Year to date through Mar. 31, 2018. Dollars in thousands.
Community Banks with the Highest Returns on Average Assets
   May 29, 2018, 11:20 a.m. EDT  1 Min Read 
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 Community Banks with the Highest Returns on Average Assets
 Return on average assets  |  Total assets  |  Return on average equity  |  Efficiency ratio  |  ||||||
| Rank | Company | City | State | Type of charter | 1Q 2018 | 1Q 2017 | |||
| 1 | Haverford Trust Company | Radnor | Pa. | Commercial Bank | 8.03 | 5.59 | $140,985 | 48.47 | 75.41 | 
| 2 | Independence Bank | East Greenwich | R.I. | Commercial Bank | 7.89 | 4.06 | 59,477 | 42.55 | 38.43 | 
| 3 | Apex Bank | Camden | Tenn. | Commercial Bank | 6.29 | 5.99 | 546,195 | 44.30 | 29.67 | 
| 4 | PrinsBank | Prinsburg | Minn. | Commercial Bank | 5.23 | 6.54 | 129,638 | 33.50 | 39.30 | 
| 5 | First Credit Bank | Los Angeles | Calif. | Commercial Bank | 4.99 | 6.29 | 447,434 | 12.08 | 19.33 | 
| 6 | Stanley Bank | Overland Park | Kan. | Commercial Bank | 4.63 | 1.55 | 110,735 | 26.38 | 47.56 | 
| 7 | Utah Independent Bank | Salina | Utah | Commercial Bank | 4.53 | 1.44 | 81,633 | 33.24 | 40.09 | 
| 8 | Benchmark Bank | Plano | Tex. | Commercial Bank | 4.35 | 3.08 | 562,028 | 42.76 | 55.69 | 
| 9 | State Bank of Texas | Dallas | Tex. | Commercial Bank | 4.19 | 18.00 | 798,948 | 22.45 | 27.17 | 
| 10 | Spring Valley Bank | Wyoming | Ohio | Commercial Bank | 4.16 | 4.42 | 70,658 | 9.49 | 33.56 | 
| 11 | Wood & Huston Bank | Marshall | Mo. | Commercial Bank | 4.12 | 1.97 | 676,755 | 35.76 | 37.00 | 
| 12 | FinWise Bank | Sandy | Utah | Commercial Bank | 3.94 | 3.58 | 80,257 | 23.16 | 64.60 | 
| 13 | Bank 7 | Oklahoma City | Okla. | Commercial Bank | 3.66 | 4.19 | 705,775 | 34.04 | 36.24 | 
| 14 | Community Bank of Raymore | Raymore | Mo. | Commercial Bank | 3.59 | 2.74 | 245,382 | 43.88 | 45.56 | 
| 15 | Texas National Bank | Mercedes | Tex. | Commercial Bank | 3.55 | 1.33 | 262,691 | 38.86 | 45.86 | 
| 16 | Nebraska State Bank | Oshkosh | Neb. | Commercial Bank | 3.48 | 4.02 | 47,382 | 22.82 | 41.81 | 
| 17 | First Colorado National Bank | Paonia | Colo. | Commercial Bank | 3.44 | -1.30 | 64,255 | 17.14 | 73.53 | 
| Jefferson Bank | Greenville | Miss. | Commercial Bank | 3.44 | 3.60 | 118,600 | 20.08 | 36.95 | |
| 19 | McKenzie Banking Company | McKenzie | Tenn. | Commercial Bank | 3.40 | 1.10 | 132,347 | 26.08 | 51.01 | 
| 20 | Security State Bank | Cheyenne | Okla. | Commercial Bank | 3.39 | 2.48 | 174,421 | 24.17 | 38.93 | 
| 21 | Continental Bank | Salt Lake City | Utah | Commercial Bank | 3.35 | 2.31 | 165,144 | 19.90 | 48.23 | 
| 22 | FNB South | Alma | Ga. | Commercial Bank | 3.31 | 3.05 | 373,021 | 22.52 | 41.56 | 
| 23 | Farmers State Bank | Stickney | S.D. | Commercial Bank | 3.25 | 1.32 | 118,338 | 29.37 | 37.46 | 
| 24 | First Eagle Bank | Chicago | Ill. | Commercial Bank | 3.24 | 2.69 | 485,687 | 20.50 | 34.69 | 
| 25 | WoodTrust Bank | Wisconsin Rapids | Wis. | Commercial Bank | 3.23 | 2.74 | 388,680 | 33.95 | 45.63 | 
| 26 | First Federal Savings and Loan Bank | Olathe | Kan. | Commercial Bank | 3.22 | 3.13 | 84,085 | 30.12 | 30.15 | 
| 27 | Central State Bank | Clayton | Ill. | Commercial Bank | 3.16 | 2.54 | 133,924 | 21.29 | 42.43 | 
| 28 | Hodge Bank & Trust Company | Hodge | La. | Commercial Bank | 3.12 | 2.07 | 71,719 | 18.28 | 37.59 | 
| 29 | Bank of Montana | Missoula | Mont. | Commercial Bank | 3.11 | 10.12 | 84,476 | 29.37 | 50.80 | 
| 30 | Central Bank of Kansas City | Kansas City | Mo. | Commercial Bank | 3.06 | 9.05 | 155,846 | 17.56 | 63.04 | 
| Charter Bank | Corpus Christi | Tex. | Commercial Bank | 3.06 | 3.13 | 263,806 | 28.02 | 35.54 | |
| 32 | Waggoner National Bank of Vernon | Vernon | Tex. | Commercial Bank | 2.94 | 2.99 | 287,391 | 22.91 | 43.13 | 
| 33 | First National Bank of Las Animas | Las Animas | Colo. | Commercial Bank | 2.88 | 2.32 | 344,227 | 23.49 | 44.33 | 
| 34 | Bank of Morton | Morton | Miss. | Commercial Bank | 2.86 | 2.99 | 68,366 | 20.00 | 52.20 | 
| 35 | Peoples Community Bank | Greenville | Mo. | Commercial Bank | 2.83 | 2.91 | 467,873 | 17.43 | 42.02 | 
| 36 | Randall State Bank | Randall | Minn. | Commercial Bank | 2.81 | 2.21 | 42,471 | 23.69 | 51.57 | 
| Wallis State Bank | Wallis | Tex. | Commercial Bank | 2.81 | 2.53 | 634,660 | 27.09 | 50.82 | |
| 38 | Bank of Hydro | Hydro | Okla. | Commercial Bank | 2.80 | 2.61 | 126,774 | 26.85 | 42.44 | 
| First Bank | Burkburnett | Tex. | Commercial Bank | 2.80 | 2.36 | 370,531 | 24.24 | 64.48 | |
| Port Richmond Savings | Philadelphia | Pa. | Savings Bank | 2.80 | 2.42 | 69,080 | 14.47 | 42.78 | |
| Security State Bank | Farwell | Tex. | Commercial Bank | 2.80 | 3.01 | 140,175 | 22.66 | 33.21 | |
| 42 | Rock Canyon Bank | Provo | Utah | Commercial Bank | 2.78 | 2.43 | 398,505 | 28.83 | 54.61 | 
| Victor State Bank | Victor | Iowa | Commercial Bank | 2.78 | 2.62 | 55,082 | 10.25 | 17.96 | |
| 44 | Prime Bank | Edmond | Okla. | Commercial Bank | 2.77 | 2.64 | 261,299 | 22.23 | 41.38 | 
| 45 | Welcome State Bank | Welcome | Minn. | Commercial Bank | 2.75 | 1.89 | 28,742 | 27.09 | 48.65 | 
| 46 | Yellowstone Bank | Laurel | Mont. | Commercial Bank | 2.73 | 2.63 | 736,682 | 15.25 | 41.20 | 
| 47 | Douglas National Bank | Douglas | Ga. | Commercial Bank | 2.72 | 2.29 | 182,249 | 22.87 | 52.91 | 
| High Plains Bank | Keyes | Okla. | Commercial Bank | 2.72 | 2.58 | 89,634 | 24.91 | 36.84 | |
| 49 | Mississippi River Bank | Belle Chasse | La. | Commercial Bank | 2.69 | 2.26 | 117,361 | 22.94 | 50.86 | 
| 50 | Cumberland Security Bank, Inc. | Somerset | Ky. | Commercial Bank | 2.68 | 2.36 | 203,141 | 20.47 | 50.99 | 
| 51 | CFG Community Bank | Baltimore | Md. | Commercial Bank | 2.66 | 2.74 | 697,303 | 15.24 | 57.51 | 
| Collins State Bank | Collins | Wis. | Commercial Bank | 2.66 | 0.56 | 81,723 | 30.99 | 54.39 | |
| Peoples State Bank | Summit | S.D. | Commercial Bank | 2.66 | 2.62 | 71,704 | 24.02 | 39.33 | |
| 54 | First National Bank of Bangor | Bangor | Wis. | Commercial Bank | 2.65 | 2.26 | 224,366 | 9.83 | 22.16 | 
| 55 | Commercial Bank | Crawford | Ga. | Commercial Bank | 2.64 | 2.48 | 164,849 | 25.09 | 46.06 | 
| First Financial Bank | El Dorado | Ark. | Commercial Bank | 2.64 | 2.88 | 942,314 | 19.64 | 59.51 | |
| 57 | Citizens State Bank of La Crosse | La Crosse | Wis. | Commercial Bank | 2.63 | 2.37 | 248,911 | 30.58 | 46.89 | 
| 58 | First National Bank of Picayune | Picayune | Miss. | Commercial Bank | 2.62 | 2.21 | 222,362 | 20.02 | 49.08 | 
| Pioneer Trust Bank, National Association | Salem | Ore. | Commercial Bank | 2.62 | 2.08 | 488,942 | 21.67 | 33.99 | |
| 60 | National Bank of Andrews | Andrews | Tex. | Commercial Bank | 2.61 | 2.89 | 192,540 | 23.97 | 59.11 | 
| Premier Bank | Rock Valley | Iowa | Commercial Bank | 2.61 | 2.74 | 522,994 | 25.41 | 32.25 | |
| Tejas Bank | Monahans | Tex. | Commercial Bank | 2.61 | 1.86 | 151,883 | 24.55 | 46.15 | |
| 63 | Home Bank of California | San Diego | Calif. | Commercial Bank | 2.60 | 2.50 | 162,577 | 17.49 | 45.64 | 
| 64 | Commercial State Bank | Andrews | Tex. | Commercial Bank | 2.59 | 1.95 | 595,906 | 22.25 | 53.27 | 
| Commercial State Bank of Wagner | Wagner | S.D. | Commercial Bank | 2.59 | 2.35 | 177,970 | 25.93 | 42.49 | |
| Willamette Valley Bank | Salem | Ore. | Commercial Bank | 2.59 | 2.02 | 217,203 | 22.06 | 80.66 | |
| 67 | Millennium Bank | Des Plaines | Ill. | Commercial Bank | 2.57 | 4.91 | 97,368 | 21.53 | 58.92 | 
| New Century Bank | Belleville | Kan. | Commercial Bank | 2.57 | 2.25 | 45,544 | 23.30 | 63.65 | |
| 69 | First State Bank | Shallowater | Tex. | Commercial Bank | 2.56 | 2.90 | 108,005 | 17.32 | 46.05 | 
| 70 | California First National Bank | Irvine | Calif. | Commercial Bank | 2.55 | 1.11 | 367,851 | 9.65 | 39.44 | 
| Sound Banking Company | Lakewood | Wash. | Commercial Bank | 2.55 | 2.07 | 58,663 | 28.05 | 50.70 | |
| 72 | California Pacific Bank | San Francisco | Calif. | Commercial Bank | 2.54 | 1.79 | 72,924 | 6.52 | 37.71 | 
| State Bank of Wheaton | Wheaton | Minn. | Commercial Bank | 2.54 | 2.36 | 79,020 | 10.78 | 44.81 | |
| Vermillion State Bank | Vermillion | Minn. | Commercial Bank | 2.54 | 2.30 | 539,553 | 16.96 | 26.39 | |
| 75 | Bank of Glen Ullin | Glen Ullin | N.D. | Commercial Bank | 2.53 | 2.66 | 53,731 | 19.55 | 44.85 | 
| Community Bank of Easton | Easton | Ill. | Commercial Bank | 2.53 | 1.70 | 34,310 | 13.85 | 24.19 | |
| Security State Bank | Sutherland | Iowa | Commercial Bank | 2.53 | 2.71 | 124,135 | 25.14 | 34.68 | |
| 78 | 1st Bank & Trust | Broken Bow | Okla. | Commercial Bank | 2.52 | 2.31 | 152,209 | 25.78 | 46.38 | 
| 79 | Farmers State Bank of Waupaca | Waupaca | Wis. | Commercial Bank | 2.51 | 1.30 | 184,024 | 18.49 | 47.37 | 
| 80 | Flint Community Bank | Albany | Ga. | Commercial Bank | 2.50 | 1.37 | 221,274 | 29.73 | 50.62 | 
| 81 | AmeriState Bank | Atoka | Okla. | Commercial Bank | 2.49 | 2.06 | 272,386 | 27.51 | 60.01 | 
| Citizens State Bank | Miles | Tex. | Commercial Bank | 2.49 | 2.30 | 125,297 | 24.73 | 47.32 | |
| 83 | First Citizens Bank of Polson, National Association | Polson | Mont. | Commercial Bank | 2.48 | -1.23 | 18,686 | 33.33 | 66.02 | 
| First National Bank | Fort Pierre | S.D. | Commercial Bank | 2.48 | 2.16 | 961,772 | 10.32 | 36.72 | |
| 85 | American Pride Bank | Macon | Ga. | Commercial Bank | 2.47 | 1.48 | 170,982 | 16.09 | 59.20 | 
| Coffee County Bank | Manchester | Tenn. | Commercial Bank | 2.47 | 2.46 | 182,583 | 21.31 | 48.73 | |
| Grant County State Bank | Swayzee | Ind. | Commercial Bank | 2.47 | 2.23 | 176,070 | 23.02 | 30.62 | |
| Ultima Bank Minnesota | Winger | Minn. | Commercial Bank | 2.47 | 2.16 | 169,737 | 23.73 | 52.16 | |
| 89 | EvaBank | Cullman | Ala. | Commercial Bank | 2.46 | 2.05 | 375,600 | 11.01 | 39.64 | 
| Lamar Bank and Trust Company | Lamar | Mo. | Commercial Bank | 2.46 | 2.44 | 146,641 | 23.87 | 47.31 | |
| Prime Alliance Bank | Woods Cross | Utah | Commercial Bank | 2.46 | 2.09 | 304,917 | 21.18 | 32.55 | |
| TexasBank | Brownwood | Tex. | Commercial Bank | 2.46 | 2.31 | 485,846 | 19.07 | 51.70 | |
| 93 | Peoples Bank | Westville | Okla. | Commercial Bank | 2.45 | 2.56 | 47,183 | 19.61 | 59.69 | 
| 94 | Bank of the West | Thomas | Okla. | Commercial Bank | 2.44 | 2.35 | 161,305 | 21.45 | 50.67 | 
| Riverside Bank | Sparkman | Ark. | Commercial Bank | 2.44 | 2.02 | 60,703 | 28.67 | 52.87 | |
| 96 | Commercial State Bank | Palmer | Tex. | Commercial Bank | 2.43 | 1.75 | 82,296 | 31.84 | 56.18 | 
| NewFirst National Bank | El Campo | Tex. | Commercial Bank | 2.43 | 1.78 | 698,567 | 22.03 | 54.36 | |
| 98 | Farmers and Merchants Bank of Kendall | Kendall | Wis. | Commercial Bank | 2.41 | 2.71 | 70,188 | 16.15 | 50.33 | 
| Guaranty Bank & Trust Company of Delhi | Delhi | La. | Commercial Bank | 2.41 | 2.37 | 245,013 | 28.53 | 57.05 | |
| 100 | Chambers State Bank | Chambers | Neb. | Commercial Bank | 2.40 | 1.46 | 61,604 | 8.91 | 37.44 | 
| First National Bank at Saint James | Saint James | Minn. | Commercial Bank | 2.40 | 0.37 | 30,900 | 28.65 | 66.34 | |
| Solon State Bank | Solon | Iowa | Commercial Bank | 2.40 | 1.96 | 96,993 | 10.22 | 50.94 | |
| 103 | Bank of Mauston | Mauston | Wis. | Commercial Bank | 2.39 | 2.15 | 291,779 | 20.17 | 42.93 | 
| 104 | American Interstate Bank | Elkhorn | Neb. | Commercial Bank | 2.38 | 1.81 | 108,262 | 15.97 | 43.05 | 
| Heritage State Bank | Lawrenceville | Ill. | Commercial Bank | 2.38 | 2.93 | 97,548 | 23.79 | 44.44 | |
| Oklahoma State Bank | Buffalo | Okla. | Commercial Bank | 2.38 | 2.27 | 53,117 | 23.59 | 55.81 | |
| 107 | Farmers Bank | Ault | Colo. | Commercial Bank | 2.37 | 2.17 | 227,828 | 17.38 | 47.88 | 
| Town and Country Bank Midwest | Quincy | Ill. | Commercial Bank | 2.37 | 2.32 | 173,867 | 21.26 | 48.03 | |
| 109 | Farmers & Merchants Savings Bank | Waukon | Iowa | Commercial Bank | 2.36 | 1.84 | 160,749 | 18.01 | 40.28 | 
| North Valley Bank | Thornton | Colo. | Commercial Bank | 2.36 | 2.46 | 163,784 | 19.79 | 54.61 | |
| 111 | Palo Savings Bank | Palo | Iowa | Commercial Bank | 2.35 | 1.49 | 33,052 | 18.17 | 45.58 | 
| 112 | Adrian Bank | Adrian | Mo. | Commercial Bank | 2.34 | 2.06 | 144,300 | 23.24 | 38.92 | 
| Bank of Advance | Advance | Mo. | Commercial Bank | 2.34 | 2.11 | 317,443 | 17.94 | 51.68 | |
| Bank of Soperton | Soperton | Ga. | Commercial Bank | 2.34 | 1.48 | 71,545 | 25.40 | 60.60 | |
| First Bank of Owasso | Owasso | Okla. | Commercial Bank | 2.34 | 2.44 | 361,879 | 21.07 | 46.88 | |
| St. Clair State Bank (Incorporated) | Saint Clair | Minn. | Commercial Bank | 2.34 | 2.13 | 90,824 | 19.65 | 34.59 | |
| 117 | Great Plains National Bank | Hollis | Okla. | Commercial Bank | 2.33 | 1.72 | 624,162 | 21.05 | 67.55 | 
| 118 | Bank of Geneva | Geneva | Ind. | Commercial Bank | 2.32 | 2.45 | 277,769 | 21.60 | 47.85 | 
| First IC Bank | Doraville | Ga. | Commercial Bank | 2.32 | 2.20 | 410,908 | 14.85 | 54.16 | |
| Midwest Bank | Detroit Lakes | Minn. | Commercial Bank | 2.32 | 2.02 | 419,387 | 24.08 | 46.63 | |
| Sutton Bank | Attica | Ohio | Commercial Bank | 2.32 | 1.88 | 505,918 | 23.01 | 54.30 | |
| 122 | Central Bank and Trust Co. | Hutchinson | Kan. | Commercial Bank | 2.31 | 1.90 | 308,149 | 24.18 | 51.04 | 
| Heartland State Bank | Redfield | S.D. | Commercial Bank | 2.31 | 1.86 | 78,941 | 17.62 | 53.90 | |
| Security State Bank of Marine | Marine On Saint Croix | Minn. | Commercial Bank | 2.31 | 2.06 | 139,502 | 23.43 | 51.25 | |
| 125 | Bank of Alma | Alma | Wis. | Commercial Bank | 2.30 | 2.17 | 225,569 | 5.16 | 20.38 | 
| 126 | Kinmundy Bank | Kinmundy | Ill. | Commercial Bank | 2.29 | 1.75 | 46,139 | 17.63 | 43.70 | 
| West Town Bank & Trust | North Riverside | Ill. | Commercial Bank | 2.29 | 1.56 | 329,548 | 20.71 | 56.04 | |
| 128 | Bellevue State Bank | Bellevue | Iowa | Commercial Bank | 2.28 | 2.14 | 107,956 | 16.09 | 43.04 | 
| Community Bank | Longview | Tex. | Commercial Bank | 2.28 | 2.16 | 222,981 | 22.70 | 43.38 | |
| Foresight Bank | Plainview | Minn. | Commercial Bank | 2.28 | 1.58 | 234,809 | 24.29 | 47.69 | |
| Park Ridge Community Bank | Park Ridge | Ill. | Commercial Bank | 2.28 | 2.18 | 312,417 | 18.04 | 40.25 | |
| South Georgia Bank | Glennville | Ga. | Commercial Bank | 2.28 | 2.00 | 161,525 | 20.67 | 54.80 | |
| 133 | Amerasia Bank | Flushing | N.Y. | Commercial Bank | 2.27 | 1.58 | 577,815 | 20.68 | 37.76 | 
| First Home Bank | Seminole | Fla. | Commercial Bank | 2.27 | 3.29 | 295,425 | 18.53 | 75.15 | |
| First Whitney Bank and Trust | Atlantic | Iowa | Commercial Bank | 2.27 | 2.12 | 215,115 | 21.71 | 30.73 | |
| Murphy Bank | Fresno | Calif. | Commercial Bank | 2.27 | 2.41 | 257,353 | 19.66 | 49.01 | |
| 137 | Bank of Hemet | Riverside | Calif. | Commercial Bank | 2.26 | 2.04 | 683,655 | 23.16 | 42.64 | 
| Peoples Bank & Trust | Pana | Ill. | Commercial Bank | 2.26 | 2.06 | 401,382 | 23.35 | 48.26 | |
| 139 | Municipal Trust and Savings Bank | Bourbonnais | Ill. | Commercial Bank | 2.25 | 2.02 | 304,723 | 12.43 | 37.16 | 
| 140 | Security First National Bank of Hugo | Hugo | Okla. | Commercial Bank | 2.24 | 1.72 | 113,643 | 27.08 | 50.72 | 
| State Bank of New Richland | New Richland | Minn. | Commercial Bank | 2.24 | 2.50 | 102,613 | 23.86 | 44.63 | |
| Union Bank & Trust Company | Livingston | Tenn. | Commercial Bank | 2.24 | 2.39 | 84,466 | 17.30 | 50.83 | |
| Winona National Bank | Winona | Minn. | Commercial Bank | 2.24 | 0.35 | 302,745 | 16.79 | 71.78 | |
| 144 | Bank of Baker | Baker | Mont. | Commercial Bank | 2.23 | 1.86 | 141,429 | 21.07 | 42.98 | 
| Central National Bank of Poteau | Poteau | Okla. | Commercial Bank | 2.23 | 1.89 | 237,093 | 21.67 | 54.82 | |
| Citizens Bank of Las Cruces | Las Cruces | N.M. | Commercial Bank | 2.23 | 1.93 | 547,654 | 23.14 | 55.46 | |
| Ericson State Bank | Ericson | Neb. | Commercial Bank | 2.23 | 1.70 | 87,548 | 22.27 | 32.50 | |
| First National Bank in Okeene | Okeene | Okla. | Commercial Bank | 2.23 | 2.31 | 77,683 | 13.50 | 34.16 | |
| Goodfield State Bank | Goodfield | Ill. | Commercial Bank | 2.23 | 1.91 | 118,091 | 18.22 | 53.25 | |
| 150 | Commercial Capital Bank | Delhi | La. | Commercial Bank | 2.22 | 2.37 | 162,970 | 18.53 | 58.06 | 
| Four Corners Community Bank | Farmington | N.M. | Commercial Bank | 2.22 | 1.89 | 362,147 | 19.94 | 51.13 | |
| 152 | Bloomsdale Bank | Bloomsdale | Mo. | Commercial Bank | 2.21 | 1.93 | 223,375 | 23.58 | 47.74 | 
| Farmers and Merchants State Bank | Plankinton | S.D. | Commercial Bank | 2.21 | 1.88 | 109,116 | 20.90 | 47.48 | |
| First National Bank of Central Texas | Waco | Tex. | Commercial Bank | 2.21 | 2.00 | 856,156 | 24.14 | 46.73 | |
| 155 | Freedom Bank | Huntingburg | Ind. | Commercial Bank | 2.20 | 2.28 | 406,762 | 21.11 | 42.98 | 
| HNB National Bank | Hannibal | Mo. | Commercial Bank | 2.20 | 2.26 | 477,815 | 17.77 | 52.77 | |
| Peoples Bank | Rock Valley | Iowa | Commercial Bank | 2.20 | 2.00 | 499,686 | 16.78 | 47.03 | |
| Pony Express Bank | Liberty | Mo. | Commercial Bank | 2.20 | 1.96 | 171,035 | 18.06 | 54.11 | |
| St. Henry Bank | Saint Henry | Ohio | Commercial Bank | 2.20 | 2.22 | 308,407 | 15.62 | 41.38 | |
| 160 | Citizens State Bank | Marysville | Kan. | Commercial Bank | 2.19 | 2.13 | 336,566 | 22.62 | 35.82 | 
| First Community Bank of Central Alabama | Wetumpka | Ala. | Commercial Bank | 2.19 | 2.02 | 358,628 | 28.78 | 48.96 | |
| First State Bank of Malta | Malta | Mont. | Commercial Bank | 2.19 | 0.67 | 135,515 | 13.60 | 37.60 | |
| KodaBank | Drayton | N.D. | Commercial Bank | 2.19 | 2.23 | 147,318 | 18.70 | 44.33 | |
| Tolleson Private Bank | Dallas | Tex. | Commercial Bank | 2.19 | 1.71 | 549,650 | 27.63 | 44.87 | |
| 165 | Citizens State Bank | Monticello | Iowa | Commercial Bank | 2.18 | 1.88 | 398,607 | 18.57 | 44.62 | 
| First National Bank & Trust Company of McAlester | McAlester | Okla. | Commercial Bank | 2.18 | 1.56 | 482,409 | 19.61 | 49.98 | |
| First State Bank of Beecher City | Beecher City | Ill. | Commercial Bank | 2.18 | 1.57 | 71,677 | 12.78 | 51.57 | |
| Welch State Bank of Welch, Oklahoma | Welch | Okla. | Commercial Bank | 2.18 | 1.73 | 266,598 | 17.84 | 55.69 | |
| 169 | Venture Bank | Bloomington | Minn. | Commercial Bank | 2.17 | 2.20 | 727,809 | 23.00 | 53.71 | 
| 170 | Mid-America Bank | Baldwin City | Kan. | Commercial Bank | 2.16 | 1.15 | 174,174 | 20.34 | 54.83 | 
| State Bank of Cochran | Cochran | Ga. | Commercial Bank | 2.16 | 1.63 | 219,692 | 14.12 | 53.47 | |
| 172 | Bank of Commerce | Stilwell | Okla. | Commercial Bank | 2.15 | 1.33 | 80,196 | 16.48 | 60.68 | 
| First General Bank | Rowland Heights | Calif. | Commercial Bank | 2.15 | 1.71 | 907,073 | 18.10 | 28.26 | |
| First National Bank & Trust of Elk City | Elk City | Okla. | Commercial Bank | 2.15 | 1.77 | 316,368 | 20.78 | 49.42 | |
| 175 | Brunswick State Bank | Brunswick | Neb. | Commercial Bank | 2.14 | 1.86 | 118,548 | 22.76 | 43.13 | 
| First State Bank | Scottsbluff | Neb. | Commercial Bank | 2.14 | 2.19 | 227,170 | 20.04 | 54.85 | |
| Gothenburg State Bank | Gothenburg | Neb. | Commercial Bank | 2.14 | 1.77 | 153,050 | 16.03 | 54.37 | |
| Republic Bank, Inc. | Duluth | Minn. | Commercial Bank | 2.14 | 1.39 | 392,870 | 19.67 | 63.51 | |
| 179 | Alton Bank | Alton | Mo. | Commercial Bank | 2.13 | 2.13 | 67,854 | 16.40 | 55.40 | 
| Bank of Elgin | Elgin | Neb. | Commercial Bank | 2.13 | 1.51 | 59,625 | 16.07 | 47.07 | |
| Clackamas County Bank | Sandy | Ore. | Commercial Bank | 2.13 | 1.44 | 221,191 | 17.96 | 63.36 | |
| First Farmers & Merchants National Bank | Luverne | Minn. | Commercial Bank | 2.13 | 1.81 | 174,829 | 13.56 | 51.99 | |
| Peoples State Bank | Manhattan | Kan. | Commercial Bank | 2.13 | 0.81 | 216,769 | 21.52 | 50.36 | |
| Points West Community Bank | Windsor | Colo. | Commercial Bank | 2.13 | 1.94 | 249,200 | 21.16 | 46.72 | |
| 185 | Heritage Bank of Nevada | Reno | Nev. | Commercial Bank | 2.12 | 1.65 | 830,865 | 19.29 | 39.55 | 
| Horizon Bank | Waverly | Neb. | Commercial Bank | 2.12 | 1.75 | 275,076 | 14.44 | 44.94 | |
| NSB Bank | Mason City | Iowa | Commercial Bank | 2.12 | 1.91 | 211,893 | 20.64 | 44.08 | |
| Peoples Bank and Trust Company of Pointe Coupee Parish | New Roads | La. | Commercial Bank | 2.12 | 1.71 | 265,432 | 16.43 | 42.10 | |
| Security National Bank of Omaha | Omaha | Neb. | Commercial Bank | 2.12 | 1.39 | 875,619 | 19.83 | 65.28 | |
| State Guaranty Bank | Okeene | Okla. | Commercial Bank | 2.12 | 1.52 | 54,115 | 20.04 | 40.30 | |
| 191 | Cowboy Bank of Texas | Maypearl | Tex. | Commercial Bank | 2.11 | 1.93 | 82,471 | 22.39 | 56.60 | 
| Main Bank | Albuquerque | N.M. | Commercial Bank | 2.11 | 1.91 | 133,701 | 21.74 | 46.27 | |
| Marion County State Bank | Pella | Iowa | Commercial Bank | 2.11 | 2.04 | 300,657 | 19.56 | 44.72 | |
| Quantum National Bank | Suwanee | Ga. | Commercial Bank | 2.11 | 2.17 | 460,287 | 19.12 | 43.18 | |
| 195 | Bank of Texas | Midland | Tex. | Commercial Bank | 2.10 | 1.88 | 354,967 | 19.12 | 35.14 | 
| Brighton Bank | Salt Lake City | Utah | Commercial Bank | 2.10 | 1.86 | 218,843 | 18.68 | 56.81 | |
| Trust Bank | Lenox | Ga. | Commercial Bank | 2.10 | 1.95 | 34,552 | 20.00 | 72.53 | |
| 198 | Bank of Columbia | Columbia | Ky. | Commercial Bank | 2.09 | 2.00 | 136,487 | 20.92 | 56.38 | 
| Bank of DeSoto, National Association | Desoto | Tex. | Commercial Bank | 2.09 | 1.65 | 190,514 | 19.69 | 63.44 | |
| Commerce National Bank & Trust | Winter Park | Fla. | Commercial Bank | 2.09 | 1.61 | 108,249 | 16.28 | 71.78 | |
Note: Independent banks and thrifts operating as of May. 25, 2018 with less than $1 billion of assets or whose holding companies have less than $1 billion.
Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans.
© 2017 American Banker
Source: SNL Financial, Charlottesville, Va. (
www.snl.com
)