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Banks, thrifts and holding companies

Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

May 29, 2015, 6:55 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn Dec. 31, 2014. Dollars in thousands
Published May 29, 2015
Rank   Parent
company		 Type
of institution		 Adjusted nonperforming
loan ratio*		 Nonperformers** Net
chargeoffs†		 Assets
Dec. 31 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md.   savings 60.43 52.34 $133,625 1.22 $406,091
2 State Central Bank Bonaparte, Iowa Logan Investment Corp. commercial 38.66 38.46 14,225 1.77 57,050
3 South Carolina Community Bank Columbia SCCB Financial Corp. commercial 38.61 18.64 16,037 0.69 58,914
4 Lafayette State Bank Mayo, Fla.   commercial 31.09 5.12 20,281 2.30 88,648
5 Beach Community Bancshares Inc. Fort Walton Beach, Fla.   BHC 28.10 23.15 110,336 0.97 550,858
6 First CornerStone Bank King of Prussia, Pa.   commercial 26.76 28.54 17,425 0.63 113,874
7 WestSide Bank Hiram, Ga.   commercial 23.59 26.05 15,911 0.16 112,127
8 Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial 21.79 13.64 20,228 0.72 144,902
9 North Milwaukee State Bank North Milwaukee Bancshares Inc. commercial 21.68 14.23 11,448 1.67 75,245
10 First State Bank Danville, Va.   commercial 21.36 23.58 6,176 0.58 39,065
11 Citizens State Bank and Trust Co. Woodbine, Kan. Woodbine Agency Inc. commercial 20.00 1.21 2,159 0.32 15,508
12 Gwinnett Community Bank Duluth, Ga. Community Financial Holding Co. Inc. commercial 19.97 19.86 43,368 0.59 374,298
13 Community 1st Bank Las Vegas, N.M. FNB Financial Corp. commercial 19.55 11.56 14,539 0.54 133,461
14 Harvest Community Bank Pennsville, N.J.   commercial 19.02 12.25 25,498 1.54 179,846
15 Cecil Bank Elkton, Md. Cecil Bancorp Inc. commercial 18.97 22.49 36,379 2.62 339,557
16 Wilmington Savings Bank Ohio   savings 18.24 23.81 17,338 2.82 119,995
17 Valley Bank of Nevada North Las Vegas   commercial 17.86 20.67 10,476 1.57 83,647
18 Liberty Shares Inc. Hinesville, Ga.   BHC 17.67 20.62 53,507 1.77 540,733
19 Guaranty Financial MHC Milwaukee   BHC 17.58 20.57 106,882 2.89 1,031,003
20 City National Bank of New Jersey Newark City National Bancshares Corp. commercial 17.24 19.17 26,463 0.10 265,113
21 American Patriot Bank Greeneville, Tenn. American Patriot Financial Group Inc. commercial 16.41 13.93 7,096 -0.06 70,662
22 Anchor Commercial Bank Juno Beach, Fla.   commercial 16.24 20.41 9,955 0.97 102,739
23 Leaders Bank Oak Brook, Ill. Leaders Group Inc. commercial 16.12 17.08 48,277 3.27 352,780
24 West Pointe Bank Oshkosh, Wis. West Pointe Bancshares Inc. commercial 16.10 12.94 35,009 0.17 267,798
25 American Metro Bank Chicago American Metro Bancorp Inc. commercial 15.88 30.58 7,390 0.35 61,021
26 PNA Bank Chicago Polish National Alliance of the US of NA savings 15.73 17.20 12,431 0.05 99,449
27 Franklin County UNITED Bank Decherd, Tenn. Franklin County UNITED Bancshares Inc. commercial 15.60 10.33 10,190 -0.06 86,948
28 Allied Bank Mulberry, Ark. Acme Holding Co. Inc. commercial 15.55 11.13 10,935 -0.12 111,538
29 Interamerican Bank FSB Miami   savings 15.51 14.82 25,742 0.00 209,103
30 First City Bank of Florida Fort Walton Beach Florida First City Banks Inc. commercial 15.45 16.49 21,711 0.30 222,437
31 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial 15.37 18.21 13,248 1.17 154,361
32 Crown Bank Elizabeth, N.J.   commercial 15.26 18.70 54,811 0.49 503,774
33 1st Equity Bank Northwest Buffalo Grove, Ill. Northwest Equity Corp. commercial 15.11 9.72 4,840 0.21 40,974
  Friends Bank New Smyrna Beach, Fla.   commercial 15.11 11.84 10,260 -0.10 95,394
35 Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial 15.09 13.40 26,427 0.06 298,182
36 Pan American Bank Los Angeles   commercial 15.02 17.10 4,839 0.22 37,989
37 Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial 14.91 16.51 11,282 0.86 101,688
38 Johnson County Bank Mountain City, Tenn.   commercial 14.65 10.68 9,065 0.54 118,413
39 OptimumBank Plantation, Fla. OptimumBank Holdings Inc. commercial 14.29 16.63 11,155 -0.04 129,227
40 Bay Bank Green Bay, Wis. Bay Bancorp. Inc. commercial 14.11 17.58 6,884 2.09 81,785
41 Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc. commercial 14.10 15.84 18,421 0.34 172,827
42 High Desert Bank Bend, Ore.   savings 14.05 18.61 3,009 0.67 27,157
43 Champion Bank Parker, Colo.   commercial 14.02 13.77 5,671 -0.14 57,626
44 ProBank Tallahassee, Fla. Pro Financial Holdings Inc. commercial 13.91 21.76 3,867 0.38 46,697
45 TransCapital Bank Sunrise, Fla.   commercial 13.76 19.36 15,982 0.39 166,902
46 Ruby Valley National Bank Twin Bridges, Mont. TwinCo Inc. commercial 13.54 12.34 7,458 1.21 88,512
47 Mutual Savings Association FSA Leavenworth, Kan.   savings 13.50 12.71 14,756 1.09 195,930
48 Beal Financial Corp. Plano, Texas   BHC 13.48 8.87 709,811 0.47 7,811,748
49 Stanley Bank Overland Park, Kan. Columbus Corp. commercial 13.18 6.49 8,771 0.74 94,319
50 Georgia Bancshares Inc. Peachtree City   BHC 13.16 28.11 23,273 3.27 309,370
51 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial 12.84 14.57 13,373 0.93 177,652
  Golden State Bank Upland, Calif.   commercial 12.84 13.65 8,479 0.30 93,960
53 Regent Bancorp Inc. Davie, Fla.   BHC 12.79 15.87 33,471 0.94 358,158
54 South Lafourche Bank & Trust Co. Larose, La. Lafourche Bancshares Inc. commercial 12.70 2.03 17,206 0.19 165,719
55 ABC Bank Chicago Greater Chicago Financial Corp. commercial 12.69 8.36 30,972 0.83 339,180
56 Ripley Federal Savings Bank Ohio   savings 12.68 13.32 5,855 0.17 65,622
57 State Bank of Herscher Ill. Hershare Financial Corp. commercial 12.48 11.85 9,970 2.27 135,613
58 First Southern Bank Patterson, Ga.   commercial 12.44 18.89 8,013 0.98 89,424
59 HCSB Financial Corp. Loris, S.C.   BHC 12.41 12.68 29,230 1.89 421,769
60 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings 12.36 13.99 22,342 0.65 214,371
61 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial 12.29 17.68 6,970 0.49 80,162
62 Tioga Franklin Savings Bank Philadelphia   savings 12.15 8.33 3,204 0.81 33,983
63 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial 12.10 13.63 1,575 0.63 19,991
64 Surety Bank Deland, Fla.   commercial 12.08 15.18 6,501 2.05 91,802
65 Peoples Bank Eatonton, Ga. Peoples Bankshares Inc. commercial 11.67 15.81 8,023 0.82 134,949
66 Baraboo Bancorp. Inc. Wis.   BHC 11.54 11.88 34,565 0.94 435,411
  F&M Bank and Trust Co. Manchester, Ga. F&M Holding Co. Inc. commercial 11.54 16.19 6,217 0.67 81,500
68 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial 11.53 10.11 16,628 0.41 253,407
69 Trinity Capital Corp. Los Alamos, N.M.   BHC 11.49 12.88 105,463 0.85 1,449,698
70 Diamond Bancorp Inc. Washington, Mo.   BHC 11.42 12.78 53,616 1.43 644,479
71 Harvard Savings Bank Ill. Harvard Illinois Bancorp Inc. savings 11.39 3.12 14,344 0.28 164,542
72 Edgebrook Bank Chicago Edgebrook Bancorp Inc. commercial 11.34 9.38 8,929 0.60 95,169
73 First Mountain Bank Big Bear Lake, Calif.   commercial 11.31 11.02 9,840 -0.11 137,895
74 North Side Federal Savings and Loan Association of Chicago   savings 11.30 9.45 3,096 -0.02 45,517
75 Securant Bank & Trust Milwaukee Capital Commerce Bancorp Inc. commercial 11.25 15.92 14,947 1.62 180,218
76 Woodbury Banking Co. Ga. Woodbury Bancshares Inc. commercial 11.21 7.55 1,575 -0.01 23,186
77 First BanCorp. San Juan, Puerto Rico   BHC 11.17 10.12 1,041,846 1.78 12,424,396
78 Citizens State Bank Kingsland, Ga. South Banking Co. commercial 11.16 16.41 4,396 2.47 59,881
79 CenTrust Bank Northbrook, Ill. United Community Bancshares Inc. commercial 11.15 24.56 4,912 1.37 66,511
80 Farmers & Merchants Bank Tomah, Wis. F&M Bancorp of Tomah Inc. commercial 11.14 6.57 13,635 0.99 198,160
81 Gateway Bank FSB Oakland, Calif.   savings 11.04 15.01 14,817 0.06 186,626
  Goldwater Bank Scottsdale, Ariz.   commercial 11.04 10.37 5,405 2.26 76,205
  Mohave State Bank Lake Havasu City, Ariz. State Bank Corp. commercial 11.04 11.75 23,223 0.67 316,756
84 First State Bank Barboursville, W.Va. First Bankshares Inc. commercial 10.98 8.62 20,858 2.23 245,515
85 Thomas County Federal Savings & Loan Association Thomasville, Ga.   savings 10.94 8.92 23,347 1.37 254,490
86 Spring Valley Bank Wyoming, Ohio SV Bancorp Inc. commercial 10.92 15.21 5,066 0.34 65,160
87 Central Savings Bank Sault Sainte Marie, Mich. Central Bank Corp. commercial 10.91 9.11 13,949 0.59 238,486
  Village Bank and Trust Financial Corp. Midlothian, Va.   BHC 10.91 15.82 32,290 0.57 432,313
89 Alamerica Bank Birmingham, Ala. Alamerica BancCorp Inc. commercial 10.87 3.38 2,630 0.16 40,502
90 Porter Bancorp Inc. Louisville, Ky.   BHC 10.82 20.50 68,591 2.39 1,017,989
91 Commerce Bank of Arizona Inc. Tuscon CBOA Financial Inc. commercial 10.69 13.27 14,428 2.20 173,026
92 Grand Bankshares Inc. West Palm Beach, Fla.   BHC 10.64 12.21 13,512 -0.22 207,976
93 Georgia Primary Bank Atlanta   commercial 10.45 27.17 10,876 3.23 155,119
94 Mainstreet Bank Ashland, Mo. Calvert Financial Corp. commercial 10.44 0.00 2,569 1.18 48,792
95 Hometown Bank of the Hudson Valley MHC Walden, N.Y. Hometown Bancorp MHC savings 10.32 13.55 11,363 1.49 124,979
96 Independence Bank East Greenwich, R.I.   commercial 10.27 4.29 2,537 -0.16 39,484
97 FMB Bancshares Inc. Lakeland, Ga.   BHC 10.26 9.56 41,447 0.48 555,593
98 First National Bank of Winnsboro Texas Etex Banco Inc. commercial 10.24 8.61 8,311 -0.05 138,410
  Peoples State Bank Lake City, Fla. PSB BancGroup Inc. commercial 10.24 13.01 5,345 0.01 68,619
100 Providence Bank Alpharetta, Ga.   commercial 10.17 16.84 6,789 -0.01 114,718
101 Grand Timber Bank McGregor, Minn. McGregor Banco Inc. commercial 10.09 11.24 2,822 -0.13 40,268
102 Mitchell Bank Milwaukee M.S. Investment Co. commercial 9.95 8.20 2,664 0.82 51,765
103 Maple Bank Champlin, Minn. Maple Financial Holding Co. commercial 9.80 7.17 3,438 0.00 46,666
104 Fayette County Bank St. Elmo, Ill. Fayette County Bancshares Inc. commercial 9.79 0.81 3,140 2.82 44,966
105 U.S. Century Bank Doral, Fla.   commercial 9.76 10.56 70,761 0.22 839,016
106 Equitable Bank SSB Wauwatosa, Wis.   savings 9.75 7.44 25,210 0.66 303,120
107 Heritage Bank Jonesboro, Ga. CCF Holding Co. commercial 9.69 12.37 25,791 0.73 366,447
  Ladysmith Federal Savings and Loan Association Wis.   savings 9.69 7.76 2,618 0.22 46,955
109 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial 9.68 15.56 11,567 1.18 187,419
110 Capitol National Bank Lansing, Mich.   commercial 9.67 7.62 6,896 0.21 114,738
111 Citizens Bank Holding Inc. Mukwonago, Wis.   BHC 9.60 3.76 39,440 0.08 659,844
112 Mutual Federal Bank MHC Chicago Mutual Federal Bancorp MHC savings 9.56 15.22 6,249 0.33 81,397
  SunSouth Bank Dothan, Ala. SunSouth Bancshares Inc. commercial 9.56 7.64 10,315 0.41 154,221
114 Eastside Commercial Bank Bellevue, Wash.   commercial 9.55 8.21 2,042 -0.26 31,876
115 Merchants Commercial Bank St. Thomas, V.I.   commercial 9.53 12.35 7,176 0.14 117,892
116 Homeland Community Bank McMinnville, Tenn.   commercial 9.50 11.79 7,596 1.17 138,342
  Martinsville First Savings Bank Va.   savings 9.50 9.85 2,283 0.36 43,083
118 Peoples Financial Corp. Biloxi, Miss.   BHC 9.42 10.06 34,135 1.97 668,895
119 Devon Bank Chicago Devon Bancorp Inc. commercial 9.37 8.08 15,069 0.22 242,592
120 Freedom Bank of Oklahoma Tulsa   commercial 9.35 4.14 3,196 1.38 44,651
121 Superior Bank Hazelwood, Mo. Superior Bancshares Inc. commercial 9.34 12.37 1,672 0.47 24,360
122 Persons Banking Co. Inc. Macon, Ga.   BHC 9.28 12.25 23,520 0.64 357,497
123 Whitaker Bank Corp. of Kentucky Lexington   BHC 9.27 8.22 86,239 0.89 1,773,995
124 First National Bank of Wauchula Fla. First Hardee Holding Corp. commercial 9.20 9.77 3,701 0.55 73,191
125 CornerstoneBank Atlanta Cornerstone Bancshares Inc. savings 9.14 13.74 16,662 0.85 248,011
126 First Community Bank of East Tennessee Rogersville First Community Corp. commercial 9.10 1.04 9,728 0.75 182,805
127 Community Bank of Pickens County Jasper, Ga. Community Banks of Georgia Inc. commercial 9.03 7.83 21,797 0.81 334,034
128 Royal Banks of Missouri St. Louis Royal Bancshares Inc. commercial 9.01 9.86 30,139 0.44 422,184
129 1st Advantage Bank St. Peters, Mo. Banc Investors, LLC commercial 8.98 15.58 5,502 0.60 76,151
130 Lake Area Bank Lindstrom, Minn. Freedom Bancorp. Inc. commercial 8.97 12.56 14,126 0.84 267,518
131 St. Landry Homestead Federal Savings Bank Opelousas, La.   savings 8.88 10.48 16,198 0.16 233,384
132 FirsTier Bank Kimball, Neb. FirsTier II Bancorp. commercial 8.84 9.64 11,373 0.14 235,524
133 Signature Bank of Arkansas Fayetteville White River Bancshares Co. commercial 8.81 9.57 35,133 0.88 504,456
134 First Federal Savings and Loan Association of Greensburg Ind.   savings 8.79 9.11 7,596 0.13 153,612
135 Community State Bank Union Grove, Wis. Union Bancorp. Inc. commercial 8.75 6.47 14,093 2.96 311,243
136 Gulf Coast Community Bank Pensacola, Fla.   commercial 8.74 9.15 7,469 -0.02 137,283
137 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial 8.73 13.27 7,171 1.04 133,745
138 Gunnison Valley Bank Utah GV Bancorp Inc. commercial 8.69 6.25 5,579 2.29 78,552
139 Chelten Hills Savings Bank Abington, Pa.   savings 8.66 9.69 2,250 0.28 34,099
140 Century Bank of Kentucky Inc. Lawrenceburg Century Bancshares Inc. commercial 8.65 9.00 6,966 0.40 110,012
141 Tennessee State Bancshares Inc. Pigeon Forge   BHC 8.64 12.24 33,151 1.92 634,402
142 Bank of Vernon Ala. First Vernon Bancshares Inc. commercial 8.63 8.42 8,895 0.61 140,697
143 Municipal Trust and Savings Bank Bourbonnais, Ill.   commercial 8.60 3.63 13,621 0.27 274,775
144 Monterey County Bank Calif. Northern California Bancorp Inc. commercial 8.55 5.91 9,864 0.20 211,083
145 Community Bank of Georgia Baxley Community Bank of Georgia Inc. commercial 8.52 8.73 3,453 0.36 72,205
146 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial 8.51 11.99 26,154 0.04 340,365
147 Century Bank of Florida Tampa Century Bancshares of Florida Inc. commercial 8.46 15.14 3,906 1.20 68,915
  Northern States Financial Corp. Waukegan, Ill.   BHC 8.46 17.88 18,535 1.19 422,023
149 FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial 8.42 12.76 2,981 0.16 55,676
150 First State Bank of Porter Ind.   commercial 8.40 7.49 6,245 0.35 148,033
151 Village Bank Blaine, Minn. Village Bancshares Inc. commercial 8.39 9.28 11,748 -0.58 186,290
152 1st Equity Bank Skokie, Ill. First Equity Corp. commercial 8.36 9.27 5,714 0.33 99,264
153 Mid State Banks Inc. Hawkinsville, Ga.   BHC 8.34 10.56 15,839 -0.15 267,777
154 Parke Bancorp Inc. Sewell, N.J.   BHC 8.32 10.33 59,582 0.54 821,706
155 County Bank Rehoboth Beach, Del. CB Financial Corp. commercial 8.27 7.92 20,276 0.53 336,332
156 Business Bank Appleton, Wis. Fox River Valley Bancorp Inc. commercial 8.18 7.34 12,818 0.80 256,830
157 Northern Michigan Bank & Trust Escanaba Northern Michigan Corp. commercial 8.15 7.34 12,788 0.06 245,578
158 Liberty First Bank Monroe, Ga.   commercial 8.11 11.83 5,572 0.75 111,154
  Seamen's Bank Provincetown, Mass.   savings 8.11 8.02 17,984 0.01 335,875
160 State Bank & Trust Co. Golden Meadow, La. SBT Bancshares Inc. commercial 8.05 1.46 6,978 0.10 130,582
161 First National Bank of Bangor Wis. Bosshard Banco Ltd. commercial 8.03 7.83 10,307 -0.05 224,064
162 Harbor Bank of Maryland Baltimore Harbor Bankshares Corp. commercial 8.02 7.73 12,307 1.59 234,929
  Independent Bank Corp. Ionia, Mich.   BHC 8.02 9.16 115,025 0.23 2,248,730
164 Freedom Bank Inc. Belington, W.Va. Freedom Bancshares Inc. commercial 8.01 10.30 9,262 1.12 153,807
165 Santander BanCorp San Juan, Puerto Rico Banco Santander SA BHC 7.97 6.09 352,943 1.07 5,756,534
166 Oxford Bank Mich. Oxford Bank Corp. commercial 7.95 11.89 16,267 0.06 262,133
167 First National Bank Ronceverte, W.Va. First National Bankshares Corp. commercial 7.92 10.21 10,332 0.06 250,040
168 Civis Bank Rogersville, Tenn. Volunteer Bancorp Inc. commercial 7.85 4.91 5,927 0.01 112,444
169 Farmers State Bank Markesan, Wis. FS BancShares Inc. commercial 7.75 8.48 3,169 0.21 78,441
170 Bank of Kaukauna Wis. Brogan Bankshares Inc. commercial 7.74 14.56 5,523 0.89 91,551
  Dart Bank Mason, Mich. Dart Financial Corp. commercial 7.74 8.76 14,462 0.54 290,341
172 Madison Bank of Maryland Forest Hill MB Bancorp Inc. savings 7.73 8.66 8,016 0.78 150,686
173 Broadway Federal Bank FSB Los Angeles Broadway Financial Corp. savings 7.72 12.92 23,519 -0.45 350,860
  Presidential Holdings Inc. Bethesda, Md.   BHC 7.72 11.30 28,494 -0.12 539,845
175 New York Private Bank & Trust Corp.   BHC 7.68 10.44 323,502 -0.12 6,336,205
176 Grand Mountain Bank FSB Granby, Colo. Grand Mountain Bancshares Inc. savings 7.65 10.92 4,648 0.15 95,012
177 Crews Banking Corp. Wauchula, Fla.   BHC 7.64 10.24 57,754 1.08 1,228,810
  Frontenac Bank Earth City, Mo. Frontenac Bancshares Inc. commercial 7.64 13.73 15,456 0.31 271,175
179 First Palmetto Financial Corp. Camden, S.C.   BHC 7.63 8.29 30,791 0.19 559,827
180 Kopernik Federal Bank Baltimore   savings 7.59 7.01 3,180 0.22 68,433
  Seaway Bancshares Inc. Chicago   BHC 7.59 5.96 20,119 0.85 420,013
182 Flagship Community Bank Clearwater, Fla.   commercial 7.56 10.11 5,723 1.36 94,898
183 Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial 7.55 11.76 4,463 0.62 79,452
184 Citizens Bank of Logan Ohio Citizens Independent Bancorp Inc. commercial 7.52 8.34 11,013 0.22 199,725
185 Covenant Bank Leeds, Ala. Covenant Bancgroup Inc. commercial 7.50 7.52 3,832 2.71 75,908
186 Cabool State Bank Mo. Cabool Bancshares Inc. commercial 7.45 9.20 2,766 0.10 60,750
  Gateway Community Bank Roscoe, Ill. Gateway Banc Corp. commercial 7.45 6.74 4,154 0.35 90,570
188 Flagstar Bancorp Inc. Troy, Mich. MP Thrift LLC BHC 7.42 7.36 478,596 0.64 9,839,851
189 Citizens Bank New Haven, Mo. Citizens Financial Group Inc. commercial 7.41 7.26 8,869 0.05 169,645
190 First Federal Savings and Loan Association of Lorain Ohio   savings 7.40 6.92 19,969 1.02 423,646
  Waupaca Bancorp. Inc. Wis.   BHC 7.40 6.41 45,944 1.55 797,675
192 Georgia Heritage Bank Dallas, Ga.   commercial 7.39 9.75 3,503 -0.25 70,546
193 Central Bank Savannah, Tenn.   commercial 7.37 7.00 5,002 2.29 107,323
194 Mesaba Bancshares Inc. Grand Rapids, Minn.   BHC 7.34 10.52 38,582 0.81 659,436
  Talbot State Bank Woodland, Ga. TSB Bancorp Inc. commercial 7.34 4.94 3,032 0.12 70,580
196 Ben Franklin Bank of Illinois Arlington Heights Ben Franklin Financial Inc. savings 7.28 7.33 4,483 0.15 89,488
197 Scotiabank de Puerto Rico San Juan Bank of Nova Scotia commercial 7.27 2.49 294,964 0.43 4,823,553
198 Commerce Bank and Trust Holding Co. Topeka, Kan.   BHC 7.26 11.05 38,311 1.07 938,932
199 Union Bank Lake Odessa, Mich. Union Financial Corp. commercial 7.24 8.90 8,356 0.50 171,167
200 Community Savings Bank Chicago   savings 7.23 6.39 15,034 0.13 412,055

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of March 20, 2015.

Source:

SNL Financial
, Charlottesville, Va.
© 2015 American Banker

Banks, thrifts and holding companies