Community Banks with the Largest First Mortgage Loan Portfolios

March 01, 2013, 8:31 p.m. EST 1 Min Read

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Community Banks with Largest First Mortgage Loan PortfoliosOn Sept. 30, 2012. Dollars in thousands Published March 1, 2013
Rank		Type of institution	First mortgage loans			Total loans and leases	Assets
Rank		Type of institution	Sept. 30	Year earlier	Change	Total loans and leases	Assets
1	Acacia Federal Savings Bank Falls Church, Va.	savings	$687,931	NA	NA	$823,417	$911,075
2	Guardian Savings Bank FSB West Chester, Ohio	savings	542,289	NA	NA	632,149	803,940
3	First Federal Savings and Loan Association of Greene County Waynesburg, Pa.	savings	511,562	NA	NA	563,099	858,948
4	Easthampton Savings Bank Mass.	commercial	507,215	$469,712	8.0%	682,688	970,014
5	Piedmont Federal Savings Bank Winston-Salem, N.C.	savings	505,309	NA	NA	517,853	927,993
6	Sterling Bank and Trust, FSB Southfield, Mich.	savings	465,971	NA	NA	724,686	824,706
7	Kennebec Savings Bank Augusta, Maine	savings	454,503	477,754	-4.9	631,217	795,279
8	Geddes Federal Savings and Loan Association Syracuse, N.Y.	savings	447,690	NA	NA	466,951	500,181
9	First State Bank Mendota, Ill.	commercial	419,700	248,672	68.8	726,124	943,757
10	Haven Savings Bank Hoboken, N.J.	savings	413,483	399,993	3.4	503,661	699,717
11	Newtown Savings Bank Conn.	savings	388,820	386,604	0.6	746,842	937,737
12	Teche Federal Bank New Iberia, La.	commercial	383,989	326,012	17.8	674,919	849,471
13	Urban Trust Bank Lake Mary, Fla.	savings	379,018	NA	NA	448,931	573,490
14	Time Federal Savings Bank Medford, Wis.	savings	372,862	NA	NA	380,083	614,860
15	Simplicity Bank Covina, Calif.	savings	372,233	NA	NA	755,609	915,113
16	Saco and Biddeford Savings Institution Saco, Maine	savings	365,227	375,108	-2.6	585,098	769,207
17	3rd Fed Bank Newtown, Pa.	savings	346,052	NA	NA	541,610	700,808
18	Hatboro Federal Savings FA Pa.	savings	336,904	NA	NA	364,574	528,370
19	Chelsea Groton Bank Norwich, Conn.	savings	336,827	292,890	15.0	538,826	876,505
20	Cooperative Bank of Cape Cod Hyannis, Mass.	cooperative	328,077	294,617	11.4	562,312	685,028
21	First National Bank of America East Lansing, Mich.	commercial	326,974	292,255	11.9	445,130	551,686
22	Naugatuck Savings Bank Conn.	savings	326,688	297,967	9.6	760,544	948,161
23	Harleysville Savings Bank Pa.	savings	325,849	340,108	-4.2	503,308	806,874
24	Savings Bank of Danbury Conn.	savings	324,246	300,604	7.9	619,312	754,167
25	East Cambridge Savings Bank Cambridge, Mass.	commercial	318,411	313,360	1.6	552,232	836,991
26	Manasquan Savings Bank N.J.	savings	317,355	267,482	18.6	586,268	830,742
27	First Savings Bank of Perkasie Pa.	savings	311,263	324,975	-4.2	649,691	965,171
28	Great Midwest Bank SSB Brookfield, Wis.	savings	310,590	312,915	-0.7	395,068	522,288
29	Thomaston Savings Bank Conn.	savings	309,997	280,249	10.6	483,333	739,681
30	First Savings Bank Northwest Renton, Wash.	savings	308,726	340,298	-9.3	655,814	963,299
31	First Savings Bank of Hegewisch Chicago	savings	302,363	291,072	3.9	312,371	552,842
32	Ulster Savings Bank Kingston, N.Y.	savings	300,460	293,676	2.3	563,145	736,965
33	Ponce De Leon Federal Bank Bronx, N.Y.	savings	299,351	NA	NA	605,427	772,103
34	Atlantic Coast Bank Jacksonville, Fla.	savings	298,177	NA	NA	526,433	786,002
35	Greenfield Savings Bank Mass.	savings	297,636	251,115	18.5	471,872	646,778
36	Marquette Savings Bank Erie, Pa.	savings	296,195	291,576	1.6	426,340	780,793
37	Rosedale Federal Savings and Loan Association Baltimore	savings	296,070	NA	NA	491,502	800,304
38	First Federal Savings and Loan Association of Bucks County Bristol, Pa.	savings	293,599	NA	NA	444,221	667,554
39	Winchester Co-operative Bank Mass.	cooperative	287,522	268,281	7.2	346,021	540,486
40	Citizens State Bank Okemah, Okla.	commercial	287,214	106,654	169.3	305,725	327,425
41	Newburyport Five Cents Savings Bank Mass.	savings	286,978	301,964	-5.0	488,940	632,951
42	Homebanc Lake Mary, Fla.	commercial	286,734	279,894	2.4	489,527	520,677
43	Spiritbank Tulsa, Okla.	commercial	286,428	329,458	-13.1	815,145	972,041
44	Peoples Federal Savings Bank Brighton, Mass.	savings	282,328	NA	NA	454,925	570,254
45	Bogota Savings Bank N.J.	savings	281,990	265,873	6.1	342,818	448,175
46	South Shore Bank South Weymouth, Mass.	commercial	278,809	276,806	0.7	679,201	974,973
47	Norway Savings Bank Maine	savings	276,646	272,536	1.5	785,099	964,895
48	Village Bank Auburndale, Mass.	cooperative	275,333	288,787	-4.7	491,276	736,045
49	Eastern Savings Bank FSB Hunt Valley, Md.	savings	273,344	NA	NA	339,512	532,432
50	First Federal Savings and Loan Association of Lorain Ohio	savings	272,536	NA	NA	324,771	478,796
51	Severn Savings Bank FSB Annapolis, Md.	savings	272,361	NA	NA	680,086	855,319
52	Florida Capital Bank Jacksonville	commercial	272,033	212,996	27.7	488,425	722,901
53	Georgia Banking Co. Atlanta	commercial	270,750	182,523	48.3	291,723	330,454
54	Citizens Community Federal Eau Claire, Wis.	savings	266,141	NA	NA	427,789	530,183
55	Olympia Federal Savings and Loan Association Wash.	savings	263,261	NA	NA	346,729	551,817
56	BayCoast Bank Swansea, Mass.	savings	262,592	283,742	-7.5	648,794	932,245
57	Crescom Bank Charleston, S.C.	commercial	259,651	173,453	49.7	624,078	840,297
58	Kennebunk Savings Bank Maine	savings	253,546	212,544	19.3	710,306	846,408
59	First Choice Bank Lawrenceville, N.J.	commercial	249,416	156,603	59.3	527,855	809,904
60	Presidential Bank FSB Bethesda, Md.	savings	248,254	NA	NA	437,515	530,567
61	North State Bank Raleigh, N.C.	commercial	248,239	148,622	67.0	606,350	668,896
62	Belmont Savings Bank Mass.	savings	247,061	188,188	31.3	667,374	821,990
63	Guilford Savings Bank Conn.	savings	246,379	240,109	2.6	344,899	522,183
64	Savings Institute Bank and Trust Co. Willimantic, Conn.	savings	243,944	NA	NA	679,561	935,968
65	Lowell Five Cent Savings Bank Mass.	savings	243,515	227,389	7.1	487,469	815,823
66	Northfield Savings Bank Vt.	savings	242,672	222,079	9.3	483,305	720,885
67	Arundel Federal Savings Bank Glen Burnie, Md.	savings	240,011	NA	NA	259,725	482,987
68	Forcht Bank Lexington, Ky.	commercial	239,709	234,119	2.4	579,303	927,736
69	Hancock County Savings Bank FSB Chester, W.Va.	savings	238,892	NA	NA	255,955	327,178
70	Martha's Vineyard Savings Bank Edgartown, Mass.	savings	237,891	245,457	-3.1	394,540	527,117
71	Embassy Bank for the Lehigh Valley Bethlehem, Pa.	commercial	237,854	190,804	24.7	483,780	644,851
72	Mechanics Bank Mansfield, Ohio	savings	235,423	232,992	1.0	278,290	379,494
73	First Trade Union Bank Boston	savings	235,177	NA	NA	436,310	629,256
74	Fieldpoint Private Bank and Trust Greenwich, Conn.	savings	234,745	NA	NA	362,441	681,866
75	Malvern Federal Savings Bank Paoli, Pa.	savings	234,224	NA	NA	464,583	710,441
76	Newport Federal Savings Bank R.I.	savings	232,236	NA	NA	370,700	471,066
77	Elmira Savings Bank N.Y.	commercial	231,348	NA	NA	377,039	534,256
78	Washington Financial Bank Pa.	savings	229,947	224,193	2.6	595,399	924,114
79	Bank of Canton Mass.	savings	229,909	230,879	-0.4	481,981	629,848
80	Meredith Village Savings Bank Meredith, N.H.	savings	229,584	214,042	7.3	528,201	679,483
81	NexBank SSB Dallas	savings	227,865	76,521	197.8	490,956	679,926
82	First Federal Savings and Loan Association of Port Angeles Wash.	savings	226,961	NA	NA	420,636	781,779
83	Oconee Federal Savings and Loan Association MHC Seneca, S.C.	savings	226,831	NA	NA	244,681	378,594
84	Pentucket Bank Haverhill, Mass.	savings	226,285	221,097	2.3	444,431	644,493
85	Milford Federal Savings and Loan Association Mass.	savings	225,623	NA	NA	270,214	347,826
86	Cheviot Savings Bank Cincinnati	savings	225,206	NA	NA	344,758	633,630
87	Citizens and Farmers Bank West Point, Va.	commercial	224,238	180,372	24.3	749,923	952,010
88	Fifth District Savings Bank New Orleans	savings	222,161	NA	NA	246,760	368,201
89	Macon Bank Inc. Franklin, N.C.	savings	222,126	228,068	-2.6	567,218	789,388
90	Crest Savings Bank Wildwood, N.J.	savings	221,304	223,270	-0.9	330,146	400,935
91	First Federal Savings Bank Ottawa, Ill.	savings	220,637	NA	NA	295,594	382,291
92	Vinton County National Bank of McArthur Ohio	commercial	220,140	204,114	7.9	476,979	748,557
93	Ohio Valley Bank Co. Gallipolis, Ohio	commercial	217,890	214,331	1.7	552,407	785,038
94	Adams Community Bank Mass.	savings	217,687	116,412	87.0	307,888	399,661
95	First Federal Bank FSB Kansas City, Mo.	savings	215,974	NA	NA	249,765	361,933
96	Naugatuck Valley Savings and Loan Naugatuck, Conn.	savings	215,596	NA	NA	443,630	545,951
97	Bank of Greene County MHC Catskill, N.Y.	savings	215,242	NA	NA	342,763	601,845
98	New Peoples Bank Inc. Honaker, Va.	commercial	214,257	226,458	-5.4	538,992	708,793
99	Town and Country Bank Salem, Mo.	commercial	214,215	211,693	1.2	384,196	512,259
100	Androscoggin Savings Bank Lewiston, Maine	savings	213,442	217,617	-1.9	598,995	735,657
101	Farmers and Merchants Bank Timberville, Va.	commercial	213,044	204,002	4.4	528,218	587,121
102	Gulf Coast Bank and Trust Co. New Orleans	commercial	212,853	205,157	3.8	698,640	926,244
103	Salem Co-operative Bank N.H.	cooperative	212,693	NA	NA	244,538	400,086
104	NVE Bank Englewood, N.J.	savings	212,313	183,418	15.8	412,073	694,467
105	Advantage Bank Cambridge, Ohio	commercial	211,435	242,338	-12.8	601,264	753,317
106	North Easton Savings Bank South Easton, Mass.	savings	211,289	221,548	-4.6	282,334	473,913
107	Northpointe Bank Grand Rapids, Mich.	commercial	210,258	192,065	9.5	270,014	305,910
108	Patriot National Bank Stamford, Conn.	commercial	209,078	213,988	-2.3	501,751	615,410
109	First Federal Savings Bank Rochester, Ind.	savings	208,610	NA	NA	277,678	343,186
110	Bank of Maine Portland	savings	208,453	NA	NA	585,318	783,938
111	Citizens Savings Bank Clarks Summit, Pa.	savings	206,160	NA	NA	232,018	335,063
112	Winchester Savings Bank Mass.	savings	205,696	203,913	0.9	314,383	520,542
113	Gorham Savings Bank Maine	savings	204,528	217,967	-6.2	622,781	890,366
114	First Federal Savings and Loan Association of Pascagoula-Moss Point Pascagoula, Miss.	savings	204,522	NA	NA	216,738	265,306
115	Prudential Savings Bank MHC Philadelphia	savings	204,262	176,231	15.9	262,565	490,485
116	Landmark Community Bank Collierville, Tenn.	commercial	202,245	115,239	75.5	324,485	405,715
117	Penn Security Bank and Trust Co. Scranton, Pa.	commercial	197,261	223,388	-11.7	639,060	904,450
118	Benchmark Bank Plano, Texas	commercial	195,872	158,098	23.9	312,235	361,861
119	Standard Bank Monroeville, Pa.	savings	194,401	187,513	3.7	296,492	442,833
120	Fidelity Bank Edina, Minn.	commercial	194,016	109,758	76.8	395,921	487,411
121	Fairfield Federal Savings And Loan Association of Lancaster Ohio	savings	192,651	NA	NA	224,728	265,537
122	Salisbury Bank and Trust Co. Lakeville, Conn.	commercial	191,406	173,571	10.3	383,151	611,027
123	Leader Bank Arlington, Mass.	commercial	190,737	164,769	15.8	443,271	589,833
124	Commercial Bank Harrogate, Tenn.	commercial	190,693	204,636	-6.8	548,879	779,821
125	Dime Bank Norwich, Conn.	savings	189,938	202,588	-6.2	516,343	736,752
126	First Citizens Community Bank Mansfield, Pa.	commercial	189,885	179,981	5.5	499,226	874,329
127	Solvay Bank N.Y.	commercial	189,046	184,774	2.3	383,771	657,611
128	StonehamBank Mass.	cooperative	188,845	184,110	2.6	358,738	447,231
129	First Federal Savings Bank of Twin Falls Idaho	savings	188,514	NA	NA	363,316	482,329
130	First Savings Bank FSB Clarksville, Ind.	savings	187,903	NA	NA	394,645	636,939
131	Jersey Shore State Bank Williamsport, Pa.	commercial	187,532	144,611	29.7	487,361	832,802
132	Citizens National Bank Henderson, Texas	commercial	186,830	176,949	5.6	469,405	935,744
133	Bath Savings Institution Maine	savings	186,519	163,667	14.0	424,599	666,946
134	Federal Savings Bank Overland Park, Kan.	savings	186,332	NA	NA	191,457	214,569
135	Farmers Bank and Trust Co. Magnolia, Ark.	commercial	185,518	167,424	10.8	537,577	757,561
136	Southbridge Savings Bank Mass.	savings	185,071	192,976	-4.1	336,806	422,730
137	Southern Bank Poplar Bluff, Mo.	commercial	183,594	175,973	4.3	610,097	736,413
138	Liberty Savings Bank FSB Wilmington, Ohio	savings	183,297	NA	NA	345,447	604,067
139	Putnam Bank MHC Conn.	savings	180,096	NA	NA	250,710	448,546
140	Skowhegan Savings Bank Maine	savings	179,108	167,002	7.2	322,845	459,319
141	Community State Bank of Orbisonia Pa.	commercial	178,992	163,526	9.5	266,088	309,855
142	BankFive Fall River, Mass.	savings	178,962	176,443	1.4	501,262	716,251
143	Peoples Bank Lawrence, Kan.	commercial	178,804	184,857	-3.3	362,034	441,436
144	Passumpsic Savings Bank St. Johnsbury, Vt.	savings	178,526	178,351	0.1	433,819	577,812
145	Access National Bank Reston, Va.	commercial	178,524	186,516	-4.3	674,630	847,703
146	Pioneer Savings Bank Troy, N.Y.	savings	178,420	188,238	-5.2	564,373	751,814
147	Savers Co-operative Bank Southbridge, Mass.	cooperative	177,340	172,938	2.5	305,897	421,285
148	Community Bank of Tri-County Waldorf, Md.	commercial	176,598	157,495	12.1	740,105	978,393
149	Bank of Clarke County Berryville, Va.	commercial	176,561	170,194	3.7	427,499	569,137
150	Claremont Savings Bank N.H.	savings	175,612	177,092	-0.8	263,859	323,879
151	Lake Shore Savings Bank MHC Dunkirk, N.Y.	savings	173,283	NA	NA	266,574	497,517
152	Clinton Savings Bank Mass.	savings	172,857	174,766	-1.1	329,193	472,897
153	First Federal Community Bank Paris, Texas	savings	172,855	NA	NA	257,809	351,524
154	Bank of Bennington Vt.	savings	171,599	NA	NA	258,488	315,967
155	Home Bank Lafayette, La.	savings	171,174	NA	NA	676,231	968,853
156	First Internet Bank of Indiana Indianapolis	commercial	170,227	178,960	-4.9	410,737	627,372
157	Machias Savings Bank Maine	savings	170,111	167,507	1.6	847,533	985,204
158	Pathfinder Bank MHC Oswego, N.Y.	savings	169,468	153,286	10.6	324,160	480,699
159	Highlands Union Bank Abingdon, Va.	commercial	169,332	171,919	-1.5	397,884	599,006
160	Community National Bank Newport, Vt.	commercial	168,792	159,755	5.7	409,196	561,295
161	North Country Savings Bank Canton, N.Y.	savings	168,315	173,571	-3.0	191,458	231,819
162	First Community Bank Batesville, Ark.	commercial	168,131	154,272	9.0	583,854	782,561
163	CoastalStates Bank Hilton Head Island, S.C.	commercial	168,095	119,941	40.1	305,502	424,555
164	First State Bank of the Florida Keys Key West	commercial	168,003	175,943	-4.5	437,549	810,690
165	Savings Bank Wakefield, Mass.	savings	167,421	141,314	18.5	281,962	458,588
166	Merrimack County Savings Bank Concord, N.H.	savings	166,327	154,241	7.8	439,055	646,708
167	Benchmark Community Bank Kenbridge, Va.	commercial	165,894	155,475	6.7	336,321	424,655
168	Heritage Bank Hopkinsville, Ky.	savings	165,439	NA	NA	552,775	980,539
169	First Shore Federal Savings and Loan Association Salisbury, Md.	savings	165,384	NA	NA	245,108	313,213
170	Dearborn Federal Savings Bank Mich.	savings	165,301	NA	NA	205,600	259,510
171	Milford Bank Conn.	savings	164,896	143,822	14.7	305,013	382,099
172	Indiana First Savings Bank Pa.	savings	164,278	149,396	10.0	233,828	281,771
173	Asheville Savings Bank SSB N.C.	savings	163,690	173,578	-5.7	411,519	751,751
174	Clear Mountain Bank Bruceton Mills, W.Va.	commercial	163,501	144,936	12.8	351,114	455,059
175	Putnam County Bank Hurricane, W.Va.	commercial	163,393	157,063	4.0	319,777	607,533
176	South Side Trust and Savings Bank of Peoria Ill.	commercial	163,051	160,411	1.6	341,557	668,145
177	Fidelity Co-operative Bank Fitchburg, Mass.	cooperative	162,613	164,581	-1.2	386,610	531,738
178	SharePlus Federal Bank Plano, Texas	savings	162,597	NA	NA	232,815	296,409
179	Bank of Missouri Perryville	commercial	162,417	150,601	7.8	644,131	920,336
180	Lone Star Bank SSB Moulton, Texas	savings	161,246	115,590	39.5	236,569	281,964
181	First National Bank Paragould, Ark.	commercial	160,993	158,516	1.6	553,505	713,646
182	First Federal Savings Bank Monessen, Pa.	savings	160,657	NA	NA	244,673	321,325
183	Equitable Bank SSB Wauwatosa, Wis.	savings	160,611	174,292	-7.8	318,717	375,500
184	Cape Ann Savings Bank Gloucester, Mass.	savings	160,327	157,308	1.9	226,500	443,268
185	First Federal Savings Bank of Lincolnton N.C.	savings	160,126	NA	NA	230,841	313,675
186	Farmers State Bank Lagrange, Ind.	commercial	159,854	155,841	2.6	359,060	480,205
187	Rollstone Bank and Trust Fitchburg, Mass.	savings	159,284	NA	NA	338,524	544,246
188	Mechanics Savings Bank Auburn, Maine	savings	158,886	142,628	11.4	285,202	332,717
189	SouthCoast Community Bank Mount Pleasant, S.C.	commercial	158,555	148,212	7.0	325,750	439,746
190	Hoyne Savings Bank Chicago	savings	158,457	180,353	-12.1	169,887	286,474
191	National Capital Bank of Washington D.C.	commercial	157,767	166,194	-5.1	248,943	408,806
192	Mutual Federal Savings Bank of Plymouth County Whitman, Mass.	savings	157,766	NA	NA	252,186	386,156
193	Essex Savings Bank Conn.	savings	157,622	154,931	1.7	225,103	313,914
194	EvaBank Cullman, Ala.	commercial	156,884	158,340	-0.9	262,430	350,601
195	Crockett National Bank San Angelo, Texas	commercial	156,852	73,217	114.2	321,190	424,769
196	Proficio Bank Cottonwood Heights, Utah	commercial	156,807	17,532	794.4	224,189	304,162
197	F&M Bank Clarksville, Tenn.	commercial	156,539	130,974	19.5	667,219	811,019
198	First Federal Bank Harrison, Ark.	savings	156,484	NA	NA	362,200	543,756
199	Malaga Bank FSB Palos Verdes Estates, Calif.	savings	156,416	NA	NA	790,125	834,699
200	First Star Bank SSB Bremond, Texas	savings	156,176	117,858	32.5	205,349	287,556

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Dec. 14, 2012. Thrift data for 2011 are not available due to revised reporting standards.

Source:

SNL Financial