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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

June 21, 2021, 11:31 a.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Rank Name City State Parent Name Company Type Adjusted nonperforming
loan ratio*
Mar. 31		 Adjusted nonperforming
loan ratio*
Year earlier		 Nonperformers** Net chargeoffs*** Assets
1 Ashton State Bank Ashton Neb. Commercial Bank $21.38 $8.18 $2,988 0.00 $20,864
2 Security State Bank of Kenyon Kenyon Minn. Ellingson Corporation Commercial Bank 13.73 8.89 5,744 -0.19 66,786
3 Corydon State Bank Corydon Iowa Dentel Bancorporation Commercial Bank 12.76 13.71 7,575 2.00 117,126
4 Vermont State Bank Vermont Ill. Commercial Bank 12.49 8.72 2,721 1.09 30,215
5 First Central Bank McCook McCook Neb. Central Bancshares, Inc. Commercial Bank 12.01 20.06 11,919 0.56 121,417
6 The First National Bank of Hope Hope Kan. Hope Bancshares, Inc. Commercial Bank 10.53 9.88 5,157 1.97 91,940
7 Iowa State Bank Clarksville Iowa Clarkel, Inc. Commercial Bank 10.42 9.35 25,568 -0.01 416,826
8 Cattaraugus County Bank Little Valley N.Y. C.C.Bancorp, Inc. Commercial Bank 10.09 1.64 19,473 -0.02 315,922
9 Farmers State Bank Phillipsburg Kan. Phillips Holdings, Inc. Commercial Bank 9.33 7.02 1,972 -0.16 36,530
10 Towanda State Bank Towanda Kan. Commercial Bank 8.86 6.45 552 -0.13 10,588
11 Home Federal Bank of Hollywood Hallandale Beach Fla. Home Bancgroup, Inc. Savings & Loan Assoc 8.79 1.64 2,243 0.00 48,119
12 Bank of Grandin Grandin Mo. Commercial Bank 8.76 8.98 9,598 -0.16 192,694
13 Peoples Bank & Trust Company of Hazard Hazard Ky. Hazard Bancorp Commercial Bank 8.41 6.19 11,505 0.07 256,637
14 GN Bank Chicago Ill. Groupe Nduom Savings & Loan Assoc 8.37 6.73 4,242 0.66 100,686
15 Farmers and Merchants Bank of Mound City, Kansas Mound City Kan. Cunningham Agency, Inc. Commercial Bank 8.10 4.99 2,418 0.00 46,762
16 Fairview State Banking Company Fairview Ill. Commercial Bank 8.06 4.78 1,846 0.14 34,185
17 The Bank Oberlin Kan. Decatur Investment, Inc. Commercial Bank 7.93 7.24 16,339 0.00 403,488
18 First Central Bank Cambridge Neb. Central Bancshares, Inc. Commercial Bank 7.45 9.18 6,238 -0.09 117,102
19 Bank of Hillsboro, National Association Hillsboro Ill. Country Bancorp, Inc. Commercial Bank 7.37 4.02 22,569 -0.10 497,697
20 Concordia Bank Concordia Mo. Northern Missouri Bancshares, Inc. Commercial Bank 7.31 5.51 4,487 0.00 99,645
21 Citizens Savings Bank Bogalusa La. Savings Bank 7.06 1.21 13,282 0.03 262,527
22 Central State Bank Clayton Ill. Clayton Bancshares, Inc. Commercial Bank 7.04 7.49 8,187 0.09 177,098
MCNB Bank and Trust Co. Welch W.Va. MCNB Banks, Inc. Commercial Bank 7.04 7.27 16,848 0.29 332,357
24 Community First Bank Maywood Neb. UniBanc Corp. Commercial Bank 6.73 5.22 5,096 0.08 129,120
EvaBank Cullman Ala. Commercial Bank 6.73 3.71 20,614 -0.09 423,649
26 First State Bank Tahlequah Okla. Maxlou Bancshares, Inc. Commercial Bank 6.72 4.32 2,841 -0.01 69,622
27 Alva State Bank & Trust Company Alva Okla. Grace Investment Company, Inc. Commercial Bank 6.53 3.55 17,969 0.38 425,396
28 United Bank of Philadelphia Philadelphia Pa. United Bancshares, Inc. Commercial Bank 6.42 9.68 2,497 -0.02 60,861
29 Hustisford State Bank Hustisford Wis. Hustisford Community Bancorp., Inc. Commercial Bank 6.37 4.22 2,606 -0.03 68,254
30 RiverBank Pocahontas Ark. Commercial Bank 6.24 2.86 4,158 0.00 99,640
31 The State Exchange Bank Lamont Okla. State Exchange Bancshares, Inc. Commercial Bank 6.14 8.47 4,045 -0.21 78,148
32 The Farmers Bank Carnegie Okla. Commercial Bank 6.07 9.55 3,486 0.00 76,268
33 Integrity Bank Plus Wabasso Minn. Wabasso Bancshares, Inc. Commercial Bank 5.83 7.36 3,019 -0.01 84,445
34 Star Bank Maple Lake Minn. MidWest Bancorporation, Inc. Commercial Bank 5.82 3.24 12,403 0.00 356,459
The Bank of Carbondale Carbondale Ill. The Carbondale Investment Corporation Commercial Bank 5.82 5.12 8,067 0.00 276,382
36 North Side Federal Savings and Loan Association of Chicago Chicago Ill. Savings & Loan Assoc 5.77 7.50 1,681 0.00 51,426
Prime Alliance Bank Woods Cross Utah Commercial Bank 5.77 2.57 23,730 0.05 509,650
38 ACB Bank Cherokee Okla. Alfalfa County Bancshares, Inc. Commercial Bank 5.75 4.23 5,269 0.69 125,169
39 Santander Holdings USA, Inc. Boston Mass. Banco Santander, S.A. Bank Holding Company 5.71 4.86 5,231,144 1.18 146,590,340
40 Grand Rivers Community Bank Grand Chain Ill. Main Street Bancshares, Incorporated Commercial Bank 5.70 4.29 787 0.00 21,523
41 First National Bank Spearman Tex. Spearman Bancshares, Inc. Commercial Bank 5.69 1.56 9,109 -0.04 238,563
42 Alma Bank Astoria N.Y. Commercial Bank 5.63 5.59 60,012 0.40 1,265,422
43 The First National Bank of Winnsboro Winnsboro Tex. Etex Banco, Inc. Commercial Bank 5.60 4.31 4,553 -0.04 146,571
44 American Exchange Bank Elmwood Neb. American Exchange Company Commercial Bank 5.56 0.00 1,924 -0.01 59,885
45 First State Bank of Bigfork Bigfork Minn. Bigfork Bancshares, Inc. Commercial Bank 5.52 4.26 3,955 0.02 92,542
46 First State Bank of Beecher City Beecher City Ill. Tri-County Bancshares, Inc Commercial Bank 5.51 1.29 3,395 0.46 92,222
47 Farmers and Merchants State Bank of Alpha Alpha Minn. Commercial Bank 5.50 2.77 1,375 2.16 42,440
48 22nd State Bank Louisville Ala. FEB Bancshares, Inc. Commercial Bank 5.48 3.52 7,598 0.02 211,518
49 Garfield County Bank Jordan Mont. Garfield County Bancshares, Inc. Commercial Bank 5.45 5.66 3,134 0.00 100,114
Peoples State Bank of Velva Velva N.D. Beall Bancshares Inc. Commercial Bank 5.45 7.34 5,359 -0.10 132,931
51 Peoples State Bank Prairie Du Chien Wis. Peoples Bancorp, Inc. Commercial Bank 5.43 7.04 27,204 0.00 903,946
52 BankPacific, Ltd. Hagatna Guam Joseph & Angela Flores Trust Savings & Loan Assoc 5.29 5.32 6,200 0.23 191,594
53 Amboy Bancorporation Old Bridge N.J. Bank Holding Company 5.27 5.02 89,418 -0.02 2,674,213
54 Lafayette State Bank Mayo Fla. Commercial Bank 5.25 8.97 5,115 0.20 184,218
55 Putnam County National Bank Carmel N.Y. Commercial Bank 5.24 6.33 5,364 -0.40 186,527
56 Bank of Ontario Ontario Wis. Ontario Bancorporation, Inc. Commercial Bank 5.23 4.35 2,756 -0.07 64,032
Sallie Mae Bank Salt Lake City Utah SLM Corporation Commercial Bank 5.23 5.81 1,128,688 0.88 30,753,248
58 The Mercantile Bank of Louisiana, Missouri Louisiana Mo. Northeast Missouri Bancshares, Inc. Commercial Bank 5.20 6.07 4,190 -0.02 123,444
59 State Bank of Cochran Cochran Ga. Central Georgia Banking Company Commercial Bank 5.17 4.21 6,768 -0.17 251,492
60 New York Private Bank & Trust Corporation New York N.Y. Bank Holding Company 5.15 3.95 215,158 -0.04 6,216,528
61 Home National Bank Racine Ohio Commercial Bank 5.11 5.63 2,336 0.18 76,263
62 BankFirst Norfolk Neb. North Central Bancorp, Inc. Commercial Bank 5.08 0.68 29,503 -0.03 853,071
63 First BanCorp. Santurce P.R. Bank Holding Company 5.04 6.90 589,765 0.41 19,413,734
First Federal Savings and Loan Association Morehead Ky. Savings & Loan Assoc 5.04 1.75 1,351 0.00 35,124
Marion Bank and Trust Company Marion Ala. Marion Bancshares, Inc. Commercial Bank 5.04 3.78 8,042 0.02 305,950
Valley Bank of Ronan Ronan Mont. Valley Holding Company Commercial Bank 5.04 7.43 3,724 -0.06 146,268
67 First Neighbor Bank, National Association Toledo Ill. First Neighborhood Bancshares, Inc. Commercial Bank 5.03 1.79 18,867 0.00 541,862
Investors Community Bank Manitowoc Wis. County Bancorp, Inc. Commercial Bank 5.03 4.64 51,152 -0.01 1,487,908
Union Bank Lake Odessa Mich. Union Financial Corporation Commercial Bank 5.03 4.91 9,363 0.27 312,240
70 Farmers-Merchants Bank & Trust Company Breaux Bridge La. Commercial Bank 5.02 4.24 12,070 0.30 387,526
71 Sicily Island State Bank Sicily Island La. Commercial Bank 4.95 1.78 2,660 -0.04 68,749
72 Texas Citizens Bank, National Association Pasadena Tex. Texas Citizens Bancorp, Inc. Commercial Bank 4.92 2.30 21,306 0.33 546,785
73 Columbia Savings and Loan Association Milwaukee Wis. Savings & Loan Assoc 4.91 5.71 816 0.00 25,147
Community State Bank Brook Ind. Commercial Bank 4.91 5.31 3,025 0.65 91,177
75 The State Bank of Toledo Toledo Iowa Tama County Abstract Company Commercial Bank 4.81 4.65 4,781 0.00 146,831
76 First Federal Savings and Loan Association of Bath Bath Maine Savings & Loan Assoc 4.80 4.73 5,385 0.00 169,576
The Wilmington Savings Bank Wilmington Ohio Commercial Bank 4.80 6.29 6,251 -0.48 171,293
78 Interamerican Bank, A Federal Savings Bank Miami Fla. Savings & Loan Assoc 4.79 6.32 8,069 -0.02 251,498
Seamens Bank Provincetown Mass. Savings Bank 4.79 4.60 13,707 0.00 512,286
80 Carrollton Federal Bank Carrollton Ky. Savings & Loan Assoc 4.76 4.94 1,176 0.02 37,306
Community State Bank of Canton Canton Okla. Canton Bancshares, Inc. Commercial Bank 4.76 0.25 1,871 1.67 55,082
82 State Savings Bank Rake Iowa Rake Bancorporation Commercial Bank 4.74 4.97 2,729 0.00 80,081
83 Central Savings, F.S.B. Chicago Ill. Savings & Loan Assoc 4.69 1.63 4,514 -0.01 115,292
84 Commercial State Bank of Wagner Wagner S.D. Commercial Holding Company Commercial Bank 4.62 3.72 6,304 1.06 212,677
85 Elderton State Bank Elderton Pa. Keystrong Financial, Inc. Commercial Bank 4.60 3.37 12,074 -0.08 332,616
86 Farmers and Merchants Bank of Kendall Kendall Wis. Commercial Bank 4.57 5.70 2,792 0.01 81,595
87 Malvern Bank NA Paoli Pa. Malvern Bancorp, Inc. Commercial Bank 4.56 1.17 44,978 0.17 1,204,705
Moody National Bank Galveston Tex. Moody Bancshares, Inc. Commercial Bank 4.56 0.42 38,292 0.06 1,452,869
89 215 Holding Co. Minneapolis Minn. Bank Holding Company 4.54 4.43 28,130 0.01 987,685
Home Loan Investment Bank, F.S.B. Warwick R.I. Prospect Financial Corporation Savings & Loan Assoc 4.54 4.42 13,704 0.67 373,296
91 Murphy-Wall State Bank and Trust Company Pinckneyville Ill. Murphy-Wall Bancorp, Inc. Commercial Bank 4.51 4.15 4,054 1.18 157,439
92 Peoples Bank Mendenhall Miss. Peoples Bancshares, Inc. Commercial Bank 4.50 4.88 14,811 0.04 417,454
93 The First National Bank of Le Center Le Center Minn. Traxshares, Inc. Commercial Bank 4.46 1.08 3,511 -0.09 143,002
94 Patriot Bank, National Association Stamford Conn. Patriot National Bancorp, Inc. Commercial Bank 4.45 2.22 30,265 0.09 886,362
95 The First National Bank and Trust Company of Okmulgee Okmulgee Okla. First Okmulgee Corporation Commercial Bank 4.42 2.65 6,881 -0.06 280,943
96 Sterling Bancorp, Inc. (Southfield, MI) Southfield Mich. Savings & Loan HC 4.41 1.43 109,702 -0.04 3,699,465
97 Mississippi River Bank Belle Chasse La. Commercial Bank 4.39 5.21 2,994 -0.07 127,756
98 The Bank of Landisburg Landisburg Pa. Commercial Bank 4.37 1.64 10,136 -0.01 348,610
99 Bank of Guam Hagatna Guam BankGuam Holding Company Commercial Bank 4.36 1.78 62,091 0.28 2,400,620
First Federal Savings and Loan Association of Lorain Lorain Ohio Savings & Loan Assoc 4.36 5.68 11,946 -0.24 475,682
101 Midstates Bank, National Association Council Bluffs Iowa Midstates Bancshares, Inc. Commercial Bank 4.34 1.66 15,213 2.45 621,184
102 California Pacific Bank San Francisco Calif. Commercial Bank 4.31 6.10 2,281 0.00 81,889
103 Citizens State Bank of Hayfield Hayfield Minn. Country Bankers, Inc. Commercial Bank 4.28 5.48 2,858 0.07 126,710
104 Foresight Bank Plainview Minn. Plainview Bankshares, Inc. Commercial Bank 4.27 4.99 9,181 0.00 296,019
105 Colonial Savings, FA Fort Worth Tex. First Western Mortgage Corporation Savings & Loan Assoc 4.25 5.33 31,566 0.01 1,151,644
106 Eastern Savings Bank Federal Savings Bank Hunt Valley Md. Savings & Loan Assoc 4.24 5.24 10,610 0.00 340,259
107 The Fahey Banking Company Marion Ohio Commercial Bank 4.22 0.08 8,429 -0.01 290,569
108 American Metro Bank Chicago Ill. American Metro Bancorp, Inc. Commercial Bank 4.21 2.34 2,526 -0.04 85,722
First National Bank of Albany/Breckenridge Albany Tex. Albany Bancshares, Inc. Commercial Bank 4.21 0.92 18,086 1.68 614,037
International Bank of Chicago Chicago Ill. IBC Bancorp, Inc. Commercial Bank 4.21 5.65 25,880 -0.16 837,618
111 Farmers & Merchants Bank Lakeland Ga. FMB Bancshares, Inc. Commercial Bank 4.20 4.71 16,815 0.77 609,228
112 Bank of Dawson Dawson Ga. Dawson Bancshares, Inc. Commercial Bank 4.18 3.09 3,526 0.09 141,353
Cornerstone Bank Atlanta Ga. Cornerstone Bancshares Savings & Loan Assoc 4.18 8.21 6,211 0.00 213,736
Taylorsville Savings Bank, SSB Taylorsville N.C. Savings Bank 4.18 3.27 3,144 -0.01 125,876
Wayne County Bank Waynesboro Tenn. Wayne County Bancshares, Inc. Commercial Bank 4.18 4.50 9,718 0.02 363,950
116 Citizens State Bank Norwood Young America Norwood Young America Minn. Piesco, Inc. Commercial Bank 4.15 6.60 2,720 0.00 108,853
Mercer County State Bank Sandy Lake Pa. Mercer County State Bancorp, Inc. Commercial Bank 4.15 3.89 12,996 0.02 511,770
118 Rolette State Bank Rolette N.D. Commercial Bank 4.11 7.98 995 0.00 46,424
119 Movement Bank Danville Va. Commercial Bank 4.06 1.87 1,828 -0.14 82,711
120 BTH Bank National Association Quitman Tex. BT Holdings, Inc. Commercial Bank 4.05 3.15 52,627 0.02 2,060,071
State Bank of Downs Downs Kan. B Bank, Inc. Commercial Bank 4.05 4.40 3,376 0.00 120,394
122 Wray State Bank Wray Colo. HOTC Investment Co. Commercial Bank 4.02 3.32 5,305 0.04 181,924
123 Hodge Bank & Trust Company Hodge La. Hodge Bancshares, Inc. Commercial Bank 3.98 2.54 1,800 1.32 84,472
124 The Pleasants County Bank Saint Marys W.Va. Pleasants County Bankshares, Inc. Commercial Bank 3.97 2.31 1,590 0.00 71,254
125 Northeast Bank Portland Maine Commercial Bank 3.94 3.50 43,709 0.25 1,714,719
126 Bank of The Bluegrass and Trust Co. Lexington Ky. Bluegrass Bancshares, Inc. Commercial Bank 3.92 0.01 8,292 -0.02 302,173
Noah Bank Elkins Park Pa. Commercial Bank 3.92 3.58 11,431 0.15 360,379
128 Rosedale Federal Savings and Loan Association Baltimore Md. Savings & Loan Assoc 3.91 7.49 27,259 -0.05 1,042,416
129 Thayer County Bank Hebron Neb. Thayer Agency, Inc. Commercial Bank 3.89 4.41 1,729 0.03 80,856
130 Prairie Community Bank Marengo Ill. Marengo Bancshares, Inc. Commercial Bank 3.87 4.78 4,291 -0.01 163,519
131 AbbyBank Abbotsford Wis. Abby Bancorp, Inc. Commercial Bank 3.85 1.45 15,159 0.00 628,310
Mound City Bank Platteville Wis. Mound City Financial Services, Inc. Commercial Bank 3.85 3.80 11,709 0.03 428,762
133 Grand Timber Bank McGregor Minn. McGregor Banco, Inc. Commercial Bank 3.83 6.00 1,297 -0.06 52,127
134 First State Bank Elmore City Okla. Bluechip Bancshares, LLC Commercial Bank 3.80 0.52 314 0.00 15,469
Kingstree Federal Savings and Loan Association Kingstree S.C. Kingstree Bancshares, M.H.C. Savings & Loan Assoc 3.80 4.61 902 0.00 39,625
136 1st Financial Bank USA Dakota Dunes S.D. Commercial Bank 3.77 4.00 16,434 1.82 600,487
137 Alden State Bank Alden Mich. Commercial Bank 3.74 1.94 5,428 -0.16 261,334
Tensas State Bank Newellton La. Tensas Bancshares, Inc. Commercial Bank 3.74 4.57 3,215 0.08 164,616
Ulster Savings Bank Kingston N.Y. Savings Bank 3.74 2.30 29,370 -0.04 1,213,695
140 Pioneer Bank Mapleton Minn. Citizens Bank Group, Inc. Commercial Bank 3.71 2.24 16,982 0.00 728,317
141 State Bank of India (California) Los Angeles Calif. Republic of India Commercial Bank 3.70 0.00 26,236 0.00 875,298
142 CBW Bank Weir Kan. CB Bancshares Corp Commercial Bank 3.68 27.84 2,072 0.00 92,161
143 Farmers State Bank, Allen, Oklahoma Allen Okla. Commercial Bank 3.67 0.37 1,218 0.61 48,462
First Community Bank of Cullman Cullman Ala. Southern Community Bancshares, Inc. Commercial Bank 3.67 0.55 3,464 0.02 125,309
145 First National Bank of Muscatine Muscatine Iowa Iowa First Bancshares Corp. Commercial Bank 3.66 2.22 8,301 -0.04 375,562
Helm Bank USA Miami Fla. Commercial Bank 3.66 2.45 18,831 0.14 944,443
147 Blue Ridge Bank and Trust Co. Independence Mo. Blue Ridge Bancshares, Inc. Commercial Bank 3.65 1.50 15,058 0.05 707,374
Enterprise Bank Allison Park Pa. Enterprise Financial Services Group, Inc. Commercial Bank 3.65 6.15 11,599 0.00 386,653
149 First National Bank in Fairfield Fairfield Iowa Iowa First Bancshares Corp. Commercial Bank 3.64 4.85 3,534 -0.16 171,751
150 Community State Bank of Rock Falls Rock Falls Ill. Community Illinois Corporation Commercial Bank 3.63 3.62 6,624 -0.04 324,927
151 BancCentral, National Association Alva Okla. Myers BancShares, Inc. Commercial Bank 3.62 1.50 11,513 0.21 576,023
Ergo Bank Markesan Wis. FS BancShares, Inc. Commercial Bank 3.62 0.39 3,093 0.00 119,369
153 Georgia Community Bank Dawson Ga. Georgia Community Bancorp, Incorporated Commercial Bank 3.61 3.54 7,726 0.06 398,895
154 Rushford State Bank (Incorporated) Rushford Minn. Rushford State Bancorp, Inc. Commercial Bank 3.60 2.66 1,573 -0.19 70,447
The First National Bank and Trust Company of Broken Arrow Broken Arrow Okla. First Broken Arrow Corporation Commercial Bank 3.60 0.95 5,050 -0.02 246,011
156 Stearns Financial Services, Inc. Saint Cloud Minn. Bank Holding Company 3.59 1.81 62,228 2.25 2,559,056
157 First Exchange Bank White Hall W.Va. Heritage Bancshares, Inc. Commercial Bank 3.57 3.15 9,023 1.07 328,519
Security State Bank Iron River Wis. Security Bank Shares, Inc. Commercial Bank 3.57 4.02 3,097 -0.01 130,311
159 Pike National Bank McComb Miss. PCNB Corp. Commercial Bank 3.56 2.44 6,002 0.10 307,788
160 Neighborhood National Bank El Cajon Calif. Neighborhood Bancorp Commercial Bank 3.55 0.48 2,776 0.04 129,348
161 Eastern National Bank Miami Fla. Commercial Bank 3.53 3.43 8,171 -0.22 338,347
162 Washington Savings Bank Effingham Ill. Washington Savings MHC Savings Bank 3.50 0.46 10,064 -0.01 468,735
163 Lakeside Bank of Salina Salina Okla. First Pryor Bancorp, Inc. Commercial Bank 3.48 3.67 1,242 0.08 50,004
164 Farmers & Merchants Bank & Trust Marinette Wis. F & M Bankshares, Inc. Commercial Bank 3.47 0.99 3,505 0.14 173,957
Great Western Bancorp, Inc. Sioux Falls S.D. Bank Holding Company 3.47 2.58 312,737 0.34 13,013,739
Interstate Bank Perryton Tex. ISB Holdings, Inc. Commercial Bank 3.47 2.08 4,029 -0.05 209,103
167 Bank of Dickson Dickson Tenn. Dickson Financial Corporation Commercial Bank 3.45 3.86 4,873 0.01 279,308
168 The Farmers State Bank Westmoreland Kan. Commercial Bank 3.44 3.01 4,458 -0.12 224,261
169 1st Equity Bank Skokie Ill. First Equity Corp. Commercial Bank 3.42 7.02 3,489 0.00 144,228
Farmers and Merchants State Bank of Pierz Pierz Minn. Farmers & Merchants Agency, Inc. Commercial Bank 3.42 4.02 6,054 0.01 286,705
State Bank of Nauvoo Nauvoo Ill. Commercial Bank 3.42 4.94 675 -0.42 33,822
Talbot State Bank Woodland Ga. TSB Bancorp, Inc. Commercial Bank 3.42 5.37 1,087 0.01 61,007
173 Casey State Bank Casey Ill. Eagle Financial Corp. Commercial Bank 3.38 2.68 9,050 -0.03 395,580
First State Bank New London Wis. First State BancShares, Inc. Commercial Bank 3.38 3.73 9,990 -0.01 509,599
First Western Bank and Trust Minot N.D. Westbrand, Inc. Commercial Bank 3.38 1.84 45,798 0.16 1,923,766
176 Central Federal Savings and Loan Association Cicero Ill. Savings & Loan Assoc 3.35 3.61 3,955 0.06 198,023
Maspeth Federal Savings and Loan Association Maspeth N.Y. Savings & Loan Assoc 3.35 2.14 60,900 0.00 2,095,174
178 First Secure Community Bank Sugar Grove Ill. First Secure Bank Group, Inc. Commercial Bank 3.34 1.84 10,588 0.00 478,466
179 Farmers & Merchants Union Bank Columbus Wis. Jewel Box Financial Services, Inc. Commercial Bank 3.33 1.59 10,647 -0.23 429,296
180 Farmers Trust and Savings Bank Spencer Iowa Easter Enterprises, Inc. Commercial Bank 3.32 0.95 12,546 -0.01 493,735
The Peoples Bank Taylorsville Ky. Lake Valley Bancorp, Inc. Commercial Bank 3.32 3.27 2,392 -0.34 131,078
182 Plains State Bank Plains Kan. Plains Bancshares, Inc. Commercial Bank 3.31 0.22 5,548 -0.05 264,647
Western Bank of Clovis Clovis N.M. Western Bancshares of Clovis, Inc. Commercial Bank 3.31 4.14 1,790 0.00 74,052
184 Cornerstone Bank Fargo N.D. Cornerstone Holding Company, Inc. Commercial Bank 3.30 3.34 27,049 0.90 1,113,792
Miners Exchange Bank Coeburn Va. Commercial Bank 3.30 2.29 1,667 0.27 91,373
The National Bank of Andrews Andrews Tex. Andrews Bancshares, Inc. Commercial Bank 3.30 3.68 5,331 0.00 250,371
187 Merrick Bank Corporation South Jordan Utah CardWorks, Inc. Commercial Bank 3.29 2.60 115,217 6.25 4,508,638
188 MNB Bank McCook Neb. MNB Financial Services, Inc. Commercial Bank 3.28 4.23 7,335 -0.01 411,675
Plains State Bank Humble Tex. Plains Acquisition Corporation Commercial Bank 3.28 1.61 16,287 -0.07 733,704
190 Hatboro Federal Savings Hatboro Pa. Savings & Loan Assoc 3.26 3.77 11,073 -0.01 572,756
The Home Savings and Loan Company of Kenton Kenton Ohio Commercial Bank 3.26 1.03 3,356 0.04 148,433
192 Homewood Federal Savings Bank Baltimore Md. Savings & Loan Assoc 3.25 1.13 1,270 0.00 61,871
State Bank of Fairmont Fairmont Minn. Web, Inc. Commercial Bank 3.25 3.76 3,074 -0.01 127,382
194 Carver State Bank Savannah Ga. Carver Financial Corporation Commercial Bank 3.24 2.64 1,164 -0.42 67,252
Farmers Savings Bank Wever Iowa FSB Bancorp Commercial Bank 3.24 6.30 2,563 0.01 136,179
196 First Federal Savings and Loan Bank Olathe Kan. First Federal of Olathe Bancorp, Inc. Commercial Bank 3.23 5.25 2,540 -0.02 95,029
197 Bankwest of Kansas Goodland Kan. G. S. Bancshares, Inc. Commercial Bank 3.22 0.00 2,622 0.00 147,913
Horicon Bank Horicon Wis. Sword Financial Corporation Commercial Bank 3.22 3.60 26,510 -0.04 1,152,758
199 First National Bank of Orwell Orwell Vt. Commercial Bank 3.21 3.00 1,928 -0.01 84,519
Medallion Bank Salt Lake City Utah Medallion Financial Corp. Commercial Bank 3.21 3.75 38,681 1.03 1,333,317

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.

*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.

**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.

***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 18, 2021.

© 2021 American Banker

Source:

https://www.spglobal.com/en/