Community Banks with the Largest First Mortgage Portfolios

August 29, 2022, 3:49 p.m. EDT 1 Min Read

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					First mortgage loans			Total loans
Rank	Company	City	State	Type of charter	Jun. 30	Year earlier	Change	and leases
1	Adams Community Bank	Adams	Mass.	Savings Bank	$546,640	$505,064	8.2	$706,675
2	Apex Bank	Camden	Tenn.	Commercial Bank	536,402	460,442	16.5	735,537
3	Olympia Federal Savings and Loan Association	Olympia	Wash.	Savings Bank	523,372	466,833	12.1	703,873
4	Mechanics Bank	Mansfield	Ohio	Commercial Bank	486,494	442,138	10.0	577,455
5	Great Midwest Bank, State Savings Bank	Brookfield	Wis.	Savings Bank	466,592	461,184	1.2	675,441
6	First Federal Bank of Kansas City	Lee's Summit	Mo.	Savings Bank	450,723	426,834	5.6	709,854
7	Liberty Bank for Savings	Chicago	Ill.	Savings Bank	446,095	439,137	1.6	501,756
8	The Torrington Savings Bank	Torrington	Conn.	Savings Bank	433,239	424,948	2.0	576,283
9	Passumpsic Savings Bank	Saint Johnsbury	Vt.	Savings Bank	418,913	345,953	21.1	618,484
10	Coastal Heritage Bank	Weymouth	Mass.	Commercial Bank	412,719	375,188	10.0	696,854
11	First Savings Bank of Hegewisch	Chicago	Ill.	Savings Bank	408,241	378,179	7.9	418,563
12	Envision Bank	Randolph	Mass.	Savings Bank	401,120	360,756	11.2	673,956
13	Partners Bank of New England	Sanford	Maine	Savings Bank	400,668	294,272	36.2	737,353
14	Bogota Savings Bank	Teaneck	N.J.	Savings Bank	379,863	344,092	10.4	633,485
15	Maine Community Bank	Biddeford	Maine	Savings Bank	374,817	365,672	2.5	799,662
16	Cape Ann Savings Bank	Gloucester	Mass.	Savings Bank	371,882	326,406	13.9	563,886
17	First Central Savings Bank	Glen Cove	N.Y.	Savings Bank	360,131	207,066	73.9	715,729
18	Winchester Co-operative Bank	Winchester	Mass.	Cooperative Bank	359,299	367,550	-2.2	471,777
19	Pentucket Bank	Haverhill	Mass.	Savings Bank	356,083	324,116	9.9	708,555
20	Tolleson Private Bank	Dallas	Tex.	Commercial Bank	322,808	301,520	7.1	698,648
21	The Savings Bank	Wakefield	Mass.	Savings Bank	322,058	304,991	5.6	498,383
22	Winchester Savings Bank	Winchester	Mass.	Savings Bank	306,618	309,827	-1.0	479,313
23	First Community Bank of Tennessee	Shelbyville	Tenn.	Commercial Bank	303,692	348,271	-12.8	529,581
24	Reading Co-Operative Bank	Reading	Mass.	Cooperative Bank	301,217	255,745	17.8	559,941
25	Everett Co-operative Bank	Everett	Mass.	Cooperative Bank	294,591	252,375	16.7	629,064
26	Plains Commerce Bank	Hoven	S.D.	Commercial Bank	288,142	237,376	21.4	774,690
27	InFirst Bank	Indiana	Pa.	Savings Bank	281,836	237,330	18.8	435,837
28	Claremont Savings Bank	Claremont	N.H.	Savings Bank	276,367	256,516	7.7	365,235
29	National Grand Bank of Marblehead	Marblehead	Mass.	Commercial Bank	274,861	253,506	8.4	299,968
30	Greenfield Co-operative Bank	Greenfield	Mass.	Cooperative Bank	274,671	258,951	6.1	472,001
31	Crest Savings Bank	Wildwood	N.J.	Savings Bank	269,331	260,432	3.4	420,301
32	Sturgis Bank & Trust Company	Sturgis	Mich.	Commercial Bank	269,030	203,520	32.2	623,138
33	Sullivan Bank	Sullivan	Mo.	Commercial Bank	267,665	204,202	31.1	769,859
34	Woodsville Guaranty Savings Bank	Woodsville	N.H.	Savings Bank	266,023	236,916	12.3	427,468
35	Sound Community Bank	Seattle	Wash.	Commercial Bank	262,680	190,898	37.6	806,178
36	One American Bank	Sioux Falls	S.D.	Commercial Bank	262,638	257,561	2.0	371,673
37	Cross County Savings Bank	Middle Village	N.Y.	Savings Bank	260,766	270,213	-3.5	393,021
38	Harleysville Bank	Harleysville	Pa.	Savings Bank	259,491	275,136	-5.7	557,145
39	Skowhegan Savings Bank	Skowhegan	Maine	Savings Bank	253,591	235,522	7.7	515,186
40	Brentwood Bank	Bethel Park	Pa.	Savings Bank	253,043	232,620	8.8	677,191
41	William Penn Bank	Bristol	Pa.	Savings Bank	242,594	290,514	-16.5	478,920
42	Ballston Spa National Bank	Ballston Spa	N.Y.	Commercial Bank	239,929	213,456	12.4	580,667
43	University Bank	Ann Arbor	Mich.	Commercial Bank	236,235	181,865	29.9	417,208
44	TrailWest Bank	Lolo	Mont.	Commercial Bank	234,671	221,909	5.8	644,165
45	The Cooperative Bank	Roslindale	Mass.	Cooperative Bank	233,693	178,918	30.6	435,843
46	The Evangeline Bank and Trust Company	Ville Platte	La.	Commercial Bank	233,619	185,693	25.8	734,984
47	First National Bank of Middle Tennessee	McMinnville	Tenn.	Commercial Bank	232,347	151,900	53.0	609,401
48	Florida Capital Bank, N.A.	Jacksonville	Fla.	Commercial Bank	232,256	91,100	154.9	428,284
49	International Bank of Chicago	Chicago	Ill.	Commercial Bank	231,791	171,344	35.3	673,078
50	Arthur State Bank	Union	S.C.	Commercial Bank	231,611	194,258	19.2	486,601
51	BayVanguard Bank	Sparrows Point	Md.	Savings Bank	231,198	226,547	2.1	633,474
52	New Tripoli Bank	New Tripoli	Pa.	Commercial Bank	230,832	218,430	5.7	420,814
53	1st Colonial Community Bank	Cherry Hill	N.J.	Commercial Bank	230,471	203,365	13.3	571,786
54	Haverhill Bank	Haverhill	Mass.	Savings Bank	229,320	202,948	13.0	386,866
55	The Bank of Fayette County	Piperton	Tenn.	Commercial Bank	226,740	205,818	10.2	664,504
56	Sanibel Captiva Community Bank	Sanibel	Fla.	Commercial Bank	226,057	206,923	9.2	510,346
57	First Columbia Bank & Trust Company	Bloomsburg	Pa.	Commercial Bank	225,384	206,670	9.1	496,294
58	Bank of Bird-in-Hand	Bird in Hand	Pa.	Commercial Bank	224,663	149,322	50.5	856,469
59	Pilot Grove Savings Bank	Pilot Grove	Iowa	Commercial Bank	221,935	199,110	11.5	593,012
60	Clinton Savings Bank	Clinton	Mass.	Savings Bank	220,709	180,159	22.5	462,571
61	Bank of San Francisco	San Francisco	Calif.	Commercial Bank	219,128	197,940	10.7	493,393
62	Phoenixville Federal Bank and Trust	Phoenixville	Pa.	Savings Bank	218,805	188,031	16.4	423,749
63	The First Bank of Greenwich	Cos Cob	Conn.	Commercial Bank	213,492	184,634	15.6	504,635
64	Rondout Savings Bank	Kingston	N.Y.	Savings Bank	212,814	185,468	14.7	365,266
65	StonehamBank	Stoneham	Mass.	Cooperative Bank	212,072	207,385	2.3	562,855
66	Bank of England	England	Ark.	Commercial Bank	210,926	316,945	-33.5	295,790
67	Texas National Bank of Jacksonville	Jacksonville	Tex.	Commercial Bank	210,592	160,829	30.9	612,189
68	PromiseOne Bank	Duluth	Ga.	Commercial Bank	210,045	74,265	182.8	481,431
69	North Country Savings Bank	Canton	N.Y.	Savings Bank	209,593	203,627	2.9	240,439
70	The Muncy Bank and Trust Company	Muncy	Pa.	Commercial Bank	209,182	198,193	5.5	459,448
71	Hamlin Bank and Trust Company	Smethport	Pa.	Commercial Bank	205,511	199,943	2.8	246,935
72	Bay State Savings Bank	Worcester	Mass.	Savings Bank	202,777	183,530	10.5	399,299
73	Norwood Co-operative Bank	Norwood	Mass.	Cooperative Bank	202,234	192,869	4.9	561,494
74	Adirondack Bank	Utica	N.Y.	Commercial Bank	202,009	189,939	6.4	544,012
75	Peoples Community Bank	Greenville	Mo.	Commercial Bank	201,356	188,088	7.1	428,644
76	Bank of Versailles	Versailles	Mo.	Commercial Bank	201,338	180,126	11.8	269,267
77	New Peoples Bank, Inc.	Honaker	Va.	Commercial Bank	200,913	196,861	2.1	585,693
78	Athol Savings Bank	Athol	Mass.	Savings Bank	199,050	198,715	0.2	343,355
79	Clear Mountain Bank, Inc.	Bruceton Mills	W.Va.	Commercial Bank	196,900	201,516	-2.3	553,970
80	Ambler Savings Bank	Ambler	Pa.	Savings Bank	195,766	197,445	-0.9	301,100
81	Main Street Bank Corp.	Wheeling	W.Va.	Commercial Bank	195,368	182,024	7.3	401,698
82	Magyar Bank	New Brunswick	N.J.	Savings Bank	195,237	193,305	1.0	625,161
83	Focus Bank	Charleston	Mo.	Commercial Bank	195,183	194,819	0.2	662,866
84	Community State Bank of Orbisonia	Orbisonia	Pa.	Commercial Bank	194,796	185,324	5.1	331,275
85	Huntingdon Valley Bank	Doylestown	Pa.	Savings Bank	193,947	216,444	-10.4	409,987
86	Essex Savings Bank	Essex	Conn.	Savings Bank	192,377	183,679	4.7	321,530
87	First Western Bank	Booneville	Ark.	Commercial Bank	190,425	190,144	0.1	478,588
88	First Federal Community Bank, SSB	Paris	Tex.	Savings Bank	189,698	175,186	8.3	427,358
89	First Northern Bank and Trust Company	Palmerton	Pa.	Commercial Bank	189,390	194,786	-2.8	536,781
90	Freedom Bank	Huntingburg	Ind.	Commercial Bank	188,525	174,694	7.9	432,642
91	Community National Bank	Derby	Vt.	Commercial Bank	187,455	171,338	9.4	704,155
92	Bank of Charles Town	Charles Town	W.Va.	Commercial Bank	187,246	175,323	6.8	572,218
93	The Northumberland National Bank	Northumberland	Pa.	Commercial Bank	186,864	176,315	6.0	418,342
94	Financial Federal Bank	Memphis	Tenn.	Commercial Bank	186,765	162,062	15.2	795,101
95	The Milford Bank	Milford	Conn.	Savings Bank	185,938	175,206	6.1	407,684
96	The National Bank of Coxsackie	Coxsackie	N.Y.	Commercial Bank	185,713	146,374	26.9	309,309
97	Putnam County Bank	Hurricane	W.Va.	Commercial Bank	185,332	177,208	4.6	349,052
98	The Bank of Marion	Marion	Va.	Commercial Bank	184,823	166,093	11.3	298,291
99	Vision Bank	Ada	Okla.	Commercial Bank	183,832	162,134	13.4	543,118
100	Goldwater Bank, National Association	Phoenix	Ariz.	Commercial Bank	183,795	235,388	-21.9	320,206
101	The Garrett State Bank	Garrett	Ind.	Commercial Bank	182,554	160,257	13.9	246,280
102	Savers Co-operative Bank	Southbridge	Mass.	Cooperative Bank	182,117	180,679	0.8	492,246
103	Franklin Savings Bank	Franklin	N.H.	Savings Bank	181,347	162,589	11.5	488,769
104	Citizens State Bank	Somerville	Tex.	Commercial Bank	180,527	150,512	19.9	578,988
105	The Farmers National Bank of Danville	Danville	Ky.	Commercial Bank	180,073	158,388	13.7	529,051
106	Mechanics Cooperative Bank	Taunton	Mass.	Cooperative Bank	179,938	185,076	-2.8	526,477
107	Empire State Bank	Staten Island	N.Y.	Commercial Bank	178,475	175,378	1.8	424,079
108	First & Farmers National Bank, Inc.	Somerset	Ky.	Commercial Bank	178,045	158,439	12.4	367,100
109	First Bank	Burkburnett	Tex.	Commercial Bank	178,034	188,392	-5.5	529,473
110	The Dart Bank	Mason	Mich.	Commercial Bank	177,886	172,793	2.9	605,619
111	Traditions Bank	Cullman	Ala.	Commercial Bank	177,089	153,583	15.3	510,535
112	Wayne Savings Community Bank	Wooster	Ohio	Commercial Bank	176,551	139,808	26.3	521,762
113	Katahdin Trust Company	Patten	Maine	Commercial Bank	176,352	171,271	3.0	738,684
114	MountainOne Bank	North Adams	Mass.	Savings Bank	175,892	189,471	-7.2	649,610
115	NVE Bank	Englewood	N.J.	Savings Bank	175,583	190,251	-7.7	392,658
116	Northmark Bank	North Andover	Mass.	Commercial Bank	175,516	151,187	16.1	316,351
117	Town & Country Bank	Salem	Mo.	Commercial Bank	175,184	178,551	-1.9	407,133
118	Monson Savings Bank	Monson	Mass.	Savings Bank	175,168	145,006	20.8	461,564
119	CNB Bank, Inc.	Berkeley Springs	W.Va.	Commercial Bank	174,574	176,322	-1.0	395,331
120	Mars Bank	Mars	Pa.	Commercial Bank	174,188	157,597	10.5	308,693
121	Middletown Valley Bank	Middletown	Md.	Commercial Bank	173,537	122,619	41.5	695,541
122	Franklin Savings Bank	Farmington	Maine	Commercial Bank	173,206	161,955	6.9	450,911
	New OMNI Bank, National Association	Alhambra	Calif.	Commercial Bank	173,206	177,474	-2.4	424,512
124	First State Bank	Athens	Tex.	Commercial Bank	172,457	144,274	19.5	388,682
125	Piscataqua Savings Bank	Portsmouth	N.H.	Savings Bank	171,887	161,248	6.6	190,487
126	First Palmetto Bank	Camden	S.C.	Commercial Bank	171,645	161,117	6.5	609,715
127	The Bank of Canton	Canton	Mass.	Savings Bank	171,401	155,365	10.3	495,960
128	Ascendia Bank	Glen Rock	N.J.	Savings Bank	170,515	130,618	30.5	241,771
129	First Commercial Bank	Jackson	Miss.	Commercial Bank	170,295	115,706	47.2	613,827
130	Grand Savings Bank	Grove	Okla.	Commercial Bank	169,660	130,595	29.9	648,234
131	Dean Co-operative Bank	Franklin	Mass.	Cooperative Bank	169,472	178,764	-5.2	289,078
132	BOM Bank	Natchitoches	La.	Commercial Bank	168,366	146,916	14.6	617,295
133	Farmers Bank & Trust Company	Marion	Ky.	Commercial Bank	167,520	138,042	21.4	448,360
134	The National Iron Bank	Salisbury	Conn.	Commercial Bank	165,440	126,906	30.4	215,089
135	Peoples Exchange Bank	Winchester	Ky.	Commercial Bank	165,122	143,697	14.9	400,517
136	First Federal Community Bank, National Association	Dover	Ohio	Commercial Bank	164,202	136,627	20.2	509,814
137	Commercial Bank	Ithaca	Mich.	Commercial Bank	163,176	159,267	2.5	412,037
138	The Savings Bank	Circleville	Ohio	Commercial Bank	163,158	129,950	25.6	317,250
139	Beacon Community Bank	Charleston	S.C.	Commercial Bank	161,105	112,251	43.5	380,904
140	Sugar River Bank	Newport	N.H.	Savings Bank	161,013	150,385	7.1	240,579
141	Greenville Savings Bank	Greenville	Pa.	Savings Bank	159,843	144,059	11.0	226,178
142	Quail Creek Bank	Oklahoma City	Okla.	Commercial Bank	159,103	155,548	2.3	508,247
143	The Bank and Trust, SSB	Del Rio	Tex.	Savings Bank	158,147	151,016	4.7	295,119
144	Bank of Houston	Houston	Tex.	Commercial Bank	157,871	41,152	283.6	569,132
145	Carthage Savings and Loan, National Association	Carthage	N.Y.	Commercial Bank	157,569	148,780	5.9	201,118
146	Calvin B. Taylor Banking Company of Berlin, Maryland	Berlin	Md.	Commercial Bank	157,517	129,587	21.6	489,366
147	The Honesdale National Bank	Honesdale	Pa.	Commercial Bank	157,509	148,513	6.1	594,090
148	Hearthside Bank Corporation	Middlesboro	Ky.	Commercial Bank	157,459	153,580	2.5	319,680
149	The Bennington State Bank	Salina	Kan.	Commercial Bank	157,257	143,271	9.8	652,865
150	Traditions Bank	York	Pa.	Commercial Bank	157,114	135,195	16.2	576,746
151	Lee Bank	Lee	Mass.	Savings Bank	156,888	148,998	5.3	334,290
152	Queenstown Bank of Maryland	Queenstown	Md.	Commercial Bank	156,695	156,785	-0.1	404,736
153	Prime Meridian Bank	Tallahassee	Fla.	Commercial Bank	156,088	127,579	22.3	554,902
154	First Reliance Bank	Florence	S.C.	Commercial Bank	156,031	137,471	13.5	657,571
155	The First National Bank of McGregor	McGregor	Tex.	Commercial Bank	155,617	145,808	6.7	542,146
156	OSB Community Bank	Ottawa	Ill.	Commercial Bank	155,296	151,048	2.8	294,374
157	The HomeTown Bank of Alabama	Oneonta	Ala.	Commercial Bank	154,745	152,310	1.6	273,425
158	Pittsfield Co-operative Bank	Pittsfield	Mass.	Cooperative Bank	154,627	139,516	10.8	257,649
159	Truxton Trust Company	Nashville	Tenn.	Commercial Bank	154,552	119,262	29.6	570,090
160	The Poca Valley Bank, Inc.	Walton	W.Va.	Commercial Bank	154,398	136,921	12.8	353,412
161	Jefferson Security Bank	Shepherdstown	W.Va.	Commercial Bank	153,009	128,232	19.3	275,707
162	Mineola Community Bank, SSB	Mineola	Tex.	Savings Bank	152,868	148,873	2.7	232,026
163	BNA Bank	New Albany	Miss.	Commercial Bank	151,904	139,792	8.7	352,765
164	Wakefield Co-operative Bank	Wakefield	Mass.	Cooperative Bank	151,846	127,823	18.8	214,902
165	BankGloucester	Gloucester	Mass.	Cooperative Bank	151,548	127,343	19.0	279,286
	Community Bank of Parkersburg	Parkersburg	W.Va.	Commercial Bank	151,548	144,578	4.8	244,581
167	First National Bank North	Walker	Minn.	Commercial Bank	151,201	122,324	23.6	441,680
168	Signature Bank of Arkansas	Fayetteville	Ark.	Commercial Bank	150,880	121,643	24.0	718,450
169	Eagle Bank	Everett	Mass.	Savings Bank	150,644	138,310	8.9	392,031
170	First Bank & Trust Company	Duncan	Okla.	Commercial Bank	149,779	150,882	-0.7	571,406
171	CIBM Bank	Champaign	Ill.	Commercial Bank	149,148	152,198	-2.0	556,547
172	Legacy National Bank	Springdale	Ark.	Commercial Bank	148,822	125,634	18.5	754,195
173	The Community Bank	Zanesville	Ohio	Commercial Bank	148,760	136,402	9.1	351,925
174	Bank of Pontiac	Pontiac	Ill.	Commercial Bank	148,402	133,084	11.5	576,266
175	Round Top State Bank	Round Top	Tex.	Commercial Bank	148,249	136,991	8.2	483,671
176	The Lincoln National Bank of Hodgenville	Hodgenville	Ky.	Commercial Bank	148,240	140,439	5.6	264,122
177	Platte Valley Bank	Scottsbluff	Neb.	Commercial Bank	148,225	142,487	4.0	723,235
178	First Metro Bank	Muscle Shoals	Ala.	Commercial Bank	148,224	124,486	19.1	483,739
179	American Bank of Missouri	Wellsville	Mo.	Commercial Bank	148,217	110,358	34.3	560,107
180	DR Bank	Darien	Conn.	Commercial Bank	147,430	130,919	12.6	333,440
181	American National Bank of Minnesota	Baxter	Minn.	Commercial Bank	147,420	120,530	22.3	364,770
182	Timberline Bank	Grand Junction	Colo.	Commercial Bank	147,379	70,715	108.4	495,499
183	Chickasaw Community Bank	Oklahoma City	Okla.	Commercial Bank	146,303	85,667	70.8	314,620
184	National Bank of Middlebury	Middlebury	Vt.	Commercial Bank	146,207	137,952	6.0	291,783
185	Bank of Botetourt	Buchanan	Va.	Commercial Bank	146,120	141,655	3.2	439,924
186	First State Bank of St. Charles, Missouri	Saint Charles	Mo.	Commercial Bank	146,020	141,714	3.0	291,245
187	Consumers National Bank	Minerva	Ohio	Commercial Bank	145,833	122,984	18.6	613,012
188	North Brookfield Savings Bank	North Brookfield	Mass.	Commercial Bank	145,631	149,477	-2.6	227,684
189	BayFirst National Bank	Saint Petersburg	Fla.	Commercial Bank	145,280	180,229	-19.4	716,409
190	Generations Bank	Rogers	Ark.	Commercial Bank	145,134	124,092	17.0	574,456
191	International Finance Bank	Miami	Fla.	Commercial Bank	144,734	154,130	-6.1	820,648
192	Cornhusker Bank	Lincoln	Neb.	Commercial Bank	144,240	122,765	17.5	657,250
193	Anstaff Bank	Green Forest	Ark.	Commercial Bank	142,875	133,772	6.8	660,271
194	North Shore Bank of Commerce	Duluth	Minn.	Commercial Bank	142,771	175,627	-18.7	278,337
195	BankTennessee	Collierville	Tenn.	Commercial Bank	142,469	102,312	39.2	456,205
196	First Midwest Bank of the Ozarks	Poplar Bluff	Mo.	Commercial Bank	142,375	111,079	28.2	581,877
197	Washington Savings Bank	Lowell	Mass.	Commercial Bank	141,767	134,024	5.8	223,754
198	Bank of Odessa	Odessa	Mo.	Commercial Bank	141,735	122,511	15.7	283,233
199	PriorityOne Bank	Magee	Miss.	Commercial Bank	141,690	129,275	9.6	692,693
200	Jackson County Bank	Seymour	Ind.	Commercial Bank	141,483	143,327	-1.3	532,912

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Rankings include only companies current as of Aug. 26, 2022.

Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans.

Figures for prior periods are not adjusted for mergers and acquisitions.

Source: https://www.spglobal.com/en/