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Community Banks with the Largest First Mortgage Portfolios

June 01, 2021, 1:11 p.m. EDT 1 Min Read
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Community Banks with the Largest First Mortgage Portfolios
Rank Company City State Type of charter First mortgage loans
Mar. 31		 First
mortgage loans
Year earlier		 Change Total loans
and leases
1 Helm Bank USA Miami Fla. Commercial Bank $489,616 $521,590 -6.1 $513,851
2 Adams Community Bank Adams Mass. Savings Bank 487,637 427,214 14.1 613,080
3 Great Midwest Bank, State Savings Bank Brookfield Wis. Savings Bank 479,574 533,449 -10.1 667,333
4 Apex Bank Camden Tenn. Commercial Bank 478,123 295,128 62.0 644,584
5 Olympia Federal Savings and Loan Association Olympia Wash. Savings Bank 452,693 463,607 -2.4 607,709
6 Haven Savings Bank Hoboken N.J. Savings Bank 433,512 573,323 -24.4 728,381
7 Mechanics Bank Mansfield Ohio Commercial Bank 431,234 392,594 9.8 528,365
8 Liberty Bank for Savings Chicago Ill. Savings Bank 429,877 439,799 -2.3 476,769
9 The Torrington Savings Bank Torrington Conn. Savings Bank 428,428 457,585 -6.4 515,375
10 Hanover Community Bank Garden City Park N.Y. Commercial Bank 408,725 443,606 -7.9 764,489
11 Georgia Banking Company Sandy Springs Ga. Commercial Bank 398,982 427,986 -6.8 536,255
12 Texas Bank Financial Weatherford Tex. Commercial Bank 394,262 295,409 33.5 491,672
13 First Community Bank of Tennessee Shelbyville Tenn. Commercial Bank 390,966 253,046 54.5 620,973
14 Coastal Heritage Bank Weymouth Mass. Commercial Bank 378,641 431,892 -12.3 691,353
15 Bogota Savings Bank Teaneck N.J. Savings Bank 368,845 386,497 -4.6 612,018
16 Winchester Co-operative Bank Winchester Mass. Cooperative Bank 363,099 393,542 -7.7 472,642
17 Envision Bank Stoughton Mass. Savings Bank 353,166 333,558 5.9 591,723
18 One American Bank Sioux Falls S.D. Commercial Bank 347,148 36,522 850.5 429,499
19 Northwest Community Bank Winsted Conn. Savings Bank 329,641 192,064 71.6 665,535
20 Bank of England England Ark. Commercial Bank 328,074 274,128 19.7 425,724
21 The Guilford Savings Bank Guilford Conn. Savings Bank 327,006 311,475 5.0 700,895
22 Pentucket Bank Haverhill Mass. Savings Bank 316,621 316,225 0.1 713,165
23 Cape Ann Savings Bank Gloucester Mass. Savings Bank 313,024 288,784 8.4 477,970
24 Banco Do Brasil Americas Miami Fla. Commercial Bank 312,352 326,566 -4.4 486,760
25 Passumpsic Savings Bank Saint Johnsbury Vt. Savings Bank 311,331 255,743 21.7 567,482
26 Winchester Savings Bank Winchester Mass. Savings Bank 310,644 309,217 0.5 454,487
27 William Penn Bank Bristol Pa. Savings Bank 305,375 235,434 29.7 479,329
28 The Savings Bank Wakefield Mass. Savings Bank 291,016 333,998 -12.9 462,788
29 Elmira Savings Bank Elmira N.Y. Savings Bank 290,859 324,141 -10.3 486,059
30 Harleysville Bank Harleysville Pa. Savings Bank 285,956 336,482 -15.0 581,126
31 Partners Bank of New England Sanford Maine Savings Bank 283,761 238,974 18.7 590,452
32 Tolleson Private Bank Dallas Tex. Commercial Bank 281,426 208,503 35.0 620,743
33 West Gate Bank Lincoln Neb. Commercial Bank 276,768 270,898 2.2 741,596
34 Crockett National Bank San Antonio Tex. Commercial Bank 268,336 207,320 29.4 586,848
35 Cross County Savings Bank Middle Village N.Y. Savings Bank 267,862 239,728 11.7 394,086
36 Benchmark Community Bank Kenbridge Va. Commercial Bank 266,060 268,121 -0.8 630,906
37 Crest Savings Bank Wildwood N.J. Savings Bank 264,681 274,711 -3.7 420,532
38 Reading Co-Operative Bank Reading Mass. Cooperative Bank 260,630 278,638 -6.5 492,587
39 Greenfield Co-operative Bank Greenfield Mass. Cooperative Bank 259,438 260,097 -0.3 458,140
40 Fidelity Bank New Orleans La. Savings Bank 254,939 242,437 5.2 722,113
41 Claremont Savings Bank Claremont N.H. Savings Bank 249,779 265,445 -5.9 355,949
42 National Grand Bank of Marblehead Marblehead Mass. Commercial Bank 245,961 233,446 5.4 280,475
43 BayVanguard Bank Sparrows Point Md. Savings Bank 242,350 197,050 23.0 620,379
44 Everett Co-operative Bank Everett Mass. Cooperative Bank 242,317 202,642 19.6 479,501
45 Evolve Bank & Trust Memphis Tenn. Commercial Bank 241,329 112,858 113.8 553,246
46 Woodsville Guaranty Savings Bank Woodsville N.H. Savings Bank 239,648 227,453 5.4 421,675
47 InFirst Bank Indiana Pa. Savings Bank 231,991 208,886 11.1 391,378
48 Skowhegan Savings Bank Skowhegan Maine Savings Bank 228,850 204,652 11.8 486,059
49 Brentwood Bank Bethel Park Pa. Savings Bank 228,840 229,167 -0.1 614,805
50 New Tripoli Bank New Tripoli Pa. Commercial Bank 218,996 228,349 -4.1 402,132
51 First National Bank Wichita Falls Tex. Commercial Bank 217,912 172,117 26.6 722,193
52 TrailWest Bank Lolo Mont. Commercial Bank 216,673 196,853 10.1 603,090
53 Huntingdon Valley Bank Doylestown Pa. Savings Bank 213,246 239,431 -10.9 402,667
54 StonehamBank Stoneham Mass. Cooperative Bank 212,490 221,359 -4.0 496,528
55 Goldwater Bank, National Association Phoenix Ariz. Commercial Bank 210,416 161,035 30.7 272,194
56 Clear Mountain Bank, Inc. Bruceton Mills W.Va. Commercial Bank 210,039 211,171 -0.5 561,301
57 RSI Bank Rahway N.J. Savings Bank 209,596 221,676 -5.4 373,356
58 Superior National Bank Hancock Mich. Commercial Bank 208,874 119,666 74.5 631,529
59 Ballston Spa National Bank Ballston Spa N.Y. Commercial Bank 205,727 198,747 3.5 518,904
60 First Columbia Bank & Trust Company Bloomsburg Pa. Commercial Bank 204,225 212,503 -3.9 492,405
61 Sanibel Captiva Community Bank Sanibel Fla. Commercial Bank 203,976 205,771 -0.9 486,595
62 The Bank of Fayette County Piperton Tenn. Commercial Bank 203,320 205,825 -1.2 579,968
63 The North Country Savings Bank Canton N.Y. Savings Bank 200,273 194,621 2.9 234,097
64 New Peoples Bank, Inc. Honaker Va. Commercial Bank 200,060 220,969 -9.5 594,454
65 The Muncy Bank and Trust Company Muncy Pa. Commercial Bank 199,844 196,909 1.5 407,747
66 First Northern Bank and Trust Company Palmerton Pa. Commercial Bank 198,758 211,578 -6.1 581,822
67 Royal Savings Bank Chicago Ill. Savings Bank 198,599 119,287 66.5 444,586
68 Hamlin Bank and Trust Company Smethport Pa. Commercial Bank 198,223 198,205 0.0 236,984
69 NVE Bank Englewood N.J. Savings Bank 197,551 234,919 -15.9 424,487
70 Magyar Bank New Brunswick N.J. Savings Bank 197,333 190,705 3.5 624,529
71 Sullivan Bank Sullivan Mo. Commercial Bank 194,877 157,256 23.9 554,419
72 First Central Savings Bank Glen Cove N.Y. Savings Bank 193,966 118,590 63.6 583,909
73 PrimeSouth Bank Waycross Ga. Commercial Bank 193,826 191,395 1.3 699,990
74 Ambler Savings Bank Ambler Pa. Savings Bank 193,676 189,177 2.4 302,768
75 Pilot Grove Savings Bank Pilot Grove Iowa Commercial Bank 192,880 184,337 4.6 532,203
76 Rondout Savings Bank Kingston N.Y. Savings Bank 192,664 183,971 4.7 335,444
77 Focus Bank Charleston Mo. Commercial Bank 190,770 184,520 3.4 616,904
78 Sturgis Bank & Trust Company Sturgis Mich. Commercial Bank 190,609 117,319 62.5 495,089
79 MountainOne Bank North Adams Mass. Savings Bank 190,491 214,184 -11.1 705,001
80 Norwood Co-operative Bank Norwood Mass. Cooperative Bank 189,373 214,261 -11.6 491,869
81 Haverhill Bank Haverhill Mass. Savings Bank 188,802 177,891 6.1 328,128
82 Bay State Savings Bank Worcester Mass. Savings Bank 188,493 222,214 -15.2 407,837
83 Phoenixville Federal Bank and Trust Phoenixville Pa. Savings Bank 188,298 197,818 -4.8 389,180
84 1st Colonial Community Bank Cherry Hill N.J. Commercial Bank 186,786 181,692 2.8 481,391
85 Midwest Community Bank Freeport Ill. Commercial Bank 186,319 115,027 62.0 334,905
86 Peoples Community Bank Greenville Mo. Commercial Bank 186,265 170,505 9.2 397,653
87 Arthur State Bank Union S.C. Commercial Bank 186,042 159,115 16.9 414,173
88 Skyline National Bank Independence Va. Commercial Bank 185,733 185,183 0.3 697,685
89 Mechanics Cooperative Bank Taunton Mass. Cooperative Bank 184,665 181,850 1.5 547,081
90 Community State Bank of Orbisonia Orbisonia Pa. Commercial Bank 184,199 181,281 1.6 303,749
91 Perpetual Federal Savings Bank Urbana Ohio Commercial Bank 183,172 192,602 -4.9 326,472
92 Town & Country Bank Salem Mo. Commercial Bank 182,300 179,895 1.3 419,980
93 Savers Co-operative Bank Southbridge Mass. Cooperative Bank 181,903 204,943 -11.2 478,774
94 Athol Savings Bank Athol Mass. Savings Bank 181,680 191,330 -5.0 308,777
95 Bank of Charles Town Charles Town W.Va. Commercial Bank 180,955 167,806 7.8 503,257
96 Essex Savings Bank Essex Conn. Savings Bank 180,226 184,825 -2.5 333,070
97 The Cooperative Bank Roslindale Mass. Cooperative Bank 180,123 197,536 -8.8 375,471
98 The Northumberland National Bank Northumberland Pa. Commercial Bank 178,911 189,228 -5.5 366,713
99 Clinton Savings Bank Clinton Mass. Savings Bank 178,326 206,092 -13.5 428,552
100 Freedom Bank Huntingburg Ind. Commercial Bank 178,155 172,004 3.6 420,347
101 Empire State Bank Newburgh N.Y. Commercial Bank 177,417 170,705 3.9 464,291
102 The Milford Bank Milford Conn. Savings Bank 177,342 176,666 0.4 412,287
103 Dean Co-operative Bank Franklin Mass. Cooperative Bank 177,075 164,532 7.6 292,723
104 Main Street Bank Corp. Wheeling W.Va. Commercial Bank 176,638 173,519 1.8 395,416
105 The Evangeline Bank and Trust Company Ville Platte La. Commercial Bank 176,385 154,534 14.1 577,539
106 First State Bank of St. Charles, Missouri Saint Charles Mo. Commercial Bank 175,995 190,228 -7.5 339,559
107 Bank of Versailles Versailles Mo. Commercial Bank 175,870 166,401 5.7 238,946
108 The First Bank of Greenwich Cos Cob Conn. Commercial Bank 174,925 141,922 23.3 437,692
109 CNB Bank, Inc. Berkeley Springs W.Va. Commercial Bank 174,539 180,318 -3.2 365,719
110 First Federal Community Bank, SSB Paris Tex. Savings Bank 173,350 181,968 -4.7 403,543
111 Bank of San Francisco San Francisco Calif. Commercial Bank 173,290 133,506 29.8 584,350
112 Central Bank Houston Tex. Commercial Bank 172,503 178,362 -3.3 620,088
113 Community National Bank Newport Vt. Commercial Bank 170,740 164,406 3.9 727,751
114 Monticello Banking Company Monticello Ky. Commercial Bank 170,592 163,880 4.1 627,685
115 The Dart Bank Mason Mich. Commercial Bank 170,209 134,022 27.0 513,721
116 Webster Five Cents Savings Bank Webster Mass. Savings Bank 168,365 205,285 -18.0 769,266
117 Financial Federal Bank Memphis Tenn. Commercial Bank 166,853 157,347 6.0 750,835
118 Katahdin Trust Company Patten Maine Commercial Bank 166,253 155,751 6.7 770,604
119 Florida Capital Bank, N.A. Jacksonville Fla. Commercial Bank 165,352 143,025 15.6 420,238
120 Queenstown Bank of Maryland Queenstown Md. Commercial Bank 165,003 172,049 -4.1 404,515
121 The Bank of Canton Canton Mass. Savings Bank 164,262 192,441 -14.6 539,737
122 The Bank of Marion Marion Va. Commercial Bank 162,837 129,060 26.2 286,211
123 Franklin Savings Bank Farmington Maine Commercial Bank 162,828 172,074 -5.4 420,176
124 New OMNI Bank, National Association Alhambra Calif. Commercial Bank 162,627 160,789 1.1 449,278
125 First Western Bank Booneville Ark. Commercial Bank 162,495 157,329 3.3 383,691
126 Vision Bank, National Association Ada Okla. Commercial Bank 161,957 162,431 -0.3 521,879
127 Texas National Bank of Jacksonville Jacksonville Tex. Commercial Bank 161,650 149,148 8.4 544,877
128 First Bank Burkburnett Tex. Commercial Bank 161,594 141,864 13.9 483,777
129 Triumph Bank Memphis Tenn. Commercial Bank 161,383 172,021 -6.2 714,629
130 The Farmers National Bank of Danville Danville Ky. Commercial Bank 161,316 154,625 4.3 467,351
131 Commercial Bank Alma Mich. Commercial Bank 160,881 160,236 0.4 444,837
132 Sound Community Bank Seattle Wash. Commercial Bank 160,436 173,665 -7.6 625,090
133 Piscataqua Savings Bank Portsmouth N.H. Savings Bank 159,872 164,286 -2.7 177,652
134 Patriot Bank, National Association Stamford Conn. Commercial Bank 158,876 188,178 -15.6 679,505
135 The Friendship State Bank Friendship Ind. Commercial Bank 158,030 169,373 -6.7 288,440
136 International Bank of Chicago Chicago Ill. Commercial Bank 157,166 131,153 19.8 615,008
137 International Finance Bank Miami Fla. Commercial Bank 157,006 158,293 -0.8 708,474
138 First & Farmers National Bank, Inc. Somerset Ky. Commercial Bank 156,760 144,771 8.3 345,429
139 Bank of the Orient San Francisco Calif. Commercial Bank 156,388 157,638 -0.8 695,763
140 Hearthside Bank Corporation Middlesboro Ky. Commercial Bank 155,730 163,467 -4.7 302,672
141 Franklin Savings Bank Franklin N.H. Savings Bank 155,433 137,094 13.4 406,812
142 North Brookfield Savings Bank North Brookfield Mass. Commercial Bank 154,217 156,267 -1.3 242,148
143 First Palmetto Bank Camden S.C. Commercial Bank 153,832 105,968 45.2 617,053
144 The Bank and Trust, SSB Del Rio Tex. Savings Bank 153,505 161,156 -4.7 286,671
145 The HomeTown Bank of Alabama Oneonta Ala. Commercial Bank 153,210 152,116 0.7 280,254
146 The Garrett State Bank Garrett Ind. Commercial Bank 152,617 128,232 19.0 216,996
147 The Honesdale National Bank Honesdale Pa. Commercial Bank 152,381 158,081 -3.6 562,494
148 National Capital Bancorp Inc. Washington D.C. Commercial Bank 151,383 164,932 -8.2 481,601
149 The First National Bank of McGregor McGregor Tex. Commercial Bank 151,355 158,258 -4.4 557,210
150 Mars Bank Mars Pa. Commercial Bank 151,158 146,840 2.9 279,649
151 Lee Bank Lee Mass. Savings Bank 149,769 153,514 -2.4 339,084
152 CIBM Bank Champaign Ill. Commercial Bank 149,561 184,849 -19.1 558,154
153 Quail Creek Bank, National Association Oklahoma City Okla. Commercial Bank 149,502 150,543 -0.7 505,102
154 Benchmark Bank Plano Tex. Commercial Bank 149,014 122,714 21.4 699,248
155 Citizens State Bank Somerville Tex. Commercial Bank 147,870 135,262 9.3 483,874
156 First National Bank of Middle Tennessee McMinnville Tenn. Commercial Bank 147,656 147,703 0.0 422,495
157 Sugar River Bank Newport N.H. Savings Bank 147,431 149,132 -1.1 216,903
158 The Community Bank Zanesville Ohio Commercial Bank 147,248 172,991 -14.9 337,150
159 Encore Bank Little Rock Ark. Commercial Bank 147,194 71,765 105.1 648,690
160 North Shore Bank of Commerce Duluth Minn. Commercial Bank 147,122 88,812 65.7 279,208
161 Mineola Community Bank, SSB Mineola Tex. Savings Bank 146,363 123,268 18.7 213,890
162 Tennessee State Bank Pigeon Forge Tenn. Commercial Bank 144,513 120,698 19.7 507,999
163 Northmark Bank North Andover Mass. Commercial Bank 144,406 149,327 -3.3 322,296
164 Community Bank of Parkersburg Parkersburg W.Va. Commercial Bank 143,834 144,103 -0.2 229,667
165 Greenville Savings Bank Greenville Pa. Savings Bank 143,545 137,714 4.2 201,265
166 Monson Savings Bank Monson Mass. Savings Bank 143,460 128,031 12.1 412,531
167 First State Bank Athens Tex. Commercial Bank 143,081 137,861 3.8 321,677
168 Traditions Bank Cullman Ala. Commercial Bank 142,880 113,537 25.8 383,142
169 First State Bank Waynesboro Miss. Commercial Bank 142,259 181,504 -21.6 469,014
170 First Reliance Bank Florence S.C. Commercial Bank 141,928 127,983 10.9 539,207
171 Resource Bank Covington La. Commercial Bank 140,837 169,197 -16.8 634,243
172 Jackson County Bank Seymour Ind. Commercial Bank 140,772 133,194 5.7 508,389
173 Platte Valley Bank Scottsbluff Neb. Commercial Bank 140,426 143,631 -2.2 642,343
174 Seamens Bank Provincetown Mass. Savings Bank 140,336 170,996 -17.9 286,047
175 Wayne Savings Community Bank Wooster Ohio Commercial Bank 140,034 149,726 -6.5 416,373
176 Paramount Bank Saint Louis Mo. Commercial Bank 139,962 92,741 50.9 166,877
177 Gold Coast Bank Chicago Ill. Commercial Bank 139,637 77,715 79.7 366,224
178 Bank of Botetourt Buchanan Va. Commercial Bank 139,600 146,416 -4.7 461,559
179 Peoples Exchange Bank Winchester Ky. Commercial Bank 139,055 129,951 7.0 365,315
180 Pittsfield Co-operative Bank Pittsfield Mass. Cooperative Bank 138,956 139,607 -0.5 247,615
181 BOM Bank Natchitoches La. Commercial Bank 138,799 131,584 5.5 541,897
182 The Paducah Bank and Trust Company Paducah Ky. Commercial Bank 138,441 151,338 -8.5 600,271
183 Community Savings Bank Chicago Ill. Savings Bank 137,706 139,181 -1.1 229,839
184 Round Top State Bank Round Top Tex. Commercial Bank 137,562 140,860 -2.3 436,845
185 Hebron Savings Bank Hebron Md. Commercial Bank 137,534 148,578 -7.4 544,784
186 BNA Bank New Albany Miss. Commercial Bank 136,862 133,751 2.3 346,960
187 Eagle Bank Everett Mass. Savings Bank 136,852 139,891 -2.2 353,655
188 The National Bank of Coxsackie Coxsackie N.Y. Commercial Bank 136,587 107,776 26.7 271,702
189 Amerasia Bank Flushing N.Y. Commercial Bank 136,557 120,220 13.6 662,552
190 Magnolia Bank, Inc Magnolia Ky. Commercial Bank 135,133 117,888 14.6 277,997
191 The Poca Valley Bank, Inc. Walton W.Va. Commercial Bank 134,933 131,952 2.3 324,925
192 Ledyard National Bank Norwich Vt. Commercial Bank 134,868 121,925 10.6 372,718
193 Bank of Bird-in-Hand Bird in Hand Pa. Commercial Bank 134,571 99,296 35.5 532,239
194 Bank of O'Fallon O'Fallon Ill. Commercial Bank 133,749 134,433 -0.5 254,338
195 Farmers Bank & Trust Company Marion Ky. Commercial Bank 133,286 115,859 15.0 352,708
196 The Bank of Romney Romney W.Va. Commercial Bank 133,179 131,501 1.3 234,937
197 York Traditions Bank York Pa. Commercial Bank 133,172 110,649 20.4 519,790
198 The Lincoln National Bank of Hodgenville Hodgenville Ky. Commercial Bank 132,181 122,509 7.9 245,216
199 Alden State Bank Alden N.Y. Commercial Bank 131,561 136,107 -3.3 281,551
200 National Bank of Middlebury Middlebury Vt. Commercial Bank 131,485 125,651 4.6 283,242

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Rankings include only companies current as of May 27, 2021

Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans.

Figures for prior periods are not adjusted for mergers and acquisitions.

© 2021 American Banker

Source:

https://www.spglobal.com/en/

First time home buyers Community banking