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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

December 20, 2021, 1:15 p.m. EST 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Adjusted nonperforming loan ratio*
Rank Name City State Parent Name  Company Type  Sep. 30 Year earlier Nonperformers** Net chargeoffs*** Assets
1 First State Bank of Malta Malta Mont. FS Banco, Inc. Commercial Bank $27.13 $27.44 $23,165 0.10 $150,048
2 KansasLand Bank Quinter Kan. KansasLand Bancshares, Inc. Commercial Bank 17.40 7.14 5,500 0.30 53,877
3 Security State Bank of Kenyon Kenyon Minn. Ellingson Corporation Commercial Bank 15.40 11.49 7,174 1.91 59,770
4 Corydon State Bank Corydon Iowa Dentel Bancorporation Commercial Bank 15.36 8.81 10,652 10.09 104,221
5 Bank of Grandin Grandin Mo. Commercial Bank 11.68 7.61 12,495 0.06 182,587
6 Iowa State Bank Clarksville Iowa Clarkel, Inc. Commercial Bank 10.16 8.86 26,343 1.27 397,792
7 Farmers Bank Carnegie Okla. Commercial Bank 10.14 6.66 5,333 4.84 72,800
8 Vermont State Bank Vermont Ill. Commercial Bank 9.59 6.50 2,229 0.15 29,537
9 First National Bank of Hope Hope Kan. Hope Bancshares, Inc. Commercial Bank 9.55 13.63 4,948 -0.16 91,237
10 Peoples Bank & Trust Company of Hazard Hazard Ky. Hazard Bancorp Commercial Bank 9.40 6.67 14,408 0.63 250,058
11 Fairview State Banking Company Fairview Ill. Commercial Bank 9.17 2.45 1,954 0.04 31,338
12 First Central Bank McCook McCook Neb. Central Bancshares, Inc. Commercial Bank 9.11 8.34 9,293 0.05 120,202
13 Sunrise Bank Dakota Onida S.D. Adino Company Commercial Bank 8.71 9.34 2,715 -0.15 55,152
14 Bank, The Oberlin Kan. Decatur Investment, Inc. Commercial Bank 8.58 8.27 20,479 0.07 372,532
15 Eastern Savings Bank, FSB Hunt Valley Md. Savings & Loan Assoc 8.37 5.15 20,158 0.02 328,698
16 Bank of Ontario Ontario Wis. Ontario Bancorporation, Inc. Commercial Bank 8.34 1.92 3,879 -0.09 54,439
17 First National Bank in Fairfield Fairfield Iowa Iowa First Bancshares Corp. Commercial Bank 8.19 4.21 8,130 0.95 163,478
18 Central State Bank Clayton Ill. Clayton Bancshares, Inc. Commercial Bank 8.08 4.93 9,805 -0.06 161,352
19 Citizens Bank & Trust Company Marks Miss. CB&T Bancshares, Inc. Commercial Bank 7.99 2.33 5,965 -0.79 136,897
20 Farmers and Merchants Bank of Mound City, Kansas Mound City Kan. Cunningham Agency, Inc. Commercial Bank 7.98 4.86 2,465 -0.03 43,466
21 MCNB Bank and Trust Co. Welch W.Va. MCNB Banks, Inc. Commercial Bank 7.86 5.27 17,737 0.00 322,668
22 United Bank of Philadelphia Philadelphia Pa. United Bancshares, Inc. Commercial Bank 7.69 8.09 2,772 -0.05 54,638
23 Towanda State Bank Towanda Kan. Commercial Bank 7.64 4.95 526 0.17 10,870
24 Citizens Savings Bank Bogalusa La. Savings Bank 7.49 7.49 14,245 0.04 251,284
25 Peoples State Bank of Velva Velva N.D. Beall Bancshares Inc. Commercial Bank 7.48 4.93 7,820 -0.05 126,254
26 First National Bank of Benton Benton La. Northwest Bancshares Corporation Commercial Bank 7.33 0.68 3,058 -0.01 67,291
27 Ashton State Bank Ashton Neb. Commercial Bank 7.32 8.05 1,140 0.00 19,703
First Central Bank Cambridge Neb. Central Bancshares, Inc. Commercial Bank 7.32 5.93 6,359 0.05 114,195
29 Medallion Bank Salt Lake City Utah Medallion Financial Corp. Commercial Bank 7.31 1.82 88,157 5.17 1,282,691
State Exchange Bank Lamont Okla. State Exchange Bancshares, Inc. Commercial Bank 7.31 8.85 4,508 -0.14 71,780
31 Eastern National Bank Miami Fla. Commercial Bank 7.11 3.35 18,173 0.17 356,144
32 Baxter State Bank Baxter Springs Kan. Baxter Bancshares, Inc. Commercial Bank 6.41 6.31 911 0.00 25,430
33 Prime Alliance Bank Woods Cross Utah Commercial Bank 6.38 1.65 27,227 2.33 519,870
34 Farmers and Merchants Bank of Kendall Kendall Wis. Commercial Bank 6.35 4.07 4,022 0.00 74,699
35 Bank of Baker Baker Mont. United Bancorporation Commercial Bank 6.28 2.37 5,481 -0.18 169,143
36 22nd State Bank Louisville Ala. FEB Bancshares, Inc. Commercial Bank 6.27 3.90 7,745 0.03 168,022
Texas Citizens Bank, National Association Pasadena Tex. Texas Citizens Bancorp, Inc. Commercial Bank 6.27 1.97 28,734 -0.07 557,467
38 Hustisford State Bank Hustisford Wis. Hustisford Community Bancorp., Inc. Commercial Bank 6.21 4.60 2,696 0.07 63,456
39 Garfield County Bank Jordan Mont. Garfield County Bancshares, Inc. Commercial Bank 6.14 6.68 4,072 -0.29 104,203
40 AbbyBank Abbotsford Wis. Abby Bancorp, Inc. Commercial Bank 6.09 0.81 26,264 2.68 614,868
41 Integrity Bank Plus Wabasso Minn. Wabasso Bancshares, Inc. Commercial Bank 6.07 7.52 3,081 0.00 72,036
42 First State Bank of Healy Healy Kan. Commercial Bank 6.04 6.44 2,623 -0.03 80,070
43 Interamerican Bank, A FSB Miami Fla. Savings & Loan Assoc 6.01 5.88 10,182 -0.05 229,607
44 Peoples State Bank Prairie Du Chien Wis. Peoples Bancorp, Inc. Commercial Bank 6.00 5.12 30,844 0.03 875,856
45 Mercantile Bank of Louisiana, Missouri Louisiana Mo. Northeast Missouri Bancshares, Inc. Commercial Bank 5.87 7.84 4,709 -0.02 114,671
46 Plus International Bank Miami Fla. Commercial Bank 5.86 3.13 3,300 0.00 71,190
47 Park Bank Holmen Wis. Golden Oak Bancshares, Inc. Commercial Bank 5.82 3.20 2,045 0.38 66,167
48 Southwest Capital Bank Albuquerque N.M. Las Vegas Bancorporation, Inc. Commercial Bank 5.81 6.37 12,476 -0.17 374,675
49 Marion Bank and Trust Company Marion Ala. Marion Bancshares, Inc. Commercial Bank 5.76 3.98 9,652 0.36 305,947
50 Sallie Mae Bank Salt Lake City Utah SLM Corporation Commercial Bank 5.71 5.27 1,339,064 2.79 30,564,341
51 Home Federal Bank of Hollywood Hallandale Beach Fla. Home Bancgroup, Inc. Savings & Loan Assoc 5.69 0.52 1,791 0.00 54,611
52 Bank of Carbondale Carbondale Ill. Carbondale Investment Corporation Commercial Bank 5.66 5.28 8,338 0.14 261,571
53 Home National Bank Racine Ohio Commercial Bank 5.62 5.90 2,611 0.50 75,955
54 North Side Federal Savings and Loan Association of Chicago Chicago Ill. Savings & Loan Assoc 5.61 6.77 1,753 0.00 47,243
55 Amboy Bancorporation Old Bridge N.J. Bank Holding Company 5.59 6.62 94,462 -0.02 2,558,970
Wilmington Savings Bank Wilmington Ohio Commercial Bank 5.59 6.05 7,706 -0.19 170,749
57 Hondo National Bank Hondo Tex. Texas Heritage Bancshares, Inc. Commercial Bank 5.57 0.00 9,973 0.00 320,973
58 Tri-State Bank of Memphis Memphis Tenn. Commercial Bank 5.56 12.84 2,948 0.10 101,179
59 First National Bank and Trust Company of Vinita Vinita Okla. Craco, Inc. Commercial Bank 5.52 2.20 12,402 2.02 318,003
60 Rosedale Federal Savings and Loan Association Baltimore Md. Savings & Loan Assoc 5.51 6.30 40,854 0.00 1,017,856
61 Alma Bank Astoria N.Y. Commercial Bank 5.43 6.94 56,990 0.23 1,228,001
62 Cornerstone Bank Atlanta Ga. Cornerstone Bancshares, Inc. Savings & Loan Assoc 5.40 7.38 8,552 -0.04 222,232
63 BankPacific, Ltd Hagatna Guam Joseph & Angela Flores Trust Savings & Loan Assoc 5.39 3.17 6,728 0.28 179,196
64 Sicily Island State Bank Sicily Island La. Commercial Bank 5.38 5.82 2,722 0.37 63,690
65 First Federal Savings and Loan Association Morehead Ky. Savings & Loan Assoc 5.32 4.10 1,438 -0.09 33,981
66 Civis Bank Rogersville Tenn. Volunteer Bancorp, Inc. Commercial Bank 5.26 6.53 2,617 -0.05 95,016
67 Enterprise Bank Allison Park Pa. Enterprise Financial Services Group, Inc. Commercial Bank 5.25 4.39 17,354 0.02 421,677
68 Seamen's Bank Provincetown Mass. Savings Bank 5.24 4.50 14,908 0.05 472,022
69 First Federal Savings and Loan Association of Bath Bath Maine Savings & Loan Assoc 5.18 6.14 5,984 0.18 154,477
70 First National Bank of Le Center Le Center Minn. Traxshares, Inc. Commercial Bank 5.17 0.84 4,176 -0.03 132,503
71 Citizens State Bank Monticello Iowa Herky Hawk Financial Corp. Commercial Bank 5.15 2.78 11,208 0.03 434,097
New York Private Bank & Trust Corporation New York N.Y. Bank Holding Company 5.15 4.59 230,057 0.15 6,429,563
73 Alva State Bank & Trust Company Alva Okla. Grace Investment Company, Inc. Commercial Bank 5.14 5.32 14,544 1.38 415,946
Valley Bank of Ronan Ronan Mont. Valley Holding Company Commercial Bank 5.14 6.47 3,721 0.63 129,119
75 Rolette State Bank Rolette N.D. Commercial Bank 5.13 7.32 1,607 6.09 42,229
76 Davis Trust Company Elkins W.Va. Davis Trust Financial Corporation Commercial Bank 5.11 7.56 5,995 -0.02 167,218
77 First BanCorp. San Juan P.R. Bank Holding Company 5.09 6.83 605,794 0.39 18,659,768
78 Farmers-Merchants Bank & Trust Company Breaux Bridge La. Commercial Bank 5.08 4.98 12,278 -0.02 365,395
79 Investors Community Bank Manitowoc Wis. County Bancorp, Inc. Commercial Bank 5.06 4.13 54,556 0.00 1,488,613
80 Bank of Hazlehurst Hazlehurst Ga. Hazlehurst Investors, Inc. Commercial Bank 5.05 10.99 3,232 3.06 112,619
81 EvaBank Cullman Ala. Commercial Bank 5.03 6.31 15,056 1.16 431,812
82 Grand Timber Bank McGregor Minn. McGregor Banco, Inc. Commercial Bank 5.01 5.11 1,642 0.24 52,255
83 Peoples State Bank Manhattan Kan. Foote Financial Services, LLC Commercial Bank 5.00 1.67 9,403 0.39 262,045
84 Santander Holdings USA, Inc. Boston Mass. Banco Santander, SA Bank Holding Company 4.99 5.49 4,691,140 0.39 145,739,595
85 Greeneville Federal Bank, FSB Greeneville Tenn. Savings & Loan Assoc 4.96 2.75 6,288 1.97 157,377
86 First National Bank of Winnsboro Winnsboro Tex. Etex Banco, Inc. Commercial Bank 4.95 3.45 4,116 -0.22 141,106
87 Commercial State Bank of Wagner Wagner S.D. Commercial Holding Company Commercial Bank 4.94 3.32 6,464 -0.23 206,581
Prairie Community Bank Marengo Ill. Marengo Bancshares, Inc. Commercial Bank 4.94 6.65 5,224 0.26 157,381
89 Community State Bank Brook Ind. Commercial Bank 4.92 5.52 2,902 -0.08 84,049
ESB Financial Emporia Kan. Namyaw Corporation, Inc. Commercial Bank 4.92 0.47 9,243 0.28 310,169
91 Interstate Bank Perryton Tex. ISB Holdings, Inc. Commercial Bank 4.90 1.23 5,750 1.96 194,423
92 State Bank of Toledo Toledo Iowa Tama County Abstract Company Commercial Bank 4.88 5.72 4,791 0.00 132,629
93 Marquette Farmers State Bank of Marquette Marquette Kan. Commercial Bank 4.87 7.52 738 -0.13 30,058
94 International Bank of Chicago Chicago Ill. IBC Bancorp, Inc. Commercial Bank 4.86 4.20 26,457 -0.02 754,137
95 Columbia Savings and Loan Association Milwaukee Wis. Savings & Loan Assoc 4.85 4.72 796 0.00 24,408
Mississippi River Bank Belle Chasse La. Commercial Bank 4.85 1.36 3,142 0.53 122,287
Thayer County Bank Hebron Neb. Thayer Agency, Inc. Commercial Bank 4.85 5.14 2,128 -0.01 71,111
98 Movement Bank Danville Va. Commercial Bank 4.83 1.58 1,921 -0.06 66,567
State Savings Bank Rake Iowa Rake Bancorporation Commercial Bank 4.83 6.12 3,111 0.00 76,322
100 Farmers State Bank Westmoreland Kan. Commercial Bank 4.81 1.91 5,978 0.32 206,503
101 Talbot State Bank Woodland Ga. TSB Bancorp, Inc. Commercial Bank 4.78 4.00 1,482 0.00 56,299
102 Carrollton Federal Bank Carrollton Ky. Savings & Loan Assoc 4.76 5.09 1,198 0.03 33,950
103 Community National Bank Dayton Tenn. Commercial Bank 4.75 1.55 7,694 0.82 275,978
104 Colonial Savings, F.A. Fort Worth Tex. First Western Mortgage Corporation Savings & Loan Assoc 4.70 5.52 34,576 -0.06 1,274,814
105 First State Bank of Bigfork Bigfork Minn. Bigfork Bancshares, Inc. Commercial Bank 4.66 4.18 3,375 0.12 90,121
106 First National Bank and Trust Company of Okmulgee Okmulgee Okla. First Okmulgee Corporation Commercial Bank 4.65 3.43 7,411 0.23 263,105
107 Jeff Bank Jeffersonville N.Y. Jeffersonville Bancorp Commercial Bank 4.63 3.05 14,223 0.05 594,735
108 State Bank of Downs Downs Kan. B Bank, Inc. Commercial Bank 4.62 4.63 3,487 0.16 105,335
109 Farmers State Bank Phillipsburg Kan. Phillips Holdings, Inc. Commercial Bank 4.55 2.52 1,155 1.42 36,012
Northern Interstate Bank, National Association Norway Mich. Northern Interstate Financial, Inc. Commercial Bank 4.55 1.82 4,168 0.00 179,068
111 Murphy-Wall State Bank and Trust Company Pinckneyville Ill. Murphy-Wall Bancorp, Inc. Commercial Bank 4.50 4.80 3,875 0.00 153,649
Normangee State Bank Normangee Tex. Normangee Bancshares, Inc. Commercial Bank 4.50 4.20 3,104 0.14 130,564
113 Bank of Landisburg Landisburg Pa. Commercial Bank 4.49 3.96 10,126 -0.01 333,803
114 First Credit Bank Los Angeles Calif. Commercial Bank 4.47 5.57 10,908 0.00 412,451
115 Community First Bank Maywood Neb. UniBanc Corp. Commercial Bank 4.46 5.46 3,967 3.01 124,139
116 Citizens State Bank of Hayfield Hayfield Minn. Country Bankers, Inc. Commercial Bank 4.43 5.63 3,321 0.83 122,197
Morris County National Bank Naples Tex. Morris County Bankshares, Incorporated Commercial Bank 4.43 3.02 2,455 0.04 94,497
118 Ergo Bank Markesan Wis. FS BancShares, Inc. Commercial Bank 4.42 5.21 3,553 -0.06 110,821
119 Wayne County Bank Waynesboro Tenn. Wayne County Bancshares, Inc. Commercial Bank 4.40 5.40 10,800 0.08 344,732
120 Central Bank Savannah Tenn. Commercial Bank 4.39 4.80 3,250 -0.37 112,279
121 Farmers Savings Bank Wever Iowa FSB Bancorp Commercial Bank 4.35 7.01 3,587 -1.92 122,746
122 Great Plains Bank Eureka S.D. Great Plains Bank Corporation Commercial Bank 4.34 3.86 4,387 0.00 130,461
123 Kingstree Federal Savings and Loan Association Kingstree S.C. Kingstree Bancshares, M.H.C. Savings & Loan Assoc 4.31 2.63 1,057 0.00 39,025
124 Security State Bank Iron River Wis. Security Bank Shares, Inc. Commercial Bank 4.30 5.05 3,511 0.00 120,818
125 Star Bank Maple Lake Minn. MidWest Bancorporation, Inc. Commercial Bank 4.24 4.08 9,859 0.03 328,662
126 First Federal Savings and Loan Association of Lorain Lorain Ohio Savings & Loan Assoc 4.23 6.33 13,306 -0.23 458,050
127 State Bank of Fairmont Fairmont Minn. Web, Inc. Commercial Bank 4.22 2.53 3,844 -0.02 116,775
128 Laona State Bank Laona Wis. Northern Wisconsin Bank Holding Company, Inc. Commercial Bank 4.20 5.28 5,043 0.12 233,139
129 1st Financial Bank USA Dakota Dunes S.D. Commercial Bank 4.17 3.81 18,859 2.66 633,090
130 Foresight Bank Plainview Minn. Plainview Bankshares, Inc. Commercial Bank 4.16 5.16 8,824 -0.01 281,422
131 Bank of Dawson Dawson Ga. Dawson Bancshares, Inc. Commercial Bank 4.15 2.24 3,548 0.00 127,490
132 First Bank & Trust Co. Duncan Okla. Commercial Bank 4.12 1.25 20,334 0.03 624,272
133 Community Bank of Pickens County Jasper Ga. Community Banks of Georgia, Inc. Commercial Bank 4.09 3.97 13,222 0.05 419,410
134 Citizens-Farmers Bank of Cole Camp Cole Camp Mo. Commercial Bank 4.07 4.33 3,576 -0.02 144,785
135 Enterprise Bank of South Carolina Ehrhardt S.C. Commercial Bank 4.06 4.76 9,176 0.05 385,387
136 Iuka State Bank Salem Ill. Iuka Bancshares Inc Commercial Bank 4.05 1.58 3,152 1.01 112,427
137 Brighton Bank Brighton Tenn. Brighton Bancorp, Inc. Commercial Bank 4.04 3.85 1,303 -0.03 46,505
138 Town & Country Bank Las Vegas Nev. West Point Bancorp, Inc. Commercial Bank 3.99 5.09 6,002 0.00 244,595
139 Mound City Bank Platteville Wis. Mound City Financial Services, Inc. Commercial Bank 3.98 4.14 11,746 0.04 421,450
140 PremierBank Fort Atkinson Wis. First American Bankshares, Inc. Commercial Bank 3.97 1.95 10,292 0.00 489,188
141 American Metro Bank Chicago Ill. American Metro Bancorp, Inc. Commercial Bank 3.96 2.41 2,404 -0.01 85,914
142 First Federal Savings Bank Rochester Ind. American Midwest Financial Corp. Savings & Loan Assoc 3.94 3.45 14,127 0.00 484,256
143 Northeast Bank Lewiston Maine Commercial Bank 3.93 3.22 36,694 0.01 1,256,780
144 Bank of Louisiana Louisiana Mo. Lincoln County Bancorp, Inc. Commercial Bank 3.91 1.51 1,267 -0.14 55,967
Lafayette State Bank Mayo Fla. Commercial Bank 3.91 8.18 3,696 0.77 143,918
Peoples Community Bank Mazomanie Wis. Peoples Community Bancshares, Inc. Commercial Bank 3.91 1.62 8,199 0.00 333,136
147 Concordia Bank Concordia Mo. Northern Missouri Bancshares, Inc. Commercial Bank 3.89 6.10 2,463 0.00 87,233
148 First Bank and Trust Company Minden Neb. First of Minden Financial Corporation Commercial Bank 3.88 4.06 1,619 -0.01 76,579
OFG Bancorp San Juan P.R. Bank Holding Company 3.88 3.92 264,372 0.62 10,018,991
Putnam County Bank Hurricane W.Va. Putnam Bancshares, Inc. Commercial Bank 3.88 3.79 12,809 -0.08 640,304
Rushford State Bank (Incorporated) Rushford Minn. Rushford State Bancorp, Inc. Commercial Bank 3.88 2.93 1,684 -0.01 63,899
152 Security State Bank of Aitkin Aitkin Minn. Security State Agency of Aitkin, Inc. Commercial Bank 3.86 0.21 2,411 -0.25 114,912
153 State Bank of Nauvoo Nauvoo Ill. Commercial Bank 3.85 2.75 791 0.39 33,195
154 Citizens State Bank Norwood Young America Norwood Young America Minn. Piesco, Inc. Commercial Bank 3.82 3.96 2,495 0.00 100,158
155 Dickinson County Bank Enterprise Kan. Commercial Bank 3.79 2.66 437 0.00 18,254
First Exchange Bank White Hall W.Va. Heritage Bancshares, Inc. Commercial Bank 3.79 2.94 10,004 0.05 313,370
157 Freedom Bank, Inc. Belington W.Va. Freedom Bancshares, Inc. Commercial Bank 3.78 3.99 5,109 0.48 185,233
158 Farmers & Merchants Bank Lakeland Ga. FMB Bancshares, Inc. Commercial Bank 3.77 5.93 15,065 0.10 598,926
159 Alden State Bank Alden Mich. Commercial Bank 3.76 1.98 6,016 -0.14 249,718
Farmers & Merchants Union Bank Columbus Wis. Jewel Box Financial Services, Inc. Commercial Bank 3.76 3.34 12,486 -0.13 413,305
161 Southern Bank Sardis Ga. Sardis Bankshares, Inc. Commercial Bank 3.75 2.86 1,767 -0.02 87,478
Union Bank Lake Odessa Mich. Union Financial Corporation Commercial Bank 3.75 3.81 7,158 -0.65 245,186
163 215 Holding Company Minneapolis Minn. Bank Holding Company 3.74 3.32 24,462 1.21 880,978
164 Wray State Bank Wray Colo. HOTC Investment Co. Commercial Bank 3.72 3.01 5,005 0.20 169,445
165 Community State Bank Starke Fla. Community State Bank Corporation Commercial Bank 3.71 2.20 3,280 0.17 160,835
Elderton State Bank Elderton Pa. Keystrong Financial, Inc. Commercial Bank 3.71 3.27 9,449 0.12 315,543
Great North Bank Florence Wis. Florence Bancorporation, Inc. Commercial Bank 3.71 1.83 3,387 -0.32 143,245
Home Loan Investment Bank, F.S.B. Warwick R.I. Prospect Financial Corporation Savings & Loan Assoc 3.71 3.99 12,181 0.40 370,148
169 First National Bank and Trust Company of Broken Arrow Broken Arrow Okla. First Broken Arrow Corporation Commercial Bank 3.70 2.77 5,081 -0.07 223,658
170 California Pacific Bank San Francisco Calif. Commercial Bank 3.69 0.00 2,019 0.00 89,177
Fairfield National Bank Fairfield Ill. Fairfield Bancshares, Inc. Commercial Bank 3.69 3.38 12,020 -0.07 582,433
First National Community Bank New Richmond Wis. One Corporation Commercial Bank 3.69 4.70 5,942 0.61 275,129
173 Bank of Tescott Tescott Kan. Tescott Bancshares, Inc. Commercial Bank 3.68 1.41 10,978 -0.04 420,424
Hatboro Federal Savings, FA Hatboro Pa. Savings & Loan Assoc 3.68 4.29 13,352 0.00 548,776
175 1st Equity Bank Skokie Ill. First Equity Corp. Commercial Bank 3.67 7.21 4,021 0.00 141,545
Claxton Bank Claxton Ga. Southern Bankshares, Inc. Commercial Bank 3.67 2.85 2,860 0.27 134,889
Security Bank New Auburn Wis. Security Bank Shares, Inc. Commercial Bank 3.67 1.04 3,747 0.04 133,752
Union State Bank of Hazen Hazen N.D. Hazen Bancorporation, Inc. Commercial Bank 3.67 2.23 3,650 0.69 187,875
179 Bank of Washington Washington Mo. Diamond Bancorp, Inc. Commercial Bank 3.66 5.40 25,710 -0.04 828,338
Peoples Bank Pratt Kan. Peoples Bankshares Ltd. Commercial Bank 3.66 5.39 10,044 0.01 468,816
Trust Bank Lenox Ga. Trust Holding Company, Inc. Commercial Bank 3.66 3.64 847 -0.07 41,198
182 Midstates Bank, National Association Council Bluffs Iowa Midstates Bancshares, Inc. Commercial Bank 3.65 1.87 13,288 0.01 606,682
Peoples Trust and Savings Bank Riverside Iowa Country Bancorporation Commercial Bank 3.65 2.31 604 -1.53 30,675
184 First Federal Savings and Loan Bank Olathe Kan. First Federal of Olathe Bancorp, Inc. Commercial Bank 3.64 3.41 2,882 -0.12 98,846
Olney Bancshares of Texas, Inc. Olney Tex. Bank Holding Company 3.64 1.25 109,823 0.01 3,564,850
186 State Bank of Cochran Cochran Ga. Central Georgia Banking Company Commercial Bank 3.63 3.79 4,737 -0.28 232,310
187 Bank of Hillsboro, National Association Hillsboro Ill. Country Bancorp, Inc. Commercial Bank 3.59 3.03 11,016 -0.03 442,376
Legacy Bank Wiley Colo. Commercial Bank 3.59 3.11 10,375 0.00 425,861
Mercer County State Bank Sandy Lake Pa. Mercer County State Bancorp, Inc. Commercial Bank 3.59 2.45 11,136 0.01 474,584
190 Community Bank Liberal Kan. Light Bancshares Corporation Commercial Bank 3.58 3.40 2,858 0.00 142,321
Peoples Bank Taylorsville Ky. Lake Valley Bancorp, Inc. Commercial Bank 3.58 3.69 2,561 0.03 116,332
192 Monterey County Bank Monterey Calif. Northern California Bancorp, Inc. Commercial Bank 3.57 4.50 3,880 0.03 210,911
193 Community State Bank of Rock Falls Rock Falls Ill. Community Illinois Corporation Commercial Bank 3.55 3.25 6,917 0.16 303,272
Great Western Bancorp, Inc. Sioux Falls S.D. Bank Holding Company 3.55 1.40 357,403 0.59 12,604,439
195 Odin State Bank Odin Minn. Odin Bancshares, Inc. Commercial Bank 3.54 4.10 1,225 3.21 51,694
196 Washington Savings Bank Effingham Ill. Washington Savings MHC Savings Bank 3.52 0.37 10,118 -0.08 433,084
197 Taylorsville Savings Bank, SSB Taylorsville N.C. Savings Bank 3.51 3.17 2,830 -0.03 117,269
198 Noah Bank Elkins Park Pa. Commercial Bank 3.50 2.02 10,239 0.22 358,992
199 National Bank of Andrews Andrews Tex. Andrews Bancshares, Inc. Commercial Bank 3.49 4.24 5,403 0.01 242,685
Sterling Bancorp, Inc. Southfield Mich. Savings & Loan HC 3.49 0.42 93,683 0.12 3,938,062

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.

*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.

**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.

***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Dec. 18, 2020.

© 2021 American Banker

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