Commercial Banks with Highest Noninterest Income Ratios

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Commercial Banks with Highest Noninterest Income Ratios

Commercial Banks with Highest Noninterest Income Ratios
In 2004. Dollars in thousands
April 7, 2005
Related Table: Leaders in Noninterest Income Growth and in Total Income
    Income  
    Noninterest Total % noninterest 2003 noninterest Dec. '04 assets
1 Fidelity Management Trust Co. Boston $361,056 $361,282 99.94% $317,624 $132,685
2 May National Bank of Ohio Lorain 127,756 128,063 99.76 112,676 39,377
3 Putnam Fiduciary Trust Co. Boston 480,439 481,689 99.74 491,826 318,082
4 Boston Trust and Investment Management 7,480 7,509 99.61 17,399 40,605
5 Credit First NA Brook Park, Ohio 10,084 10,135 99.5 5,435 6,835
6 Wells Fargo Bank Ltd. Los Angeles 85,027 85,492 99.46 70,080 206,260
7 Comerica Bank and Trust NA Ann Arbor, Mich. 12,734 12,836 99.21 8,550 12,517
8 Sky Trust NA Pepper Pike, Ohio 18,289 18,436 99.2 14,351 12,113
9 Escrow Bank USA Midvale, Utah 44,413 44,857 99.01 30,329 31,437
10 Chevron Credit Bank NA Murray, Utah 77,256 78,094 98.93 71,916 105,409
11 JLB Service Bank New Castle, Del. 5,112 5,174 98.8 2,300 4,518
12 Exante Bank Salt Lake City 22,444 22,747 98.67 2,679 14,872
13 Talbots Classics National Bank Lincoln R.I. 6,620 6,727 98.41 5,915 9,733
14 JPMorgan Trust Co. NA Los Angeles 223,854 228,570 97.94 145,801 959,873
15 Bessemer Trust Co. NA New York 175,258 179,823 97.46 161,658 459,524
16 Spirit of America National Bank Milford, Ohio 13,171 13,518 97.43 10,925 26,159
17 Household Bank Savings Bank NA Las Vegas 1,753,460 1,801,647 97.33 1,056,730 1,914,297
18 Mizuho Trust and Banking Co. USA New York 29,610 30,483 97.14 27,256 68,197
19 Cedar Hill National Bank Lawrenceville, Ga. 3,791 3,903 97.13 4,023 8,643
20 M&I Bank Mayville Wis. 1,198 1,238 96.77 1,333 3,023
21 Fleet Maine NA South Portland, Maine 9,541 9,940 95.99 11,919 38,772
22 Pier 1 National Bank Omaha 706 737 95.79 694 2,754
23 Banco Popular NA Orlando, Fla. 23,532 24,644 95.49 23,937 68,037
24 FBR National Trust Co. Bethesda, Md. 9,315 9,812 94.93 9,993 31,020
25 Commerce Bank of Omaha NA 7,620 8,036 94.82 5,749 8,159
26 Amvescap National Trust Co. Atlanta 43,688 46,369 94.22 37,325 292,935
27 Target National Bank Sioux Falls, S.D. 350,064 374,423 93.49 330,993 227,793
28 World Financial Network National Bank Gahanna, Ohio 510,723 546,660 93.43 442,103 618,389
29 Direct Merchant Credit Card Bank NA Phoenix 276,902 297,808 92.98 402,312 343,489
30 Belk National Bank Lawrenceville, Ga. 586 633 92.58 412 12,603
31 First Electronic Bank Draper, Utah 818 895 91.4 198 8,555
32 Sumitomo Trust and Banking Co. USA Hoboken, N.J. 55,475 61,513 90.18 49,416 444,848
33 Worlds Foremost Bank Sidney, Neb. 121,066 134,476 90.03 93,337 201,584
34 Fiduciary Trust Co. International New York 138,393 154,703 89.46 130,937 1,404,646
35 Columbus Bank and Trust Co. Ga. 1,304,057 1,457,865 89.45 1,150,869 4,901,172
36 DSRM National Bank Albuquerque 661 744 88.84 650 2,991
37 Philadelphia Trust Co. 6,318 7,162 88.22 4,841 23,551
38 First National Bank of Texas Killeen 120,454 139,404 86.41 96,281 505,795
39 Bank One Trust Co. NA Columbus, Ohio 190,233 220,871 86.13 411,754 3,845,085
40 Bessemer Trust Co. Woodbridge Township, N.J. 61,674 73,545 83.86 56,740 615,782
41 Haverford Trust Co. Radnor, Pa. 19,359 23,255 83.25 16,216 123,396
42 Trust Industrial Bank Denver 141 170 82.94 21 2,575
43 Fort Hood National Bank Tex. 28,237 34,126 82.74 31,708 186,546
44 Target Bank Salt Lake City 169 205 82.44 NA 9,873
45 Advanta Bank Corp. Draper, Utah 334,833 406,424 82.39 310,487 1,228,986
46 Armed Forces Bank of California NA San Diego 2,765 3,363 82.22 2,237 13,464
47 Mellon Trust of New England NA Boston 553,974 676,300 81.91 401,616 7,060,560
48 Gateway Business Bank Cerritos. Calif. 42,998 52,613 81.73 42,599 218,392
49 ITS Bank Johnston, Iowa 172 211 81.52 151 2,599
50 Armed Forces Bank NA Fort Leavenworth, Kan. 76,633 94,586 81.02 69,258 613,232
51 SunTrust Bankcard NA Orlando 41,270 51,733 79.77 24,081 209,314
52 U.S. Trust Co. NA Greenwich, Conn. 317,161 403,692 78.57 224,474 3,165,898
53 Fidelity and Trust Bank Bethesda, Md. 27,763 35,348 78.54 25,282 205,764
54 National Bank of Kansas City Leawood, Kan. 53,462 68,488 78.06 49,834 339,949
55 Fort Riley National Bank Kan.3,523 4,549 77.45 3,648 26,470
56 Bankers Bank Northeast Glastonbury, Conn. 4,732 6,112 77.42 4,388 48,621
57 American Home Bank NA Lancaster, Pa. 24,500 32,572 75.22 12,143 167,687
58 Town North Bank NA Farmers Branch, Tex. 74,187 98,734 75.14 68,164 569,142
59 InfiBank NA Atlanta 66,132 88,338 74.86 29,490 218,967
60 Air Academy National Bank U.S. Air Force Academy, Colo. 11,354 15,283 74.29 7,139 106,194
61 Bankers’ Bank Madison, Wis. 18,654 25,156 74.15 22,118 251,264
62 Citibank-Delaware New Castle 392,783 532,230 73.8 362,598 5,942,823
63 First-Citizens Bank NA Roanoke, Va. 45,612 62,145 73.4 40,418 218,885
64 Palm Desert National Bank Palm Desert, Calif. 24,326 33,374 72.89 16,083 244,425
65 Merchants Bank of California NA Carson, Calif. 8,927 12,317 72.48 7,765 72,523
66 Borrego Springs Bank NA Calif. 11,824 16,455 71.86 11,569 113,295
67 Volvo Commercial Credit Corp. of Utah Salt Lake City 3,028 4,225 71.67 1,747 23,232
68 Mellon Bank NA Pittsburgh 1,523,766 2,144,040 71.07 1,812,400 25,203,827
69 Fort Sill National Bank Okla. 24,843 35,067 70.84 19,866 268,943
70 Bankers Bank of Kentucky Inc. Frankfort 4,290 6,092 70.42 4,141 38,550
71 Juniper Bank Wilmington, Del. 63,229 90,477 69.88 47,736 1,612,711
72 State Street Bank and Trust Co. Boston 3,802,363 5,471,030 69.5 3,655,523 90,268,259
73 U.S. Bank NA North Dakota Fargo 322,457 468,416 68.84 288,571 3,414,446
74 Monogram Credit Card Bank Alpharetta, Ga. 1,394,533 2,033,057 68.59 1,153,413 4,764,464
75 Capital One Bank Glen Allen, Va. 5,069,897 7,392,487 68.58 4,555,413 29,047,011
76 First National Bank of Omaha 612,035 893,515 68.50 580,046 6,313,882
77 Eaglemark Savings Bank Carson City, Nev. 8,255 12,234 67.48 7,916 12,481
78 First Premier Bank Sioux Falls, S.D. 358,630 533,742 67.19 78,352 928,803
79 MBNA America Bank NA Wilmington, Del. 7,983,886 11,885,411 67.17 7,598,643 58,268,872
80 First Bank of Delaware Brandywine 8,137 12,178 66.82 6,882 58,608
81 Citibank USA NA Sioux Falls 830,469 1,251,988 66.33 611,474 5,611,146
82 Centennial Bank Centennial, Colo. 1,531 2,334 65.6 973 61,060
83 Deutsche Bank Trust Co. Americas New York 1,597,000 2,441,000 65.42 1,943,000 33,341,000
84 Bank of New York-Delaware Newark 45,520 69,738 65.27 37,106 497,573
85 Greensfork Township State Bank Spartanburg, Ind. 3,837 5,952 64.47 7,291 73,457
86 Community’s Bank Bridgeport, Conn. 3,231 5,046 64.03 281 27,509
87 Shenandoah Valley National Bank Winchester, Va. 24,693 38,686 63.83 1,821 278,688
88 Bank of New York 4,228,300 6,634,827 63.73 3,642,819 92,138,427
89 Security National Bank of South Dakota Dakota Dunes 1,266 2,011 62.95 1,099 23,180
90 First Financial Bank Englewood, Colo. 3,954 6,346 62.31 470 204,660
91 Northern Trust Co. Chicago 1,284,488 2,063,971 62.23 1,156,397 37,043,931
92 Discover Bank Greenwood, Del. 2,821,594 4,631,564 60.92 2,869,263 22,030,199
93 Merrill Lynch Bank and Trust Co. Plainsboro, N.J. 423,263 704,144 60.11 381,703 13,314,105
94 Access National Bank Reston, Va. 26,372 44,597 59.13 33,765 419,495
95 Cross Country Bank Wilmington, Del. 269,839 459,037 58.78 347,901 992,562
96 Southern Horizon Bank Leary, Ga. 1,524 2,598 58.66 1,680 18,552
97 Pulaski Bank and Trust Co. Little Rock 30,917 52,759 58.6 37,029 417,287
98 Wells Fargo HSBC Trade Bank NA San Francisco 45,997 78,657 58.48 40,185 980,528
99 MBNA America Delaware NA Wilmington, Del. 291,620 499,676 58.36 235,938 3,919,502
100 Oakwood State Bank Tex. 88 151 58.28 72 2,289
101 American Investment Bank NA Salt Lake City 16,946 29,162 58.11 4,464 151,243
102 Chase Manhattan Bank USA NA Newark, Del. 4,988,885 8,659,408 57.61 3,795,514 88,743,171
103 Soy Capital Bank and Trust Co. Decatur, Ill. 13,852 24,052 57.59 12,805 242,881
104 Providian National Bank Tilton, N.H. 1,515,644 2,636,534 57.49 1,412,978 13,365,153
105 Investors Bank and Trust Co. Boston 425,002 739,546 57.47 335,766 11,165,844
106 International City Bank NA Long Beach, Calif. 16,279 28,372 57.38 4,766 211,365
107 Richland State Bank Bruce, S.D. 1,320 2,303 57.32 1,583 24,462
108 Pan American Bank Chicago 2,522 4,449 56.69 209 31,061
109 Timberline Bank Grand Junction, Colo. 90 159 56.6 NA 12,254
110 Union Bank and Trust Co. Minneapolis 3,656 6,473 56.48 65,150 3,606
111 Towne Bank of Arizona Mesa 673 1,195 56.32 25,640 NA
112 Independence Bank East Greenwich, R.I. 2,939 5,265 55.82 51,927 1,888
113 First National Bank of Arizona Scottsdale 126,607 227,746 55.59 1,711,411 129,153
114 GE Capital Financial Salt Lake City 256,562 464,068 55.29 1,814,486 311,906
115 University Bank Ann Arbor, Mich. 3,382 6,141 55.07 50,745 4,978
116 Mitsubishi Trust and Banking Corp. USA New York 15,823 28,978 54.6 580,754 17,651
117 Delta National Bank and Trust Co. New York 13,766 25,595 53.78 392,515 12,792
118 First Commercial Bank NA Seguin, Tex. 5,242 9,775 53.63 74,657 1,895
119 Bankers Bank of Kansas NA Wichita 4,139 7,747 53.43 76,316 3,520
120 First National Bank of Marin Las Vegas 87,065 163,319 53.31 215,061 86,932
121 Bankers Bank Oklahoma City 4,283 8,045 53.24 171,383 4,279
122 First Tennessee Bank NA Memphis 1,317,385 2,483,433 53.05 29,513,702 1,595,936
123 Northern Trust Bank of California NA Santa Barbara 63,958 120,823 52.94 1,438,212 58,705
124 UMB Bank NA Kansas City, Mo. 210,015 397,736 52.8 6,627,760 217,068
125 BB&T Bankcard Corp. Columbus, Ga. 10,078 19,096 52.78 156,356 8,167
126 Morgan Stanley Bank West Valley City, Utah 112,627 216,115 52.11 5,376,940 143,581
127 Wachovia Bank of Delaware NA Wilmington 95,492 184,066 51.88 2,252,329 167,378
128 Bank of Powhatan NA Va. 3,941 7,625 51.69 67,550 243
129 Commerce Bank and Trust Co. Worcester, Mass. 51,393 100,576 51.1 1,019,816 62,872
130 RBC Centura Card Bank Atlanta 490 960 51.04 10,113 490
131 Advanta National Bank Wilmington, Del. 1,658 3,253 50.97 87,032 3,911
132 Community Bank Winsted, Minn. 2,186 4,296 50.88 41,507 2,191
133 Custodial Trust Co. Princeton, N.J. 15,593 31,158 50.04 594,247 15,908
134 Central Trust Bank Jefferson City, Mo. 53,356 106,856 49.93 1,448,877 53,343
135 United Bank of Philadelphia 3,623 7,308 49.58 72,301 1,890
136 Heritage Bank Hinesville, Ga. 15,908 32,102 49.55 292,414 13,907
137 TIB Independent Bankersbank Irving, Tex. 45,230 91,618 49.37 1,316,535 45,065
138 National City Bank Indianapolis 2,125,835 4,307,998 49.35 28,456,701 1,655,683
139 Community State Bank Milbank, S.D. 6,832 13,933 49.03 83,576 255
140 American National Bank Parma, Ohio 1,756 3,585 48.98 31,128 2,080
141 Premier Commercial Bank NA Anaheim, Calif. 5,313 10,909 48.7 167,092 2,510
142 Harris Bank NA Scottsdale, Ariz. 24,095 49,824 48.36 1,085,574 24,925
143 United Bankers Bank Bloomington, Minn. 10,400 21,515 48.34 312,106 9,886
144 Woodforest National Bank Houston 63,139 130,708 48.31 1,578,790 46,860
145 PlainsCapital Bank Lubbock, Tex. 107,227 221,979 48.31 2,426,358 119,011
146 Country Club Bank NA Shawnee Mission, Kan. 16,660 34,515 48.27 427,709 17,080
147 Bankers Bank of the West Denver 8,842 18,338 48.22 412,752 6,570
148 First National Bankers Bank Baton Rouge, La. 5,063 10,697 47.33 232,722 4,852
149 North Shore Community Bank and Trust Wilmette, Ill. 33,028 70,364 46.94 938,418 31,947
150 PNC Bank Delaware Wilmington 90,892 195,154 46.57 2,328,048 99,482


Source: Highline Banking Data Services (877-305-6657)
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