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Community Banks with Largest Credit Card Portfolios

April 04, 2007, 10:08 a.m. EDT 1 Min Read
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Community Banks with Largest Credit Card Portfolios

Community Banks with Largest Credit Card Portfolios*
On Sept. 30, 2006. Dollars in thousands
Published April 4, 2007
Related Table: Leaders in Credit Card Concentration and Growth
  Loans and leases
    March 31 Year earlier Change Total Cards
1 Amalgamated Bank of Chicago $72,353 $75,089 -3.60% $389,721 18.60%
2 First National Bank Fort Pierre, S.D. 67,269 50,309 33.7 418,467 16.1
3 Pulaski Bank and Trust Co. Little Rock 35,418 57,308 -38.2 389,510 9.1
4 National Bank of Indianapolis 29,805 28,223 5.6 721,655 4.1
5 Rainier Pacific Bank Tacoma 25,127 25,587 -1.8 628,707 4
6 CorTrust Bank Mitchell, S.D. 21,653 16,362 32.3 329,200 6.6
7 Shelby Savings Bank, SSB Center, Tex. 21,214 17,959 18.1 114,357 18.6
8 Bank of Tampa 20,923 17,181 21.8 566,512 3.7
9 First National Bank of CarmiIll. 19,632 NA NA 139,405 14.1
10 Coppermark Bank Oklahoma City 18,643 20,582 -9.4 756,068 2.5
11 One Bank and Trust Little Rock 16,449 15,689 4.8 297,555 5.5
12 New Millennium Bank New Brunswick, N.J. 15,431 13,067 18.1 113,284 13.6
13 Columbia River Bank The Dalles, Ore. 13,499 13,716 -1.6 782,701 1.7
14 First Service Bank Greenbrier, Ark. 12,470 156 7893.6 124,871 10
15 Crestmark Bank Troy, Mich. 11,683 NA NA 112,519 10.4
16 Bank of Guam Hagatna 11,645 13,079 -11 417,597 2.8
17 ServisFirst Bank Birmingham, Ala. 11,607 1,457 696.6 388,857 3
18 Lexington State Bank N.C. 10,827 11,208 -3.4 760,764 1.4
19 Banker’s Bank of Kansas Wichita 10,212 10,548 -3.2 78,004 13.1
20 Bank of Louisiana New Orleans 9,991 13,329 -25 57,957 17.2
21 Bryn Mawr Trust Co.Pa. 9,585 9,572 0.1 674,726 1.4
22 First Citizens Bank of Billings Mont. 9,287 474 1859.3 130,706 7.1
23 Landmands National Bank Audubon, Iowa 9,186 9,188 0 51,004 18
24 Great Basin Bank of Nevada Elko 9,085 8,582 5.9 144,428 6.3
25 First International Bank and Trust Watford City, N.D. 8,408 7,947 5.8 641,132 1.3
26 Bank of Travelers RestS.C. 8,389 6,924 21.2 250,282 3.4
27 First Commercial Bank Edmond, Okla. 8,293 130 6279.2 137,671 6
28 FirstBank Northwest Clarkston, Wash. 8,288 9,145 -9.4 684,300 1.2
29 Texas Bank and Trust Co. Longview 8,207 6,792 20.8 647,301 1.3
30 Commonwealth Bank and Trust Co. Louisville, Ky. 7,738 7,630 1.4 398,100 1.9
31 Farmers and Merchants State Bank Bloomfield, Neb. 7,700 7,700 0 73,561 10.5
32 Professional Business Bank Pasadena, Calif. 7,079 4,077 73.6 142,555 5
33 New Century Bank Dunn, N.C. 7,077 4,452 59 267,932 2.6
34 Capitol City Bank and Trust Co. Atlanta 7,024 113 6115.9 177,452 4
35 Merchants and Manufacturers Bank Joliet, Ill. 6,944 4,464 55.6 85,060 8.2
36 Excel Bank Minnesota Minneapolis 6,943 1,177 489.9 545,104 1.3
37 Bank of North Carolina Thomasville 6,894 3,556 93.9 740,248 0.9
38 Cashmere Valley Bank Wash. 6,692 6,606 1.3 491,076 1.4
39 State Bank of Cross Plains Wis. 6,687 6,454 3.6 392,061 1.7
40 NexTier Bank Butler, Pa. 6,661 5,286 26 338,081 2
41 Poca Valley Bank Inc. Walton, W.Va. 6,601 4,800 37.5 171,813 3.8
42 Signature Bank Minnetonka, Minn. 6,512 5,337 22 95,679 6.8
43 CNB Bank Clearfield, Pa. 6,357 6,624 -4 539,727 1.2
44 Capital Pacific Bank Portland, Ore. 6,254 70 8834.3 107,492 5.8
45 Century Bank Eugene, Ore. 6,230 521 1095.8 36,175 17.2
46 Sibley State Bank Iowa 6,225 6,225 0 50,031 12.4
47 First National Bank Ronceverte, W.Va. 6,178 5,857 5.5 167,411 3.7
48 Panhandle State Bank Sandpoint, Idaho 6,121 3,608 69.7 663,916 0.9
49 Idaho Independent Bank Coeur D’Alene 6,084 4,909 23.9 491,966 1.2
50 Whidbey Island Bank Coupeville, Wash. 6,011 5,492 9.5 715,578 0.8
51 National Bank of BlacksburgVa. 5,911 5,067 16.7 497,828 1.2
52 First Penn Bank Philadelphia 5,848 5,670 3.1 423,401 1.4
53 Crawford County Trust and Savings Bank Denison, Iowa 5,722 5,810 -1.5 85,055 6.7
54 Bridge Bank San Jose 5,621 5,187 8.4 484,031 1.2
55 First South Bank Washington, N.C. 5,612 7,972 -29.6 771,256 0.7
56 Delaware County Bank and Trust Co. Lewis Center, Ohio 5,601 4,862 15.2 556,906 1
57 1st Century Bank Los Angeles 5,491 9,775 -43.8 118,618 4.6
58 Merchants Bank Winona, Minn. 5,469 5,011 9.1 382,136 1.4
59 Security National Bank of Omaha 5,397 5,369 0.5 379,959 1.4
60 Tower Bank and Trust Co. Fort Wayne, Ind. 5,396 7,647 -29.4 533,057 1
61 Somerset Trust Co. 5,386 5,191 3.8 266,455 2
62 Beacon Bank Shorewood, Minn. 5,377 4,866 10.5 187,239 2.9
63 Ameriserv Financial Bank Johnstown, Pa. 5,369 5,011 7.1 580,560 0.9
64 Parish National Bank Bogalusa, La. 5,209 6,078 -14.3 525,848 1
65 D. L. Evans Bank Burley, Idaho 5,198 4,836 7.5 512,288 1
66 Pierce Commercial Bank Tacoma 5,143 2,982 72.5 204,659 2.5
67 Cecilian Bank Cecilia, Ky. 5,134 9,330 -45 217,283 2.4
68 Legacy National Bank Springdale, Ark. 5,132 2,220 131.2 149,082 3.4
69 Pinnacle Bank Elberton, Ga. 5,121 4,739 8.1 295,320 1.7
70 New Peoples Bank Honaker, Va. 5,080 4,660 9 547,483 0.9
71 Sovereign Bank Dallas 5,056 1,639 208.5 344,166 1.5
72 Ohio Valley Bank Co. Gallipolis, Ohio 5,054 5,325 -5.1 619,888 0.8
73 Anchor Mutual Savings Bank Aberdeen, Wash. 5,019 4,476 12.1 470,281 1.1
74 First National Bank and Trust Co. Fort Walton Beach, Fla. 5,011 5,193 -3.5 208,332 2.4
75 Palos Bank and Trust Co. Palos Heights, Ill. 4,959 4,678 6 283,142 1.8
76 Community First Bank Harrison, Ark. 4,920 4,626 6.40 338,185 1.50
77 1st Security Bank of Washington Mountlake Terrace 4,912 9,749 -49.6 228,012 2.2
78 Appalachian Community Bank Ellijay, Ga. 4,909 4,857 1.1 592,617 0.8
79 Nebraska State Bank of Omaha 4,824 94 5031.9 246,230 2
80 First National Bank of Chester County West Chester, Pa. 4,821 5,815 -17.1 679,399 0.7
81 First Western Trust Bank Denver 4,806 135 3460 103,279 4.7
82 South Valley Bank and Trust Klamath Falls, Ore. 4,805 3,534 36 449,830 1.1
83 CNLBank Orlando 4,727 6,467 -26.9 703,451 0.7
84 First Volunteer Bank of Tennessee Chattanooga 4,608 4,347 6 378,377 1.2
85 Greenville First Bank S.C. 4,606 2,658 73.3 390,360 1.2
86 Community Bank Carmichaels, Pa. 4,604 4,917 -6.4 232,126 2
87 Four Oaks Bank and Trust Co.N.C. 4,585 3,836 19.5 445,330 1
88 Plains Commerce Bank Hoven, S.D. 4,561 5,589 -18.4 191,442 2.4
89 MidSouth Bank Lafayette, La. 4,522 4,056 11.5 387,785 1.2
90 First Internet Bank of Indiana Indianapolis 4,499 3,883 15.9 312,695 1.4
91 Patriot Bank Houston 4,499 207 2073.4 301,500 1.5
92 Inland Northwest Bank Spokane 4,300 3,693 16.4 211,624 2
93 Christiana Bank and Trust Co. Greenville, Del. 4,245 2,991 41.9 128,687 3.3
94 American Marine Bank Bainbridge Island, Wash. 4,230 4,692 -9.8 288,290 1.5
95 Florida Capital Bank Tarpon Springs 4,217 625 574.7 393,741 1.1
96 Middleburg Bank Va. 4,203 2,092 100.9 563,315 0.7
97 Peninsula Bank Englewood, Fla. 4,172 2,915 43.1 455,253 0.9
98 Bank of Blue Valley Overland Park, Kan. 4,146 1,112 272.8 556,347 0.7
99 Ozaukee Bank Cedarburg, Wis. 4,099 3,730 9.9 513,362 0.8
100 Bank of American ForkUtah 4,076 4,208 -3.1 621,488 0.7
101 Central Bank Provo, Utah 4,065 4,172 -2.6 340,043 1.2
102 First National Bank of Central Alabama Aliceville 4,022 8,731 -53.9 147,792 2.7
103 Park Bank Milwaukee 4,001 2,910 37.5 602,945 0.7
104 Virginia National Bank Charlottesville 3,994 418 855.5 209,533 1.9
105 Farmers and Merchants Bank Granite Quarry, N.C. 3,992 2,659 50.1 456,383 0.9
106 Paragon Commercial Bank Raleigh 3,965 4,320 -8.2 493,266 0.8
107 Security State Bank Centralia, Wash. 3,938 4,134 -4.7 254,146 1.5
108 First Bank of Jacksonville Fla. 3,927 1,322 197 81,466 4.8
109 First Suburban National Bank Maywood, Ill. 3,879 2,911 33.3 151,075 2.6
110 Alerus Financial Grand Forks, N.D. 3,840 3,332 15.2 516,994 0.7
111 F&M Bank Spokane 3,783 3,799 -0.4 357,370 1.1
112 Madison Bank Richmond, Ky. 3,783 3,754 0.8 107,013 3.5
113 Heritage Bank of the SouthAlbany, Ga. 3,765 4,176 -9.8 279,480 1.3
114 Atlantic Stewardship Bank Midland Park, N.J. 3,732 3,739 -0.2 368,549 1
115 Southern Heritage Bank Cleveland, Tenn. 3,726 3,802 -2 163,157 2.3
116 Venture Bank Lacey, Wash. 3,720 783 375.1 709,810 0.5
117 First Coastal Bank Manhattan Beach, Calif. 3,694 2,481 48.9 156,759 2.4
118 Community Bank of Florida Inc. Homestead 3,666 4,063 -9.8 316,322 1.2
119 Mifflinburg Bank and Trust Co.Pa. 3,657 2,751 32.9 165,608 2.2
120 Park Bank Madison 3,656 3,634 0.6 544,831 0.7
121 Millbury Savings Bank Mass. 3,643 2,989 21.9 114,338 3.2
122 State Bank of Southern Utah Cedar City 3,569 3,318 7.6 335,008 1.1
123 Saehan Bank Los Angeles 3,527 2,434 44.9 478,854 0.7
124 Baker-Boyer National Bank Walla Walla, Wash. 3,526 3,413 3.3 261,738 1.3
125 Colorado Capital Bank Castle Rock 3,521 826 326.3 290,706 1.2
126 North Star Bank Roseville, Minn. 3,519 2,606 35 183,933 1.9
127 First State Bank New Braunfels, Tex. 3,475 7,651 -54.6 151,212 2.3
128 American Bank of the North Nashwauk, Minn. 3,451 2,841 21.5 444,320 0.8
129 United American Bank San Mateo, Calif. 3,429 3,399 0.9 146,911 2.3
130 Far West Bank Provo, Utah 3,411 3,512 -2.9 327,473 1
131 Bank of Kentucky Inc. Crestview Hills 3,403 3,096 9.9 813,092 0.4
132 Treaty Oak Bank Austin 3,385 1,030 228.6 60,170 5.6
133 Citizens Independent Bank St. Louis Park, Minn. 3,376 3,347 0.9 214,946 1.6
134 Conway National Bank S.C. 3,371 3,407 -1.1 567,088 0.6
135 PremierWest Bank Medford, Ore. 3,331 1,985 67.8 867,588 0.4
136 American Trust and Savings Bank Dubuque, Iowa 3,329 3,233 3 586,260 0.6
137 Farmers State Bank Marion, Iowa 3,317 2,963 11.9 333,018 1
138 Pacific City Bank Los Angeles 3,283 1,612 103.7 250,911 1.3
139 Skagit State Bank Burlington, Wash. 3,267 14,002 -76.7 312,696 1
140 State Bank and Trust Co. Defiance, Ohio 3,260 3,210 1.6 302,287 1.1
141 Cumberland Valley National Bank and Trust Co. East Bernstadt, Ky. 3,239 2,802 15.6 267,528 1.2
142 First National Bank and Trust Co. Powell, Wyo. 3,238 2,775 16.7 178,582 1.8
143 First Bremen Bank Ohio 3,221 2,903 11 223,853 1.4
144 InSouth Bank Brownsville, Tenn. 3,194 750 325.9 387,447 0.8
145 Bank of Clarke County Berryville, Va. 3,190 3,097 3 375,887 0.8
146 Farmers and Merchants State Bank Archbold, Ohio 3,172 3,238 -2 496,503 0.6
147 Chemung Canal Trust Co. Elmira, N.Y. 3,158 3,379 -6.5 466,983 0.7
148 Commercial Bank Alma, Mich. 3,157 2,468 27.9 233,165 1.4
149 Solvay BankN.Y. 3,133 3,077 1.8 331,961 0.9
150 Penn Security Bank and Trust Co. Scranton, Pa. 3,112 3,054 1.9 354,308 0.9

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans. *Plus other revolving credit plans

Source:

SNL Financial
, Charlottesville, Va.

© 2007 American Banker