Community Banks with the Highest Returns on Average Assets

August 15, 2016, 2:33 p.m. EDT 1 Min Read

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Community Banks with the Highest Returns on Average AssetsYear to date through June 30, 2016. Dollars in thousands Published August 15, 2016
Rank	Company	Type of institution	Return on avg. assets		Total assets	Return on avg. equity	Efficiency ratio
Rank	Company	Type of institution	2Q 2016	2Q 2015	Total assets	Return on avg. equity	Efficiency ratio
1	Neighborhood National Bank San Diego	commercial	9.02%	0.09%	$55,464	106.02%	82.12%
2	Cornerstone Bank Wilson, N.C.	commercial	7.78	0.83	108,514	74.54	86.97
3	Champion Bank Parker, Colo.	commercial	7.23	2.35	46,533	48.40	94.29
4	1880 Bank Cambridge, Md.	commercial	6.53	0.74	305,914	48.67	65.26
5	SouthCrest Bank Tyrone, Ga.	commercial	6.30	0.37	546,870	62.07	77.66
6	Heritage Bank Jonesboro, Ga.	commercial	5.59	0.49	415,141	64.16	80.89
7	State Central Bank Bonaparte, Iowa	commercial	5.57	0.23	43,032	53.52	185.10
8	American Bank Bozeman, Mont.	commercial	5.38	1.16	348,142	52.72	40.44
9	State Bank of Colon Neb.	commercial	5.23	0.27	16,121	50.28	37.50
10	State Bank of Texas Dallas	commercial	5.07	5.43	680,138	26.86	21.76
11	Northpointe Bank Grand Rapids, Mich.	commercial	4.99	2.92	547,104	53.12	51.47
12	Great Plains Bank Eureka, S.D.	commercial	4.91	1.65	94,206	39.55	32.45
13	Bank of Montana Missoula	commercial	4.90	1.42	56,390	44.06	36.55
14	Spring Valley Bank Wyoming, Ohio	commercial	4.82	2.69	69,990	11.61	27.36
15	Brazos National Bank Richwood, Texas	commercial	4.72	3.30	32,066	22.38	83.43
16	Haverford Trust Co. Radnor, Pa.	commercial	4.69	6.24	121,475	27.91	83.51
17	Ridgestone Bank Brookfield, Wis.	commercial	4.37	1.25	444,580	31.66	43.13
18	First Colorado National Bank Paonia	commercial	4.33	3.12	60,217	23.75	60.57
19	First Credit Bank Los Angeles	commercial	4.29	5.99	482,206	10.43	15.16
20	NOA Bank Duluth, Ga.	commercial	4.19	3.51	262,124	32.06	47.69
21	Continental Bank Salt Lake City	commercial	4.16	2.34	165,850	24.01	42.36
22	American Metro Bank Chicago	commercial	4.03	-0.15	62,639	34.77	49.96
23	Waggoner National Bank of Vernon Texas	commercial	4.02	2.56	275,790	28.73	36.31
24	Tri-State Bank of Memphis Tenn.	commercial	3.97	-0.12	110,806	28.92	54.29
25	Nebraska State Bank Oshkosh	commercial	3.89	4.04	49,189	29.93	39.60
26	Parke Bank Sewell, N.J.	commercial	3.84	1.26	925,914	26.95	20.63
27	Boundary Waters Bank Ely, Minn.	commercial	3.78	0.92	116,494	40.48	142.47
	FirsTier Bank Kimball, Neb.	commercial	3.78	6.71	248,870	23.66	50.28
29	Independence Bank East Greenwich, R.I.	commercial	3.68	1.64	38,374	17.55	57.69
30	Goldwater Bank Scottsdale, Ariz.	commercial	3.56	0.83	157,121	50.79	94.21
31	Mid America Bank & Trust Co. Dixon, Mo.	commercial	3.55	3.39	154,541	18.70	38.58
32	Village Bank St. Francis, Minn.	commercial	3.54	2.19	224,717	36.38	51.19
33	First Home Bank Seminole, Fla.	commercial	3.50	2.07	122,317	36.39	47.38
34	Peoples State Bank Cherryvale, Kan.	commercial	3.48	3.09	18,154	13.59	48.50
35	First Bank of Chandler Okla.	commercial	3.30	2.85	86,569	29.30	39.14
36	Citizens Bank of Cochran Ga.	commercial	3.29	0.26	74,357	24.40	91.05
	Farmers and Merchants State Bank Plankinton, S.D.	commercial	3.29	2.70	103,945	34.10	35.14
38	First Financial Bank El Dorado, Ark.	commercial	3.23	3.06	886,902	25.86	52.76
39	Cross River Bank Teaneck, N.J.	commercial	3.17	2.70	467,310	28.45	45.58
40	First Bank Burkburnett, Texas	commercial	3.15	1.98	365,078	31.78	60.07
41	WoodTrust Bank Wisconsin Rapids, Wis.	commercial	3.08	3.20	374,798	28.89	48.95
42	Peoples Community Bank Greenville, Mo.	commercial	3.07	3.44	421,603	20.48	41.24
43	Almena State Bank Kan.	commercial	3.04	0.95	66,045	33.12	55.38
	State Bank of Bellingham Minn.	commercial	3.04	1.99	47,522	31.33	20.91
45	Coffee County Bank Manchester, Tenn.	commercial	3.03	2.55	153,449	24.73	46.52
46	First Federal Savings and Loan Bank Olathe, Kan.	commercial	3.00	2.47	83,982	27.66	35.06
	Texas Bank Financial Weatherford	commercial	3.00	3.22	195,166	32.72	69.18
48	Farmers and Merchants Bank of Kendall Wis.	commercial	2.94	2.91	73,044	21.38	47.21
	Fidelity Bank West Des Moines, Iowa	commercial	2.94	1.85	82,609	28.53	72.48
	First State Bank Scottsbluff, Neb.	commercial	2.94	2.05	246,132	28.82	42.73
51	Citizens State Bank Miles, Texas	commercial	2.92	3.08	129,416	36.15	41.18
52	National Bank of Andrews Texas	commercial	2.89	2.50	171,383	24.17	53.76
53	Heritage State Bank Lawrenceville, Ill.	commercial	2.88	2.59	95,816	29.07	45.98
	Jefferson Bank Greenville, Miss.	commercial	2.88	1.58	118,145	16.60	39.79
55	First State Bank Shallowater, Texas	commercial	2.86	1.95	102,175	18.51	44.97
56	Home Bank of California San Diego	commercial	2.85	2.78	133,621	16.90	40.57
	Security Bank Tulsa, Okla.	commercial	2.85	2.40	489,830	23.54	34.04
58	Central Bank Tampa, Fla.	commercial	2.84	0.53	119,513	27.53	46.66
	Citizens State Bank of La Crosse Wis.	commercial	2.84	3.06	209,022	33.13	46.51
	First Security Bank of Deer Lodge Mont.	commercial	2.84	0.61	32,929	29.83	53.91
	Peoples State Bank Summit, S.D.	commercial	2.84	3.10	64,886	25.55	37.44
62	Bank of Glen Ullin N.D.	commercial	2.81	2.80	57,591	27.69	36.82
63	PrinsBank Prinsburg, Minn.	commercial	2.79	3.79	126,058	21.02	39.09
64	First Bank & Trust Co. Wagoner, Okla.	commercial	2.78	2.56	281,668	23.12	44.84
	Quantum National Bank Suwanee, Ga.	commercial	2.78	1.72	400,257	25.90	34.90
66	EvaBank Cullman, Ala.	commercial	2.77	3.17	366,454	14.99	36.42
	Wallis State Bank Texas	commercial	2.77	2.61	506,120	27.84	54.71
68	Yellowstone Bank Laurel, Mont.	commercial	2.73	4.58	687,267	17.02	40.49
69	Bank 7 Oklahoma City	commercial	2.72	3.10	593,199	29.08	40.99
70	Hodge Bank & Trust Co. La.	commercial	2.70	2.57	65,857	15.98	47.35
71	Bank of Geneva Ind.	commercial	2.69	2.32	231,309	22.94	45.26
72	Brunswick State Bank Neb.	commercial	2.68	2.24	98,319	26.46	48.37
	Farmers Bank and Trust Co. Marion, Ky.	commercial	2.68	1.93	168,653	20.27	49.30
	NewFirst National Bank El Campo, Texas	commercial	2.68	1.74	637,351	24.67	52.17
75	Brighton Bank Salt Lake City	commercial	2.67	1.67	194,490	21.72	52.15
	Prosper Bank Texas	commercial	2.67	2.87	80,138	23.65	55.35
77	Prime Bank Edmond, Okla.	commercial	2.65	2.85	249,791	25.81	40.86
	Riverside Bank Sparkman, Ark.	commercial	2.65	2.90	61,943	29.43	49.73
	Vermillion State Bank Minn.	commercial	2.65	2.42	529,332	18.58	24.17
80	Metro City Bank Doraville, Ga.	commercial	2.63	2.66	793,267	21.22	43.55
	Security State Bank Cheyenne, Okla.	commercial	2.63	2.38	181,648	18.04	41.45
	State Bank Hoxie, Kan.	commercial	2.63	2.18	148,575	20.82	38.31
83	Crockett National Bank San Antonio	commercial	2.62	2.68	613,478	26.28	73.70
84	Bank of Advance Mo.	commercial	2.61	2.73	304,846	18.11	48.09
	Commerce National Bank & Trust Winter Park, Fla.	commercial	2.61	1.28	88,456	22.04	75.78
	St. Martin Bank and Trust Co. St. Martinville, La.	commercial	2.61	2.40	554,386	26.03	48.49
	Willamette Valley Bank Salem, Ore.	commercial	2.61	1.26	172,677	22.91	76.30
88	Bank of Hydro Okla.	commercial	2.60	2.27	125,501	28.09	43.31
	KodaBank Drayton, N.D.	commercial	2.60	1.96	146,317	22.54	39.77
	Peoples National Bank Colorado Springs, Colo.	commercial	2.60	3.39	352,185	26.74	73.81
	Security State Bank Sutherland, Iowa	commercial	2.60	2.65	120,264	28.38	32.67
92	The Bank Oberlin, Kan.	commercial	2.59	2.29	347,231	23.87	30.84
	Rockhold, Brown & Co. Bank Bainbridge, Ohio	commercial	2.59	0.54	34,063	26.94	62.58
94	Commercial State Bank of Wagner S.D.	commercial	2.58	2.45	150,777	22.30	39.08
	First State Bank of Beecher City Ill.	commercial	2.58	2.25	69,208	16.14	48.14
	Mississippi River Bank Belle Chasse, La.	commercial	2.58	1.46	119,437	20.33	51.15
	Wyoming Bank & Trust Cheyenne	commercial	2.58	2.61	164,160	23.41	79.50
98	Citizens Bank Amarillo, Texas	commercial	2.57	1.98	147,556	26.55	46.52
	Freedom Bank Huntingburg, Ind.	commercial	2.57	2.35	367,266	24.74	35.53
100	Bloomsdale Bank Mo.	commercial	2.56	2.60	219,988	24.47	45.04
101	First National Bank in Howell Mich.	commercial	2.54	0.40	361,358	24.80	75.88
	State Bank of Wheaton Minn.	commercial	2.54	2.67	78,941	12.38	38.55
103	Crown Bank Elizabeth, N.J.	commercial	2.53	1.33	513,821	16.70	53.69
	Premier Bank Rock Valley, Iowa	commercial	2.53	2.83	343,751	20.87	30.76
105	Federation Bank Washington, Iowa	commercial	2.52	0.67	115,147	25.58	49.92
	First National Bank of Picayune Miss.	commercial	2.52	2.60	202,280	18.95	48.76
107	Bank of Morton Miss.	commercial	2.51	2.62	65,129	18.30	57.44
	NewBank Flushing, N.Y.	commercial	2.51	3.28	286,511	19.61	45.44
	Putnam County Bank Hurricane, W.Va.	commercial	2.51	1.22	649,596	18.77	37.95
	Tri Valley Bank Talmage, Neb.	commercial	2.51	1.85	44,174	29.27	39.47
111	Chippewa Valley Bank Winter, Wis.	commercial	2.50	0.75	341,789	26.96	46.91
112	Horizon Bank Waverly, Neb.	commercial	2.49	1.84	257,319	21.36	38.94
	Oklahoma State Bank Buffalo	commercial	2.49	2.08	54,562	28.03	50.62
	Patriot Bank Tulsa, Okla.	commercial	2.49	1.88	278,789	22.80	37.05
	Texas Brand Bank Garland	commercial	2.49	0.88	153,332	23.56	49.00
116	New Century Bank Belleville, Kan.	commercial	2.48	2.18	41,105	24.44	62.90
	State Bank of De Kalb Texas	commercial	2.48	2.54	185,378	20.29	52.68
118	Bank of Mauston Wis.	commercial	2.47	2.21	282,663	21.77	38.12
	Douglas National Bank Ga.	commercial	2.47	2.34	169,551	20.54	50.63
120	Bank of England Ark.	commercial	2.46	2.42	343,943	20.59	88.10
	Merit Bank Overland Park, Kan.	commercial	2.46	0.83	100,623	25.30	68.03
	North American Banking Co. Roseville, Minn.	commercial	2.46	1.17	388,689	26.08	47.72
	Peoples State Bank McDonald, Kan.	commercial	2.46	1.70	124,381	22.30	47.67
124	Coleman County State Bank Texas	commercial	2.45	2.18	102,796	23.95	56.48
	Peoples Bank Lawrence, Kan.	commercial	2.45	3.10	532,533	23.69	83.73
126	South Georgia Bank Glennville	commercial	2.44	2.10	139,776	21.88	55.35
	Stockmans Bank Altus, Okla.	commercial	2.44	2.05	191,026	30.04	56.03
128	First Intercontinental Bank Doraville, Ga.	commercial	2.43	2.66	332,957	15.00	44.12
	Goodfield State Bank Ill.	commercial	2.43	2.41	105,121	20.13	51.74
130	HNB National Bank Hannibal, Mo.	commercial	2.42	2.42	396,955	18.27	51.79
	University Bank Ann Arbor, Mich.	commercial	2.42	6.46	216,976	27.95	83.54
132	Plains Commerce Bank Hoven, S.D.	commercial	2.41	1.59	604,850	17.63	60.72
133	TexasBank Brownwood	commercial	2.40	2.38	417,195	17.70	52.41
134	First National Bank of America East Lansing, Mich.	commercial	2.36	2.48	929,513	23.83	43.49
	First National Bank of Bemidji Minn.	commercial	2.36	2.14	660,719	15.45	43.04
136	Charter Bank Eau Claire, Wis.	commercial	2.35	2.78	832,635	17.84	37.72
	Kearny County Bank Lakin, Kan.	commercial	2.35	2.51	195,717	13.44	45.62
	Marine Bank Springfield, Ill.	commercial	2.35	1.05	604,345	21.51	58.52
139	First National Bank Fort Pierre, S.D.	commercial	2.34	2.91	882,914	9.69	40.10
	Welcome State Bank Minn.	commercial	2.34	2.64	27,122	22.87	51.33
	White State Bank South English, Iowa	commercial	2.34	1.28	36,094	13.91	30.48
142	Citizens State Bank Marysville, Kan.	commercial	2.33	1.87	319,776	22.29	35.73
	Commercial Bank of Mott N.D.	commercial	2.33	2.35	94,880	17.08	43.30
	High Plains Bank Keyes, Okla.	commercial	2.33	2.31	80,537	20.65	46.43
	United Bank of Philadelphia	commercial	2.33	-0.79	54,493	46.70	75.68
146	City National Bank of Sulphur Springs Texas	commercial	2.32	1.81	467,818	21.63	60.97
	Grant County State Bank Carson, N.D.	commercial	2.32	2.36	35,088	20.38	47.34
	Northwestern Bank Chippewa Falls, Wis.	commercial	2.32	1.21	412,326	20.20	44.50
149	Wells Bank Platte City, Mo.	commercial	2.31	2.48	194,413	23.01	48.59
150	Avidbank Palo Alto, Calif.	commercial	2.30	0.29	639,964	23.17	44.84
	Bay Bank Green Bay, Wis.	commercial	2.30	0.86	84,569	16.35	53.38
	First National Bank of Las Animas Colo.	commercial	2.30	2.28	337,575	20.13	46.55
	Heartland State Bank Redfield, S.D.	commercial	2.30	1.56	79,824	19.60	51.67
154	AmeriState Bank Atoka, Okla.	commercial	2.29	1.00	224,113	24.77	61.24
	Bank of Baker Mont.	commercial	2.29	2.50	145,963	22.54	44.55
	Bank of Okolona Miss.	commercial	2.29	1.91	169,339	20.14	49.30
	Cowboy Bank of Texas Maypearl	commercial	2.29	2.40	72,542	23.66	57.18
	Guaranty Bank & Trust Co. of Delhi La.	commercial	2.29	2.68	203,613	26.16	57.45
159	First National Bank South Alma, Ga.	commercial	2.28	2.23	345,401	14.81	39.99
	Morris State Bank Okla.	commercial	2.28	2.09	76,488	27.30	60.77
161	The Bank McAlester, Okla.	commercial	2.27	1.83	354,112	21.22	58.57
	Corydon State Bank Iowa	commercial	2.27	2.85	107,008	12.10	18.21
	First Bank of Owasso Okla.	commercial	2.27	2.17	265,057	18.22	49.71
	Home State Bank Loveland, Colo.	commercial	2.27	1.17	884,455	23.54	50.74
165	Millennium Bank Des Plaines, Ill.	commercial	2.26	2.58	82,357	23.16	60.03
	St. Martin National Bank Minn.	commercial	2.26	1.75	20,899	16.11	53.67
167	Nodaway Valley Bank Maryville, Mo.	commercial	2.25	2.22	838,647	17.24	51.54
	Senath State Bank Mo.	commercial	2.25	1.70	68,308	14.97	54.48
169	Bank of Deerfield Wis.	commercial	2.24	2.19	132,022	16.50	56.07
	Bank of Galesville Wis.	commercial	2.24	2.07	94,699	12.49	57.25
	Peoples Bank Rock Valley, Iowa	commercial	2.24	2.16	462,565	18.45	46.05
172	Bank of Alma Wis.	commercial	2.23	2.22	224,661	5.45	14.99
	Regional Missouri Bank Marceline	commercial	2.23	2.33	206,847	22.52	44.05
	State Bank of Scotia Neb.	commercial	2.23	1.95	39,545	9.66	36.71
	West Gate Bank Lincoln, Neb.	commercial	2.23	1.04	459,580	20.70	59.66
176	Bank of the Panhandle Guymon, Okla.	commercial	2.22	1.32	140,672	17.65	53.08
	Cumberland Security Bank Inc. Somerset, Ky.	commercial	2.22	2.25	185,131	17.16	55.52
	International Bank of Chicago	commercial	2.22	1.71	497,833	15.71	43.73
	Peoples Bank Westville, Okla.	commercial	2.22	2.11	49,317	16.96	59.79
	Town and Country Bank Midwest Quincy, Ill.	commercial	2.22	2.42	183,102	21.72	46.30
181	Ruby Valley National Bank Twin Bridges, Mont.	commercial	2.21	1.97	93,471	15.24	51.51
	Southwest Capital Bank Albuquerque, N.M.	commercial	2.21	2.32	345,199	21.43	53.75
183	Murphy Bank Fresno, Calif.	commercial	2.20	2.44	232,949	19.90	46.48
	Security First Bank of North Dakota Center	commercial	2.20	2.13	180,915	17.57	58.62
185	Century Bank of the Ozarks Gainesville, Mo.	commercial	2.19	1.84	173,362	23.67	56.73
	Germantown Trust & Savings Bank Breese, Ill.	commercial	2.19	1.83	351,223	15.39	31.92
	Great Plains National Bank Elk City, Okla.	commercial	2.19	2.90	542,760	20.46	69.78
	Volunteer State Bank Portland, Tenn.	commercial	2.19	3.00	603,850	20.34	71.23
189	Farmers and Merchants State Bank of Blooming Prairie Minn.	commercial	2.18	2.26	83,387	25.04	51.50
	Justin State Bank Texas	commercial	2.18	1.66	65,337	15.01	63.51
	Peoples Savings Bank Elma, Iowa	commercial	2.18	1.86	63,802	21.57	49.24
	Teton Banks Fairfield, Mont.	commercial	2.18	NA	204,145	18.39	44.17
193	Marion County State Bank Pella, Iowa	commercial	2.17	2.02	281,951	18.99	42.20
	North Valley Bank Thornton, Colo.	commercial	2.17	1.97	147,662	18.86	56.76
	Quail Creek Bank Oklahoma City	commercial	2.17	2.34	592,522	20.90	49.32
196	Bank of the West Thomas, Okla.	commercial	2.16	2.36	140,538	18.24	54.42
	Deerwood Bank Minn.	commercial	2.16	20.38	469,164	18.92	63.20
	St. Clair State Bank Inc. Minn.	commercial	2.16	2.03	85,120	17.86	38.52
	State Bank of New Richland Minn.	commercial	2.16	2.46	100,847	21.39	34.48
200	Bellevue State Bank Iowa	commercial	2.15	2.18	97,673	16.11	46.06

Note: Independent banks and thrifts operating as of Aug. 15, 2016, with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans.
Source:

SNL Financial