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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

May 14, 2013, 5:46 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn Sept. 30, 2012. Dollars in thousands
Published May 14, 2013
Rank   Parent
company		 Type
of institution		 Adjusted nonperforming
loan ratio*		 Nonperformers** Net
chargeoffs†		 Assets
Sept. 30 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md.   savings bank 52.73 47.56 $179,021 2.31 $532,432
2 Eastside Commercial Bank Conyers, Ga. Eastside Commercial Bancshares Inc. commercial bank 35.79 17.65 44,642 2.53 207,719
3 WestSide Bank Hiram, Ga.   commercial bank 35.37 30.35 31,570 0.36 133,830
4 Heritage Bank of North Florida Orange Park Heritage Bancshares Inc. commercial bank 32.44 33.91 29,085 0.84 127,178
5 North Texas Bancshares Inc. Dallas   BHC 32.00 29.74 93,596 1.49 540,047
6 Providence Bank Alpharetta, Ga.   commercial bank 31.48 43.40 19,483 2.46 109,612
7 Liberty Bank Salt Lake City   commercial bank 30.05 21.31 1,859 7.61 11,091
8 South Carolina Community Bank Columbia SCCB Financial Corp. commercial bank 29.63 12.38 15,362 3.10 82,339
9 Golden State Bank Upland, Calif.   commercial bank 28.67 21.01 19,838 2.22 92,346
10 Valley Bank of Nevada North Las Vegas   commercial bank 28.47 29.61 14,996 2.99 80,281
11 Independent Bankers' Bank of Florida Lake Mary Bankers' Bancorp. of Florida Inc. commercial bank 28.04 27.21 40,386 1.43 248,717
12 American Metro Bank Chicago American Metro Bancorp Inc. commercial bank 27.58 28.03 13,393 1.00 81,995
13 Wilton Bank Conn.   commercial bank 27.03 33.23 10,192 0.00 72,249
14 DuPage National Bank West Chicago F.F. Holding Corp. commercial bank 26.92 13.81 10,075 7.67 71,482
15 Texas Community Bank The Woodlands TCB Holding Co. commercial bank 25.77 13.24 40,510 0.24 235,845
16 OptimumBank Plantation, Fla. OptimumBank Holdings Inc. commercial bank 25.73 29.51 22,466 1.63 149,994
17 Signature Bank of Georgia Sandy Springs Signature Bancshares Inc. commercial bank 25.10 19.06 17,593 0.77 133,898
18 CenTrust Bank Northbrook, Ill. United Community Bancshares Inc. commercial bank 25.02 27.76 12,283 5.50 80,119
19 Beach Community Bancshares Inc. Fort Walton Beach, Fla.   BHC 24.74 22.02 108,405 1.33 599,901
20 Wilmington Savings Bank Ohio   savings bank 24.65 19.18 35,374 2.31 166,321
21 Great Florida Bank Miami Lakes   commercial bank 24.61 24.85 193,675 0.83 1,264,206
22 U.S. Century Bank Doral, Fla.   commercial bank 24.28 17.68 222,457 4.69 1,153,584
23 Tennessee Central Bancshares Inc. Parsons   BHC 24.19 21.77 85,303 6.13 471,796
24 State Central Bank Keokuk, Iowa Logan Investment Corp. commercial bank 23.95 11.79 23,479 5.13 150,112
25 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial bank 23.75 17.56 27,622 5.12 183,341
26 Northern States Financial Corp. Waukegan, Ill.   BHC 23.63 19.80 67,054 0.50 419,364
27 First National Bank Group Inc. Edinburg, Texas   BHC 23.50 14.65 477,715 4.96 3,417,620
28 Americana Community Bank Sleepy Eye, Minn. Midwest Bancshares Inc. commercial bank 23.40 18.72 17,269 0.00 123,707
29 Citizens State Bank Kingsland, Ga. South Banking Co. commercial bank 23.31 24.72 9,746 0.00 68,756
30 Georgia Bancshares Inc. Peachtree City   BHC 22.71 5.26 51,197 0.61 357,469
31 Idaho Banking Co. Boise Idaho Bancorp commercial bank 22.66 13.52 18,005 2.01 114,116
32 Home Federal Bank of Hollywood Hallandale Beach, Fla. Home Bancgroup Inc. savings bank 22.07 21.49 10,437 -1.46 63,990
33 Pan American Bank Los Angeles   commercial bank 21.94 12.38 6,798 7.49 37,783
34 Community Financial Holding Co. Inc. Duluth, Ga.   BHC 21.92 18.66 66,796 1.64 468,486
35 Champion Bank Parker, Colo.   commercial bank 21.89 19.27 9,998 -1.03 63,490
36 First Tuskegee Bank Ala. Birthright Inc. commercial bank 21.83 15.16 7,724 0.09 63,127
37 Cecil Bank Elkton, Md. Cecil Bancorp Inc. commercial bank 21.73 17.35 68,299 5.03 442,232
38 Patterson Bank Ga. Patterson Bankshares Inc. commercial bank 21.65 15.17 17,666 2.02 108,631
39 Metropolitan Bank Group Inc. Chicago   BHC 21.56 20.49 365,316 3.36 2,717,669
40 Georgia Primary Bank Atlanta   commercial bank 21.52 12.75 40,551 6.78 236,689
41 Mutual Federal Bank MHC Chicago Mutual Federal Bancorp MHC savings bank 21.30 19.58 11,176 0.93 74,147
42 City National Bank of New Jersey Newark City National Bancshares Corp. commercial bank 20.83 17.88 38,974 1.51 340,301
43 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial bank 20.64 23.32 25,178 5.84 196,939
44 Town and Country Bank Las Vegas West Point Bancorp Inc. commercial bank 20.04 21.35 16,877 8.28 152,631
45 Community Bank of Oak Park River Forest Oak Park, Ill. Oak Park River Forest Bankshares Inc. commercial bank 19.96 23.67 46,960 4.03 313,938
46 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial bank 19.81 19.46 11,613 -0.22 84,627
47 Neighborhood National Bank San Diego Neighborhood Bancorp commercial bank 19.52 16.39 14,504 3.21 105,092
48 Liberty Shares Inc. Hinesville, Ga.   BHC 19.48 16.33 90,608 3.21 742,320
49 Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial bank 19.47 20.78 33,649 3.47 248,198
  Banks of Wisconsin Kenosha Wisconsin Bancshares Inc. commercial bank 19.47 21.73 18,756 4.43 143,038
51 Anchor Commercial Bank Juno Beach, Fla.   commercial bank 19.31 14.47 16,520 -0.10 110,452
52 First Carolina Bank Rocky Mount, N.C. First Carolina Financial Services Inc. commercial bank 19.26 18.69 8,304 0.00 79,204
53 Bank of Coral Gables Fla.   commercial bank 19.25 23.73 11,209 0.06 110,868
54 Broadway Federal Bank Los Angeles Broadway Financial Corp. savings bank 19.01 15.72 59,029 1.26 384,382
55 TransCapital Bank Sunrise, Fla.   commercial bank 18.95 25.91 30,584 0.08 209,466
56 Capitol City Bancshares Inc. Atlanta   BHC 18.69 15.29 40,688 -0.09 294,802
57 First Citizens Bank of Georgia Dawsonville First Citizens Financial Corp. commercial bank 18.59 17.85 10,872 3.42 93,300
58 ProBank Tallahassee, Fla. Pro Financial Holdings Inc. commercial bank 18.57 11.70 8,284 1.97 66,672
59 American Enterprise Bank Buffalo Grove, Ill. A. E. Bancorp Inc. commercial bank 18.54 18.73 32,340 1.90 267,969
60 PNA Bank Downers Grove, Ill. Polish National Alliance of the U.S. savings bank 18.52 18.14 20,552 4.32 135,130
61 First Federal Bank Lexington, Ky.   savings bank 18.50 8.17 14,525 3.16 108,889
62 American Bank of Baxter Springs Kan. American Bancshares Inc. commercial bank 18.42 13.74 10,828 1.92 97,989
63 Capitol Bancorp Ltd. Lansing, Mich.   BHC 18.41 16.37 236,627 2.04 1,749,501
64 Legacy State Bank Loganville, Ga.   commercial bank 18.20 16.80 6,814 -0.06 71,301
65 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial bank 18.06 18.74 2,905 1.13 23,975
66 Covenant Bank Chicago Covenant Bancshares Inc. commercial bank 18.00 9.11 7,525 2.24 59,842
67 FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial bank 17.92 18.48 8,290 0.00 63,551
68 Brand Group Holdings Inc. Lawrenceville, Ga.   BHC 17.88 19.35 191,018 1.87 1,379,489
69 AztecAmerica Bank Berwyn, Ill. AztecAmerica Bancorp Inc. commercial bank 17.87 15.01 11,003 0.91 82,386
70 Porter Bancorp Inc. Louisville, Ky.   BHC 17.81 9.99 169,583 9.16 1,286,041
71 Centennial Bank Fountain Valley, Calif.   commercial bank 17.60 15.20 85,287 0.68 581,807
72 Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc. commercial bank 17.43 16.70 25,110 0.58 194,305
73 Regal Financial Bank Seattle   commercial bank 17.41 18.70 12,560 2.13 98,686
74 International Finance Bank Miami   commercial bank 17.38 17.69 40,473 1.98 341,140
75 Texas Savings Bank SSB Snyder Texas Bancshares Inc. savings bank 17.28 12.76 11,211 0.90 88,753
76 First National Bank of Winnsboro Texas Etex Banco Inc. commercial bank 17.18 20.86 12,621 0.03 143,567
77 Douglas County Bank Douglasville, Ga. Thornton Holding Co. Inc. commercial bank 17.13 26.02 30,527 0.18 326,991
78 Carver Bancorp Inc. New York   BHC 16.97 NA 69,024 2.67 638,276
79 Enterprise Bank of South Carolina Ehrhardt   commercial bank 16.94 16.68 41,300 28.63 387,213
80 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial bank 16.84 21.44 35,826 2.12 335,873
81 Washington Savings Bank FSB Bowie, Md. WSB Holdings Inc. savings bank 16.75 13.15 33,070 0.42 372,827
82 First Federal of South Carolina MHC Walterboro First Carolina Bancshares MHC savings bank 16.62 8.58 10,214 3.05 110,656
  Friends Bank New Smyrna Beach, Fla.   commercial bank 16.62 19.32 14,034 1.86 117,047
84 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings bank 16.51 19.82 26,373 0.70 195,624
85 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial bank 16.49 18.52 35,905 2.04 256,611
86 Mutual Savings Association Leavenworth, Kan.   savings bank 16.38 15.92 19,107 0.36 215,335
87 Bank of Camilla Ga. Camilla Bancshares Inc. commercial bank 16.21 12.19 8,469 1.21 100,319
88 Doral Financial Corp. San Juan, Puerto Rico   BHC 16.15 21.75 1,067,355 2.53 8,370,576
  Millennium Bankshares Corp. Sterling, Va.   BHC 16.15 14.29 15,402 1.06 158,956
90 Liberty First Bank Monroe, Ga.   commercial bank 16.12 11.59 10,538 0.61 107,309
91 Securant Bank and Trust Milwaukee Capital Commerce Bancorp Inc. commercial bank 16.10 10.70 24,747 2.91 213,583
92 HCSB Financial Corp. Loris, S.C.   BHC 16.09 16.10 52,280 1.47 512,497
93 Security Savings Bank SSB Southport, N.C.   savings bank 16.07 14.92 27,966 0.75 270,598
94 Guaranty Financial MHC Brown Deer, Wis.   BHC 16.00 NA 136,308 4.00 1,151,812
95 Savoy Bank New York   commercial bank 15.90 12.83 8,732 2.94 80,635
96 Bank of the Carolinas Corp. Mocksville, N.C.   BHC 15.89 11.00 44,611 2.21 448,273
97 Oconee State Bank Watkinsville, Ga. Oconee Financial Corp. commercial bank 15.82 20.12 22,507 0.15 271,731
98 Liberty Banshares Iowa Inc. West Des Moines, Iowa   BHC 15.80 NA 41,601 2.04 481,172
99 Village Bank and Trust Financial Corp. Midlothian, Va.   BHC 15.76 10.79 62,540 3.36 506,697
100 Geauga Savings Bank Newbury, Ohio Maple Leaf Financial Inc. savings bank 15.71 14.98 31,170 2.10 391,948
101 First Community Bank of Southwest Florida Fort Myers Southwest Florida Community Bancorp Inc. commercial bank 15.66 16.11 28,417 3.53 279,726
102 Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial bank 15.65 11.36 7,445 2.42 89,689
103 National Bank of Cambridge Md. Delmarva Bancshares Inc. commercial bank 15.57 16.57 18,145 1.25 209,888
  State Bank of Herscher Ill. Hershare Financial Corp. commercial bank 15.57 12.30 18,220 3.21 182,736
105 Golden Eagle Community Bank Woodstock, Ill. Golden Eagle Bancorp Inc. commercial bank 15.39 10.36 15,225 3.92 147,792
106 Park State Bank and Trust Woodland Park, Colo.   commercial bank 15.38 5.80 7,061 0.16 83,678
107 Mesaba Bancshares Inc. Grand Rapids, Minn.   BHC 15.34 13.85 81,171 5.06 700,977
108 Chelten Hills Savings Bank Abington, Pa.   savings bank 15.31 8.57 4,530 3.62 36,803
109 Interamerican Bank FSB Miami Voting Trust-Ferrera Fuentes Pacheco savings bank 15.28 12.97 28,777 0.31 235,561
110 Central Bancorp Inc. Garland, Texas   BHC 15.20 15.86 176,436 2.34 1,935,590
111 Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial bank 15.18 16.68 13,355 2.77 127,260
  Parke Bancorp Inc. Sewell, N.J.   BHC 15.18 11.99 91,888 1.55 770,190
113 Central Virginia Bankshares Inc. Powhatan   BHC 15.14 13.14 30,017 2.51 386,483
114 First Mountain Bank Big Bear Lake, Calif. First Mountain Bancorp commercial bank 14.98 9.73 14,483 0.01 136,350
115 1st Advantage Bank St. Peters, Mo. 1st Advantage Bancshares Inc. commercial bank 14.93 15.69 8,789 4.38 76,350
116 Advantage Bank Loveland, Colo. Advantage Bancorp Inc. commercial bank 14.86 16.49 30,994 3.73 276,054
117 Pinnacle Bank Rogers, Ark. Pinnacle Bancshares Inc. commercial bank 14.82 20.98 8,549 -0.02 86,121
118 Community Bank of Pickens County Jasper, Ga. Community Banks of Georgia Inc. commercial bank 14.80 14.67 33,556 0.40 304,804
  Grand Bankshares Inc. West Palm Beach, Fla.   BHC 14.80 14.36 26,874 2.13 261,835
120 Community Bank of Broward Dania Beach, Fla.   commercial bank 14.78 8.47 55,020 0.74 471,327
121 Port Byron State Bank Ill. First Port Byron Bancorp Inc. commercial bank 14.77 0.80 8,045 -0.01 87,357
122 First BanCorp. San Juan, Puerto Rico   BHC 14.69 13.65 1,505,176 1.59 13,139,747
123 Peoples Financial Corp. Biloxi, Miss.   BHC 14.67 10.96 63,877 0.18 813,434
124 Bank of Wausau Wis. Central Wisconsin Financial Services Inc. commercial bank 14.60 7.00 4,654 3.10 56,140
125 Peoples Bank Eatonton, Ga. Peoples Bankshares Inc. commercial bank 14.58 12.42 10,830 0.37 135,048
126 New Frontier Bank St. Charles, Mo. New Frontier Bancshares Inc. commercial bank 14.47 12.43 11,639 14.27 122,828
127 Oxford Bank Corp. Mich.   BHC 14.40 15.56 27,331 0.23 267,095
128 First CornerStone Bank King of Prussia, Pa.   commercial bank 14.38 18.73 13,742 1.06 151,651
129 Commerce National Bank and Trust Winter Park, Fla. Commerce National Bankshares of Florida Inc. commercial bank 14.37 10.61 9,593 1.68 82,236
130 Flagler Bank West Palm Beach, Fla.   commercial bank 14.36 17.85 9,817 3.56 119,612
131 Harbor Bank of Maryland Baltimore Harbor Bankshares Corp. commercial bank 14.32 11.82 24,727 1.49 259,527
132 Bay Bank Green Bay, Wis. Bay Bancorp. commercial bank 14.28 17.25 8,938 7.74 96,892
  Alikat Investments Inc. Gurnee, Ill.   BHC 14.28 10.20 39,206 1.03 343,612
134 First City Bank of Florida Fort Walton Beach Florida First City Banks Inc. commercial bank 14.21 10.89 23,348 -0.21 251,791
135 Bridgeview Bancorp Inc. Ill.   BHC 14.19 13.01 110,812 3.24 1,200,558
136 High Desert Bank Bend, Ore.   savings bank 14.17 11.24 3,180 0.00 30,195
137 Pineland State Bank Metter, Ga. South Banking Co. commercial bank 14.12 10.29 4,824 0.42 56,118
138 Ripley Federal Savings Bank Ohio   savings bank 14.10 14.57 7,135 -0.02 66,500
139 Tennessee State Bancshares Inc. Pigeon Forge   BHC 14.05 12.72 65,013 1.08 733,985
140 Bank of Commerce Sarasota, Fla. Bank of Commerce Holdings Inc. commercial bank 14.02 11.27 23,713 0.58 225,919
141 Alma Exchange Bank and Trust Ga. South Banking Co. commercial bank 13.96 6.97 7,110 0.12 83,562
142 Mountain National Bancshares Inc. Sevierville, Tenn.   BHC 13.92 21.87 37,681 1.89 473,315
143 American Bank of St. Paul, Minn. American Bancorp. commercial bank 13.84 9.62 26,799 -0.16 381,937
  Harrington Bank FSB Chapel Hill, N.C. Community First Financial Group Inc. savings bank 13.84 12.67 30,575 2.78 274,327
  Edgebrook Bank Chicago Edgebrook Bancorp Inc. commercial bank 13.84 14.69 10,569 0.36 94,250
146 Grand Mountain Bank FSB Granby, Colo. Grand Mountain Bancshares Inc. savings bank 13.80 16.80 9,323 1.56 101,098
147 Eastside Commercial Bank Bellevue, Wash.   commercial bank 13.79 12.36 3,880 -0.39 48,318
148 Liberty Federal Savings Bank Enid, Okla.   savings bank 13.76 10.48 9,911 0.01 115,575
149 Village Bank St. Francis, Miss. Village Bancshares Inc. commercial bank 13.74 15.02 17,338 1.80 184,250
150 Northwoods Bank of Minnesota Park Rapids Dorset Bancshares Inc. savings bank 13.72 7.89 7,985 1.63 113,150
151 JJR Holding Co. Inc. Brick, N.J.   BHC 13.70 13.65 62,440 0.30 571,450
152 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial bank 13.67 12.49 20,207 1.83 211,126
153 Columbia Savings Bank Cincinnati Columbia Bancorp Inc savings bank 13.55 12.64 4,479 4.14 43,990
154 Security First Bank Fresno, Calif.   commercial bank 13.54 13.33 7,881 -0.67 96,027
155 Frontenac Bank Earth City, Mo. Frontenac Bancshares Inc. commercial bank 13.47 12.98 27,480 0.27 292,876
156 North Milwaukee State Bank Milwaukee North Milwaukee Bancshares Inc. commercial bank 13.43 15.48 8,212 0.25 91,490
  Rogers Bancshares Inc. Little Rock, Ark.   BHC 13.43 16.70 72,577 0.19 996,869
158 Sherburne State Bank Becker, Minn. Saint Joseph Bancshares Acquisitions Inc. commercial bank 13.38 13.99 5,565 0.60 76,951
  Liberty Capital Inc. Wilmington, Ohio   BHC 13.38 NA 46,216 -1.66 604,563
160 Rocky Mountain Bank Jackson, Wyo. Teton Financial Services LLC commercial bank 13.33 19.79 16,245 1.60 210,064
  Independent Southern Bancshares Inc. Brownsville, Tenn.   BHC 13.33 15.84 24,912 0.42 283,124
162 Fidelity Bank of Florida Merritt Island   commercial bank 13.28 22.15 29,570 1.68 321,630
163 Farmers and Merchants Bank Statesboro, Ga. FMB Equibanc Inc. commercial bank 13.27 11.14 17,040 1.45 186,745
164 First National Bank of Fairfax Minn. Fort Ridgely National Bancorp. Inc. commercial bank 13.22 0.00 2,629 0.09 26,889
165 North Side Federal Savings and Loan Association of Chicago   savings bank 13.20 12.76 3,779 0.00 41,921
  Farmers State Bank Mountain City, Tenn. Farmers State Bancshares Inc. commercial bank 13.20 13.40 10,943 9.56 138,077
167 Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial bank 13.15 12.15 23,271 0.68 304,809
168 Lincoln County Bancorp Inc. Troy, Mo.   BHC 13.09 11.80 48,631 0.81 657,927
169 Superior Bank Hazelwood, Mo. Superior Bancshares Inc. commercial bank 13.08 8.68 3,696 5.76 36,343
170 Seattle Bank   savings bank 13.07 9.97 23,033 -0.01 249,708
171 Benchmark Bank Gahanna, Ohio Benchmark Bancorp Inc. savings bank 13.06 16.78 12,164 1.78 113,600
172 Legacy Bank of Florida Boca Raton   commercial bank 13.04 10.90 24,812 2.76 269,908
173 Inland Bancorp Inc. Oak Brook, Ill.   BHC 12.98 16.58 95,906 6.59 1,139,852
174 Mile High Banks Longmont, Colo. Strategic Growth Bank Inc. commercial bank 12.91 11.31 87,039 1.10 809,840
  Tidelands Bancshares Inc. Mount Pleasant, S.C.   BHC 12.91 13.10 45,219 1.55 527,506
176 River City Bank Rome, Ga. RCB Financial Corp. commercial bank 12.90 15.67 13,955 4.14 165,835
177 Community First Inc. Columbia, Tenn.   BHC 12.89 12.53 45,279 5.54 560,894
178 Devon Bank Chicago Devon Bancorp Inc. commercial bank 12.86 11.28 20,082 0.34 244,282
  Bank of The Rockies White Sulphur Springs, Mont. Countricorp commercial bank 12.86 12.83 9,241 1.33 125,070
180 EH National Bank Beverly Hills   commercial bank 12.85 14.80 18,463 0.46 190,111
181 Merchants Commercial Bank St. Thomas, Virgin Islands   commercial bank 12.84 14.59 9,952 -0.02 100,899
182 Northern Bankshares Inc. McFarland, Wis.   BHC 12.79 NA 47,200 0.21 439,822
183 People's Bank and Trust Co. of Pickett County Byrdstown, Tenn. Upper Cumberland Bancshares Inc. commercial bank 12.74 10.03 11,554 2.58 123,967
  SBC Inc. Countryside, Ill.   BHC 12.74 16.82 47,976 2.46 678,467
185 NBRS Financial Bank Rising Sun, Md. Rising Sun Bancorp commercial bank 12.69 13.94 20,092 1.94 225,287
186 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial bank 12.65 19.43 10,464 -0.03 131,135
187 Sevier County Bank Sevierville, Tenn. Sevier County Bancshares Inc. commercial bank 12.64 18.28 24,009 0.57 314,268
188 Cornerstone Bank Wilson, N.C. CB Financial Corp. commercial bank 12.60 11.78 9,363 0.26 140,146
189 BancTrust Financial Group Inc. Mobile, Ala.   BHC 12.59 8.99 149,069 1.53 1,954,522
190 Union Bank Marksville, La. Union Bancshares Inc. commercial bank 12.56 12.00 17,004 0.04 216,291
191 Bank of Vernon Ala. First Vernon Bancshares Inc. commercial bank 12.53 13.12 14,439 -0.61 148,365
  Duke Financial Group Inc. Minneapolis   BHC 12.53 10.46 38,958 3.02 567,817
193 Leaders Bank Oak Brook, Ill. Leaders Group Inc. commercial bank 12.50 15.98 39,558 6.27 399,132
194 First National Bank of Shelby N.C.   commercial bank 12.45 9.03 58,693 4.30 883,732
  Chambers Bancshares Inc. Danville, Ark.   BHC 12.45 13.28 65,762 0.39 707,717
196 FirsTier Bank Kimball, Neb. FirsTier II Bancorp. commercial bank 12.42 22.75 20,402 0.13 247,228
  Lakeview Bank Lakeville, Minn. Lakeview Bancorp. Inc. commercial bank 12.42 13.45 4,668 1.12 54,424
198 First Central Savings Bank Glen Cove, N.Y.   savings bank 12.40 13.46 42,566 0.31 575,919
  Century Bank of Florida Tampa Century Bancshares of Florida Inc. commercial bank 12.40 7.87 5,781 0.33 75,162
200 First National Bank of Brookfield Ill. 1st Brookfield Inc. commercial bank 12.39 17.48 11,951 1.23 151,952

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Jann. 22, 2013.

Source:

SNL Financial
, Charlottesville, Va.
© 2013 American Banker

Banks, thrifts and holding companies