© 2024 Arizent. All rights reserved.
Credit unions Deposits

Community Banks with the Highest Returns on Average Equity

May 24, 2021, 11:06 a.m. EDT 1 Min Read
View Table
Printer Friendly Version
Community Banks with the Highest Returns on Average Equity
Rank Name City State Type of charter Return on
average equity
1Q 2021		 Return on
average equity
1Q 2020		 Total
assets		 Return on
average assets		 Efficiency
ratio
1 Midwest Community Bank Freeport Ill. Commercial Bank 79.35 19.99 $411,632 7.41 65.59
2 First Security Bank and Trust Company Oklahoma City Okla. Commercial Bank 77.82 7.23 68,242 6.50 40.09
3 Peoples Bank & Trust Company Ryan Okla. Commercial Bank 75.69 7.30 97,778 6.31 28.48
4 Bank of England England Ark. Commercial Bank 75.65 -4.47 616,109 10.28 74.58
5 Titan Bank, N.A. Mineral Wells Tex. Commercial Bank 68.50 26.57 532,367 4.80 24.41
6 The Citizens State Bank of Ouray Ouray Colo. Commercial Bank 50.74 -4.77 167,092 4.33 33.14
7 Prairie Sun Bank Milan Minn. Commercial Bank 49.90 14.49 74,657 4.16 33.01
8 First Southern Bank Patterson Ga. Commercial Bank 49.50 -6.70 241,956 4.11 87.59
9 Magnolia Bank, Inc Magnolia Ky. Commercial Bank 48.95 21.40 522,511 5.49 79.27
10 FinWise Bank Murray Utah Commercial Bank 48.86 27.52 325,576 6.84 43.44
11 The First State Bank Boise City Okla. Commercial Bank 47.49 27.34 98,265 3.99 33.72
12 Willamette Valley Bank Salem Ore. Commercial Bank 46.88 25.44 371,908 8.00 61.83
13 VisionBank Saint Louis Park Minn. Commercial Bank 45.56 15.48 193,321 2.98 29.17
14 Bank Northwest Hamilton Mo. Commercial Bank 45.52 23.57 202,013 3.94 30.40
15 Sherburne State Bank Becker Minn. Commercial Bank 44.90 22.45 202,823 3.47 40.60
16 Madison Valley Bank Ennis Mont. Commercial Bank 44.18 13.25 240,654 3.52 48.07
17 First Security Bank of Deer Lodge Deer Lodge Mont. Commercial Bank 44.14 27.08 61,108 3.89 32.69
18 Timberline Bank Grand Junction Colo. Commercial Bank 43.98 2.73 604,770 3.25 41.05
19 First Community Bank of Tennessee Shelbyville Tenn. Commercial Bank 43.91 21.42 841,700 5.63 65.02
20 First State Bank Graham Tex. Commercial Bank 43.43 13.77 197,963 4.07 42.82
21 Bank of Lake Mills Lake Mills Wis. Commercial Bank 43.00 20.76 263,899 5.42 33.18
22 Citizens State Bank - La Crosse La Crosse Wis. Commercial Bank 41.79 35.12 408,452 3.70 35.07
23 Prime Security Bank Karlstad Minn. Commercial Bank 41.64 10.36 100,807 3.68 37.42
24 Dundee Bank Omaha Neb. Commercial Bank 41.38 12.35 413,956 3.82 44.30
25 Farmers & Stockmens Bank Clayton N.M. Commercial Bank 40.91 6.16 456,893 3.65 53.26
26 High Plains Bank Flagler Colo. Commercial Bank 40.31 14.18 277,519 3.40 46.28
27 Collins State Bank Collins Wis. Commercial Bank 40.24 8.51 114,330 3.84 38.92
28 Central Bank of Kansas City Kansas City Mo. Commercial Bank 38.69 29.41 325,569 5.09 53.90
29 Allied First Bank, SB Oswego Ill. Savings Bank 37.96 25.85 159,161 4.81 92.54
30 Red River State Bank Halstad Minn. Commercial Bank 37.54 16.89 123,723 3.46 35.00
31 Bank of Montana Missoula Mont. Commercial Bank 35.94 25.83 167,997 3.23 33.89
32 New Century Bank Belleville Kan. Commercial Bank 35.58 12.15 60,965 3.87 52.18
33 Waterman State Bank Waterman Ill. Commercial Bank 35.30 1.78 69,383 3.80 73.37
34 State Savings Bank Creston Iowa Commercial Bank 35.21 19.60 152,730 3.23 34.20
35 Peoples Bank Mendenhall Miss. Commercial Bank 34.55 18.41 417,454 3.31 47.62
36 Apex Bank Camden Tenn. Commercial Bank 34.32 17.90 945,983 4.21 27.98
37 Citizens Savings Bank Marshalltown Iowa Commercial Bank 34.12 14.52 74,735 2.51 45.37
38 Bank of Western Oklahoma Elk City Okla. Commercial Bank 33.86 17.79 349,853 2.81 45.45
39 Valor Bank Edmond Okla. Commercial Bank 33.82 15.18 151,692 2.62 62.99
40 BankVista Sartell Minn. Commercial Bank 33.79 11.68 469,849 2.53 40.88
41 Brighton Bank Brighton Tenn. Commercial Bank 33.72 -6.61 57,395 2.32 81.07
42 Nebraska State Bank Oshkosh Neb. Commercial Bank 33.35 22.99 64,018 4.85 31.59
43 Cedar Valley Bank & Trust La Porte City Iowa Commercial Bank 33.34 23.65 94,014 2.66 44.51
44 Park State Bank Duluth Minn. Commercial Bank 33.21 10.71 267,349 2.80 44.98
45 Sandhills State Bank Bassett Neb. Commercial Bank 33.13 7.64 333,507 3.52 42.68
46 Texas National Bank Mercedes Tex. Commercial Bank 32.70 13.44 469,318 2.50 48.63
47 North American Banking Company Roseville Minn. Commercial Bank 32.59 23.25 902,797 2.31 43.00
48 WoodTrust Bank Wisconsin Rapids Wis. Commercial Bank 32.57 31.64 569,485 3.10 41.11
49 CenBank Buffalo Lake Minn. Commercial Bank 32.41 13.45 78,476 2.41 54.68
50 Mid-America Bank Baldwin City Kan. Commercial Bank 32.34 11.96 300,656 3.05 40.00
51 Grand Marais State Bank Grand Marais Minn. Commercial Bank 32.33 18.47 120,994 2.13 45.99
52 Security Bank of Southwest Missouri Cassville Mo. Commercial Bank 32.29 18.59 105,894 3.30 43.88
53 The Bippus State Bank Huntington Ind. Commercial Bank 31.98 11.42 244,426 3.55 43.01
54 Anchor D Bank Texhoma Okla. Commercial Bank 31.91 16.01 243,635 4.03 58.01
55 CNB Bank Carlsbad N.M. Commercial Bank 31.71 27.19 495,916 2.93 41.68
56 American State Bank Osceola Iowa Commercial Bank 31.70 16.60 261,956 3.13 41.28
57 Quantum National Bank Suwanee Ga. Commercial Bank 31.53 22.52 638,118 3.18 45.34
58 Great Plains Bank Eureka S.D. Commercial Bank 31.36 15.24 140,978 4.00 30.38
59 Flagler Bank West Palm Beach Fla. Commercial Bank 31.32 18.06 458,967 2.92 33.67
60 Bank of Saint Elizabeth Saint Elizabeth Mo. Commercial Bank 31.23 14.37 185,390 3.67 46.91
ESB Bank Caledonia Minn. Commercial Bank 31.23 20.29 137,798 3.15 39.81
62 Rock Canyon Bank Provo Utah Commercial Bank 31.22 15.16 712,297 2.88 44.70
63 Paradise Bank Boca Raton Fla. Commercial Bank 31.07 11.34 375,100 2.98 48.65
64 Farmers National Bank of Griggsville Griggsville Ill. Commercial Bank 30.96 12.23 119,022 3.14 45.33
65 Charter Bank Corpus Christi Tex. Commercial Bank 30.93 28.19 351,768 3.02 45.84
66 NSB Bank Mason City Iowa Commercial Bank 30.89 18.19 241,062 2.63 37.78
67 Woodford State Bank Monroe Wis. Commercial Bank 30.76 17.89 314,568 2.76 48.53
68 Ipava State Bank Ipava Ill. Commercial Bank 30.65 16.81 216,570 2.32 52.03
69 Farmers and Merchants State Bank of Pierz Pierz Minn. Commercial Bank 30.51 18.36 286,705 2.82 42.09
70 State Bank of Southwest Missouri Springfield Mo. Commercial Bank 30.49 8.60 173,964 1.82 56.39
71 Crockett National Bank San Antonio Tex. Commercial Bank 30.40 17.28 840,313 4.20 62.52
72 Hamlin Bank and Trust Company Smethport Pa. Commercial Bank 30.38 -39.18 452,736 6.36 53.59
73 Central Bank and Trust Lander Wyo. Commercial Bank 30.34 19.16 204,756 2.35 47.11
74 Bank of Hartington Hartington Neb. Commercial Bank 30.29 14.53 118,240 2.74 49.28
First Bank of Owasso Owasso Okla. Commercial Bank 30.29 19.57 575,145 3.12 34.12
SNB Bank, National Association Shattuck Okla. Commercial Bank 30.29 4.82 140,460 2.66 47.41
77 Citizens Bank & Trust Co., Hutchinson, Minn. Hutchinson Minn. Commercial Bank 30.06 25.76 314,071 2.26 40.51
78 Community State Bank Spencer Iowa Commercial Bank 29.76 12.52 244,028 3.09 30.35
Farmers State Bank of Alto Pass, Ill. Harrisburg Ill. Commercial Bank 29.76 9.93 347,295 2.16 61.19
80 Little Horn State Bank Hardin Mont. Commercial Bank 29.73 8.73 132,391 2.74 43.07
81 Bloomsdale Bank Bloomsdale Mo. Commercial Bank 29.54 24.33 304,815 2.73 36.81
82 Evolve Bank & Trust Memphis Tenn. Commercial Bank 29.45 7.61 670,844 2.51 82.25
83 State Bank of New Richland New Richland Minn. Commercial Bank 29.42 23.23 111,984 2.95 36.18
84 North Shore Bank of Commerce Duluth Minn. Commercial Bank 29.37 12.24 384,742 3.14 59.53
85 Citizens Bank Minnesota New Ulm Minn. Commercial Bank 29.27 6.32 580,265 2.67 38.48
86 Lakeview Bank Lakeville Minn. Commercial Bank 29.22 9.53 155,246 2.37 44.11
87 Texas Bank Financial Weatherford Tex. Commercial Bank 29.20 24.48 590,109 3.08 52.85
88 Platinum Bank Oakdale Minn. Commercial Bank 29.12 16.26 466,847 2.09 46.11
89 The Gunnison Bank and Trust Company Gunnison Colo. Commercial Bank 29.00 18.75 171,670 2.59 44.29
90 Union State Bank Uniontown Kan. Commercial Bank 28.93 11.17 61,963 2.29 59.30
91 Atkins Savings Bank & Trust Atkins Iowa Commercial Bank 28.78 11.38 122,941 3.46 28.67
The Commercial Bank Crawford Ga. Commercial Bank 28.78 20.95 344,106 2.42 44.07
93 Continental Bank Salt Lake City Utah Commercial Bank 28.72 0.06 297,189 3.20 48.22
Ultima Bank Minnesota Winger Minn. Commercial Bank 28.72 20.20 213,355 2.91 50.88
95 The Citizens Bank Morehead Ky. Commercial Bank 28.71 5.76 200,756 2.14 56.98
96 Wood & Huston Bank Marshall Mo. Commercial Bank 28.63 13.58 965,864 2.94 46.88
97 First Bank Erick Okla. Commercial Bank 28.61 17.17 92,589 3.27 46.91
98 Dakota Community Bank & Trust, National Association Hebron N.D. Commercial Bank 28.59 21.78 988,958 2.42 46.21
99 First Fidelity Bank Burke S.D. Commercial Bank 28.34 16.12 465,831 2.75 42.45
100 Tolleson Private Bank Dallas Tex. Commercial Bank 28.33 21.64 776,580 2.14 47.06
101 Citizens State Bank Norwood Young America Norwood Young America Minn. Commercial Bank 28.32 8.25 108,853 3.37 41.78
102 First State Bank of St. Charles, Missouri Saint Charles Mo. Commercial Bank 28.28 7.42 470,574 4.13 71.18
103 Yampa Valley Bank Steamboat Springs Colo. Commercial Bank 28.20 24.31 457,468 2.46 49.68
104 Uwharrie Bank Albemarle N.C. Commercial Bank 28.17 2.46 829,268 2.29 61.91
105 Brazos National Bank Richwood Tex. Commercial Bank 28.16 8.06 42,307 8.93 74.87
106 State Bank of Table Rock Table Rock Neb. Commercial Bank 28.05 9.62 119,564 2.26 54.24
107 Flatirons Bank Boulder Colo. Commercial Bank 28.00 12.20 296,589 2.58 47.46
108 Commercial State Bank Wausa Neb. Commercial Bank 27.85 11.75 167,001 2.58 41.36
109 State Bank of Taunton Taunton Minn. Commercial Bank 27.74 6.00 54,246 2.86 56.68
110 The Old Fort Banking Company Old Fort Ohio Commercial Bank 27.54 15.80 761,283 2.13 48.09
111 Banner Capital Bank Harrisburg Neb. Commercial Bank 27.52 7.63 231,841 2.69 48.30
112 Riverside Bank Sparkman Ark. Commercial Bank 27.48 21.75 62,210 2.44 52.97
113 Coleman County State Bank Coleman Tex. Commercial Bank 27.46 21.22 159,067 2.47 58.35
114 Coulee Bank La Crosse Wis. Commercial Bank 27.45 7.80 489,133 2.50 61.59
115 First Bank Burkburnett Tex. Commercial Bank 27.38 14.40 568,443 3.15 62.30
116 Sanibel Captiva Community Bank Sanibel Fla. Commercial Bank 27.30 20.04 745,001 1.64 49.75
The Equitable Bank, S.S.B. Wauwatosa Wis. Savings Bank 27.30 1.40 302,507 2.49 67.15
118 The National Bank of Andrews Andrews Tex. Commercial Bank 27.18 14.68 250,371 2.73 51.30
119 Farmers and Merchants Bank of Mound City, Kansas Mound City Kan. Commercial Bank 27.16 16.11 46,762 1.93 56.44
120 Carson Bank Mulvane Kan. Commercial Bank 27.13 11.05 154,913 2.17 61.97
121 Clear Lake Bank and Trust Company Clear Lake Iowa Commercial Bank 27.11 14.17 548,091 2.19 49.19
122 Security State Bank Tyndall S.D. Commercial Bank 27.09 17.37 254,234 2.68 45.41
123 Security State Bank Cheyenne Okla. Commercial Bank 26.97 8.97 245,342 3.27 39.23
124 Chickasaw Community Bank Oklahoma City Okla. Commercial Bank 26.74 4.66 287,748 2.96 63.58
125 Farmers State Bank Pine Bluffs Wyo. Commercial Bank 26.68 -0.37 29,030 2.19 52.66
Main Bank Albuquerque N.M. Commercial Bank 26.68 22.06 236,598 2.12 40.88
127 First State Bank Farnam Neb. Commercial Bank 26.46 12.39 149,359 3.89 42.51
128 First State Bank Nashua Iowa Commercial Bank 26.45 13.15 57,667 3.06 32.03
129 Bank of Prague Prague Neb. Commercial Bank 26.32 19.90 34,149 3.54 40.65
130 TransPecos Banks, SSB Pecos Tex. Commercial Bank 26.31 0.13 479,422 1.55 68.80
131 State Bank Spencer Iowa Commercial Bank 26.27 9.23 81,044 2.16 57.08
132 BANK Wapello Iowa Commercial Bank 26.24 5.09 110,444 3.47 50.94
133 The Citizens National Bank of Bluffton Bluffton Ohio Commercial Bank 26.18 20.37 959,751 2.89 45.30
134 Bank of DeSoto, National Association Desoto Tex. Commercial Bank 26.16 16.85 241,143 2.39 50.65
135 Roundbank Waseca Minn. Commercial Bank 26.13 18.22 402,712 2.95 54.62
136 Platte Valley Bank Torrington Wyo. Commercial Bank 26.04 14.59 548,268 2.61 45.00
137 Pine Island Bank Pine Island Minn. Commercial Bank 25.78 18.89 116,632 2.75 38.11
138 The Bank of Kremlin Kremlin Okla. Commercial Bank 25.65 11.27 342,892 2.96 39.12
139 Chesterfield State Bank Chesterfield Ill. Commercial Bank 25.59 3.55 21,205 2.58 51.33
140 Savoy Bank New York N.Y. Commercial Bank 25.57 10.56 691,582 1.88 41.20
141 HNB First Bank Headland Ala. Commercial Bank 25.53 14.76 198,036 2.37 50.07
142 Security First National Bank of Hugo Hugo Okla. Commercial Bank 25.46 23.72 131,712 2.14 51.67
143 The Twin Valley Bank West Alexandria Ohio Commercial Bank 25.45 4.73 104,170 2.15 65.41
144 Community Bank, Lexington, Tennessee Lexington Tenn. Commercial Bank 25.43 11.23 188,913 2.44 48.68
145 LINKBANK Camp Hill Pa. Commercial Bank 25.37 -31.93 421,062 3.05 92.74
146 Guaranty Bank & Trust Company of Delhi Delhi La. Commercial Bank 25.27 25.32 330,912 2.09 57.99
147 Village Bank Midlothian Va. Commercial Bank 25.26 7.81 716,154 2.31 51.23
148 Benton State Bank Benton Wis. Commercial Bank 25.22 2.76 74,281 2.34 57.55
149 Western State Bank Garden City Kan. Commercial Bank 25.21 20.54 568,612 2.98 39.75
150 Farmers and Merchants State Bank Plankinton S.D. Commercial Bank 25.14 18.57 130,924 2.63 42.07
151 Premier Bank Rochester Rochester Minn. Commercial Bank 25.13 14.42 266,112 2.29 45.96
152 First Federal Savings and Loan Bank Olathe Kan. Commercial Bank 25.07 20.13 95,029 3.47 21.44
First State Bank Gothenburg Neb. Commercial Bank 25.07 19.40 778,109 2.77 35.57
154 Bank of Commerce Chanute Kan. Commercial Bank 24.97 18.12 388,679 2.24 46.64
155 Gateway Bank Mendota Heights Minn. Commercial Bank 24.95 14.28 273,177 1.97 46.08
The Dart Bank Mason Mich. Commercial Bank 24.95 6.39 683,412 2.26 64.45
157 Feliciana Bank & Trust Company Clinton La. Commercial Bank 24.86 10.16 144,654 2.70 49.52
First Missouri State Bank Poplar Bluff Mo. Commercial Bank 24.86 21.97 207,762 2.30 45.15
159 Bank of Zumbrota Zumbrota Minn. Commercial Bank 24.82 13.34 193,433 3.05 56.81
160 United Minnesota Bank New London Minn. Commercial Bank 24.78 8.33 43,375 1.53 63.21
161 Farmers State Bank Victor Mont. Commercial Bank 24.77 5.46 577,693 2.18 62.90
162 United Citizens Bank of Southern Kentucky, Inc. Columbia Ky. Commercial Bank 24.75 13.54 181,911 3.25 37.16
163 Wadena State Bank Wadena Minn. Commercial Bank 24.65 15.55 215,735 2.45 45.01
164 Taylorsville Savings Bank, SSB Taylorsville N.C. Savings Bank 24.55 3.58 125,876 2.24 57.66
165 Dakota Prairie Bank Fort Pierre S.D. Commercial Bank 24.48 10.16 119,939 2.58 46.91
166 Security Bank USA Bemidji Minn. Commercial Bank 24.34 17.17 195,472 2.22 57.88
167 MinnStar Bank National Association Lake Crystal Minn. Commercial Bank 24.27 12.09 165,676 2.14 54.54
168 First National Bank in Philip Philip S.D. Commercial Bank 24.23 11.71 322,613 3.10 33.24
169 First National Bank of Bosque County Valley Mills Tex. Commercial Bank 24.18 12.07 167,177 2.24 48.32
170 Community First Bank Kennewick Wash. Commercial Bank 24.16 11.85 582,520 1.97 62.99
171 Peoples State Bank of Plainview Plainview Minn. Commercial Bank 24.15 14.08 340,398 2.16 48.12
172 Jonah Bank of Wyoming Casper Wyo. Commercial Bank 24.05 12.81 498,882 2.26 49.47
173 Fortifi Bank Berlin Wis. Commercial Bank 24.01 8.54 512,586 2.29 47.66
174 Peoples Bank Lebanon Ky. Commercial Bank 23.95 2.80 107,030 2.12 45.25
175 Premier Bank Dubuque Iowa Commercial Bank 23.94 11.40 409,256 2.04 48.11
176 Farmers State Bank Phillipsburg Kan. Commercial Bank 23.92 7.21 36,530 2.79 50.22
177 Harvest Bank Kimball Minn. Commercial Bank 23.91 19.68 195,090 2.02 51.20
178 Community Bank Mankato Vernon Center Minn. Commercial Bank 23.81 11.02 386,767 1.94 41.56
179 Pine Country Bank Little Falls Minn. Commercial Bank 23.80 16.42 225,148 2.18 46.23
180 Integrity Bank Plus Wabasso Minn. Commercial Bank 23.76 10.21 84,445 2.45 52.75
181 New Market Bank Elko New Market Minn. Commercial Bank 23.75 12.02 178,654 1.63 67.59
182 Aspire Bank Fargo N.D. Commercial Bank 23.68 3.27 50,235 2.05 53.16
183 Freedom Bank Huntingburg Ind. Commercial Bank 23.61 19.38 538,514 2.46 36.32
184 Raccoon Valley Bank Perry Iowa Commercial Bank 23.59 15.41 357,359 2.07 55.19
185 North Valley Bank Thornton Colo. Commercial Bank 23.43 22.20 216,813 2.63 43.99
The Cowboy Bank of Texas Maypearl Tex. Commercial Bank 23.43 19.52 106,365 2.56 48.29
187 Douglas National Bank Douglas Ga. Commercial Bank 23.40 16.70 236,604 2.39 50.46
188 Pony Express Bank Liberty Mo. Commercial Bank 23.37 14.97 272,134 2.23 51.41
189 Cleveland State Bank Cleveland Wis. Commercial Bank 23.36 12.08 172,241 2.43 44.42
190 Coffee County Bank Manchester Tenn. Commercial Bank 23.33 19.53 233,572 2.59 43.32
191 First Pryority Bank Pryor Okla. Commercial Bank 23.30 17.47 272,577 2.23 37.12
192 FNNB Bank Newton Iowa Commercial Bank 23.27 2.91 106,991 1.75 57.63
The First National Bank of Gilbert Gilbert Minn. Commercial Bank 23.27 -0.11 65,220 1.39 59.02
194 Premier Bank Minnesota Farmington Minn. Commercial Bank 23.22 16.30 323,380 2.30 48.15
195 Brighton Bank Salt Lake City Utah Commercial Bank 23.19 18.73 282,262 2.48 48.82
196 Financial Security Bank Kerkhoven Minn. Commercial Bank 23.18 7.19 125,122 1.89 56.68
197 Lake Area Bank Lindstrom Minn. Commercial Bank 23.17 23.11 441,020 2.72 77.55
198 Logan State Bank Logan Iowa Commercial Bank 23.01 11.69 74,852 1.61 58.59
199 Southwest Bank Odessa Tex. Commercial Bank 22.98 19.69 575,044 1.92 63.94
200 NewFirst National Bank El Campo Tex. Commercial Bank 22.97 16.75 885,445 2.34 50.98

NOTE: List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion.

Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans. Thrifts are also excluded.

List includes independent banks that were operating as of May 21, 2021. Figures for prior periods are not adjusted for mergers and acquisitions.

© 2021 American Banker

Source:

https://www.spglobal.com/en/

Credit unions Deposits