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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

June 11, 2013, 4:02 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn Dec. 31, 2012. Dollars in thousands
Published June 11, 2013
Rank   Parent
company		 Type
of institution		 Adjusted nonperforming
loan ratio*		 Nonperformers** Net
chargeoffs†		 Assets
Dec. 31 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md.   savings bank 50.70 47.78 $161,086 2.84 $481,718
2 Eastside Commercial Bank Conyers, Ga. Eastside Commercial Bancshares Inc. commercial bank 35.76 32.47 43,445 3.33 182,354
3 Heritage Bank of North Florida Orange Park Heritage Bancshares Inc. commercial bank 34.09 33.94 29,445 2.95 110,889
4 North Texas Bancshares Inc. Dallas   BHC 32.95 28.50 94,759 0.79 526,594
5 WestSide Bank Hiram, Ga.   commercial bank 32.77 33.01 29,387 0.14 130,017
6 Liberty Bank Salt Lake City   commercial bank 30.03 25.87 1,851 2.55 10,505
7 Providence Bank Alpharetta, Ga.   commercial bank 29.63 38.55 18,253 0.84 109,857
8 American Metro Bank Chicago American Metro Bancorp Inc. commercial bank 27.67 23.38 13,354 0.57 79,529
9 Tennessee Central Bancshares Inc. Parsons   BHC 26.80 22.32 80,567 3.20 409,393
10 Northern States Financial Corp. Waukegan, Ill.   BHC 26.25 22.06 71,600 3.14 413,272
11 Georgia Primary Bank Atlanta   commercial bank 25.93 13.48 46,359 4.31 224,613
12 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. commercial bank 25.71 22.59 27,970 2.09 170,697
13 Valley Bank of Nevada North Las Vegas   commercial bank 25.69 29.88 14,929 1.15 82,796
14 Wilmington Savings Bank Ohio   savings bank 25.68 22.14 34,296 2.42 157,113
15 Beach Community Bancshares Inc. Fort Walton Beach, Fla.   BHC 24.70 26.03 106,578 0.83 594,402
16 Georgia Bancshares Inc. Peachtree City   BHC 24.59 18.96 56,694 0.48 337,640
17 West Pointe Bank Oshkosh, Wis. West Pointe Bancshares Inc. commercial bank 24.49 7.75 65,088 0.79 318,539
18 First Tuskegee Bank Ala. Birthright Inc. commercial bank 24.47 18.63 8,665 0.12 60,576
19 Banks of Wisconsin Kenosha Wisconsin Bancshares Inc. commercial bank 24.40 20.98 22,261 2.17 136,909
20 DuPage National Bank West Chicago F.F. Holding Corp. commercial bank 24.24 12.79 8,460 2.84 64,406
21 Independent Bankers' Bank of Florida Lake Mary Bankers' Bancorp. of Florida Inc. commercial bank 24.15 28.48 32,617 5.80 230,751
22 Citizens State Bank Kingsland, Ga. South Banking Co. commercial bank 24.12 27.49 10,582 1.72 66,731
23 Bank of Wausau Wis. Central Wisconsin Financial Services Inc. commercial bank 23.96 11.60 7,113 1.32 52,707
24 CenTrust Bank Northbrook, Ill. United Community Bancshares Inc. commercial bank 23.48 31.56 10,487 5.34 73,947
25 State Central Bank Keokuk, Iowa Logan Investment Corp. commercial bank 23.42 17.03 22,377 4.11 155,056
26 Great Florida Bank Miami Lakes, Fla.   commercial bank 22.95 25.93 173,395 1.29 1,146,608
27 First National Bank Group Inc. Edinburg, Texas   BHC 22.16 18.31 447,212 2.37 3,293,765
28 Community Financial Holding Co. Inc. Duluth, Ga.   BHC 21.62 19.55 63,366 1.93 460,815
29 Pan American Bank Los Angeles   commercial bank 21.59 12.20 6,768 6.65 38,302
30 Metropolitan Bank Group Inc. Chicago   BHC 21.49 21.20 345,233 4.18 2,509,709
31 Home Federal Bank of Hollywood Hallandale Beach, Fla. Home Bancgroup Inc. savings bank 21.19 20.24 9,608 1.90 60,570
32 Neighborhood National Bank San Diego Neighborhood Bancorp commercial bank 21.10 18.64 14,491 3.98 110,175
33 Fidelity Bank of Florida Merritt Island   commercial bank 20.99 23.51 43,882 2.98 308,581
34 Anchor Commercial Bank Juno Beach, Fla.   commercial bank 20.90 19.55 17,399 3.57 106,978
35 TransCapital Bank Sunrise, Fla.   commercial bank 20.49 20.90 32,429 1.58 203,846
36 City National Bank of New Jersey Newark City National Bancshares Corp. commercial bank 20.29 21.09 35,381 1.34 331,131
37 Town & Country Bank Las Vegas West Point Bancorp Inc. commercial bank 20.25 25.09 16,550 2.67 139,285
38 Liberty Shares Inc. Hinesville, Ga.   BHC 20.14 16.63 85,821 2.48 697,749
39 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial bank 20.04 18.66 11,292 1.13 84,457
40 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial bank 19.96 25.92 23,215 6.42 195,820
41 First Mountain Bank Big Bear Lake, Calif.   commercial bank 19.65 13.14 18,397 0.16 138,513
42 Texas Community Bank The Woodlands TCB Holding Co. commercial bank 19.64 19.70 27,275 3.80 220,792
43 OptimumBank Plantation, Fla. OptimumBank Holdings Inc. commercial bank 19.48 34.44 17,079 1.73 143,825
44 Mutual Federal Bank MHC Chicago Mutual Federal Bancorp MHC savings bank 19.46 19.29 9,952 2.43 73,949
45 First Federal Bank Lexington, Ky.   savings bank 19.45 11.36 13,877 2.12 100,099
46 Capitol City Bancshares Inc. Atlanta   BHC 19.31 16.35 42,447 0.50 301,163
47 South Carolina Community Bank Columbia SCCB Financial Corp. commercial bank 19.02 15.63 9,650 2.10 80,604
48 Champion Bank Parker, Colo.   commercial bank 18.93 23.62 8,908 0.67 61,559
49 Golden State Bank Upland, Calif.   commercial bank 18.48 15.40 11,870 1.05 88,153
50 Century Bank of Florida Tampa, Fla. Century Bancshares of Florida Inc. commercial bank 18.35 13.60 8,485 0.53 69,550
51 Capitol Bancorp Ltd. Lansing, Mich.   BHC 18.31 18.35 220,989 1.65 1,618,331
52 PNA Bank Downers Grove, Ill. Polish National Alliance savings bank 18.27 19.47 19,210 4.21 124,999
53 Cecil Bank Elkton, Md. Cecil Bancorp Inc. commercial bank 18.22 18.68 55,903 2.98 439,297
54 Idaho Banking Co. Boise Idaho Bancorp commercial bank 18.08 13.28 13,466 1.61 105,821
55 ProBank Tallahassee, Fla. Pro Financial Holdings Inc. commercial bank 18.07 12.25 8,052 1.52 66,444
56 JJR Holding Co. Inc. Brick, N.J.   BHC 18.02 15.37 79,897 1.79 562,111
57 Enterprise Bank of South Carolina Ehrhardt   commercial bank 17.92 11.02 41,612 8.94 396,084
  Texas Savings Bank SSB Snyder Texas Bancshares Inc. savings bank 17.92 9.80 11,013 0.49 86,100
59 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial bank 17.89 21.42 2,603 3.14 23,560
60 Millennium Bankshares Corp. Sterling, Va.   BHC 17.87 14.41 15,987 0.35 156,475
61 Centennial Bank Fountain Valley, Calif.   commercial bank 17.78 17.14 78,940 1.38 546,174
  Regal Financial Bank Seattle   commercial bank 17.78 18.92 13,102 1.09 97,750
63 Douglas County Bank Douglasville, Ga. Thornton Holding Co. commercial bank 17.64 24.30 30,850 1.20 316,539
64 FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial bank 17.56 18.47 7,394 2.47 61,337
65 First City Bank of Florida Fort Walton Beach Florida First City Banks Inc. commercial bank 17.51 10.82 28,631 0.34 250,166
66 Broadway Federal Bank Los Angeles Broadway Financial Corp. savings bank 17.43 17.50 49,960 0.80 374,073
67 Central Bancorp Inc. Garland, Texas   BHC 17.38 13.55 175,284 1.78 1,866,394
68 Legacy State Bank Loganville, Ga.   commercial bank 17.26 12.24 6,607 0.13 69,738
69 Americana Community Bank Sleepy Eye, Minn. Midwest Bancshares Inc. commercial bank 17.25 24.17 12,787 0.83 126,142
70 High Desert Bank Bend, Ore.   savings bank 17.00 10.15 3,610 1.55 29,833
71 Vermont State Bank Ill.   commercial bank 16.97 4.23 1,916 1.51 16,112
72 First Citizens Bank of Georgia Dawsonville First Citizens Financial Corp. commercial bank 16.94 14.31 9,977 1.21 91,631
73 Gulf Coast Community Bank Pensacola, Fla.   commercial bank 16.93 16.23 19,274 0.57 185,757
  Patterson Bank Ga. Patterson Bankshares Inc. commercial bank 16.93 20.09 13,214 2.21 106,985
75 Bank of the Carolinas Corp. Mocksville, N.C.   BHC 16.91 14.94 45,723 1.24 437,392
76 First Community Bank of Southwest Florida Fort Myers Southwest Florida Community Bancorp Inc. commercial bank 16.83 10.76 30,830 1.38 260,184
77 Doral Financial Corp. San Juan, Puerto Rico   BHC 16.81 19.90 1,111,543 2.22 8,478,246
78 International Finance Bank Miami   commercial bank 16.74 20.89 37,271 2.86 342,234
79 Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial bank 16.65 20.80 25,392 2.95 229,951
80 NBRS Financial Bank Rising Sun, Md. Rising Sun Bancorp commercial bank 16.59 11.90 25,335 2.38 219,890
81 American Bank of Baxter Springs Kan. American Bancshares Inc. commercial bank 16.58 12.33 9,507 1.64 98,948
82 Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc. commercial bank 16.57 16.90 22,120 0.40 190,192
83 Porter Bancorp Inc. Louisville, Ky.   BHC 16.45 14.16 147,996 3.50 1,162,631
84 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial bank 16.40 17.59 13,567 0.04 128,201
85 Interamerican Bank FSB Miami Ferrera Fuentes Pacheco Voting Trust savings bank 16.28 14.56 29,468 6.23 226,405
86 Guaranty Financial MHC Brown Deer, Wis.   BHC 16.24 NA 133,860 4.98 1,134,986
87 AztecAmerica Bank Berwyn, Ill. AztecAmerica Bancorp Inc. commercial bank 16.20 14.09 9,575 0.53 81,144
88 Central Virginia Bank Powhatan Central Virginia Bankshares Inc. commercial bank 16.17 13.30 31,473 2.35 386,369
89 Mountain National Bancshares Inc. Sevierville, Tenn.   BHC 16.12 18.57 43,543 0.65 456,897
90 Surety Bank Deland, Fla.   commercial bank 16.09 13.85 11,314 1.77 104,819
91 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings bank 16.06 18.20 26,819 2.23 197,061
92 Bay Bank Green Bay, Wis. Bay Bancorp. commercial bank 16.04 16.71 9,755 2.90 89,564
93 Alikat Investments Inc. Gurnee, Ill.   BHC 15.87 7.33 37,559 1.34 332,551
94 Mutual Savings Association Leavenworth, Kan.   savings bank 15.86 16.12 18,520 0.34 213,966
95 Securant Bank & Trust Milwaukee Capital Commerce Bancorp Inc. commercial bank 15.82 10.19 23,572 2.79 206,025
96 Columbia Savings Bank Cincinnati Columbia Bancorp Inc. savings bank 15.73 13.64 5,013 1.96 43,304
97 Washington Savings Bank FSB Bowie, Md. WSB Holdings Inc. savings bank 15.71 14.38 30,971 1.55 356,676
98 Alamerica Bank Birmingham, Ala. Alamerica Banccorp Inc. commercial bank 15.70 17.59 3,739 1.01 36,647
99 Tidelands Bancshares Inc. Mount Pleasant, S.C.   BHC 15.68 15.28 53,325 1.83 526,671
100 U.S. Century Bank Doral, Fla.   commercial bank 15.60 22.82 123,004 3.50 1,010,383
101 GreenChoice Bank FSB Chicago GreenChoice Holding Co. savings bank 15.58 12.10 10,441 0.68 82,674
102 First Federal of South Carolina MHC Walterboro First Carolina Bancshares MHC savings bank 15.53 13.27 9,136 1.87 104,895
103 Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial bank 15.46 13.38 13,354 2.65 128,962
104 State Bank of Herscher Ill. Hershare Financial Corp. commercial bank 15.40 11.93 16,575 4.60 180,498
105 Peoples State Bank of Commerce Nolensville, Tenn. Commerce Bancshares Inc. commercial bank 15.34 7.59 13,799 1.80 145,153
106 Oconee State Bank Watkinsville, Ga. Oconee Financial Corp. commercial bank 15.32 17.95 21,415 0.44 275,066
107 First CornerStone Bank King of Prussia, Pa.   commercial bank 15.31 20.52 13,136 0.97 148,054
  Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial bank 15.31 15.98 6,958 2.08 88,595
109 Bank of The Rockies White Sulphur Springs, Mont. Countricorp commercial bank 15.27 12.23 10,712 0.45 127,778
110 Port Byron State Bank Ill. First Port Byron Bancorp Inc. commercial bank 15.14 0.75 7,958 2.17 85,977
111 Farmers & Merchants Bank Statesboro, Ga. FMB Equibanc Inc. commercial bank 15.13 8.00 17,530 1.56 176,865
112 Peoples Financial Corp. Biloxi, Miss.   BHC 15.02 16.02 64,743 0.82 804,912
113 Grand Mountain Bank FSB Granby, Colo. Grand Mountain Bancshares Inc. savings bank 14.99 12.07 10,479 1.73 98,976
  Superior Bank Hazelwood, Mo. Superior Bancshares Inc. commercial bank 14.99 9.46 4,064 2.88 34,607
115 Brand Group Holdings Inc. Lawrenceville, Ga.   BHC 14.90 23.74 167,737 5.04 1,435,196
116 Washington State Bank La. Washington State Bancshares Inc. commercial bank 14.89 5.88 11,081 0.96 129,541
117 Oxford Bank Corp. Mich.   BHC 14.81 14.85 27,720 0.33 259,868
118 Liberty Capital Inc. Wilmington, Ohio   BHC 14.77 NA 47,522 1.29 552,742
119 Bank of Vernon Ala. First Vernon Bancshares Inc. commercial bank 14.72 13.17 17,001 0.80 146,634
120 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial bank 14.71 20.19 32,366 1.05 256,002
121 First BanCorp. San Juan, P.R.   BHC 14.66 14.68 1,484,757 1.69 13,099,741
122 HCSB Financial Corp. Loris, S.C.   BHC 14.65 16.85 44,267 5.20 472,694
123 OmniBank Jackson, Miss.   commercial bank 14.63 7.56 4,765 1.46 50,108
124 First National Bank of Winnsboro Texas Etex Banco Inc. commercial bank 14.61 23.55 11,450 0.83 140,698
125 Village Bank and Trust Financial Corp. Midlothian, Va.   BHC 14.45 14.83 54,774 3.46 508,154
126 Bank of Coral Gables Fla.   commercial bank 14.43 26.64 8,981 1.83 109,349
127 Merchants Commercial Bank St. Thomas, Virgin Islands   commercial bank 14.40 14.15 11,464 1.60 102,490
128 Liberty Federal Savings Bank Enid, Okla.   savings bank 14.39 12.83 9,325 1.80 111,602
129 Peoples Bank Eatonton, Ga. Peoples Bankshares Inc. commercial bank 14.35 11.77 10,467 1.22 132,651
130 Mitchell Bank Milwaukee M.S. Investment Co. commercial bank 14.32 9.75 4,837 0.16 56,823
131 America's Community Bank Blue Springs, Mo. Urich Bancorp Inc. commercial bank 14.30 9.09 2,947 -0.01 28,961
132 Village Bank St. Francis, Miss. Village Bancshares Inc. commercial bank 14.24 13.08 17,093 3.98 174,497
133 American Enterprise Bank Buffalo Grove, Ill. A. E. Bancorp Inc. commercial bank 14.22 17.24 22,642 1.20 256,272
134 Carver Bancorp Inc. New York   BHC 14.20 NA 54,466 2.42 640,637
135 Persons Banking Co. Macon, Ga.   BHC 14.16 12.88 35,643 0.95 374,490
136 Harbor Bank of Maryland Baltimore Harbor Bankshares Corp. commercial bank 14.13 11.57 24,280 1.27 248,897
137 Commerce National Bank & Trust Winter Park, Fla. Commerce National Bankshares of Florida Inc. commercial bank 14.10 10.95 8,964 2.08 79,805
138 Grand Bankshares Inc. West Palm Beach, Fla.   BHC 14.05 14.55 24,761 1.06 255,901
139 Golden Eagle Community Bank Woodstock, Ill. Golden Eagle Bancorp Inc. commercial bank 14.04 11.09 13,989 3.89 140,470
140 New Frontier Bank St. Charles, Mo. New Frontier Bancshares Inc. commercial bank 14.02 13.76 10,281 5.47 120,027
141 Bank of Union El Reno, Okla. Union City Corp. commercial bank 14.00 0.71 44,351 10.72 382,120
142 Union Bank Marksville, La. Union Bancshares Inc. commercial bank 13.96 12.67 18,112 3.07 232,971
143 Security Savings Bank SSB Southport, N.C.   savings bank 13.92 13.65 23,022 1.84 241,311
144 Parke Bancorp Inc. Sewell, N.J.   BHC 13.90 13.50 87,575 1.25 770,477
145 Tennessee State Bancshares Inc. Pigeon Forge   BHC 13.88 13.94 63,421 0.52 747,889
146 Benchmark Bank Gahanna, Ohio Benchmark Bancorp Inc. savings bank 13.82 18.32 12,448 2.72 113,908
  Community Bank of Broward Dania Beach, Fla.   commercial bank 13.82 15.73 52,516 0.63 464,716
148 Community Bank of Oak Park River Forest Oak Park, Ill. Oak Park River Forest Bankshares Inc. commercial bank 13.69 22.61 30,402 2.12 294,875
149 1st Equity Bank Skokie, Ill. First Equity Corp. commercial bank 13.60 3.85 11,610 0.71 112,577
150 North Milwaukee State Bank Milwaukee North Milwaukee Bancshares Inc. commercial bank 13.59 17.81 7,825 3.33 88,557
151 Lincoln County Bancorp Inc. Troy, Mo.   BHC 13.54 11.96 48,774 2.37 666,233
152 Alma Exchange Bank & Trust Ga. South Banking Co. commercial bank 13.48 11.58 6,998 0.81 82,330
153 Pineland State Bank Metter, Ga. South Banking Co. commercial bank 13.37 13.04 4,609 0.06 63,081
154 Flagler Bank West Palm Beach, Fla.   commercial bank 13.36 15.65 9,726 1.70 136,033
155 North Side Federal Savings and Loan Association of Chicago   savings bank 13.33 16.41 3,758 0.01 42,614
156 Heritage Bank Jonesboro, Ga. CCF Holding Co. commercial bank 13.29 10.66 32,724 0.58 358,522
157 EH National Bank Beverly Hills, Calif.   commercial bank 13.20 15.69 18,506 2.11 192,304
158 1st Advantage Bank St. Peters, Mo. 1st Advantage Bancshares Inc. commercial bank 13.17 18.04 7,571 1.58 74,764
159 Mesaba Bancshares Inc. Grand Rapids, Minn.   BHC 13.10 15.11 69,591 3.04 692,432
160 Edgebrook Bank Chicago Edgebrook Bancorp Inc. commercial bank 13.09 12.82 9,248 0.82 89,819
161 Connecticut Community Bank Westport Associated Community Bancorp Inc. commercial bank 13.05 12.59 34,664 0.65 364,128
162 Park State Bank & Trust Woodland Park, Colo.   commercial bank 13.04 11.54 5,817 0.30 86,736
163 Advantage Bank Loveland, Colo. Advantage Bancorp Inc. commercial bank 13.01 14.00 25,968 1.37 270,261
164 Inland Bancorp Inc. Oak Brook, Ill.   BHC 12.94 13.76 89,503 3.01 1,111,252
165 Chelten Hills Savings Bank Abington, Pa.   savings bank 12.84 11.00 3,737 1.08 37,424
166 Heritage Bank & Trust Columbia, Tenn.   commercial bank 12.81 12.06 10,710 2.75 107,353
167 Harrington Bank FSB Chapel Hill, N.C. Community First Financial Group Inc. savings bank 12.80 11.13 27,914 3.08 269,492
168 Ripley Federal Savings Bank Ohio   savings bank 12.72 14.76 6,545 0.15 66,652
  Valley Community Bank Pleasanton, Calif.   commercial bank 12.72 11.65 14,886 1.38 161,996
170 Leaders Bank Oak Brook, Ill. Leaders Group Inc. commercial bank 12.71 16.15 38,708 2.70 368,040
171 Liberty Banshares Iowa Inc. West Des Moines   BHC 12.70 NA 27,081 3.69 381,081
172 Community Bank of South Florida Inc. Homestead   BHC 12.69 9.37 43,233 1.23 507,873
173 Severn Bancorp Inc. Annapolis, Md.   BHC 12.60 NA 85,724 1.34 851,138
174 State Bank of Georgia Fayetteville   commercial bank 12.55 15.11 6,889 1.18 75,542
175 First National Bank Ronceverte, W.Va. First National Bankshares Corp. commercial bank 12.47 9.33 16,379 0.53 259,780
176 First National Bank of Fairfax Minn. Fort Ridgely National Bancorp. Inc. commercial bank 12.46 0.00 2,629 0.00 28,747
177 ColoEast Bankshares Inc. Lamar, Colo.   BHC 12.42 8.56 58,740 1.44 798,629
178 Liberty First Bank Monroe, Ga.   commercial bank 12.41 13.76 8,101 0.18 105,631
  Savoy Bank New York   commercial bank 12.41 16.61 7,396 0.62 85,611
180 Central Federal Savings & Loan Association Cicero, Ill.   savings bank 12.35 10.52 12,215 1.62 174,433
181 Independence Federal Savings Bank Washington, D.C.   savings bank 12.32 11.73 7,733 1.06 76,521
182 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial bank 12.31 19.27 23,919 1.87 313,443
183 Devon Bank Chicago Devon Bancorp Inc. commercial bank 12.30 12.36 19,458 1.28 239,889
184 Lake Area Bank Lindstrom, Minn. Freedom Bancorp. Inc. commercial bank 12.28 9.49 22,040 2.17 276,313
185 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial bank 12.25 14.74 17,100 4.57 208,156
  Farmers State Bank Mountain City, Tenn. Farmers State Bancshares Inc. commercial bank 12.25 15.81 9,971 4.32 138,461
187 Mohave State Bank Lake Havasu City, Ariz. State Bank Corp. commercial bank 12.20 13.59 25,048 0.82 275,955
188 National Bank of Cambridge Md. Delmarva Bancshares Inc. commercial bank 12.18 15.70 13,970 2.15 207,415
189 Foster Bankshares Inc. Rolling Meadows, Ill.   BHC 12.17 9.51 39,800 3.57 412,594
190 Sevier County Bank Sevierville, Tenn. Sevier County Bancshares Inc. commercial bank 12.13 18.93 22,311 3.53 306,695
191 Bank of Commerce Sarasota, Fla. Bank of Commerce Holdings Inc. commercial bank 12.10 11.42 19,695 1.06 227,542
192 First Intercontinental Bank Doraville, Ga.   commercial bank 12.01 8.76 23,793 1.28 269,568
193 Peoples Bank & Trust Buford, Ga. Peoples Banktrust Inc. commercial bank 11.96 10.14 21,318 0.59 298,263
194 Frontenac Bank Earth City, Mo. Frontenac Bancshares Inc. commercial bank 11.90 11.68 23,647 1.35 285,973
195 Cornerstone Bank Wilson, N.C. CB Financial Corp. commercial bank 11.89 12.80 8,311 1.05 134,872
196 People's Bank & Trust Co. of Pickett County Byrdstown, Tenn. Upper Cumberland Bancshares Inc. commercial bank 11.87 11.13 10,594 3.46 119,167
197 First National Bank of Wauchula Fla. First Hardee Holding Corp. commercial bank 11.75 5.13 5,401 2.35 72,612
198 Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial bank 11.74 12.19 20,335 0.29 293,715
  Mid State Banks Inc. Hawkinsville, Ga.   BHC 11.74 18.81 20,685 2.06 286,368
200 Delmar Bancorp Salisbury, Md.   BHC 11.70 10.77 38,121 1.44 430,205
  Northwoods Bank of Minnesota Park Rapids Dorset Bancshares Inc. savings bank 11.70 7.63 6,594 0.95 110,132

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of April 5, 2013.

Source:

SNL Financial
, Charlottesville, Va.
© 2013 American Banker

Banks, thrifts and holding companies