Banks with Texas Ratios Greater than 100%

March 09, 2010, 7:43 p.m. EST 1 Min Read

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Banks with Texas Ratios Greater than 100%On Dec. 31, 2008. Dollars in thousands Published March 10, 2010 See: Texas Ratio, a '90s-Vintage Failure Predictor, Back in Vogue
Failed	Institution	City	State	Total Assets	Texas Ratio

Y	Suburban Federal Savings Bank	Crofton	MD	$347,408	614%
Y	Citizens Community Bank	Ridgewood	NJ	$44,296	587%
Y	Citizens National Bank	Macomb	IL	$445,660	464%
Y	Community Bank of Lemont	Lemont	IL	$93,550	425%
Y	Strategic Capital Bank	Champaign	IL	$586,740	420%
Y	Heritage Community Bank	Glenwood	IL	$235,154	410%
Y	Riverside Bank of the Gulf Coast	Cape Coral	FL	$523,673	402%
Y	Security Savings Bank	Henderson	NV	$238,307	348%
Y	BankUnited, FSB	Coral Gables	FL	$13,733,306	289%
Y	Silver Falls Bank	Silverton	OR	$134,206	287%
Y	Security Bank of Gwinnett County	Suwanee	GA	$346,763	275%
	Butler Bank	Lowell	MA	$324,196	273%
Y	First State Bank of Altus	Altus	OK	$105,457	269%
Y	FirstBank Financial Services	Mcdonough	GA	$317,237	268%
Y	Republic Federal Bank, National Association	Miami	FL	$482,627	267%
	Federal Trust Bank	Sanford	FL	$585,006	267%
	Eastern Savings Bank, FSB	Hunt Valley	MD	$1,020,586	243%
Y	1st Centennial Bank	Redlands	CA	$797,959	242%
	City Bank	Lynnwood	WA	$1,325,541	236%
Y	Teambank, National Association	Paola	KS	$669,830	233%
Y	Corus Bank, National Association	Chicago	IL	$8,331,869	228%
	Imperial Savings and Loan Association	Martinsville	VA	$9,648	222%
Y	America West Bank	Layton	UT	$299,424	220%
Y	Westsound Bank	Bremerton	WA	$364,960	220%
Y	Alliance Bank	Culver City	CA	$1,113,361	218%
Y	Mainstreet Bank	Forest Lake	MN	$481,434	205%
Y	Mutual Bank	Harvey	IL	$1,693,167	204%
Y	Southern Community Bank	Fayetteville	GA	$381,791	202%
Y	Bank of Clark County	Vancouver	WA	$441,085	200%
	The Bank	Weatherford	TX	$77,091	197%
Y	Security Bank of North Metro	Woodstock	GA	$237,526	197%
	Citizens Bank and Trust Company of Chicago	Chicago	IL	$83,318	188%
Y	Vineyard Bank, National Association	Rancho Cucamonga	CA	$2,014,953	184%
Y	Florida Community Bank	Immokalee	FL	$954,629	181%
	Newton County Loan & Savings, FSB	Goodland	IN	$6,645	180%
	The Park Avenue Bank	New York	NY	$494,305	178%
	Chestatee State Bank	Dawsonville	GA	$269,774	176%
Y	First Piedmont Bank	Winder	GA	$122,806	176%
	Flagstar Bank, FSB	Troy	MI	$14,157,838	174%
Y	Warren Bank	Warren	MI	$604,387	173%
Y	Integrity Bank	Jupiter	FL	$129,448	172%
Y	Neighborhood Community Bank	Newnan	GA	$223,505	167%
	McIntosh Commercial Bank	Carrollton	GA	$369,512	165%
Y	Omni National Bank	Atlanta	GA	$979,585	165%
	The Gordon Bank	Gordon	GA	$34,988	156%
Y	Centennial Bank	Ogden	UT	$215,322	155%
Y	Premier American Bank	Miami	FL	$375,481	149%
Y	Bank of Lincolnwood	Lincolnwood	IL	$217,729	148%
Y	Colorado National Bank	Colorado Springs	CO	$123,508	145%
	Family Bank and Trust Co.	Palos Hills	IL	$71,193	139%
	Bank of Lenox	Lenox	GA	$37,529	135%
Y	Freedom Bank of Georgia	Commerce	GA	$172,454	134%
Y	Ebank	Atlanta	GA	$153,000	134%
Y	FirstCity Bank	Stockbridge	GA	$285,015	132%
	Central Progressive Bank	Lacombe	LA	$437,421	132%
Y	First Coweta Bank	Newnan	GA	$166,123	132%
	Ocean Bank	Miami	FL	$4,756,021	130%
Y	Horizon Bank	Pine City	MN	$92,845	129%
Y	Bank of Wyoming	Thermopolis	WY	$118,376	129%
Y	Community National Bank of Sarasota County	Venice	FL	$99,993	129%
	The First State Bank	Stockbridge	GA	$655,717	127%
Y	BANKFIRST	Sioux Falls	SD	$297,876	127%
Y	The John Warner Bank	Clinton	IL	$76,291	126%
	First Suburban National Bank	Maywood	IL	$186,865	126%
	Sun Security Bank	Ellington	MO	$379,916	124%
	Westernbank Puerto Rico	Mayaguez	PR	$15,239,790	124%
	Century Security Bank	Duluth	GA	$117,339	124%
	The State Bank of Lebo	Lebo	KS	$23,249	124%
Y	Venture Bank	Lacey	WA	$1,130,175	124%
Y	Bank of Leeton	Leeton	MO	$25,594	122%
Y	Affinity Bank	Ventura	CA	$1,231,605	121%
Y	The Buckhead Community Bank	Atlanta	GA	$908,589	119%
	Heritage Bank	Topeka	KS	$60,544	119%
	AmericasBank	Towson	MD	$145,859	118%
	Key West Bank	Key West	FL	$103,727	118%
	New Century Bank	Chicago	IL	$465,446	118%
	Royal Bank America	Narberth	PA	$1,064,036	115%
Y	1st American State Bank of Minnesota	Hancock	MN	$26,154	115%
Y	Cooperative Bank	Wilmington	NC	$950,491	114%
Y	County Bank	Merced	CA	$1,711,552	113%
	Bank of Hiawassee	Hiawassee	GA	$434,284	113%
	Edgebrook Bank	Chicago	IL	$86,710	112%
	Olde Cypress Community Bank	Clewiston	FL	$167,848	111%
Y	Commerce Bank of Southwest Florida	Fort Myers	FL	$77,381	110%
	The First State Bank of Burlingame	Burlingame	KS	$52,206	110%
	Mesa Bank	Mesa	AZ	$248,262	110%
	Builders Bank	Chicago	IL	$512,852	109%
	Habersham Bank	Clarkesville	GA	$491,952	109%
Y	Community Bank of Nevada	Las Vegas	NV	$1,706,349	109%
Y	Century Bank, a Federal Savings Bank	Sarasota	FL	$919,126	108%
Y	Bradford Bank	Baltimore	MD	$504,385	107%
	Macomb Community Bank	Clinton Township	MI	$92,232	106%
	The Bank of Miami, National Association	Coral Gables	FL	$695,851	105%
	Doral Bank	San Juan	PR	$9,048,489	105%
	Emigrant Savings Bank - Long Island	Westbury	NY	$481,506	104%
	AztecAmerica Bank	Berwyn	IL	$72,387	103%
	First Commercial Bank of Tampa Bay	Tampa	FL	$153,784	103%
Y	AmTrust Bank	Cleveland	OH	$15,558,190	102%
	ISN Bank	Cherry Hill	NJ	$128,767	102%
	Seattle Bank	Seattle	WA	$665,426	102%
Y	Pinnacle Bank	Beaverton	OR	$71,921	101%
Y	First National Bank of Georgia	Carrollton	GA	$888,950	101%
	First State Bank	Wilmot	SD	$42,668	101%

Source:

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