Community Banks with Largest Portfolios of Loans to Individuals

January 03, 2005, 10:08 a.m. EST 1 Min Read

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Community Banks with Largest Portfolios of Loans to Individuals
On June 30, 2004. Dollars in thousands* Published January 3, 2005
Rank		June 30, 2004	Year earlier	Change	Total loans and leases
1	Independent Bank Memphis	$331,647	$271,960	21.95%	$358,030
2	Crescent Bank and Trust Co. New Orleans	269,696	219,140	23.07	301,700
3	Glenview State Bank Ill.	177,232	153,106	15.76	448,441
4	First Internet Bank Indianapolis	172,976	56,883	204.09	253,885
5	Community Bank Northern Virginia Sterling	163,035	114,777	42.05	613,425
6	Farmers National Bank of Canfield Ohio	153,275	156,150	-1.84	486,444
7	First Fidelity Bank Oklahoma City	143,053	128,713	11.14	384,496
8	Whidbey Island Bank Oak Harbor, Wash.	141,722	135,537	4.56	556,195
9	Canandaigua NationalBank and Trust Co. N.Y.	127,905	110,474	15.78	647,362
10	Suburban Bank of Barrington Ill.	125,090	134,609	-7.07	241,502
11	Alliance Bank Syracuse, N.Y.	123,950	95,626	29.62	502,517
12	Ohio Valley Bank Co. Gallipolis	119,483	108,976	9.64	582,322
13	First Bank and Trust Evanston, Ill.	117,923	109,081	8.11	306,079
14	NorthSide Bank Pittsburgh	117,136	125,163	-6.41	317,561
15	Commerce Bank and Trust Co. Topeka, Kan.	116,056	113,829	1.96	487,557
16	First National Bank of Scotia N.Y.	108,125	107,631	0.46	181,165
17	Twin Lakes National Bank Wichita	105,578	103,536	1.97	129,912
18	Laconia Savings Bank N.H.	102,912	105,509	-2.46	527,492
19	Rhinebeck Savings Bank N.Y.	100,274	92,988	7.84	268,001
20	Citizens and Farmers Bank West Point, Va.	98,324	88,861	10.65	432,519
21	Asheville Savings Bank SSB Asheville, N.C.	98,067	73,873	32.75	445,656
22	First United Security Bank Thomasville, Ala.	98,018	87,172	12.44	388,670
23	1st Security Bank of Washington Lynnwood	97,672	NA	NA	244,097
24	Salin Bank and Trust Co. Indianapolis	95,163	92,498	2.88	857,869
25	Berlin City Bank N.H.	93,040	99,533	-6.52	330,198
26	Rainier Pacific Savings Bank Fife, Wash.	92,399	105,812	-12.68	479,366
27	First Mutual Bank Bellevue, Wash.	91,447	50,559	80.87	796,464
28	First National Bank in Brookings S.D.	90,730	90,560	0.19	424,005
29	TIB Bank of the Keys Key Largo, Fla.	89,577	50,181	78.51	592,459
30	National Bank and Trust Co. Wilmington, Ohio	83,856	85,037	-1.39	411,288
31	Bank of Guam Agana	83,373	67,445	23.62	384,868
32	First Bank and Trust East Texas Diboll	83,185	100,679	-17.38	299,868
33	Haverford Trust Co. Radnor, Pa.	80,487	83,133	-3.18	94,189
34	Amalgamated Bank of Chicago	79,167	81,736	-3.14	339,058
35	City Bank Lubbock, Tex.	78,450	75,780	3.52	678,495
36	Austin Bank of Texas Jacksonville	76,610	82,905	-7.59	482,303
37	National Bank and Trust Co. of Sycamore Ill.	75,955	70,833	7.23	331,429
38	Bank of Marin Corte Madera, Calif.	74,832	62,579	19.58	521,227
39	Bank of Glen Burnie Md.	74,586	54,477	36.91	181,915
40	Chemung Canal Trust Co. Elmira, N.Y.	73,305	76,645	-4.36	387,781
41	FSGBank Chattanooga, Tenn.	72,651	31,434	131.12	500,192
42	Delaware Place Bank Chicago	72,349	68,136	6.18	165,227
43	First National Community Bank Dunmore, Pa.	70,558	64,223	9.86	608,880
44	Old Point National Bank of Phoebus Hampton, Va.	69,717	81,300	-14.25	422,253
45	Mercantile Trust and Savings Bank Quincy, Ill.	68,279	62,961	8.45	359,394
46	Kleberg First National Bank Kingsville Tex.	67,435	63,147	6.79	117,352
47	Oak Hill Bank Jackson, Ohio	67,316	64,501	4.36	848,851
48	Murphy Bank Fresno	65,475	59,714	9.65	85,626
49	Miners and Merchants Bank and Trust Co. Grundy, Va.	64,620	46,270	39.66	256,473
50	Citizens Bank Philadelphia, Miss.	64,462	62,011	3.95	364,004
51	Commercial Bank of Texas Nacogdoches	62,903	64,059	-1.80	151,932
52	Equitable Bank SSB Wauwatosa, Wis.	61,752	60,422	2.20	360,749
53	Wilber National Bank Oneonta, N.Y.	61,728	60,452	2.11	374,393
54	Oxford Bank Mich.	61,662	49,432	24.74	326,670
55	Oxford Bank and Trust Addison, Ill.	61,252	51,574	18.77	322,277
56	Juniata Valley Bank Mifflintown, Pa.	60,730	56,040	8.37	270,320
57	Community Bank NA Carmichaels, Pa.	60,463	58,551	3.27	210,292
58	BankWest Inc. Pierre, S.D.	59,091	54,698	8.03	358,427
59	Pemigewasset National Bank of Plymouth N.H.	58,654	55,964	4.81	169,373
60	First Bank and Trust New Orleans	58,615	57,575	1.81	468,095
61	FNB Southeast Reidsville, N.C.	57,999	46,980	23.45	605,096
62	United Bank Zebulon, Ga.	57,041	75,475	-24.42	391,632
63	Lexington State Bank N.C.	56,477	56,680	-0.36	687,736
64	Horizon Bank NA Michigan City, Ind.	56,128	43,337	29.52	519,373
65	Jonestown Bank and Trust Co. Pa.	55,700	45,023	23.71	149,291
66	Pulaski Bank and Trust Co. Little Rock	55,610	46,371	19.92	285,847
67	Highlands Union Bank Abingdon, Va.	55,500	57,442	-3.38	379,754
68	First Victoria National Bank Tex.	55,345	56,524	-2.09	581,717
69	North Valley Bank Redding, Calif.	55,213	58,944	-6.33	416,166
70	First National Bank Fort Pierre, S.D.	54,871	54,649	0.41	349,889
71	Bank of the Sierra Porterville, Calif.	54,834	50,143	9.36	625,829
72	Community Bank Blountsville, Ala.	54,734	72,431	-24.43	310,452
73	Goleta National Bank Calif.	54,490	32,989	65.18	276,929
74	Extraco Banks Temple, Tex.	54,475	56,442	-3.48	519,023
75	Lorain National Bank Lorain, Ohio	53,746	49,046	9.58	548,883
76	Prosperity Bank St. Augustine, Fla.	53,648	30,782	74.28	422,858
77	Summit Bank Arkadelphia, Ark.	53,474	50,653	5.57	446,033
78	Peoples Bank and Trust Co. Selma, Ala.	53,162	58,175	-8.62	441,727
79	Old Fort Banking Co. Ohio	52,993	27,162	95.10	218,270
80	Palmetto Bank Laurens, S.C.	52,675	58,365	-9.75	723,076
81	Citizens Bank Mooresville, Ind.	51,710	50,448	2.50	166,600
82	State Bank La Grange, Tex.	51,605	59,045	-12.60	435,128
83	Skowhegan Savings Bank Maine	51,071	51,732	-1.28	274,353
84	Androscoggin Savings Bank Lewiston, Maine	50,707	56,034	-9.51	330,179
85	CorTrust Bank Mitchell, S.D.	50,358	51,902	-2.97	258,539
86	First National Bank and Trust Co. Beloit, Wis.	50,249	51,256	-1.96	364,363
87	Peoples Bank Lynden, Wash.	49,141	32,786	49.88	468,391
88	Southwest Missouri Bank Carthage	49,084	55,121	-10.95	296,563
89	First National Bank of Bryan Tex.	48,939	45,709	7.07	232,161
90	Community Bank and Trust Cornelia, Ga.	48,097	45,256	6.28	504,808
91	Sterling Bank Mount Laurel, N.J.	48,033	39,683	21.04	183,279
92	First Bankers Trust Co. Quincy, Ill.	48,013	37,079	29.49	231,902
93	Adirondack Trust Co. Saratoga Springs, N.Y.	47,953	51,500	-6.89	343,760
94	Citizens Tri-County Bank Dunlap, Tenn.	47,382	46,645	1.58	205,966
95	Commercial Savings Bank Upper Sandusky, Ohio	47,261	50,761	-6.90	207,882
96	Morgan Bank NA Hudson, Ohio	47,074	37,146	26.73	88,153
97	Merchants and Marine Bank Pascagoula, Miss.	46,961	50,449	-6.91	158,226
98	National Bank Bettendorf, Iowa	46,728	37,532	24.50	277,967
99	Armstrong Bank Muskogee, Okla.	46,623	45,305	2.91	232,683
100	Yadkin Valley Bank and Trust Co. Elkin, N.C.	46,515	35,727	30.20	646,210
101	Blue Ridge Bank and Trust Co. Independence, Mo.	46,163	57,380	-19.55	298,285
102	Georgia Bank and Trust Co. Augusta	45,817	52,936	-13.45	461,780
103	Delaware County Bank and Trust Co. Lewis Center, Ohio	45,561	49,728	-8.38	439,389
104	Lone Star National Bank Pharr, Tex.	45,338	33,573	35.04	567,502
105	Desert Community Bank Victorville, Calif.	44,995	43,918	2.45	299,746
106	Westbank West Springfield, Mass.	44,983	39,668	13.40	427,867
107	Wilson Bank and Trust Co. Lebanon, Tenn.	44,966	40,734	10.39	512,639
108	New Peoples Bank Honaker, Va.	44,727	44,673	0.12	347,398
109	First FSB Elizabethtown, Ky.	44,231	40,988	7.91	581,442
110	First National Bank of Altavista Va.	44,078	44,832	-1.68	154,083
111	Century Bank Lucedale, Miss.	44,003	44,198	-0.44	101,381
112	Bank of Benton Ky.	43,574	40,194	8.41	195,786
113	Monticello Banking Co. Ky.	43,157	42,395	1.80	260,337
114	Classic Bank Corp. Ashland, Ky.	43,080	41,071	4.89	258,164
115	Anderson Brothers Bank Mullins, S.C.	42,841	35,898	19.34	167,825
116	Summit Bank NA Fort Worth, Tex.	42,723	32,739	30.50	672,686
117	FirstBank Northwest Clarkston, Wash.	42,682	7,820	445.81	499,971
118	Jeff Davis Bank and Trust Co. Jennings, La.	42,550	36,670	16.03	198,603
119	Fauquier Bank Warrenton, Va.	42,538	38,867	9.45	320,009
120	Passumpsic Savings Bank St. Johnsbury, Vt.	42,468	42,445	0.05	283,497
121	Vinton County National Bank of McArthur Ohio	42,319	52,597	-19.54	180,497
122	Farmers and Merchants State Bank Archbold, Ohio	42,145	51,578	-18.29	490,973
123	Arkansas National Bank Bentonville	42,044	36,242	16.01	445,642
124	Illinois National Bank Springfield	42,003	24,574	70.92	233,465
125	Croghan Colonial Bank Fremont, Ohio	41,994	42,192	-0.47	316,042
126	Texas National Bank Tomball	41,955	25,555	64.18	90,208
127	Exchange National Bank and Trust Co. of Atchison Kan.	41,350	37,573	10.05	124,085
128	State Bank and Trust Co. Cleveland, Miss.	41,293	43,242	-4.51	512,289
129	Bank of Blue Valley Overland Park, Kan.	41,235	27,611	49.34	483,565
130	Bank of Missouri Perryville	41,098	25,299	62.45	256,642
131	Norway Savings Bank Maine	41,049	43,210	-5.00	505,749
132	First National Bank of Central Texas Waco	41,033	44,941	-8.70	217,515
133	Americrest Bank Oklahoma City	40,734	46,671	-12.72	587,589
134	First International Bank and Trust Co. Watford City, N.D.	40,700	38,891	4.65	484,779
135	Lebanon-Citizens National Bank Ohio	39,539	51,760	-23.61	328,342
136	First National Bank and Trust Co. Louisville, Ga.	39,535	38,778	1.95	393,961
137	Landmark Bank NA Ada, Okla.	39,489	40,461	-2.40	227,114
138	First National Bank of Montana Libby	39,420	33,518	17.61	166,628
139	Texas Bank and Trust Co. Longview	39,248	41,803	-6.11	427,061
140	Bank of the Cascades Bend, Ore.	39,106	33,608	16.36	738,221
141	First Bank and Trust Co. Lebanon, Va.	38,584	39,925	-3.36	476,440
142	First Citizens National Bank Dyersburg, Tenn.	38,224	38,598	-0.97	518,699
143	Commercial Bank and Trust Co. Monticello, Ark.	38,139	40,944	-6.85	104,741
144	Alpine Bank of Illinois Rockford	37,858	39,038	-3.02	279,564
145	First National Bank of Dennison Ohio	37,672	37,208	1.25	110,107
146	Citizens Bank Batesville, Ark.	37,616	36,857	2.06	280,424
147	Security State Bank and Trust Co. Fredericksburg, Tex.	37,390	36,612	2.12	373,491
148	Bank of Denver	37,300	37,196	0.28	109,025
149	First National Bank of Gilmer Tex.	37,254	57,072	-34.72	84,871
150	Peoples Bank and Trust Co. Hazard, Ky.	36,989	40,866	-9.49	179,173

* Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion of assets. Excluded are banks at which loans constituted less than half of assets and whose credit card loans exceeded 25% of gross loans.

Source: Highline Banking Data Services (877-305-6657)