Community Banks with the Highest Returns on Average Equity

August 22, 2022, 2:41 p.m. EDT 1 Min Read

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Rank	Name	City	State	Type of charter	Return on average equity 2Q 2022	Return on average equity 2Q 2021	Total assets($000)	Return on average assets	Efficiency ratio
1	The Pataskala Banking Company	Pataskala	Ohio	Commercial Bank	95.18	1.06	$43,268	4.55	41.50
2	Enterprise Bank of South Carolina	Ehrhardt	S.C.	Commercial Bank	70.29	11.98	467,583	1.32	63.88
3	Peoples Bank & Trust Company of Hazard	Hazard	Ky.	Commercial Bank	62.11	0.07	274,876	1.28	66.14
4	Charter Bank	Corpus Christi	Tex.	Commercial Bank	51.94	33.95	316,057	3.08	48.57
5	The Haverford Trust Company	Radnor	Pa.	Commercial Bank	45.02	48.96	185,237	9.02	75.10
6	The First Bank of Baldwin	Baldwin	Wis.	Commercial Bank	43.56	15.99	243,593	2.35	52.53
7	First Community Bank of Central Alabama	Wetumpka	Ala.	Commercial Bank	43.55	20.53	541,022	1.92	52.28
8	The Commercial Bank	Crawford	Ga.	Commercial Bank	42.99	26.09	392,555	2.42	44.77
9	Wilson & Muir Bank & Trust Company	Bardstown	Ky.	Commercial Bank	39.33	25.67	683,049	1.75	52.56
10	Solera National Bank	Lakewood	Colo.	Commercial Bank	38.70	24.03	816,415	2.59	34.15
11	The Farmers State Bank	Quinton	Okla.	Commercial Bank	36.95	28.61	160,633	1.29	71.23
12	WoodTrust Bank	Wisconsin Rapids	Wis.	Commercial Bank	36.13	30.01	649,801	2.90	41.94
13	FinWise Bank	Murray	Utah	Commercial Bank	35.40	56.44	359,169	7.69	37.52
14	Lowry State Bank	Lowry	Minn.	Commercial Bank	35.27	18.55	65,910	2.87	42.52
15	Endeavor Bank	San Diego	Calif.	Commercial Bank	34.70	24.14	468,054	3.83	60.39
16	The Breda Savings Bank	Breda	Iowa	Commercial Bank	34.28	29.80	77,356	2.14	18.22
17	Premier Bank	Dubuque	Iowa	Commercial Bank	34.02	15.29	374,126	2.38	62.22
18	Commercial National Bank of Texarkana	Texarkana	Tex.	Commercial Bank	33.96	17.18	295,254	1.70	57.39
19	Peoples Bank	Mendenhall	Miss.	Commercial Bank	33.81	52.07	424,054	3.75	60.30
20	Crossroads Bank	Yoakum	Tex.	Commercial Bank	33.57	24.14	304,485	2.10	44.76
21	The Citizens National Bank of Somerset	Somerset	Ky.	Commercial Bank	33.41	16.36	605,887	1.52	57.62
22	Intracoastal Bank	Palm Coast	Fla.	Commercial Bank	33.15	21.46	550,214	1.82	47.63
23	Citizens State Bank - La Crosse	La Crosse	Wis.	Commercial Bank	33.09	35.31	510,869	2.90	39.96
24	Carson Community Bank	Stilwell	Okla.	Commercial Bank	32.29	20.88	165,603	2.03	57.12
25	The First State Bank	Louise	Tex.	Commercial Bank	32.24	24.46	804,328	2.07	51.52
26	Douglas National Bank	Douglas	Ga.	Commercial Bank	32.10	28.88	265,566	2.66	43.21
27	Farmers and Merchants State Bank of Pierz	Pierz	Minn.	Commercial Bank	32.08	24.14	307,571	1.41	55.05
28	First National Bank and Trust Company of Weatherford	Weatherford	Tex.	Commercial Bank	31.92	11.34	968,772	2.55	51.09
29	The Bank of Elk River	Elk River	Minn.	Commercial Bank	31.44	15.81	615,800	1.39	67.73
30	Community State Bank	Union Grove	Wis.	Commercial Bank	31.14	18.41	635,473	1.28	64.22
31	Noah Bank	Elkins Park	Pa.	Commercial Bank	31.01	6.92	275,185	3.30	113.87
32	The First National Bank of Cokato	Cokato	Minn.	Commercial Bank	30.95	29.70	109,691	1.30	58.33
33	Main Bank	Albuquerque	N.M.	Commercial Bank	30.73	32.84	251,384	2.42	36.81
34	First Iowa State Bank	Keosauqua	Iowa	Commercial Bank	30.67	23.54	145,722	2.41	56.18
35	Auburn Banking Company	Auburn	Ky.	Commercial Bank	30.57	22.78	112,218	2.03	53.06
36	Central Bank of Kansas City	Kansas City	Mo.	Commercial Bank	30.38	33.35	347,187	3.74	68.81
37	Century Bank	Lucedale	Miss.	Commercial Bank	29.85	9.43	456,780	2.25	38.72
38	The First State Bank	Boise City	Okla.	Commercial Bank	29.32	44.36	102,213	2.15	46.04
39	The Old Fort Banking Company	Old Fort	Ohio	Commercial Bank	29.20	19.00	798,180	1.44	54.20
40	Citizens State Bank and Trust Co., Ellsworth, Kansas	Ellsworth	Kan.	Commercial Bank	29.05	14.84	250,047	1.53	57.87
41	The First National Bank of Ballinger	Ballinger	Tex.	Commercial Bank	28.69	18.05	261,200	2.06	54.44
42	Coffee County Bank	Manchester	Tenn.	Commercial Bank	28.37	24.67	290,879	2.70	47.90
43	Tolleson Private Bank	Dallas	Tex.	Commercial Bank	28.36	27.89	903,599	2.08	42.57
44	Yampa Valley Bank	Steamboat Springs	Colo.	Commercial Bank	28.10	23.64	522,041	1.84	51.09
45	Bank of DeSoto, National Association	Desoto	Tex.	Commercial Bank	28.08	22.39	253,314	2.28	54.60
46	First Federal Savings and Loan Bank	Olathe	Kan.	Commercial Bank	28.06	24.88	94,869	3.98	20.62
47	The Union Bank of Mena	Mena	Ark.	Commercial Bank	28.01	20.54	349,949	2.27	48.75
48	Integrity Bank Plus	Wabasso	Minn.	Commercial Bank	27.97	10.27	90,863	2.07	49.95
49	First Option Bank	Osawatomie	Kan.	Commercial Bank	27.79	18.99	608,910	1.33	62.67
50	Citizens Bank of Las Cruces	Las Cruces	N.M.	Commercial Bank	27.45	21.31	923,407	1.98	53.38
51	First Security Bank of Deer Lodge	Deer Lodge	Mont.	Commercial Bank	27.39	34.90	79,548	2.44	37.40
	The Bank of Herrin	Herrin	Ill.	Commercial Bank	27.39	12.46	298,980	1.23	59.49
53	South Coast Bank & Trust	Brunswick	Ga.	Commercial Bank	27.26	16.15	203,132	1.81	54.70
54	Citizens Savings Bank	Marshalltown	Iowa	Commercial Bank	27.23	23.93	77,032	2.23	49.47
55	Quantum National Bank	Suwanee	Ga.	Commercial Bank	27.17	28.04	659,711	2.71	43.98
56	Bank Northwest	Hamilton	Mo.	Commercial Bank	26.94	30.41	191,708	2.25	43.27
57	First National Bank	Bagley	Minn.	Commercial Bank	26.76	37.65	112,682	1.58	69.92
58	The Bank and Trust, SSB	Del Rio	Tex.	Savings Bank	26.68	15.85	570,107	1.58	61.33
59	Manhattan Bank	Manhattan	Mont.	Commercial Bank	26.19	13.67	271,535	1.47	54.55
60	Commerce Bank	Corinth	Miss.	Commercial Bank	26.11	10.92	156,019	2.12	53.90
61	The Waggoner National Bank of Vernon	Vernon	Tex.	Commercial Bank	26.08	23.00	375,873	2.52	40.11
62	First Bank Kansas	Salina	Kan.	Commercial Bank	26.00	22.91	556,438	1.55	65.27
63	First Security Bank	Byron	Minn.	Commercial Bank	25.93	21.88	95,204	1.79	56.40
64	Brighton Bank	Salt Lake City	Utah	Commercial Bank	25.88	20.80	306,164	2.05	49.23
65	First State Bank	Clute	Tex.	Commercial Bank	25.85	20.18	289,238	2.19	50.22
66	Union Bank & Trust Company	Monticello	Ark.	Commercial Bank	25.75	16.68	274,526	2.03	54.15
67	First Bank	Erick	Okla.	Commercial Bank	25.74	19.75	105,263	2.62	46.95
68	State Bank of Taunton	Taunton	Minn.	Commercial Bank	25.71	23.46	60,771	1.97	63.97
69	First Iowa State Bank	Albia	Iowa	Commercial Bank	25.67	33.21	187,600	1.85	51.91
70	Exchange Bank and Trust Company	Perry	Okla.	Commercial Bank	25.66	15.47	388,333	1.95	56.19
71	Grant County State Bank	Swayzee	Ind.	Commercial Bank	25.60	21.23	286,278	2.82	24.24
72	Nebraska State Bank	Oshkosh	Neb.	Commercial Bank	25.54	26.29	68,288	3.40	35.39
73	Iowa State Bank	Sac City	Iowa	Commercial Bank	25.50	18.60	175,480	2.61	35.14
74	Commercial Bank & Trust Company	Monticello	Ark.	Commercial Bank	25.44	14.13	244,971	1.37	63.26
75	The Sacramento Deposit Bank	Sacramento	Ky.	Commercial Bank	25.41	21.67	137,347	1.81	52.39
76	The Citizens National Bank of Bluffton	Bluffton	Ohio	Commercial Bank	25.40	22.52	966,843	2.49	49.85
77	The Citizens State Bank of Cheney, Kansas	Cheney	Kan.	Commercial Bank	25.39	12.73	83,548	1.66	57.42
78	The Bennington State Bank	Salina	Kan.	Commercial Bank	25.19	16.68	979,309	2.10	38.57
79	Western Commerce Bank	Carlsbad	N.M.	Commercial Bank	25.17	22.31	617,420	1.95	50.92
80	Farmers and Merchants Bank	Maysville	Okla.	Commercial Bank	25.14	19.01	24,881	1.54	62.12
81	Wells Bank	Platte City	Mo.	Commercial Bank	25.12	23.27	366,126	2.06	45.81
82	First Northern Bank of Wyoming	Buffalo	Wyo.	Commercial Bank	25.08	29.17	574,192	1.44	66.89
83	Sanibel Captiva Community Bank	Sanibel	Fla.	Commercial Bank	25.03	23.24	738,652	1.54	51.50
84	Portage Bank	Bellevue	Wash.	Commercial Bank	24.98	18.69	54,030	2.36	49.13
85	The Bippus State Bank	Huntington	Ind.	Commercial Bank	24.93	23.49	295,787	2.69	44.35
86	Paradise Bank	Boca Raton	Fla.	Commercial Bank	24.85	38.57	416,402	1.78	61.61
	PromiseOne Bank	Duluth	Ga.	Commercial Bank	24.85	26.92	619,217	2.48	43.65
88	Dundee Bank	Omaha	Neb.	Commercial Bank	24.80	35.76	557,402	2.12	53.14
89	Grand Marais State Bank	Grand Marais	Minn.	Commercial Bank	24.67	23.66	128,412	1.42	54.69
90	Bank of Commerce	Greenwood	Miss.	Commercial Bank	24.55	13.73	784,122	1.37	50.94
	Citizens State Bank	Miles	Tex.	Commercial Bank	24.55	25.37	224,149	2.17	41.02
92	NSB Bank	Mason City	Iowa	Commercial Bank	24.53	22.49	435,781	1.77	45.37
93	Sherburne State Bank	Becker	Minn.	Commercial Bank	24.52	14.27	240,341	1.70	50.81
94	NewFirst National Bank	El Campo	Tex.	Commercial Bank	24.51	40.00	901,672	2.51	41.76
95	Farmers Bank	Ault	Colo.	Commercial Bank	24.48	15.96	307,403	1.65	51.66
96	First National Bank of Las Animas	Las Animas	Colo.	Commercial Bank	24.41	19.51	554,925	1.92	46.39
97	Louisiana National Bank	Ruston	La.	Commercial Bank	24.39	12.92	369,632	2.37	60.27
98	Bank of Milton	Milton	Wis.	Commercial Bank	24.34	17.67	180,192	1.54	44.94
99	Capital Community Bank	Provo	Utah	Commercial Bank	24.32	22.11	615,323	3.73	39.18
100	Bank of Perry County	Lobelville	Tenn.	Commercial Bank	24.20	21.33	206,493	2.10	51.31
	Commercial Capital Bank	Delhi	La.	Commercial Bank	24.20	18.18	259,822	2.58	48.03
102	The State Bank of Faribault	Faribault	Minn.	Commercial Bank	24.13	13.59	289,625	1.15	69.00
103	McKenzie Banking Company	McKenzie	Tenn.	Commercial Bank	24.11	22.30	192,552	2.46	51.83
104	Guaranty Bank & Trust Company of Delhi	Delhi	La.	Commercial Bank	24.03	22.38	344,257	2.11	55.85
105	The Brady National Bank	Brady	Tex.	Commercial Bank	23.71	21.29	139,852	1.70	56.89
106	CLB The Community Bank	Jonesville	La.	Commercial Bank	23.62	24.77	293,265	1.80	56.86
	Lamar Bank and Trust Company	Lamar	Mo.	Commercial Bank	23.62	23.36	231,656	1.94	52.55
	The Northwestern Bank	Chippewa Falls	Wis.	Commercial Bank	23.62	19.49	638,196	1.66	46.85
109	First Community Bank	Milton	Wis.	Commercial Bank	23.53	28.90	136,583	1.86	52.84
110	New Century Bank	Belleville	Kan.	Commercial Bank	23.51	24.82	59,825	3.08	59.30
111	First Bethany Bank & Trust	Bethany	Okla.	Commercial Bank	23.47	8.78	278,017	1.13	61.13
	Riverside Bank	Sparkman	Ark.	Commercial Bank	23.47	26.51	63,144	2.07	57.53
113	Farmers Bank and Trust Company	Blytheville	Ark.	Commercial Bank	23.37	17.39	326,286	2.18	47.68
114	Altamaha Bank and Trust Company	Vidalia	Ga.	Commercial Bank	23.35	14.56	268,148	1.61	61.01
115	The Citizens Bank of Clovis	Clovis	N.M.	Commercial Bank	23.33	10.46	431,737	1.86	42.72
116	First Whitney Bank and Trust	Atlantic	Iowa	Commercial Bank	23.30	18.12	267,158	1.68	36.60
	Red River State Bank	Halstad	Minn.	Commercial Bank	23.30	7.31	131,889	2.47	40.03
118	First Community Bank of the Ozarks	Branson	Mo.	Commercial Bank	23.23	12.42	146,554	1.66	57.82
	Flagler Bank	West Palm Beach	Fla.	Commercial Bank	23.23	24.48	480,820	2.00	40.15
120	First Bank and Trust Company of Illinois	Palatine	Ill.	Commercial Bank	23.16	18.23	214,588	2.18	58.42
121	Murphy Bank	Fresno	Calif.	Commercial Bank	23.15	24.94	361,050	2.75	41.89
122	Bloomsdale Bank	Bloomsdale	Mo.	Commercial Bank	23.14	20.66	312,986	1.40	54.46
123	First Colony Bank of Florida	Maitland	Fla.	Commercial Bank	23.12	20.37	302,332	1.75	45.32
	VisionBank	Saint Louis Park	Minn.	Commercial Bank	23.12	41.48	187,626	2.09	33.86
125	Middletown State Bank	Middletown	Ill.	Commercial Bank	23.09	22.83	40,383	2.07	37.71
126	Putnam 1st Mercantile Bank	Cookeville	Tenn.	Commercial Bank	23.07	12.48	151,215	1.91	49.95
127	Central State Bank	State Center	Iowa	Commercial Bank	23.06	17.62	408,986	2.33	35.86
128	Mid-America Bank	Baldwin City	Kan.	Commercial Bank	22.99	21.17	324,221	2.42	42.43
129	Interstate Bank	Perryton	Tex.	Commercial Bank	22.96	8.71	234,101	1.32	55.84
130	The Commercial National Bank of Brady	Brady	Tex.	Commercial Bank	22.92	15.92	220,516	1.53	59.20
131	CNB Bank	Carlsbad	N.M.	Commercial Bank	22.88	25.05	621,648	1.87	50.10
132	CS Bank	Eureka Springs	Ark.	Commercial Bank	22.87	23.81	499,694	2.17	52.01
133	State Street Bank and Trust Company	Quincy	Ill.	Commercial Bank	22.84	22.81	299,979	1.53	61.42
134	People's Bank of Seneca	Seneca	Mo.	Commercial Bank	22.67	15.53	379,076	1.64	44.86
135	Bank of Monticello	Monticello	Ga.	Commercial Bank	22.63	22.71	165,922	1.80	53.60
136	Lewisburg Banking Company	Lewisburg	Ky.	Commercial Bank	22.58	27.10	173,218	1.70	60.32
137	Peoples Bank of the South	La Follette	Tenn.	Commercial Bank	22.49	22.63	195,079	2.34	49.35
138	Northwest Bank & Trust Company	Davenport	Iowa	Commercial Bank	22.44	32.01	213,790	2.14	67.31
139	Phelps County Bank	Rolla	Mo.	Commercial Bank	22.42	30.37	507,674	1.22	67.12
140	SSB Community Bank	Strasburg	Ohio	Commercial Bank	22.37	18.60	186,404	1.70	60.86
141	First State Bank	Wrens	Ga.	Commercial Bank	22.28	19.98	327,517	1.56	49.32
142	Bank of Columbia	Columbia	Ky.	Commercial Bank	22.24	39.18	176,770	1.93	57.78
143	The Citizens State Bank	Marysville	Kan.	Commercial Bank	22.22	21.09	382,696	1.78	40.83
144	Home State Bank	Jefferson	Iowa	Commercial Bank	22.16	18.37	345,368	1.83	56.89
145	Liberty Bank, Inc.	Salt Lake City	Utah	Commercial Bank	22.15	-53.14	12,614	2.58	85.66
146	The Southern Bank Company	Gadsden	Ala.	Commercial Bank	22.14	5.95	115,791	2.04	61.37
147	First NaturalState Bank	McGehee	Ark.	Commercial Bank	22.13	9.30	86,909	1.98	45.11
148	Central State Bank	Calera	Ala.	Commercial Bank	22.07	17.91	493,680	1.94	51.69
149	Welch State Bank of Welch, Okla.	Welch	Okla.	Commercial Bank	22.04	28.95	356,902	1.96	57.10
150	The Cowboy Bank of Texas	Maypearl	Tex.	Commercial Bank	22.01	27.88	118,369	2.33	49.89
	Truxton Trust Company	Nashville	Tenn.	Commercial Bank	22.01	19.10	875,161	1.82	46.58
152	Burling Bank	Chicago	Ill.	Commercial Bank	21.92	16.88	197,746	2.03	51.13
153	Home Bank of California	San Diego	Calif.	Commercial Bank	21.90	25.43	226,118	2.67	41.34
	The National Bank of Andrews	Andrews	Tex.	Commercial Bank	21.90	18.45	264,361	1.92	64.85
155	State Bank of New Richland	New Richland	Minn.	Commercial Bank	21.88	26.49	111,709	2.16	48.81
156	First State Bank of DeQueen	De Queen	Ark.	Commercial Bank	21.81	21.55	306,489	1.53	58.26
157	Adrian Bank	Adrian	Mo.	Commercial Bank	21.80	19.00	181,699	1.62	54.13
158	Bank of Wolcott	Wolcott	Ind.	Commercial Bank	21.79	17.72	224,007	1.70	50.87
159	Crawford County Trust and Savings Bank	Denison	Iowa	Commercial Bank	21.78	17.62	279,441	1.36	51.73
160	Bath State Bank	Bath	Ind.	Commercial Bank	21.77	13.14	257,962	1.14	64.84
161	MRV Banks	Sainte Genevieve	Mo.	Commercial Bank	21.76	22.05	644,478	2.01	36.86
	Union State Bank	Uniontown	Kan.	Commercial Bank	21.76	14.35	66,482	1.36	65.38
163	Casey State Bank	Casey	Ill.	Commercial Bank	21.75	12.22	419,743	1.91	45.21
	Castroville State Bank	Castroville	Tex.	Commercial Bank	21.75	16.00	256,488	1.50	43.80
165	Bank of St. Francisville	Saint Francisville	La.	Commercial Bank	21.73	17.41	219,702	2.16	58.60
	The State Exchange Bank	Lamont	Okla.	Commercial Bank	21.73	33.54	98,394	2.33	43.87
167	Community Bank & Trust, Waco, Texas	Waco	Tex.	Commercial Bank	21.72	6.84	561,455	2.43	47.48
168	Community First Bank Inc.	Walhalla	S.C.	Commercial Bank	21.71	4.38	671,446	1.77	64.09
169	Neighborhood National Bank	Mora	Minn.	Commercial Bank	21.66	12.27	296,380	1.10	67.65
	The First National Bank of Le Center	Lonsdale	Minn.	Commercial Bank	21.66	9.59	133,112	2.13	52.34
171	American State Bank	Osceola	Iowa	Commercial Bank	21.65	21.08	288,960	1.65	56.39
172	South Georgia Bank	Glennville	Ga.	Commercial Bank	21.52	16.88	213,229	1.84	54.96
	Thumb Bank & Trust	Pigeon	Mich.	Commercial Bank	21.52	16.76	382,964	1.17	68.27
174	Guadalupe Bank	Kerrville	Tex.	Commercial Bank	21.49	14.59	276,498	1.70	54.10
	Reliabank Dakota	Estelline	S.D.	Commercial Bank	21.49	19.24	779,208	1.01	62.73
176	Four Corners Community Bank	Farmington	N.M.	Commercial Bank	21.48	13.13	482,893	1.94	50.87
177	First Security Bank	Batesville	Miss.	Commercial Bank	21.44	11.93	879,234	1.53	52.54
178	Security Bank of the Ozarks	Eminence	Mo.	Commercial Bank	21.42	38.46	136,548	1.32	64.81
179	First National Bank of Oklahoma	Oklahoma City	Okla.	Commercial Bank	21.40	21.97	724,606	1.83	48.93
180	Cumberland Security Bank, Inc.	Somerset	Ky.	Commercial Bank	21.39	23.49	296,073	2.64	46.15
	Summit State Bank	Santa Rosa	Calif.	Commercial Bank	21.39	20.19	980,785	1.85	41.83
182	Green Belt Bank & Trust	Iowa Falls	Iowa	Commercial Bank	21.38	19.03	611,841	1.80	45.04
183	Bank of Cave City	Cave City	Ark.	Commercial Bank	21.34	15.21	157,464	1.25	67.05
184	The Farmers & Merchants Bank	Berlin	Wis.	Commercial Bank	21.22	14.52	599,252	1.50	45.79
185	Northeast Bank	Minneapolis	Minn.	Commercial Bank	21.19	17.47	732,844	1.49	55.76
186	TransPecos Banks, SSB	Pecos	Tex.	Savings Bank	21.16	11.98	463,549	1.73	75.48
187	Community First Bank	Butler	Mo.	Commercial Bank	21.15	18.53	267,811	1.74	50.56
188	Security Bank	Stephens	Ark.	Commercial Bank	21.11	16.35	63,558	2.32	52.64
189	Bank of Mauston	Mauston	Wis.	Commercial Bank	21.08	24.89	409,276	2.31	40.33
190	Farmers & Merchants Union Bank	Columbus	Wis.	Commercial Bank	21.01	19.67	425,645	2.64	43.26
191	Gateway Bank	Rison	Ark.	Commercial Bank	20.99	14.75	114,916	2.03	51.54
192	Clear Lake Bank and Trust Company	Clear Lake	Iowa	Commercial Bank	20.98	21.25	553,104	1.49	58.04
193	Midwest Bank	Detroit Lakes	Minn.	Commercial Bank	20.96	20.33	680,935	1.84	48.09
194	First State Bank and Trust Company, Inc.	Caruthersville	Mo.	Commercial Bank	20.95	13.18	511,368	2.14	52.35
195	The North Salem State Bank	North Salem	Ind.	Commercial Bank	20.86	15.86	544,141	1.63	49.25
196	Bendena State Bank	Bendena	Kan.	Commercial Bank	20.84	15.28	100,548	1.27	53.48
	First Bank Blue Earth	Blue Earth	Minn.	Commercial Bank	20.84	17.27	308,751	1.07	56.52
198	First Community Bank	San Benito	Tex.	Commercial Bank	20.80	20.67	705,622	1.28	58.62
199	CNB St. Louis Bank	Maplewood	Mo.	Commercial Bank	20.78	17.79	657,553	1.56	55.88
200	CCB Community Bank	Andalusia	Ala.	Commercial Bank	20.76	17.54	598,886	1.80	55.33

NOTE: List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion.

Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans. Thrifts are also excluded.

List includes independent banks that were operating as of Aug. 19, 2022. Figures for prior periods are not adjusted for mergers and acquisitions.

Source: https://www.spglobal.com/en/