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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

January 28, 2013, 8:07 p.m. EST 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn June 30, 2012. Dollars in thousands
Published January 28, 2013
Rank Parent
company		 Type
of institution		 Adjusted nonperforming
loan ratio*		 Nonperformers** Net
chargeoffs†		 Assets
June 30 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md. savings bank 53.20% 47.11% $187,773 3.23% $550,996
2 Providence Bank Alpharetta, Ga. commercial bank 40.16 26.97 26,614 0.55 111,814
3 Hometown Community Bank Braselton, Ga. Hometown Community Bancshares Inc. commercial bank 35.22 20.89 25,086 4.53 133,646
4 WestSide Bank Hiram, Ga. commercial bank 33.24 28.35 28,781 0.00 137,883
5 Eastside Commercial Bank Conyers, Ga. Eastside Commercial Bancshares Inc. commercial bank 32.99 22.41 41,759 6.32 196,515
6 North Texas Bancshares Inc. Dallas BHC 32.32 31.08 100,274 0.01 548,871
7 CenTrust Bank Northbrook, Ill. United Community Bancshares Inc. commercial bank 29.31 30.05 16,044 1.57 90,038
8 Texas Community Bank The Woodlands TCB Holding Co. commercial bank 29.07 10.82 49,315 3.47 242,247
9 Heritage Bank of North Florida Orange Park Heritage Bancshares Inc. commercial bank 28.85 28.12 27,473 -0.30 126,605
10 Liberty Bank Salt Lake City commercial bank 28.74 18.17 1,878 3.60 11,280
11 Independent Bankers' Bank of Florida Lake Mary Bankers' Bancorp. of Florida Inc. commercial bank 28.38 29.04 40,506 1.92 238,323
12 Valley Bank of Nevada North Las Vegas commercial bank 27.96 19.33 15,092 0.79 80,750
13 OptimumBank Plantation, Fla. OptimumBank Holdings Inc. commercial bank 27.80 31.77 24,669 0.12 154,082
14 Wilton Bank Conn. commercial bank 27.72 36.92 10,273 1.46 73,404
15 Signature Bank of Georgia Sandy Springs Signature Bancshares Inc. commercial bank 26.28 11.77 18,976 9.12 136,316
16 State Central Bank Keokuk, Iowa Logan Investment Corp. commercial bank 25.62 14.01 26,759 0.13 157,177
17 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial bank 25.54 13.90 32,583 0.37 194,122
18 Douglas County Bank Douglasville, Ga. Thornton Holding Co. Inc. commercial bank 25.53 25.36 53,468 0.56 329,083
19 1st Regents Bank Andover, Minn. Alliance Bank Shares Corp. commercial bank 25.43 10.83 10,133 -0.01 56,236
Beach Community Bancshares Inc. Fort Walton Beach, Fla. BHC 25.43 24.85 115,570 1.58 611,659
21 Wilmington Savings Bank Ohio savings bank 25.32 18.76 38,149 0.06 170,638
22 Community Bank of the Ozarks Sunrise Beach, Mo. Community Bancshares of the Ozarks Inc. commercial bank 25.21 7.44 7,184 -0.03 44,388
Decatur State Bank Ark. Peterson Holding Co. commercial bank 25.21 14.24 24,561 4.17 134,272
24 Tennessee Central Bancshares Inc. Parsons BHC 25.05 21.24 92,423 3.97 497,888
25 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial bank 24.02 15.62 18,760 0.25 127,029
26 U.S. Century Bank Doral, Fla. commercial bank 23.76 16.90 242,324 0.91 1,291,813
27 American Metro Bank Chicago American Metro Bancorp Inc. commercial bank 23.39 20.82 11,740 0.66 79,154
28 Great Florida Bank Miami Lakes commercial bank 23.36 23.49 196,842 1.36 1,265,115
29 Bank of Coral Gables Fla. commercial bank 23.29 29.24 14,768 4.08 113,513
30 First National Bank of Winnsboro Texas Etex Banco Inc. commercial bank 23.03 13.51 18,778 2.34 148,873
31 Georgia Primary Bank Atlanta commercial bank 22.86 10.67 47,074 0.75 260,229
32 DuPage National Bank West Chicago F.F. Holding Corp. commercial bank 22.71 12.16 8,972 5.79 71,027
33 Americana Community Bank Sleepy Eye, Minn. Midwest Bancshares Inc. commercial bank 22.67 19.48 16,894 2.63 121,590
34 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial bank 22.37 20.30 30,954 9.13 203,483
35 City National Bank of New Jersey Newark City National Bancshares Corp. commercial bank 22.22 17.75 43,309 3.49 330,742
36 Community Financial Holding Co. Inc. Duluth, Ga. BHC 22.19 21.94 68,228 1.38 472,343
37 Champion Bank Parker, Colo. commercial bank 21.92 18.52 10,225 0.65 64,102
38 First Carolina State Bank Rocky Mount, N.C. First Carolina Financial Services Inc. commercial bank 21.87 7.95 11,224 2.29 76,229
39 Banks of Wisconsin Kenosha Wisconsin Bancshares Inc. commercial bank 21.60 22.22 22,235 0.16 154,711
40 Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial bank 21.46 19.36 41,318 1.58 274,388
41 Mutual Federal Bank MHC Chicago Mutual Federal Bancorp MHC savings bank 21.40 17.64 11,515 0.11 74,865
42 First Tuskegee Bank Ala. Birthright Inc. commercial bank 21.39 13.61 7,722 -0.43 64,221
43 Peoples Bank Taylorsville, Ky. Lake Valley Bancorp Inc. commercial bank 21.36 6.56 13,427 2.68 111,719
44 Cecil Bank Elkton, Md. Cecil Bancorp Inc. commercial bank 21.31 17.59 69,078 2.84 458,963
45 Citizens State Bank Kingsland, Ga. South Banking Co. commercial bank 21.28 26.18 9,122 4.47 68,433
46 Metropolitan Bank Group Inc. Chicago BHC 21.02 22.09 370,789 4.06 2,824,467
47 Northern States Financial Corp. Waukegan, Ill. BHC 20.86 21.20 61,155 8.87 432,895
48 Home Federal Bank of Hollywood Hallandale Beach, Fla. Home Bancgroup Inc. savings bank 20.53 21.33 10,065 6.35 66,870
49 TransCapital Bank Sunrise, Fla. commercial bank 20.37 25.07 32,610 3.48 208,802
50 Town and Country Bank Las Vegas West Point Bancorp Inc. commercial bank 20.27 23.22 18,451 3.84 159,694
51 Enterprise Bank of South Carolina Ehrhardt commercial bank 20.12 16.63 52,375 4.51 409,898
52 First National Bank Group Inc. Edinburg, Texas BHC 20.10 10.17 432,148 1.18 3,506,839
53 Delta Bank Manteca, Ca. Delta National Bancorp commercial bank 20.02 26.88 9,642 0.22 95,456
54 Patterson Bank Ga. Patterson Bankshares Inc. commercial bank 19.99 13.31 16,686 2.11 114,938
55 Brand Group Holdings Inc. Lawrenceville, Ga. BHC 19.97 17.37 210,161 10.06 1,355,643
56 Georgia Bancshares Inc. Peachtree City BHC 19.96 7.73 45,854 0.72 345,501
57 Anchor Commercial Bank Juno Beach, Fla. commercial bank 19.91 11.16 17,380 0.24 116,341
58 Community First Bank Pikesville, Md. CFH Holdings LLC savings bank 19.68 13.93 4,098 0.86 24,916
59 Pan American Bank Los Angeles commercial bank 19.43 12.77 6,308 -0.33 40,258
60 Idaho Banking Co. Boise Idaho Bancorp commercial bank 19.40 13.79 16,559 1.54 114,075
61 PNA Bank Downers Grove, Ill. Polish National Alliance of the US savings bank 19.29 11.61 22,526 3.88 139,009
62 Broadway Federal Bank Los Angeles Broadway Financial Corp. savings bank 19.10 14.79 62,459 1.33 394,789
63 American Enterprise Bank Buffalo Grove, Ill. A. E. Bancorp Inc. commercial bank 19.03 17.90 33,846 0.14 265,474
64 Fidelity Bank of Florida Merritt Island commercial bank 18.89 21.52 44,116 3.95 331,001
65 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial bank 18.76 17.92 2,895 3.56 23,831
66 First Federal Bank Lexington, Ky. savings bank 18.74 7.77 15,769 0.28 119,755
67 International Finance Bank Miami commercial bank 18.70 14.61 44,717 6.40 373,997
68 First Citizens Bank of Georgia Dawsonville First Citizens Financial Corp. commercial bank 18.60 19.98 11,296 2.46 94,795
Liberty Shares Inc. Hinesville, Ga. BHC 18.60 13.30 91,763 3.24 814,687
70 Park State Bank and Trust Woodland Park, Colo. commercial bank 18.58 6.14 8,526 0.04 84,664
71 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial bank 18.55 19.52 43,143 3.93 362,658
72 Capitol Bancorp Ltd. Lansing, Mich. BHC 18.30 14.25 275,194 2.12 1,985,898
73 Westside Community Bank University Place, Wash. Westside Banking Co. commercial bank 18.00 20.17 13,906 7.15 104,700
74 First Federal of South Carolina MHC Walterboro First Carolina Bancshares MHC savings bank 17.97 9.18 11,161 1.60 113,257
75 Carver Bancorp Inc. New York BHC 17.86 NA 75,032 1.34 644,957
76 Central Bancorp Inc. Garland, Texas BHC 17.79 17.32 221,963 1.05 1,989,821
77 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings bank 17.75 19.71 26,399 1.38 185,396
78 Regal Financial Bank Seattle commercial bank 17.67 19.23 12,783 1.40 103,887
79 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial bank 17.66 19.53 38,425 1.37 269,894
80 Covenant Bank Chicago Covenant Bancshares Inc. commercial bank 17.62 9.52 7,515 0.00 60,371
81 Golden State Bank Upland, Calif. commercial bank 17.61 20.90 12,992 -0.42 98,819
82 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial bank 17.55 19.96 10,803 3.41 87,557
83 New Frontier Bank St. Charles, Mo. New Frontier Bancshares Inc. commercial bank 17.43 10.11 15,491 3.06 127,902
84 Doral Financial Corp. San Juan, Puerto Rico BHC 17.41 21.59 1,129,542 1.21 8,345,465
Pikes Peak National Bank Colorado Springs Pikes Peak National Co. commercial bank 17.41 20.36 6,693 0.13 75,851
86 Inland Bancorp Inc. Oak Brook, Ill. BHC 17.40 19.56 133,171 2.07 1,289,157
87 1st Advantage Bank St. Peters, Mo. 1st Advantage Bancshares Inc. commercial bank 17.28 15.46 10,542 0.90 77,129
88 First Community Bank of East Tennessee Rogersville First Community Corp. commercial bank 17.26 9.39 20,885 0.28 211,902
89 First Community Bank of Southwest Florida Fort Myers Southwest Florida Community Bancorp Inc. commercial bank 17.24 16.10 31,814 0.14 274,354
90 Guaranty Financial MHC Brown Deer, Wis. BHC 17.22 NA 143,721 6.58 1,186,372
91 AztecAmerica Bank Berwyn, Ill. AztecAmerica Bancorp Inc. commercial bank 17.13 14.40 10,648 0.05 86,166
92 ProBank Tallahassee, Fla. Pro Financial Holdings Inc. commercial bank 17.06 12.65 7,875 0.29 69,930
93 HCSB Financial Corp. Loris, S.C. BHC 17.04 9.90 57,390 4.98 531,029
94 Savoy Bank New York commercial bank 16.94 10.31 9,136 0.00 79,973
95 Bay Bank Green Bay, Wis. Bay Bancorp. commercial bank 16.92 12.02 11,316 1.51 99,178
96 Liberty First Bank Monroe, Ga. commercial bank 16.79 13.62 10,923 0.11 104,867
97 FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial bank 16.74 15.13 8,090 1.16 66,142
98 Neighborhood National Bank San Diego Neighborhood Bancorp commercial bank 16.71 10.82 13,320 0.78 103,415
99 Interamerican Bank FSB Miami Voting Trust-Ferrera Fuentes Pacheco savings bank 16.69 11.85 32,023 3.14 239,854
100 Oconee State Bank Watkinsville, Ga. Oconee Financial Corp. commercial bank 16.67 20.27 23,783 -0.01 281,872
101 Mountain National Bancshares Inc. Sevierville, Tenn. BHC 16.58 23.17 48,146 0.37 508,814
102 Washington Investment Co. Yuma, Colo. BHC 16.44 7.64 64,406 1.31 517,613
103 Bridgeview Bancorp Inc. Ill. BHC 16.43 14.70 132,144 4.44 1,234,011
104 NBRS Financial Bank Rising Sun, Md. Rising Sun Bancorp commercial bank 16.37 12.49 27,510 0.54 232,364
105 South Carolina Community Bank Columbia SCCB Financial Corp. commercial bank 16.28 12.73 8,603 2.49 81,622
106 Capitol City Bancshares Inc. Atlanta BHC 16.21 18.49 35,465 0.52 296,583
107 Mesaba Bancshares Inc. Grand Rapids, Minn. BHC 16.15 14.51 89,928 2.72 710,659
108 Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc. commercial bank 16.12 15.91 23,688 0.87 208,890
109 Bank of the Carolinas Corp. Mocksville, N.C. BHC 16.02 11.68 45,681 1.02 473,605
National Bank of Cambridge Md. Delmarva Bancshares Inc. commercial bank 16.02 19.21 19,106 2.13 213,124
111 Seattle Bank savings bank 16.00 14.37 27,391 -0.21 261,302
112 Golden Eagle Community Bank Woodstock, Ill. Golden Eagle Bancorp Inc. commercial bank 15.96 9.69 16,736 0.00 152,054
113 Porter Bancorp Inc. Louisville, Ky. BHC 15.94 7.06 165,949 2.36 1,334,852
114 Village Bank and Trust Financial Corp. Midlothian, Va. BHC 15.93 9.46 65,754 5.76 523,111
115 First CornerStone Bank King of Prussia, Pa. commercial bank 15.81 16.50 16,352 1.84 153,493
116 Millennium Bankshares Corp. Sterling, Va. BHC 15.77 11.63 15,741 -0.19 165,041
117 Geauga Savings Bank Newbury, Ohio Maple Leaf Financial Inc. savings bank 15.74 14.02 32,293 0.92 402,518
118 Premier Bank Tallahassee, Fla. Premier Bank Holding Co. commercial bank 15.57 17.09 27,944 3.56 282,435
119 Security Savings Bank SSB Southport, N.C. savings bank 15.50 15.46 28,084 1.93 282,986
120 Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial bank 15.45 13.82 14,002 2.43 128,363
121 Centennial Bank Fountain Valley, Calif. commercial bank 15.39 17.19 78,658 1.94 637,667
122 American Heartland Bank and Trust Sugar Grove, Ill. American Heartland Bancshares Inc. commercial bank 15.37 16.50 11,973 2.29 94,812
123 Community Bank of Pickens County Jasper, Ga. Community Banks of Georgia Inc. commercial bank 15.34 12.89 33,047 0.85 299,491
124 Advantage Bank Loveland, Colo. Advantage Bancorp Inc. commercial bank 15.27 10.53 31,299 1.90 289,762
125 Peoples Financial Corp. Biloxi, Miss. BHC 15.18 10.76 64,927 2.42 852,608
126 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial bank 15.15 14.47 23,236 4.49 215,615
127 Washington Savings Bank FSB Bowie, Md. WSB Holdings Inc. savings bank 15.10 14.52 30,263 0.50 372,841
128 First Mountain Bank Big Bear Lake, Calif. First Mountain Bancorp commercial bank 15.07 10.61 14,806 0.23 136,662
129 Edgebrook Bank Chicago Edgebrook Bancorp Inc. commercial bank 14.89 12.91 11,315 1.16 91,999
130 Ripley Federal Savings Bank Ohio savings bank 14.81 15.02 7,304 0.50 67,534
131 Idaho Independent Bank Coeur D'Alene commercial bank 14.79 11.08 35,593 1.30 458,935
132 Benchmark Bank Gahanna, Ohio Benchmark Bancorp Inc. savings bank 14.73 16.39 13,116 3.54 110,953
133 Lincoln County Bancorp Inc. Troy, Mo. BHC 14.69 10.01 53,317 3.96 656,197
134 Miner County Bank Howard, S.D. commercial bank 14.68 0.00 3,190 -0.04 39,509
135 Bank of Wausau Wis. Central Wisconsin Financial Services Inc. commercial bank 14.62 6.31 5,490 0.05 56,805
Pinnacle Bank Rogers, Ark. Pinnacle Bancshares Inc. commercial bank 14.62 16.54 8,571 -0.01 86,266
137 American Bank of Baxter Springs Kan. American Bancshares Inc. commercial bank 14.50 13.67 8,842 -0.09 105,055
138 SBC Inc. Countryside, Ill. BHC 14.49 17.31 57,005 7.97 694,354
139 JJR Holding Co. Inc. Brick, N.J. BHC 14.48 7.54 67,314 0.71 558,672
140 Citizens Commerce National Bank Versailles, Ky. Citizens Commerce Bancshares Inc. commercial bank 14.45 19.40 17,037 0.72 231,432
141 Mutual Savings Association Leavenworth, Kan. savings bank 14.43 15.08 17,250 0.43 214,407
142 First BanCorp. San Juan, Puerto Rico BHC 14.42 13.65 1,491,228 1.91 12,913,650
143 Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial bank 14.38 10.55 6,860 1.46 90,878
144 Commerce National Bank and Trust Winter Park, Fla. Commerce National Bankshares of Florida Inc. commercial bank 14.37 5.67 10,250 2.63 83,327
State Bank of Herscher Ill. Hershare Financial Corp. commercial bank 14.37 9.13 17,348 12.74 182,621
146 Peoples Bank Eatonton, Ga. Peoples Bankshares Inc. commercial bank 14.35 10.94 10,975 1.52 136,969
Sherburne State Bank Becker, Minn. Saint Joseph Bancshares Acquisitions Inc. commercial bank 14.35 12.62 6,178 1.30 77,064
148 Superior Bank Hazelwood, Mo. Superior Bancshares Inc. commercial bank 14.32 10.68 4,233 1.37 39,519
Tennessee State Bancshares Inc. Pigeon Forge BHC 14.32 11.96 67,129 0.03 750,914
150 Central Virginia Bankshares Inc. Powhatan BHC 14.31 13.69 29,547 3.83 387,764
151 Community Bank of Broward Dania Beach, Fla. commercial bank 14.30 8.66 55,313 0.58 457,465
152 Chipola Community Bank Marianna, Fla. commercial bank 14.29 8.55 2,962 0.04 39,227
153 Pineland State Bank Metter, Ga. South Banking Co. commercial bank 14.21 8.12 4,761 0.87 56,868
154 Liberty Federal Savings Bank Enid, Okla. savings bank 14.16 11.95 11,107 0.00 118,235
155 Flagship Community Bank Clearwater, Fla. commercial bank 14.07 12.14 10,543 0.07 103,943
156 Business Bank Burlington, Wash. commercial bank 14.03 25.23 9,241 1.51 89,584
157 Bank of Commerce Sarasota, Fla. Bank of Commerce Holdings Inc. commercial bank 13.98 14.20 24,360 0.25 254,508
158 Cornerstone Bank Wilson, N.C. CB Financial Corp. commercial bank 13.97 14.72 10,556 1.20 142,707
159 Flagler Bank West Palm Beach, Fla. commercial bank 13.96 20.75 10,096 -0.01 122,780
160 Security First Bank Fresno, Calif. commercial bank 13.95 6.83 7,865 1.03 97,013
161 Columbia Savings Bank Cincinnati Columbia Bancorp Inc savings bank 13.90 16.49 4,841 -0.01 45,351
162 Sevier County Bank Sevierville, Tenn. Sevier County Bancshares Inc. commercial bank 13.85 18.79 26,666 -1.21 318,985
163 Community First Inc. Columbia, Tenn. BHC 13.82 13.04 51,447 4.89 574,267
164 EH National Bank Beverly Hills commercial bank 13.77 15.48 19,699 1.64 178,781
Grand Bankshares Inc. West Palm Beach, Fla. BHC 13.77 10.49 28,503 0.78 303,672
166 Rogers Bancshares Inc. Little Rock, Ark. BHC 13.75 16.33 80,135 0.48 1,024,306
167 Oxford Bank Corp. Mich. BHC 13.71 16.10 25,885 0.36 268,838
168 Merchants Commercial Bank St. Thomas, V.I. commercial bank 13.69 14.74 10,696 4.10 96,947
169 Texas Savings Bank SSB Snyder Texas Bancshares Inc. savings bank 13.66 12.92 9,724 0.19 97,549
170 Parke Bancorp Inc. Sewell, N.J. BHC 13.60 11.42 82,269 0.83 788,550
171 Bank of Alma Wis. Dairyland Bank Holding Corp. commercial bank 13.56 8.98 16,212 1.54 202,145
CornerstoneBank Atlanta Cornerstone Bancshares savings bank 13.56 16.62 33,827 6.89 364,006
173 Leaders Bank Oak Brook, Ill. Leaders Group Inc. commercial bank 13.54 16.40 45,408 2.93 408,731
174 FNBH Bancorp Inc. Howell, Mich. BHC 13.50 13.66 25,984 0.10 291,571
175 Securant Bank and Trust Milwaukee Capital Commerce Bancorp Inc. commercial bank 13.45 8.97 21,338 0.95 212,541
176 Liberty Banshares Iowa Inc. West Des Moines BHC 13.40 NA 41,463 7.52 572,600
177 Tidelands Bancshares Inc. Mount Pleasant, S.C. BHC 13.39 6.73 48,158 2.26 524,003
Union Bank Marksville, La. Union Bancshares Inc. commercial bank 13.39 12.69 18,402 4.48 223,909
179 Independent Southern Bancshares Inc. Brownsville, Tenn. BHC 13.32 16.79 24,832 0.17 290,930
180 Pacific International Bank Seattle Pacific International Bancorp Inc. commercial bank 13.29 12.45 22,107 2.93 208,636
181 Grand Mountain Bank FSB Granby, Colo. Grand Mountain Bancshares Inc. savings bank 13.25 16.74 9,108 2.14 96,696
182 North Milwaukee State Bank Milwaukee North Milwaukee Bancshares Inc. commercial bank 13.23 9.19 8,206 2.78 90,997
183 Devon Bank Chicago Devon Bancorp Inc. commercial bank 13.22 14.34 20,474 0.64 250,292
184 Alliance Financial Services Inc. St. Paul, Minn. BHC 13.19 8.76 59,082 1.97 587,414
185 State Bank of Georgia Fayetteville commercial bank 13.17 14.70 8,023 0.22 80,457
186 Northern Bankshares Inc. McFarland, Wis. BHC 13.14 NA 49,575 0.87 453,124
187 Bank of The Rockies White Sulphur Springs, Mont. Countricorp commercial bank 13.11 14.31 10,185 0.18 123,052
Heritage Bank Jonesboro, Ga. CCF Holding Co. commercial bank 13.11 11.31 32,512 0.18 367,954
189 American Bank of St. Paul Minn. American Bancorp. commercial bank 13.00 9.16 26,449 -0.75 387,568
Community Bank of Oak Park River Forest Oak Park, Ill. Oak Park River Forest Bankshares Inc. commercial bank 13.00 24.27 31,363 1.86 320,978
191 Tri-State Bank of Memphis Tenn. commercial bank 12.94 15.44 10,068 0.06 134,534
192 Big Sandy Holding Co. Longmont, Colo. BHC 12.91 11.86 91,671 0.86 845,024
193 Rocky Mountain Bank Jackson, Wyo. Teton Financial Services LLC commercial bank 12.86 16.45 16,122 0.00 226,003
194 FirsTier Bank Kimball, Neb. FirsTier II Bancorp. commercial bank 12.84 19.86 20,088 2.27 247,713
195 Alamerica Bank Birmingham, Ala. Alamerica Banccorp Inc. commercial bank 12.80 13.15 2,551 0.20 35,592
Metro Phoenix Bank Ariz. commercial bank 12.80 15.13 6,091 0.33 69,109
197 Bank of Elk River Minn. Metro North Bancshares Inc. commercial bank 12.77 13.46 32,107 0.12 370,172
198 Northwoods Bank of Minnesota Park Rapids Dorset Bancshares Inc. savings bank 12.76 5.28 7,542 1.06 106,376
Princeton National Bancorp Inc. Ill. BHC 12.76 13.57 66,727 12.58 954,149
200 Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial bank 12.72 11.93 22,713 0.14 286,179

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Oct. 26, 2012.

Source:

SNL Financial
, Charlottesville, Va.
© 2013 American Banker

Banks, thrifts and holding companies