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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

September 28, 2020, 11:10 a.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Rank Name City State Parent Name Company Type Adjusted
nonperforming
loan ratio*
Jun. 30		 Adjusted
nonperforming
loan ratio*
Year earlier		 Nonperformers** Net chargeoffs*** Assets
1 First State Bank of Malta Malta MT FS Banco, Inc. Commercial Bank $26.89 $25.99 $23,171 0.33 $149,347
2 Almena State Bank Almena KS Almena Investments LLC Commercial Bank 24.60 7.04 13,191 14.98 70,044
3 KansasLand Bank Quinter KS KansasLand Bancshares, Inc. Commercial Bank 18.50 7.04 6,131 -0.12 53,460
4 Corydon State Bank Corydon IA Dentel Bancorporation Commercial Bank 17.14 6.08 12,861 1.59 105,587
5 Security State Bank of Kenyon Kenyon MN Ellingson Corporation Commercial Bank 12.18 11.07 5,778 0.10 58,590
6 Bank of Grandin Grandin MO Commercial Bank 11.69 9.42 12,656 0.37 183,517
7 First Central Bank McCook McCook NE Central Bancshares, Inc. Commercial Bank 10.85 5.05 11,097 0.34 120,793
8 Tri-State Bank of Memphis Memphis TN Commercial Bank 9.71 12.02 5,059 0.75 103,263
9 Vermont State Bank Vermont IL Commercial Bank 9.44 7.16 2,221 5.42 29,477
10 Iowa State Bank Clarksville IA Clarkel, Inc. Commercial Bank 9.23 7.49 24,308 1.05 395,248
11 United Bank of Philadelphia Philadelphia PA United Bancshares, Inc. Commercial Bank 9.05 7.44 3,283 -0.02 50,241
12 Farmers Bank Carnegie OK Commercial Bank 8.88 4.69 5,036 -0.41 85,289
13 First National Bank of Hope Hope KS Hope Bancshares, Inc. Commercial Bank 8.48 12.13 4,680 0.45 96,966
14 Peoples Bank & Trust Company of Hazard Hazard KY Hazard Bancorp Commercial Bank 8.46 7.36 13,320 0.44 254,064
15 Bank of Hazlehurst Hazlehurst GA Hazlehurst Investors, Inc. Commercial Bank 8.44 10.26 5,519 0.40 129,302
16 Eastern Savings Bank, FSB Hunt Valley MD Savings & Loan Assoc 8.15 4.83 19,559 0.01 326,810
17 MCNB Bank and Trust Co. Welch WV MCNB Banks, Inc. Commercial Bank 8.11 5.22 18,107 0.66 322,931
18 Plus International Bank Miami FL Commercial Bank 8.10 3.30 4,122 0.00 62,421
19 First Central Bank Cambridge NE Central Bancshares, Inc. Commercial Bank 8.00 5.97 7,177 1.13 118,196
20 Citizens Savings Bank Bogalusa LA Savings Bank 7.94 6.71 14,973 0.01 251,835
21 Citizens Bank & Trust Company Marks MS CB&T Bancshares, Inc. Commercial Bank 7.91 3.67 6,049 9.38 141,500
Fairview State Banking Company Fairview IL Commercial Bank 7.91 3.15 1,641 0.22 31,240
23 Central State Bank Clayton IL Clayton Bancshares, Inc. Commercial Bank 7.81 2.55 9,625 0.17 162,214
Farmers State Bank Phillipsburg KS Phillips Holdings, Inc. Commercial Bank 7.81 1.73 1,958 0.00 36,178
25 State Exchange Bank Lamont OK State Exchange Bancshares, Inc. Commercial Bank 7.52 11.36 4,581 -0.04 71,371
26 First National Bank of Benton Benton LA Northwest Bancshares Corporation Commercial Bank 7.45 0.55 3,119 0.01 66,743
27 Ashton State Bank Ashton NE Commercial Bank 7.36 2.35 1,173 0.05 19,863
28 EvaBank Cullman AL Commercial Bank 7.33 5.90 22,245 0.15 420,327
29 Heritage State Bank Lawrenceville IL HBancorporation, Inc. Commercial Bank 7.27 4.70 4,472 3.98 79,350
30 Sunrise Bank Dakota Onida SD Adino Company Commercial Bank 7.10 9.11 2,529 -0.01 56,422
31 Peoples State Bank of Velva Velva ND Beall Bancshares Inc. Commercial Bank 7.08 4.79 6,968 -0.06 125,194
32 Enterprise Bank Allison Park PA Enterprise Financial Services Group, Inc. Commercial Bank 7.01 3.45 22,736 0.21 409,600
33 First National Bank in Fairfield Fairfield IA Iowa First Bancshares Corp. Commercial Bank 6.98 0.85 7,296 0.87 148,461
34 Rolette State Bank Rolette ND Commercial Bank 6.68 5.86 2,145 0.27 42,157
35 Bank, The Oberlin KS Decatur Investment, Inc. Commercial Bank 6.58 8.48 15,171 0.00 384,186
36 First State Bank of Healy Healy KS Commercial Bank 6.55 16.04 2,797 0.50 77,788
37 First BanCorp. San Juan PR Bank Holding Company 6.51 8.05 612,164 0.39 14,096,406
38 Baxter State Bank Baxter Springs KS Baxter Bancshares, Inc. Commercial Bank 6.37 3.37 872 0.03 25,564
39 Bank of Baker Baker MT United Bancorporation Commercial Bank 6.26 0.83 5,702 -0.16 171,544
40 Integrity Bank Plus Wabasso MN Wabasso Bancshares, Inc. Commercial Bank 6.20 9.27 3,085 -0.01 73,514
41 Bank of Ontario Ontario WI Ontario Bancorporation, Inc. Commercial Bank 6.17 3.53 2,694 -0.01 50,623
42 Garfield County Bank Jordan MT Garfield County Bancshares, Inc. Commercial Bank 6.10 5.98 4,128 -0.53 101,580
43 North Side Federal Savings and Loan Association of Chicago Chicago IL Savings & Loan Assoc 6.07 4.63 1,762 0.00 47,396
44 Wilmington Savings Bank Wilmington OH Commercial Bank 6.00 6.08 7,722 -0.09 174,404
45 Sallie Mae Bank Salt Lake City UT SLM Corporation Commercial Bank 5.99 5.39 1,385,271 0.68 30,416,130
46 First State Bank Sumner IA PSB Corporation Commercial Bank 5.98 1.51 3,219 0.01 102,456
47 Eastern National Bank Miami FL Commercial Bank 5.93 4.20 15,898 -0.11 341,521
Kaw Valley Bank Topeka KS Topeka Bancorp, Inc. Commercial Bank 5.93 0.90 15,491 1.54 340,931
49 Interamerican Bank, A FSB Miami FL Savings & Loan Assoc 5.91 5.74 10,320 -0.06 216,932
50 BankPacific, Ltd Hagatna GU Joseph & Angela Flores Trust Savings & Loan Assoc 5.90 3.02 7,348 0.25 168,133
51 Bank of Evergreen Evergreen AL Commercial Bank 5.79 5.79 2,085 0.05 64,433
Mercantile Bank of Louisiana, Missouri Louisiana MO Northeast Missouri Bancshares, Inc. Commercial Bank 5.79 6.46 4,517 -0.02 116,335
53 Grand Timber Bank McGregor MN McGregor Banco, Inc. Commercial Bank 5.78 5.16 1,834 0.63 51,483
54 Peoples State Bank Prairie Du Chien WI Peoples Bancorp, Inc. Commercial Bank 5.75 5.93 29,932 1.41 874,830
Putnam County National Bank of Carmel Carmel NY Commercial Bank 5.75 6.46 5,298 -0.03 165,787
56 Towanda State Bank Towanda KS Commercial Bank 5.72 0.14 398 0.23 10,758
57 Hustisford State Bank Hustisford WI Hustisford Community Bancorp., Inc. Commercial Bank 5.70 4.50 2,574 0.00 61,868
Rosedale Federal Savings and Loan Association Baltimore MD Savings & Loan Assoc 5.70 5.95 43,073 0.01 1,002,784
59 Farmers and Merchants Bank of Kendall Kendall WI Commercial Bank 5.69 4.02 3,695 -0.01 76,697
First Credit Bank Los Angeles CA Commercial Bank 5.69 5.28 14,400 0.00 424,644
Whitaker Bank, Inc. Lexington KY Whitaker Bank Corporation of Kentucky Commercial Bank 5.69 6.64 36,918 0.05 1,289,546
62 Monterey County Bank Monterey CA Northern California Bancorp, Inc. Commercial Bank 5.68 4.00 5,920 0.51 199,086
63 Interstate Bank Perryton TX ISB Holdings, Inc. Commercial Bank 5.67 1.73 6,817 0.05 195,132
64 Community Bank Avon SD Commercial Bank 5.64 4.30 1,586 -0.16 54,428
65 Bank of Carbondale Carbondale IL Carbondale Investment Corporation Commercial Bank 5.63 5.59 8,456 -0.01 259,714
Citizens State Bank Norwood Young America Norwood Young America MN Piesco, Inc. Commercial Bank 5.63 1.81 3,800 0.00 96,929
67 Talbot State Bank Woodland GA TSB Bancorp, Inc. Commercial Bank 5.61 3.86 1,668 0.00 56,925
68 Alva State Bank & Trust Company Alva OK Grace Investment Company, Inc. Commercial Bank 5.53 4.61 16,027 2.39 419,660
69 Amboy Bancorporation Old Bridge NJ Bank Holding Company 5.48 6.27 92,025 0.00 2,509,240
First Federal Savings and Loan Association Morehead KY Savings & Loan Assoc 5.48 4.40 1,466 0.03 33,863
Marquette Farmers State Bank of Marquette Marquette KS Commercial Bank 5.48 6.80 874 -0.03 30,052
Valley Bank of Ronan Ronan MT Valley Holding Company Commercial Bank 5.48 5.69 3,971 -0.42 121,211
73 Alma Bank Astoria NY Commercial Bank 5.45 6.55 57,610 0.09 1,274,356
California Pacific Bank San Francisco CA Commercial Bank 5.45 0.00 3,423 0.00 85,921
75 Texas Citizens Bank, National Association Pasadena TX Texas Citizens Bancorp, Inc. Commercial Bank 5.43 1.51 25,460 1.28 579,223
76 Seamen's Bank Provincetown MA Savings Bank 5.42 5.41 16,162 0.02 441,904
77 Civis Bank Rogersville TN Volunteer Bancorp, Inc. Commercial Bank 5.40 8.47 2,829 0.00 94,324
78 Santander Holdings USA, Inc. Boston MA Banco Santander, SA Bank Holding Company 5.23 5.84 5,060,154 2.22 152,353,787
79 Movement Bank Danville VA Commercial Bank 5.22 2.66 1,950 -0.08 71,807
80 Hondo National Bank Hondo TX Texas Heritage Bancshares, Inc. Commercial Bank 5.16 0.06 10,029 0.07 318,775
81 Bank of Washington Washington MO Diamond Bancorp, Inc. Commercial Bank 5.15 5.85 36,593 0.12 827,967
International Bank of Chicago Chicago IL IBC Bancorp, Inc. Commercial Bank 5.15 4.13 26,306 -0.33 741,688
83 Home Savings Bank, FSB Ludlow KY Savings & Loan Assoc 5.13 1.91 733 0.00 26,617
84 Citizens State Bank of Hayfield Hayfield MN Country Bankers, Inc. Commercial Bank 5.11 5.25 3,824 0.00 110,134
85 First Federal Savings and Loan Association of Bath Bath ME Savings & Loan Assoc 5.10 5.74 5,861 0.08 148,593
86 Columbia Savings and Loan Association Milwaukee WI Savings & Loan Assoc 5.09 5.20 830 0.00 23,533
87 Lafayette State Bank Mayo FL Commercial Bank 5.02 6.34 4,585 0.26 134,634
88 Sicily Island State Bank Sicily Island LA Commercial Bank 5.00 2.22 2,602 0.06 66,715
89 ESB Financial Emporia KS Namyaw Corporation, Inc. Commercial Bank 4.97 1.24 9,495 0.06 298,381
Farmers-Merchants Bank & Trust Company Breaux Bridge LA Commercial Bank 4.97 5.10 12,387 0.13 368,409
91 Community State Bank Brook IN Commercial Bank 4.92 4.15 2,872 -0.08 76,006
92 Peoples State Bank, Fairmount, North Dakota Fairmount ND Dakotah Bankshares, Inc. Commercial Bank 4.89 1.47 1,093 0.00 32,446
93 Cornerstone Bank Atlanta GA Cornerstone Bancshares, Inc. Savings & Loan Assoc 4.87 6.19 8,016 1.29 225,135
First National Bank of Winnsboro Winnsboro TX Etex Banco, Inc. Commercial Bank 4.87 2.82 4,074 0.09 142,858
95 VISIONBank Fargo ND Vision Bank Holdings, Inc. Commercial Bank 4.86 4.23 9,208 0.05 226,265
96 Home National Bank Racine OH Commercial Bank 4.85 5.22 2,234 0.57 75,288
97 Carrollton Federal Bank Carrollton KY Savings & Loan Assoc 4.84 5.17 1,203 0.00 34,068
Normangee State Bank Normangee TX Normangee Bancshares, Inc. Commercial Bank 4.84 4.02 3,358 0.17 132,087
99 Bank of Louisiana Louisiana MO Lincoln County Bancorp, Inc. Commercial Bank 4.83 1.47 1,708 -0.07 58,033
Medallion Bank Salt Lake City UT Medallion Financial Corp. Commercial Bank 4.83 2.10 57,056 1.38 1,320,148
State Bank of Toledo Toledo IA Tama County Abstract Company Commercial Bank 4.83 5.81 4,805 0.07 115,907
102 1st Equity Bank Skokie IL First Equity Corp. Commercial Bank 4.80 7.34 5,554 0.00 150,663
Century Bank of Kentucky, Inc. Lawrenceburg KY Century Bancshares, Inc. Commercial Bank 4.80 3.65 5,157 -0.01 143,665
104 Farmers State Bank Westmoreland KS Commercial Bank 4.78 2.04 6,253 1.61 212,566
105 Investors Community Bank Manitowoc WI County Bancorp, Inc. Commercial Bank 4.77 3.82 52,421 0.04 1,510,322
106 Concordia Bank Concordia MO Northern Missouri Bancshares, Inc. Commercial Bank 4.76 6.10 3,042 0.01 86,607
Peoples State Bank Manhattan KS Foote Financial Services, LLC Commercial Bank 4.76 0.92 9,341 0.02 270,261
108 Bank of Landisburg Landisburg PA Commercial Bank 4.75 3.99 10,734 -0.01 319,164
109 State Savings Bank Rake IA Rake Bancorporation Commercial Bank 4.74 5.51 3,186 0.00 77,938
110 Mound City Bank Platteville WI Mound City Financial Services, Inc. Commercial Bank 4.70 5.34 13,973 0.01 412,192
111 Kingstree Federal Savings and Loan Association Kingstree SC Kingstree Bancshares, M.H.C. Savings & Loan Assoc 4.69 2.71 1,110 0.00 37,807
Park Bank Holmen WI Golden Oak Bancshares, Inc. Commercial Bank 4.69 3.61 1,653 0.72 62,668
113 Star Bank Maple Lake MN MidWest Bancorporation, Inc. Commercial Bank 4.66 4.25 11,092 1.18 324,409
114 Citizens-Farmers Bank of Cole Camp Cole Camp MO Commercial Bank 4.64 3.47 4,067 -0.07 143,037
115 Jeff Bank Jeffersonville NY Jeffersonville Bancorp Commercial Bank 4.63 2.50 14,346 -0.01 578,266
116 New York Private Bank & Trust Corporation New York NY Bank Holding Company 4.62 4.68 217,457 0.01 6,855,168
117 Community First Bank Maywood NE UniBanc Corp. Commercial Bank 4.54 3.79 4,295 -0.02 121,938
118 West Pointe Bank Oshkosh WI West Pointe Bancshares, Inc. Commercial Bank 4.52 5.05 11,373 -0.01 303,053
119 Central Bank Savannah TN Commercial Bank 4.49 5.19 3,251 -0.04 111,229
120 Putnam County Bank Hurricane WV Putnam Bancshares, Inc. Commercial Bank 4.48 4.74 15,203 -1.60 621,623
121 State Bank of Lake Park Lake Park MN Lake Park Bancshares, Inc. Commercial Bank 4.46 3.63 1,039 0.00 41,842
122 First Federal Savings and Loan Association of Lorain Lorain OH Savings & Loan Assoc 4.45 6.73 14,963 -0.08 457,885
123 Home Loan Investment Bank, F.S.B. Warwick RI Prospect Financial Corporation Savings & Loan Assoc 4.43 4.39 13,850 0.71 349,443
124 South Lafourche Bank & Trust Company Larose LA Lafourche Bancshares, Inc. Commercial Bank 4.41 4.19 4,735 0.00 151,573
125 Thayer County Bank Hebron NE Thayer Agency, Inc. Commercial Bank 4.38 5.55 2,139 -0.01 75,477
126 Central Savings Bank Sault Sainte Marie MI Central Bank Corporation Commercial Bank 4.34 5.11 7,698 0.02 314,147
Wayne County Bank Waynesboro TN Wayne County Bancshares, Inc. Commercial Bank 4.34 5.30 10,555 0.11 337,415
128 Ergo Bank Markesan WI FS BancShares, Inc. Commercial Bank 4.33 6.82 3,382 0.14 105,923
129 1st Financial Bank USA Dakota Dunes SD Commercial Bank 4.31 3.78 19,936 3.51 630,878
130 Olney Bancshares of Texas, Inc. Olney TX Bank Holding Company 4.29 1.32 131,048 0.15 3,693,525
131 Hodge Bank & Trust Company Hodge LA Hodge Bancshares, Inc. Commercial Bank 4.23 3.95 2,002 1.09 76,368
Peoples Trust and Savings Bank Riverside IA Country Bancorporation Commercial Bank 4.23 2.64 612 -0.09 27,244
Wayland State Bank Mount Pleasant IA Heartway Bancorporation Commercial Bank 4.23 0.02 2,573 0.00 120,981
134 Crescent Bank & Trust New Orleans LA CB&T Holding Corporation Commercial Bank 4.22 2.84 33,490 5.85 930,957
Foresight Bank Plainview MN Plainview Bankshares, Inc. Commercial Bank 4.22 4.62 9,099 -0.02 278,685
Security State Bank Iron River WI Security Bank Shares, Inc. Commercial Bank 4.22 4.88 3,480 -0.01 123,128
137 First Farmers Bank & Trust Co. Converse IN First Farmers Financial Corporation Commercial Bank 4.21 1.45 64,720 0.80 2,063,870
Union Bank Lake Odessa MI Union Financial Corporation Commercial Bank 4.21 4.23 7,969 0.01 241,029
139 First Federal Savings and Loan Bank Olathe KS First Federal of Olathe Bancorp, Inc. Commercial Bank 4.20 2.77 3,158 0.24 97,016
Freedom Bank, Inc. Belington WV Freedom Bancshares, Inc. Commercial Bank 4.20 3.88 5,688 0.00 184,709
141 Community National Bank Dayton TN Commercial Bank 4.19 0.99 6,906 0.66 268,647
142 Prairie Community Bank Marengo IL Marengo Bancshares, Inc. Commercial Bank 4.16 4.41 4,373 0.65 146,620
143 Bank of Dawson Dawson GA Dawson Bancshares, Inc. Commercial Bank 4.15 1.81 3,717 0.27 130,824
First National Community Bank New Richmond WI One Corporation Commercial Bank 4.15 4.91 6,660 0.01 251,958
145 ACB Bank Cherokee OK Alfalfa County Bancshares, Inc. Commercial Bank 4.13 2.49 4,027 0.02 130,358
First State Bank of Bigfork Bigfork MN Bigfork Bancshares, Inc. Commercial Bank 4.13 3.80 2,968 0.07 90,426
147 Georgia Community Bank Dawson GA Georgia Community Bancorp, Incorporated Commercial Bank 4.12 1.38 9,276 0.16 346,761
148 Farmers Savings Bank Wever IA FSB Bancorp Commercial Bank 4.08 6.59 3,351 -0.02 123,816
149 Bank of Tescott Tescott KS Tescott Bancshares, Inc. Commercial Bank 4.05 1.47 11,927 -0.02 418,477
RiverBank Pocahontas AR Commercial Bank 4.05 0.49 3,270 0.09 99,228
151 Great Plains Bank Eureka SD Great Plains Bank Corporation Commercial Bank 4.04 4.28 4,277 -0.01 124,807
152 Peoples Bank Eatonton GA Peoples Bankshares, Inc. Commercial Bank 4.03 5.87 3,724 -0.17 164,385
153 215 Holding Company Minneapolis MN Bank Holding Company 4.01 3.59 26,691 -0.03 853,687
State Bank of Nauvoo Nauvoo IL Commercial Bank 4.01 3.55 810 5.16 30,996
155 Bank of the Rockies White Sulphur Springs MT Countricorp Commercial Bank 4.00 1.74 4,943 -0.80 175,826
CornerStone State Bank Montgomery MN CornerStone Bancorporation, Inc. Commercial Bank 4.00 0.80 4,638 -0.03 195,937
Farmers and Merchants Bank of Mound City, Kansas Mound City KS Cunningham Agency, Inc. Commercial Bank 4.00 5.23 1,251 0.00 43,274
First State Bank of Forsyth Forsyth MT Forsyth Bancshares, Inc. Commercial Bank 4.00 2.33 2,747 -0.01 131,786
159 Murphy-Wall State Bank and Trust Company Pinckneyville IL Murphy-Wall Bancorp, Inc. Commercial Bank 3.99 5.08 3,444 -0.02 150,046
160 First Bank and Trust Company Minden NE First of Minden Financial Corporation Commercial Bank 3.97 4.28 1,600 0.00 76,291
Peoples Community Bank Mazomanie WI Peoples Community Bancshares, Inc. Commercial Bank 3.97 1.99 8,298 -0.03 325,428
162 Hatboro Federal Savings, FA Hatboro PA Savings & Loan Assoc 3.95 4.69 14,650 0.01 540,019
Mississippi River Bank Belle Chasse LA Commercial Bank 3.95 1.22 2,669 -0.06 118,455
164 Central Federal Savings and Loan Association Cicero IL Savings & Loan Assoc 3.94 4.18 4,437 0.00 192,056
165 Union Bank & Trust Company Livingston TN Overton Financial Services, Inc. Commercial Bank 3.90 2.40 2,279 0.00 93,473
166 First Security Bank & Trust Company Charles City IA Cedar Valley Bankshares, Ltd. Commercial Bank 3.89 4.92 12,929 0.10 545,022
167 State Bank of Fairmont Fairmont MN Web, Inc. Commercial Bank 3.86 2.22 3,653 0.00 117,820
168 Midwest Bank Monmouth IL Western Illinois Bancshares Inc. Commercial Bank 3.85 1.65 12,597 1.06 545,267
State Bank of Cochran Cochran GA Central Georgia Banking Company Commercial Bank 3.85 4.09 4,950 -0.46 228,743
170 First Federal Savings Bank Rochester IN American Midwest Financial Corp. Savings & Loan Assoc 3.84 3.47 14,596 0.03 488,591
171 Bennington State Bank Salina KS Berco, Inc. Commercial Bank 3.83 5.20 21,093 0.32 837,816
172 First Bank & Trust Co. Duncan OK Commercial Bank 3.82 2.99 18,855 0.01 628,309
173 Grant County Bank Ulysses KS Resource One, Inc. Commercial Bank 3.78 5.24 6,271 0.01 263,148
174 American Metro Bank Chicago IL American Metro Bancorp, Inc. Commercial Bank 3.77 2.40 2,418 0.00 84,546
Enterprise Bank of South Carolina Ehrhardt SC Commercial Bank 3.77 4.94 8,522 -0.08 387,024
Peoples Bank Mendenhall MS Peoples Bancshares, Inc. Commercial Bank 3.77 2.82 12,073 0.06 402,287
177 Peoples Bank Pratt KS Peoples Bankshares Ltd. Commercial Bank 3.76 2.85 10,407 0.00 477,971
178 Eastern Connecticut Savings Bank Norwich CT Commercial Bank 3.75 3.50 6,522 0.09 212,808
179 Canton Co-operative Bank Canton MA Commercial Bank 3.74 1.94 2,935 0.00 134,113
Southwest Capital Bank Albuquerque NM Las Vegas Bancorporation, Inc. Commercial Bank 3.74 6.42 8,386 0.29 392,925
Town & Country Bank Las Vegas NV West Point Bancorp, Inc. Commercial Bank 3.74 5.28 5,717 0.00 218,513
182 Marion Bank and Trust Company Marion AL Marion Bancshares, Inc. Commercial Bank 3.73 4.04 6,427 0.72 308,902
183 Great North Bank Florence WI Florence Bancorporation, Inc. Commercial Bank 3.72 1.97 3,494 0.34 151,260
184 First Bank & Trust Company Perry OK FNBT Bancshares, Perry, OK, Inc. Commercial Bank 3.71 0.87 4,351 0.95 224,378
Security Bank New Auburn WI Security Bank Shares, Inc. Commercial Bank 3.71 1.04 3,721 0.00 131,901
186 Community Bank of Pickens County Jasper GA Community Banks of Georgia, Inc. Commercial Bank 3.70 4.01 11,828 0.00 409,414
187 Peoples Bank Taylorsville KY Lake Valley Bancorp, Inc. Commercial Bank 3.69 4.25 2,580 -0.10 115,770
188 Noah Bank Elkins Park PA Commercial Bank 3.68 2.75 10,933 2.88 373,361
Washington Savings Bank Effingham IL Washington Savings MHC Savings Bank 3.68 0.47 10,319 0.00 422,501
190 Farmers & Merchants Bank Lakeland GA FMB Bancshares, Inc. Commercial Bank 3.67 6.57 14,542 1.06 612,090
Iowa State Bank Algona IA Mid-Iowa Bancshares Co. Commercial Bank 3.67 0.34 8,700 -0.01 338,289
Midstates Bank, National Association Council Bluffs IA Midstates Bancshares, Inc. Commercial Bank 3.67 2.23 13,417 0.06 623,289
OFG Bancorp San Juan PR Bank Holding Company 3.67 4.59 255,854 0.92 9,932,719
194 Mercer County State Bank Sandy Lake PA Mercer County State Bancorp, Inc. Commercial Bank 3.66 2.36 11,108 0.06 471,173
Peoples Bank of Moniteau County Jamestown MO Jamestown Bancshares, Inc. Commercial Bank 3.66 4.70 1,283 0.59 63,582
United National Bank Cairo GA Commercial Bank 3.66 3.73 7,890 0.15 232,673
197 Community Bank Liberal KS Light Bancshares Corporation Commercial Bank 3.64 3.46 2,878 1.29 151,945
Farmers and Merchants State Bank of Pierz Pierz MN Farmers & Merchants Agency, Inc. Commercial Bank 3.64 3.19 6,384 0.03 255,389
199 First National Bank Spearman TX Spearman Bancshares, Inc. Commercial Bank 3.62 2.05 5,774 0.00 240,141
200 Commercial State Bank of Wagner Wagner SD Commercial Holding Company Commercial Bank 3.61 2.83 4,706 0.27 204,254

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.

*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.

**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.

***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 25, 2020.

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