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Community Banks with the Largest First Mortgage Portfolios (Mar. 31, 2020)

Published June 08, 2020, 11:26 a.m. EDT
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Updated June 01, 2021, 1:16 p.m. EDT
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Community Banks with the Largest First Mortgage Portfolios
Rank Company City State Type of charter First mortgage loans
'Mar. 31		 First mortgage loans
Year earlier		 Change Total loans
and leases
1 Great Midwest Bank, S.S.B. Brookfield Wis. Savings Bank $533,449 $551,390 -3.3 $736,968
2 Helm Bank USA Miami Fla. Commercial Bank 521,590 499,708 4.4 550,527
3 Cooperative Bank of Cape Cod Hyannis Mass. Cooperative Bank 493,278 484,258 1.9 838,640
4 Olympia Federal Savings and Loan Association Olympia Wash. Savings Bank 463,607 448,921 3.3 596,186
5 Greenfield Savings Bank Greenfield Mass. Savings Bank 457,933 458,278 -0.1 731,753
6 Torrington Savings Bank Torrington Conn. Savings Bank 457,585 436,767 4.8 535,564
7 Hanover Community Bank Garden City Park N.Y. Commercial Bank 443,606 391,742 13.2 694,547
8 Liberty Bank for Savings Chicago Ill. Savings Bank 439,799 415,238 5.9 481,920
9 Landmark Community Bank Collierville Tenn. Commercial Bank 439,540 524,071 -16.1 745,295
10 Coastal Heritage Bank Weymouth Mass. Commercial Bank 431,892 141,388 205.5 708,623
11 Georgia Banking Company Sandy Springs Ga. Commercial Bank 427,986 217,434 96.8 606,248
12 Adams Community Bank Adams Mass. Savings Bank 427,214 389,596 9.7 541,949
13 Ulster Savings Bank Kingston N.Y. Savings Bank 405,578 381,962 6.2 804,251
14 Martha's Vineyard Savings Bank Edgartown Mass. Commercial Bank 395,781 380,695 4.0 728,985
15 Farmers National Bank of Emlenton Emlenton Pa. Commercial Bank 394,303 399,420 -1.3 741,950
16 Winchester Co-operative Bank Winchester Mass. Cooperative Bank 393,542 391,861 0.4 502,992
17 Mechanics Bank Mansfield Ohio Commercial Bank 392,594 359,155 9.3 474,514
18 Standard Bank, PaSB Monroeville Pa. Savings Bank 387,036 412,472 -6.2 715,536
19 Bogota Savings Bank (MHC) Teaneck N.J. Savings Bank 386,497 372,597 3.7 548,717
20 Maine Community Bank Biddeford Maine Savings Bank 376,563 220,389 70.9 805,312
21 NBKC Bank Kansas City Mo. Commercial Bank 366,969 244,013 50.4 624,911
22 Marquette Savings Bank Erie Pa. Savings Bank 360,458 363,817 -0.9 542,982
23 Harleysville Bank Harleysville Pa. Savings Bank 336,482 349,439 -3.7 597,069
24 Savings Bank Wakefield Mass. Savings Bank 333,998 335,144 -0.3 489,675
25 Envision Bank Stoughton Mass. Savings Bank 333,558 307,608 8.4 540,004
26 Banco Do Brasil Americas Miami Fla. Commercial Bank 326,566 302,028 8.1 491,445
27 Elmira Savings Bank Elmira N.Y. Savings Bank 324,141 304,371 6.5 514,305
28 Pentucket Bank Haverhill Mass. Savings Bank 316,225 277,451 14.0 664,668
29 Fieldpoint Private Bank & Trust Greenwich Conn. Commercial Bank 312,797 333,213 -6.1 732,366
30 Guilford Savings Bank Guilford Conn. Savings Bank 311,475 305,641 1.9 651,956
31 Winchester Savings Bank Winchester Mass. Savings Bank 309,217 291,608 6.0 445,957
32 Dime Bank Norwich Conn. Savings Bank 303,042 299,508 1.2 660,182
33 Texas Bank Financial Weatherford Tex. Commercial Bank 295,409 232,325 27.2 379,780
34 Apex Bank Camden Tenn. Commercial Bank 295,128 284,573 3.7 450,355
35 Merchants National Bank Hillsboro Ohio Commercial Bank 291,371 224,227 29.9 803,973
36 Bath Savings Institution Bath Maine Savings Bank 290,860 286,832 1.4 633,903
37 Cape Ann Savings Bank Gloucester Mass. Savings Bank 288,784 274,381 5.2 436,357
38 Central National Bank Waco Tex. Commercial Bank 287,160 297,530 -3.5 761,786
39 Reading Cooperative Bank Reading Mass. Cooperative Bank 278,638 270,403 3.0 474,094
40 Crest Savings Bank Wildwood N.J. Savings Bank 274,711 273,178 0.6 419,345
41 Bank of England England Ark. Commercial Bank 274,128 186,854 46.7 362,805
42 Farmers State Bank Lagrange Ind. Commercial Bank 272,737 249,917 9.1 600,280
43 West Gate Bank Lincoln Neb. Commercial Bank 270,898 140,576 92.7 684,509
44 Benchmark Community Bank Kenbridge Va. Commercial Bank 268,121 262,570 2.1 590,338
45 Claremont Savings Bank Claremont N.H. Savings Bank 265,445 247,298 7.3 354,516
46 Fortis Private Bank Denver Colo. Commercial Bank 265,385 201,493 31.7 675,884
47 Greenfield Co-operative Bank Greenfield Mass. Cooperative Bank 260,097 249,428 4.3 437,684
48 First American Bank and Trust Vacherie La. Commercial Bank 257,794 227,809 13.2 667,685
49 Passumpsic Bank Saint Johnsbury Vt. Savings Bank 255,743 241,125 6.1 520,270
50 Solvay Bank Solvay N.Y. Commercial Bank 253,955 246,549 3.0 594,953
51 First Community Bank of Tennessee Shelbyville Tenn. Commercial Bank 253,046 152,055 66.4 461,273
52 Fidelity Bank New Orleans La. Savings Bank 242,437 228,281 6.2 558,528
53 Cross County Savings Bank Middle Village N.Y. Savings Bank 239,728 219,096 9.4 355,720
54 Huntingdon Valley Bank Doylestown Pa. Savings Bank 239,431 213,788 12.0 291,439
55 Partners Bank of New England Sanford Maine Savings Bank 238,974 222,527 7.4 523,783
56 William Penn Bank, (MHC) Bristol Pa. Savings Bank 235,434 221,079 6.5 349,417
57 NVE Bank Englewood N.J. Savings Bank 234,919 260,633 -9.9 464,465
58 National Grand Bank of Marblehead Marblehead Mass. Commercial Bank 233,446 215,081 8.5 265,082
59 Sturdy Savings Bank Cape May Court House N.J. Savings Bank 233,431 231,284 0.9 550,862
60 Brentwood Bank Bethel Park Pa. Savings Bank 229,167 193,444 18.5 577,755
61 New Tripoli Bank New Tripoli Pa. Commercial Bank 228,349 216,339 5.6 388,319
62 Woodsville Guaranty Savings Bank Woodsville N.H. Savings Bank 227,453 227,455 0.0 391,372
63 CFBank, National Association Worthington Ohio Commercial Bank 224,847 120,982 85.9 830,139
64 Fauquier Bank Warrenton Va. Commercial Bank 224,405 207,456 8.2 568,630
65 Bay State Savings Bank Worcester Mass. Savings Bank 222,214 204,246 8.8 402,469
66 RSI Bank Rahway N.J. Savings Bank 221,676 222,658 -0.4 362,409
67 StonehamBank Stoneham Mass. Cooperative Bank 221,359 214,011 3.4 509,365
68 New Peoples Bank, Inc. Honaker Va. Commercial Bank 220,969 229,777 -3.8 560,958
69 Bridgewater Savings Bank Raynham Mass. Commercial Bank 218,553 194,396 12.4 479,475
70 City National Bank of Sulphur Springs Sulphur Springs Tex. Commercial Bank 217,747 203,872 6.8 554,053
71 First Southern National Bank Lancaster Ky. Commercial Bank 216,480 223,339 -3.1 625,914
72 Norwood Co-operative Bank Norwood Mass. Cooperative Bank 214,261 195,966 9.3 497,553
73 MountainOne Bank North Adams Mass. Savings Bank 214,184 237,259 -9.7 704,475
74 Brannen Bank Inverness Fla. Commercial Bank 213,599 220,189 -3.0 301,351
75 First Columbia Bank & Trust Co. Bloomsburg Pa. Commercial Bank 212,503 215,208 -1.3 473,201
76 First Northern Bank and Trust Company Palmerton Pa. Commercial Bank 211,578 214,408 -1.3 557,417
77 Clear Mountain Bank Bruceton Mills W.Va. Commercial Bank 211,171 203,437 3.8 492,996
78 Kish Bank Belleville Pa. Commercial Bank 210,553 198,057 6.3 714,351
79 InFirst Bank Indiana Pa. Savings Bank 208,886 205,460 1.7 363,477
80 Tolleson Private Bank Dallas Tex. Commercial Bank 208,503 189,303 10.1 448,323
81 Adirondack Bank Utica N.Y. Commercial Bank 207,806 190,694 9.0 524,209
82 Crockett National Bank San Antonio Tex. Commercial Bank 207,320 178,896 15.9 558,725
83 Clinton Savings Bank Clinton Mass. Savings Bank 206,092 208,065 -0.9 423,560
84 Bank of Fayette County Piperton Tenn. Commercial Bank 205,825 198,616 3.6 575,028
85 Sanibel Captiva Community Bank Sanibel Fla. Commercial Bank 205,771 204,787 0.5 412,119
86 Webster Five Cents Savings Bank Webster Mass. Savings Bank 205,285 248,672 -17.4 695,264
87 Savers Co-operative Bank Southbridge Mass. Cooperative Bank 204,943 204,453 0.2 492,623
88 Skowhegan Savings Bank Skowhegan Maine Savings Bank 204,652 200,352 2.1 466,856
89 Montgomery Bank Sikeston Mo. Commercial Bank 203,753 214,903 -5.2 731,603
90 Everett Co-operative Bank Everett Mass. Cooperative Bank 202,642 208,660 -2.9 425,903
91 Putnam County Bank Hurricane W.Va. Commercial Bank 202,482 211,654 -4.3 339,924
92 North State Bank Raleigh N.C. Commercial Bank 201,955 185,756 8.7 816,099
93 Mountain Commerce Bank Knoxville Tenn. Commercial Bank 198,955 170,020 17.0 824,735
94 Ballston Spa National Bank Ballston Spa N.Y. Commercial Bank 198,747 181,786 9.3 479,720
95 University Bank Ann Arbor Mich. Commercial Bank 198,432 64,746 206.5 267,898
96 Hamlin Bank and Trust Company Smethport Pa. Commercial Bank 198,205 191,340 3.6 237,748
97 Phoenixville Federal Bank and Trust Phoenixville Pa. Savings Bank 197,818 174,915 13.1 374,633
98 Cooperative Bank Roslindale Mass. Cooperative Bank 197,536 185,928 6.2 361,433
99 BayVanguard Bank (MHC) Sparrows Point Md. Savings Bank 197,050 141,025 39.7 329,851
100 Muncy Bank and Trust Company Muncy Pa. Commercial Bank 196,909 189,889 3.7 386,807
101 TrailWest Bank Lolo Mont. Commercial Bank 196,853 174,848 12.6 547,697
102 North Country Savings Bank Canton N.Y. Savings Bank 194,621 180,147 8.0 226,689
103 Perpetual Federal Savings Bank Urbana Ohio Commercial Bank 192,602 207,780 -7.3 332,990
104 Bank of Canton Canton Mass. Savings Bank 192,441 202,315 -4.9 544,273
105 Northwest Community Bank Winsted Conn. Savings Bank 192,064 183,285 4.8 312,097
106 Union Bank Morrisville Vt. Commercial Bank 191,460 182,706 4.8 694,043
107 PrimeSouth Bank Waycross Ga. Commercial Bank 191,395 139,829 36.9 595,787
108 Athol Savings Bank Athol Mass. Savings Bank 191,330 207,503 -7.8 297,058
109 Citizens Tri-County Bank Dunlap Tenn. Commercial Bank 191,173 189,907 0.7 577,109
110 Magyar Bank (MHC) New Brunswick N.J. Savings Bank 190,705 172,629 10.5 547,445
111 First State Bank of St. Charles, Missouri Saint Charles Mo. Commercial Bank 190,228 144,772 31.4 321,428
112 First Bank Strasburg Va. Commercial Bank 190,013 176,812 7.5 582,489
113 Northumberland National Bank Northumberland Pa. Commercial Bank 189,228 184,286 2.7 376,948
114 Ambler Savings Bank Ambler Pa. Savings Bank 189,177 191,389 -1.2 258,333
115 SouthStar Bank, S.S.B. Moulton Tex. Savings Bank 188,683 185,399 1.8 733,805
116 Patriot Bank, National Association Stamford Conn. Commercial Bank 188,178 177,749 5.9 836,837
117 Farmers & Merchants Bank Timberville Va. Commercial Bank 187,443 193,899 -3.3 670,349
118 Skyline National Bank Independence Va. Commercial Bank 185,183 161,045 15.0 577,191
119 CIBM Bank Champaign Ill. Commercial Bank 184,849 147,869 25.0 538,747
120 Essex Savings Bank Essex Conn. Savings Bank 184,825 190,796 -3.1 315,598
121 Focus Bank Charleston Mo. Commercial Bank 184,520 189,634 -2.7 615,899
122 Pilot Grove Savings Bank Pilot Grove Iowa Commercial Bank 184,337 175,216 5.2 525,839
123 Bank of Clarke County Berryville Va. Commercial Bank 184,046 182,451 0.9 671,080
124 Rondout Savings Bank Kingston N.Y. Savings Bank 183,971 165,706 11.0 314,948
125 First Federal Community Bank, SSB Paris Tex. Savings Bank 181,968 182,615 -0.4 385,844
126 Mechanics Cooperative Bank Taunton Mass. Cooperative Bank 181,850 158,278 14.9 497,797
127 1st Colonial Community Bank Cherry Hill N.J. Commercial Bank 181,692 176,271 3.1 431,064
128 First State Bank Waynesboro Miss. Commercial Bank 181,504 207,395 -12.5 512,530
129 Community State Bank of Orbisonia Orbisonia Pa. Commercial Bank 181,281 185,046 -2.0 285,522
130 CNB Bank, Inc. Berkeley Springs W.Va. Commercial Bank 180,318 177,672 1.5 324,526
131 Town & Country Bank Salem Mo. Commercial Bank 179,895 176,503 1.9 393,866
132 Northway Bank Berlin N.H. Commercial Bank 179,176 210,146 -14.7 640,843
133 Central Bank Houston Tex. Commercial Bank 178,362 168,769 5.7 633,836
134 Haverhill Bank Haverhill Mass. Cooperative Bank 177,891 181,482 -2.0 304,763
135 Milford Bank Milford Conn. Savings Bank 176,666 170,286 3.7 394,315
136 South Atlantic Bank Myrtle Beach S.C. Commercial Bank 174,408 156,842 11.2 599,508
137 Sound Community Bank Seattle Wash. Commercial Bank 173,665 169,696 2.3 631,298
138 Main Street Bank Corp. Wheeling W.Va. Commercial Bank 173,519 178,591 -2.8 375,243
139 Community Bank Zanesville Ohio Commercial Bank 172,991 160,332 7.9 343,946
140 First National Bank Wichita Falls Tex. Commercial Bank 172,117 134,030 28.4 533,946
141 Franklin Savings Bank Farmington Maine Commercial Bank 172,074 164,824 4.4 414,157
142 Queenstown Bank of Maryland Queenstown Md. Commercial Bank 172,049 162,194 6.1 396,552
143 Triumph Bank Memphis Tenn. Commercial Bank 172,021 136,462 26.1 648,597
144 Freedom Bank Huntingburg Ind. Commercial Bank 172,004 170,911 0.6 398,894
145 Seamen's Bank Provincetown Mass. Savings Bank 170,996 164,112 4.2 286,101
146 Empire State Bank Newburgh N.Y. Commercial Bank 170,705 152,527 11.9 373,411
147 Peoples Community Bank Greenville Mo. Commercial Bank 170,505 163,467 4.3 345,849
148 Friendship State Bank Friendship Ind. Commercial Bank 169,373 166,350 1.8 290,219
149 Resource Bank Covington La. Commercial Bank 169,197 166,272 1.8 667,487
150 Mansfield Co-operative Bank Mansfield Mass. Cooperative Bank 168,595 196,455 -14.2 419,333
151 Bank of Charles Town Charles Town W.Va. Commercial Bank 167,806 169,690 -1.1 422,648
152 Bank of Versailles Versailles Mo. Commercial Bank 166,401 157,211 5.8 232,802
153 National Capital Bank of Washington Washington D.C. Commercial Bank 164,932 138,081 19.4 385,865
154 Dean Co-operative Bank Franklin Mass. Cooperative Bank 164,532 148,703 10.6 269,168
155 Community National Bank Newport Vt. Commercial Bank 164,406 163,940 0.3 635,438
156 Piscataqua Savings Bank Portsmouth N.H. Savings Bank 164,286 167,154 -1.7 189,809
157 Monticello Banking Company Monticello Ky. Commercial Bank 163,880 155,250 5.6 584,665
158 Home Federal Bank Corporation Middlesboro Ky. Commercial Bank 163,467 158,894 2.9 292,605
159 Vision Bank, National Association Ada Okla. Commercial Bank 162,431 162,703 -0.2 467,054
160 Chambers Bank Danville Ark. Commercial Bank 162,338 114,488 41.8 789,652
161 Citizens Bank Batesville Ark. Commercial Bank 161,713 165,121 -2.1 744,046
162 Bank and Trust, SSB Del Rio Tex. Savings Bank 161,156 160,042 0.7 290,835
163 Goldwater Bank, N.A. Phoenix Ariz. Commercial Bank 161,035 84,254 91.1 191,574
164 New OMNI Bank, National Association Alhambra Calif. Commercial Bank 160,789 174,305 -7.8 370,211
165 Commercial Bank Alma Mich. Commercial Bank 160,236 162,349 -1.3 387,975
166 JD Bank Jennings La. Commercial Bank 159,266 161,105 -1.1 625,106
167 Arthur State Bank Union S.C. Commercial Bank 159,115 141,420 12.5 374,759
168 International Finance Bank Miami Fla. Commercial Bank 158,293 135,221 17.1 629,621
169 First National Bank of McGregor McGregor Tex. Commercial Bank 158,258 157,767 0.3 479,682
170 Honesdale National Bank Honesdale Pa. Commercial Bank 158,081 156,959 0.7 525,926
171 Bank of the Orient San Francisco Calif. Commercial Bank 157,638 132,837 18.7 748,392
172 Financial Federal Bank Memphis Tenn. Commercial Bank 157,347 146,800 7.2 624,000
173 First Western Bank Booneville Ark. Commercial Bank 157,329 150,641 4.4 384,928
174 Southwest Missouri Bank Carthage Mo. Commercial Bank 157,323 161,522 -2.6 460,209
175 Sullivan Bank Sullivan Mo. Commercial Bank 157,256 159,982 -1.7 457,946
176 Bank of Jackson Hole Jackson Wyo. Commercial Bank 157,219 141,402 11.2 675,869
177 North Brookfield Savings Bank North Brookfield Mass. Commercial Bank 156,267 151,870 2.9 236,395
178 Katahdin Trust Company Patten Maine Commercial Bank 155,751 150,026 3.8 716,411
179 Farmers National Bank of Danville Danville Ky. Commercial Bank 154,625 139,698 10.7 438,259
180 Evangeline Bank and Trust Company Ville Platte La. Commercial Bank 154,534 157,367 -1.8 431,309
181 Lee Bank Lee Mass. Savings Bank 153,514 156,200 -1.7 322,590
182 Peoples State Bank Wausau Wis. Commercial Bank 153,145 142,667 7.3 715,849
183 Landmark National Bank Manhattan Kan. Commercial Bank 153,025 140,122 9.2 570,968
184 HomeTown Bank of Alabama Oneonta Ala. Commercial Bank 152,116 138,711 9.7 270,930
185 Paducah Bank and Trust Company Paducah Ky. Commercial Bank 151,338 144,879 4.5 549,341
186 Quail Creek Bank, National Association Oklahoma City Okla. Commercial Bank 150,543 128,613 17.1 518,122
187 First Federal Bank Dickson Tenn. Savings Bank 149,772 143,148 4.6 387,355
188 Wayne Savings Community Bank Wooster Ohio Commercial Bank 149,726 178,079 -15.9 380,958
189 Great Plains National Bank Hollis Okla. Commercial Bank 149,644 145,049 3.2 697,844
190 Richwood Banking Company, Inc. Richwood Ohio Commercial Bank 149,591 153,428 -2.5 534,812
191 Northmark Bank North Andover Mass. Commercial Bank 149,327 140,657 6.2 309,186
192 Texas National Bank of Jacksonville Jacksonville Tex. Commercial Bank 149,148 153,724 -3.0 493,799
193 Sugar River Bank Newport N.H. Savings Bank 149,132 140,733 6.0 217,249
194 Hebron Savings Bank Hebron Md. Commercial Bank 148,578 156,407 -5.0 509,809
195 First National Bank of Middle Tennessee McMinnville Tenn. Commercial Bank 147,703 134,561 9.8 378,349
196 County National Bank Hillsdale Mich. Commercial Bank 147,687 138,159 6.9 642,152
197 Westbury Bank Waukesha Wis. Commercial Bank 147,471 161,758 -8.8 654,143
198 MutualOne Bank Framingham Mass. Cooperative Bank 146,946 149,068 -1.4 772,244
199 Mars Bank Mars Pa. Commercial Bank 146,840 131,566 11.6 276,761
200 Bank of Botetourt Buchanan Va. Commercial Bank 146,416 120,909 21.1 437,950

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Rankings include only companies current as of June 5, 2020

Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans.

Figures for prior periods are not adjusted for mergers and acquisitions.

© 2020 American Banker

Source:

https://www.spglobal.com/en/


First time home buyers Community banking