45 | 79,971 | |
| 91 | Northern Bankshares Inc. McFarland, Wis. | BHC | 16.69 | NA | 63,784 | 0.05 | 459,215 | |
| 92 | Village Bank and Trust Financial Corp. Midlothian, Va. | BHC | 16.62 | 9.64 | 71,311 | 3.17 | 556,059 | |
| 93 | Mesaba Bancshares Inc. Grand Rapids, Minn. | BHC | 16.57 | 12.54 | 91,386 | 0.26 | 738,164 | |
| 94 | National Bank of Cambridge Md. | Delmarva Bancshares Inc. | commercial bank | 16.55 | 18.75 | 19,953 | 0.16 | 202,751 |
| 95 | Cecil Bancorp Inc. Elkton, Md. | BHC | 16.52 | 18.60 | 55,822 | 2.67 | 476,066 | |
| 96 | Peoples Bank Mt. Washington Ky. | Crossroads Bancorp Inc. | commercial bank | 16.47 | 6.35 | 8,569 | 0.00 | 89,383 |
| Premier Bank Tallahassee, Fla. | Premier Bank Holding Co. | commercial bank | 16.47 | 15.78 | 31,733 | 0.52 | 295,004 | |
| 98 | Centennial Bank Fountain Valley, Calif. | commercial bank | 16.40 | 17.71 | 89,647 | 1.08 | 676,661 | |
| 99 | FirstSecure Bank and Trust Co. Palos Hills, Ill. | Community Holdings Corp. | commercial bank | 16.39 | 12.76 | 8,172 | 5.51 | 64,511 |
| NewDominion Bank Charlotte, N.C. | commercial bank | 16.39 | 16.04 | 37,904 | -0.78 | 375,673 | ||
| 101 | Guaranty Financial MHC Brown Deer, Wis. | BHC | 16.38 | NA | 135,683 | 1.93 | 1,227,952 | |
| 102 | Geauga Savings Bank Newbury, Ohio | Maple Leaf Financial Inc. | savings bank | 16.35 | 13.96 | 34,671 | 0.82 | 409,202 |
| 103 | Capitol City Bancshares Inc. Atlanta | BHC | 16.30 | 18.65 | 36,286 | 0.01 | 299,289 | |
| 104 | South Carolina Community Bank Columbia | SCCB Financial Corp. | commercial bank | 16.26 | 14.38 | 8,794 | 0.06 | 86,684 |
| 105 | American Heartland Bank and Trust Sugar Grove, Ill. | American Heartland Bancshares Inc. | commercial bank | 16.24 | 16.12 | 11,890 | 5.19 | 93,545 |
| 106 | Citizens Building and Loan Association Greer, S.C. | savings bank | 16.13 | 7.94 | 12,746 | 2.00 | 120,300 | |
| 107 | NBRS Financial Bank Rising Sun, Md. | Rising Sun Bancorp | commercial bank | 16.12 | 10.70 | 28,817 | 4.82 | 237,393 |
| 108 | New Frontier Bank St. Charles, Mo. | New Frontier Bancshares Inc. | commercial bank | 16.11 | 4.85 | 15,357 | 2.43 | 138,645 |
| 109 | State Bank of Herscher Ill. | Hershare Financial Corp. | commercial bank | 16.10 | 10.68 | 20,626 | 0.25 | 191,361 |
| 110 | AztecAmerica Bank Berwyn, Ill. | AztecAmerica Bancorp Inc. | commercial bank | 16.06 | 15.26 | 10,192 | 1.76 | 85,488 |
| 111 | Texas Community Bank The Woodlands | TCB Holding Co. | commercial bank | 15.99 | 10.54 | 29,634 | 5.53 | 260,553 |
| 112 | Merchants Commercial Bank St. Thomas, V.I. | commercial bank | 15.93 | 14.72 | 12,146 | 1.93 | 102,046 | |
| 113 | Golden Eagle Community Bank Woodstock, Ill. | Golden Eagle Bancorp Inc. | commercial bank | 15.84 | 10.01 | 16,746 | 0.88 | 153,033 |
| 114 | Advantage Bank Loveland, Colo. | Advantage Bancorp Inc. | commercial bank | 15.81 | 9.92 | 36,462 | 1.62 | 340,375 |
| Sevier County Bank Sevierville, Tenn. | Sevier County Bancshares Inc. | commercial bank | 15.81 | 16.63 | 31,211 | 6.70 | 323,402 | |
| 116 | Bank of Camilla Ga. | Camilla Bancshares Inc. | commercial bank | 15.80 | 7.02 | 9,168 | -0.71 | 102,650 |
| 117 | Idaho Independent Bank Coeur D'Alene | commercial bank | 15.67 | 12.16 | 37,186 | 5.13 | 451,839 | |
| 118 | Flagler Bank West Palm Beach, Fla. | commercial bank | 15.64 | 17.38 | 11,178 | 1.58 | 116,455 | |
| 119 | Security Savings Bank SSB Southport, N.C. | savings bank | 15.60 | 16.37 | 30,548 | 3.92 | 294,530 | |
| 120 | Bank of the Carolinas Corp. Mocksville, N.C. | BHC | 15.36 | 10.42 | 45,475 | 1.78 | 479,758 | |
| Porter Bancorp Inc. Louisville | BHC | 15.36 | 7.36 | 168,771 | 0.85 | 1,389,623 | ||
| 122 | Community Bank of Broward Dania Beach, Fla. | commercial bank | 15.30 | 9.24 | 59,627 | 0.81 | 464,010 | |
| 123 | Park State Bank and Trust Woodland Park, Colo. | commercial bank | 15.27 | 5.23 | 7,169 | -0.08 | 84,139 | |
| 124 | Washington Savings Bank FSB Bowie, Md. | WSB Holdings Inc. | savings bank | 15.24 | 14.40 | 31,715 | 4.54 | 375,630 |
| 125 | First BanCorp. San Juan, Puerto Rico | BHC | 15.23 | 13.43 | 1,572,822 | 1.72 | 13,085,623 | |
| Tidelands Bancshares Inc. Mount Pleasant, S.C. | BHC | 15.23 | 7.17 | 56,923 | 1.65 | 547,660 | ||
| 127 | Benchmark Bank Gahanna, Ohio | Benchmark Bancorp Inc. | savings bank | 15.20 | 18.29 | 13,748 | 1.00 | 112,636 |
| Millennium Bankshares Corp. Sterling, Va. | BHC | 15.20 | 11.81 | 16,142 | 0.57 | 171,298 | ||
| 129 | BankAtlantic Fort Lauderdale, Fla. | BFC Financial Corp. | savings bank | 15.14 | 12.63 | 371,274 | 12.78 | 3,821,152 |
| 130 | Pinnacle Bank Rogers, Ark. | Pinnacle Bancshares Inc. | commercial bank | 15.10 | 12.82 | 8,572 | -0.01 | 87,494 |
| 131 | Covenant Bank Chicago | Covenant Bancshares Inc. | commercial bank | 15.04 | 7.94 | 6,444 | 2.47 | 61,107 |
| Mutual Savings Association Leavenworth, Kan. | savings bank | 15.04 | 13.99 | 18,060 | 0.43 | 215,861 | ||
| 133 | Lincoln County Bancorp Inc. Troy, Mo. | BHC | 15.03 | 6.82 | 56,504 | 3.22 | 665,711 | |
| 134 | JJR Holding Co. Inc. Brick, N.J. | BHC | 14.98 | 8.10 | 69,297 | 0.52 | 575,258 | |
| 135 | Grand Bankshares Inc. West Palm Beach, Fla. | BHC | 14.97 | 10.61 | 32,153 | 0.74 | 318,895 | |
| Regal Financial Bank Seattle | commercial bank | 14.97 | 17.42 | 11,200 | 0.82 | 93,845 | ||
| 137 | Citizens Commerce National Bank Versailles, Ky. | Citizens Commerce Bancshares Inc. | commercial bank | 14.93 | 19.89 | 18,030 | 0.85 | 235,103 |
| 138 | Bank of Alma Wis. | Dairyland Bank Holding Corp. | commercial bank | 14.90 | 8.90 | 18,123 | 1.10 | 198,517 |
| 139 | 1st Advantage Bank St. Peters, Mo. | 1st Advantage Bancshares Inc. | commercial bank | 14.89 | 16.63 | 9,086 | -0.69 | 78,506 |
| 140 | Community First Bank Pikesville, Md. | CFH Holdings LLC | savings bank | 14.87 | 14.66 | 3,536 | 1.21 | 36,146 |
| North Side Federal Savings and Loan Association of Chicago | savings bank | 14.87 | 10.05 | 4,424 | 0.00 | 41,787 | ||
| 142 | Rogers Bancshares Inc. Little Rock, Ark. | BHC | 14.82 | 16.29 | 90,579 | -0.42 | 1,034,999 | |
| 143 | Ripley Federal Savings Bank Ohio | savings bank | 14.79 | 17.00 | 7,383 | 0.05 | 71,535 | |
| 144 | Loomis Federal Savings and Loan Association Chicago | savings bank | 14.74 | 2.52 | 8,044 | 0.37 | 96,506 | |
| Prairie Community Bank Marengo, Ill. | Marengo Bancshares Inc. | commercial bank | 14.74 | 14.32 | 13,531 | 0.89 | 126,328 | |
| 146 | Boundary Waters Bank Ely, Minn. | BW Bancorp | commercial bank | 14.70 | 14.47 | 12,054 | 1.42 | 108,095 |
| 147 | DuPage National Bank West Chicago | F.F. Holding Corp. | commercial bank | 14.67 | 9.83 | 6,055 | 2.64 | 76,646 |
| 148 | Gulf Coast Community Bank Pensacola, Fla. | commercial bank | 14.56 | 24.44 | 19,454 | -1.02 | 197,682 | |
| 149 | North Milwaukee State Bank Milwaukee | North Milwaukee Bancshares Inc. | commercial bank | 14.53 | 10.46 | 8,952 | 0.01 | 94,093 |
| 150 | Harrington Bank FSB Chapel Hill, N.C. | Community First Financial Group Inc. | savings bank | 14.48 | 9.26 | 33,262 | 2.92 | 302,167 |
| 151 | Pacific International Bank Seattle | Pacific International Bancorp Inc. | commercial bank | 14.43 | 13.16 | 26,355 | 6.48 | 213,989 |
| 152 | Bank of Eastman Ga. | Magnolia Bankshares Inc. | commercial bank | 14.36 | 9.59 | 23,152 | 7.45 | 218,717 |
| Idaho Banking Co. Boise | Idaho Bancorp | commercial bank | 14.36 | 15.82 | 12,958 | 1.57 | 120,202 | |
| 154 | Chambers Bancshares Inc. Danville, Ark. | BHC | 14.27 | 8.23 | 79,451 | 1.03 | 722,588 | |
| 155 | Tennessee State Bancshares Inc. Pigeon Forge | BHC | 14.19 | 11.01 | 67,355 | 0.58 | 760,305 | |
| 156 | FirsTier Bank Kimball, Neb. | FirsTier II Bancorp. | commercial bank | 14.16 | 21.07 | 23,233 | 1.57 | 250,292 |
| 157 | First Intercontinental Bank Doraville, Ga. | commercial bank | 14.15 | 9.57 | 27,495 | 3.14 | 270,982 | |
| Independent Southern Bancshares Inc. Brownsville, Tenn. | BHC | 14.15 | 15.80 | 25,837 | 2.55 | 298,588 | ||
| 159 | Metro Phoenix Bank Ariz. | commercial bank | 14.14 | 18.83 | 6,242 | 2.31 | 67,696 | |
| 160 | FCB Financial Corp. Savannah, Ga. | BHC | 14.05 | 6.10 | 49,365 | -0.18 | 506,152 | |
| 161 | First Community Holdings Santa Rosa, Calif. | BHC | 14.04 | 11.65 | 69,721 | 2.68 | 629,797 | |
| 162 | Bank of Versailles Mo. | BOV Holding Co. | commercial bank | 13.97 | 16.89 | 27,834 | 2.21 | 255,276 |
| 163 | Grand Mountain Bank FSB Granby, Colo. | Grand Mountain Bancshares Inc. | savings bank | 13.92 | 14.55 | 9,598 | 1.56 | 101,793 |
| 164 | Washington Investment Co. Yuma, Colo. | BHC | 13.91 | 3.13 | 55,103 | 0.67 | 532,235 | |
| 165 | Community Pride Bank Isanti, Minn. | Community Pride Bank Corp. | commercial bank | 13.90 | 9.52 | 8,478 | 1.64 | 86,236 |
| 166 | Monarch Community Bank Coldwater, Mich. | Monarch Community Bancorp Inc. | commercial bank | 13.88 | 16.46 | 20,985 | 1.63 | 215,069 |
| 167 | First National Bank of Brookfield Ill. | 1st Brookfield Inc. | commercial bank | 13.82 | 18.37 | 13,954 | 2.60 | 158,578 |
| 168 | Columbia Savings Bank Cincinnati | Columbia Bancorp Inc. | savings bank | 13.74 | 18.02 | 4,886 | 3.42 | 47,505 |
| 169 | Pineland State Bank Metter, Ga. | South Banking Co. | commercial bank | 13.72 | 8.69 | 4,428 | 0.45 | 58,298 |
| 170 | Country Bank New York | Country Bank Holding Co. | commercial bank | 13.70 | 13.46 | 40,660 | 0.06 | 450,051 |
| State Bank of Geneva Ill. | Geneva Bancshares Inc. | commercial bank | 13.70 | 9.05 | 6,111 | 0.90 | 87,133 | |
| 172 | Heritage Bank Jonesboro, Ga. | CCF Holding Co. | commercial bank | 13.67 | 11.76 | 33,552 | 0.59 | 359,776 |
| 173 | EH National Bank Beverly Hills, Calif. | commercial bank | 13.66 | 14.67 | 19,837 | 3.64 | 187,392 | |
| Oxford Bank Corp. Mich. | BHC | 13.66 | 15.03 | 23,707 | 0.34 | 275,792 | ||
| 175 | Liberty Capital Inc. Wilmington, Ohio | BHC | 13.63 | NA | 52,183 | 2.10 | 705,259 | |
| 176 | Florida Capital Group Inc. Jacksonville | BHC | 13.55 | 17.83 | 62,863 | 9.16 | 770,838 | |
| 177 | Chipola Community Bank Marianna, Fla. | commercial bank | 13.47 | 9.78 | 2,950 | 0.51 | 40,116 | |
| 178 | Friends Bank New Smyrna Beach, Fla. | commercial bank | 13.46 | 29.75 | 12,352 | 1.60 | 124,408 | |
| 179 | State Bank of Georgia Fayetteville | commercial bank | 13.43 | 13.45 | 8,320 | 4.74 | 88,504 | |
| 180 | Central Bank Savannah, Tenn. | commercial bank | 13.41 | 0.29 | 19,007 | 0.47 | 168,666 | |
| 181 | Anchor BanCorp Wisconsin Inc. Madison | BHC | 13.38 | NA | 295,462 | 4.25 | 2,799,008 | |
| CornerstoneBank Atlanta | Cornerstone Bancshares | savings bank | 13.38 | 13.59 | 32,898 | 5.73 | 385,880 | |
| 183 | FNBH Bancorp Inc. Howell, Mich. | BHC | 13.35 | 14.01 | 27,245 | 2.19 | 285,898 | |
| 184 | Rocky Mountain Bank Jackson, Wyo. | Teton Financial Services LLC | commercial bank | 13.33 | 15.06 | 17,003 | 0.00 | 231,680 |
| 185 | First Bank of the Palm Beaches West Palm Beach, Fla. | commercial bank | 13.30 | 7.82 | 7,808 | -0.12 | 81,363 | |
| 186 | TruPoint Bank Grundy, Va. | Miners and Merchants Bancorp Inc. | commercial bank | 13.26 | 14.89 | 33,979 | 0.06 | 456,621 |
| 187 | Northpointe Bank Grand Rapids, Mich. | Northpointe Bancshares Inc. | commercial bank | 13.25 | 17.29 | 33,900 | 0.94 | 292,239 |
| Peoples Bank Lyons, Ga. | South Georgia Bankshares Corp. | commercial bank | 13.25 | 11.86 | 4,153 | 0.20 | 50,615 | |
| 189 | Mechanics and Farmers Bank Durham, N.C. | M&F Bancorp Inc. | commercial bank | 13.22 | 10.23 | 23,372 | 0.34 | 295,203 |
| 190 | American Bank of Baxter Springs Kan. | American Bancshares Inc. | commercial bank | 13.21 | 6.83 | 8,196 | -0.02 | 108,634 |
| 191 | Bank of Vernon Ala. | First Vernon Bancshares Inc. | commercial bank | 13.15 | 9.78 | 14,926 | 1.06 | 152,140 |
| 192 | Central Virginia Bankshares Inc. Powhatan | BHC | 13.12 | 13.67 | 27,949 | 1.43 | 391,228 | |
| State Bank of India California Los Angeles | Government of India | foreign bank | 13.12 | 14.78 | 74,319 | 1.45 | 789,744 | |
| 194 | Parke Bancorp Inc. Sewell, N.J. | BHC | 13.03 | 11.34 | 79,895 | 2.57 | 774,604 | |
| 195 | Farmers State Bank Mountain City, Tenn. | Farmers State Bancshares Inc. | commercial bank | 13.02 | 13.66 | 10,789 | 1.68 | 140,384 |
| 196 | SBC Inc. Countryside, Ill. | BHC | 13.00 | 17.94 | 57,462 | 2.82 | 719,605 | |
| 197 | Cornerstone Bank Wilson, N.C. | CB Financial Corp. | commercial bank | 12.98 | 15.69 | 10,721 | 2.20 | 145,373 |
| 198 | First National Community Bank Chatsworth, Ga. | First Chatsworth Bankshares Inc. | commercial bank | 12.95 | 8.38 | 9,214 | -0.03 | 129,408 |
| 199 | Commerce National Bank and Trust Winter Park, Fla. | Commerce National Bankshares of Florida Inc. | commercial bank | 12.94 | 4.91 | 9,567 | 3.71 | 88,256 |
| 200 | ProBank Tallahassee, Fla. | Pro Financial Holdings Inc. | commercial bank | 12.92 | 7.68 | 5,996 | -0.08 | 74,831 |
Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of July 27, 2012.
Source:
© 2011 American Banker