Banks and Thrifts with the Largest C&I Loan Portfolios

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Banks and Thrifts with the Largest C&I Loan Portfolios

Banks and Thrifts with the Largest C&I Loan PortfoliosOn Dec. 31, 2012. Dollars in thousands
Published July 8, 2013

Rank  Company Type of
institution
U.S. commercial and industrial loans Nonperforming*
Dec. 31 Year earlier Change Dec. 31 Year earlier
1 Bank of America Corp. Charlotte, N.C. BHC $210,801,894 $184,957,220 14.0% 4.29% 4.58%
2 Wells Fargo & Co. San Francisco BHC 155,987,000 147,906,000 5.5 4.12 4.33
3 Citigroup Inc. New York BHC 140,323,000 127,690,000 9.9 5.09 5.63
4 JPMorgan Chase & Co. New York BHC 140,042,000 122,986,000 13.9 4.94 7.17
5 General Electric Capital Corp. Norwalk, Conn. BHC 101,533,397 NA NA 6.56 NA
6 PNC Financial Services Group Inc. Pittsburgh BHC 55,374,694 46,823,829 18.3 2.47 2.95
7 U.S. Bancorp Minneapolis BHC 48,329,000 41,648,000 16.0 2.80 3.47
8 Ally Financial Inc. Detroit BHC 45,282,000 40,758,000 11.1 1.45 3.90
9 SunTrust Banks Inc. Atlanta BHC 33,720,463 30,150,185 11.8 3.18 4.43
10 Fifth Third Bancorp Cincinnati BHC 30,938,088 25,592,779 20.9 3.31 4.04
11 Comerica Inc. Dallas BHC 26,080,765 23,400,526 11.5 1.35 2.26
12 HSBC North America Holdings Inc. New York foreign BHC 22,557,401 16,849,484 33.9 21.23 19.45
13 RBS Citizens Financial Group Inc. Providence, R.I. foreign BHC 21,740,506 18,925,776 14.9 2.72 2.48
14 Regions Financial Corp. Birmingham, Ala. BHC 18,619,995 16,891,184 10.2 5.75 6.73
15 UnionBanCal Corp. San Francisco foreign BHC 18,491,783 16,235,170 13.9 1.45 1.66
16 KeyCorp Cleveland BHC 18,111,273 15,107,801 19.9 1.14 1.41
17 Capital One Financial Corp. McLean, Va. BHC 18,048,170 17,357,439 4.0 1.07 1.62
18 BB&T Corp. Winston-Salem, N.C. BHC 16,377,409 15,111,341 8.4 2.24 2.64
19 TD Bank US Holding Co. Portland, Maine foreign BHC 16,157,930 14,272,109 13.2 1.45 1.84
20 BMO Financial Corp. Chicago foreign BHC 14,366,116 12,647,420 13.6 3.45 3.06
21 Morgan Stanley New York BHC 14,340,000 13,279,000 8.0 1.28 1.46
22 M&T Bank Corp. Buffalo, N.Y. BHC 14,285,958 12,775,628 11.8 1.88 2.14
23 Utrecht-America Holdings Inc. New York foreign BHC 13,601,000 14,470,000 -6.0 2.31 2.48
24 BBVA USA Bancshares Inc. Houston foreign BHC 13,021,390 11,179,049 16.5 2.12 3.85
25 Santander Holdings USA Inc. Boston foreign BHC 12,491,995 NA NA 3.37 NA
26 Huntington Bancshares Inc. Columbus, Ohio BHC 11,541,576 9,903,904 16.5 2.49 2.84
27 Zions Bancorp. Salt Lake City BHC 10,448,937 9,589,926 9.0 2.77 3.60
28 CIT Group Inc. New York BHC 10,436,222 9,470,245 10.2 2.54 3.93
29 American Express Co. New York BHC 8,906,000 8,346,000 6.7 1.14 1.42
30 BancWest Corp. San Francisco foreign BHC 8,731,432 7,859,345 11.1 2.19 2.82
31 John Deere Capital Corp. Reno, Nev. BHC 8,660,556 NA NA 0.25 NA
32 Goldman Sachs Group Inc. New York BHC 7,984,000 7,080,000 12.8 0.22 0.26
33 SVB Financial Group Santa Clara, Calif. BHC 6,235,682 4,918,581 26.8 0.44 0.56
34 Raymond James Financial Inc. St. Petersburg, Fla. BHC 5,746,714 NA NA 1.15 NA
35 Northern Trust Corp. Chicago BHC 5,552,200 4,753,908 16.8 1.10 1.25
36 City National Corp. Los Angeles BHC 5,384,808 4,364,461 23.4 0.84 1.15
37 BOK Financial Corp. Tulsa, Okla. BHC 5,293,279 4,428,026 19.5 1.14 1.88
38 Wintrust Financial Corp. Rosemont, Ill. BHC 4,978,616 4,023,117 23.8 1.75 3.77
39 People's United Financial Inc. Bridgeport, Conn. BHC 4,824,230 NA NA 2.55 NA
40 UBS Bank USA Salt Lake City foreign bank 4,817,724 4,070,975 18.3 0.00 0.00
41 East West Bancorp Inc. Pasadena, Calif. BHC 4,753,604 3,870,075 22.8 2.66 2.93
42 PrivateBancorp Inc. Chicago BHC 4,731,779 3,594,840 31.6 2.08 4.09
43 Deutsche Bank Trust Corp. New York foreign BHC 4,449,000 NA NA 0.47 NA
44 First Niagara Financial Group Inc. Buffalo, N.Y. BHC 4,214,017 3,319,612 26.9 1.08 0.81
45 Cullen/Frost Bankers Inc. San Antonio BHC 4,156,512 3,481,448 19.4 0.97 1.18
46 Associated Banc-Corp Green Bay, Wis. BHC 4,073,118 3,314,697 22.9 2.35 3.27
47 Synovus Financial Corp. Columbus, Ga. BHC 3,990,829 3,723,939 7.2 6.16 7.80
48 First Horizon National Corp. Memphis, Tenn. BHC 3,828,246 4,125,904 -7.2 4.20 4.19
49 Hancock Holding Co. Gulfport, Miss. BHC 3,543,386 2,906,171 21.9 1.32 1.04
50 Texas Capital Bancshares Inc. Dallas BHC 3,302,623 2,598,537 27.1 0.66 1.04
51 TCF Financial Corp. Wayzata, Minn. BHC 3,116,453 1,919,375 62.4 6.22 5.46
52 Webster Financial Corp. Waterbury, Conn. BHC 3,093,668 2,662,710 16.2 3.85 4.83
53 Apple Financial Holdings Inc. New York BHC 3,081,772 1,774,099 73.7 0.16 0.19
54 FirstMerit Corp. Akron, Ohio BHC 3,005,884 2,633,154 14.2 1.18 1.79
55 UMB Financial Corp. Kansas City, Mo. BHC 2,696,524 2,120,988 27.1 0.51 0.57
56 Bank Leumi Le-Israel Corp. New York foreign BHC 2,488,083 2,674,886 -7.0 2.26 2.49
57 Discount Bancorp Inc. New York foreign BHC 2,257,062 2,204,593 2.4 1.29 2.06
58 CapitalSource Bank Los Angeles commercial bank 2,224,717 1,833,978 21.3 1.01 3.17
59 Popular Inc. Hato Rey, Puerto Rico BHC 2,181,000 2,434,000 -10.4 8.52 9.30
60 MB Financial Inc. Chicago BHC 2,154,127 2,048,853 5.1 2.34 2.81
61 Iberiabank Corp. Lafayette, La. BHC 2,124,952 1,713,676 24.0 5.85 9.94
62 Cathay General Bancorp El Monte, Calif. BHC 2,102,107 1,806,783 16.3 3.34 4.33
63 Bank of New York Mellon Corp. BHC 2,097,000 2,069,000 1.4 0.85 1.01
64 Commerce Bancshares Inc. Kansas City, Mo. BHC 2,029,065 1,873,645 8.3 1.14 1.40
65 Mercantil Commercebank Holding Corp. Coral Gables, Fla. foreign BHC 1,986,247 1,705,640 16.5 2.32 5.81
66 Signature Bank New York commercial bank 1,917,803 1,233,758 55.4 0.62 1.18
67 Fulton Financial Corp. Lancaster, Pa. BHC 1,882,272 1,773,935 6.1 2.14 2.56
68 First Republic Bank San Francisco commercial bank 1,856,984 1,264,010 46.9 0.22 0.15
69 Susquehanna Bancshares Inc. Lititz, Pa. BHC 1,811,762 1,516,625 19.5 1.24 2.18
70 Valley National Bancorp Wayne, N.J. BHC 1,801,708 1,637,091 10.1 2.94 3.36
71 Cadence Bancorp LLC Houston BHC 1,794,168 372,157 382.1 1.86 0.54
72 1st Source Corp. South Bend, Ind. BHC 1,782,031 1,619,911 10.0 1.36 1.91
73 Mizuho Corporate Bank USA New York foreign bank 1,708,392 1,507,810 13.3 0.00 0.00
74 First Citizens BancShares Inc. Raleigh, N.C. BHC 1,701,542 1,758,124 -3.2 2.23 3.85
75 IMB HoldCo LLC Pasadena, Calif. BHC 1,649,499 NA NA 1.04 NA
76 F.N.B. Corp. Hermitage, Pa. BHC 1,599,527 1,407,469 13.6 1.03 1.70
77 Taylor Capital Group Inc. Rosemont, Ill. BHC 1,493,604 1,315,478 13.5 1.86 2.88
78 Doral Financial Corp. San Juan, Puerto Rico BHC 1,436,247 1,214,643 18.2 18.57 21.45
79 Pinnacle Financial Partners Inc. Nashville, Tenn. BHC 1,429,786 1,124,969 27.1 1.13 2.13
80 Beal Financial Corp. Plano, Texas BHC 1,429,516 NA NA 10.45 NA
81 National Americas Holdings LLC New York foreign BHC 1,348,333 1,039,564 29.7 2.95 5.05
82 Umpqua Holdings Corp. Portland, Ore. BHC 1,316,989 1,186,251 11.0 1.78 2.36
83 BancorpSouth Inc. Tupelo, Miss. BHC 1,308,837 1,292,156 1.3 2.63 3.55
84 First Midwest Bancorp Inc. Itasca, Ill. BHC 1,291,014 1,058,114 22.0 1.95 4.27
85 BankUnited Inc. Miami Lakes, Fla. BHC 1,274,227 NA NA 0.74 NA
86 Santander BanCorp Guaynabo, Puerto Rico foreign BHC 1,210,530 1,088,905 11.2 8.42 9.38
87 WEX Bank Midvale, Utah commercial bank 1,197,887 1,103,123 8.6 0.00 0.00
88 Trustmark Corp. Jackson, Miss. BHC 1,173,295 1,142,336 2.7 1.42 1.82
89 SNBNY Holdings Ltd. New York BHC 1,151,209 938,241 22.7 0.36 0.05
90 United Bankshares Inc. Charleston, W.Va. BHC 1,115,964 974,949 14.5 1.15 1.04
91 Bremer Financial Corp. St. Paul, Minn. BHC 1,115,340 1,030,692 8.2 1.91 2.24
92 Arvest Bank Group Inc. Bentonville, Ark. BHC 1,083,401 1,022,858 5.9 4.27 4.82
93 F&M Bancorp. Inc. Tulsa, Okla. BHC 1,079,817 775,160 39.3 0.68 1.95
94 Hilltop Holdings Inc. Dallas BHC 1,061,963 NA NA 0.04 NA
95 Intrust Financial Corp. Wichita, Kan. BHC 1,049,039 1,041,040 0.8 4.40 2.00
96 Western Alliance Bancorp. Phoenix BHC 1,043,072 817,234 27.6 3.09 4.24
97 New York Private Bank & Trust Corp. BHC 1,000,787 854,616 17.1 11.20 11.88
98 First BanCorp. San Juan, Puerto Rico BHC 999,053 1,116,589 -10.5 14.66 14.68
99 ServisFirst Bancshares Inc. Birmingham, Ala. BHC 998,300 770,746 29.5 0.83 0.99
100 BBCN Bancorp Inc. Los Angeles BHC 990,590 838,962 18.1 1.80 1.79
101 Enterprise Financial Services Corp Clayton, Mo. BHC 984,918 799,624 23.2 1.67 1.85
102 First Commonwealth Financial Corp. Indiana, Pa. BHC 915,058 870,447 5.1 2.56 2.73
103 Community Trust Financial Corp. Ruston, La. BHC 902,529 617,310 46.2 0.92 1.16
104 Old National Bancorp Evansville, Ind. BHC 876,232 844,217 3.8 4.88 6.25
105 TriState Capital Holdings Inc. Pittsburgh BHC 873,009 707,456 23.4 1.38 1.22
106 National Penn Bancshares Inc. Boyertown, Pa. BHC 868,135 833,534 4.2 1.03 1.29
107 Lakeland Financial Corp. Warsaw, Ind. BHC 862,033 753,131 14.5 2.34 2.74
108 Amarillo National Bancorp Inc. Texas BHC 850,747 623,802 36.4 1.07 0.46
109 International Bancshares Corp. Laredo, Texas BHC 835,751 872,216 -4.2 1.72 2.68
110 First Financial Bancorp. Cincinnati BHC 782,125 765,280 2.2 2.11 2.16
111 Sterling Bancorp New York BHC 779,378 795,955 -2.1 0.59 0.82
112 Eastern Bank Corp. Boston BHC 775,777 608,017 27.6 1.76 2.12
113 Manufacturers Bank Los Angeles foreign bank 768,313 665,574 15.4 1.12 2.09
114 Heartland Financial USA Inc. Dubuque, Iowa BHC 748,596 607,583 23.2 2.24 3.39
115 Mutual of Omaha Bank Neb. savings bank 735,786 532,781 38.1 1.27 2.33
116 Brookline Bancorp Inc. Boston BHC 733,962 422,120 73.9 0.82 0.43
117 Central Bancompany Inc. Jefferson City, Mo. BHC 725,290 663,716 9.3 2.17 2.90
118 PacWest Bancorp Los Angeles BHC 714,574 629,401 13.5 4.05 4.94
119 Square 1 Financial Inc. Durham, N.C. BHC 698,962 620,142 12.7 1.68 0.99
120 Independent Bank Corp. Rockland, Mass. BHC 695,559 627,021 10.9 1.59 1.65
121 NBT Bancorp Inc. Norwich, N.Y. BHC 688,797 601,050 14.6 0.93 1.01
122 Columbia Banking System Inc. Tacoma, Wash. BHC 682,868 635,522 7.4 1.74 2.12
123 BancFirst Corp. Oklahoma City BHC 681,841 641,203 6.3 1.18 0.74
124 W.T.B. Financial Corp. Spokane, Wash. BHC 669,302 635,180 5.4 2.51 3.00
125 Hawaiian Electric Industries Inc. Honolulu BHC 662,427 NA NA 2.10 NA
126 Capital Bank Financial Corp. Coral Gables, Fla. BHC 658,328 465,752 41.3 0.87 0.87
127 First NBC Bank Holding Co. New Orleans BHC 654,004 557,543 17.3 1.27 0.60
128 Bridge Capital Holdings San Jose, Calif. BHC 637,689 475,501 34.1 2.14 2.88
129 First Interstate BancSystem Inc. Billings, Mont. BHC 637,020 636,016 0.2 3.29 5.61
130 Chemical Financial Corp. Midland, Mich. BHC 627,058 560,777 11.8 2.84 3.18
131 S&T Bancorp Inc. Indiana, Pa. BHC 626,993 548,240 14.4 2.53 3.36
132 OFG Bancorp San Juan, Puerto Rico BHC 626,419 113,823 450.3 4.10 10.26
133 Prosperity Bancshares Inc. Houston BHC 623,916 310,107 101.2 0.19 0.16
134 First Merchants Corp. Muncie, Ind. BHC 622,579 532,523 16.9 2.20 2.93
135 New York Community Bancorp Inc. Westbury BHC 619,805 657,201 -5.7 1.15 1.29
136 Firstrust Savings Bank Conshohocken, Pa. savings bank 618,875 520,423 18.9 1.75 2.68
137 Bank of Hawaii Corp. Honolulu BHC 602,151 616,449 -2.3 1.04 1.24
138 Eagle Bancorp Inc. Bethesda, Md. BHC 600,710 495,116 21.3 1.20 1.60
139 Berkshire Hills Bancorp Inc. Pittsfield, Mass. BHC 600,126 NA NA 0.72 NA
140 Flagstar Bancorp Inc. Troy, Mich. BHC 577,576 NA NA 19.08 NA
141 Park National Corp. Newark, Ohio BHC 572,770 564,417 1.5 4.11 4.86
142 Green Bancorp Inc. Houston BHC 571,592 399,976 42.9 1.40 0.74
143 Sabadell United Bank Miami foreign bank 571,388 336,444 69.8 1.11 7.07
144 First Banks Inc. Clayton, Mo. BHC 566,534 680,883 -16.8 8.01 10.46
145 Banner Corp. Walla Walla, Wash. BHC 561,519 536,190 4.7 2.75 3.87
146 CoBiz Financial Inc. Denver BHC 535,161 469,619 14.0 2.99 2.82
147 Sun Bancorp Inc. Vineland, N.J. BHC 523,806 500,301 4.7 3.82 4.65
148 American Chartered Bancorp Inc. Schaumburg, Ill. BHC 517,293 482,988 7.1 3.55 4.56
149 First Financial Corp. Terre Haute, Ind. BHC 491,587 478,717 2.7 2.97 2.80
150 Sterling Financial Corp. Spokane, Wash. BHC 485,816 350,194 38.7 2.71 4.85
151 Stifel Financial Corp. St. Louis BHC 478,394 301,752 58.5 0.12 0.08
152 WSFS Financial Corp. Wilmington, Del. BHC 470,776 NA NA 2.07 NA
153 BTC Financial Corp. Des Moines, Iowa BHC 468,666 387,852 20.8 1.13 0.72
154 Community Bank Pasadena, Calif. commercial bank 452,752 395,890 14.4 2.82 4.43
155 Transportation Alliance Bank Inc. Ogden, Utah commercial bank 434,354 488,211 -11.0 6.75 5.72
156 Boston Private Financial Holdings Inc. BHC 429,289 372,370 15.3 1.66 2.05
157 Midland Financial Co. Oklahoma City BHC 426,097 NA NA 2.73 NA
158 Univest Corp. of Pennsylvania Souderton BHC 425,319 420,037 1.3 3.06 2.90
159 Liberty Bank Middletown, Conn. savings bank 424,525 446,931 -5.0 1.39 2.88
160 Glacier Bancorp Inc. Kalispell, Mont. BHC 420,459 408,055 3.0 5.55 6.45
161 Stearns Financial Services Inc. St. Cloud, Minn. BHC 420,108 237,794 76.7 2.28 4.52
162 Johnson Financial Group Inc. Racine, Wis. BHC 419,121 399,810 4.8 2.74 5.80
163 Commerce Bancshares Corp. Worchester, Mass. BHC 414,057 294,700 40.5 1.89 1.80
164 United Community Banks Inc. Blairsville, Ga. BHC 413,252 373,922 10.5 5.43 5.58
165 Tompkins Financial Corp. Ithaca, N.Y. BHC 399,203 287,757 38.7 1.38 2.02
166 CBFH Inc. Beaumont, Texas BHC 399,111 354,843 12.5 1.22 1.95
167 TowneBank Portsmouth, Va. commercial bank 398,085 348,646 14.2 2.44 2.62
168 First Financial Bankshares Inc. Abilene, Texas BHC 397,044 374,756 5.9 1.04 1.12
169 WNB Bancshares Inc. Odessa, Texas BHC 396,555 367,083 8.0 1.12 2.77
170 Medallion Bank Salt Lake City commercial bank 396,542 357,377 11.0 0.67 0.86
171 Scotiabank de Puerto Rico San Juan foreign bank 396,445 277,411 42.9 2.19 1.66
172 CM Florida Holdings Inc. Coral Gables foreign BHC 396,372 263,017 50.7 1.41 2.82
173 Pinnacle Bancorp Inc. Central City, Neb. BHC 394,222 372,074 6.0 1.59 1.97
174 Dollar Bank FSB Pittsburgh savings bank 382,203 389,064 -1.8 0.88 1.21
175 S.Y. Bancorp Inc. Louisville, Ky. BHC 379,398 340,328 11.5 1.81 1.43
176 Marquette Financial Cos. Minneapolis BHC 377,173 419,086 -10.0 1.43 5.20
177 Provident New York Bancorp Montebello BHC 376,052 NA NA 1.96 NA
178 Preferred Bank Los Angeles commercial bank 366,230 291,462 25.7 2.38 6.66
179 Pitney Bowes Bank Inc. Salt Lake City commercial bank 365,283 387,575 -5.8 4.32 4.36
180 Hometown Community Bancorp Inc. Morton, Ill. BHC 362,229 296,420 22.2 4.39 4.54
181 Provident Financial Services Inc. Jersey City, N.J. BHC 357,343 332,978 7.3 3.57 3.97
182 USAmeribancorp Inc. Clearwater, Fla. BHC 352,379 260,236 35.4 1.40 2.77
183 WesBanco Inc. Wheeling, W.Va. BHC 347,478 338,401 2.7 1.62 2.60
184 Community Bank System Inc. DeWitt, N.Y. BHC 340,237 325,809 4.4 0.75 0.78
185 First Defiance Financial Corp. Ohio BHC 338,167 NA NA 3.94 NA
186 State Bankshares Inc. Fargo, N.D. BHC 335,224 280,440 19.5 0.82 1.29
187 Bond Street Holdings Inc. Weston, Fla. BHC 329,966 277,632 18.9 0.69 0.94
188 Bancorp Inc. Wilmington, Del. BHC 326,515 312,280 4.6 1.32 1.01
189 Crestmark Bank Troy, Mich. commercial bank 326,502 302,967 7.8 1.52 0.92
190 CVB Financial Corp. Ontario, Calif. BHC 325,793 286,001 13.9 3.14 2.91
191 Heritage Commerce Corp San Jose, Calif. BHC 322,763 303,140 6.5 2.41 2.06
192 Pacific Continental Corp. Eugene, Ore. BHC 321,385 267,406 20.2 1.18 3.49
193 Star Financial Group Inc. Fort Wayne, Ind. BHC 320,528 281,422 13.9 1.45 2.94
194 Salem Five Bancorp Mass. BHC 320,227 315,452 1.5 1.83 1.79
195 Bank of Highland Park Financial Corp. Ill. BHC 319,224 356,194 -10.4 3.70 2.26
196 Valley View Bancshares Inc. Overland Park, Kan. BHC 318,243 361,429 -11.9 8.16 8.46
197 Northwest Bancshares Inc. Warren, Pa. BHC 317,063 NA NA 2.92 NA
198 FVNB Corp. Victoria, Texas BHC 314,724 273,698 15.0 0.92 0.98
199 Talmer Bancorp Inc. Troy, Mich. BHC 313,381 231,635 35.3 5.58 1.85
200 1st Constitution Bancorp Cranbury, N.J. BHC 311,586 273,568 13.9 1.49 0.95


Notes: Based on data for top-tier consolidated results for bank holding companies, commercial and savings banks, and thrifts operating as of May 10, 2013. Figures for prior periods are not adjusted for mergers and acquisitions. Thrift data prior to 2012 are not available because of new call reporting standards.
*Nonaccrual loans plus loans and leases restructured and in compliance with modified terms.

Source:

SNL Financial
, Charlottesville, Va.
© 2013 American Banker