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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios (Mar. 31, 2020)

June 29, 2020, 11:22 a.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Rank Name City State Parent Name Company Type Adjusted nonperforming
loan ratio*
'Mar. 31		 Adjusted nonperforming
loan ratio*
Year earlier		 Nonperformers** Net chargeoffs*** Assets
1 First State Bank of Malta Malta Mont. FS Banco, Inc. Commercial Bank $29.39 $24.01 $24,819 3.19 $134,987
2 Beal Financial Corporation Plano Tex. Savings & Loan HC 28.55 13.07 1,432,898 -0.78 8,313,271
3 First Central Bank McCook McCook Neb. Central Bancshares, Inc. Commercial Bank 20.06 6.67 20,419 -0.22 121,203
4 KansasLand Bank Quinter Kan. KansasLand Bancshares, Inc. Commercial Bank 19.03 9.45 6,520 -0.01 53,520
5 Corydon State Bank Corydon Iowa Dentel Bancorporation Commercial Bank 13.71 6.90 10,821 2.33 102,499
6 First City Bank of Florida Fort Walton Beach Fla. Florida First City Banks, Inc. Commercial Bank 11.63 16.06 8,063 -0.20 138,254
7 Peoples State Bank Cherryvale Kan. First Howard Bankshares, Inc. Commercial Bank 11.06 1.50 1,631 0.00 17,301
8 Almena State Bank Almena Kan. Almena Investments LLC Commercial Bank 11.00 5.98 6,089 -5.51 73,525
9 First National Bank of Hope Hope Kan. Hope Bancshares, Inc. Commercial Bank 9.88 13.35 5,463 1.99 88,303
10 Tri-State Bank of Memphis Memphis Tenn. Commercial Bank 9.77 9.24 4,858 0.01 90,071
11 Sunrise Bank Dakota Onida S.D. Adino Company Commercial Bank 9.71 5.54 3,445 0.43 54,381
12 Citizens Bank & Trust Company Marks Miss. CB&T Bancshares, Inc. Commercial Bank 9.69 4.44 7,399 5.87 141,861
13 United Bank of Philadelphia Philadelphia Pa. United Bancshares, Inc. Commercial Bank 9.68 11.59 3,081 -0.04 45,547
14 Iowa State Bank Clarksville Iowa Clarkel, Inc. Commercial Bank 9.35 6.76 25,127 -0.01 378,305
15 Union Bank of Blair Blair Wis. Lake Shore III Corporation Commercial Bank 9.27 7.06 7,638 0.03 105,536
16 Community Bank of Oklahoma Verden Okla. Commercial Bank 9.26 3.78 2,694 0.00 42,835
17 First Central Bank Cambridge Neb. Central Bancshares, Inc. Commercial Bank 9.18 6.29 7,453 -0.41 110,126
18 Bank of Grandin Grandin Mo. Commercial Bank 8.98 8.60 9,561 0.19 175,191
19 Lafayette State Bank Mayo Fla. Commercial Bank 8.97 5.86 6,712 0.51 127,610
20 Farmers Bank Carnegie Okla. Commercial Bank 8.96 3.11 5,410 0.05 86,611
21 Security State Bank of Kenyon Kenyon Minn. Ellingson Corporation Commercial Bank 8.89 9.80 4,252 -0.02 56,510
22 Plus International Bank Miami Fla. Commercial Bank 8.72 0.00 4,167 0.00 74,277
Vermont State Bank Vermont Ill. Commercial Bank 8.72 5.33 2,095 0.81 29,545
24 State Exchange Bank Lamont Okla. State Exchange Bancshares, Inc. Commercial Bank 8.47 11.67 4,523 2.05 65,806
25 AllNations Bank Calumet Okla. AllNations Bancorporation, Inc. Commercial Bank 8.27 21.65 2,012 0.03 44,358
26 Cornerstone Bank Atlanta Ga. Cornerstone Bancshares, Inc. Savings & Loan Assoc 8.21 5.41 10,946 -0.03 204,771
27 Ashton State Bank Ashton Neb. Commercial Bank 8.18 2.61 1,187 -0.06 18,504
28 Rolette State Bank Rolette N.D. Commercial Bank 7.98 5.73 2,320 0.03 40,014
29 First National Bank of Benton Benton La. Northwest Bancshares Corporation Commercial Bank 7.63 0.56 3,230 0.32 63,847
30 North Side Federal Savings and Loan Association of Chicago Chicago Ill. Savings & Loan Assoc 7.50 5.25 1,836 0.00 40,174
31 Central State Bank Clayton Ill. Clayton Bancshares, Inc. Commercial Bank 7.49 2.68 9,302 0.12 152,220
Rosedale Federal Savings and Loan Association Baltimore Md. Savings & Loan Assoc 7.49 5.95 53,806 0.06 979,576
33 Valley Bank of Ronan Ronan Mont. Valley Holding Company Commercial Bank 7.43 5.79 4,850 -0.04 107,214
34 Martinsville First Savings Bank Martinsville Va. Savings & Loan Assoc 7.42 9.34 1,465 0.02 39,461
35 Integrity Bank Plus Wabasso Minn. Wabasso Bancshares, Inc. Commercial Bank 7.36 0.43 3,399 0.00 66,214
36 Peoples State Bank of Velva Velva N.D. Beall Bancshares Inc. Commercial Bank 7.34 2.33 6,472 -0.02 117,036
37 MCNB Bank and Trust Co. Welch W.Va. MCNB Banks, Inc. Commercial Bank 7.27 4.54 15,667 0.07 306,897
38 Bank, The Oberlin Kan. Decatur Investment, Inc. Commercial Bank 7.24 10.78 15,712 0.00 351,192
39 Peoples State Bank Prairie Du Chien Wis. Peoples Bancorp, Inc. Commercial Bank 7.04 4.66 35,420 0.00 810,085
40 1st Equity Bank Skokie Ill. First Equity Corp. Commercial Bank 7.02 6.37 5,318 -0.01 93,462
Farmers State Bank Phillipsburg Kan. Phillips Holdings, Inc. Commercial Bank 7.02 1.67 1,711 0.03 35,717
42 Popular, Inc. Hato Rey P.R. Bank Holding Company 6.99 6.23 1,922,000 0.93 52,804,000
43 St. Landry Homestead Federal Savings Bank Opelousas La. Savings & Loan Assoc 6.92 6.73 11,209 0.03 225,359
44 First BanCorp. San Juan P.R. Bank Holding Company 6.90 8.42 624,019 0.69 13,047,977
45 Citizens State Bank Norwood Young America Norwood Young America Minn. Piesco, Inc. Commercial Bank 6.60 2.39 3,608 0.79 87,223
46 State Bank Spirit Lake Iowa State Banco, Ltd. Commercial Bank 6.51 0.00 2,423 -0.06 71,069
47 Towanda State Bank Towanda Kan. Commercial Bank 6.45 0.14 474 -0.05 10,593
48 Baxter State Bank Baxter Springs Kan. Baxter Bancshares, Inc. Commercial Bank 6.37 5.17 905 0.09 24,950
49 Bank of Baker Baker Mont. United Bancorporation Commercial Bank 6.35 0.87 5,417 2.37 155,540
50 Putnam County National Bank of Carmel Carmel N.Y. Commercial Bank 6.33 7.28 5,672 0.04 155,811
51 Interamerican Bank, A FSB Miami Fla. Savings & Loan Assoc 6.32 5.96 10,841 -0.04 200,172
52 Farmers Savings Bank Wever Iowa FSB Bancorp Commercial Bank 6.30 5.27 5,246 0.05 111,370
53 Wilmington Savings Bank Wilmington Ohio Commercial Bank 6.29 5.79 7,901 -0.16 174,229
54 Raritan State Bank Raritan Ill. Raritan State Bancorp, Inc. Commercial Bank 6.20 4.59 8,844 0.14 189,230
55 Peoples Bank & Trust Company of Hazard Hazard Ky. Hazard Bancorp Commercial Bank 6.19 7.73 10,014 0.12 237,290
56 Enterprise Bank Allison Park Pa. Enterprise Financial Services Group, Inc. Commercial Bank 6.15 1.87 16,194 0.08 315,415
57 Monterey County Bank Monterey Calif. Northern California Bancorp, Inc. Commercial Bank 6.14 4.13 5,763 -1.22 177,937
58 California Pacific Bank San Francisco Calif. Commercial Bank 6.10 0.00 3,440 0.00 80,748
59 Marquette Farmers State Bank of Marquette Marquette Kan. Commercial Bank 6.07 7.84 911 -0.03 28,585
Mercantile Bank of Louisiana, Missouri Louisiana Mo. Northeast Missouri Bancshares, Inc. Commercial Bank 6.07 1.10 4,569 -0.07 105,276
61 Community Bank Avon S.D. Commercial Bank 6.02 4.31 1,630 0.08 52,810
62 Grand Timber Bank McGregor Minn. McGregor Banco, Inc. Commercial Bank 6.00 5.70 1,997 -0.04 44,329
63 Heritage State Bank Lawrenceville Ill. HBancorporation, Inc. Commercial Bank 5.96 4.66 3,921 6.39 79,183
64 Community National Bank Dayton Tenn. Commercial Bank 5.85 1.04 9,695 -0.05 254,476
65 Sallie Mae Bank Salt Lake City Utah SLM Corporation Commercial Bank 5.81 5.03 1,359,143 0.97 31,775,269
66 Columbia Savings and Loan Association Milwaukee Wis. Savings & Loan Assoc 5.71 5.75 961 0.00 22,758
67 Farmers and Merchants Bank of Kendall Kendall Wis. Commercial Bank 5.70 5.63 3,632 0.03 73,817
68 First Federal Savings and Loan Association of Lorain Lorain Ohio Savings & Loan Assoc 5.68 6.98 15,593 -0.10 444,091
69 Garfield County Bank Jordan Mont. Garfield County Bancshares, Inc. Commercial Bank 5.66 5.69 3,748 0.65 93,734
70 International Bank of Chicago Chicago Ill. IBC Bancorp, Inc. Commercial Bank 5.65 3.83 25,985 0.06 674,176
71 Home National Bank Racine Ohio Commercial Bank 5.63 5.65 2,523 0.27 69,905
72 Home Savings Bank, FSB Ludlow Ky. Savings & Loan Assoc 5.62 4.95 774 0.00 26,255
73 Alma Bank Astoria N.Y. Commercial Bank 5.59 6.39 56,855 0.34 1,249,983
74 Civis Bank Rogersville Tenn. Volunteer Bancorp, Inc. Commercial Bank 5.52 8.55 2,835 1.50 88,951
75 Concordia Bank Concordia Mo. Northern Missouri Bancshares, Inc. Commercial Bank 5.51 5.70 3,058 0.00 76,340
76 CornerStone State Bank Montgomery Minn. CornerStone Bancorporation, Inc. Commercial Bank 5.49 1.52 5,974 0.13 176,306
77 Citizens State Bank of Hayfield Hayfield Minn. Country Bankers, Inc. Commercial Bank 5.48 5.68 3,849 0.35 104,182
Hondo National Bank Hondo Tex. Texas Heritage Bancshares, Inc. Commercial Bank 5.48 0.06 9,479 0.03 282,030
79 Talbot State Bank Woodland Ga. TSB Bancorp, Inc. Commercial Bank 5.37 4.59 1,551 0.03 54,951
80 Colonial Savings, F.A. Fort Worth Tex. First Western Mortgage Corporation Savings & Loan Assoc 5.33 6.27 30,403 0.60 1,052,372
81 BankPacific, Ltd Hagatna Guam Joseph & Angela Flores Trust Savings & Loan Assoc 5.32 2.74 6,688 0.08 148,212
82 Community State Bank Brook Ind. Commercial Bank 5.31 4.58 2,860 -0.05 71,552
83 Whitaker Bank, Inc. Lexington Ky. Whitaker Bank Corporation of Kentucky Commercial Bank 5.26 7.20 32,137 0.13 1,188,008
84 First Federal Savings and Loan Bank Olathe Kan. First Federal of Olathe Bancorp, Inc. Commercial Bank 5.25 2.15 4,081 -0.01 96,902
85 Eastern Savings Bank, FSB Hunt Valley Md. Savings & Loan Assoc 5.24 3.80 12,438 0.06 315,879
86 Hiawatha National Bank Hager City Wis. Lake Shore III Corporation Commercial Bank 5.23 5.07 9,676 0.00 253,681
87 Community First Bank Maywood Neb. UniBanc Corp. Commercial Bank 5.22 2.29 4,611 -2.89 118,322
State Bank of Newburg Newburg Wis. SBN Community Bancorp, Inc. Commercial Bank 5.22 5.09 7,608 -0.01 189,486
89 Citizens State Bank Monticello Iowa Herky Hawk Financial Corp. Commercial Bank 5.13 2.90 11,591 0.00 421,605
90 Bank of Carbondale Carbondale Ill. Carbondale Investment Corporation Commercial Bank 5.12 5.52 7,225 0.00 231,776
91 Altamaha Bank and Trust Company Vidalia Ga. Altamaha Bancshares, Inc. Commercial Bank 5.10 4.63 6,228 0.25 175,270
92 First Credit Bank Los Angeles Calif. Commercial Bank 5.06 4.22 14,465 2.20 427,355
93 West Pointe Bank Oshkosh Wis. West Pointe Bancshares, Inc. Commercial Bank 5.04 3.89 12,103 0.23 295,878
94 Amboy Bancorporation Old Bridge N.J. Bank Holding Company 5.02 6.88 79,905 -0.04 2,330,955
95 Enterprise Bank of South Carolina Ehrhardt S.C. Commercial Bank 5.00 6.14 10,112 -0.02 351,908
F & M Bank and Trust Company Manchester Ga. F & M Holding Company, Inc. Commercial Bank 5.00 5.87 2,164 0.10 70,859
97 Central Savings Bank Sault Sainte Marie Mich. Central Bank Corporation Commercial Bank 4.99 3.56 7,916 -0.02 264,409
Farmers and Merchants Bank of Mound City, Kansas Mound City Kan. Cunningham Agency, Inc. Commercial Bank 4.99 5.10 1,507 0.00 39,736
Foresight Bank Plainview Minn. Plainview Bankshares, Inc. Commercial Bank 4.99 2.87 9,988 -0.02 251,100
100 Bank of Washington Washington Mo. Diamond Bancorp, Inc. Commercial Bank 4.98 5.87 31,671 -0.07 748,636
101 State Savings Bank Rake Iowa Rake Bancorporation Commercial Bank 4.97 4.21 3,277 5.65 78,564
102 Carrollton Federal Bank Carrollton Ky. Savings & Loan Assoc 4.94 2.87 1,208 -0.05 33,449
State Bank of Nauvoo Nauvoo Ill. Commercial Bank 4.94 0.81 1,051 -0.06 31,141
104 Union Bank Lake Odessa Mich. Union Financial Corporation Commercial Bank 4.91 4.53 7,589 -0.03 199,576
105 Four Corners Community Bank Farmington N.M. Commercial Bank 4.90 3.65 13,022 0.02 366,586
106 Peoples Bank Mendenhall Miss. Peoples Bancshares, Inc. Commercial Bank 4.88 2.53 11,822 0.27 312,516
107 Bank of Louisiana Louisiana Mo. Lincoln County Bancorp, Inc. Commercial Bank 4.87 6.18 1,714 -0.07 53,972
108 Laona State Bank Laona Wis. Northern Wisconsin Bank Holding Company, Inc. Commercial Bank 4.86 4.00 5,438 -0.01 209,970
Santander Holdings USA, Inc. Boston Mass. Banco Santander, SA Bank Holding Company 4.86 6.33 4,578,507 2.87 152,144,560
110 First National Bank in Fairfield Fairfield Iowa Iowa First Bancshares Corp. Commercial Bank 4.85 1.35 5,227 -0.01 142,494
111 First National Bank and Trust Company of Vinita Vinita Okla. Craco, Inc. Commercial Bank 4.84 2.01 12,069 -0.34 385,556
112 Fairview State Banking Company Fairview Ill. Commercial Bank 4.78 3.28 901 0.36 27,706
First Bank & Trust Company Perry Okla. FNBT Bancshares, Perry, OK, Inc. Commercial Bank 4.78 0.90 5,755 0.08 209,450
Prairie Community Bank Marengo Ill. Marengo Bancshares, Inc. Commercial Bank 4.78 4.24 4,687 0.01 127,842
115 Gorham State Bank Gorham Kan. Commercial Bank 4.77 1.34 846 0.02 30,055
South Lafourche Bank & Trust Company Larose La. Lafourche Bancshares, Inc. Commercial Bank 4.77 4.59 5,019 1.14 142,796
117 First Federal Savings and Loan Association of Bath Bath Maine Savings & Loan Assoc 4.73 5.66 5,395 -0.02 137,754
Peoples Bank Eatonton Ga. Peoples Bankshares, Inc. Commercial Bank 4.73 5.72 3,649 0.59 146,909
119 Farmers & Merchants Bank Lakeland Ga. FMB Bancshares, Inc. Commercial Bank 4.71 7.29 17,228 0.76 521,216
Jeff Bank Jeffersonville N.Y. Jeffersonville Bancorp Commercial Bank 4.71 2.77 14,397 0.01 532,943
121 Plains Commerce Bank Hoven S.D. Plains Commerce Financial, Inc. Commercial Bank 4.67 5.71 26,473 0.30 713,820
122 Normangee State Bank Normangee Tex. Normangee Bancshares, Inc. Commercial Bank 4.65 4.99 3,263 1.08 121,315
State Bank of Toledo Toledo Iowa Tama County Abstract Company Commercial Bank 4.65 3.80 4,746 0.00 115,481
124 Investors Community Bank Manitowoc Wis. County Bancorp, Inc. Commercial Bank 4.64 3.49 47,681 -0.02 1,350,983
125 Citizens State Bank Hugoton Kan. Hugoton Bancshares, Inc. Commercial Bank 4.63 4.36 3,556 -0.01 126,489
126 Kingstree Federal Savings and Loan Association Kingstree S.C. Kingstree Bancshares, M.H.C. Savings & Loan Assoc 4.61 2.25 1,062 0.00 36,135
McKenzie Banking Company McKenzie Tenn. Progressive Financial Services, Inc. Commercial Bank 4.61 3.76 3,440 0.16 138,833
128 Seamen's Bank Provincetown Mass. Savings Bank 4.60 5.35 13,149 0.00 383,164
129 Tensas State Bank Newellton La. Tensas Bancshares, Inc. Commercial Bank 4.57 1.61 4,168 0.11 153,583
130 Putnam County Bank Hurricane W.Va. Putnam Bancshares, Inc. Commercial Bank 4.52 4.98 15,368 -0.52 605,031
Town & Country Bank Las Vegas Nev. West Point Bancorp, Inc. Commercial Bank 4.52 5.65 5,717 0.00 192,245
Union State Bank Clay Center Kan. Union State Banc Holding Corporation Commercial Bank 4.52 10.27 3,282 -0.03 144,843
133 State Bank of Lake Park Lake Park Minn. Lake Park Bancshares, Inc. Commercial Bank 4.51 3.87 1,069 0.00 39,673
134 Wayne County Bank Waynesboro Tenn. Wayne County Bancshares, Inc. Commercial Bank 4.50 5.04 9,876 0.10 319,236
135 Continental Bank Salt Lake City Utah Continental Bancorporation Commercial Bank 4.49 5.24 5,921 1.05 158,205
136 Central Bank Savannah Tenn. Commercial Bank 4.45 5.87 3,151 -0.10 100,956
137 Wayland State Bank Mount Pleasant Iowa Heartway Bancorporation Commercial Bank 4.44 0.58 2,664 -0.01 113,181
138 215 Holding Company Minneapolis Minn. Bank Holding Company 4.43 2.62 26,755 0.19 783,899
139 Home Loan Investment Bank, F.S.B. Warwick R.I. Prospect Financial Corporation Savings & Loan Assoc 4.42 5.40 13,495 0.64 347,091
140 Thayer County Bank Hebron Neb. Thayer Agency, Inc. Commercial Bank 4.41 6.03 1,862 0.23 67,563
141 First Bank and Trust Company Minden Neb. First of Minden Financial Corporation Commercial Bank 4.40 4.61 1,660 -0.01 71,413
State Bank of Downs Downs Kan. B Bank, Inc. Commercial Bank 4.40 5.70 3,304 0.00 96,712
143 Freedom Bank, Inc. Belington W.Va. Freedom Bancshares, Inc. Commercial Bank 4.39 4.74 5,745 0.14 169,950
144 Community State Bank Starke Fla. Community State Bank Corporation Commercial Bank 4.37 3.12 3,152 0.40 140,509
First National Bank of Ava Ava Ill. Headquarters Holding Company, Inc. Commercial Bank 4.37 4.39 1,458 -0.09 65,734
VISIONBank Fargo N.D. Vision Bank Holdings, Inc. Commercial Bank 4.37 4.44 7,489 0.05 192,791
147 Bank of Ontario Ontario Wis. Ontario Bancorporation, Inc. Commercial Bank 4.35 4.29 1,756 2.12 47,911
148 Bank of Beaver City Beaver Okla. Beaver Bancorp, Inc. Commercial Bank 4.33 0.09 3,233 0.74 128,235
Citizens-Farmers Bank of Cole Camp Cole Camp Mo. Commercial Bank 4.33 1.94 3,752 0.00 137,366
150 First National Bank of Winnsboro Winnsboro Tex. Etex Banco, Inc. Commercial Bank 4.31 2.88 3,679 0.08 134,485
151 Grand Rivers Community Bank Grand Chain Ill. Main Street Bancshares, Inc. Commercial Bank 4.29 4.74 701 0.53 28,175
Great Plains Bank Eureka S.D. Great Plains Bank Corporation Commercial Bank 4.29 4.58 4,001 -0.09 116,381
153 First State Bank of Bigfork Bigfork Minn. Bigfork Bancshares, Inc. Commercial Bank 4.26 4.01 2,986 -0.04 84,958
154 Farmers-Merchants Bank & Trust Company Breaux Bridge La. Commercial Bank 4.24 4.39 10,146 0.15 334,879
155 ACB Bank Cherokee Okla. Alfalfa County Bancshares, Inc. Commercial Bank 4.23 1.99 4,056 2.18 129,431
First National Community Bank New Richmond Wis. One Corporation Commercial Bank 4.23 4.88 6,233 0.33 213,559
MNB Bank McCook Neb. MNB Financial Services, Inc. Commercial Bank 4.23 5.17 9,559 -0.04 356,771
158 First State Bank of Forsyth Forsyth Mont. Forsyth Bancshares, Inc. Commercial Bank 4.22 2.33 2,828 -0.05 121,649
Hustisford State Bank Hustisford Wis. Hustisford Community Bancorp., Inc. Commercial Bank 4.22 2.17 1,882 0.00 55,101
Peoples Bank Chatham La. Commercial Bank 4.22 0.01 3,122 0.04 88,657
161 State Bank of Cochran Cochran Ga. Central Georgia Banking Company Commercial Bank 4.21 4.04 5,159 -0.03 215,217
162 Community Bank of Pickens County Jasper Ga. Community Banks of Georgia, Inc. Commercial Bank 4.16 3.28 11,688 0.25 378,331
Olney Bancshares of Texas, Inc. Olney Tex. Bank Holding Company 4.16 1.11 119,899 -0.07 3,392,665
164 Murphy-Wall State Bank and Trust Company Pinckneyville Ill. Murphy-Wall Bancorp, Inc. Commercial Bank 4.15 1.82 3,461 0.00 133,354
165 Western Bank of Clovis Clovis N.M. Western Bancshares of Clovis, Inc. Commercial Bank 4.14 0.31 1,809 0.00 67,637
166 Eastern Connecticut Savings Bank Norwich Conn. Commercial Bank 4.12 4.36 6,477 0.02 191,109
167 Community Financial Services Bank Benton Ky. Community Financial Services, Inc. Commercial Bank 4.11 1.34 40,747 0.34 1,227,495
168 Gateway Bank, F.S.B. Oakland Calif. Savings & Loan Assoc 4.10 8.62 3,753 0.00 141,537
169 Citizens Bank of Chatsworth Chatsworth Ill. CBC Financial, Inc. Commercial Bank 4.08 3.72 726 0.00 33,115
Huron National Bank Rogers City Mich. Huron National Bancorp, Inc. Commercial Bank 4.08 5.88 1,428 -0.86 62,251
Midwest Bank Monmouth Ill. Western Illinois Bancshares Inc. Commercial Bank 4.08 1.63 12,783 0.68 511,818
172 American Bank of the North Nashwauk Minn. Park Financial Group, Inc. Commercial Bank 4.07 4.41 15,846 -0.02 519,180
Bank of Springfield Springfield Ill. Spring Bancorp, Inc. Commercial Bank 4.07 4.14 35,443 0.31 1,037,172
174 First Federal Savings Bank Rochester Ind. American Midwest Financial Corp. Savings & Loan Assoc 4.06 4.03 14,561 0.02 443,640
175 Park Bank Holmen Wis. Golden Oak Bancshares, Inc. Commercial Bank 4.05 3.28 1,338 0.82 56,876
176 Bank of Kaukauna Kaukauna Wis. Brogan Bankshares, Inc. Commercial Bank 4.04 4.43 3,082 0.00 99,383
Kaw Valley Bank Topeka Kan. Topeka Bancorp, Inc. Commercial Bank 4.04 1.03 10,027 -0.10 310,755
178 First Bank & Trust Co. Duncan Okla. Commercial Bank 4.03 1.05 18,886 -0.03 577,408
First Security Bank & Trust Company Charles City Iowa Cedar Valley Bankshares, Ltd. Commercial Bank 4.03 4.72 12,775 -0.01 520,001
McIntosh County Bank Ashley N.D. McIntosh County Bank Holding Company, Inc. Commercial Bank 4.03 4.62 2,367 -0.03 86,268
181 Bank of Hillsboro, National Association Hillsboro Ill. Country Bancorp, Inc. Commercial Bank 4.02 2.52 11,214 -0.02 391,438
Farmers and Merchants State Bank of Pierz Pierz Minn. Farmers & Merchants Agency, Inc. Commercial Bank 4.02 3.43 6,416 0.40 226,333
Security State Bank Iron River Wis. Security Bank Shares, Inc. Commercial Bank 4.02 6.62 2,896 0.00 103,702
United National Bank Cairo Ga. Commercial Bank 4.02 3.84 7,881 0.01 214,407
185 Grant County Bank Ulysses Kan. Resource One, Inc. Commercial Bank 4.01 5.45 6,019 0.02 244,480
186 1st Financial Bank USA Dakota Dunes S.D. Commercial Bank 4.00 3.78 19,734 4.67 658,107
Resource Bank, National Association DeKalb Ill. Resource Bancshares, Inc. Commercial Bank 4.00 3.42 12,602 0.02 544,280
188 County Bank Rehoboth Beach Del. CB Financial Corporation Commercial Bank 3.99 4.14 11,136 -0.09 382,987
189 Alden State Bank Alden N.Y. Commercial Bank 3.98 3.48 11,194 0.09 365,577
VCC Bank Richmond Va. Virginia Community Capital, Inc. Commercial Bank 3.98 2.20 6,426 0.00 209,326
191 New York Private Bank & Trust Corporation New York N.Y. Bank Holding Company 3.95 4.82 176,580 -0.02 6,355,347
192 Peoples Bank of Moniteau County Jamestown Mo. Jamestown Bancshares, Inc. Commercial Bank 3.94 4.63 1,385 0.14 62,026
193 Montezuma State Bank Montezuma Iowa Chief Iowa Investment Corporation Commercial Bank 3.91 2.68 801 0.00 38,853
194 FBT Bank & Mortgage Fordyce Ark. FBT Bancshares, Inc. Commercial Bank 3.89 1.53 3,883 0.12 175,169
Mercer County State Bank Sandy Lake Pa. Mercer County State Bancorp, Inc. Commercial Bank 3.89 2.37 10,750 0.03 429,182
OFG Bancorp San Juan P.R. Bank Holding Company 3.89 4.75 263,300 1.44 9,238,571
197 Bank of Dickson Dickson Tenn. Dickson Financial Corporation Commercial Bank 3.86 3.28 5,330 0.01 239,512
198 Security Bank New Auburn Wis. Security Bank Shares, Inc. Commercial Bank 3.83 1.19 3,671 0.17 115,649
199 West Town Bank & Trust North Riverside Ill. West Town Bancorp, Inc. Commercial Bank 3.81 2.42 8,705 4.24 275,346
200 Mound City Bank Platteville Wis. Mound City Financial Services, Inc. Commercial Bank 3.80 4.30 11,015 0.00 386,926

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.

*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.

**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.

***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 26, 2020.

© 2020 American Banker

Source:

https://www.spglobal.com/en/