Highest Loan/Deposit Ratios Among Bank Holding Companies
September 27, 2007, 10:08 a.m. EDT 1 Min Read
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Highest Loan/Deposit Ratios Among Bank Holding Companies
Highest Loan/Deposit Ratios Among Bank Holding CompaniesOn March 31, 2007. Dollars in thousands. | ||||||
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Related Table: Select Ratios and Fastest Percentage Growth | ||||||
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March 31 | | | | | ||
1 | MetLife Inc. New York | 1252.00% | 1084.30% | $56,556,713 | $4,517,247 | $34,068,493 |
2 | Utrecht-America Holdings Inc. New York | 797.3 | 732.5 | 22,523,153 | 2,825,003 | 1,015,011 |
3 | Community Financial Services Inc. Atlanta | 730.5 | 452.5 | 1,389,461 | 190,199 | 132,351 |
4 | Taunus Corp. New York | 583.7 | 234.1 | 67,020,000 | 11,482,000 | 5,228,000 |
5 | United National Corp. Sioux Falls, S.D. | 200.2 | 204.7 | 976,703 | 487,806 | 685,584 |
6 | Cass Information Systems Inc. Bridgeton, Mo. | 194 | 189.6 | 530,609 | 273,501 | 87,145 |
7 | HSBC North America Holdings Inc. Prospect Heights, Ill. | 193.9 | 208.9 | 282,739,685 | 145,848,915 | 32,630,470 |
8 | Independent Bankers Financial Corp. Irving, Tex. | 166.9 | 159.7 | 674,126 | 403,961 | 90,726 |
9 | Irwin Financial Corp. Columbus, Ind. | 158.4 | 126.7 | 5,459,352 | 3,447,482 | 512,869 |
10 | New York Community Bancorp Inc. Westbury | 152.4 | 144.9 | 19,287,518 | 12,655,701 | 3,711,606 |
11 | Franklin Resources Inc. San Mateo, Calif. | 148 | 93.6 | 681,975 | 460,724 | 7,030,980 |
12 | Imperial Capital Bancorp Inc. La Jolla, Calif. | 143.8 | 145.7 | 3,059,640 | 2,127,674 | 226,850 |
13 | Beverly Hills Bancorp Inc. Calabasas, Calif. | 141.3 | 140.7 | 1,081,841 | 765,400 | 157,130 |
14 | Santander BanCorp San Juan, Puerto Rico | 136.3 | 126.2 | 7,044,307 | 5,169,690 | 585,879 |
15 | Rainier Pacific Financial Group Inc. Tacoma | 134.4 | 131.2 | 638,500 | 475,000 | 88,793 |
16 | Wauwatosa Holdings Inc. Wauwatosa, Wis. | 134 | 123.5 | 1,384,521 | 1,033,483 | 230,153 |
17 | BBVAPR Holding Corp. San Juan, Puerto Rico | 133.5 | 127.6 | 4,106,443 | 3,074,967 | 534,959 |
18 | Popular Inc. Hato Rey, Puerto Rico | 132.9 | 134.3 | 32,881,000 | 24,739,000 | 3,736,000 |
19 | Marshall & Ilsley Corp. Milwaukee | 129.5 | 125.5 | 42,256,869 | 32,631,778 | 6,353,926 |
20 | U.S. Bancorp Minneapolis | 126.1 | 115.7 | 148,920,000 | 118,060,000 | 20,800,000 |
21 | Republic Bancorp Inc. Louisville | 125.9 | 119.7 | 2,322,035 | 1,844,763 | 244,433 |
22 | National City Corp. Cleveland | 124.4 | 140.1 | 110,271,145 | 88,647,858 | 13,170,369 |
23 | R & G Financial Corp. Hato Rey, Puerto Rico | 124.2 | 118.3 | 7,761,970 | 6,250,444 | 531,076 |
24 | Pacific Continental Corp. Eugene, Ore. | 123.4 | 114.1 | 788,253 | 638,910 | 98,897 |
25 | Ida Grove Bancshares Inc. Iowa | 123.2 | 122.7 | 804,868 | 653,304 | 67,224 |
26 | First National Bank Holding Co. Scottsdale, Ariz. | 122.1 | 110.5 | 4,023,212 | 3,295,350 | 238,769 |
27 | Camco Financial Corp. Cambridge, Ohio | 121.3 | 124.3 | 836,854 | 689,807 | 91,231 |
28 | BTC Financial Corp. Des Moines | 120.8 | 104 | 1,569,865 | 1,299,877 | 126,380 |
29 | Doral Financial Corp. San Juan, Puerto Rico | 120.4 | 218.7 | 5,094,354 | 4,229,679 | 891,559 |
30 | Frontier Financial Corp. Everett, Wash. | 117.5 | 112.7 | 3,018,263 | 2,569,742 | 390,762 |
31 | Marquette Financial Cos. Minneapolis | 117.1 | 123.6 | 1,903,884 | 1,626,305 | 432,741 |
32 | Cascade Financial Corp. Everett, Wash. | 116.6 | 117.6 | 1,037,437 | 889,982 | 114,967 |
33 | KeyCorp Cleveland | 116.3 | 118.8 | 69,886,330 | 60,093,508 | 7,718,731 |
TCF Financial Corp. Wayzata, Minn. | 116.3 | 111.2 | 11,626,067 | 9,999,186 | 1,062,008 | |
35 | First Regional Bancorp Century City, Calif. | 116.2 | 122.6 | 1,851,408 | 1,592,751 | 157,110 |
36 | Cooperative Bankshares Inc. Wilmington, N.C. | 115.7 | 116.8 | 770,255 | 665,757 | 59,539 |
Bank of Florida Corp. Naples | 115.7 | 102.8 | 831,195 | 718,584 | 137,028 | |
38 | Pacific Capital Bancorp Santa Barbara, Calif. | 115.1 | 95.3 | 5,764,636 | 5,009,284 | 669,005 |
39 | Macon Bancorp Franklin, N.C. | 114.9 | 113.7 | 800,926 | 697,242 | 73,245 |
Rockville Financial MHC Inc. Vernon Rockville, Conn. | 114.9 | 117.6 | 1,056,072 | 919,476 | 86,187 | |
41 | Green Bankshares Inc. Greeneville, Tenn. | 114.8 | 108.5 | 1,605,686 | 1,398,857 | 189,997 |
Wells Fargo & Co. San Francisco | 114.8 | 113.8 | 358,602,000 | 312,506,000 | 46,135,000 | |
43 | First Mutual Bancshares Inc. Bellevue, Wash. | 114.6 | 113.6 | 891,633 | 777,786 | 72,365 |
44 | Stearns Financial Services Inc. St. Cloud, Minn. | 114.2 | 118.7 | 1,466,122 | 1,283,957 | 172,633 |
45 | Peoplesbancorp MHC Holyoke, Mass. | 113.6 | 108.8 | 1,030,387 | 907,119 | 111,819 |
46 | Orion Bancorp Inc. Naples, Fla. | 112.9 | 113.3 | 1,930,850 | 1,710,053 | 117,740 |
QCR Holdings Inc. Moline, Ill. | 112.9 | 105.1 | 990,865 | 877,841 | 72,367 | |
48 | Vineyard National Bancorp Corona, Calif. | 112.8 | 110 | 1,996,760 | 1,769,967 | 147,307 |
49 | Fremont Bancorp. Calif. | 112.6 | 110.5 | 1,642,694 | 1,458,582 | 102,544 |
50 | Hills Bancorp. Hills, Iowa | 112.4 | 110.9 | 1,307,121 | 1,162,906 | 139,586 |
51 | Sterling Financial Corp. Spokane | 112.3 | 104.1 | 8,530,042 | 7,595,923 | 1,113,730 |
52 | Affinity Bank Holdings Inc. Ventura, Calif. | 112.1 | 125.2 | 793,905 | 708,163 | 51,206 |
Liberty Financial Group Inc. Eugene, Ore. | 112.1 | 113.3 | 837,676 | 747,229 | 71,657 | |
54 | First Horizon National Corp. Memphis | 112 | 115.2 | 25,191,757 | 22,493,928 | 2,514,676 |
55 | M&T Bank Corp. Buffalo | 111.7 | 107 | 43,507,176 | 38,937,906 | 6,253,184 |
56 | Gateway Financial Holdings Inc. Virginia Beach, Va. | 111.1 | 103.1 | 1,083,638 | 975,223 | 111,688 |
57 | State Bankshares Inc. Fargo, N.D. | 111 | 108.4 | 1,492,552 | 1,344,506 | 84,160 |
58 | Harris Financial Corp. Wilmington, Del. | 110.9 | 105.3 | 32,753,369 | 29,533,120 | 4,723,403 |
Beacon Bancorp Taunton, Mass. | 110.9 | 94.8 | 779,302 | 703,032 | 162,393 | |
60 | Dearborn Bancorp Inc. Mich. | 110.7 | 107 | 938,592 | 848,036 | 144,970 |
61 | South Plains Financial Inc. Lubbock, Tex. | 110.6 | 112.1 | 1,185,649 | 1,071,607 | 84,012 |
Center Financial Corp. Los Angeles | 110.6 | 83.3 | 1,597,653 | 1,444,261 | 146,861 | |
63 | Horizon Financial Corp. Bellingham, Wash. | 110.2 | 112.4 | 1,075,252 | 975,527 | 123,854 |
64 | Fifth Third Bancorp Cincinnati | 109.9 | 104.6 | 76,202,482 | 69,342,178 | 9,804,350 |
65 | Comerica Inc. Detroit | 109.8 | 100.4 | 48,083,296 | 43,804,676 | 5,119,745 |
66 | Citizens Republic Bancorp Inc. Flint, Mich. | 109.7 | 101.5 | 9,282,121 | 8,461,424 | 1,571,912 |
67 | Capital One Financial Corp. McLean, Va. | 109.6 | 122.6 | 96,051,403 | 87,672,749 | 26,020,770 |
68 | East West Bancorp Inc. Pasadena, Calif. | 109.5 | 108.9 | 8,022,065 | 7,323,760 | 1,038,198 |
FirstBank Corp. Alma, Mich. | 109.5 | 111.7 | 912,801 | 833,560 | 98,130 | |
70 | Bank of America Corp. Charlotte | 109.3 | 93.7 | 757,811,820 | 693,129,758 | 134,855,601 |
71 | First Olathe Bancshares Inc. Overland Park, Kan. | 109.2 | 112.8 | 1,168,956 | 1,070,966 | 85,859 |
72 | Boston Private Financial Holdings Inc. | 108.9 | 98.8 | 4,467,868 | 4,104,128 | 651,282 |
73 | Oak Hill Financial Inc. Jackson, Ohio | 108.1 | 104.8 | 1,039,950 | 961,787 | 92,916 |
74 | Huntington Bancshares Inc. Columbus, Ohio | 107.8 | 107.6 | 26,543,537 | 24,622,551 | 3,051,360 |
Integrity Bancshares Inc. Alpharetta, Ga. | 107.8 | 100.1 | 997,396 | 925,306 | 86,992 | |
76 | Wachovia Corp. Charlotte | 107.70% | 89.20% | $441,643,000 | $409,991,000 | $69,786,000 |
Lakeside Bancorp Inc. Chicago | 107.7 | 116.2 | 792,536 | 735,992 | 83,425 | |
Cascade Bancorp Bend, Ore. | 107.7 | 101.5 | 1,931,893 | 1,794,493 | 269,269 | |
79 | Capitol Bancorp Ltd. Lansing, Mich. | 107.6 | 105.2 | 3,648,843 | 3,392,035 | 381,992 |
80 | AmericanWest Bancorp. Spokane | 107.4 | 106.3 | 1,253,292 | 1,167,197 | 154,731 |
81 | First Community Bancorp San Diego | 107.3 | 106.5 | 3,955,257 | 3,686,111 | 1,182,257 |
Summit Financial Group Inc. Moorefield, W.Va. | 107.3 | 115.5 | 940,905 | 877,226 | 82,935 | |
83 | Citizens Financial Group Inc. Providence, R.I. | 107.2 | 104.6 | 107,954,529 | 100,682,716 | 23,857,884 |
First Bancorp Inc. Lebanon, Va. | 107.2 | 98.9 | 752,143 | 701,837 | 64,135 | |
85 | Associated Banc-Corp Green Bay, Wis. | 106.9 | 114.5 | 14,948,306 | 13,980,967 | 2,236,134 |
Silver State Bancorp Henderson, Nev. | 106.9 | 98.8 | 1,230,870 | 1,151,226 | 112,399 | |
BB&T Corp Winston-Salem, N.C. | 106.9 | 101 | 85,320,094 | 79,839,360 | 11,650,329 | |
88 | Total Bancshares Corp. Miami | 106.8 | 97.7 | 983,401 | 920,802 | 86,119 |
89 | First Charter Corp. Charlotte | 106.7 | 107.8 | 3,543,560 | 3,321,366 | 455,372 |
90 | Charles Schwab Corp. San Francisco | 106.6 | 130.2 | 20,355,040 | 19,095,681 | 4,935,420 |
91 | CNLBancshares Inc. Orlando | 106.4 | 102.5 | 1,026,044 | 964,177 | 156,561 |
BancWest Corp. Honolulu | 106.4 | 103.8 | 46,335,649 | 43,550,197 | 7,519,047 | |
93 | SunTrust Banks Inc. Atlanta | 106.1 | 104.7 | 130,980,347 | 123,438,275 | 17,968,538 |
S&T Bancorp Inc. Indiana, Pa. | 106.1 | 103.2 | 2,734,550 | 2,578,046 | 327,559 | |
95 | SCBT Financial Corp. Columbia, S.C. | 105.9 | 101.9 | 1,817,206 | 1,716,399 | 166,600 |
96 | Minnwest Corp. Minnetonka, Minn. | 105.8 | 108.3 | 1,149,711 | 1,086,746 | 136,443 |
97 | Leesport Financial Corp. Wyomissing, Pa. | 105.6 | 100.2 | 775,678 | 734,347 | 103,233 |
ANB Bancshares Inc. Rogers, Ark. | 105.6 | 124.3 | 1,658,504 | 1,570,739 | 76,837 | |
99 | CoBiz Financial Inc. Denver | 105.5 | 97.8 | 1,568,737 | 1,486,984 | 189,919 |
100 | Macatawa Bank Corp. Holland, Mich. | 105.1 | 103.2 | 1,724,164 | 1,640,260 | 163,406 |
PremierWest Bancorp Medford, Ore. | 105.1 | 107.2 | 927,651 | 883,023 | 119,704 | |
102 | First Indiana Corp. Indianapolis | 105 | 104 | 1,675,780 | 1,596,544 | 177,374 |
103 | Olney Bancshares of Texas Inc. | 104.4 | 107 | 1,032,496 | 988,625 | 95,260 |
104 | Hometown Community Bancorp Inc. Morton, Ill. | 104.3 | 93.8 | 1,053,917 | 1,010,642 | 87,615 |
105 | Fulton Financial Corp. Lancaster, Pa. | 104.1 | 99.7 | 10,654,597 | 10,235,580 | 1,521,931 |
106 | HNB Corp. Arkansas City, Kan. | 104 | 94.1 | 682,350 | 656,289 | 70,545 |
107 | Compass Bancshares Inc. Birmingham, Ala. | 103.8 | 104.9 | 24,981,351 | 24,074,665 | 2,931,774 |
Minnehaha Banshares Inc. Sioux Falls, S.D. | 103.8 | 90.4 | 658,848 | 635,026 | 96,279 | |
109 | Mercantile Bank Corp. Grand Rapids, Mich. | 103.7 | 108.8 | 1,748,838 | 1,686,157 | 175,481 |
110 | S.Y. Bancorp Inc. Louisville | 103.6 | 98.7 | 1,155,647 | 1,115,025 | 140,176 |
111 | Enterprise Financial Services Corp St. Louis | 103.5 | 102.6 | 1,497,110 | 1,446,104 | 158,702 |
112 | Porter Bancorp Inc. Louisville | 103.3 | 99.7 | 926,747 | 897,479 | 110,559 |
113 | Banner Corp. Walla Walla, Wash. | 103.1 | 106.4 | 3,011,821 | 2,921,148 | 281,470 |
114 | Florida Community Banks Inc. Immokalee | 103 | 103.4 | 839,801 | 815,675 | 95,244 |
115 | Independent Alliance Banks Inc. Fort Wayne, Ind. | 102.9 | 100.9 | 659,278 | 640,981 | 73,608 |
116 | Cathay General Bancorp Los Angeles | 102.8 | 99.3 | 5,885,361 | 5,724,740 | 938,638 |
117 | First National Lincoln Corp. Damariscotta, Maine | 102.7 | 105.4 | 846,774 | 824,761 | 108,800 |
118 | Central Pacific Financial Corp. Honolulu | 102.6 | 99.3 | 3,946,150 | 3,845,621 | 753,536 |
119 | Heritage Financial Corp. Olympia, Wash. | 102.5 | 99.5 | 765,510 | 746,701 | 80,176 |
First Chicago Bancorp Itasca, Ill. | 102.5 | 97.1 | 782,127 | 763,274 | 144,492 | |
West Bancorp. Inc. West Des Moines, Iowa | 102.5 | 95.9 | 946,745 | 924,014 | 115,893 | |
122 | Temecula Valley Bancorp Inc. Calif. | 102.4 | 96.7 | 1,179,789 | 1,151,853 | 107,744 |
123 | Spirit Bankcorp Inc. Bristow, Okla. | 102.3 | 95.3 | 808,334 | 790,407 | 57,137 |
Synovus Financial Corp. Columbus, Ga. | 102.3 | 103.6 | 25,404,947 | 24,842,378 | 3,836,082 | |
Republic First Bancorp Inc. Philadelphia | 102.3 | 104 | 832,442 | 814,141 | 76,926 | |
126 | First Bancorp Troy, N.C. | 101.9 | 99.4 | 1,780,616 | 1,747,486 | 165,102 |
127 | First Merchants Corp. Muncie, Ind. | 101.7 | 102.1 | 2,733,872 | 2,687,388 | 328,648 |
128 | Webster Financial Corp. Waterbury, Conn. | 101.6 | 105.9 | 12,759,281 | 12,559,672 | 1,905,014 |
129 | Trinity Capital Corp. Los Alamos, N.M. | 101.1 | 102.6 | 1,170,300 | 1,157,937 | 83,731 |
130 | Camden National Corp. Maine | 100.9 | 100.7 | 1,200,257 | 1,189,364 | 112,263 |
131 | Johnson Financial Group Inc. Racine, Wis. | 100.8 | 97.8 | 3,323,271 | 3,295,751 | 304,575 |
Community Bancorp Las Vegas | 100.8 | 101.4 | 1,293,169 | 1,282,917 | 224,987 | |
Dickinson Financial Corp. II Kansas City, Mo. | 100.8 | 110.4 | 3,742,521 | 3,713,300 | 551,777 | |
ABN Amro North America Holding Co. Chicago | 100.8 | 116.2 | 67,322,026 | 66,810,267 | 6,047,105 | |
GBank and Trust Bancshares Inc. Gainesville, Ga. | 100.8 | 99.8 | 1,524,746 | 1,513,444 | 236,347 | |
136 | Amboy Bancorp. Old Bridge, N.J. | 100.7 | 114.7 | 2,156,849 | 2,140,901 | 228,642 |
NewAlliance Bancshares Inc. New Haven | 100.7 | 89.8 | 4,502,063 | 4,469,964 | 1,431,489 | |
Bank of Highland Park Financial Corp. Ill. | 100.7 | 103.5 | 966,630 | 960,324 | 72,119 | |
139 | Texas Capital Bancshares Inc. Dallas | 100.6 | 97.1 | 3,106,562 | 3,087,047 | 263,616 |
Southern Community Financial Corp. Winston-Salem, N.C. | 100.6 | 92.5 | 1,085,479 | 1,078,781 | 138,046 | |
141 | Georgian Bancorp. Inc. Atlanta | 100.5 | 95.9 | 1,459,262 | 1,451,619 | |
| | 100.5 | 106.2 | 1,189,641 | 1,184,082 | 114,517 |
143 | PrivateBancorp Inc. Chicago | 100.4 | 95.1 | 3,596,326 | 3,582,821 | 299,672 |
Taylor Capital Group Inc. Rosemont, Ill. | 100.4 | 95.9 | 2,501,507 | 2,492,373 | 278,218 | |
Nara Bancorp Inc. Los Angeles | 100.4 | 94.3 | 1,757,220 | 1,750,976 | 194,748 | |
146 | Virginia Commerce Bancorp Inc. Arlington, Va. | 100.3 | 100 | 1,716,315 | 1,710,775 | 146,772 |
Merchants and Manufacturers Bancorp. Inc. New Berlin, Wis. | 100.3 | 104.9 | 1,182,076 | 1,178,794 | 94,757 | |
Glacier Bancorp Inc. Kalispell, Mont. | 100.3 | 95.3 | 3,207,683 | 3,199,069 | 472,437 | |
149 | Regions Financial Corp. Birmingham, Ala. | 100.2 | 99.6 | 95,568,197 | 95,360,017 | 20,314,166 |
Citigroup Inc. New York | 100.2 | 102.6 | 739,770,000 | 738,521,000 | 122,083,000 | |
American National Corp. Omaha | 100.2 | 97.8 | 1,319,794 | 1,317,805 | 141,840 |
*Among 500 top tier largest bank holding companies that file Y-9C reports with the Federal Reserve. **Includes leases.
Source: SNL Financial, Charlottesville, Va.
© 2007 American Banker