Community Banks and Thrifts with Highest Return on Average Equity
January 25, 2007, 10:08 a.m. EST 1 Min Read
View Table
Printer Friendly Version
Community Banks and Thrifts with Highest Return on Average Equity
| ||||||
In the third quarter of 2006. Dollars in thousands | ||||||
Related Table: Leaders in ROE Improvement and in Efficiency | ||||||
Return on avg. equity | Return on avg. assets | Efficiency ratio | ||||
Rank | 3Q 2006 | Year earlier | Assets | |||
1 | Citizens National Bank Wisner, Neb. | 62.69% | 23.23% | $98,823 | 4.28% | 57.88% |
2 | First National Bank of Picayune Miss. | 55.07 | 40.26 | 225,767 | 3.83 | 36.21 |
3 | University Bank Ann Arbor, Mich. | 54.01 | 4.12 | 65,632 | 4.23 | 74.4 |
4 | Bank of Dade Trenton, Ga. | 53.65 | 47.91 | 78,088 | 3.39 | 43.97 |
5 | Broadway Bank Chicago | 53.62 | 45.87 | 922,871 | 5.41 | 11.1 |
6 | Charter Bank Corpus Christi | 53.01 | 51.48 | 139,416 | 2.98 | 49.82 |
7 | Richland State Bank Bruce, S.D. | 51.28 | 40.97 | 29,397 | 7.84 | 33.49 |
8 | First Coleman National Bank Tex. | 50.79 | 47.11 | 56,305 | 5.78 | 31.72 |
9 | Gulf Coast Bank and Trust Co. New Orleans | 49.53 | 16.51 | 637,301 | 2.86 | 59.92 |
10 | State Bank of Texas Irving | 49.09 | 30.84 | 276,115 | 6.35 | 18.08 |
11 | Farmers State Bank and Trust Co. Mount Sterling, Ill. | 46.81 | 11.33 | 53,598 | 3.88 | 25.84 |
12 | Louisville Community Development Bank | 45.47 | 17.74 | 32,586 | 6.33 | 49.77 |
13 | America West Bank Layton, Utah | 45.38 | 28.1 | 172,282 | 4.03 | 44.68 |
14 | Carver State Bank Savannah, Ga. | 44.15 | 9.75 | 32,310 | 3.12 | 61.87 |
Brighton Bank Salt Lake City | 44.15 | 39.61 | 178,946 | 5.1 | 41.17 | |
16 | First National Bank Fabens, Tex. | 43.85 | 32.9 | 221,583 | 3.56 | 39.36 |
17 | Douglas County Bank Douglasville, Ga. | 43.26 | 36.07 | 390,048 | 3.38 | 33.96 |
18 | Graham National Bank Tex. | 42.48 | 32.33 | 90,959 | 4.62 | 38.43 |
19 | Columbian Bank and Trust Co. Topeka, Kan. | 42.21 | 33.26 | 464,406 | 3.67 | 25.04 |
20 | Farmers National Bank of Seymour Tex. | 41.06 | 33.78 | 60,985 | 4.37 | 35.71 |
21 | Bank of Baker Mont. | 41.05 | 33.29 | 63,529 | 3.67 | 30.33 |
22 | First Bank and Trust Co. Wagoner, Okla. | 40.84 | 39.59 | 148,955 | 3.89 | 34.01 |
23 | United Security Bank Sparta, Ga. | 40.66 | 35.34 | 121,475 | 2.95 | 42.97 |
24 | Bank of the Southwest Roswell, N.M. | 40.62 | 37.31 | 129,722 | 3.75 | 56.65 |
25 | Citizens National Bank of Breckenridge Tex. | 40.61 | 34.16 | 82,740 | 4.32 | 33.08 |
26 | First Western Bank Wall, S.D. | 39.96 | 25.6 | 479,041 | 3.2 | 45.06 |
27 | Sterling Bank Lantana, Fla. | 39.92 | 35.11 | 361,953 | 3.4 | 40.14 |
28 | First Security Bank Beaver, Okla. | 39.49 | 30.54 | 85,053 | 2.59 | 38.5 |
29 | First National Bank of Borger Tex. | 39.1 | 20.65 | 41,730 | 4 | 41.26 |
30 | Union Bank Gilbert, Ariz. | 38.83 | 15.47 | 121,637 | 3.27 | 36 |
31 | Miami Valley Bank Lakeview, Ohio | 38.78 | 45.94 | 167,327 | 3.45 | 32.28 |
32 | American Bank Bozeman, Mont. | 38.58 | 25.44 | 448,668 | 3.45 | 44.17 |
33 | Security Pacific Bank Los Angeles | 38.51 | 26.85 | 544,504 | 4.18 | 33.51 |
34 | North Valley Bank Thornton, Colo. | 38.49 | 39.21 | 122,960 | 3.08 | 52.85 |
35 | First Kansas Bank and Trust Co. Gardner | 38.15 | 34.14 | 90,639 | 1.91 | 52.69 |
36 | Peotone Bank and Trust Co. Ill. | 38.09 | 32.81 | 128,680 | 2.81 | 51.93 |
37 | Covenant Bank Leeds, Ala. | 37.65 | 34.31 | 78,530 | 2.52 | 53.74 |
38 | Citizens Bank of Las Cruces N.M. | 37.51 | 37.32 | 309,685 | 2.72 | 51.62 |
Centinel Bank of Taos N.M. | 37.51 | 30.61 | 142,684 | 2.67 | 54.2 | |
40 | First National Bank of Olney Tex. | 36.53 | 30.25 | 53,884 | 3.97 | 31.34 |
41 | Community Bank Longview, Tex. | 36.46 | 33.99 | 72,453 | 2.64 | 60.08 |
42 | State Bank of Townsend Mont. | 36.33 | 13.81 | 34,809 | 3.64 | 48.85 |
43 | Pueblo Bank and Trust Co. Colo. | 36.24 | 38.48 | 350,950 | 4.12 | 46.83 |
44 | Commercial Capital Bank Delhi, La. | 36.23 | 20.16 | 37,406 | 3.68 | 39.93 |
45 | State Bank of New Richland Minn. | 36.21 | 27.87 | 57,918 | 2.56 | 41.43 |
46 | First State Bank Louise, Tex. | 35.94 | 36.62 | 163,300 | 2.52 | 57.41 |
47 | Seattle Savings Bank | 35.92 | 29.2 | 520,782 | 3.03 | 72.4 |
48 | Fife Commercial Bank Wash. | 35.87 | 34.13 | 87,426 | 2.98 | 51.81 |
49 | Central National Bank of Poteau Okla. | 35.69 | 33.5 | 157,828 | 2.91 | 48.74 |
50 | Security First National Bank of Hugo Okla. | 35.54 | 32.3 | 101,278 | 2.69 | 37.7 |
51 | Bank of Oakfield Wis. | 35.44 | 11.47 | 54,601 | 3.77 | 43.97 |
52 | High Desert State Bank Albuquerque | 35.42 | 26.72 | 95,525 | 3.29 | 38.98 |
53 | Farmers and Merchants State Bank of Blooming Prairie Minn. | 35.33 | 32.94 | 58,380 | 2.71 | 52.3 |
54 | Bank of Belton Mo. | 35.27 | 10.14 | 66,959 | 2.69 | 78.63 |
55 | State Bank of Southwest Missouri Springfield | 35.24 | 34.93 | 89,288 | 2.13 | 56.47 |
56 | Security Bank of Southwest Missouri Cassville | 35.21 | 40.91 | 64,354 | 3.12 | 45.76 |
57 | Farmers and Merchants Bank of Kendall Wis. | 35.16 | 33.39 | 43,604 | 2.64 | 41.79 |
58 | Security State Bank of Howard Lake Minn. | 34.99 | 25.93 | 90,315 | 2.86 | 39.29 |
59 | Bank of Bloomsdale Mo. | 34.97 | 30.94 | 154,220 | 2.55 | 38.08 |
60 | Texas Bank Brownwood | 34.96 | 26.12 | 200,746 | 3.29 | 51.53 |
61 | Bank McAlester, Okla. | 34.94 | 26.43 | 335,720 | 2.56 | 51.51 |
62 | University National Bank St. Paul | 34.66 | 34.01 | 119,419 | 3.48 | 47.85 |
63 | Bryant Bank Tuscaloosa, Ala. | 34.63 | -1.13 | 155,092 | 5.68 | 28.33 |
64 | Live Oak State Bank Dallas | 34.61 | 33.86 | 105,229 | 3.11 | 42.76 |
Franklin National Bank of Minneapolis | 34.61 | 15.1 | 126,456 | 3.72 | 51.92 | |
66 | Elysian Bank Minn. | 34.35 | 84.37 | 31,415 | 3.54 | 35.53 |
67 | Cedar Rapids State Bank Neb. | 34.25 | 19.75 | 33,662 | 2.81 | 36.39 |
68 | Farmers and Merchants State Bank of Pierz Minn. | 34.16 | 35.38 | 152,574 | 2.88 | 36.77 |
69 | First Community Bank Savage, Minn. | 34.05 | 26.01 | 114,657 | 3 | 34.9 |
70 | Peak National Bank Nederland, Colo. | 34.04 | 19.72 | 208,130 | 3.01 | 53.16 |
71 | First Bank of Owasso Okla. | 33.91 | 34.67 | 182,795 | 2.98 | 52.5 |
72 | First State Bank Scottsbluff, Neb. | 33.87 | 31.32 | 198,091 | 2.98 | 44.06 |
73 | Security Bank USA Bemidji, Minn. | 33.79 | 30.46 | 90,322 | 2.93 | 49.63 |
74 | Bank of Inverness Fla. | 33.69 | 24.49 | 216,129 | 1.9 | 59.17 |
75 | Southwest Bank Odessa, Tex. | 33.61 | 28.78 | 111,781 | 2.07 | 59.01 |
76 | Heritage Community Bank Glenwood, Ill. | 33.59 | 31.18 | 319,952 | 3.01 | 43.40 |
77 | Heartland State Bank Wessington, S.D. | 33.57 | 17.65 | 38,299 | 2.52 | 56.32 |
78 | Riverside Bank Sparkman, Ark. | 33.52 | 37.69 | 49,387 | 2.54 | 56.24 |
Bank of Las Vegas N.M. | 33.52 | 29.97 | 146,586 | 2.83 | 45.99 | |
80 | First National Bank and Trust Co. Fort Walton Beach, Fla. | 33.5 | 34.82 | 404,690 | 3.29 | 55.88 |
81 | Citizens Bank and Trust Co. of Chicago | 33.49 | 26.36 | 74,180 | 2.54 | 89.96 |
82 | Quail Creek Bank Oklahoma City | 33.4 | 30.63 | 343,426 | 2.74 | 44.22 |
83 | Town and Country Bank of Missouri La Grange | 33.37 | 31.84 | 24,487 | 2.81 | 44.26 |
84 | Western National Bank Odessa, Tex. | 33.36 | 27.38 | 631,791 | 2.66 | 50 |
85 | Security State Bank Odessa, Tex. | 33.31 | 23.23 | 207,038 | 2.25 | 62.02 |
86 | Vermillion State Bank Minn. | 33.3 | 32.8 | 336,747 | 3.83 | 21.55 |
87 | First Commercial Bank Bloomington, Minn. | 33.28 | 25.25 | 149,335 | 2.74 | 37.58 |
88 | First National Bank Artesia, N.M. | 33.09 | 31.03 | 449,887 | 2.22 | 57.53 |
89 | Missouri Bank and Trust Co. Kansas City | 32.98 | 35.57 | 291,422 | 2.39 | 57.95 |
90 | Bank of Lincolnwood Ill. | 32.96 | 29.28 | 219,268 | 2.85 | 51.06 |
91 | Citizens State Bank Miles, Tex. | 32.81 | -7.39 | 39,391 | 3.12 | 44.66 |
92 | First Bank Burkburnett, Tex. | 32.79 | 32.4 | 177,593 | 2.64 | 60 |
93 | Randall State Bank Minn. | 32.52 | 35.56 | 35,761 | 3.34 | 35.84 |
94 | Union National Bank and Trust Co. of Elgin Ill. | 32.48 | 32.99 | 361,127 | 3.3 | 20.22 |
95 | Bank of the Rio Grande Las Cruces, N.M. | 32.2 | 21.02 | 105,778 | 3.15 | 55.99 |
96 | Nebraska State Bank Oshkosh | 32.17 | 31.29 | 36,386 | 2.96 | 56.11 |
97 | St. Martin Bank and Trust Co. St. Martinville, La. | 32.14 | 28.27 | 190,524 | 2.73 | 52.47 |
98 | Town and Country Bank of Quincy Ill. | 32.13 | 29.21 | 108,412 | 2.34 | 37.9 |
99 | Bank Northwest Hamilton, Mo. | 32.02 | 34.89 | 79,095 | 2.35 | 52.04 |
100 | Platinum Bank Brandon, Fla. | 32.01 | 27.03 | 311,704 | 2.12 | 47.02 |
First National Bank of La Grange Ill. | 32.01 | 31.22 | 210,158 | 2.89 | 49.94 | |
102 | Citizens Bank New Liberty, Ky. | 31.93 | 27.94 | 16,666 | 2.59 | 53.94 |
103 | First Community Bank of Central Alabama Wetumpka | 31.9 | 10.53 | 174,582 | 2.23 | 49.53 |
104 | Alamosa State Bank Colo. | 31.81 | 27.63 | 113,277 | 2.97 | 46.18 |
105 | Roxbury Bank Kan. | 31.75 | 20.91 | 13,899 | 3.44 | 47.53 |
106 | State Bank and Trust Co. Golden Meadow, La. | 31.74 | 20.5 | 89,002 | 2.11 | 61.29 |
107 | Citizens Bank Amsterdam, Mo. | 31.64 | 27 | 27,968 | 2.14 | 64.07 |
108 | AmFirst Bank McCook, Neb. | 31.56 | 12.43 | 196,010 | 3.07 | 58.02 |
109 | Brand Banking Co. Lawrenceville, Ga. | 31.43 | 26 | 830,012 | 2.54 | 48.18 |
110 | Homosassa Springs Bank Fla. | 31.4 | 27.93 | 61,487 | 2.08 | 58.2 |
111 | Friona State Bank Tex. | 31.29 | 21.91 | 82,907 | 3.8 | 37.26 |
112 | First National Bank of Muskogee Okla. | 31.27 | 18.89 | 122,364 | 2.04 | 63.73 |
113 | State Bank of Cokato Minn. | 31.25 | -67.8 | 59,222 | 2.05 | 73.78 |
114 | Peoples Bank Tulsa | 31.18 | 21.09 | 77,622 | 2.27 | 56.16 |
115 | Bank of Hemet Riverside, Calif. | 31.14 | 34.28 | 396,406 | 2.76 | 43.1 |
116 | National Bank of Andrews Tex. | 31.11 | 34.89 | 77,495 | 2.79 | 63.77 |
117 | South Carolina Community Bank Columbia | 31.08 | 2.29 | 60,729 | 2.5 | 55.5 |
118 | First National Bank Layton, Utah | 31.06 | 26.52 | 305,057 | 3.03 | 50.75 |
119 | First National Bank Heavener, Okla. | 30.99 | 31.04 | 84,731 | 2.26 | 43.82 |
120 | First State Bank of Canadian Tex. | 30.97 | 27.69 | 93,861 | 3.88 | 29.43 |
121 | Bank of Hydro Okla. | 30.96 | 19.51 | 79,805 | 2.96 | 39.73 |
122 | Heritage Bank Wood River, Neb. | 30.95 | 26.62 | 408,119 | 2.89 | 39.01 |
123 | PrimeSouth Bank Tallassee, Ala. | 30.93 | 24.58 | 137,713 | 2.84 | 34.03 |
124 | First National Bank Arcadia, La. | 30.84 | 25.84 | 127,040 | 2.12 | 62.48 |
125 | First State Bank of Alexandria Minn. | 30.78 | 13.92 | 94,202 | 3.48 | 35.69 |
126 | Merchants and Farmers Bank Comer, Ga. | 30.76 | 32.4 | 134,879 | 3.3 | 49.13 |
127 | Farmers-Merchants Bank and Trust Co. Breaux Bridge, La. | 30.74 | 27.41 | 213,737 | 2.82 | 42.94 |
128 | Peoples Bank of Louisiana Amite | 30.7 | 24.46 | 102,722 | 2.16 | 60.43 |
129 | American Bank of the North Nashwauk, Minn. | 30.66 | 23.98 | 480,711 | 2.45 | 43.72 |
130 | Interstate Bank Oak Forest, Ill. | 30.64 | 40.14 | 196,610 | 2.84 | 50.65 |
131 | Citizens Bank Nashville, Ga. | 30.49 | 32.06 | 260,272 | 2.81 | 44.99 |
Community Bank Missoula Mont. | 30.49 | 38.73 | 77,243 | 2.88 | 49.72 | |
133 | Bank of St. Francisville La. | 30.43 | 26.1 | 64,822 | 2.22 | 65.56 |
Commercial State Bank El Campo, Tex. | 30.36 | 24.3 | 142,506 | 2.32 | 62.42 | |
135 | Kaw Valley State Bank Eudora, Kan. | 30.34 | 21.04 | 36,653 | 1.97 | 62.61 |
136 | Vermont State Bank Vermont, Ill. | 30.29 | 22.83 | 9,473 | 3.46 | 46.75 |
137 | MontroseBank Colo. | 30.23 | 36.49 | 163,972 | 2.59 | 53.5 |
Bank of Utah Ogden | 30.23 | 29.92 | 654,363 | 2.83 | 52.45 | |
139 | Hill-Dodge Banking Co. Warsaw, Ill. | 30.22 | 31.01 | 30,195 | 2.51 | 43.32 |
140 | Southern National Bank Marietta, Ga. | 30.16 | 25.89 | 345,851 | 2.19 | 49.79 |
141 | First Bank Wadley, Ala. | 30.14 | 23.68 | 57,216 | 2.26 | 47.94 |
142 | Central Bank and Trust Lander, Wyo. | 30.11 | 28.12 | 82,477 | 2.1 | 51.52 |
143 | Northeast Georgia Bank Lavonia | 30.08 | 19.09 | 304,156 | 2.97 | 46.32 |
144 | Commerce Bank Aurora, Colo. | 30.01 | 26.5 | 95,127 | 2.71 | 59.62 |
145 | BankFirst Winter Park, Fla. | 29.94 | 22.67 | 332,423 | 2.35 | 61.59 |
146 | Eitzen State Bank Minn. | 29.81 | 23.44 | 46,368 | 2.88 | 43.76 |
147 | Venture Bank Bloomington, Minn. | 29.8 | 19.32 | 161,022 | 2.57 | 50.1 |
148 | Bank of Newington Ga. | 29.75 | 20.64 | 91,059 | 2.95 | 36.42 |
149 | PlantersFirst Cordele, Ga. | 29.67 | 24.41 | 391,815 | 2.52 | 54.05 |
150 | Ruby Valley National Bank Twin Bridges, Mont. | 29.66 | 29.53 | 63,334 | 3.31 | 46.03 |
Note: Independent banks and thrifts with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans constitute less than half of assets or whose credit card loans exceed 25% of gross loans.
Source:
SNL Financial
, Charlottesville, Va.© 2007 American Banker