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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

September 20, 2021, 3:07 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Rank Name City State Parent Name  Company Type  Adjusted
nonperforming
loan ratio*
Jun. 30		 Adjusted
nonperforming
loan ratio*
Year earlier		 Nonperformers** Net chargeoffs*** Assets
1 Beal Financial Corporation Plano Tex. Bank Holding Company $15.66 $29.68 $586,755 0.02 $7,221,166
2 Ashton State Bank Ashton Neb. Commercial Bank 14.76 7.36 2,038 0.00 20,262
3 Security State Bank of Kenyon Kenyon Minn. Ellingson Corporation Commercial Bank 13.35 12.18 5,685 -0.03 73,026
4 Citizens Bank and Trust Company Marks Miss. CB&T Bancshares, Inc. Commercial Bank 11.30 7.91 7,538 1.31 124,673
5 First Central Bank McCook McCook Neb. Central Bancshares, Inc. Commercial Bank 10.68 10.85 10,743 0.03 121,904
6 The First National Bank of Hope Hope Kan. Hope Bancshares, Inc. Commercial Bank 10.25 8.48 4,897 0.82 90,376
7 Iowa State Bank Clarksville Iowa Clarkel, Inc. Commercial Bank 10.01 9.23 24,674 0.02 423,990
8 Vermont State Bank Vermont Ill. Commercial Bank 9.26 9.44 1,924 8.24 29,687
9 Farmers State Bank Phillipsburg Kan. Phillips Holdings, Inc. Commercial Bank 8.62 7.81 1,945 0.12 39,283
10 Peoples Bank & Trust Company of Hazard Hazard Ky. Hazard Bancorp Commercial Bank 8.39 8.45 12,283 0.03 251,431
11 Fairview State Banking Company Fairview Ill. Commercial Bank 8.22 7.91 1,814 0.00 34,221
12 Garfield County Bank Jordan Mont. Garfield County Bancshares, Inc. Commercial Bank 8.09 6.10 4,400 1.30 100,850
13 Central State Bank Clayton Ill. Clayton Bancshares, Inc. Commercial Bank 8.03 7.81 9,260 -0.11 180,019
14 Farmers and Merchants Bank of Mound City, Kansas Mound City Kan. Cunningham Agency, Inc. Commercial Bank 7.95 4.00 2,394 0.00 46,647
15 Alva State Bank & Trust Company Alva Okla. Grace Investment Company, Inc. Commercial Bank 7.51 5.53 19,395 -1.26 431,181
16 Bank of Hillsboro, National Association Hillsboro Ill. Country Bancorp, Inc. Commercial Bank 7.16 3.60 21,504 0.00 505,930
17 The Bank Oberlin Kan. Decatur Investment, Inc. Commercial Bank 7.03 6.58 14,631 0.00 397,722
18 Citizens Savings Bank Bogalusa La. Savings Bank 6.87 7.94 12,983 0.02 266,695
19 First Central Bank Cambridge Neb. Central Bancshares, Inc. Commercial Bank 6.47 8.00 5,573 -0.08 118,952
20 BancCentral, National Association Alva Okla. Myers BancShares, Inc. Commercial Bank 6.36 1.42 19,786 5.89 558,723
First State Bank Tahlequah Okla. Maxlou Bancshares, Inc. Commercial Bank 6.36 3.22 2,734 0.17 70,191
22 American Exchange Bank Elmwood Neb. American Exchange Company Commercial Bank 6.33 0.00 1,924 -0.01 57,741
23 American Metro Bank Chicago Ill. American Metro Bancorp, Inc. Commercial Bank 6.32 3.77 3,777 0.21 89,709
24 Peoples State Bank of Velva Velva N.D. Beall Bancshares Inc. Commercial Bank 6.28 7.08 6,134 0.05 135,753
25 The State Exchange Bank Lamont Okla. State Exchange Bancshares, Inc. Commercial Bank 6.16 7.52 4,134 -1.07 79,996
26 Hustisford State Bank Hustisford Wis. Hustisford Community Bancorp., Inc. Commercial Bank 6.15 5.70 2,490 0.00 73,413
27 GN Bank Chicago Ill. Groupe Nduom Savings & Loan Assoc 6.14 7.75 3,583 -0.10 91,062
28 Farmers and Merchants State Bank of Alpha Alpha Minn. Commercial Bank 6.10 2.28 1,580 0.00 42,483
29 Alma Bank Astoria N.Y. Commercial Bank 5.96 5.45 62,977 -0.01 1,308,216
30 ACB Bank Cherokee Okla. Alfalfa County Bancshares, Inc. Commercial Bank 5.89 4.13 5,313 0.48 122,316
31 Concordia Bank Concordia Mo. Northern Missouri Bancshares, Inc. Commercial Bank 5.80 4.76 3,914 1.15 98,359
Grand Rivers Community Bank Grand Chain Ill. Main Street Bancshares, Incorporated Commercial Bank 5.80 3.40 766 0.00 19,853
33 Community First Bank Maywood Neb. UniBanc Corp. Commercial Bank 5.76 4.54 4,205 1.09 128,584
34 Farmers and Merchants Bank of Kendall Kendall Wis. Commercial Bank 5.73 5.69 3,570 0.00 80,993
35 North Side Federal Savings and Loan Association of Chicago Chicago Ill. Savings & Loan Assoc 5.69 6.07 1,584 0.00 49,741
36 22nd State Bank Louisville Ala. FEB Bancshares, Inc. Commercial Bank 5.67 3.15 7,532 0.03 200,284
United Bank of Philadelphia Philadelphia Pa. United Bancshares, Inc. Commercial Bank 5.67 9.05 2,459 -0.04 64,162
38 The First National Bank of Winnsboro Winnsboro Tex. Etex Banco, Inc. Commercial Bank 5.61 4.87 4,543 -0.26 150,511
39 First State Bank of Bigfork Bigfork Minn. Bigfork Bancshares, Inc. Commercial Bank 5.57 4.13 3,988 -0.37 94,211
40 The Farmers Bank Carnegie Okla. Commercial Bank 5.55 9.49 3,138 -0.01 76,966
41 Bank of Clarks Clarks Neb. Clark Bancshares, Inc. Commercial Bank 5.53 0.36 1,371 0.21 45,352
42 Peoples State Bank Prairie Du Chien Wis. Peoples Bancorp, Inc. Commercial Bank 5.46 5.75 26,765 0.00 911,633
43 First National Bank Spearman Tex. Spearman Bancshares, Inc. Commercial Bank 5.42 3.62 8,880 0.22 244,044
44 Integrity Bank Plus Wabasso Minn. Wabasso Bancshares, Inc. Commercial Bank 5.37 6.20 2,925 0.00 85,731
Santander Holdings USA, Inc. Boston Mass. Banco Santander, S.A. Bank Holding Company 5.37 5.23 5,035,356 -0.20 155,185,643
46 Interamerican Bank, A Federal Savings Bank Miami Fla. Savings & Loan Assoc 5.31 5.91 8,721 -0.63 259,805
47 Texas Citizens Bank, National Association Pasadena Tex. Texas Citizens Bancorp, Inc. Commercial Bank 5.23 5.43 21,182 -0.07 537,565
48 Sallie Mae Bank Salt Lake City Utah SLM Corporation Commercial Bank 5.19 5.99 1,104,931 0.80 28,835,767
49 First Neighbor Bank, National Association Toledo Ill. First Neighborhood Bancshares, Inc. Commercial Bank 5.13 1.72 18,808 0.03 544,951
50 Peoples Bank Mendenhall Miss. Peoples Bancshares, Inc. Commercial Bank 5.06 3.77 15,327 0.05 422,771
51 First BanCorp. Santurce P.R. Bank Holding Company 5.01 6.51 571,942 0.11 21,369,962
52 Bank of Ontario Ontario Wis. Ontario Bancorporation, Inc. Commercial Bank 5.00 6.17 2,771 -0.02 66,112
53 First Federal Savings and Loan Association of Bath Bath Maine Savings & Loan Assoc 4.99 5.10 5,532 0.01 174,376
54 New York Private Bank & Trust Corporation New York N.Y. Bank Holding Company 4.98 4.62 211,655 -0.01 5,782,208
55 Putnam County National Bank Carmel N.Y. Commercial Bank 4.97 5.75 5,209 0.10 195,622
56 Malvern Bank NA Paoli Pa. Malvern Bancorp, Inc. Commercial Bank 4.92 2.17 46,899 0.42 1,183,931
57 Prime Alliance Bank Woods Cross Utah Commercial Bank 4.90 3.15 21,162 -0.12 499,980
58 Home National Bank Racine Ohio Commercial Bank 4.82 4.85 2,292 -0.09 78,262
59 Marion Community Bank Marion Ala. Marion Bancshares, Inc. Commercial Bank 4.81 3.73 7,546 7.84 312,563
60 Seamens Bank Provincetown Mass. Savings Bank 4.80 5.42 13,193 0.00 535,202
61 Union Bank & Trust Company Livingston Tenn. Overton Financial Services, Inc. Commercial Bank 4.79 3.90 2,869 -0.08 101,951
62 Carrollton Federal Bank Carrollton Ky. Savings & Loan Assoc 4.75 4.84 1,149 0.00 37,449
63 Commercial State Bank of Wagner Wagner S.D. Commercial Holding Company Commercial Bank 4.72 3.61 6,283 -0.08 259,983
64 First Federal Savings and Loan Association Morehead Ky. Savings & Loan Assoc 4.71 5.48 1,208 0.00 35,216
65 Community State Bank of Canton Canton Okla. Canton Bancshares, Inc. Commercial Bank 4.70 0.28 1,855 0.10 54,917
66 First Federal Savings Bank Rochester Ind. American Midwest Financial Corporation Savings & Loan Assoc 4.69 3.84 15,214 0.00 513,616
67 Rolette State Bank Rolette N.D. Commercial Bank 4.66 6.68 1,237 0.68 44,786
68 First State Bank of Beecher City Beecher City Ill. Tri-County Bancshares, Inc Commercial Bank 4.64 2.25 2,790 1.67 91,124
69 Hodge Bank & Trust Company Hodge La. Hodge Bancshares, Inc. Commercial Bank 4.58 4.23 2,122 -0.31 83,771
Interstate Bank Perryton Tex. ISB Holdings, Inc. Commercial Bank 4.58 5.67 5,141 0.02 210,815
71 EvaBank Cullman Ala. Commercial Bank 4.55 7.33 13,964 0.32 423,894
72 Sicily Island State Bank Sicily Island La. Commercial Bank 4.54 5.00 2,503 0.01 70,613
73 Amboy Bancorporation Old Bridge N.J. Bank Holding Company 4.53 5.48 74,495 0.00 2,636,783
Central Savings, F.S.B. Chicago Ill. Savings & Loan Assoc 4.53 2.03 4,169 0.05 113,960
75 Colonial Savings, FA Fort Worth Tex. First Western Mortgage Corporation Savings & Loan Assoc 4.51 5.42 32,043 0.00 1,111,680
76 Union Bank Lake Odessa Mich. Union Financial Corporation Commercial Bank 4.50 4.21 8,491 0.03 308,939
77 Mississippi River Bank Belle Chasse La. Commercial Bank 4.48 3.95 2,936 -0.09 125,493
78 Patriot Bank, National Association Stamford Conn. Patriot National Bancorp, Inc. Commercial Bank 4.46 2.99 30,070 0.04 962,807
79 State Bank of Cochran Cochran Ga. Central Georgia Banking Company Commercial Bank 4.45 3.85 5,982 -0.15 252,071
80 Plus International Bank Miami Fla. Commercial Bank 4.44 8.10 2,310 0.00 80,442
81 First State Bank of Purdy Monett Mo. Purdy Bancshares, Inc. Commercial Bank 4.41 1.76 5,487 1.11 192,461
82 Elderton State Bank Elderton Pa. Keystrong Financial, Inc. Commercial Bank 4.40 2.89 11,605 -0.12 333,801
83 Community State Bank Brook Ind. Commercial Bank 4.39 4.92 2,763 0.79 96,669
84 The First National Bank of Le Center Lonsdale Minn. Traxshares, Inc. Commercial Bank 4.38 0.98 3,490 -0.02 134,588
85 ESB Financial Emporia Kan. Namyaw Corporation, Inc. Commercial Bank 4.36 4.97 7,670 0.04 338,883
86 Eastern Savings Bank Federal Savings Bank Hunt Valley Md. Savings & Loan Assoc 4.33 8.15 10,277 -0.01 340,015
Moody National Bank Galveston Tex. Moody Bancshares, Inc. Commercial Bank 4.33 0.80 37,577 0.00 1,545,495
Taylorsville Savings Bank, SSB Taylorsville N.C. Savings Bank 4.33 3.17 3,142 0.64 128,642
89 California Pacific Bank San Francisco Calif. Commercial Bank 4.31 5.45 2,317 0.00 79,804
90 MCNB Bank and Trust Co. Welch W.Va. MCNB Banks, Inc. Commercial Bank 4.30 8.11 10,116 -0.01 339,057
91 Columbia Savings and Loan Association Milwaukee Wis. Savings & Loan Assoc 4.28 5.09 744 0.00 25,541
92 Home Loan Investment Bank, F.S.B. Warwick R.I. Prospect Financial Corporation Savings & Loan Assoc 4.25 4.43 12,217 0.49 362,291
Midstates Bank, National Association Council Bluffs Iowa Midstates Bancshares, Inc. Commercial Bank 4.25 3.67 14,379 -0.05 632,716
94 The Wilmington Savings Bank Wilmington Ohio Commercial Bank 4.22 6.00 5,736 -0.10 182,330
95 Farmers-Merchants Bank & Trust Company Breaux Bridge La. Commercial Bank 4.16 4.97 9,883 0.06 406,458
96 Murphy-Wall State Bank and Trust Company Pinckneyville Ill. Murphy-Wall Bancorp, Inc. Commercial Bank 4.12 3.99 3,723 0.01 158,607
97 The Bank of Landisburg Landisburg Pa. Commercial Bank 4.09 4.75 9,728 -0.01 349,430
98 Lafayette State Bank Mayo Fla. Commercial Bank 4.08 5.02 4,118 -0.15 174,322
Millennium Bank Ooltewah Tenn. PBD Holdings, LLC Commercial Bank 4.08 2.12 14,033 -0.09 509,780
100 The First National Bank and Trust Company of Okmulgee Okmulgee Okla. First Okmulgee Corporation Commercial Bank 4.07 3.48 6,488 0.02 287,264
101 Mercer County State Bank Sandy Lake Pa. Mercer County State Bancorp, Inc. Commercial Bank 4.06 3.66 12,827 -0.01 538,948
102 Bank of The Bluegrass and Trust Co. Lexington Ky. Bluegrass Bancshares, Inc. Commercial Bank 4.04 0.00 8,292 -0.01 311,288
103 First Federal Savings and Loan Association of Lorain Lorain Ohio Savings & Loan Assoc 4.03 4.45 10,726 -0.49 484,348
State Savings Bank Rake Iowa Rake Bancorporation Commercial Bank 4.03 4.74 2,175 2.32 76,564
The Fahey Banking Company Marion Ohio Commercial Bank 4.03 1.95 7,703 -0.26 292,488
106 Farmers State Bank, Allen, Oklahoma Allen Okla. Commercial Bank 4.02 0.23 1,341 -0.01 50,219
107 Noah Bank Elkins Park Pa. Commercial Bank 4.01 3.68 10,740 0.66 362,480
108 International Bank of Chicago Chicago Ill. IBC Bancorp, Inc. Commercial Bank 3.98 5.15 25,613 0.00 866,851
109 The First National Bank and Trust Company of Broken Arrow Broken Arrow Okla. First Broken Arrow Corporation Commercial Bank 3.96 0.96 5,020 -0.07 243,862
110 Farmers & Merchants Bank & Trust Marinette Wis. F & M Bankshares, Inc. Commercial Bank 3.95 2.66 3,949 -0.01 175,737
111 Cornerstone Bank Atlanta Ga. Cornerstone Bancshares Savings & Loan Assoc 3.93 4.87 5,555 -0.01 223,748
112 Sterling Bancorp, Inc. (Southfield, MI) Southfield Mich. Savings & Loan HC 3.90 2.75 92,573 -0.10 3,419,962
113 State Bank of Downs Downs Kan. B Bank, Inc. Commercial Bank 3.89 3.17 3,314 0.00 120,715
The Pleasants County Bank Saint Marys W.Va. Pleasants County Bankshares, Inc. Commercial Bank 3.89 2.13 1,603 0.04 70,510
The State Bank of Toledo Toledo Iowa Tama County Abstract Company Commercial Bank 3.89 4.83 3,815 0.00 134,540
116 Prairie Community Bank Marengo Ill. Marengo Bancshares, Inc. Commercial Bank 3.88 4.16 4,248 0.00 165,821
117 Security State Bank Iron River Wis. Security Bank Shares, Inc. Commercial Bank 3.87 4.22 3,139 -0.12 130,486
118 Valley Bank of Ronan Ronan Mont. Valley Holding Company Commercial Bank 3.86 5.48 3,261 -0.65 155,609
119 BankPacific, Ltd. Hagatna Guam Joseph & Angela Flores Trust Savings & Loan Assoc 3.83 5.81 4,276 0.36 188,066
120 Star Bank Maple Lake Minn. MidWest Bancorporation, Inc. Commercial Bank 3.77 4.66 8,782 -0.36 357,010
121 First National Bank of Muscatine Muscatine Iowa Iowa First Bancshares Corp. Commercial Bank 3.76 3.35 8,090 0.23 369,643
122 Foresight Bank Plainview Minn. Plainview Bankshares, Inc. Commercial Bank 3.74 4.22 8,348 -0.01 301,924
State Bank of India (California) Los Angeles Calif. Republic of India Commercial Bank 3.74 0.27 25,432 0.00 883,884
124 Thayer County Bank Hebron Neb. Thayer Agency, Inc. Commercial Bank 3.72 4.38 1,646 -0.45 81,439
125 Rosedale Federal Savings and Loan Association Baltimore Md. Savings & Loan Assoc 3.71 5.70 25,833 -0.01 1,053,789
126 Bank of Commerce Duncan Okla. Commerce Bancorp, Inc. Commercial Bank 3.69 2.35 10,495 2.76 380,214
127 Great Plains Bank Eureka S.D. Great Plains Bank Corporation Commercial Bank 3.68 4.04 4,413 0.00 143,557
128 Clay County State Bank Louisville Ill. Clay County State Bancshares, Inc. Commercial Bank 3.65 0.85 1,790 0.13 96,193
129 Grand Timber Bank McGregor Minn. McGregor Banco, Inc. Commercial Bank 3.60 5.78 1,252 -0.02 54,688
130 FreedomBank Elkader Iowa Freedombank Shares, Inc. Commercial Bank 3.59 0.23 11,020 0.50 471,787
131 Gibsland Bank & Trust Company Gibsland La. Gibsland Bancshares, Inc. Commercial Bank 3.58 1.44 10,240 1.35 462,744
Wayne County Bank Waynesboro Tenn. Wayne County Bancshares, Inc. Commercial Bank 3.58 4.34 8,539 0.45 371,346
133 Talbot State Bank Woodland Ga. TSB Bancorp, Inc. Commercial Bank 3.57 5.61 1,125 -0.01 62,659
134 CoreFirst Bank & Trust Topeka Kan. Commerce Bank and Trust Holding Company Commercial Bank 3.56 2.12 23,840 0.08 1,179,081
Wray State Bank Wray Colo. HOTC Investment Co. Commercial Bank 3.56 3.57 4,966 -0.26 184,636
136 Allied First Bank, SB Oswego Ill. Allied First Bancorp, Inc. Savings Bank 3.52 2.69 2,924 -0.03 161,870
137 BTH Bank National Association Quitman Tex. BT Holdings, Inc. Commercial Bank 3.50 3.08 46,431 2.39 1,955,165
First Secure Community Bank Sugar Grove Ill. First Secure Bank Group, Inc. Commercial Bank 3.50 1.55 10,588 0.00 495,373
139 Community State Bank of Rock Falls Rock Falls Ill. Community Illinois Corporation Commercial Bank 3.49 3.38 6,478 0.08 323,761
140 Washington Savings Bank Effingham Ill. Washington Savings MHC Savings Bank 3.47 3.68 9,790 -0.01 478,964
141 Pioneer Bank Mapleton Minn. Citizens Bank Group, Inc. Commercial Bank 3.46 2.62 15,907 0.86 716,494
142 1st Equity Bank Skokie Ill. First Equity Corp. Commercial Bank 3.44 4.80 3,470 -0.08 138,339
Sterling Federal Bank, Federal Savings Bank Sterling Ill. Savings & Loan Assoc 3.44 3.40 8,331 0.15 483,121
144 Enterprise Bank Allison Park Pa. Enterprise Financial Services Group, Inc. Commercial Bank 3.43 7.01 10,857 0.23 383,683
145 First Western Bank and Trust Minot N.D. Westbrand, Inc. Commercial Bank 3.42 1.74 46,231 0.01 1,892,487
146 Cornerstone Bank Fargo N.D. Cornerstone Holding Company, Inc. Commercial Bank 3.40 3.34 26,678 0.12 1,146,650
Lakeside Bank of Salina Salina Okla. First Pryor Bancorp, Inc. Commercial Bank 3.40 3.08 1,226 -0.01 50,231
148 Mound City Bank Platteville Wis. Mound City Financial Services, Inc. Commercial Bank 3.39 4.70 10,331 0.00 435,529
149 First State Bank Elmore City Okla. Bluechip Bancshares, LLC Commercial Bank 3.38 0.45 309 0.00 17,398
Ulster Savings Bank Kingston N.Y. Savings Bank 3.38 2.73 27,072 -0.03 1,289,398
151 Alden State Bank Alden Mich. Commercial Bank 3.37 1.73 4,923 -0.16 272,829
The Mercantile Bank of Louisiana, Missouri Louisiana Mo. Northeast Missouri Bancshares, Inc. Commercial Bank 3.37 5.79 2,541 -0.02 123,174
153 Farmers & Merchants Union Bank Columbus Wis. Jewel Box Financial Services, Inc. Commercial Bank 3.35 1.28 10,219 -2.93 430,567
154 Casey State Bank Casey Ill. Eagle Financial Corp. Commercial Bank 3.33 2.80 8,929 0.00 393,395
Cattaraugus County Bank Little Valley N.Y. C.C.Bancorp, Inc. Commercial Bank 3.33 2.17 6,547 -0.21 323,002
156 Georgia Community Bank Dawson Ga. Georgia Community Bancorp, Incorporated Commercial Bank 3.32 4.12 7,444 0.24 391,327
157 First Exchange Bank White Hall W.Va. Heritage Bancshares, Inc. Commercial Bank 3.30 3.36 8,370 0.08 330,331
The First National Bank of Hughes Springs Hughes Springs Tex. Chalybeate Springs Corporation Commercial Bank 3.30 3.21 6,350 -0.09 334,034
159 State Bank of Nauvoo Nauvoo Ill. Commercial Bank 3.29 4.01 674 -0.02 34,542
160 Farmers and Merchants State Bank of Pierz Pierz Minn. Farmers & Merchants Agency, Inc. Commercial Bank 3.28 3.64 5,960 -0.01 287,988
INTRUST Financial Corporation Wichita Kan. Bank Holding Company 3.28 1.01 124,513 0.12 7,300,326
MNB Bank McCook Neb. MNB Financial Services, Inc. Commercial Bank 3.28 3.51 7,256 0.01 408,310
The National Bank of Andrews Andrews Tex. Andrews Bancshares, Inc. Commercial Bank 3.28 3.50 5,301 0.03 250,941
164 Ergo Bank Markesan Wis. FS BancShares, Inc. Commercial Bank 3.27 4.33 2,960 0.00 128,445
First Credit Bank Los Angeles Calif. Commercial Bank 3.27 3.11 9,828 0.00 441,344
166 Movement Bank Danville Va. Commercial Bank 3.26 5.22 1,763 -0.05 86,884
167 First Federal Savings and Loan Bank Olathe Kan. First Federal of Olathe Bancorp, Inc. Commercial Bank 3.25 4.20 2,497 -0.02 94,996
First National Bank & Trust Company of McAlester McAlester Okla. First of McAlester Corporation Commercial Bank 3.25 2.72 9,750 0.11 553,590
State Bank of Fairmont Fairmont Minn. Web, Inc. Commercial Bank 3.25 3.86 3,057 -0.05 127,209
The Lowell Five Cent Savings Bank Tewksbury Mass. Lowell Five Bancorp MHC Savings Bank 3.25 0.31 35,138 -0.07 1,525,163
171 First State Bank New London Wis. First State Bancshares, Inc. Commercial Bank 3.24 2.50 9,823 -0.20 515,808
Rushford State Bank (Incorporated) Rushford Minn. Rushford State Bancorp, Inc. Commercial Bank 3.24 2.91 1,415 -0.53 72,136
Tri-County Trust Company Glasgow Mo. Bancshares of Glasgow, Inc. Commercial Bank 3.24 2.41 1,307 -0.01 63,097
174 Bank of Grandin Grandin Mo. Commercial Bank 3.23 11.69 3,469 0.79 194,721
Citizens State Bank Norwood Young America Norwood Young America Minn. Piesco, Inc. Commercial Bank 3.23 5.63 2,124 0.00 112,228
176 Neighborhood National Bank El Cajon Calif. Neighborhood Bancorp Commercial Bank 3.21 0.21 2,654 -0.18 133,219
177 Kingstree Federal Savings and Loan Association Kingstree S.C. Kingstree Bancshares, M.H.C. Savings & Loan Assoc 3.20 4.69 769 0.00 39,752
178 The Home Savings and Loan Company of Kenton Kenton Ohio Commercial Bank 3.17 0.98 3,356 -0.04 147,941
The Savings Bank of Danbury Danbury Conn. SBD Bancorp, Inc. Savings Bank 3.17 2.02 33,247 0.15 1,356,053
180 Western Bank of Clovis Clovis N.M. Western Bancshares of Clovis, Inc. Commercial Bank 3.16 3.49 1,528 0.00 67,346
181 Hatboro Federal Savings Hatboro Pa. Savings & Loan Assoc 3.15 3.95 10,517 0.00 582,805
182 Commercial Bank & Trust of PA Latrobe Pa. Commercial National Financial Corporation Commercial Bank 3.11 0.13 7,287 0.00 449,245
Farmers Trust and Savings Bank Spencer Iowa Easter Enterprises, Inc. Commercial Bank 3.11 1.47 11,889 -0.01 475,776
First National Bank of Albany/Breckenridge Albany Tex. Albany Bancshares, Inc. Commercial Bank 3.11 1.89 13,723 3.31 617,239
Maspeth Federal Savings and Loan Association Maspeth N.Y. Savings & Loan Assoc 3.11 2.73 56,676 0.00 2,129,532
OFG Bancorp San Juan P.R. Bank Holding Company 3.11 3.67 203,504 0.13 10,461,813
Premier Community Bank Marion Wis. M.S.B. Bancorporation, Inc. Commercial Bank 3.11 3.14 7,331 0.01 419,425
The Farmers State Bank Westmoreland Kan. Commercial Bank 3.11 4.78 4,330 -0.12 225,907
189 Eastern National Bank Miami Fla. Commercial Bank 3.10 5.93 6,540 -0.37 320,079
Horicon Bank Horicon Wis. Sword Financial Corporation Commercial Bank 3.10 2.85 25,881 -0.02 1,168,179
Industrial Bank Washington D.C. IBW Financial Corporation Commercial Bank 3.10 1.96 9,879 -0.01 592,228
Investors Community Bank Manitowoc Wis. County Bancorp, Inc. Commercial Bank 3.10 4.77 31,572 -0.26 1,513,682
RSI Bank Rahway N.J. RSI Bancorp, MHC Savings Bank 3.10 1.80 11,316 -0.01 608,809
The Harbor Bank of Maryland Baltimore Md. Harbor Bankshares Corporation Commercial Bank 3.10 2.83 6,333 -0.02 333,503
195 Key Community Bank Inver Grove Heights Minn. Inver Grove Bancshares, Inc. Commercial Bank 3.06 0.04 1,262 -0.01 70,032
Stearns Financial Services, Inc. Saint Cloud Minn. Bank Holding Company 3.06 1.73 49,824 0.36 2,322,836
The Citizens-Farmers Bank of Cole Camp Cole Camp Mo. Commercial Bank 3.06 4.64 2,815 -0.27 161,244
198 Citizens Independent Bank Saint Louis Park Minn. Bakken Securities, Inc. Commercial Bank 3.05 0.85 6,165 -0.18 357,206
Merrick Bank Corporation South Jordan Utah CardWorks, Inc. Commercial Bank 3.05 2.82 108,846 6.08 4,349,513
SSB Bank Pittsburgh Pa. SSB Bancorp, MHC Savings Bank 3.05 3.30 5,996 0.43 245,152

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.

*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.

**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.

***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 20, 2021.

© 2021 American Banker

Source:

https://www.spglobal.com/en/