© 2025 Arizent. All rights reserved.
First time home buyers Community banking

Community Banks with the Largest First Mortgage Portfolios

March 01, 2021, 1:10 p.m. EST 1 Min Read
View Table
Printer Friendly Version
Community Banks with the Largest First Mortgage Portfolios
Rank Company City State Type of charter First
mortgage loans
Dec. 31		 First
mortgage loans
Year earlier		 Change Total loans
and leases
1 Great Midwest Bank, S.S.B. Brookfield Wis. Savings Bank $541,396 $564,421 -4.1 $723,503
2 Helm Bank USA Miami Fla. Commercial Bank 511,644 503,689 1.6 536,195
3 Apex Bank Camden Tenn. Commercial Bank 493,614 302,300 63.3 670,643
4 Adams Community Bank Adams Mass. Savings Bank 476,190 424,196 12.3 594,580
5 Haven Savings Bank Hoboken N.J. Savings Bank 458,863 576,762 -20.4 725,822
6 Olympia Federal Savings and Loan Association Olympia Wash. Savings Bank 457,383 467,288 -2.1 605,837
7 Georgia Banking Company Sandy Springs Ga. Commercial Bank 453,133 283,586 59.8 600,402
8 The Torrington Savings Bank Torrington Conn. Savings Bank 440,894 456,199 -3.4 529,259
9 Landmark Community Bank Collierville Tenn. Commercial Bank 430,858 453,092 -4.9 811,672
10 Hanover Community Bank Garden City Park N.Y. Commercial Bank 428,619 461,034 -7.0 732,902
11 Mechanics Bank Mansfield Ohio Commercial Bank 428,109 383,556 11.6 525,983
12 Coastal Heritage Bank Weymouth Mass. Commercial Bank 391,569 436,171 -10.2 698,600
13 Texas Bank Financial Weatherford Tex. Commercial Bank 390,827 285,334 37.0 487,249
14 First Community Bank of Tennessee Shelbyville Tenn. Commercial Bank 386,684 209,085 84.9 615,671
15 Envision Bank Stoughton Mass. Savings Bank 375,570 330,826 13.5 609,540
16 Winchester Co-operative Bank Winchester Mass. Cooperative Bank 364,865 394,299 -7.5 474,048
17 Maine Community Bank Biddeford Maine Savings Bank 364,188 215,139 69.3 830,709
18 Bogota Savings Bank (MHC) Teaneck N.J. Savings Bank 340,053 384,305 -11.5 560,083
19 One American Bank Sioux Falls S.D. Commercial Bank 330,960 34,785 851.4 421,678
20 William Penn Bank, (MHC) Bristol Pa. Savings Bank 325,354 218,438 48.9 498,004
21 The Guilford Savings Bank Guilford Conn. Savings Bank 323,888 311,054 4.1 694,106
22 Banco Do Brasil Americas Miami Fla. Commercial Bank 323,285 312,306 3.5 493,156
23 Pentucket Bank Haverhill Mass. Savings Bank 322,132 312,379 3.1 708,635
24 Winchester Savings Bank Winchester Mass. Savings Bank 314,614 302,402 4.0 455,965
25 Fidelity Bank New Orleans La. Savings Bank 312,493 228,513 36.8 761,196
26 Cape Ann Savings Bank Gloucester Mass. Savings Bank 309,561 282,489 9.6 467,470
27 Harleysville Bank Harleysville Pa. Savings Bank 301,637 340,053 -11.3 600,667
28 Farmers State Bank Lagrange Ind. Commercial Bank 300,541 270,519 11.1 690,547
29 The Savings Bank Wakefield Mass. Savings Bank 300,504 331,267 -9.3 470,625
30 Elmira Savings Bank Elmira N.Y. Savings Bank 299,575 326,482 -8.2 489,367
31 Bank of England England Ark. Commercial Bank 297,979 255,718 16.5 401,091
32 Partners Bank of New England Sanford Maine Savings Bank 276,183 237,960 16.1 585,567
33 Fortis Private Bank Denver Colo. Commercial Bank 272,683 245,999 10.8 708,518
34 Passumpsic Bank Saint Johnsbury Vt. Savings Bank 270,322 250,545 7.9 547,915
35 Crest Savings Bank Wildwood N.J. Savings Bank 269,510 272,994 -1.3 416,627
36 First State Bank of St. Charles, Missouri Saint Charles Mo. Commercial Bank 265,839 163,364 62.7 422,376
37 Reading Cooperative Bank Reading Mass. Cooperative Bank 265,691 277,850 -4.4 488,561
38 Benchmark Community Bank Kenbridge Va. Commercial Bank 265,507 269,859 -1.6 616,559
39 Claremont Savings Bank Claremont N.H. Savings Bank 265,246 256,903 3.2 363,789
40 Cross County Savings Bank Middle Village N.Y. Savings Bank 265,114 231,117 14.7 393,887
41 Evolve Bank & Trust Memphis Tenn. Commercial Bank 264,324 92,161 186.8 584,884
42 Tolleson Private Bank Dallas Tex. Commercial Bank 263,462 208,618 26.3 583,480
43 Greenfield Co-operative Bank Greenfield Mass. Cooperative Bank 260,546 257,449 1.2 456,495
44 BayVanguard Bank (MHC) Sparrows Point Md. Savings Bank 260,314 131,381 98.1 608,914
45 National Grand Bank of Marblehead Marblehead Mass. Commercial Bank 246,209 231,510 6.3 281,127
46 Dime Bank Norwich Conn. Savings Bank 246,069 283,711 -13.3 615,789
47 Crockett National Bank San Antonio Tex. Commercial Bank 245,861 193,945 26.8 584,052
48 Woodsville Guaranty Savings Bank Woodsville N.H. Savings Bank 240,676 227,145 6.0 422,933
49 West Gate Bank Lincoln Neb. Commercial Bank 238,744 234,189 1.9 691,195
50 Brentwood Bank Bethel Park Pa. Savings Bank 238,332 227,090 5.0 613,182
51 InFirst Bank Indiana Pa. Savings Bank 233,034 206,358 12.9 393,434
52 Everett Co-operative Bank Everett Mass. Cooperative Bank 232,197 201,483 15.2 471,586
53 The Fauquier Bank Warrenton Va. Commercial Bank 229,080 222,849 2.8 617,124
54 The City National Bank of Sulphur Springs Sulphur Springs Tex. Commercial Bank 227,808 217,178 4.9 577,023
55 Skowhegan Savings Bank Skowhegan Maine Savings Bank 226,158 207,203 9.1 476,808
56 University Bank Ann Arbor Mich. Commercial Bank 225,187 136,940 64.4 307,916
57 StonehamBank Stoneham Mass. Cooperative Bank 224,871 216,288 4.0 510,730
58 New Tripoli Bank New Tripoli Pa. Commercial Bank 221,839 228,555 -2.9 394,628
59 First National Bank Wichita Falls Tex. Commercial Bank 218,665 156,647 39.6 706,034
60 TrailWest Bank Lolo Mont. Commercial Bank 213,769 194,261 10.0 592,429
61 Clear Mountain Bank Bruceton Mills W.Va. Commercial Bank 213,466 208,560 2.4 547,925
62 RSI Bank Rahway N.J. Savings Bank 213,131 221,154 -3.6 375,185
63 Goldwater Bank, N.A. Phoenix Ariz. Commercial Bank 213,060 126,765 68.1 264,624
64 Royal Savings Bank Chicago Ill. Savings Bank 211,777 123,963 70.8 438,970
65 First Columbia Bank & Trust Co. Bloomsburg Pa. Commercial Bank 211,234 217,099 -2.7 489,949
66 Sanibel Captiva Community Bank Sanibel Fla. Commercial Bank 209,400 197,321 6.1 475,226
67 The Bank of Fayette County Piperton Tenn. Commercial Bank 208,105 203,735 2.1 586,751
68 Magnolia Bank, Inc. Magnolia Ky. Commercial Bank 207,921 109,102 90.6 349,356
69 NVE Bank Englewood N.J. Savings Bank 206,644 242,181 -14.7 435,229
70 The Muncy Bank and Trust Company Muncy Pa. Commercial Bank 205,410 193,553 6.1 406,511
71 South Atlantic Bank Myrtle Beach S.C. Commercial Bank 205,406 166,023 23.7 720,508
72 New Peoples Bank, Inc. Honaker Va. Commercial Bank 204,338 222,510 -8.2 575,954
73 First Northern Bank and Trust Company Palmerton Pa. Commercial Bank 204,310 212,903 -4.0 593,554
74 Ballston Spa National Bank Ballston Spa N.Y. Commercial Bank 200,817 197,525 1.7 510,248
75 Norwood Co-operative Bank Norwood Mass. Cooperative Bank 200,137 214,489 -6.7 499,442
76 The North Country Savings Bank Canton N.Y. Savings Bank 199,780 189,035 5.7 232,886
77 Bay State Savings Bank Worcester Mass. Savings Bank 198,950 222,421 -10.6 407,421
78 Hamlin Bank and Trust Company Smethport Pa. Commercial Bank 198,374 197,484 0.5 236,607
79 PrimeSouth Bank Waycross Ga. Commercial Bank 198,281 177,918 11.4 663,272
80 Phoenixville Federal Bank and Trust Phoenixville Pa. Savings Bank 198,240 193,208 2.6 390,830
81 Adirondack Bank Utica N.Y. Commercial Bank 197,039 207,764 -5.2 552,986
82 First Bank Strasburg Va. Commercial Bank 196,604 187,518 4.8 630,159
83 MountainOne Bank North Adams Mass. Savings Bank 196,279 223,913 -12.3 698,307
84 Magyar Bank (MHC) New Brunswick N.J. Savings Bank 196,039 181,007 8.3 605,660
85 Midwest Community Bank Freeport Ill. Commercial Bank 194,425 70,212 176.9 348,131
86 Focus Bank Charleston Mo. Commercial Bank 191,353 181,592 5.4 625,838
87 Pilot Grove Savings Bank Pilot Grove Iowa Commercial Bank 191,238 183,554 4.2 519,184
88 Rondout Savings Bank Kingston N.Y. Savings Bank 190,594 183,739 3.7 334,971
89 The Cooperative Bank Roslindale Mass. Cooperative Bank 188,916 197,462 -4.3 373,662
90 Peoples Community Bank Greenville Mo. Commercial Bank 188,743 169,987 11.0 392,956
91 Ambler Savings Bank Ambler Pa. Savings Bank 188,554 188,694 -0.1 278,569
92 First Central Savings Bank Glen Cove N.Y. Savings Bank 188,390 84,867 122.0 588,723
93 Savers Co-operative Bank Southbridge Mass. Cooperative Bank 187,988 197,247 -4.7 486,315
94 Perpetual Federal Savings Bank Urbana Ohio Commercial Bank 185,812 195,167 -4.8 333,739
95 Putnam County Bank Hurricane W.Va. Commercial Bank 185,733 204,843 -9.3 323,124
96 Sullivan Bank Sullivan Mo. Commercial Bank 185,494 162,368 14.2 521,518
97 1st Colonial Community Bank Cherry Hill N.J. Commercial Bank 185,253 179,504 3.2 445,006
98 Skyline National Bank Independence Va. Commercial Bank 185,176 175,868 5.3 664,095
99 Community State Bank of Orbisonia Orbisonia Pa. Commercial Bank 185,073 181,323 2.1 298,760
100 The Northumberland National Bank Northumberland Pa. Commercial Bank 184,880 187,681 -1.5 367,151
101 Bank of Charles Town Charles Town W.Va. Commercial Bank 184,818 172,157 7.4 496,678
102 Northwest Community Bank Winsted Conn. Savings Bank 184,046 190,629 -3.5 309,023
103 CIBM Bank Champaign Ill. Commercial Bank 183,497 177,388 3.4 582,012
104 Central Bank Houston Tex. Commercial Bank 183,173 171,509 6.8 626,759
105 Town & Country Bank Salem Mo. Commercial Bank 183,056 178,680 2.4 420,171
106 Mechanics Cooperative Bank Taunton Mass. Cooperative Bank 183,017 177,945 2.9 538,598
107 Milford Bank Milford Conn. Savings Bank 182,817 175,985 3.9 411,086
108 Great Plains National Bank Hollis Okla. Commercial Bank 182,726 148,468 23.1 811,226
109 Essex Savings Bank Essex Conn. Savings Bank 181,758 186,034 -2.3 330,033
110 Clinton Savings Bank Clinton Mass. Savings Bank 180,934 206,034 -12.2 428,257
111 Arthur State Bank Union S.C. Commercial Bank 180,362 152,520 18.3 424,468
112 Freedom Bank Huntingburg Ind. Commercial Bank 180,288 169,677 6.3 423,222
113 CNB Bank, Inc. Berkeley Springs W.Va. Commercial Bank 180,068 180,010 0.0 357,982
114 Main Street Bank Corp. Wheeling W.Va. Commercial Bank 179,401 177,432 1.1 394,346
115 First Federal Community Bank, SSB Paris Tex. Savings Bank 177,873 179,928 -1.1 399,656
116 Athol Savings Bank Athol Mass. Savings Bank 177,589 193,075 -8.0 300,804
117 The Dart Bank Mason Mich. Commercial Bank 177,494 120,028 47.9 503,783
118 Farmers & Merchants Bank Timberville Va. Commercial Bank 177,399 181,242 -2.1 720,081
119 Haverhill Bank Haverhill Mass. Savings Bank 176,324 180,367 -2.2 318,083
120 Triumph Bank Memphis Tenn. Commercial Bank 176,010 167,817 4.9 716,015
121 Empire State Bank Newburgh N.Y. Commercial Bank 175,289 166,968 5.0 434,417
122 Bank of Versailles Versailles Mo. Commercial Bank 175,179 165,066 6.1 241,568
123 County National Bank Hillsdale Mich. Commercial Bank 174,680 150,238 16.3 794,531
124 Dean Co-operative Bank Franklin Mass. Cooperative Bank 174,421 163,929 6.4 283,102
125 Webster Five Cents Savings Bank Webster Mass. Savings Bank 173,999 217,583 -20.0 769,786
126 Monticello Banking Company Monticello Ky. Commercial Bank 172,516 163,746 5.4 632,659
127 The Bank of Canton Canton Mass. Savings Bank 171,670 192,601 -10.9 551,073
128 The Evangeline Bank and Trust Company Ville Platte La. Commercial Bank 171,549 158,404 8.3 550,602
129 Community National Bank Newport Vt. Commercial Bank 171,032 158,759 7.7 708,290
130 The First Bank of Greenwich Cos Cob Conn. Commercial Bank 170,882 133,777 27.7 405,594
131 New OMNI Bank, National Association Alhambra Calif. Commercial Bank 169,636 159,200 6.6 437,993
132 Piscataqua Savings Bank Portsmouth N.H. Savings Bank 169,506 167,281 1.3 189,492
133 Franklin Savings Bank Farmington Maine Commercial Bank 168,946 172,814 -2.2 422,205
134 International Finance Bank Miami Fla. Commercial Bank 168,636 160,647 5.0 688,751
135 Financial Federal Bank Memphis Tenn. Commercial Bank 168,126 146,361 14.9 736,726
136 Sturgis Bank & Trust Company Sturgis Mich. Commercial Bank 166,647 114,829 45.1 458,154
137 The Friendship State Bank Friendship Ind. Commercial Bank 166,311 169,101 -1.6 299,203
138 Paramount Bank Saint Louis Mo. Commercial Bank 165,638 65,038 154.7 192,132
139 Patriot Bank, National Association Stamford Conn. Commercial Bank 165,056 191,629 -13.9 732,719
140 Sound Community Bank Seattle Wash. Commercial Bank 165,030 179,504 -8.1 624,966
141 Katahdin Trust Company Patten Maine Commercial Bank 164,923 155,284 6.2 746,692
142 Queenstown Bank of Maryland Queenstown Md. Commercial Bank 164,841 169,903 -3.0 401,680
143 Frontier Bank Omaha Neb. Commercial Bank 163,585 137,273 19.2 853,616
144 The Farmers National Bank of Danville Danville Ky. Commercial Bank 163,092 142,823 14.2 462,004
145 Commercial Bank Alma Mich. Commercial Bank 162,565 162,202 0.2 409,107
146 Home Federal Bank Corporation Middlesboro Ky. Commercial Bank 161,417 162,635 -0.7 305,714
147 Liberty Bank and Trust Company New Orleans La. Commercial Bank 161,221 143,828 12.1 433,384
148 The Bank and Trust, SSB Del Rio Tex. Savings Bank 160,930 161,442 -0.3 293,709
149 Vision Bank, National Association Ada Okla. Commercial Bank 160,681 164,754 -2.5 503,449
150 First Western Bank Booneville Ark. Commercial Bank 160,019 157,773 1.4 392,798
151 Bank of the Orient San Francisco Calif. Commercial Bank 159,439 148,979 7.0 708,403
152 First National Bank of Middle Tennessee McMinnville Tenn. Commercial Bank 159,115 130,842 21.6 430,772
153 Texas National Bank of Jacksonville Jacksonville Tex. Commercial Bank 158,004 158,781 -0.5 537,487
154 Bank of San Francisco San Francisco Calif. Commercial Bank 157,655 128,174 23.0 547,475
155 National Capital Bank of Washington Washington D.C. Commercial Bank 157,477 162,523 -3.1 442,263
156 The Bank of Marion Marion Va. Commercial Bank 157,417 126,255 24.7 279,914
157 The Honesdale National Bank Honesdale Pa. Commercial Bank 156,214 162,329 -3.8 562,579
158 First & Farmers National Bank, Inc. Somerset Ky. Commercial Bank 156,036 142,185 9.7 344,232
159 The Community Bank Zanesville Ohio Commercial Bank 155,565 164,136 -5.2 344,656
160 The HomeTown Bank of Alabama Oneonta Ala. Commercial Bank 155,431 150,491 3.3 283,410
161 First State Bank Waynesboro Miss. Commercial Bank 155,319 181,724 -14.5 474,378
162 The First National Bank of McGregor McGregor Tex. Commercial Bank 155,194 160,106 -3.1 548,595
163 Quail Creek Bank, National Association Oklahoma City Okla. Commercial Bank 153,816 147,209 4.5 507,843
164 North Brookfield Savings Bank North Brookfield Mass. Commercial Bank 152,129 156,360 -2.7 238,045
165 Mars Bank Mars Pa. Commercial Bank 151,026 147,886 2.1 281,773
166 Lee Bank Lee Mass. Savings Bank 150,341 155,357 -3.2 336,148
167 Benchmark Bank Plano Tex. Commercial Bank 150,062 119,791 25.3 697,877
168 Franklin Savings Bank Franklin N.H. Savings Bank 149,852 134,686 11.3 395,783
169 MutualOne Bank Framingham Mass. Cooperative Bank 148,365 146,872 1.0 801,448
170 The Richwood Banking Company, Inc. Richwood Ohio Commercial Bank 147,842 146,987 0.6 596,581
171 First Bank Burkburnett Tex. Commercial Bank 147,618 139,964 5.5 444,173
172 York Traditions Bank York Pa. Commercial Bank 147,558 102,714 43.7 520,376
173 Sugar River Bank Newport N.H. Savings Bank 147,113 149,867 -1.8 216,660
174 International Bank of Chicago Chicago Ill. Commercial Bank 147,028 134,846 9.0 567,386
175 Resource Bank Covington La. Commercial Bank 146,510 168,019 -12.8 633,212
176 The Garrett State Bank Garrett Ind. Commercial Bank 146,314 126,067 16.1 209,689
177 Florida Capital Bank, N.A. Jacksonville Fla. Commercial Bank 146,145 155,910 -6.3 372,321
178 Citizens State Bank Somerville Tex. Commercial Bank 145,217 132,867 9.3 475,118
179 Jackson County Bank Seymour Ind. Commercial Bank 145,154 126,453 14.8 514,243
180 Bank of Botetourt Buchanan Va. Commercial Bank 145,108 139,073 4.3 460,604
181 Community Bank of Parkersburg Parkersburg W.Va. Commercial Bank 145,096 143,323 1.2 229,809
182 Greenville Savings Bank Greenville Pa. Savings Bank 144,481 137,623 5.0 198,453
183 Pittsfield Co-operative Bank Pittsfield Mass. Cooperative Bank 144,127 138,678 3.9 249,809
184 Willamette Valley Bank Salem Ore. Commercial Bank 143,958 77,544 85.6 349,168
185 Wayne Savings Community Bank Wooster Ohio Commercial Bank 143,550 152,218 -5.7 397,596
186 Seamen's Bank Provincetown Mass. Savings Bank 143,400 171,559 -16.4 268,353
187 Eagle Bank Everett Mass. Savings Bank 142,854 136,743 4.5 356,734
188 Northmark Bank North Andover Mass. Commercial Bank 142,420 148,704 -4.2 319,817
189 Round Top State Bank Round Top Tex. Commercial Bank 142,160 144,683 -1.7 424,655
190 Hebron Savings Bank Hebron Md. Commercial Bank 141,758 151,395 -6.4 556,656
191 Monson Savings Bank Monson Mass. Savings Bank 140,916 129,548 8.8 409,066
192 Mineola Community Bank, SSB Mineola Tex. Savings Bank 140,444 123,917 13.3 214,832
193 First State Bank Athens Tex. Commercial Bank 140,349 141,917 -1.1 320,888
194 BOM Bank Natchitoches La. Commercial Bank 140,300 127,011 10.5 534,972
195 The Paducah Bank and Trust Company Paducah Ky. Commercial Bank 139,271 152,740 -8.8 606,809
196 BNA Bank New Albany Miss. Commercial Bank 138,387 131,716 5.1 334,895
197 Community Savings Bank Chicago Ill. Savings Bank 138,171 141,040 -2.0 229,906
198 The Poca Valley Bank, Inc. Walton W.Va. Commercial Bank 137,751 132,927 3.6 319,897
199 Tennessee State Bank Pigeon Forge Tenn. Commercial Bank 137,285 116,491 17.9 495,168
200 Peoples Exchange Bank Winchester Ky. Commercial Bank 136,714 124,132 10.1 355,529

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Rankings include only companies current as of Feb. 26, 2021

Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans.

Figures for prior periods are not adjusted for mergers and acquisitions.

© 2021 American Banker

Source:

https://www.spglobal.com/en/

First time home buyers Community banking