Banks and Thrifts with the Highest Nonperformer Ratios

January 29, 2010, 2:03 p.m. EST 1 Min Read

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Banks and Thrifts with the Highest Nonperformer RatiosOn Sept. 30, 2009. Dollars in thousands Published January 29, 2010
Rank		Holding company	Institution type	Ratio*	Year earlier	Nonperformers	Net chargeoffs**	Assets
1	Eastern Savings Bank FSB Hunt Valley, Md.	none	thrift	50.22%	51.40%	$351,939	2.72%	$977,017
2	City Bank Lynnwood, Wash.	none	bank	47.52	9.11	394,471	9.21	1,219,356
3	H&R Block Bank Kansas City, Mo.	H&R Block Inc.	thrift	45.70	23.09	330,854	2.11	1,438,053
4	Wilton Bank Conn.	none	bank	36.51	1.77	24,750	3.42	94,523
5	Gordon Bank Ga.	none	bank	35.77	24.07	7,116	-0.04	33,969
6	First Security Trust and Savings Bank Elmwood Park, Ill.	First Security Bancorp Inc.	bank	35.11	0.40	43,236	-0.06	226,831
7	Florida Community Banks Inc. Immokalee	none	BHC	34.30	16.75	195,544	2.07	877,126
8	Builders Financial Corp. Chicago	none	bank	33.83	9.69	116,569	4.15	510,083
9	Washington First Financial Group Inc. Seattle	none	bank	30.98	9.13	165,555	11.53	681,416
10	WestSide Bank Hiram, Ga.	none	bank	29.95	5.58	32,341	5.31	166,533
11	OptimumBank Fort Lauderdale, Fla.	OptimumBank Holdings Inc.	bank	29.36	2.79	45,927	2.92	269,869
12	First Commerce Community Bank Douglasville, Ga.	First Commerce Community Bankshares Inc.	bank	28.85	6.48	55,708	2.94	270,614
13	Key West Bank Fla.	Key West Bancgroup Inc.	thrift	28.63	9.18	20,425	0.00	99,859
14	Peninsula Bank Englewood, Fla.	none	bank	28.20	6.35	121,436	5.81	646,229
15	First East Side Savings Bank Tamarac, Fla.	Raddatz Family Ltd. Partnership	thrift	26.92	8.25	14,985	1.35	104,927
16	Olde Cypress Community Bank Clewiston, Fla.	First Glades Corp.	thrift	26.71	5.89	37,034	0.05	173,109
17	Security Bank North Lauderdale, Fla.	CP Capital Bancorp Inc.	bank	26.59	10.06	32,691	11.85	179,030
18	George Washington Savings Bank Orland Park, Ill.	George Washington Bancorp Inc.	bank	26.54	1.63	90,575	-0.01	421,461
19	Frontier Financial Corp. Everett, Wash.	none	bank	25.72	5.35	810,521	11.64	3,771,390
20	International Bancorp of Miami Inc. Coral Gables, Fla.	Granvalor Holding Ltd.	bank	25.18	7.20	105,070	4.89	610,018
21	Bank of Commerce Wood Dale, Ill.	Bancshares Holding Corp.	bank	24.05	5.09	42,469	0.30	221,002
22	First Bankshares Inc. Winter Park, Fla.	none	bank	24.01	3.79	79,719	0.95	470,624
23	CenTrust Bank Northbrook, Ill.	CenTrust Financial Inc.	bank	23.83	5.65	23,187	1.91	124,462
24	Seattle Bank	Seattle Financial Group Inc.	bank	23.82	8.72	121,499	6.86	677,150
25	LibertyPointe Bank New York	Boymelgreen Financial Holdings Inc.	bank	23.74	6.81	44,561	0.93	211,712
26	North Georgia Bank Watkinsville	North Georgia Bancorp Inc.	bank	23.72	4.42	31,782	1.14	183,778
27	USA Bank Port Chester, N.Y.	none	bank	23.65	2.54	40,617	0.00	223,155
28	Security State Bank Iron River, Wis.	Security Bank Shares Inc.	bank	23.62	3.58	19,311	7.08	114,834
29	ISN Bank Cherry Hill, N.J.	none	bank	23.62	11.60	19,245	0.67	102,966
30	K Capital Corp. Owings Mills, Md.	none	bank	23.54	9.91	122,135	4.46	664,553
31	Gwinnett Community Bank Duluth, Ga.	Community Financial Holding Co. Inc.	bank	23.35	3.81	81,644	1.73	504,660
32	Family Federal Savings of Illinois Cicero	none	thrift	23.04	7.67	11,324	0.00	64,528
33	Wheatland Bank Naperville, Ill.	none	bank	22.90	1.93	96,396	0.00	480,608
34	Coastal Community Bank Panama City, Fla.	Coastal Community Investments Inc.	bank	22.79	4.01	69,288	3.94	382,211
35	Chestatee State Bank Dawsonville, Ga.	Chestatee Bancshares Inc.	bank	22.71	13.53	46,355	3.05	290,948
36	North County Bank Arlington, Wash.	County Bancorp Inc.	bank	22.67	2.62	62,456	0.17	359,195
37	First National Bank of Crestview Fla.	FNBC Financial Corp.	bank	22.65	3.65	19,737	0.75	155,049
38	Maritime Savings Bank West Allis, Wis.	none	thrift	22.56	4.24	66,098	11.93	380,754
39	Doral GP Ltd. San Juan, Puerto Rico	none	bank	22.54	15.26	1,252,170	0.69	9,943,663
40	Northwest Bank & Trust Acworth, Ga.	Northwest Bancshares Inc.	bank	22.16	7.49	24,887	12.40	173,120
41	First Security Bank of Nevada Las Vegas	none	bank	22.03	2.75	20,187	0.00	117,044
42	Copper Star Bank Scottsdale, Ariz.	Star Bancorp	bank	21.79	0.46	41,431	5.81	249,186
43	Security Exchange Bank Marietta, Ga.	SEB Bancorp Inc.	bank	21.44	4.00	26,376	4.28	191,239
44	Home Valley Bank Grants Pass, Ore.	Home Valley Bancorp Inc.	bank	21.39	2.46	45,125	4.27	249,913
45	Central Bancorp Inc. Garland, Tex.	none	bank	21.08	1.32	311,032	3.92	2,727,660
46	MBank Gresham, Ore.	Merchants Bancorp	bank	21.07	7.51	36,668	2.38	276,685
47	Holladay Bank & Trust Salt Lake City	none	bank	21.06	9.18	9,457	9.98	65,203
48	Ocean Bankshares Inc. Miami	none	bank	21.02	22.71	693,280	6.03	4,206,073
49	First Citizens Bank of Georgia Dawsonville	First Citizens Financial Corp.	bank	20.90	0.74	16,349	0.53	117,623
50	First National Bank & Trust Co. in Larned Kan.	Pawnee Bancshares Inc.	bank	20.84	15.12	4,739	14.73	36,775
51	Bayside Savings Bank Port St. Joe, Fla.	Coastal Community Investments Inc.	thrift	20.63	12.25	9,538	0.55	86,068
52	Palm Desert National Bank Palm Desert, Calif.	Palm Desert Investments	bank	20.61	6.02	46,828	3.73	268,453
53	New Century Bank Chicago	NCB Holdings Inc.	bank	20.61	6.44	88,076	0.50	488,745
54	R&G Financial Corp. Hato Rey, Puerto Rico	none	bank	20.56	10.37	1,176,131	1.46	6,575,377
55	Bank of Hiawassee Ga.	Chatuge Bank Shares Inc.	bank	20.50	7.91	61,789	6.44	410,809
56	First National Bancshares Inc. Spartanburg, S.C.	none	bank	20.40	4.56	116,785	5.53	788,272
57	Bank Holdings Reno	none	bank	20.38	4.80	78,422	8.48	539,154
58	Ravenswood Bank Chicago	CBR Holdings Inc.	bank	20.37	0.89	47,567	0.39	327,513
59	Delta Bank Manteca, Calif.	Delta National Bancorp	bank	20.27	5.78	14,990	4.63	122,302
60	Community Security Bank New Prague, Minn.	New Prague Bancshares Inc.	bank	20.11	0.79	19,771	1.21	120,106
61	Desert Hills Capital Corp. Phoenix	none	bank	20.09	5.16	72,536	5.02	525,620
62	Bank of Coral Gables Fla.	none	bank	20.08	4.39	25,458	7.27	174,485
63	Haven Trust Bank Florida Ponte Vedra Beach	H Financial of Florida Inc.	bank	19.68	4.54	27,090	0.09	169,753
64	Cortez Community Bank Brooksville, Fla.	none	bank	19.53	11.11	12,207	19.68	84,145
65	Shoreline Bank Wash.	Northwest Community Bancorp Inc.	bank	19.35	3.63	18,655	1.89	127,404
66	Rogers Bancshares Inc. Little Rock	none	bank	19.26	3.23	197,884	7.36	1,534,746
67	Towne Bank of Arizona Mesa	Towne Bancorp Inc.	bank	19.20	11.28	16,621	4.50	126,727
68	WGNB Corp. Carrollton, Ga.	none	bank	19.19	11.82	112,799	4.61	832,910
69	Patriot National Bancorp Inc. Stamford, Conn.	none	bank	19.15	3.70	137,862	0.20	937,438
70	AmericanFirst Bank Clermont, Fla.	none	bank	19.10	2.85	14,084	0.01	109,359
71	Henry County Bancshares Inc. Stockbridge, Ga.	none	bank	19.03	10.44	91,922	0.79	652,388
72	Interamerican Bank FSB Miami	Voting Trust -Ferrera Fuentes Pacheco	thrift	18.97	6.07	41,534	0.00	271,849
73	Appalachian Bancshares Inc. Ellijay, Ga.	none	bank	18.90	3.46	151,692	6.84	1,152,568
74	High Desert State Bank Albuquerque	none	bank	18.88	7.61	12,469	1.79	86,729
75	HomeStreet Bank Seattle	HomeStreet Inc.	bank	18.79	2.99	426,559	6.00	3,207,249
76	Bank of Washington Lynnwood	Washington Bancorp Inc.	bank	18.77	2.07	31,043	2.02	196,653
77	1st American State Bank of Minnesota Hancock	West Central Banque Shares Inc.	bank	18.71	14.79	2,111	17.80	18,396
78	High Trust Bank Stockbridge, Ga.	High Trust Bancorp Inc.	bank	18.51	6.14	33,530	0.84	220,792
79	TierOne Bank Lincoln, Neb.	TierOne Corp.	thrift	18.20	6.44	433,112	17.61	2,938,028
80	Century Security Bank Johns Creek, Ga.	none	bank	18.17	6.87	12,643	-0.05	102,135
81	University National Bank of Lawrence Kan.	Lawrence Financial Corp.	bank	18.13	2.12	15,212	3.91	106,065
82	Sabadell United Bank Miami	Banco Sabadell SA	foreign	18.10	6.69	279,730	2.29	2,071,700
83	Transatlantic Holding Corp. Miami	Banco Sabadell SA	foreign	18.08	9.50	71,560	0.67	627,866
84	Great Florida Bank Miami Lakes	none	bank	18.05	7.48	226,740	4.81	1,716,557
85	First National Bank of Florida Milton	none	bank	17.98	11.59	48,428	0.67	392,107
86	Habersham Bancorp Cornelia, Ga.	none	bank	17.98	10.73	53,159	6.02	488,626
87	Broadway Bancorp Inc. Chicago	none	bank	17.84	7.04	175,234	3.58	1,234,180
88	Citizens Bank of Effingham Springfield, Ga.	Citizens Effingham Bancshares Inc.	bank	17.75	0.13	35,416	0.93	237,351
89	W Holding Co. Inc. Mayaguez, Puerto Rico	none	bank	17.75	16.22	1,553,483	1.87	13,489,407
90	Sandhills Bank North Myrtle Beach, S.C.	Max Bancorp LLC	bank	17.72	4.32	7,426	0.98	66,164
91	First National Bank Savannah, Ga.	First National Corp.	bank	17.72	0.05	35,615	13.71	318,422
92	First Chicago Bancorp	Eggemeyer Capital LLC	bank	17.66	2.21	167,876	6.50	1,293,836
93	Utah Community Bank Sandy	Utah Community Bancorp	bank	17.65	6.49	5,281	0.35	49,662
94	Farmers State Bank Mountain City, Tenn.	Farmers State Bancshares Inc.	bank	17.58	1.77	14,913	1.24	128,259
95	Liberty Bank Salt Lake City	none	bank	17.50	11.26	2,194	16.17	16,611
96	Hershenhorn Bancorp. Inc. Palatine, Ill.	none	bank	17.46	11.58	45,928	11.44	364,001
97	Home Loan Investment Bank FSB Warwick, R.I.	Prospect Financial Corp.	thrift	17.33	6.59	22,943	1.10	215,393
98	FNBH Bancorp Inc. Howell, Mich.	none	bank	17.29	9.31	49,138	4.11	345,853
99	San Luis Trust Bank FSB San Luis Obispo, Calif.	none	thrift	17.23	7.73	45,341	0.13	403,277
100	Liberty Bank Naples, Fla.	Liberty Banshares Florida Inc.	thrift	17.07	11.20	22,532	19.88	154,122
101	Lincoln Park Savings Bank Chicago	none	bank	17.06	1.28	29,804	0.00	215,350
102	Bank of Wrightsville Ga.	Wrightsville Bancshares Inc.	bank	16.99	6.48	5,978	2.68	62,197
103	Valley Community Bank St. Charles, Ill.	Valley Community Bancorp Inc.	bank	16.92	7.90	19,309	4.25	170,517
104	Pueblo Bank and Trust Co. Colo.	Pueblo Bancorp.	bank	16.89	14.06	42,873	0.36	371,576
105	Sevier County Bank Sevierville, Tenn.	Sevier County Bancshares Inc.	bank	16.88	5.65	46,420	1.33	407,725
106	Lakeside Community Bank Sterling Heights, Mich.	Michigan Community Bancorp Ltd.	bank	16.76	10.14	6,948	3.65	65,700
107	Champion Bank St. Louis	Champion Bancshares Inc.	bank	16.70	8.27	25,811	-1.02	204,136
108	State Bank of Aurora Minn.	Aurora Holding Co.	bank	16.64	3.51	3,861	4.77	28,171
109	First Commercial Bank of Tampa Bay Tampa, Fla.	FCB Financial Inc.	bank	16.63	8.08	16,928	6.58	151,467
110	WebBank Salt Lake City	Steel Partners LLC	bank	16.62	3.30	4,550	63.21	39,691
111	Community Bank of Manatee Bradenton, Fla.	CBM Florida Holding Co.	bank	16.59	9.54	31,403	1.91	252,435
112	SBC Inc. Countryside, Ill.	none	bank	16.51	2.69	103,687	8.72	970,860
113	Turnberry Bank Aventura, Fla.	Turnberry Financial Services Inc.	thrift	16.46	6.84	34,207	0.21	255,523
114	EuroBank Coral Gables, Fla.	none	bank	16.41	3.48	11,364	2.64	98,054
115	Pinnacle Bank Rogers, Ark.	Pinnacle Bancshares Inc.	bank	16.40	0.56	13,588	0.75	116,152
116	First Federal Bank of North Florida Palatka	none	thrift	16.38	7.15	56,614	1.53	444,040
117	International Finance Bank Miami	none	bank	16.24	2.48	51,016	0.01	450,381
118	First Arizona Savings FSB Scottsdale	FASLA Holding Co.	thrift	16.24	2.76	41,157	0.12	344,798
119	Central Progressive Bank Lacombe, La.	Blossman Bancshares Inc.	bank	16.23	19.39	47,265	2.80	422,224
120	Flagstar Bank FSB Troy, Mich.	MatlinPatterson LLC	thrift	16.10	5.91	1,640,928	2.02	14,776,049
121	Home Federal Bank of Hollywood Hallandale Beach, Fla.	Home Bancgroup Inc.	thrift	15.95	10.18	10,766	0.00	82,994
122	Coastal Bank Cocoa Beach, Fla.	Coastal Bancorp. Inc.	thrift	15.93	9.64	18,353	0.43	154,934
123	Dickinson Financial Corp. II Kansas City, Mo.	none	bank	15.89	3.57	567,061	9.73	5,603,625
124	Putnam State Bank Palatka, Fla.	Neighborhood Bank Corp.	bank	15.88	6.18	23,830	0.03	197,547
125	Citizens Bank Cairo, Ga.	none	bank	15.81	3.41	3,862	3.42	46,792
126	First Savings Bank Northwest Renton, Wash.	First Financial Northwest Inc.	bank	15.77	3.38	169,868	3.42	1,305,459
127	Piedmont Community Bank Gray, Ga.	Piedmont Community Bank Group Inc.	bank	15.77	3.18	28,361	0.49	263,937
128	Sun West Bank Las Vegas	Sun West Capital Corp.	bank	15.77	1.30	49,931	10.10	389,559
129	Croydon Savings Bank Pa.	none	bank	15.75	0.00	1,538	1.16	12,946
130	Preferred Bank Los Angeles	none	bank	15.72	5.17	169,861	11.40	1,374,030
131	First Regional Bancorp Century City, Calif.	none	bank	15.69	1.23	314,115	0.77	2,171,358
132	State Bank of Cokato Minn.	Cokato Bancshares Inc.	bank	15.68	2.74	8,216	0.63	62,222
133	Polk County Bank Johnston, Iowa	Polk County Bancorp. Inc.	bank	15.64	7.99	14,125	0.91	130,264
134	ShoreBank Corp. Chicago	none	bank	15.62	3.43	247,891	1.69	2,805,559
135	First Vietnamese American Bank Westminster, Calif.	none	bank	15.58	0.00	6,956	0.00	65,188
136	Fidelity Bank of Florida Merritt Island	none	bank	15.50	6.48	56,709	4.16	438,137
137	Prime Alliance Bank Woods Cross, Utah	none	bank	15.46	10.40	16,918	5.10	141,564
138	Butler Bank MHC Lowell, Mass.	Butler Bancorp MHC	bank	15.40	12.98	33,043	0.70	273,246
139	Covenant Bank and Trust Rock Spring, Ga.	none	bank	15.36	2.47	13,395	6.78	109,639
140	Northpointe Bank Grand Rapids	Northpointe Bancshares Inc.	bank	15.33	6.73	32,713	3.17	282,301
141	Gulf Coast Community Bank Pensacola, Fla.	none	bank	15.32	1.06	33,768	0.22	278,830
142	BankCherokee St. Paul	Cherokee Bancshares Inc.	bank	15.32	10.39	20,056	2.13	237,034
143	Home Savings of America Little Falls, Minn.	Home Savings Bancorp	thrift	15.31	5.83	54,004	0.00	470,975
144	Premier Bank Minnesota Farmington, Minn.	none	bank	15.29	5.40	22,834	3.72	192,495
145	Bank of Florida Corp. Naples	none	bank	15.28	2.45	191,551	4.00	1,488,008
146	TransCapital Bank Sunrise, Fla.	none	bank	15.23	4.43	28,968	2.03	237,675
147	Eastside Commercial Bank Bellevue, Wash.	none	bank	15.14	6.30	7,306	0.44	61,492
148	AztecAmerica Bank Berwyn, Ill.	AztecAmerica Bancorp Inc.	bank	15.14	8.08	10,208	0.22	86,057
149	First Federal Bank Harrison, Ark.	First Federal Bancshares of Arkansas Inc.	thrift	15.10	7.61	79,294	0.11	738,613
150	Community Bankshares Inc. Cornelia, Ga.	none	bank	15.09	2.38	156,260	13.75	1,437,397
151	Cowlitz Bancorp. Longview, Wash.	none	bank	15.04	NA	56,297	3.59	578,287
152	Ventura County Business Bank Oxnard, Calif.	none	bank	15.00	6.87	10,536	1.75	104,437
153	McIntosh Commercial Bank Carrollton, Ga.	MCB Financial Group Inc.	bank	14.96	8.41	33,026	0.66	402,891
154	Nexity Financial Corp. Birmingham, Ala.	none	bank	14.94	10.89	89,715	5.37	1,054,872
155	Coastal Community Bank Everett, Wash.	Coastal Financial Corp.	bank	14.93	2.75	30,194	1.12	280,212
156	Global Commerce Bank Doraville, Ga.	none	bank	14.81	0.00	18,763	0.00	188,317
157	All American Bank Des Plaines, Ill.	none	bank	14.74	7.33	3,952	1.91	37,943
158	Columbia Bancorp The Dalles, Ore.	none	bank	14.67	6.88	107,926	12.10	1,057,502
159	Millennium Bankshares Corp. Sterling, Va.	none	bank	14.66	7.44	21,627	0.45	254,565
160	Citizens Bank of Northern California Nevada City	Citizens Bancorp	bank	14.62	2.51	44,232	0.28	387,923
161	First Capital Bank Marianna, Fla.	none	bank	14.62	3.10	5,633	2.43	53,529
162	First Bank of Jacksonville Fla.	none	bank	14.61	3.91	9,741	0.76	90,961
163	First Sound Bank Seattle	none	bank	14.54	0.29	27,795	9.48	225,064
164	Mountain Pacific Bank Everett, Wash.	none	bank	14.48	8.57	12,672	3.37	123,312
165	MetroBank Financial Services Inc. Miami	none	bank	14.43	2.12	46,961	5.47	470,032
166	American Trust Bank Roswell, Ga.	American Trust Bancorp	bank	14.43	3.30	28,219	5.96	303,341
167	Premier Bancshares Inc. Jefferson City, Mo.	none	bank	14.39	3.93	148,853	4.12	1,385,943
168	CornerstoneBank Atlanta	Cornerstone Bancshares	thrift	14.34	12.54	51,411	0.00	468,731
169	Tomahawk Community Bank SSB Wis.	none	bank	14.32	3.78	6,325	11.84	73,889
170	Western Commercial Bank Woodland Hills, Calif.	WCB Holdings Inc.	bank	14.32	9.43	13,806	0.90	119,667
171	Centennial Bank Ogden, Utah	Centennial Bankshares Inc.	bank	14.29	9.39	24,920	2.73	244,094
172	Anadarko Bank and Trust Co. Okla.	Falcon Bancorp Inc.	bank	14.24	10.36	4,559	0.68	60,496
173	Mercantil Commercebank Holding Corp. Coral Gables, Fla.	Mercantil Servicios Financieros	foreign	14.22	7.60	439,938	5.02	5,862,804
174	Premier Bank Rochester Minn.	none	bank	14.22	6.81	16,954	1.53	153,103
175	PSB Group Inc. Madison Heights, Mich.	none	bank	14.14	6.01	51,691	1.45	474,299
176	Security State Bank Scott City, Kan.	Security Bancshares Inc.	bank	14.14	4.95	14,682	4.55	146,387
177	Capmark Bank Midvale, Utah	Capmark Financial Group Inc.	bank	14.13	0.30	1,116,625	7.14	10,585,074
178	Bank 1st Albuquerque	Bank 1st Financial Corp.	bank	14.07	3.04	7,706	0.24	93,951
179	Devon Bank Chicago	Devon Bancorp Inc.	bank	14.07	1.25	31,576	0.55	309,365
180	National Bank of Earlville Ill.	NBE Bancshares Inc	bank	14.04	0.81	4,560	0.18	56,002
181	Bank of Bonifay Fla.	Bonifay Holding Co. Inc.	bank	13.98	9.23	24,293	1.38	244,670
182	Oxford Bank Corp. Mich.	none	bank	13.98	10.64	33,691	2.32	347,955
183	Riverside Banking Co. Fort Pierce, Fla.	none	bank	13.94	2.64	286,659	7.32	3,474,080
184	Williamsburg First National Bank Kingstree, S.C.	WFNB Bankshares Inc.	bank	13.94	10.28	12,038	7.45	139,797
185	Parkway Bank Rogers, Ark.	Parkway Bankshares Inc	bank	13.92	8.54	10,300	3.23	116,659
186	La Jolla Bank FSB Rancho Santa Fe, Calif.	Frank R. & Joanne C. Warren Revocable Trust	thrift	13.92	1.98	490,550	0.00	3,846,895
187	First Security Bank and Trust Co. Norton, Kan.	First Norton Corp.	bank	13.87	3.97	6,219	3.34	89,046
188	Bank of Ellijay Ga.	none	bank	13.87	2.83	18,771	0.56	179,943
189	Saehan Bancorp Los Angeles	none	bank	13.86	3.64	84,704	7.36	830,050
190	Sunshine State Community Bank Port Orange, Fla.	Sunshine Bankshares Inc.	bank	13.78	4.58	15,274	1.29	155,131
191	West Valley National Bank Avondale, Ariz.	West Valley Bancorp Inc.	bank	13.71	10.97	3,094	0.47	38,331
192	Legacy Bank Milwaukee	Legacy Bancorp Inc.	bank	13.63	3.77	24,722	2.34	231,130
193	Rosemount National Bank Minn.	Rosemount Financial Services Inc.	bank	13.63	11.88	3,281	5.54	40,688
194	First Guaranty Bank and Trust Co. of Jacksonville Fla.	none	bank	13.62	11.44	50,299	1.60	449,724
195	Marco Community Bank Marco Island, Fla.	Marco Community Bancorp Inc.	bank	13.61	12.18	13,816	15.91	138,194
196	Amcore Financial Inc. Rockford, Ill.	none	bank	13.57	4.99	425,420	7.25	4,365,383
197	Union Federal Savings Bank North Providence, R.I.	First Marblehead Corp.	thrift	13.56	0.15	18,478	0.00	234,696
198	Mountain Heritage Bank Clayton, Ga.	none	bank	13.56	2.95	12,077	0.48	122,384
199	Security Savings Bank FSB Olathe, Kan.	Brittany Savings Corp.	thrift	13.49	2.84	56,898	0.04	570,109
200	Century Bank of Kentucky Inc. Lawrenceburg	Century Bancshares Inc.	bank	13.47	4.69	9,994	1.07	109,696

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans and leases as percent of gross loans and leases.
**Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Jan. 20, 2010.

Source:

<small>SNL Financial</small>